2300万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2300万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2300万円の住宅ローン｜期間・年数別
2300万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥45,443 | ¥27,265,953 | ¥4,265,953 |
| 50 | 0.80% | ¥46,522 | ¥27,913,416 | ¥4,913,416 |
| 50 | 0.90% | ¥47,617 | ¥28,570,301 | ¥5,570,301 |
| 50 | 1.00% | ¥48,728 | ¥29,236,567 | ¥6,236,567 |
| 50 | 1.10% | ¥49,854 | ¥29,912,168 | ¥6,912,168 |
| 50 | 1.20% | ¥50,995 | ¥30,597,055 | ¥7,597,055 |
| 50 | 1.30% | ¥52,152 | ¥31,291,173 | ¥8,291,173 |
| 50 | 1.40% | ¥53,324 | ¥31,994,465 | ¥8,994,465 |
| 50 | 1.50% | ¥54,511 | ¥32,706,868 | ¥9,706,868 |
| 50 | 1.60% | ¥55,714 | ¥33,428,317 | ¥10,428,317 |
| 50 | 1.70% | ¥56,931 | ¥34,158,740 | ¥11,158,740 |
| 50 | 1.80% | ¥58,163 | ¥34,898,066 | ¥11,898,066 |
| 50 | 1.90% | ¥59,410 | ¥35,646,215 | ¥12,646,215 |
| 50 | 2.00% | ¥60,672 | ¥36,403,107 | ¥13,403,107 |
| 50 | 2.10% | ¥61,948 | ¥37,168,658 | ¥14,168,658 |
| 50 | 2.20% | ¥63,238 | ¥37,942,781 | ¥14,942,781 |
| 50 | 2.30% | ¥64,542 | ¥38,725,384 | ¥15,725,384 |
| 50 | 2.40% | ¥65,861 | ¥39,516,376 | ¥16,516,376 |
| 50 | 2.50% | ¥67,193 | ¥40,315,658 | ¥17,315,658 |
| 50 | 2.60% | ¥68,539 | ¥41,123,133 | ¥18,123,133 |
| 50 | 2.70% | ¥69,898 | ¥41,938,699 | ¥18,938,699 |
| 50 | 2.80% | ¥71,270 | ¥42,762,252 | ¥19,762,252 |
| 50 | 2.90% | ¥72,656 | ¥43,593,687 | ¥20,593,687 |
| 50 | 3.00% | ¥74,055 | ¥44,432,895 | ¥21,432,895 |
2300万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥49,665 | ¥26,819,020 | ¥3,819,020 |
| 45 | 0.80% | ¥50,732 | ¥27,395,449 | ¥4,395,449 |
| 45 | 0.90% | ¥51,814 | ¥27,979,532 | ¥4,979,532 |
| 45 | 1.00% | ¥52,910 | ¥28,571,243 | ¥5,571,243 |
| 45 | 1.10% | ¥54,020 | ¥29,170,552 | ¥6,170,552 |
| 45 | 1.20% | ¥55,143 | ¥29,777,425 | ¥6,777,425 |
| 45 | 1.30% | ¥56,281 | ¥30,391,827 | ¥7,391,827 |
| 45 | 1.40% | ¥57,433 | ¥31,013,719 | ¥8,013,719 |
| 45 | 1.50% | ¥58,598 | ¥31,643,060 | ¥8,643,060 |
| 45 | 1.60% | ¥59,777 | ¥32,279,805 | ¥9,279,805 |
| 45 | 1.70% | ¥60,970 | ¥32,923,908 | ¥9,923,908 |
| 45 | 1.80% | ¥62,177 | ¥33,575,319 | ¥10,575,319 |
| 45 | 1.90% | ¥63,396 | ¥34,233,987 | ¥11,233,987 |
| 45 | 2.00% | ¥64,629 | ¥34,899,857 | ¥11,899,857 |
| 45 | 2.10% | ¥65,876 | ¥35,572,873 | ¥12,572,873 |
| 45 | 2.20% | ¥67,135 | ¥36,252,976 | ¥13,252,976 |
| 45 | 2.30% | ¥68,408 | ¥36,940,105 | ¥13,940,105 |
| 45 | 2.40% | ¥69,693 | ¥37,634,197 | ¥14,634,197 |
| 45 | 2.50% | ¥70,991 | ¥38,335,186 | ¥15,335,186 |
| 45 | 2.60% | ¥72,302 | ¥39,043,005 | ¥16,043,005 |
| 45 | 2.70% | ¥73,625 | ¥39,757,585 | ¥16,757,585 |
| 45 | 2.80% | ¥74,961 | ¥40,478,855 | ¥17,478,855 |
| 45 | 2.90% | ¥76,309 | ¥41,206,743 | ¥18,206,743 |
| 45 | 3.00% | ¥77,669 | ¥41,941,174 | ¥18,941,174 |
2300万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥54,952 | ¥26,376,735 | ¥3,376,735 |
| 40 | 0.80% | ¥56,007 | ¥26,883,533 | ¥3,883,533 |
| 40 | 0.90% | ¥57,076 | ¥27,396,397 | ¥4,396,397 |
| 40 | 1.00% | ¥58,157 | ¥27,915,307 | ¥4,915,307 |
| 40 | 1.10% | ¥59,251 | ¥28,440,247 | ¥5,440,247 |
| 40 | 1.20% | ¥60,357 | ¥28,971,193 | ¥5,971,193 |
| 40 | 1.30% | ¥61,475 | ¥29,508,125 | ¥6,508,125 |
| 40 | 1.40% | ¥62,606 | ¥30,051,017 | ¥7,051,017 |
| 40 | 1.50% | ¥63,750 | ¥30,599,844 | ¥7,599,844 |
| 40 | 1.60% | ¥64,905 | ¥31,154,577 | ¥8,154,577 |
| 40 | 1.70% | ¥66,073 | ¥31,715,186 | ¥8,715,186 |
| 40 | 1.80% | ¥67,253 | ¥32,281,640 | ¥9,281,640 |
| 40 | 1.90% | ¥68,446 | ¥32,853,907 | ¥9,853,907 |
| 40 | 2.00% | ¥69,650 | ¥33,431,951 | ¥10,431,951 |
| 40 | 2.10% | ¥70,866 | ¥34,015,736 | ¥11,015,736 |
| 40 | 2.20% | ¥72,094 | ¥34,605,225 | ¥11,605,225 |
| 40 | 2.30% | ¥73,334 | ¥35,200,379 | ¥12,200,379 |
| 40 | 2.40% | ¥74,586 | ¥35,801,157 | ¥12,801,157 |
| 40 | 2.50% | ¥75,849 | ¥36,407,516 | ¥13,407,516 |
| 40 | 2.60% | ¥77,124 | ¥37,019,414 | ¥14,019,414 |
| 40 | 2.70% | ¥78,410 | ¥37,636,807 | ¥14,636,807 |
| 40 | 2.80% | ¥79,708 | ¥38,259,646 | ¥15,259,646 |
| 40 | 2.90% | ¥81,016 | ¥38,887,887 | ¥15,887,887 |
| 40 | 3.00% | ¥82,336 | ¥39,521,480 | ¥16,521,480 |
2300万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥61,760 | ¥25,939,107 | ¥2,939,107 |
| 35 | 0.80% | ¥62,804 | ¥26,377,687 | ¥3,377,687 |
| 35 | 0.90% | ¥63,859 | ¥26,820,920 | ¥3,820,920 |
| 35 | 1.00% | ¥64,926 | ¥27,268,799 | ¥4,268,799 |
| 35 | 1.10% | ¥66,003 | ¥27,721,309 | ¥4,721,309 |
| 35 | 1.20% | ¥67,092 | ¥28,178,441 | ¥5,178,441 |
| 35 | 1.30% | ¥68,191 | ¥28,640,179 | ¥5,640,179 |
| 35 | 1.40% | ¥69,301 | ¥29,106,510 | ¥6,106,510 |
| 35 | 1.50% | ¥70,422 | ¥29,577,417 | ¥6,577,417 |
| 35 | 1.60% | ¥71,554 | ¥30,052,884 | ¥7,052,884 |
| 35 | 1.70% | ¥72,697 | ¥30,532,894 | ¥7,532,894 |
| 35 | 1.80% | ¥73,851 | ¥31,017,427 | ¥8,017,427 |
| 35 | 1.90% | ¥75,015 | ¥31,506,464 | ¥8,506,464 |
| 35 | 2.00% | ¥76,190 | ¥31,999,984 | ¥8,999,984 |
| 35 | 2.10% | ¥77,376 | ¥32,497,965 | ¥9,497,965 |
| 35 | 2.20% | ¥78,572 | ¥33,000,385 | ¥10,000,385 |
| 35 | 2.30% | ¥79,779 | ¥33,507,220 | ¥10,507,220 |
| 35 | 2.40% | ¥80,996 | ¥34,018,446 | ¥11,018,446 |
| 35 | 2.50% | ¥82,224 | ¥34,534,038 | ¥11,534,038 |
| 35 | 2.60% | ¥83,462 | ¥35,053,968 | ¥12,053,968 |
| 35 | 2.70% | ¥84,710 | ¥35,578,211 | ¥12,578,211 |
| 35 | 2.80% | ¥85,968 | ¥36,106,738 | ¥13,106,738 |
| 35 | 2.90% | ¥87,237 | ¥36,639,520 | ¥13,639,520 |
| 35 | 3.00% | ¥88,516 | ¥37,176,528 | ¥14,176,528 |
2300万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥70,850 | ¥25,506,146 | ¥2,506,146 |
| 30 | 0.80% | ¥71,883 | ¥25,877,923 | ¥2,877,923 |
| 30 | 0.90% | ¥72,925 | ¥26,253,127 | ¥3,253,127 |
| 30 | 1.00% | ¥73,977 | ¥26,631,752 | ¥3,631,752 |
| 30 | 1.10% | ¥75,038 | ¥27,013,792 | ¥4,013,792 |
| 30 | 1.20% | ¥76,109 | ¥27,399,240 | ¥4,399,240 |
| 30 | 1.30% | ¥77,189 | ¥27,788,088 | ¥4,788,088 |
| 30 | 1.40% | ¥78,279 | ¥28,180,329 | ¥5,180,329 |
| 30 | 1.50% | ¥79,378 | ¥28,575,953 | ¥5,575,953 |
| 30 | 1.60% | ¥80,486 | ¥28,974,953 | ¥5,974,953 |
| 30 | 1.70% | ¥81,604 | ¥29,377,317 | ¥6,377,317 |
| 30 | 1.80% | ¥82,731 | ¥29,783,035 | ¥6,783,035 |
| 30 | 1.90% | ¥83,867 | ¥30,192,098 | ¥7,192,098 |
| 30 | 2.00% | ¥85,012 | ¥30,604,492 | ¥7,604,492 |
| 30 | 2.10% | ¥86,167 | ¥31,020,207 | ¥8,020,207 |
| 30 | 2.20% | ¥87,331 | ¥31,439,230 | ¥8,439,230 |
| 30 | 2.30% | ¥88,504 | ¥31,861,547 | ¥8,861,547 |
| 30 | 2.40% | ¥89,687 | ¥32,287,145 | ¥9,287,145 |
| 30 | 2.50% | ¥90,878 | ¥32,716,010 | ¥9,716,010 |
| 30 | 2.60% | ¥92,078 | ¥33,148,128 | ¥10,148,128 |
| 30 | 2.70% | ¥93,287 | ¥33,583,483 | ¥10,583,483 |
| 30 | 2.80% | ¥94,506 | ¥34,022,060 | ¥11,022,060 |
| 30 | 2.90% | ¥95,733 | ¥34,463,842 | ¥11,463,842 |
| 30 | 3.00% | ¥96,969 | ¥34,908,814 | ¥11,908,814 |
2300万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥83,593 | ¥25,077,859 | ¥2,077,859 |
| 25 | 0.80% | ¥84,614 | ¥25,384,256 | ¥2,384,256 |
| 25 | 0.90% | ¥85,643 | ¥25,693,037 | ¥2,693,037 |
| 25 | 1.00% | ¥86,681 | ¥26,004,199 | ¥3,004,199 |
| 25 | 1.10% | ¥87,726 | ¥26,317,739 | ¥3,317,739 |
| 25 | 1.20% | ¥88,779 | ¥26,633,654 | ¥3,633,654 |
| 25 | 1.30% | ¥89,840 | ¥26,951,939 | ¥3,951,939 |
| 25 | 1.40% | ¥90,909 | ¥27,272,592 | ¥4,272,592 |
| 25 | 1.50% | ¥91,985 | ¥27,595,607 | ¥4,595,607 |
| 25 | 1.60% | ¥93,070 | ¥27,920,979 | ¥4,920,979 |
| 25 | 1.70% | ¥94,162 | ¥28,248,705 | ¥5,248,705 |
| 25 | 1.80% | ¥95,263 | ¥28,578,779 | ¥5,578,779 |
| 25 | 1.90% | ¥96,371 | ¥28,911,196 | ¥5,911,196 |
| 25 | 2.00% | ¥97,486 | ¥29,245,949 | ¥6,245,949 |
| 25 | 2.10% | ¥98,610 | ¥29,583,034 | ¥6,583,034 |
| 25 | 2.20% | ¥99,741 | ¥29,922,443 | ¥6,922,443 |
| 25 | 2.30% | ¥100,881 | ¥30,264,171 | ¥7,264,171 |
| 25 | 2.40% | ¥102,027 | ¥30,608,211 | ¥7,608,211 |
| 25 | 2.50% | ¥103,182 | ¥30,954,555 | ¥7,954,555 |
| 25 | 2.60% | ¥104,344 | ¥31,303,196 | ¥8,303,196 |
| 25 | 2.70% | ¥105,514 | ¥31,654,127 | ¥8,654,127 |
| 25 | 2.80% | ¥106,691 | ¥32,007,340 | ¥9,007,340 |
| 25 | 2.90% | ¥107,876 | ¥32,362,828 | ¥9,362,828 |
| 25 | 3.00% | ¥109,069 | ¥32,720,581 | ¥9,720,581 |
2300万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥102,726 | ¥24,654,251 | ¥1,654,251 |
| 20 | 0.80% | ¥103,736 | ¥24,896,695 | ¥1,896,695 |
| 20 | 0.90% | ¥104,753 | ¥25,140,667 | ¥2,140,667 |
| 20 | 1.00% | ¥105,776 | ¥25,386,166 | ¥2,386,166 |
| 20 | 1.10% | ¥106,805 | ¥25,633,190 | ¥2,633,190 |
| 20 | 1.20% | ¥107,841 | ¥25,881,737 | ¥2,881,737 |
| 20 | 1.30% | ¥108,883 | ¥26,131,807 | ¥3,131,807 |
| 20 | 1.40% | ¥109,931 | ¥26,383,397 | ¥3,383,397 |
| 20 | 1.50% | ¥110,985 | ¥26,636,507 | ¥3,636,507 |
| 20 | 1.60% | ¥112,046 | ¥26,891,132 | ¥3,891,132 |
| 20 | 1.70% | ¥113,114 | ¥27,147,273 | ¥4,147,273 |
| 20 | 1.80% | ¥114,187 | ¥27,404,926 | ¥4,404,926 |
| 20 | 1.90% | ¥115,267 | ¥27,664,089 | ¥4,664,089 |
| 20 | 2.00% | ¥116,353 | ¥27,924,760 | ¥4,924,760 |
| 20 | 2.10% | ¥117,446 | ¥28,186,936 | ¥5,186,936 |
| 20 | 2.20% | ¥118,544 | ¥28,450,615 | ¥5,450,615 |
| 20 | 2.30% | ¥119,649 | ¥28,715,794 | ¥5,715,794 |
| 20 | 2.40% | ¥120,760 | ¥28,982,470 | ¥5,982,470 |
| 20 | 2.50% | ¥121,878 | ¥29,250,640 | ¥6,250,640 |
| 20 | 2.60% | ¥123,001 | ¥29,520,300 | ¥6,520,300 |
| 20 | 2.70% | ¥124,131 | ¥29,791,449 | ¥6,791,449 |
| 20 | 2.80% | ¥125,267 | ¥30,064,082 | ¥7,064,082 |
| 20 | 2.90% | ¥126,409 | ¥30,338,196 | ¥7,338,196 |
| 20 | 3.00% | ¥127,557 | ¥30,613,787 | ¥7,613,787 |
2300万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥134,641 | ¥24,235,329 | ¥1,235,329 |
| 15 | 0.80% | ¥135,640 | ¥24,415,250 | ¥1,415,250 |
| 15 | 0.90% | ¥136,645 | ¥24,596,031 | ¥1,596,031 |
| 15 | 1.00% | ¥137,654 | ¥24,777,673 | ¥1,777,673 |
| 15 | 1.10% | ¥138,668 | ¥24,960,174 | ¥1,960,174 |
| 15 | 1.20% | ¥139,686 | ¥25,143,534 | ¥2,143,534 |
| 15 | 1.30% | ¥140,710 | ¥25,327,752 | ¥2,327,752 |
| 15 | 1.40% | ¥141,738 | ¥25,512,828 | ¥2,512,828 |
| 15 | 1.50% | ¥142,771 | ¥25,698,761 | ¥2,698,761 |
| 15 | 1.60% | ¥143,809 | ¥25,885,551 | ¥2,885,551 |
| 15 | 1.70% | ¥144,851 | ¥26,073,196 | ¥3,073,196 |
| 15 | 1.80% | ¥145,898 | ¥26,261,697 | ¥3,261,697 |
| 15 | 1.90% | ¥146,950 | ¥26,451,052 | ¥3,451,052 |
| 15 | 2.00% | ¥148,007 | ¥26,641,260 | ¥3,641,260 |
| 15 | 2.10% | ¥149,068 | ¥26,832,321 | ¥3,832,321 |
| 15 | 2.20% | ¥150,135 | ¥27,024,234 | ¥4,024,234 |
| 15 | 2.30% | ¥151,206 | ¥27,216,998 | ¥4,216,998 |
| 15 | 2.40% | ¥152,281 | ¥27,410,611 | ¥4,410,611 |
| 15 | 2.50% | ¥153,362 | ¥27,605,073 | ¥4,605,073 |
| 15 | 2.60% | ¥154,447 | ¥27,800,383 | ¥4,800,383 |
| 15 | 2.70% | ¥155,536 | ¥27,996,540 | ¥4,996,540 |
| 15 | 2.80% | ¥156,631 | ¥28,193,543 | ¥5,193,543 |
| 15 | 2.90% | ¥157,730 | ¥28,391,390 | ¥5,391,390 |
| 15 | 3.00% | ¥158,834 | ¥28,590,080 | ¥5,590,080 |
2300万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥198,509 | ¥23,821,096 | ¥821,096 |
| 10 | 0.80% | ¥199,499 | ¥23,939,927 | ¥939,927 |
| 10 | 0.90% | ¥200,493 | ¥24,059,141 | ¥1,059,141 |
| 10 | 1.00% | ¥201,489 | ¥24,178,737 | ¥1,178,737 |
| 10 | 1.10% | ¥202,489 | ¥24,298,716 | ¥1,298,716 |
| 10 | 1.20% | ¥203,492 | ¥24,419,078 | ¥1,419,078 |
| 10 | 1.30% | ¥204,499 | ¥24,539,821 | ¥1,539,821 |
| 10 | 1.40% | ¥205,508 | ¥24,660,947 | ¥1,660,947 |
| 10 | 1.50% | ¥206,520 | ¥24,782,454 | ¥1,782,454 |
| 10 | 1.60% | ¥207,536 | ¥24,904,343 | ¥1,904,343 |
| 10 | 1.70% | ¥208,555 | ¥25,026,614 | ¥2,026,614 |
| 10 | 1.80% | ¥209,577 | ¥25,149,266 | ¥2,149,266 |
| 10 | 1.90% | ¥210,602 | ¥25,272,299 | ¥2,272,299 |
| 10 | 2.00% | ¥211,631 | ¥25,395,713 | ¥2,395,713 |
| 10 | 2.10% | ¥212,663 | ¥25,519,508 | ¥2,519,508 |
| 10 | 2.20% | ¥213,697 | ¥25,643,684 | ¥2,643,684 |
| 10 | 2.30% | ¥214,735 | ¥25,768,240 | ¥2,768,240 |
| 10 | 2.40% | ¥215,776 | ¥25,893,177 | ¥2,893,177 |
| 10 | 2.50% | ¥216,821 | ¥26,018,493 | ¥3,018,493 |
| 10 | 2.60% | ¥217,868 | ¥26,144,189 | ¥3,144,189 |
| 10 | 2.70% | ¥218,919 | ¥26,270,264 | ¥3,270,264 |
| 10 | 2.80% | ¥219,973 | ¥26,396,719 | ¥3,396,719 |
| 10 | 2.90% | ¥221,030 | ¥26,523,553 | ¥3,523,553 |
| 10 | 3.00% | ¥222,090 | ¥26,650,766 | ¥3,650,766 |
