2320万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2320万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2320万円の住宅ローン|期間・年数別
2320万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥45,838 |
¥27,503,049 |
¥4,303,049 |
| 50 |
0.80% |
¥46,927 |
¥28,156,142 |
¥4,956,142 |
| 50 |
0.90% |
¥48,031 |
¥28,818,739 |
¥5,618,739 |
| 50 |
1.00% |
¥49,151 |
¥29,490,798 |
¥6,290,798 |
| 50 |
1.10% |
¥50,287 |
¥30,172,274 |
¥6,972,274 |
| 50 |
1.20% |
¥51,439 |
¥30,863,116 |
¥7,663,116 |
| 50 |
1.30% |
¥52,605 |
¥31,563,270 |
¥8,363,270 |
| 50 |
1.40% |
¥53,788 |
¥32,272,678 |
¥9,072,678 |
| 50 |
1.50% |
¥54,985 |
¥32,991,276 |
¥9,791,276 |
| 50 |
1.60% |
¥56,198 |
¥33,718,998 |
¥10,518,998 |
| 50 |
1.70% |
¥57,426 |
¥34,455,773 |
¥11,255,773 |
| 50 |
1.80% |
¥58,669 |
¥35,201,527 |
¥12,001,527 |
| 50 |
1.90% |
¥59,927 |
¥35,956,182 |
¥12,756,182 |
| 50 |
2.00% |
¥61,199 |
¥36,719,656 |
¥13,519,656 |
| 50 |
2.10% |
¥62,486 |
¥37,491,864 |
¥14,291,864 |
| 50 |
2.20% |
¥63,788 |
¥38,272,718 |
¥15,072,718 |
| 50 |
2.30% |
¥65,104 |
¥39,062,127 |
¥15,862,127 |
| 50 |
2.40% |
¥66,433 |
¥39,859,996 |
¥16,659,996 |
| 50 |
2.50% |
¥67,777 |
¥40,666,229 |
¥17,466,229 |
| 50 |
2.60% |
¥69,135 |
¥41,480,726 |
¥18,280,726 |
| 50 |
2.70% |
¥70,506 |
¥42,303,384 |
¥19,103,384 |
| 50 |
2.80% |
¥71,890 |
¥43,134,098 |
¥19,934,098 |
| 50 |
2.90% |
¥73,288 |
¥43,972,763 |
¥20,772,763 |
| 50 |
3.00% |
¥74,699 |
¥44,819,268 |
¥21,619,268 |
2320万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥50,097 |
¥27,052,229 |
¥3,852,229 |
| 45 |
0.80% |
¥51,173 |
¥27,633,670 |
¥4,433,670 |
| 45 |
0.90% |
¥52,265 |
¥28,222,832 |
¥5,022,832 |
| 45 |
1.00% |
¥53,370 |
¥28,819,689 |
¥5,619,689 |
| 45 |
1.10% |
¥54,489 |
¥29,424,209 |
¥6,224,209 |
| 45 |
1.20% |
¥55,623 |
¥30,036,359 |
¥6,836,359 |
| 45 |
1.30% |
¥56,771 |
¥30,656,104 |
¥7,456,104 |
| 45 |
1.40% |
¥57,932 |
¥31,283,404 |
¥8,083,404 |
| 45 |
1.50% |
¥59,108 |
¥31,918,217 |
¥8,718,217 |
| 45 |
1.60% |
¥60,297 |
¥32,560,499 |
¥9,360,499 |
| 45 |
1.70% |
¥61,500 |
¥33,210,202 |
¥10,010,202 |
| 45 |
1.80% |
¥62,717 |
¥33,867,278 |
¥10,667,278 |
| 45 |
1.90% |
¥63,948 |
¥34,531,674 |
¥11,331,674 |
| 45 |
2.00% |
¥65,191 |
¥35,203,334 |
¥12,003,334 |
| 45 |
2.10% |
¥66,449 |
¥35,882,203 |
¥12,682,203 |
| 45 |
2.20% |
¥67,719 |
¥36,568,220 |
¥13,368,220 |
| 45 |
2.30% |
¥69,002 |
¥37,261,324 |
¥14,061,324 |
| 45 |
2.40% |
¥70,299 |
¥37,961,451 |
¥14,761,451 |
| 45 |
2.50% |
¥71,608 |
¥38,668,535 |
¥15,468,535 |
| 45 |
2.60% |
¥72,931 |
¥39,382,509 |
¥16,182,509 |
| 45 |
2.70% |
¥74,265 |
¥40,103,303 |
¥16,903,303 |
| 45 |
2.80% |
¥75,613 |
¥40,830,845 |
¥17,630,845 |
| 45 |
2.90% |
¥76,972 |
¥41,565,062 |
¥18,365,062 |
| 45 |
3.00% |
¥78,344 |
¥42,305,879 |
¥19,105,879 |
2320万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥55,429 |
¥26,606,098 |
¥3,406,098 |
| 40 |
0.80% |
¥56,494 |
¥27,117,303 |
¥3,917,303 |
| 40 |
0.90% |
¥57,572 |
¥27,634,626 |
¥4,434,626 |
| 40 |
1.00% |
¥58,663 |
¥28,158,049 |
¥4,958,049 |
| 40 |
1.10% |
¥59,766 |
¥28,687,553 |
¥5,487,553 |
| 40 |
1.20% |
¥60,881 |
¥29,223,117 |
¥6,023,117 |
| 40 |
1.30% |
¥62,010 |
¥29,764,718 |
¥6,564,718 |
| 40 |
1.40% |
¥63,151 |
¥30,312,331 |
¥7,112,331 |
| 40 |
1.50% |
¥64,304 |
¥30,865,930 |
¥7,665,930 |
| 40 |
1.60% |
¥65,470 |
¥31,425,486 |
¥8,225,486 |
| 40 |
1.70% |
¥66,648 |
¥31,990,970 |
¥8,790,970 |
| 40 |
1.80% |
¥67,838 |
¥32,562,350 |
¥9,362,350 |
| 40 |
1.90% |
¥69,041 |
¥33,139,593 |
¥9,939,593 |
| 40 |
2.00% |
¥70,256 |
¥33,722,663 |
¥10,522,663 |
| 40 |
2.10% |
¥71,482 |
¥34,311,525 |
¥11,111,525 |
| 40 |
2.20% |
¥72,721 |
¥34,906,140 |
¥11,706,140 |
| 40 |
2.30% |
¥73,972 |
¥35,506,469 |
¥12,306,469 |
| 40 |
2.40% |
¥75,234 |
¥36,112,471 |
¥12,912,471 |
| 40 |
2.50% |
¥76,509 |
¥36,724,103 |
¥13,524,103 |
| 40 |
2.60% |
¥77,794 |
¥37,341,322 |
¥14,141,322 |
| 40 |
2.70% |
¥79,092 |
¥37,964,083 |
¥14,764,083 |
| 40 |
2.80% |
¥80,401 |
¥38,592,339 |
¥15,392,339 |
| 40 |
2.90% |
¥81,721 |
¥39,226,043 |
¥16,026,043 |
| 40 |
3.00% |
¥83,052 |
¥39,865,145 |
¥16,665,145 |
2320万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥62,297 |
¥26,164,665 |
¥2,964,665 |
| 35 |
0.80% |
¥63,350 |
¥26,607,058 |
¥3,407,058 |
| 35 |
0.90% |
¥64,415 |
¥27,054,146 |
¥3,854,146 |
| 35 |
1.00% |
¥65,490 |
¥27,505,919 |
¥4,305,919 |
| 35 |
1.10% |
¥66,577 |
¥27,962,364 |
¥4,762,364 |
| 35 |
1.20% |
¥67,675 |
¥28,423,471 |
¥5,223,471 |
| 35 |
1.30% |
¥68,784 |
¥28,889,224 |
¥5,689,224 |
| 35 |
1.40% |
¥69,904 |
¥29,359,610 |
¥6,159,610 |
| 35 |
1.50% |
¥71,035 |
¥29,834,612 |
¥6,634,612 |
| 35 |
1.60% |
¥72,177 |
¥30,314,214 |
¥7,114,214 |
| 35 |
1.70% |
¥73,330 |
¥30,798,397 |
¥7,598,397 |
| 35 |
1.80% |
¥74,493 |
¥31,287,143 |
¥8,087,143 |
| 35 |
1.90% |
¥75,668 |
¥31,780,433 |
¥8,580,433 |
| 35 |
2.00% |
¥76,853 |
¥32,278,244 |
¥9,078,244 |
| 35 |
2.10% |
¥78,049 |
¥32,780,556 |
¥9,580,556 |
| 35 |
2.20% |
¥79,256 |
¥33,287,345 |
¥10,087,345 |
| 35 |
2.30% |
¥80,473 |
¥33,798,587 |
¥10,598,587 |
| 35 |
2.40% |
¥81,701 |
¥34,314,259 |
¥11,114,259 |
| 35 |
2.50% |
¥82,939 |
¥34,834,334 |
¥11,634,334 |
| 35 |
2.60% |
¥84,188 |
¥35,358,785 |
¥12,158,785 |
| 35 |
2.70% |
¥85,447 |
¥35,887,587 |
¥12,687,587 |
| 35 |
2.80% |
¥86,716 |
¥36,420,709 |
¥13,220,709 |
| 35 |
2.90% |
¥87,996 |
¥36,958,125 |
¥13,758,125 |
| 35 |
3.00% |
¥89,285 |
¥37,499,803 |
¥14,299,803 |
2320万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥71,466 |
¥25,727,939 |
¥2,527,939 |
| 30 |
0.80% |
¥72,508 |
¥26,102,949 |
¥2,902,949 |
| 30 |
0.90% |
¥73,559 |
¥26,481,415 |
¥3,281,415 |
| 30 |
1.00% |
¥74,620 |
¥26,863,333 |
¥3,663,333 |
| 30 |
1.10% |
¥75,691 |
¥27,248,695 |
¥4,048,695 |
| 30 |
1.20% |
¥76,771 |
¥27,637,494 |
¥4,437,494 |
| 30 |
1.30% |
¥77,860 |
¥28,029,724 |
¥4,829,724 |
| 30 |
1.40% |
¥78,959 |
¥28,425,375 |
¥5,225,375 |
| 30 |
1.50% |
¥80,068 |
¥28,824,440 |
¥5,624,440 |
| 30 |
1.60% |
¥81,186 |
¥29,226,909 |
¥6,026,909 |
| 30 |
1.70% |
¥82,313 |
¥29,632,772 |
¥6,432,772 |
| 30 |
1.80% |
¥83,450 |
¥30,042,018 |
¥6,842,018 |
| 30 |
1.90% |
¥84,596 |
¥30,454,638 |
¥7,254,638 |
| 30 |
2.00% |
¥85,752 |
¥30,870,618 |
¥7,670,618 |
| 30 |
2.10% |
¥86,917 |
¥31,289,948 |
¥8,089,948 |
| 30 |
2.20% |
¥88,091 |
¥31,712,614 |
¥8,512,614 |
| 30 |
2.30% |
¥89,274 |
¥32,138,604 |
¥8,938,604 |
| 30 |
2.40% |
¥90,466 |
¥32,567,903 |
¥9,367,903 |
| 30 |
2.50% |
¥91,668 |
¥33,000,497 |
¥9,800,497 |
| 30 |
2.60% |
¥92,879 |
¥33,436,373 |
¥10,236,373 |
| 30 |
2.70% |
¥94,099 |
¥33,875,513 |
¥10,675,513 |
| 30 |
2.80% |
¥95,328 |
¥34,317,904 |
¥11,117,904 |
| 30 |
2.90% |
¥96,565 |
¥34,763,528 |
¥11,563,528 |
| 30 |
3.00% |
¥97,812 |
¥35,212,369 |
¥12,012,369 |
2320万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥84,320 |
¥25,295,927 |
¥2,095,927 |
| 25 |
0.80% |
¥85,350 |
¥25,604,989 |
¥2,404,989 |
| 25 |
0.90% |
¥86,388 |
¥25,916,455 |
¥2,716,455 |
| 25 |
1.00% |
¥87,434 |
¥26,230,323 |
¥3,030,323 |
| 25 |
1.10% |
¥88,489 |
¥26,546,589 |
¥3,346,589 |
| 25 |
1.20% |
¥89,551 |
¥26,865,251 |
¥3,665,251 |
| 25 |
1.30% |
¥90,621 |
¥27,186,304 |
¥3,986,304 |
| 25 |
1.40% |
¥91,699 |
¥27,509,745 |
¥4,309,745 |
| 25 |
1.50% |
¥92,785 |
¥27,835,568 |
¥4,635,568 |
| 25 |
1.60% |
¥93,879 |
¥28,163,770 |
¥4,963,770 |
| 25 |
1.70% |
¥94,981 |
¥28,494,346 |
¥5,294,346 |
| 25 |
1.80% |
¥96,091 |
¥28,827,290 |
¥5,627,290 |
| 25 |
1.90% |
¥97,209 |
¥29,162,597 |
¥5,962,597 |
| 25 |
2.00% |
¥98,334 |
¥29,500,262 |
¥6,300,262 |
| 25 |
2.10% |
¥99,468 |
¥29,840,278 |
¥6,640,278 |
| 25 |
2.20% |
¥100,609 |
¥30,182,639 |
¥6,982,639 |
| 25 |
2.30% |
¥101,758 |
¥30,527,338 |
¥7,327,338 |
| 25 |
2.40% |
¥102,915 |
¥30,874,369 |
¥7,674,369 |
| 25 |
2.50% |
¥104,079 |
¥31,223,725 |
¥8,023,725 |
| 25 |
2.60% |
¥105,251 |
¥31,575,398 |
¥8,375,398 |
| 25 |
2.70% |
¥106,431 |
¥31,929,380 |
¥8,729,380 |
| 25 |
2.80% |
¥107,619 |
¥32,285,665 |
¥9,085,665 |
| 25 |
2.90% |
¥108,814 |
¥32,644,244 |
¥9,444,244 |
| 25 |
3.00% |
¥110,017 |
¥33,005,107 |
¥9,805,107 |
2320万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥103,619 |
¥24,868,636 |
¥1,668,636 |
| 20 |
0.80% |
¥104,638 |
¥25,113,188 |
¥1,913,188 |
| 20 |
0.90% |
¥105,664 |
¥25,359,282 |
¥2,159,282 |
| 20 |
1.00% |
¥106,695 |
¥25,606,915 |
¥2,406,915 |
| 20 |
1.10% |
¥107,734 |
¥25,856,087 |
¥2,656,087 |
| 20 |
1.20% |
¥108,778 |
¥26,106,796 |
¥2,906,796 |
| 20 |
1.30% |
¥109,829 |
¥26,359,040 |
¥3,159,040 |
| 20 |
1.40% |
¥110,887 |
¥26,612,818 |
¥3,412,818 |
| 20 |
1.50% |
¥111,951 |
¥26,868,128 |
¥3,668,128 |
| 20 |
1.60% |
¥113,021 |
¥27,124,968 |
¥3,924,968 |
| 20 |
1.70% |
¥114,097 |
¥27,383,336 |
¥4,183,336 |
| 20 |
1.80% |
¥115,180 |
¥27,643,230 |
¥4,443,230 |
| 20 |
1.90% |
¥116,269 |
¥27,904,646 |
¥4,704,646 |
| 20 |
2.00% |
¥117,365 |
¥28,167,584 |
¥4,967,584 |
| 20 |
2.10% |
¥118,467 |
¥28,432,040 |
¥5,232,040 |
| 20 |
2.20% |
¥119,575 |
¥28,698,012 |
¥5,498,012 |
| 20 |
2.30% |
¥120,690 |
¥28,965,497 |
¥5,765,497 |
| 20 |
2.40% |
¥121,810 |
¥29,234,491 |
¥6,034,491 |
| 20 |
2.50% |
¥122,937 |
¥29,504,993 |
¥6,304,993 |
| 20 |
2.60% |
¥124,071 |
¥29,776,999 |
¥6,576,999 |
| 20 |
2.70% |
¥125,210 |
¥30,050,505 |
¥6,850,505 |
| 20 |
2.80% |
¥126,356 |
¥30,325,509 |
¥7,125,509 |
| 20 |
2.90% |
¥127,508 |
¥30,602,006 |
¥7,402,006 |
| 20 |
3.00% |
¥128,667 |
¥30,879,994 |
¥7,679,994 |
2320万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥135,812 |
¥24,446,071 |
¥1,246,071 |
| 15 |
0.80% |
¥136,820 |
¥24,627,557 |
¥1,427,557 |
| 15 |
0.90% |
¥137,833 |
¥24,809,910 |
¥1,609,910 |
| 15 |
1.00% |
¥138,851 |
¥24,993,131 |
¥1,793,131 |
| 15 |
1.10% |
¥139,873 |
¥25,177,219 |
¥1,977,219 |
| 15 |
1.20% |
¥140,901 |
¥25,362,173 |
¥2,162,173 |
| 15 |
1.30% |
¥141,933 |
¥25,547,993 |
¥2,347,993 |
| 15 |
1.40% |
¥142,970 |
¥25,734,679 |
¥2,534,679 |
| 15 |
1.50% |
¥144,012 |
¥25,922,229 |
¥2,722,229 |
| 15 |
1.60% |
¥145,059 |
¥26,110,643 |
¥2,910,643 |
| 15 |
1.70% |
¥146,111 |
¥26,299,920 |
¥3,099,920 |
| 15 |
1.80% |
¥147,167 |
¥26,490,059 |
¥3,290,059 |
| 15 |
1.90% |
¥148,228 |
¥26,681,061 |
¥3,481,061 |
| 15 |
2.00% |
¥149,294 |
¥26,872,923 |
¥3,672,923 |
| 15 |
2.10% |
¥150,365 |
¥27,065,646 |
¥3,865,646 |
| 15 |
2.20% |
¥151,440 |
¥27,259,227 |
¥4,059,227 |
| 15 |
2.30% |
¥152,520 |
¥27,453,667 |
¥4,253,667 |
| 15 |
2.40% |
¥153,605 |
¥27,648,964 |
¥4,448,964 |
| 15 |
2.50% |
¥154,695 |
¥27,845,117 |
¥4,645,117 |
| 15 |
2.60% |
¥155,790 |
¥28,042,126 |
¥4,842,126 |
| 15 |
2.70% |
¥156,889 |
¥28,239,988 |
¥5,039,988 |
| 15 |
2.80% |
¥157,993 |
¥28,438,704 |
¥5,238,704 |
| 15 |
2.90% |
¥159,102 |
¥28,638,271 |
¥5,438,271 |
| 15 |
3.00% |
¥160,215 |
¥28,838,689 |
¥5,638,689 |
2320万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥200,235 |
¥24,028,236 |
¥828,236 |
| 10 |
0.80% |
¥201,234 |
¥24,148,100 |
¥948,100 |
| 10 |
0.90% |
¥202,236 |
¥24,268,351 |
¥1,068,351 |
| 10 |
1.00% |
¥203,242 |
¥24,388,987 |
¥1,188,987 |
| 10 |
1.10% |
¥204,250 |
¥24,510,010 |
¥1,310,010 |
| 10 |
1.20% |
¥205,262 |
¥24,631,417 |
¥1,431,417 |
| 10 |
1.30% |
¥206,277 |
¥24,753,211 |
¥1,553,211 |
| 10 |
1.40% |
¥207,295 |
¥24,875,390 |
¥1,675,390 |
| 10 |
1.50% |
¥208,316 |
¥24,997,954 |
¥1,797,954 |
| 10 |
1.60% |
¥209,341 |
¥25,120,903 |
¥1,920,903 |
| 10 |
1.70% |
¥210,369 |
¥25,244,236 |
¥2,044,236 |
| 10 |
1.80% |
¥211,400 |
¥25,367,955 |
¥2,167,955 |
| 10 |
1.90% |
¥212,434 |
¥25,492,058 |
¥2,292,058 |
| 10 |
2.00% |
¥213,471 |
¥25,616,546 |
¥2,416,546 |
| 10 |
2.10% |
¥214,512 |
¥25,741,417 |
¥2,541,417 |
| 10 |
2.20% |
¥215,556 |
¥25,866,673 |
¥2,666,673 |
| 10 |
2.30% |
¥216,603 |
¥25,992,312 |
¥2,792,312 |
| 10 |
2.40% |
¥217,653 |
¥26,118,335 |
¥2,918,335 |
| 10 |
2.50% |
¥218,706 |
¥26,244,741 |
¥3,044,741 |
| 10 |
2.60% |
¥219,763 |
¥26,371,530 |
¥3,171,530 |
| 10 |
2.70% |
¥220,823 |
¥26,498,702 |
¥3,298,702 |
| 10 |
2.80% |
¥221,885 |
¥26,626,256 |
¥3,426,256 |
| 10 |
2.90% |
¥222,952 |
¥26,754,193 |
¥3,554,193 |
| 10 |
3.00% |
¥224,021 |
¥26,882,511 |
¥3,682,511 |