2340万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2340万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2340万円の住宅ローン｜期間・年数別
2340万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥46,234 | ¥27,740,144 | ¥4,340,144 |
| 50 | 0.80% | ¥47,331 | ¥28,398,867 | ¥4,998,867 |
| 50 | 0.90% | ¥48,445 | ¥29,067,176 | ¥5,667,176 |
| 50 | 1.00% | ¥49,575 | ¥29,745,029 | ¥6,345,029 |
| 50 | 1.10% | ¥50,721 | ¥30,432,380 | ¥7,032,380 |
| 50 | 1.20% | ¥51,882 | ¥31,129,177 | ¥7,729,177 |
| 50 | 1.30% | ¥53,059 | ¥31,835,367 | ¥8,435,367 |
| 50 | 1.40% | ¥54,251 | ¥32,550,890 | ¥9,150,890 |
| 50 | 1.50% | ¥55,459 | ¥33,275,683 | ¥9,875,683 |
| 50 | 1.60% | ¥56,683 | ¥34,009,679 | ¥10,609,679 |
| 50 | 1.70% | ¥57,921 | ¥34,752,806 | ¥11,352,806 |
| 50 | 1.80% | ¥59,175 | ¥35,504,988 | ¥12,104,988 |
| 50 | 1.90% | ¥60,444 | ¥36,266,149 | ¥12,866,149 |
| 50 | 2.00% | ¥61,727 | ¥37,036,204 | ¥13,636,204 |
| 50 | 2.10% | ¥63,025 | ¥37,815,069 | ¥14,415,069 |
| 50 | 2.20% | ¥64,338 | ¥38,602,655 | ¥15,202,655 |
| 50 | 2.30% | ¥65,665 | ¥39,398,869 | ¥15,998,869 |
| 50 | 2.40% | ¥67,006 | ¥40,203,617 | ¥16,803,617 |
| 50 | 2.50% | ¥68,361 | ¥41,016,800 | ¥17,616,800 |
| 50 | 2.60% | ¥69,731 | ¥41,838,318 | ¥18,438,318 |
| 50 | 2.70% | ¥71,113 | ¥42,668,068 | ¥19,268,068 |
| 50 | 2.80% | ¥72,510 | ¥43,505,944 | ¥20,105,944 |
| 50 | 2.90% | ¥73,920 | ¥44,351,838 | ¥20,951,838 |
| 50 | 3.00% | ¥75,343 | ¥45,205,641 | ¥21,805,641 |
2340万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥50,529 | ¥27,285,438 | ¥3,885,438 |
| 45 | 0.80% | ¥51,615 | ¥27,871,891 | ¥4,471,891 |
| 45 | 0.90% | ¥52,715 | ¥28,466,133 | ¥5,066,133 |
| 45 | 1.00% | ¥53,830 | ¥29,068,135 | ¥5,668,135 |
| 45 | 1.10% | ¥54,959 | ¥29,677,866 | ¥6,277,866 |
| 45 | 1.20% | ¥56,102 | ¥30,295,294 | ¥6,895,294 |
| 45 | 1.30% | ¥57,260 | ¥30,920,381 | ¥7,520,381 |
| 45 | 1.40% | ¥58,432 | ¥31,553,088 | ¥8,153,088 |
| 45 | 1.50% | ¥59,617 | ¥32,193,374 | ¥8,793,374 |
| 45 | 1.60% | ¥60,817 | ¥32,841,193 | ¥9,441,193 |
| 45 | 1.70% | ¥62,031 | ¥33,496,497 | ¥10,096,497 |
| 45 | 1.80% | ¥63,258 | ¥34,159,237 | ¥10,759,237 |
| 45 | 1.90% | ¥64,499 | ¥34,829,360 | ¥11,429,360 |
| 45 | 2.00% | ¥65,753 | ¥35,506,811 | ¥12,106,811 |
| 45 | 2.10% | ¥67,021 | ¥36,191,532 | ¥12,791,532 |
| 45 | 2.20% | ¥68,303 | ¥36,883,463 | ¥13,483,463 |
| 45 | 2.30% | ¥69,597 | ¥37,582,542 | ¥14,182,542 |
| 45 | 2.40% | ¥70,905 | ¥38,288,704 | ¥14,888,704 |
| 45 | 2.50% | ¥72,226 | ¥39,001,884 | ¥15,601,884 |
| 45 | 2.60% | ¥73,559 | ¥39,722,013 | ¥16,322,013 |
| 45 | 2.70% | ¥74,906 | ¥40,449,021 | ¥17,049,021 |
| 45 | 2.80% | ¥76,265 | ¥41,182,835 | ¥17,782,835 |
| 45 | 2.90% | ¥77,636 | ¥41,923,382 | ¥18,523,382 |
| 45 | 3.00% | ¥79,020 | ¥42,670,585 | ¥19,270,585 |
2340万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥55,907 | ¥26,835,461 | ¥3,435,461 |
| 40 | 0.80% | ¥56,981 | ¥27,351,073 | ¥3,951,073 |
| 40 | 0.90% | ¥58,068 | ¥27,872,856 | ¥4,472,856 |
| 40 | 1.00% | ¥59,168 | ¥28,400,791 | ¥5,000,791 |
| 40 | 1.10% | ¥60,281 | ¥28,934,860 | ¥5,534,860 |
| 40 | 1.20% | ¥61,406 | ¥29,475,040 | ¥6,075,040 |
| 40 | 1.30% | ¥62,544 | ¥30,021,310 | ¥6,621,310 |
| 40 | 1.40% | ¥63,695 | ¥30,573,644 | ¥7,173,644 |
| 40 | 1.50% | ¥64,858 | ¥31,132,015 | ¥7,732,015 |
| 40 | 1.60% | ¥66,034 | ¥31,696,395 | ¥8,296,395 |
| 40 | 1.70% | ¥67,222 | ¥32,266,754 | ¥8,866,754 |
| 40 | 1.80% | ¥68,423 | ¥32,843,060 | ¥9,443,060 |
| 40 | 1.90% | ¥69,636 | ¥33,425,279 | ¥10,025,279 |
| 40 | 2.00% | ¥70,861 | ¥34,013,376 | ¥10,613,376 |
| 40 | 2.10% | ¥72,099 | ¥34,607,314 | ¥11,207,314 |
| 40 | 2.20% | ¥73,348 | ¥35,207,055 | ¥11,807,055 |
| 40 | 2.30% | ¥74,609 | ¥35,812,559 | ¥12,412,559 |
| 40 | 2.40% | ¥75,883 | ¥36,423,785 | ¥13,023,785 |
| 40 | 2.50% | ¥77,168 | ¥37,040,690 | ¥13,640,690 |
| 40 | 2.60% | ¥78,465 | ¥37,663,230 | ¥14,263,230 |
| 40 | 2.70% | ¥79,774 | ¥38,291,360 | ¥14,891,360 |
| 40 | 2.80% | ¥81,094 | ¥38,925,032 | ¥15,525,032 |
| 40 | 2.90% | ¥82,425 | ¥39,564,198 | ¥16,164,198 |
| 40 | 3.00% | ¥83,768 | ¥40,208,810 | ¥16,808,810 |
2340万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥62,834 | ¥26,390,222 | ¥2,990,222 |
| 35 | 0.80% | ¥63,896 | ¥26,836,429 | ¥3,436,429 |
| 35 | 0.90% | ¥64,970 | ¥27,287,371 | ¥3,887,371 |
| 35 | 1.00% | ¥66,055 | ¥27,743,038 | ¥4,343,038 |
| 35 | 1.10% | ¥67,151 | ¥28,203,419 | ¥4,803,419 |
| 35 | 1.20% | ¥68,258 | ¥28,668,501 | ¥5,268,501 |
| 35 | 1.30% | ¥69,377 | ¥29,138,269 | ¥5,738,269 |
| 35 | 1.40% | ¥70,506 | ¥29,612,710 | ¥6,212,710 |
| 35 | 1.50% | ¥71,647 | ¥30,091,807 | ¥6,691,807 |
| 35 | 1.60% | ¥72,799 | ¥30,575,543 | ¥7,175,543 |
| 35 | 1.70% | ¥73,962 | ¥31,063,901 | ¥7,663,901 |
| 35 | 1.80% | ¥75,135 | ¥31,556,860 | ¥8,156,860 |
| 35 | 1.90% | ¥76,320 | ¥32,054,402 | ¥8,654,402 |
| 35 | 2.00% | ¥77,515 | ¥32,556,505 | ¥9,156,505 |
| 35 | 2.10% | ¥78,722 | ¥33,063,147 | ¥9,663,147 |
| 35 | 2.20% | ¥79,939 | ¥33,574,305 | ¥10,174,305 |
| 35 | 2.30% | ¥81,167 | ¥34,089,955 | ¥10,689,955 |
| 35 | 2.40% | ¥82,405 | ¥34,610,072 | ¥11,210,072 |
| 35 | 2.50% | ¥83,654 | ¥35,134,630 | ¥11,734,630 |
| 35 | 2.60% | ¥84,913 | ¥35,663,603 | ¥12,263,603 |
| 35 | 2.70% | ¥86,183 | ¥36,196,963 | ¥12,796,963 |
| 35 | 2.80% | ¥87,464 | ¥36,734,681 | ¥13,334,681 |
| 35 | 2.90% | ¥88,754 | ¥37,276,729 | ¥13,876,729 |
| 35 | 3.00% | ¥90,055 | ¥37,823,077 | ¥14,423,077 |
2340万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥72,083 | ¥25,949,731 | ¥2,549,731 |
| 30 | 0.80% | ¥73,133 | ¥26,327,974 | ¥2,927,974 |
| 30 | 0.90% | ¥74,194 | ¥26,709,703 | ¥3,309,703 |
| 30 | 1.00% | ¥75,264 | ¥27,094,913 | ¥3,694,913 |
| 30 | 1.10% | ¥76,343 | ¥27,483,597 | ¥4,083,597 |
| 30 | 1.20% | ¥77,433 | ¥27,875,748 | ¥4,475,748 |
| 30 | 1.30% | ¥78,532 | ¥28,271,359 | ¥4,871,359 |
| 30 | 1.40% | ¥79,640 | ¥28,670,422 | ¥5,270,422 |
| 30 | 1.50% | ¥80,758 | ¥29,072,927 | ¥5,672,927 |
| 30 | 1.60% | ¥81,886 | ¥29,478,865 | ¥6,078,865 |
| 30 | 1.70% | ¥83,023 | ¥29,888,227 | ¥6,488,227 |
| 30 | 1.80% | ¥84,169 | ¥30,301,001 | ¥6,901,001 |
| 30 | 1.90% | ¥85,325 | ¥30,717,178 | ¥7,317,178 |
| 30 | 2.00% | ¥86,491 | ¥31,136,744 | ¥7,736,744 |
| 30 | 2.10% | ¥87,666 | ¥31,559,689 | ¥8,159,689 |
| 30 | 2.20% | ¥88,850 | ¥31,985,999 | ¥8,585,999 |
| 30 | 2.30% | ¥90,044 | ¥32,415,661 | ¥9,015,661 |
| 30 | 2.40% | ¥91,246 | ¥32,848,661 | ¥9,448,661 |
| 30 | 2.50% | ¥92,458 | ¥33,284,985 | ¥9,884,985 |
| 30 | 2.60% | ¥93,679 | ¥33,724,617 | ¥10,324,617 |
| 30 | 2.70% | ¥94,910 | ¥34,167,544 | ¥10,767,544 |
| 30 | 2.80% | ¥96,149 | ¥34,613,748 | ¥11,213,748 |
| 30 | 2.90% | ¥97,398 | ¥35,063,214 | ¥11,663,214 |
| 30 | 3.00% | ¥98,655 | ¥35,515,924 | ¥12,115,924 |
2340万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥85,047 | ¥25,513,995 | ¥2,113,995 |
| 25 | 0.80% | ¥86,086 | ¥25,825,721 | ¥2,425,721 |
| 25 | 0.90% | ¥87,133 | ¥26,139,873 | ¥2,739,873 |
| 25 | 1.00% | ¥88,188 | ¥26,456,446 | ¥3,056,446 |
| 25 | 1.10% | ¥89,251 | ¥26,775,439 | ¥3,375,439 |
| 25 | 1.20% | ¥90,323 | ¥27,096,848 | ¥3,696,848 |
| 25 | 1.30% | ¥91,402 | ¥27,420,669 | ¥4,020,669 |
| 25 | 1.40% | ¥92,490 | ¥27,746,898 | ¥4,346,898 |
| 25 | 1.50% | ¥93,585 | ¥28,075,530 | ¥4,675,530 |
| 25 | 1.60% | ¥94,689 | ¥28,406,562 | ¥5,006,562 |
| 25 | 1.70% | ¥95,800 | ¥28,739,987 | ¥5,339,987 |
| 25 | 1.80% | ¥96,919 | ¥29,075,801 | ¥5,675,801 |
| 25 | 1.90% | ¥98,047 | ¥29,413,999 | ¥6,013,999 |
| 25 | 2.00% | ¥99,182 | ¥29,754,575 | ¥6,354,575 |
| 25 | 2.10% | ¥100,325 | ¥30,097,522 | ¥6,697,522 |
| 25 | 2.20% | ¥101,476 | ¥30,442,834 | ¥7,042,834 |
| 25 | 2.30% | ¥102,635 | ¥30,790,505 | ¥7,390,505 |
| 25 | 2.40% | ¥103,802 | ¥31,140,527 | ¥7,740,527 |
| 25 | 2.50% | ¥104,976 | ¥31,492,895 | ¥8,092,895 |
| 25 | 2.60% | ¥106,159 | ¥31,847,599 | ¥8,447,599 |
| 25 | 2.70% | ¥107,349 | ¥32,204,634 | ¥8,804,634 |
| 25 | 2.80% | ¥108,547 | ¥32,563,990 | ¥9,163,990 |
| 25 | 2.90% | ¥109,752 | ¥32,925,659 | ¥9,525,659 |
| 25 | 3.00% | ¥110,965 | ¥33,289,634 | ¥9,889,634 |
2340万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥104,513 | ¥25,083,021 | ¥1,683,021 |
| 20 | 0.80% | ¥105,540 | ¥25,329,681 | ¥1,929,681 |
| 20 | 0.90% | ¥106,575 | ¥25,577,896 | ¥2,177,896 |
| 20 | 1.00% | ¥107,615 | ¥25,827,664 | ¥2,427,664 |
| 20 | 1.10% | ¥108,662 | ¥26,078,984 | ¥2,678,984 |
| 20 | 1.20% | ¥109,716 | ¥26,331,854 | ¥2,931,854 |
| 20 | 1.30% | ¥110,776 | ¥26,586,273 | ¥3,186,273 |
| 20 | 1.40% | ¥111,843 | ¥26,842,239 | ¥3,442,239 |
| 20 | 1.50% | ¥112,916 | ¥27,099,750 | ¥3,699,750 |
| 20 | 1.60% | ¥113,995 | ¥27,358,804 | ¥3,958,804 |
| 20 | 1.70% | ¥115,081 | ¥27,619,399 | ¥4,219,399 |
| 20 | 1.80% | ¥116,173 | ¥27,881,533 | ¥4,481,533 |
| 20 | 1.90% | ¥117,272 | ¥28,145,204 | ¥4,745,204 |
| 20 | 2.00% | ¥118,377 | ¥28,410,408 | ¥5,010,408 |
| 20 | 2.10% | ¥119,488 | ¥28,677,144 | ¥5,277,144 |
| 20 | 2.20% | ¥120,606 | ¥28,945,409 | ¥5,545,409 |
| 20 | 2.30% | ¥121,730 | ¥29,215,199 | ¥5,815,199 |
| 20 | 2.40% | ¥122,860 | ¥29,486,513 | ¥6,086,513 |
| 20 | 2.50% | ¥123,997 | ¥29,759,346 | ¥6,359,346 |
| 20 | 2.60% | ¥125,140 | ¥30,033,697 | ¥6,633,697 |
| 20 | 2.70% | ¥126,290 | ¥30,309,561 | ¥6,909,561 |
| 20 | 2.80% | ¥127,446 | ¥30,586,936 | ¥7,186,936 |
| 20 | 2.90% | ¥128,608 | ¥30,865,817 | ¥7,465,817 |
| 20 | 3.00% | ¥129,776 | ¥31,146,201 | ¥7,746,201 |
2340万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥136,982 | ¥24,656,813 | ¥1,256,813 |
| 15 | 0.80% | ¥137,999 | ¥24,839,863 | ¥1,439,863 |
| 15 | 0.90% | ¥139,021 | ¥25,023,789 | ¥1,623,789 |
| 15 | 1.00% | ¥140,048 | ¥25,208,589 | ¥1,808,589 |
| 15 | 1.10% | ¥141,079 | ¥25,394,264 | ¥1,994,264 |
| 15 | 1.20% | ¥142,116 | ¥25,580,812 | ¥2,180,812 |
| 15 | 1.30% | ¥143,157 | ¥25,768,234 | ¥2,368,234 |
| 15 | 1.40% | ¥144,203 | ¥25,956,529 | ¥2,556,529 |
| 15 | 1.50% | ¥145,254 | ¥26,145,696 | ¥2,745,696 |
| 15 | 1.60% | ¥146,310 | ¥26,335,734 | ¥2,935,734 |
| 15 | 1.70% | ¥147,370 | ¥26,526,643 | ¥3,126,643 |
| 15 | 1.80% | ¥148,436 | ¥26,718,422 | ¥3,318,422 |
| 15 | 1.90% | ¥149,506 | ¥26,911,070 | ¥3,511,070 |
| 15 | 2.00% | ¥150,581 | ¥27,104,586 | ¥3,704,586 |
| 15 | 2.10% | ¥151,661 | ¥27,298,970 | ¥3,898,970 |
| 15 | 2.20% | ¥152,746 | ¥27,494,221 | ¥4,094,221 |
| 15 | 2.30% | ¥153,835 | ¥27,690,337 | ¥4,290,337 |
| 15 | 2.40% | ¥154,930 | ¥27,887,317 | ¥4,487,317 |
| 15 | 2.50% | ¥156,029 | ¥28,085,161 | ¥4,685,161 |
| 15 | 2.60% | ¥157,133 | ¥28,283,868 | ¥4,883,868 |
| 15 | 2.70% | ¥158,241 | ¥28,483,437 | ¥5,083,437 |
| 15 | 2.80% | ¥159,355 | ¥28,683,865 | ¥5,283,865 |
| 15 | 2.90% | ¥160,473 | ¥28,885,153 | ¥5,485,153 |
| 15 | 3.00% | ¥161,596 | ¥29,087,299 | ¥5,687,299 |
2340万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥201,961 | ¥24,235,376 | ¥835,376 |
| 10 | 0.80% | ¥202,969 | ¥24,356,274 | ¥956,274 |
| 10 | 0.90% | ¥203,980 | ¥24,477,561 | ¥1,077,561 |
| 10 | 1.00% | ¥204,994 | ¥24,599,237 | ¥1,199,237 |
| 10 | 1.10% | ¥206,011 | ¥24,721,303 | ¥1,321,303 |
| 10 | 1.20% | ¥207,031 | ¥24,843,757 | ¥1,443,757 |
| 10 | 1.30% | ¥208,055 | ¥24,966,601 | ¥1,566,601 |
| 10 | 1.40% | ¥209,082 | ¥25,089,833 | ¥1,689,833 |
| 10 | 1.50% | ¥210,112 | ¥25,213,453 | ¥1,813,453 |
| 10 | 1.60% | ¥211,146 | ¥25,337,462 | ¥1,937,462 |
| 10 | 1.70% | ¥212,182 | ¥25,461,859 | ¥2,061,859 |
| 10 | 1.80% | ¥213,222 | ¥25,586,644 | ¥2,186,644 |
| 10 | 1.90% | ¥214,265 | ¥25,711,817 | ¥2,311,817 |
| 10 | 2.00% | ¥215,311 | ¥25,837,378 | ¥2,437,378 |
| 10 | 2.10% | ¥216,361 | ¥25,963,326 | ¥2,563,326 |
| 10 | 2.20% | ¥217,414 | ¥26,089,661 | ¥2,689,661 |
| 10 | 2.30% | ¥218,470 | ¥26,216,384 | ¥2,816,384 |
| 10 | 2.40% | ¥219,529 | ¥26,343,493 | ¥2,943,493 |
| 10 | 2.50% | ¥220,592 | ¥26,470,988 | ¥3,070,988 |
| 10 | 2.60% | ¥221,657 | ¥26,598,870 | ¥3,198,870 |
| 10 | 2.70% | ¥222,726 | ¥26,727,139 | ¥3,327,139 |
| 10 | 2.80% | ¥223,798 | ¥26,855,793 | ¥3,455,793 |
| 10 | 2.90% | ¥224,874 | ¥26,984,832 | ¥3,584,832 |
| 10 | 3.00% | ¥225,952 | ¥27,114,257 | ¥3,714,257 |
