2350万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2350万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2350万円の住宅ローン|期間・年数別
2350万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥46,431 |
¥27,858,691 |
¥4,358,691 |
| 50 |
0.80% |
¥47,534 |
¥28,520,230 |
¥5,020,230 |
| 50 |
0.90% |
¥48,652 |
¥29,191,395 |
¥5,691,395 |
| 50 |
1.00% |
¥49,787 |
¥29,872,144 |
¥6,372,144 |
| 50 |
1.10% |
¥50,937 |
¥30,562,432 |
¥7,062,432 |
| 50 |
1.20% |
¥52,104 |
¥31,262,208 |
¥7,762,208 |
| 50 |
1.30% |
¥53,286 |
¥31,971,416 |
¥8,471,416 |
| 50 |
1.40% |
¥54,483 |
¥32,689,997 |
¥9,189,997 |
| 50 |
1.50% |
¥55,696 |
¥33,417,887 |
¥9,917,887 |
| 50 |
1.60% |
¥56,925 |
¥34,155,019 |
¥10,655,019 |
| 50 |
1.70% |
¥58,169 |
¥34,901,322 |
¥11,401,322 |
| 50 |
1.80% |
¥59,428 |
¥35,656,719 |
¥12,156,719 |
| 50 |
1.90% |
¥60,702 |
¥36,421,132 |
¥12,921,132 |
| 50 |
2.00% |
¥61,991 |
¥37,194,479 |
¥13,694,479 |
| 50 |
2.10% |
¥63,294 |
¥37,976,672 |
¥14,476,672 |
| 50 |
2.20% |
¥64,613 |
¥38,767,624 |
¥15,267,624 |
| 50 |
2.30% |
¥65,945 |
¥39,567,241 |
¥16,067,241 |
| 50 |
2.40% |
¥67,292 |
¥40,375,427 |
¥16,875,427 |
| 50 |
2.50% |
¥68,653 |
¥41,192,086 |
¥17,692,086 |
| 50 |
2.60% |
¥70,029 |
¥42,017,114 |
¥18,517,114 |
| 50 |
2.70% |
¥71,417 |
¥42,850,410 |
¥19,350,410 |
| 50 |
2.80% |
¥72,820 |
¥43,691,867 |
¥20,191,867 |
| 50 |
2.90% |
¥74,236 |
¥44,541,376 |
¥21,041,376 |
| 50 |
3.00% |
¥75,665 |
¥45,398,827 |
¥21,898,827 |
2350万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥50,745 |
¥27,402,042 |
¥3,902,042 |
| 45 |
0.80% |
¥51,835 |
¥27,991,002 |
¥4,491,002 |
| 45 |
0.90% |
¥52,940 |
¥28,587,783 |
¥5,087,783 |
| 45 |
1.00% |
¥54,060 |
¥29,192,357 |
¥5,692,357 |
| 45 |
1.10% |
¥55,194 |
¥29,804,694 |
¥6,304,694 |
| 45 |
1.20% |
¥56,342 |
¥30,424,761 |
¥6,924,761 |
| 45 |
1.30% |
¥57,505 |
¥31,052,519 |
¥7,552,519 |
| 45 |
1.40% |
¥58,681 |
¥31,687,930 |
¥8,187,930 |
| 45 |
1.50% |
¥59,872 |
¥32,330,952 |
¥8,830,952 |
| 45 |
1.60% |
¥61,077 |
¥32,981,540 |
¥9,481,540 |
| 45 |
1.70% |
¥62,296 |
¥33,639,645 |
¥10,139,645 |
| 45 |
1.80% |
¥63,528 |
¥34,305,217 |
¥10,805,217 |
| 45 |
1.90% |
¥64,774 |
¥34,978,204 |
¥11,478,204 |
| 45 |
2.00% |
¥66,034 |
¥35,658,550 |
¥12,158,550 |
| 45 |
2.10% |
¥67,308 |
¥36,346,197 |
¥12,846,197 |
| 45 |
2.20% |
¥68,595 |
¥37,041,084 |
¥13,541,084 |
| 45 |
2.30% |
¥69,895 |
¥37,743,151 |
¥14,243,151 |
| 45 |
2.40% |
¥71,208 |
¥38,452,331 |
¥14,952,331 |
| 45 |
2.50% |
¥72,534 |
¥39,168,559 |
¥15,668,559 |
| 45 |
2.60% |
¥73,874 |
¥39,891,766 |
¥16,391,766 |
| 45 |
2.70% |
¥75,226 |
¥40,621,880 |
¥17,121,880 |
| 45 |
2.80% |
¥76,590 |
¥41,358,830 |
¥17,858,830 |
| 45 |
2.90% |
¥77,968 |
¥42,102,541 |
¥18,602,541 |
| 45 |
3.00% |
¥79,357 |
¥42,852,938 |
¥19,352,938 |
2350万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥56,146 |
¥26,950,142 |
¥3,450,142 |
| 40 |
0.80% |
¥57,225 |
¥27,467,958 |
¥3,967,958 |
| 40 |
0.90% |
¥58,317 |
¥27,991,970 |
¥4,491,970 |
| 40 |
1.00% |
¥59,421 |
¥28,522,162 |
¥5,022,162 |
| 40 |
1.10% |
¥60,539 |
¥29,058,513 |
¥5,558,513 |
| 40 |
1.20% |
¥61,669 |
¥29,601,002 |
¥6,101,002 |
| 40 |
1.30% |
¥62,812 |
¥30,149,606 |
¥6,649,606 |
| 40 |
1.40% |
¥63,967 |
¥30,704,300 |
¥7,204,300 |
| 40 |
1.50% |
¥65,136 |
¥31,265,058 |
¥7,765,058 |
| 40 |
1.60% |
¥66,316 |
¥31,831,850 |
¥8,331,850 |
| 40 |
1.70% |
¥67,510 |
¥32,404,646 |
¥8,904,646 |
| 40 |
1.80% |
¥68,715 |
¥32,983,415 |
¥9,483,415 |
| 40 |
1.90% |
¥69,934 |
¥33,568,122 |
¥10,068,122 |
| 40 |
2.00% |
¥71,164 |
¥34,158,732 |
¥10,658,732 |
| 40 |
2.10% |
¥72,407 |
¥34,755,209 |
¥11,255,209 |
| 40 |
2.20% |
¥73,661 |
¥35,357,513 |
¥11,857,513 |
| 40 |
2.30% |
¥74,928 |
¥35,965,605 |
¥12,465,605 |
| 40 |
2.40% |
¥76,207 |
¥36,579,443 |
¥13,079,443 |
| 40 |
2.50% |
¥77,498 |
¥37,198,984 |
¥13,698,984 |
| 40 |
2.60% |
¥78,800 |
¥37,824,184 |
¥14,324,184 |
| 40 |
2.70% |
¥80,115 |
¥38,454,998 |
¥14,954,998 |
| 40 |
2.80% |
¥81,440 |
¥39,091,378 |
¥15,591,378 |
| 40 |
2.90% |
¥82,778 |
¥39,733,276 |
¥16,233,276 |
| 40 |
3.00% |
¥84,126 |
¥40,380,643 |
¥16,880,643 |
2350万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥63,102 |
¥26,503,001 |
¥3,003,001 |
| 35 |
0.80% |
¥64,169 |
¥26,951,115 |
¥3,451,115 |
| 35 |
0.90% |
¥65,248 |
¥27,403,984 |
¥3,903,984 |
| 35 |
1.00% |
¥66,337 |
¥27,861,598 |
¥4,361,598 |
| 35 |
1.10% |
¥67,438 |
¥28,323,947 |
¥4,823,947 |
| 35 |
1.20% |
¥68,550 |
¥28,791,016 |
¥5,291,016 |
| 35 |
1.30% |
¥69,673 |
¥29,262,792 |
¥5,762,792 |
| 35 |
1.40% |
¥70,808 |
¥29,739,260 |
¥6,239,260 |
| 35 |
1.50% |
¥71,953 |
¥30,220,404 |
¥6,720,404 |
| 35 |
1.60% |
¥73,110 |
¥30,706,208 |
¥7,206,208 |
| 35 |
1.70% |
¥74,278 |
¥31,196,652 |
¥7,696,652 |
| 35 |
1.80% |
¥75,456 |
¥31,691,719 |
¥8,191,719 |
| 35 |
1.90% |
¥76,646 |
¥32,191,387 |
¥8,691,387 |
| 35 |
2.00% |
¥77,847 |
¥32,695,635 |
¥9,195,635 |
| 35 |
2.10% |
¥79,058 |
¥33,204,442 |
¥9,704,442 |
| 35 |
2.20% |
¥80,280 |
¥33,717,785 |
¥10,217,785 |
| 35 |
2.30% |
¥81,513 |
¥34,235,638 |
¥10,735,638 |
| 35 |
2.40% |
¥82,757 |
¥34,757,978 |
¥11,257,978 |
| 35 |
2.50% |
¥84,011 |
¥35,284,778 |
¥11,784,778 |
| 35 |
2.60% |
¥85,276 |
¥35,816,011 |
¥12,316,011 |
| 35 |
2.70% |
¥86,552 |
¥36,351,650 |
¥12,851,650 |
| 35 |
2.80% |
¥87,837 |
¥36,891,667 |
¥13,391,667 |
| 35 |
2.90% |
¥89,133 |
¥37,436,031 |
¥13,936,031 |
| 35 |
3.00% |
¥90,440 |
¥37,984,714 |
¥14,484,714 |
2350万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥72,391 |
¥26,060,627 |
¥2,560,627 |
| 30 |
0.80% |
¥73,446 |
¥26,440,487 |
¥2,940,487 |
| 30 |
0.90% |
¥74,511 |
¥26,823,847 |
¥3,323,847 |
| 30 |
1.00% |
¥75,585 |
¥27,210,703 |
¥3,710,703 |
| 30 |
1.10% |
¥76,670 |
¥27,601,048 |
¥4,101,048 |
| 30 |
1.20% |
¥77,764 |
¥27,994,876 |
¥4,494,876 |
| 30 |
1.30% |
¥78,867 |
¥28,392,177 |
¥4,892,177 |
| 30 |
1.40% |
¥79,980 |
¥28,792,945 |
¥5,292,945 |
| 30 |
1.50% |
¥81,103 |
¥29,197,170 |
¥5,697,170 |
| 30 |
1.60% |
¥82,236 |
¥29,604,843 |
¥6,104,843 |
| 30 |
1.70% |
¥83,378 |
¥30,015,954 |
¥6,515,954 |
| 30 |
1.80% |
¥84,529 |
¥30,430,493 |
¥6,930,493 |
| 30 |
1.90% |
¥85,690 |
¥30,848,448 |
¥7,348,448 |
| 30 |
2.00% |
¥86,861 |
¥31,269,807 |
¥7,769,807 |
| 30 |
2.10% |
¥88,040 |
¥31,694,559 |
¥8,194,559 |
| 30 |
2.20% |
¥89,230 |
¥32,122,691 |
¥8,622,691 |
| 30 |
2.30% |
¥90,428 |
¥32,554,189 |
¥9,054,189 |
| 30 |
2.40% |
¥91,636 |
¥32,989,040 |
¥9,489,040 |
| 30 |
2.50% |
¥92,853 |
¥33,427,228 |
¥9,927,228 |
| 30 |
2.60% |
¥94,080 |
¥33,868,740 |
¥10,368,740 |
| 30 |
2.70% |
¥95,315 |
¥34,313,559 |
¥10,813,559 |
| 30 |
2.80% |
¥96,560 |
¥34,761,670 |
¥11,261,670 |
| 30 |
2.90% |
¥97,814 |
¥35,213,056 |
¥11,713,056 |
| 30 |
3.00% |
¥99,077 |
¥35,667,701 |
¥12,167,701 |
2350万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥85,410 |
¥25,623,029 |
¥2,123,029 |
| 25 |
0.80% |
¥86,454 |
¥25,936,088 |
¥2,436,088 |
| 25 |
0.90% |
¥87,505 |
¥26,251,581 |
¥2,751,581 |
| 25 |
1.00% |
¥88,565 |
¥26,569,508 |
¥3,069,508 |
| 25 |
1.10% |
¥89,633 |
¥26,889,864 |
¥3,389,864 |
| 25 |
1.20% |
¥90,709 |
¥27,212,647 |
¥3,712,647 |
| 25 |
1.30% |
¥91,793 |
¥27,537,851 |
¥4,037,851 |
| 25 |
1.40% |
¥92,885 |
¥27,865,474 |
¥4,365,474 |
| 25 |
1.50% |
¥93,985 |
¥28,195,511 |
¥4,695,511 |
| 25 |
1.60% |
¥95,093 |
¥28,527,957 |
¥5,027,957 |
| 25 |
1.70% |
¥96,209 |
¥28,862,807 |
¥5,362,807 |
| 25 |
1.80% |
¥97,334 |
¥29,200,057 |
¥5,700,057 |
| 25 |
1.90% |
¥98,466 |
¥29,539,700 |
¥6,039,700 |
| 25 |
2.00% |
¥99,606 |
¥29,881,731 |
¥6,381,731 |
| 25 |
2.10% |
¥100,754 |
¥30,226,143 |
¥6,726,143 |
| 25 |
2.20% |
¥101,910 |
¥30,572,931 |
¥7,072,931 |
| 25 |
2.30% |
¥103,074 |
¥30,922,088 |
¥7,422,088 |
| 25 |
2.40% |
¥104,245 |
¥31,273,607 |
¥7,773,607 |
| 25 |
2.50% |
¥105,425 |
¥31,627,480 |
¥8,127,480 |
| 25 |
2.60% |
¥106,612 |
¥31,983,700 |
¥8,483,700 |
| 25 |
2.70% |
¥107,808 |
¥32,342,260 |
¥8,842,260 |
| 25 |
2.80% |
¥109,011 |
¥32,703,152 |
¥9,203,152 |
| 25 |
2.90% |
¥110,221 |
¥33,066,367 |
¥9,566,367 |
| 25 |
3.00% |
¥111,440 |
¥33,431,898 |
¥9,931,898 |
2350万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥104,959 |
¥25,190,213 |
¥1,690,213 |
| 20 |
0.80% |
¥105,991 |
¥25,437,928 |
¥1,937,928 |
| 20 |
0.90% |
¥107,030 |
¥25,687,203 |
¥2,187,203 |
| 20 |
1.00% |
¥108,075 |
¥25,938,039 |
¥2,438,039 |
| 20 |
1.10% |
¥109,127 |
¥26,190,433 |
¥2,690,433 |
| 20 |
1.20% |
¥110,185 |
¥26,444,384 |
¥2,944,384 |
| 20 |
1.30% |
¥111,250 |
¥26,699,890 |
¥3,199,890 |
| 20 |
1.40% |
¥112,321 |
¥26,956,950 |
¥3,456,950 |
| 20 |
1.50% |
¥113,398 |
¥27,215,561 |
¥3,715,561 |
| 20 |
1.60% |
¥114,482 |
¥27,475,722 |
¥3,975,722 |
| 20 |
1.70% |
¥115,573 |
¥27,737,431 |
¥4,237,431 |
| 20 |
1.80% |
¥116,670 |
¥28,000,685 |
¥4,500,685 |
| 20 |
1.90% |
¥117,773 |
¥28,265,482 |
¥4,765,482 |
| 20 |
2.00% |
¥118,883 |
¥28,531,820 |
¥5,031,820 |
| 20 |
2.10% |
¥119,999 |
¥28,799,696 |
¥5,299,696 |
| 20 |
2.20% |
¥121,121 |
¥29,069,107 |
¥5,569,107 |
| 20 |
2.30% |
¥122,250 |
¥29,340,050 |
¥5,840,050 |
| 20 |
2.40% |
¥123,386 |
¥29,612,524 |
¥6,112,524 |
| 20 |
2.50% |
¥124,527 |
¥29,886,523 |
¥6,386,523 |
| 20 |
2.60% |
¥125,675 |
¥30,162,046 |
¥6,662,046 |
| 20 |
2.70% |
¥126,830 |
¥30,439,089 |
¥6,939,089 |
| 20 |
2.80% |
¥127,990 |
¥30,717,649 |
¥7,217,649 |
| 20 |
2.90% |
¥129,157 |
¥30,997,722 |
¥7,497,722 |
| 20 |
3.00% |
¥130,330 |
¥31,279,305 |
¥7,779,305 |
2350万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥137,568 |
¥24,762,184 |
¥1,262,184 |
| 15 |
0.80% |
¥138,589 |
¥24,946,016 |
¥1,446,016 |
| 15 |
0.90% |
¥139,615 |
¥25,130,728 |
¥1,630,728 |
| 15 |
1.00% |
¥140,646 |
¥25,316,318 |
¥1,816,318 |
| 15 |
1.10% |
¥141,682 |
¥25,502,786 |
¥2,002,786 |
| 15 |
1.20% |
¥142,723 |
¥25,690,132 |
¥2,190,132 |
| 15 |
1.30% |
¥143,769 |
¥25,878,355 |
¥2,378,355 |
| 15 |
1.40% |
¥144,819 |
¥26,067,455 |
¥2,567,455 |
| 15 |
1.50% |
¥145,875 |
¥26,257,430 |
¥2,757,430 |
| 15 |
1.60% |
¥146,935 |
¥26,448,280 |
¥2,948,280 |
| 15 |
1.70% |
¥148,000 |
¥26,640,005 |
¥3,140,005 |
| 15 |
1.80% |
¥149,070 |
¥26,832,603 |
¥3,332,603 |
| 15 |
1.90% |
¥150,145 |
¥27,026,075 |
¥3,526,075 |
| 15 |
2.00% |
¥151,225 |
¥27,220,418 |
¥3,720,418 |
| 15 |
2.10% |
¥152,309 |
¥27,415,633 |
¥3,915,633 |
| 15 |
2.20% |
¥153,398 |
¥27,611,717 |
¥4,111,717 |
| 15 |
2.30% |
¥154,493 |
¥27,808,671 |
¥4,308,671 |
| 15 |
2.40% |
¥155,592 |
¥28,006,494 |
¥4,506,494 |
| 15 |
2.50% |
¥156,695 |
¥28,205,184 |
¥4,705,184 |
| 15 |
2.60% |
¥157,804 |
¥28,404,740 |
¥4,904,740 |
| 15 |
2.70% |
¥158,918 |
¥28,605,161 |
¥5,105,161 |
| 15 |
2.80% |
¥160,036 |
¥28,806,446 |
¥5,306,446 |
| 15 |
2.90% |
¥161,159 |
¥29,008,594 |
¥5,508,594 |
| 15 |
3.00% |
¥162,287 |
¥29,211,603 |
¥5,711,603 |
2350万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥202,825 |
¥24,338,946 |
¥838,946 |
| 10 |
0.80% |
¥203,836 |
¥24,460,360 |
¥960,360 |
| 10 |
0.90% |
¥204,851 |
¥24,582,166 |
¥1,082,166 |
| 10 |
1.00% |
¥205,870 |
¥24,704,362 |
¥1,204,362 |
| 10 |
1.10% |
¥206,891 |
¥24,826,949 |
¥1,326,949 |
| 10 |
1.20% |
¥207,916 |
¥24,949,927 |
¥1,449,927 |
| 10 |
1.30% |
¥208,944 |
¥25,073,295 |
¥1,573,295 |
| 10 |
1.40% |
¥209,975 |
¥25,197,054 |
¥1,697,054 |
| 10 |
1.50% |
¥211,010 |
¥25,321,203 |
¥1,821,203 |
| 10 |
1.60% |
¥212,048 |
¥25,445,742 |
¥1,945,742 |
| 10 |
1.70% |
¥213,089 |
¥25,570,671 |
¥2,070,671 |
| 10 |
1.80% |
¥214,133 |
¥25,695,989 |
¥2,195,989 |
| 10 |
1.90% |
¥215,181 |
¥25,821,697 |
¥2,321,697 |
| 10 |
2.00% |
¥216,232 |
¥25,947,794 |
¥2,447,794 |
| 10 |
2.10% |
¥217,286 |
¥26,074,280 |
¥2,574,280 |
| 10 |
2.20% |
¥218,343 |
¥26,201,155 |
¥2,701,155 |
| 10 |
2.30% |
¥219,403 |
¥26,328,419 |
¥2,828,419 |
| 10 |
2.40% |
¥220,467 |
¥26,456,072 |
¥2,956,072 |
| 10 |
2.50% |
¥221,534 |
¥26,584,112 |
¥3,084,112 |
| 10 |
2.60% |
¥222,605 |
¥26,712,541 |
¥3,212,541 |
| 10 |
2.70% |
¥223,678 |
¥26,841,357 |
¥3,341,357 |
| 10 |
2.80% |
¥224,755 |
¥26,970,561 |
¥3,470,561 |
| 10 |
2.90% |
¥225,835 |
¥27,100,152 |
¥3,600,152 |
| 10 |
3.00% |
¥226,918 |
¥27,230,130 |
¥3,730,130 |