2350万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2350万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2350万円の住宅ローン｜期間・年数別
2350万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥46,431 | ¥27,858,691 | ¥4,358,691 |
| 50 | 0.80% | ¥47,534 | ¥28,520,230 | ¥5,020,230 |
| 50 | 0.90% | ¥48,652 | ¥29,191,395 | ¥5,691,395 |
| 50 | 1.00% | ¥49,787 | ¥29,872,144 | ¥6,372,144 |
| 50 | 1.10% | ¥50,937 | ¥30,562,432 | ¥7,062,432 |
| 50 | 1.20% | ¥52,104 | ¥31,262,208 | ¥7,762,208 |
| 50 | 1.30% | ¥53,286 | ¥31,971,416 | ¥8,471,416 |
| 50 | 1.40% | ¥54,483 | ¥32,689,997 | ¥9,189,997 |
| 50 | 1.50% | ¥55,696 | ¥33,417,887 | ¥9,917,887 |
| 50 | 1.60% | ¥56,925 | ¥34,155,019 | ¥10,655,019 |
| 50 | 1.70% | ¥58,169 | ¥34,901,322 | ¥11,401,322 |
| 50 | 1.80% | ¥59,428 | ¥35,656,719 | ¥12,156,719 |
| 50 | 1.90% | ¥60,702 | ¥36,421,132 | ¥12,921,132 |
| 50 | 2.00% | ¥61,991 | ¥37,194,479 | ¥13,694,479 |
| 50 | 2.10% | ¥63,294 | ¥37,976,672 | ¥14,476,672 |
| 50 | 2.20% | ¥64,613 | ¥38,767,624 | ¥15,267,624 |
| 50 | 2.30% | ¥65,945 | ¥39,567,241 | ¥16,067,241 |
| 50 | 2.40% | ¥67,292 | ¥40,375,427 | ¥16,875,427 |
| 50 | 2.50% | ¥68,653 | ¥41,192,086 | ¥17,692,086 |
| 50 | 2.60% | ¥70,029 | ¥42,017,114 | ¥18,517,114 |
| 50 | 2.70% | ¥71,417 | ¥42,850,410 | ¥19,350,410 |
| 50 | 2.80% | ¥72,820 | ¥43,691,867 | ¥20,191,867 |
| 50 | 2.90% | ¥74,236 | ¥44,541,376 | ¥21,041,376 |
| 50 | 3.00% | ¥75,665 | ¥45,398,827 | ¥21,898,827 |
2350万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥50,745 | ¥27,402,042 | ¥3,902,042 |
| 45 | 0.80% | ¥51,835 | ¥27,991,002 | ¥4,491,002 |
| 45 | 0.90% | ¥52,940 | ¥28,587,783 | ¥5,087,783 |
| 45 | 1.00% | ¥54,060 | ¥29,192,357 | ¥5,692,357 |
| 45 | 1.10% | ¥55,194 | ¥29,804,694 | ¥6,304,694 |
| 45 | 1.20% | ¥56,342 | ¥30,424,761 | ¥6,924,761 |
| 45 | 1.30% | ¥57,505 | ¥31,052,519 | ¥7,552,519 |
| 45 | 1.40% | ¥58,681 | ¥31,687,930 | ¥8,187,930 |
| 45 | 1.50% | ¥59,872 | ¥32,330,952 | ¥8,830,952 |
| 45 | 1.60% | ¥61,077 | ¥32,981,540 | ¥9,481,540 |
| 45 | 1.70% | ¥62,296 | ¥33,639,645 | ¥10,139,645 |
| 45 | 1.80% | ¥63,528 | ¥34,305,217 | ¥10,805,217 |
| 45 | 1.90% | ¥64,774 | ¥34,978,204 | ¥11,478,204 |
| 45 | 2.00% | ¥66,034 | ¥35,658,550 | ¥12,158,550 |
| 45 | 2.10% | ¥67,308 | ¥36,346,197 | ¥12,846,197 |
| 45 | 2.20% | ¥68,595 | ¥37,041,084 | ¥13,541,084 |
| 45 | 2.30% | ¥69,895 | ¥37,743,151 | ¥14,243,151 |
| 45 | 2.40% | ¥71,208 | ¥38,452,331 | ¥14,952,331 |
| 45 | 2.50% | ¥72,534 | ¥39,168,559 | ¥15,668,559 |
| 45 | 2.60% | ¥73,874 | ¥39,891,766 | ¥16,391,766 |
| 45 | 2.70% | ¥75,226 | ¥40,621,880 | ¥17,121,880 |
| 45 | 2.80% | ¥76,590 | ¥41,358,830 | ¥17,858,830 |
| 45 | 2.90% | ¥77,968 | ¥42,102,541 | ¥18,602,541 |
| 45 | 3.00% | ¥79,357 | ¥42,852,938 | ¥19,352,938 |
2350万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥56,146 | ¥26,950,142 | ¥3,450,142 |
| 40 | 0.80% | ¥57,225 | ¥27,467,958 | ¥3,967,958 |
| 40 | 0.90% | ¥58,317 | ¥27,991,970 | ¥4,491,970 |
| 40 | 1.00% | ¥59,421 | ¥28,522,162 | ¥5,022,162 |
| 40 | 1.10% | ¥60,539 | ¥29,058,513 | ¥5,558,513 |
| 40 | 1.20% | ¥61,669 | ¥29,601,002 | ¥6,101,002 |
| 40 | 1.30% | ¥62,812 | ¥30,149,606 | ¥6,649,606 |
| 40 | 1.40% | ¥63,967 | ¥30,704,300 | ¥7,204,300 |
| 40 | 1.50% | ¥65,136 | ¥31,265,058 | ¥7,765,058 |
| 40 | 1.60% | ¥66,316 | ¥31,831,850 | ¥8,331,850 |
| 40 | 1.70% | ¥67,510 | ¥32,404,646 | ¥8,904,646 |
| 40 | 1.80% | ¥68,715 | ¥32,983,415 | ¥9,483,415 |
| 40 | 1.90% | ¥69,934 | ¥33,568,122 | ¥10,068,122 |
| 40 | 2.00% | ¥71,164 | ¥34,158,732 | ¥10,658,732 |
| 40 | 2.10% | ¥72,407 | ¥34,755,209 | ¥11,255,209 |
| 40 | 2.20% | ¥73,661 | ¥35,357,513 | ¥11,857,513 |
| 40 | 2.30% | ¥74,928 | ¥35,965,605 | ¥12,465,605 |
| 40 | 2.40% | ¥76,207 | ¥36,579,443 | ¥13,079,443 |
| 40 | 2.50% | ¥77,498 | ¥37,198,984 | ¥13,698,984 |
| 40 | 2.60% | ¥78,800 | ¥37,824,184 | ¥14,324,184 |
| 40 | 2.70% | ¥80,115 | ¥38,454,998 | ¥14,954,998 |
| 40 | 2.80% | ¥81,440 | ¥39,091,378 | ¥15,591,378 |
| 40 | 2.90% | ¥82,778 | ¥39,733,276 | ¥16,233,276 |
| 40 | 3.00% | ¥84,126 | ¥40,380,643 | ¥16,880,643 |
2350万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥63,102 | ¥26,503,001 | ¥3,003,001 |
| 35 | 0.80% | ¥64,169 | ¥26,951,115 | ¥3,451,115 |
| 35 | 0.90% | ¥65,248 | ¥27,403,984 | ¥3,903,984 |
| 35 | 1.00% | ¥66,337 | ¥27,861,598 | ¥4,361,598 |
| 35 | 1.10% | ¥67,438 | ¥28,323,947 | ¥4,823,947 |
| 35 | 1.20% | ¥68,550 | ¥28,791,016 | ¥5,291,016 |
| 35 | 1.30% | ¥69,673 | ¥29,262,792 | ¥5,762,792 |
| 35 | 1.40% | ¥70,808 | ¥29,739,260 | ¥6,239,260 |
| 35 | 1.50% | ¥71,953 | ¥30,220,404 | ¥6,720,404 |
| 35 | 1.60% | ¥73,110 | ¥30,706,208 | ¥7,206,208 |
| 35 | 1.70% | ¥74,278 | ¥31,196,652 | ¥7,696,652 |
| 35 | 1.80% | ¥75,456 | ¥31,691,719 | ¥8,191,719 |
| 35 | 1.90% | ¥76,646 | ¥32,191,387 | ¥8,691,387 |
| 35 | 2.00% | ¥77,847 | ¥32,695,635 | ¥9,195,635 |
| 35 | 2.10% | ¥79,058 | ¥33,204,442 | ¥9,704,442 |
| 35 | 2.20% | ¥80,280 | ¥33,717,785 | ¥10,217,785 |
| 35 | 2.30% | ¥81,513 | ¥34,235,638 | ¥10,735,638 |
| 35 | 2.40% | ¥82,757 | ¥34,757,978 | ¥11,257,978 |
| 35 | 2.50% | ¥84,011 | ¥35,284,778 | ¥11,784,778 |
| 35 | 2.60% | ¥85,276 | ¥35,816,011 | ¥12,316,011 |
| 35 | 2.70% | ¥86,552 | ¥36,351,650 | ¥12,851,650 |
| 35 | 2.80% | ¥87,837 | ¥36,891,667 | ¥13,391,667 |
| 35 | 2.90% | ¥89,133 | ¥37,436,031 | ¥13,936,031 |
| 35 | 3.00% | ¥90,440 | ¥37,984,714 | ¥14,484,714 |
2350万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥72,391 | ¥26,060,627 | ¥2,560,627 |
| 30 | 0.80% | ¥73,446 | ¥26,440,487 | ¥2,940,487 |
| 30 | 0.90% | ¥74,511 | ¥26,823,847 | ¥3,323,847 |
| 30 | 1.00% | ¥75,585 | ¥27,210,703 | ¥3,710,703 |
| 30 | 1.10% | ¥76,670 | ¥27,601,048 | ¥4,101,048 |
| 30 | 1.20% | ¥77,764 | ¥27,994,876 | ¥4,494,876 |
| 30 | 1.30% | ¥78,867 | ¥28,392,177 | ¥4,892,177 |
| 30 | 1.40% | ¥79,980 | ¥28,792,945 | ¥5,292,945 |
| 30 | 1.50% | ¥81,103 | ¥29,197,170 | ¥5,697,170 |
| 30 | 1.60% | ¥82,236 | ¥29,604,843 | ¥6,104,843 |
| 30 | 1.70% | ¥83,378 | ¥30,015,954 | ¥6,515,954 |
| 30 | 1.80% | ¥84,529 | ¥30,430,493 | ¥6,930,493 |
| 30 | 1.90% | ¥85,690 | ¥30,848,448 | ¥7,348,448 |
| 30 | 2.00% | ¥86,861 | ¥31,269,807 | ¥7,769,807 |
| 30 | 2.10% | ¥88,040 | ¥31,694,559 | ¥8,194,559 |
| 30 | 2.20% | ¥89,230 | ¥32,122,691 | ¥8,622,691 |
| 30 | 2.30% | ¥90,428 | ¥32,554,189 | ¥9,054,189 |
| 30 | 2.40% | ¥91,636 | ¥32,989,040 | ¥9,489,040 |
| 30 | 2.50% | ¥92,853 | ¥33,427,228 | ¥9,927,228 |
| 30 | 2.60% | ¥94,080 | ¥33,868,740 | ¥10,368,740 |
| 30 | 2.70% | ¥95,315 | ¥34,313,559 | ¥10,813,559 |
| 30 | 2.80% | ¥96,560 | ¥34,761,670 | ¥11,261,670 |
| 30 | 2.90% | ¥97,814 | ¥35,213,056 | ¥11,713,056 |
| 30 | 3.00% | ¥99,077 | ¥35,667,701 | ¥12,167,701 |
2350万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥85,410 | ¥25,623,029 | ¥2,123,029 |
| 25 | 0.80% | ¥86,454 | ¥25,936,088 | ¥2,436,088 |
| 25 | 0.90% | ¥87,505 | ¥26,251,581 | ¥2,751,581 |
| 25 | 1.00% | ¥88,565 | ¥26,569,508 | ¥3,069,508 |
| 25 | 1.10% | ¥89,633 | ¥26,889,864 | ¥3,389,864 |
| 25 | 1.20% | ¥90,709 | ¥27,212,647 | ¥3,712,647 |
| 25 | 1.30% | ¥91,793 | ¥27,537,851 | ¥4,037,851 |
| 25 | 1.40% | ¥92,885 | ¥27,865,474 | ¥4,365,474 |
| 25 | 1.50% | ¥93,985 | ¥28,195,511 | ¥4,695,511 |
| 25 | 1.60% | ¥95,093 | ¥28,527,957 | ¥5,027,957 |
| 25 | 1.70% | ¥96,209 | ¥28,862,807 | ¥5,362,807 |
| 25 | 1.80% | ¥97,334 | ¥29,200,057 | ¥5,700,057 |
| 25 | 1.90% | ¥98,466 | ¥29,539,700 | ¥6,039,700 |
| 25 | 2.00% | ¥99,606 | ¥29,881,731 | ¥6,381,731 |
| 25 | 2.10% | ¥100,754 | ¥30,226,143 | ¥6,726,143 |
| 25 | 2.20% | ¥101,910 | ¥30,572,931 | ¥7,072,931 |
| 25 | 2.30% | ¥103,074 | ¥30,922,088 | ¥7,422,088 |
| 25 | 2.40% | ¥104,245 | ¥31,273,607 | ¥7,773,607 |
| 25 | 2.50% | ¥105,425 | ¥31,627,480 | ¥8,127,480 |
| 25 | 2.60% | ¥106,612 | ¥31,983,700 | ¥8,483,700 |
| 25 | 2.70% | ¥107,808 | ¥32,342,260 | ¥8,842,260 |
| 25 | 2.80% | ¥109,011 | ¥32,703,152 | ¥9,203,152 |
| 25 | 2.90% | ¥110,221 | ¥33,066,367 | ¥9,566,367 |
| 25 | 3.00% | ¥111,440 | ¥33,431,898 | ¥9,931,898 |
2350万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥104,959 | ¥25,190,213 | ¥1,690,213 |
| 20 | 0.80% | ¥105,991 | ¥25,437,928 | ¥1,937,928 |
| 20 | 0.90% | ¥107,030 | ¥25,687,203 | ¥2,187,203 |
| 20 | 1.00% | ¥108,075 | ¥25,938,039 | ¥2,438,039 |
| 20 | 1.10% | ¥109,127 | ¥26,190,433 | ¥2,690,433 |
| 20 | 1.20% | ¥110,185 | ¥26,444,384 | ¥2,944,384 |
| 20 | 1.30% | ¥111,250 | ¥26,699,890 | ¥3,199,890 |
| 20 | 1.40% | ¥112,321 | ¥26,956,950 | ¥3,456,950 |
| 20 | 1.50% | ¥113,398 | ¥27,215,561 | ¥3,715,561 |
| 20 | 1.60% | ¥114,482 | ¥27,475,722 | ¥3,975,722 |
| 20 | 1.70% | ¥115,573 | ¥27,737,431 | ¥4,237,431 |
| 20 | 1.80% | ¥116,670 | ¥28,000,685 | ¥4,500,685 |
| 20 | 1.90% | ¥117,773 | ¥28,265,482 | ¥4,765,482 |
| 20 | 2.00% | ¥118,883 | ¥28,531,820 | ¥5,031,820 |
| 20 | 2.10% | ¥119,999 | ¥28,799,696 | ¥5,299,696 |
| 20 | 2.20% | ¥121,121 | ¥29,069,107 | ¥5,569,107 |
| 20 | 2.30% | ¥122,250 | ¥29,340,050 | ¥5,840,050 |
| 20 | 2.40% | ¥123,386 | ¥29,612,524 | ¥6,112,524 |
| 20 | 2.50% | ¥124,527 | ¥29,886,523 | ¥6,386,523 |
| 20 | 2.60% | ¥125,675 | ¥30,162,046 | ¥6,662,046 |
| 20 | 2.70% | ¥126,830 | ¥30,439,089 | ¥6,939,089 |
| 20 | 2.80% | ¥127,990 | ¥30,717,649 | ¥7,217,649 |
| 20 | 2.90% | ¥129,157 | ¥30,997,722 | ¥7,497,722 |
| 20 | 3.00% | ¥130,330 | ¥31,279,305 | ¥7,779,305 |
2350万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥137,568 | ¥24,762,184 | ¥1,262,184 |
| 15 | 0.80% | ¥138,589 | ¥24,946,016 | ¥1,446,016 |
| 15 | 0.90% | ¥139,615 | ¥25,130,728 | ¥1,630,728 |
| 15 | 1.00% | ¥140,646 | ¥25,316,318 | ¥1,816,318 |
| 15 | 1.10% | ¥141,682 | ¥25,502,786 | ¥2,002,786 |
| 15 | 1.20% | ¥142,723 | ¥25,690,132 | ¥2,190,132 |
| 15 | 1.30% | ¥143,769 | ¥25,878,355 | ¥2,378,355 |
| 15 | 1.40% | ¥144,819 | ¥26,067,455 | ¥2,567,455 |
| 15 | 1.50% | ¥145,875 | ¥26,257,430 | ¥2,757,430 |
| 15 | 1.60% | ¥146,935 | ¥26,448,280 | ¥2,948,280 |
| 15 | 1.70% | ¥148,000 | ¥26,640,005 | ¥3,140,005 |
| 15 | 1.80% | ¥149,070 | ¥26,832,603 | ¥3,332,603 |
| 15 | 1.90% | ¥150,145 | ¥27,026,075 | ¥3,526,075 |
| 15 | 2.00% | ¥151,225 | ¥27,220,418 | ¥3,720,418 |
| 15 | 2.10% | ¥152,309 | ¥27,415,633 | ¥3,915,633 |
| 15 | 2.20% | ¥153,398 | ¥27,611,717 | ¥4,111,717 |
| 15 | 2.30% | ¥154,493 | ¥27,808,671 | ¥4,308,671 |
| 15 | 2.40% | ¥155,592 | ¥28,006,494 | ¥4,506,494 |
| 15 | 2.50% | ¥156,695 | ¥28,205,184 | ¥4,705,184 |
| 15 | 2.60% | ¥157,804 | ¥28,404,740 | ¥4,904,740 |
| 15 | 2.70% | ¥158,918 | ¥28,605,161 | ¥5,105,161 |
| 15 | 2.80% | ¥160,036 | ¥28,806,446 | ¥5,306,446 |
| 15 | 2.90% | ¥161,159 | ¥29,008,594 | ¥5,508,594 |
| 15 | 3.00% | ¥162,287 | ¥29,211,603 | ¥5,711,603 |
2350万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥202,825 | ¥24,338,946 | ¥838,946 |
| 10 | 0.80% | ¥203,836 | ¥24,460,360 | ¥960,360 |
| 10 | 0.90% | ¥204,851 | ¥24,582,166 | ¥1,082,166 |
| 10 | 1.00% | ¥205,870 | ¥24,704,362 | ¥1,204,362 |
| 10 | 1.10% | ¥206,891 | ¥24,826,949 | ¥1,326,949 |
| 10 | 1.20% | ¥207,916 | ¥24,949,927 | ¥1,449,927 |
| 10 | 1.30% | ¥208,944 | ¥25,073,295 | ¥1,573,295 |
| 10 | 1.40% | ¥209,975 | ¥25,197,054 | ¥1,697,054 |
| 10 | 1.50% | ¥211,010 | ¥25,321,203 | ¥1,821,203 |
| 10 | 1.60% | ¥212,048 | ¥25,445,742 | ¥1,945,742 |
| 10 | 1.70% | ¥213,089 | ¥25,570,671 | ¥2,070,671 |
| 10 | 1.80% | ¥214,133 | ¥25,695,989 | ¥2,195,989 |
| 10 | 1.90% | ¥215,181 | ¥25,821,697 | ¥2,321,697 |
| 10 | 2.00% | ¥216,232 | ¥25,947,794 | ¥2,447,794 |
| 10 | 2.10% | ¥217,286 | ¥26,074,280 | ¥2,574,280 |
| 10 | 2.20% | ¥218,343 | ¥26,201,155 | ¥2,701,155 |
| 10 | 2.30% | ¥219,403 | ¥26,328,419 | ¥2,828,419 |
| 10 | 2.40% | ¥220,467 | ¥26,456,072 | ¥2,956,072 |
| 10 | 2.50% | ¥221,534 | ¥26,584,112 | ¥3,084,112 |
| 10 | 2.60% | ¥222,605 | ¥26,712,541 | ¥3,212,541 |
| 10 | 2.70% | ¥223,678 | ¥26,841,357 | ¥3,341,357 |
| 10 | 2.80% | ¥224,755 | ¥26,970,561 | ¥3,470,561 |
| 10 | 2.90% | ¥225,835 | ¥27,100,152 | ¥3,600,152 |
| 10 | 3.00% | ¥226,918 | ¥27,230,130 | ¥3,730,130 |
