2390万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2390万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2390万円の住宅ローン｜期間・年数別
2390万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥47,221 | ¥28,332,882 | ¥4,432,882 |
| 50 | 0.80% | ¥48,343 | ¥29,005,681 | ¥5,105,681 |
| 50 | 0.90% | ¥49,480 | ¥29,688,270 | ¥5,788,270 |
| 50 | 1.00% | ¥50,634 | ¥30,380,606 | ¥6,480,606 |
| 50 | 1.10% | ¥51,804 | ¥31,082,644 | ¥7,182,644 |
| 50 | 1.20% | ¥52,991 | ¥31,794,331 | ¥7,894,331 |
| 50 | 1.30% | ¥54,193 | ¥32,515,610 | ¥8,615,610 |
| 50 | 1.40% | ¥55,411 | ¥33,246,422 | ¥9,346,422 |
| 50 | 1.50% | ¥56,645 | ¥33,986,702 | ¥10,086,702 |
| 50 | 1.60% | ¥57,894 | ¥34,736,381 | ¥10,836,381 |
| 50 | 1.70% | ¥59,159 | ¥35,495,387 | ¥11,595,387 |
| 50 | 1.80% | ¥60,439 | ¥36,263,642 | ¥12,363,642 |
| 50 | 1.90% | ¥61,735 | ¥37,041,066 | ¥13,141,066 |
| 50 | 2.00% | ¥63,046 | ¥37,827,576 | ¥13,927,576 |
| 50 | 2.10% | ¥64,372 | ¥38,623,084 | ¥14,723,084 |
| 50 | 2.20% | ¥65,712 | ¥39,427,498 | ¥15,527,498 |
| 50 | 2.30% | ¥67,068 | ¥40,240,726 | ¥16,340,726 |
| 50 | 2.40% | ¥68,438 | ¥41,062,669 | ¥17,162,669 |
| 50 | 2.50% | ¥69,822 | ¥41,893,228 | ¥17,993,228 |
| 50 | 2.60% | ¥71,220 | ¥42,732,299 | ¥18,832,299 |
| 50 | 2.70% | ¥72,633 | ¥43,579,779 | ¥19,679,779 |
| 50 | 2.80% | ¥74,059 | ¥44,435,558 | ¥20,535,558 |
| 50 | 2.90% | ¥75,499 | ¥45,299,527 | ¥21,399,527 |
| 50 | 3.00% | ¥76,953 | ¥46,171,573 | ¥22,271,573 |
2390万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥51,608 | ¥27,868,460 | ¥3,968,460 |
| 45 | 0.80% | ¥52,717 | ¥28,467,445 | ¥4,567,445 |
| 45 | 0.90% | ¥53,841 | ¥29,074,383 | ¥5,174,383 |
| 45 | 1.00% | ¥54,980 | ¥29,689,249 | ¥5,789,249 |
| 45 | 1.10% | ¥56,133 | ¥30,312,008 | ¥6,412,008 |
| 45 | 1.20% | ¥57,301 | ¥30,942,629 | ¥7,042,629 |
| 45 | 1.30% | ¥58,483 | ¥31,581,073 | ¥7,681,073 |
| 45 | 1.40% | ¥59,680 | ¥32,227,300 | ¥8,327,300 |
| 45 | 1.50% | ¥60,891 | ¥32,881,266 | ¥8,981,266 |
| 45 | 1.60% | ¥62,117 | ¥33,542,928 | ¥9,642,928 |
| 45 | 1.70% | ¥63,356 | ¥34,212,234 | ¥10,312,234 |
| 45 | 1.80% | ¥64,610 | ¥34,889,136 | ¥10,989,136 |
| 45 | 1.90% | ¥65,877 | ¥35,573,578 | ¥11,673,578 |
| 45 | 2.00% | ¥67,158 | ¥36,265,504 | ¥12,365,504 |
| 45 | 2.10% | ¥68,453 | ¥36,964,855 | ¥13,064,855 |
| 45 | 2.20% | ¥69,762 | ¥37,671,571 | ¥13,771,571 |
| 45 | 2.30% | ¥71,084 | ¥38,385,588 | ¥14,485,588 |
| 45 | 2.40% | ¥72,420 | ¥39,106,839 | ¥15,206,839 |
| 45 | 2.50% | ¥73,769 | ¥39,835,258 | ¥15,935,258 |
| 45 | 2.60% | ¥75,131 | ¥40,570,774 | ¥16,670,774 |
| 45 | 2.70% | ¥76,506 | ¥41,313,316 | ¥17,413,316 |
| 45 | 2.80% | ¥77,894 | ¥42,062,810 | ¥18,162,810 |
| 45 | 2.90% | ¥79,295 | ¥42,819,180 | ¥18,919,180 |
| 45 | 3.00% | ¥80,708 | ¥43,582,350 | ¥19,682,350 |
2390万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥57,102 | ¥27,408,868 | ¥3,508,868 |
| 40 | 0.80% | ¥58,199 | ¥27,935,498 | ¥4,035,498 |
| 40 | 0.90% | ¥59,309 | ¥28,468,429 | ¥4,568,429 |
| 40 | 1.00% | ¥60,433 | ¥29,007,645 | ¥5,107,645 |
| 40 | 1.10% | ¥61,569 | ¥29,553,126 | ¥5,653,126 |
| 40 | 1.20% | ¥62,718 | ¥30,104,849 | ¥6,204,849 |
| 40 | 1.30% | ¥63,881 | ¥30,662,791 | ¥6,762,791 |
| 40 | 1.40% | ¥65,056 | ¥31,226,927 | ¥7,326,927 |
| 40 | 1.50% | ¥66,244 | ¥31,797,229 | ¥7,897,229 |
| 40 | 1.60% | ¥67,445 | ¥32,373,669 | ¥8,473,669 |
| 40 | 1.70% | ¥68,659 | ¥32,956,215 | ¥9,056,215 |
| 40 | 1.80% | ¥69,885 | ¥33,544,835 | ¥9,644,835 |
| 40 | 1.90% | ¥71,124 | ¥34,139,494 | ¥10,239,494 |
| 40 | 2.00% | ¥72,375 | ¥34,740,157 | ¥10,840,157 |
| 40 | 2.10% | ¥73,639 | ¥35,346,787 | ¥11,446,787 |
| 40 | 2.20% | ¥74,915 | ¥35,959,343 | ¥12,059,343 |
| 40 | 2.30% | ¥76,204 | ¥36,577,785 | ¥12,677,785 |
| 40 | 2.40% | ¥77,504 | ¥37,202,071 | ¥13,302,071 |
| 40 | 2.50% | ¥78,817 | ¥37,832,158 | ¥13,932,158 |
| 40 | 2.60% | ¥80,142 | ¥38,468,000 | ¥14,568,000 |
| 40 | 2.70% | ¥81,478 | ¥39,109,551 | ¥15,209,551 |
| 40 | 2.80% | ¥82,827 | ¥39,756,763 | ¥15,856,763 |
| 40 | 2.90% | ¥84,187 | ¥40,409,587 | ¥16,509,587 |
| 40 | 3.00% | ¥85,558 | ¥41,067,973 | ¥17,167,973 |
2390万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥64,176 | ¥26,954,116 | ¥3,054,116 |
| 35 | 0.80% | ¥65,262 | ¥27,409,857 | ¥3,509,857 |
| 35 | 0.90% | ¥66,358 | ¥27,870,435 | ¥3,970,435 |
| 35 | 1.00% | ¥67,466 | ¥28,335,838 | ¥4,435,838 |
| 35 | 1.10% | ¥68,586 | ¥28,806,056 | ¥4,906,056 |
| 35 | 1.20% | ¥69,717 | ¥29,281,075 | ¥5,381,075 |
| 35 | 1.30% | ¥70,859 | ¥29,760,882 | ¥5,860,882 |
| 35 | 1.40% | ¥72,013 | ¥30,245,460 | ¥6,345,460 |
| 35 | 1.50% | ¥73,178 | ¥30,734,794 | ¥6,834,794 |
| 35 | 1.60% | ¥74,354 | ¥31,228,867 | ¥7,328,867 |
| 35 | 1.70% | ¥75,542 | ¥31,727,659 | ¥7,827,659 |
| 35 | 1.80% | ¥76,741 | ¥32,231,152 | ¥8,331,152 |
| 35 | 1.90% | ¥77,951 | ¥32,739,325 | ¥8,839,325 |
| 35 | 2.00% | ¥79,172 | ¥33,252,157 | ¥9,352,157 |
| 35 | 2.10% | ¥80,404 | ¥33,769,624 | ¥9,869,624 |
| 35 | 2.20% | ¥81,647 | ¥34,291,704 | ¥10,391,704 |
| 35 | 2.30% | ¥82,901 | ¥34,818,372 | ¥10,918,372 |
| 35 | 2.40% | ¥84,166 | ¥35,349,603 | ¥11,449,603 |
| 35 | 2.50% | ¥85,441 | ¥35,885,370 | ¥11,985,370 |
| 35 | 2.60% | ¥86,728 | ¥36,425,645 | ¥12,525,645 |
| 35 | 2.70% | ¥88,025 | ¥36,970,402 | ¥13,070,402 |
| 35 | 2.80% | ¥89,332 | ¥37,519,610 | ¥13,619,610 |
| 35 | 2.90% | ¥90,651 | ¥38,073,240 | ¥14,173,240 |
| 35 | 3.00% | ¥91,979 | ¥38,631,262 | ¥14,731,262 |
2390万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥73,623 | ¥26,504,213 | ¥2,604,213 |
| 30 | 0.80% | ¥74,696 | ¥26,890,538 | ¥2,990,538 |
| 30 | 0.90% | ¥75,779 | ¥27,280,424 | ¥3,380,424 |
| 30 | 1.00% | ¥76,872 | ¥27,673,864 | ¥3,773,864 |
| 30 | 1.10% | ¥77,975 | ¥28,070,854 | ¥4,170,854 |
| 30 | 1.20% | ¥79,087 | ¥28,471,384 | ¥4,571,384 |
| 30 | 1.30% | ¥80,210 | ¥28,875,448 | ¥4,975,448 |
| 30 | 1.40% | ¥81,342 | ¥29,283,037 | ¥5,383,037 |
| 30 | 1.50% | ¥82,484 | ¥29,694,143 | ¥5,794,143 |
| 30 | 1.60% | ¥83,635 | ¥30,108,755 | ¥6,208,755 |
| 30 | 1.70% | ¥84,797 | ¥30,526,864 | ¥6,626,864 |
| 30 | 1.80% | ¥85,968 | ¥30,948,459 | ¥7,048,459 |
| 30 | 1.90% | ¥87,149 | ¥31,373,528 | ¥7,473,528 |
| 30 | 2.00% | ¥88,339 | ¥31,802,059 | ¥7,902,059 |
| 30 | 2.10% | ¥89,539 | ¥32,234,041 | ¥8,334,041 |
| 30 | 2.20% | ¥90,749 | ¥32,669,460 | ¥8,769,460 |
| 30 | 2.30% | ¥91,968 | ¥33,108,303 | ¥9,208,303 |
| 30 | 2.40% | ¥93,196 | ¥33,550,555 | ¥9,650,555 |
| 30 | 2.50% | ¥94,434 | ¥33,996,202 | ¥10,096,202 |
| 30 | 2.60% | ¥95,681 | ¥34,445,229 | ¥10,545,229 |
| 30 | 2.70% | ¥96,938 | ¥34,897,619 | ¥10,997,619 |
| 30 | 2.80% | ¥98,204 | ¥35,353,358 | ¥11,453,358 |
| 30 | 2.90% | ¥99,479 | ¥35,812,427 | ¥11,912,427 |
| 30 | 3.00% | ¥100,763 | ¥36,274,811 | ¥12,374,811 |
2390万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥86,864 | ¥26,059,166 | ¥2,159,166 |
| 25 | 0.80% | ¥87,925 | ¥26,377,553 | ¥2,477,553 |
| 25 | 0.90% | ¥88,995 | ¥26,698,417 | ¥2,798,417 |
| 25 | 1.00% | ¥90,073 | ¥27,021,755 | ¥3,121,755 |
| 25 | 1.10% | ¥91,159 | ¥27,347,564 | ¥3,447,564 |
| 25 | 1.20% | ¥92,253 | ¥27,675,841 | ¥3,775,841 |
| 25 | 1.30% | ¥93,355 | ¥28,006,581 | ¥4,106,581 |
| 25 | 1.40% | ¥94,466 | ¥28,339,780 | ¥4,439,780 |
| 25 | 1.50% | ¥95,585 | ¥28,675,435 | ¥4,775,435 |
| 25 | 1.60% | ¥96,712 | ¥29,013,539 | ¥5,113,539 |
| 25 | 1.70% | ¥97,847 | ¥29,354,089 | ¥5,454,089 |
| 25 | 1.80% | ¥98,990 | ¥29,697,079 | ¥5,797,079 |
| 25 | 1.90% | ¥100,142 | ¥30,042,503 | ¥6,142,503 |
| 25 | 2.00% | ¥101,301 | ¥30,390,356 | ¥6,490,356 |
| 25 | 2.10% | ¥102,469 | ¥30,740,631 | ¥6,840,631 |
| 25 | 2.20% | ¥103,644 | ¥31,093,322 | ¥7,193,322 |
| 25 | 2.30% | ¥104,828 | ¥31,448,421 | ¥7,548,421 |
| 25 | 2.40% | ¥106,020 | ¥31,805,923 | ¥7,905,923 |
| 25 | 2.50% | ¥107,219 | ¥32,165,820 | ¥8,265,820 |
| 25 | 2.60% | ¥108,427 | ¥32,528,104 | ¥8,628,104 |
| 25 | 2.70% | ¥109,643 | ¥32,892,767 | ¥8,992,767 |
| 25 | 2.80% | ¥110,866 | ¥33,259,802 | ¥9,359,802 |
| 25 | 2.90% | ¥112,097 | ¥33,629,199 | ¥9,729,199 |
| 25 | 3.00% | ¥113,337 | ¥34,000,951 | ¥10,100,951 |
2390万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥106,746 | ¥25,618,983 | ¥1,718,983 |
| 20 | 0.80% | ¥107,795 | ¥25,870,914 | ¥1,970,914 |
| 20 | 0.90% | ¥108,852 | ¥26,124,432 | ¥2,224,432 |
| 20 | 1.00% | ¥109,915 | ¥26,379,537 | ¥2,479,537 |
| 20 | 1.10% | ¥110,984 | ¥26,636,227 | ¥2,736,227 |
| 20 | 1.20% | ¥112,060 | ¥26,894,501 | ¥2,994,501 |
| 20 | 1.30% | ¥113,143 | ¥27,154,356 | ¥3,254,356 |
| 20 | 1.40% | ¥114,232 | ¥27,415,791 | ¥3,515,791 |
| 20 | 1.50% | ¥115,328 | ¥27,678,805 | ¥3,778,805 |
| 20 | 1.60% | ¥116,431 | ¥27,943,394 | ¥4,043,394 |
| 20 | 1.70% | ¥117,540 | ¥28,209,557 | ¥4,309,557 |
| 20 | 1.80% | ¥118,655 | ¥28,477,293 | ¥4,577,293 |
| 20 | 1.90% | ¥119,777 | ¥28,746,597 | ¥4,846,597 |
| 20 | 2.00% | ¥120,906 | ¥29,017,468 | ¥5,117,468 |
| 20 | 2.10% | ¥122,041 | ¥29,289,903 | ¥5,389,903 |
| 20 | 2.20% | ¥123,183 | ¥29,563,900 | ¥5,663,900 |
| 20 | 2.30% | ¥124,331 | ¥29,839,456 | ¥5,939,456 |
| 20 | 2.40% | ¥125,486 | ¥30,116,567 | ¥6,216,567 |
| 20 | 2.50% | ¥126,647 | ¥30,395,230 | ¥6,495,230 |
| 20 | 2.60% | ¥127,814 | ¥30,675,443 | ¥6,775,443 |
| 20 | 2.70% | ¥128,988 | ¥30,957,201 | ¥7,057,201 |
| 20 | 2.80% | ¥130,169 | ¥31,240,503 | ¥7,340,503 |
| 20 | 2.90% | ¥131,356 | ¥31,525,343 | ¥7,625,343 |
| 20 | 3.00% | ¥132,549 | ¥31,811,718 | ¥7,911,718 |
2390万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥139,909 | ¥25,183,668 | ¥1,283,668 |
| 15 | 0.80% | ¥140,948 | ¥25,370,629 | ¥1,470,629 |
| 15 | 0.90% | ¥141,992 | ¥25,558,485 | ¥1,658,485 |
| 15 | 1.00% | ¥143,040 | ¥25,747,234 | ¥1,847,234 |
| 15 | 1.10% | ¥144,094 | ¥25,936,876 | ¥2,036,876 |
| 15 | 1.20% | ¥145,152 | ¥26,127,411 | ¥2,227,411 |
| 15 | 1.30% | ¥146,216 | ¥26,318,838 | ¥2,418,838 |
| 15 | 1.40% | ¥147,284 | ¥26,511,156 | ¥2,611,156 |
| 15 | 1.50% | ¥148,358 | ¥26,704,365 | ¥2,804,365 |
| 15 | 1.60% | ¥149,436 | ¥26,898,464 | ¥2,998,464 |
| 15 | 1.70% | ¥150,519 | ¥27,093,452 | ¥3,193,452 |
| 15 | 1.80% | ¥151,607 | ¥27,289,329 | ¥3,389,329 |
| 15 | 1.90% | ¥152,701 | ¥27,486,093 | ¥3,586,093 |
| 15 | 2.00% | ¥153,799 | ¥27,683,744 | ¥3,783,744 |
| 15 | 2.10% | ¥154,902 | ¥27,882,282 | ¥3,982,282 |
| 15 | 2.20% | ¥156,009 | ¥28,081,704 | ¥4,181,704 |
| 15 | 2.30% | ¥157,122 | ¥28,282,010 | ¥4,382,010 |
| 15 | 2.40% | ¥158,240 | ¥28,483,200 | ¥4,583,200 |
| 15 | 2.50% | ¥159,363 | ¥28,685,272 | ¥4,785,272 |
| 15 | 2.60% | ¥160,490 | ¥28,888,224 | ¥4,988,224 |
| 15 | 2.70% | ¥161,623 | ¥29,092,057 | ¥5,192,057 |
| 15 | 2.80% | ¥162,760 | ¥29,296,768 | ¥5,396,768 |
| 15 | 2.90% | ¥163,902 | ¥29,502,357 | ¥5,602,357 |
| 15 | 3.00% | ¥165,049 | ¥29,708,822 | ¥5,808,822 |
2390万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥206,277 | ¥24,753,226 | ¥853,226 |
| 10 | 0.80% | ¥207,306 | ¥24,876,707 | ¥976,707 |
| 10 | 0.90% | ¥208,338 | ¥25,000,586 | ¥1,100,586 |
| 10 | 1.00% | ¥209,374 | ¥25,124,862 | ¥1,224,862 |
| 10 | 1.10% | ¥210,413 | ¥25,249,536 | ¥1,349,536 |
| 10 | 1.20% | ¥211,455 | ¥25,374,607 | ¥1,474,607 |
| 10 | 1.30% | ¥212,501 | ¥25,500,075 | ¥1,600,075 |
| 10 | 1.40% | ¥213,550 | ¥25,625,940 | ¥1,725,940 |
| 10 | 1.50% | ¥214,602 | ¥25,752,202 | ¥1,852,202 |
| 10 | 1.60% | ¥215,657 | ¥25,878,861 | ¥1,978,861 |
| 10 | 1.70% | ¥216,716 | ¥26,005,916 | ¥2,105,916 |
| 10 | 1.80% | ¥217,778 | ¥26,133,367 | ¥2,233,367 |
| 10 | 1.90% | ¥218,843 | ¥26,261,215 | ¥2,361,215 |
| 10 | 2.00% | ¥219,912 | ¥26,389,459 | ¥2,489,459 |
| 10 | 2.10% | ¥220,984 | ¥26,518,098 | ¥2,618,098 |
| 10 | 2.20% | ¥222,059 | ¥26,647,133 | ¥2,747,133 |
| 10 | 2.30% | ¥223,138 | ¥26,776,563 | ¥2,876,563 |
| 10 | 2.40% | ¥224,220 | ¥26,906,388 | ¥3,006,388 |
| 10 | 2.50% | ¥225,305 | ¥27,036,608 | ¥3,136,608 |
| 10 | 2.60% | ¥226,394 | ¥27,167,222 | ¥3,267,222 |
| 10 | 2.70% | ¥227,485 | ¥27,298,231 | ¥3,398,231 |
| 10 | 2.80% | ¥228,580 | ¥27,429,634 | ¥3,529,634 |
| 10 | 2.90% | ¥229,679 | ¥27,561,431 | ¥3,661,431 |
| 10 | 3.00% | ¥230,780 | ¥27,693,622 | ¥3,793,622 |
