2440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2440万円の住宅ローン|期間・年数別
2440万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥48,209 |
¥28,925,620 |
¥4,525,620 |
| 50 |
0.80% |
¥49,354 |
¥29,612,494 |
¥5,212,494 |
| 50 |
0.90% |
¥50,516 |
¥30,309,363 |
¥5,909,363 |
| 50 |
1.00% |
¥51,694 |
¥31,016,184 |
¥6,616,184 |
| 50 |
1.10% |
¥52,888 |
¥31,732,909 |
¥7,332,909 |
| 50 |
1.20% |
¥54,099 |
¥32,459,484 |
¥8,059,484 |
| 50 |
1.30% |
¥55,326 |
¥33,195,853 |
¥8,795,853 |
| 50 |
1.40% |
¥56,570 |
¥33,941,954 |
¥9,541,954 |
| 50 |
1.50% |
¥57,830 |
¥34,697,721 |
¥10,297,721 |
| 50 |
1.60% |
¥59,105 |
¥35,463,084 |
¥11,063,084 |
| 50 |
1.70% |
¥60,397 |
¥36,237,968 |
¥11,837,968 |
| 50 |
1.80% |
¥61,704 |
¥37,022,296 |
¥12,622,296 |
| 50 |
1.90% |
¥63,027 |
¥37,815,984 |
¥13,415,984 |
| 50 |
2.00% |
¥64,365 |
¥38,618,948 |
¥14,218,948 |
| 50 |
2.10% |
¥65,718 |
¥39,431,098 |
¥15,031,098 |
| 50 |
2.20% |
¥67,087 |
¥40,252,341 |
¥15,852,341 |
| 50 |
2.30% |
¥68,471 |
¥41,082,582 |
¥16,682,582 |
| 50 |
2.40% |
¥69,870 |
¥41,921,720 |
¥17,521,720 |
| 50 |
2.50% |
¥71,283 |
¥42,769,655 |
¥18,369,655 |
| 50 |
2.60% |
¥72,710 |
¥43,626,281 |
¥19,226,281 |
| 50 |
2.70% |
¥74,152 |
¥44,491,490 |
¥20,091,490 |
| 50 |
2.80% |
¥75,609 |
¥45,365,172 |
¥20,965,172 |
| 50 |
2.90% |
¥77,079 |
¥46,247,216 |
¥21,847,216 |
| 50 |
3.00% |
¥78,563 |
¥47,137,506 |
¥22,737,506 |
2440万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥52,688 |
¥28,451,482 |
¥4,051,482 |
| 45 |
0.80% |
¥53,820 |
¥29,062,998 |
¥4,662,998 |
| 45 |
0.90% |
¥54,968 |
¥29,682,634 |
¥5,282,634 |
| 45 |
1.00% |
¥56,130 |
¥30,310,363 |
¥5,910,363 |
| 45 |
1.10% |
¥57,308 |
¥30,946,151 |
¥6,546,151 |
| 45 |
1.20% |
¥58,500 |
¥31,589,964 |
¥7,189,964 |
| 45 |
1.30% |
¥59,707 |
¥32,241,765 |
¥7,841,765 |
| 45 |
1.40% |
¥60,929 |
¥32,901,511 |
¥8,501,511 |
| 45 |
1.50% |
¥62,165 |
¥33,569,159 |
¥9,169,159 |
| 45 |
1.60% |
¥63,416 |
¥34,244,662 |
¥9,844,662 |
| 45 |
1.70% |
¥64,681 |
¥34,927,972 |
¥10,527,972 |
| 45 |
1.80% |
¥65,961 |
¥35,619,034 |
¥11,219,034 |
| 45 |
1.90% |
¥67,255 |
¥36,317,795 |
¥11,917,795 |
| 45 |
2.00% |
¥68,563 |
¥37,024,196 |
¥12,624,196 |
| 45 |
2.10% |
¥69,886 |
¥37,738,179 |
¥13,338,179 |
| 45 |
2.20% |
¥71,222 |
¥38,459,679 |
¥14,059,679 |
| 45 |
2.30% |
¥72,572 |
¥39,188,633 |
¥14,788,633 |
| 45 |
2.40% |
¥73,935 |
¥39,924,974 |
¥15,524,974 |
| 45 |
2.50% |
¥75,312 |
¥40,668,632 |
¥16,268,632 |
| 45 |
2.60% |
¥76,703 |
¥41,419,535 |
¥17,019,535 |
| 45 |
2.70% |
¥78,107 |
¥42,177,612 |
¥17,777,612 |
| 45 |
2.80% |
¥79,524 |
¥42,942,785 |
¥18,542,785 |
| 45 |
2.90% |
¥80,954 |
¥43,714,979 |
¥19,314,979 |
| 45 |
3.00% |
¥82,397 |
¥44,494,115 |
¥20,094,115 |
2440万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥58,296 |
¥27,982,275 |
¥3,582,275 |
| 40 |
0.80% |
¥59,417 |
¥28,519,922 |
¥4,119,922 |
| 40 |
0.90% |
¥60,550 |
¥29,064,003 |
¥4,664,003 |
| 40 |
1.00% |
¥61,697 |
¥29,614,500 |
¥5,214,500 |
| 40 |
1.10% |
¥62,857 |
¥30,171,392 |
¥5,771,392 |
| 40 |
1.20% |
¥64,031 |
¥30,734,657 |
¥6,334,657 |
| 40 |
1.30% |
¥65,217 |
¥31,304,272 |
¥6,904,272 |
| 40 |
1.40% |
¥66,417 |
¥31,880,210 |
¥7,480,210 |
| 40 |
1.50% |
¥67,630 |
¥32,462,443 |
¥8,062,443 |
| 40 |
1.60% |
¥68,856 |
¥33,050,942 |
¥8,650,942 |
| 40 |
1.70% |
¥70,095 |
¥33,645,675 |
¥9,245,675 |
| 40 |
1.80% |
¥71,347 |
¥34,246,609 |
¥9,846,609 |
| 40 |
1.90% |
¥72,612 |
¥34,853,710 |
¥10,453,710 |
| 40 |
2.00% |
¥73,889 |
¥35,466,939 |
¥11,066,939 |
| 40 |
2.10% |
¥75,180 |
¥36,086,259 |
¥11,686,259 |
| 40 |
2.20% |
¥76,483 |
¥36,711,630 |
¥12,311,630 |
| 40 |
2.30% |
¥77,798 |
¥37,343,011 |
¥12,943,011 |
| 40 |
2.40% |
¥79,126 |
¥37,980,358 |
¥13,580,358 |
| 40 |
2.50% |
¥80,466 |
¥38,623,626 |
¥14,223,626 |
| 40 |
2.60% |
¥81,818 |
¥39,272,770 |
¥14,872,770 |
| 40 |
2.70% |
¥83,183 |
¥39,927,743 |
¥15,527,743 |
| 40 |
2.80% |
¥84,559 |
¥40,588,495 |
¥16,188,495 |
| 40 |
2.90% |
¥85,948 |
¥41,254,976 |
¥16,854,976 |
| 40 |
3.00% |
¥87,348 |
¥41,927,136 |
¥17,527,136 |
2440万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥65,519 |
¥27,518,009 |
¥3,118,009 |
| 35 |
0.80% |
¥66,627 |
¥27,983,285 |
¥3,583,285 |
| 35 |
0.90% |
¥67,746 |
¥28,453,498 |
¥4,053,498 |
| 35 |
1.00% |
¥68,878 |
¥28,928,638 |
¥4,528,638 |
| 35 |
1.10% |
¥70,021 |
¥29,408,693 |
¥5,008,693 |
| 35 |
1.20% |
¥71,175 |
¥29,893,650 |
¥5,493,650 |
| 35 |
1.30% |
¥72,342 |
¥30,383,494 |
¥5,983,494 |
| 35 |
1.40% |
¥73,520 |
¥30,878,210 |
¥6,478,210 |
| 35 |
1.50% |
¥74,709 |
¥31,377,781 |
¥6,977,781 |
| 35 |
1.60% |
¥75,910 |
¥31,882,190 |
¥7,482,190 |
| 35 |
1.70% |
¥77,122 |
¥32,391,418 |
¥7,991,418 |
| 35 |
1.80% |
¥78,346 |
¥32,905,444 |
¥8,505,444 |
| 35 |
1.90% |
¥79,582 |
¥33,424,248 |
¥9,024,248 |
| 35 |
2.00% |
¥80,828 |
¥33,947,809 |
¥9,547,809 |
| 35 |
2.10% |
¥82,086 |
¥34,476,102 |
¥10,076,102 |
| 35 |
2.20% |
¥83,355 |
¥35,009,104 |
¥10,609,104 |
| 35 |
2.30% |
¥84,635 |
¥35,546,790 |
¥11,146,790 |
| 35 |
2.40% |
¥85,927 |
¥36,089,134 |
¥11,689,134 |
| 35 |
2.50% |
¥87,229 |
¥36,636,110 |
¥12,236,110 |
| 35 |
2.60% |
¥88,542 |
¥37,187,688 |
¥12,787,688 |
| 35 |
2.70% |
¥89,866 |
¥37,743,841 |
¥13,343,841 |
| 35 |
2.80% |
¥91,201 |
¥38,304,539 |
¥13,904,539 |
| 35 |
2.90% |
¥92,547 |
¥38,869,752 |
¥14,469,752 |
| 35 |
3.00% |
¥93,903 |
¥39,439,447 |
¥15,039,447 |
2440万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥75,163 |
¥27,058,694 |
¥2,658,694 |
| 30 |
0.80% |
¥76,259 |
¥27,453,101 |
¥3,053,101 |
| 30 |
0.90% |
¥77,364 |
¥27,851,144 |
¥3,451,144 |
| 30 |
1.00% |
¥78,480 |
¥28,252,815 |
¥3,852,815 |
| 30 |
1.10% |
¥79,606 |
¥28,658,110 |
¥4,258,110 |
| 30 |
1.20% |
¥80,742 |
¥29,067,020 |
¥4,667,020 |
| 30 |
1.30% |
¥81,888 |
¥29,479,537 |
¥5,079,537 |
| 30 |
1.40% |
¥83,043 |
¥29,895,653 |
¥5,495,653 |
| 30 |
1.50% |
¥84,209 |
¥30,315,359 |
¥5,915,359 |
| 30 |
1.60% |
¥85,385 |
¥30,738,645 |
¥6,338,645 |
| 30 |
1.70% |
¥86,571 |
¥31,165,501 |
¥6,765,501 |
| 30 |
1.80% |
¥87,766 |
¥31,595,916 |
¥7,195,916 |
| 30 |
1.90% |
¥88,972 |
¥32,029,878 |
¥7,629,878 |
| 30 |
2.00% |
¥90,187 |
¥32,467,374 |
¥8,067,374 |
| 30 |
2.10% |
¥91,412 |
¥32,908,394 |
¥8,508,394 |
| 30 |
2.20% |
¥92,647 |
¥33,352,922 |
¥8,952,922 |
| 30 |
2.30% |
¥93,892 |
¥33,800,945 |
¥9,400,945 |
| 30 |
2.40% |
¥95,146 |
¥34,252,450 |
¥9,852,450 |
| 30 |
2.50% |
¥96,409 |
¥34,707,420 |
¥10,307,420 |
| 30 |
2.60% |
¥97,683 |
¥35,165,840 |
¥10,765,840 |
| 30 |
2.70% |
¥98,966 |
¥35,627,695 |
¥11,227,695 |
| 30 |
2.80% |
¥100,258 |
¥36,092,968 |
¥11,692,968 |
| 30 |
2.90% |
¥101,560 |
¥36,561,641 |
¥12,161,641 |
| 30 |
3.00% |
¥102,871 |
¥37,033,698 |
¥12,633,698 |
2440万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥88,681 |
¥26,604,337 |
¥2,204,337 |
| 25 |
0.80% |
¥89,765 |
¥26,929,385 |
¥2,529,385 |
| 25 |
0.90% |
¥90,857 |
¥27,256,961 |
¥2,856,961 |
| 25 |
1.00% |
¥91,957 |
¥27,587,064 |
¥3,187,064 |
| 25 |
1.10% |
¥93,066 |
¥27,919,689 |
¥3,519,689 |
| 25 |
1.20% |
¥94,183 |
¥28,254,833 |
¥3,854,833 |
| 25 |
1.30% |
¥95,308 |
¥28,592,492 |
¥4,192,492 |
| 25 |
1.40% |
¥96,442 |
¥28,932,663 |
¥4,532,663 |
| 25 |
1.50% |
¥97,584 |
¥29,275,339 |
¥4,875,339 |
| 25 |
1.60% |
¥98,735 |
¥29,620,517 |
¥5,220,517 |
| 25 |
1.70% |
¥99,894 |
¥29,968,192 |
¥5,568,192 |
| 25 |
1.80% |
¥101,061 |
¥30,318,357 |
¥5,918,357 |
| 25 |
1.90% |
¥102,237 |
¥30,671,008 |
¥6,271,008 |
| 25 |
2.00% |
¥103,420 |
¥31,026,138 |
¥6,626,138 |
| 25 |
2.10% |
¥104,612 |
¥31,383,740 |
¥6,983,740 |
| 25 |
2.20% |
¥105,813 |
¥31,743,810 |
¥7,343,810 |
| 25 |
2.30% |
¥107,021 |
¥32,106,338 |
¥7,706,338 |
| 25 |
2.40% |
¥108,238 |
¥32,471,319 |
¥8,071,319 |
| 25 |
2.50% |
¥109,462 |
¥32,838,745 |
¥8,438,745 |
| 25 |
2.60% |
¥110,695 |
¥33,208,608 |
¥8,808,608 |
| 25 |
2.70% |
¥111,936 |
¥33,580,900 |
¥9,180,900 |
| 25 |
2.80% |
¥113,185 |
¥33,955,613 |
¥9,555,613 |
| 25 |
2.90% |
¥114,442 |
¥34,332,739 |
¥9,932,739 |
| 25 |
3.00% |
¥115,708 |
¥34,712,268 |
¥10,312,268 |
2440万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥108,979 |
¥26,154,945 |
¥1,754,945 |
| 20 |
0.80% |
¥110,051 |
¥26,412,146 |
¥2,012,146 |
| 20 |
0.90% |
¥111,129 |
¥26,670,969 |
¥2,270,969 |
| 20 |
1.00% |
¥112,214 |
¥26,931,411 |
¥2,531,411 |
| 20 |
1.10% |
¥113,306 |
¥27,193,471 |
¥2,793,471 |
| 20 |
1.20% |
¥114,405 |
¥27,457,147 |
¥3,057,147 |
| 20 |
1.30% |
¥115,510 |
¥27,722,439 |
¥3,322,439 |
| 20 |
1.40% |
¥116,622 |
¥27,989,343 |
¥3,589,343 |
| 20 |
1.50% |
¥117,741 |
¥28,257,859 |
¥3,857,859 |
| 20 |
1.60% |
¥118,867 |
¥28,527,984 |
¥4,127,984 |
| 20 |
1.70% |
¥119,999 |
¥28,799,716 |
¥4,399,716 |
| 20 |
1.80% |
¥121,138 |
¥29,073,052 |
¥4,673,052 |
| 20 |
1.90% |
¥122,283 |
¥29,347,990 |
¥4,947,990 |
| 20 |
2.00% |
¥123,436 |
¥29,624,528 |
¥5,224,528 |
| 20 |
2.10% |
¥124,594 |
¥29,902,663 |
¥5,502,663 |
| 20 |
2.20% |
¥125,760 |
¥30,182,392 |
¥5,782,392 |
| 20 |
2.30% |
¥126,932 |
¥30,463,712 |
¥6,063,712 |
| 20 |
2.40% |
¥128,111 |
¥30,746,620 |
¥6,346,620 |
| 20 |
2.50% |
¥129,296 |
¥31,031,113 |
¥6,631,113 |
| 20 |
2.60% |
¥130,488 |
¥31,317,188 |
¥6,917,188 |
| 20 |
2.70% |
¥131,687 |
¥31,604,842 |
¥7,204,842 |
| 20 |
2.80% |
¥132,892 |
¥31,894,070 |
¥7,494,070 |
| 20 |
2.90% |
¥134,104 |
¥32,184,869 |
¥7,784,869 |
| 20 |
3.00% |
¥135,322 |
¥32,477,235 |
¥8,077,235 |
2440万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥142,836 |
¥25,710,523 |
¥1,310,523 |
| 15 |
0.80% |
¥143,897 |
¥25,901,396 |
¥1,501,396 |
| 15 |
0.90% |
¥144,962 |
¥26,093,181 |
¥1,693,181 |
| 15 |
1.00% |
¥146,033 |
¥26,285,879 |
¥1,885,879 |
| 15 |
1.10% |
¥147,108 |
¥26,479,489 |
¥2,079,489 |
| 15 |
1.20% |
¥148,189 |
¥26,674,010 |
¥2,274,010 |
| 15 |
1.30% |
¥149,275 |
¥26,869,441 |
¥2,469,441 |
| 15 |
1.40% |
¥150,365 |
¥27,065,783 |
¥2,665,783 |
| 15 |
1.50% |
¥151,461 |
¥27,263,033 |
¥2,863,033 |
| 15 |
1.60% |
¥152,562 |
¥27,461,193 |
¥3,061,193 |
| 15 |
1.70% |
¥153,668 |
¥27,660,260 |
¥3,260,260 |
| 15 |
1.80% |
¥154,779 |
¥27,860,235 |
¥3,460,235 |
| 15 |
1.90% |
¥155,895 |
¥28,061,116 |
¥3,661,116 |
| 15 |
2.00% |
¥157,016 |
¥28,262,902 |
¥3,862,902 |
| 15 |
2.10% |
¥158,142 |
¥28,465,593 |
¥4,065,593 |
| 15 |
2.20% |
¥159,273 |
¥28,669,187 |
¥4,269,187 |
| 15 |
2.30% |
¥160,409 |
¥28,873,684 |
¥4,473,684 |
| 15 |
2.40% |
¥161,550 |
¥29,079,083 |
¥4,679,083 |
| 15 |
2.50% |
¥162,697 |
¥29,285,382 |
¥4,885,382 |
| 15 |
2.60% |
¥163,848 |
¥29,492,581 |
¥5,092,581 |
| 15 |
2.70% |
¥165,004 |
¥29,700,677 |
¥5,300,677 |
| 15 |
2.80% |
¥166,165 |
¥29,909,671 |
¥5,509,671 |
| 15 |
2.90% |
¥167,331 |
¥30,119,561 |
¥5,719,561 |
| 15 |
3.00% |
¥168,502 |
¥30,330,346 |
¥5,930,346 |
2440万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥210,592 |
¥25,271,076 |
¥871,076 |
| 10 |
0.80% |
¥211,643 |
¥25,397,140 |
¥997,140 |
| 10 |
0.90% |
¥212,697 |
¥25,523,610 |
¥1,123,610 |
| 10 |
1.00% |
¥213,754 |
¥25,650,487 |
¥1,250,487 |
| 10 |
1.10% |
¥214,815 |
¥25,777,769 |
¥1,377,769 |
| 10 |
1.20% |
¥215,879 |
¥25,905,456 |
¥1,505,456 |
| 10 |
1.30% |
¥216,946 |
¥26,033,549 |
¥1,633,549 |
| 10 |
1.40% |
¥218,017 |
¥26,162,048 |
¥1,762,048 |
| 10 |
1.50% |
¥219,091 |
¥26,290,951 |
¥1,890,951 |
| 10 |
1.60% |
¥220,169 |
¥26,420,260 |
¥2,020,260 |
| 10 |
1.70% |
¥221,250 |
¥26,549,973 |
¥2,149,973 |
| 10 |
1.80% |
¥222,334 |
¥26,680,091 |
¥2,280,091 |
| 10 |
1.90% |
¥223,422 |
¥26,810,613 |
¥2,410,613 |
| 10 |
2.00% |
¥224,513 |
¥26,941,539 |
¥2,541,539 |
| 10 |
2.10% |
¥225,607 |
¥27,072,870 |
¥2,672,870 |
| 10 |
2.20% |
¥226,705 |
¥27,204,604 |
¥2,804,604 |
| 10 |
2.30% |
¥227,806 |
¥27,336,742 |
¥2,936,742 |
| 10 |
2.40% |
¥228,911 |
¥27,469,283 |
¥3,069,283 |
| 10 |
2.50% |
¥230,019 |
¥27,602,227 |
¥3,202,227 |
| 10 |
2.60% |
¥231,130 |
¥27,735,574 |
¥3,335,574 |
| 10 |
2.70% |
¥232,244 |
¥27,869,324 |
¥3,469,324 |
| 10 |
2.80% |
¥233,362 |
¥28,003,476 |
¥3,603,476 |
| 10 |
2.90% |
¥234,484 |
¥28,138,030 |
¥3,738,030 |
| 10 |
3.00% |
¥235,608 |
¥28,272,986 |
¥3,872,986 |