2450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2450万円の住宅ローン|期間・年数別
2450万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥48,407 |
¥29,044,168 |
¥4,544,168 |
| 50 |
0.80% |
¥49,556 |
¥29,733,857 |
¥5,233,857 |
| 50 |
0.90% |
¥50,723 |
¥30,433,582 |
¥5,933,582 |
| 50 |
1.00% |
¥51,905 |
¥31,143,300 |
¥6,643,300 |
| 50 |
1.10% |
¥53,105 |
¥31,862,961 |
¥7,362,961 |
| 50 |
1.20% |
¥54,321 |
¥32,592,515 |
¥8,092,515 |
| 50 |
1.30% |
¥55,553 |
¥33,331,902 |
¥8,831,902 |
| 50 |
1.40% |
¥56,802 |
¥34,081,061 |
¥9,581,061 |
| 50 |
1.50% |
¥58,067 |
¥34,839,925 |
¥10,339,925 |
| 50 |
1.60% |
¥59,347 |
¥35,608,424 |
¥11,108,424 |
| 50 |
1.70% |
¥60,644 |
¥36,386,484 |
¥11,886,484 |
| 50 |
1.80% |
¥61,957 |
¥37,174,026 |
¥12,674,026 |
| 50 |
1.90% |
¥63,285 |
¥37,970,968 |
¥13,470,968 |
| 50 |
2.00% |
¥64,629 |
¥38,777,222 |
¥14,277,222 |
| 50 |
2.10% |
¥65,988 |
¥39,592,701 |
¥15,092,701 |
| 50 |
2.20% |
¥67,362 |
¥40,417,310 |
¥15,917,310 |
| 50 |
2.30% |
¥68,752 |
¥41,250,953 |
¥16,750,953 |
| 50 |
2.40% |
¥70,156 |
¥42,093,531 |
¥17,593,531 |
| 50 |
2.50% |
¥71,575 |
¥42,944,940 |
¥18,444,940 |
| 50 |
2.60% |
¥73,008 |
¥43,805,077 |
¥19,305,077 |
| 50 |
2.70% |
¥74,456 |
¥44,673,832 |
¥20,173,832 |
| 50 |
2.80% |
¥75,918 |
¥45,551,095 |
¥21,051,095 |
| 50 |
2.90% |
¥77,395 |
¥46,436,754 |
¥21,936,754 |
| 50 |
3.00% |
¥78,884 |
¥47,330,692 |
¥22,830,692 |
2450万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥52,904 |
¥28,568,087 |
¥4,068,087 |
| 45 |
0.80% |
¥54,041 |
¥29,182,108 |
¥4,682,108 |
| 45 |
0.90% |
¥55,193 |
¥29,804,284 |
¥5,304,284 |
| 45 |
1.00% |
¥56,360 |
¥30,434,585 |
¥5,934,585 |
| 45 |
1.10% |
¥57,543 |
¥31,072,979 |
¥6,572,979 |
| 45 |
1.20% |
¥58,740 |
¥31,719,431 |
¥7,219,431 |
| 45 |
1.30% |
¥59,952 |
¥32,373,903 |
¥7,873,903 |
| 45 |
1.40% |
¥61,178 |
¥33,036,353 |
¥8,536,353 |
| 45 |
1.50% |
¥62,420 |
¥33,706,738 |
¥9,206,738 |
| 45 |
1.60% |
¥63,676 |
¥34,385,009 |
¥9,885,009 |
| 45 |
1.70% |
¥64,947 |
¥35,071,119 |
¥10,571,119 |
| 45 |
1.80% |
¥66,232 |
¥35,765,014 |
¥11,265,014 |
| 45 |
1.90% |
¥67,531 |
¥36,466,638 |
¥11,966,638 |
| 45 |
2.00% |
¥68,844 |
¥37,175,935 |
¥12,675,935 |
| 45 |
2.10% |
¥70,172 |
¥37,892,843 |
¥13,392,843 |
| 45 |
2.20% |
¥71,514 |
¥38,617,301 |
¥14,117,301 |
| 45 |
2.30% |
¥72,869 |
¥39,349,242 |
¥14,849,242 |
| 45 |
2.40% |
¥74,238 |
¥40,088,601 |
¥15,588,601 |
| 45 |
2.50% |
¥75,621 |
¥40,835,306 |
¥16,335,306 |
| 45 |
2.60% |
¥77,017 |
¥41,589,288 |
¥17,089,288 |
| 45 |
2.70% |
¥78,427 |
¥42,350,471 |
¥17,850,471 |
| 45 |
2.80% |
¥79,850 |
¥43,118,780 |
¥18,618,780 |
| 45 |
2.90% |
¥81,285 |
¥43,894,139 |
¥19,394,139 |
| 45 |
3.00% |
¥82,734 |
¥44,676,468 |
¥20,176,468 |
2450万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥58,535 |
¥28,096,957 |
¥3,596,957 |
| 40 |
0.80% |
¥59,660 |
¥28,636,807 |
¥4,136,807 |
| 40 |
0.90% |
¥60,798 |
¥29,183,118 |
¥4,683,118 |
| 40 |
1.00% |
¥61,950 |
¥29,735,871 |
¥5,235,871 |
| 40 |
1.10% |
¥63,115 |
¥30,295,045 |
¥5,795,045 |
| 40 |
1.20% |
¥64,293 |
¥30,860,619 |
¥6,360,619 |
| 40 |
1.30% |
¥65,485 |
¥31,432,568 |
¥6,932,568 |
| 40 |
1.40% |
¥66,689 |
¥32,010,866 |
¥7,510,866 |
| 40 |
1.50% |
¥67,907 |
¥32,595,486 |
¥8,095,486 |
| 40 |
1.60% |
¥69,138 |
¥33,186,397 |
¥8,686,397 |
| 40 |
1.70% |
¥70,382 |
¥33,783,567 |
¥9,283,567 |
| 40 |
1.80% |
¥71,640 |
¥34,386,964 |
¥9,886,964 |
| 40 |
1.90% |
¥72,909 |
¥34,996,553 |
¥10,496,553 |
| 40 |
2.00% |
¥74,192 |
¥35,612,295 |
¥11,112,295 |
| 40 |
2.10% |
¥75,488 |
¥36,234,154 |
¥11,734,154 |
| 40 |
2.20% |
¥76,796 |
¥36,862,088 |
¥12,362,088 |
| 40 |
2.30% |
¥78,117 |
¥37,496,056 |
¥12,996,056 |
| 40 |
2.40% |
¥79,450 |
¥38,136,015 |
¥13,636,015 |
| 40 |
2.50% |
¥80,796 |
¥38,781,920 |
¥14,281,920 |
| 40 |
2.60% |
¥82,154 |
¥39,433,724 |
¥14,933,724 |
| 40 |
2.70% |
¥83,524 |
¥40,091,381 |
¥15,591,381 |
| 40 |
2.80% |
¥84,906 |
¥40,754,841 |
¥16,254,841 |
| 40 |
2.90% |
¥86,300 |
¥41,424,054 |
¥16,924,054 |
| 40 |
3.00% |
¥87,706 |
¥42,098,968 |
¥17,598,968 |
2450万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥65,788 |
¥27,630,788 |
¥3,130,788 |
| 35 |
0.80% |
¥66,900 |
¥28,097,971 |
¥3,597,971 |
| 35 |
0.90% |
¥68,024 |
¥28,570,111 |
¥4,070,111 |
| 35 |
1.00% |
¥69,160 |
¥29,047,198 |
¥4,547,198 |
| 35 |
1.10% |
¥70,308 |
¥29,529,221 |
¥5,029,221 |
| 35 |
1.20% |
¥71,467 |
¥30,016,165 |
¥5,516,165 |
| 35 |
1.30% |
¥72,638 |
¥30,508,017 |
¥6,008,017 |
| 35 |
1.40% |
¥73,821 |
¥31,004,760 |
¥6,504,760 |
| 35 |
1.50% |
¥75,015 |
¥31,506,379 |
¥7,006,379 |
| 35 |
1.60% |
¥76,221 |
¥32,012,855 |
¥7,512,855 |
| 35 |
1.70% |
¥77,438 |
¥32,524,169 |
¥8,024,169 |
| 35 |
1.80% |
¥78,667 |
¥33,040,302 |
¥8,540,302 |
| 35 |
1.90% |
¥79,908 |
¥33,561,233 |
¥9,061,233 |
| 35 |
2.00% |
¥81,159 |
¥34,086,939 |
¥9,586,939 |
| 35 |
2.10% |
¥82,422 |
¥34,617,397 |
¥10,117,397 |
| 35 |
2.20% |
¥83,697 |
¥35,152,584 |
¥10,652,584 |
| 35 |
2.30% |
¥84,982 |
¥35,692,474 |
¥11,192,474 |
| 35 |
2.40% |
¥86,279 |
¥36,237,041 |
¥11,737,041 |
| 35 |
2.50% |
¥87,586 |
¥36,786,258 |
¥12,286,258 |
| 35 |
2.60% |
¥88,905 |
¥37,340,097 |
¥12,840,097 |
| 35 |
2.70% |
¥90,235 |
¥37,898,529 |
¥13,398,529 |
| 35 |
2.80% |
¥91,575 |
¥38,461,525 |
¥13,961,525 |
| 35 |
2.90% |
¥92,926 |
¥39,029,054 |
¥14,529,054 |
| 35 |
3.00% |
¥94,288 |
¥39,601,085 |
¥15,101,085 |
2450万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥75,471 |
¥27,169,590 |
¥2,669,590 |
| 30 |
0.80% |
¥76,571 |
¥27,565,614 |
¥3,065,614 |
| 30 |
0.90% |
¥77,681 |
¥27,965,288 |
¥3,465,288 |
| 30 |
1.00% |
¥78,802 |
¥28,368,606 |
¥3,868,606 |
| 30 |
1.10% |
¥79,932 |
¥28,775,561 |
¥4,275,561 |
| 30 |
1.20% |
¥81,073 |
¥29,186,147 |
¥4,686,147 |
| 30 |
1.30% |
¥82,223 |
¥29,600,355 |
¥5,100,355 |
| 30 |
1.40% |
¥83,384 |
¥30,018,176 |
¥5,518,176 |
| 30 |
1.50% |
¥84,554 |
¥30,439,603 |
¥5,939,603 |
| 30 |
1.60% |
¥85,735 |
¥30,864,623 |
¥6,364,623 |
| 30 |
1.70% |
¥86,926 |
¥31,293,229 |
¥6,793,229 |
| 30 |
1.80% |
¥88,126 |
¥31,725,407 |
¥7,225,407 |
| 30 |
1.90% |
¥89,337 |
¥32,161,148 |
¥7,661,148 |
| 30 |
2.00% |
¥90,557 |
¥32,600,437 |
¥8,100,437 |
| 30 |
2.10% |
¥91,787 |
¥33,043,264 |
¥8,543,264 |
| 30 |
2.20% |
¥93,027 |
¥33,489,614 |
¥8,989,614 |
| 30 |
2.30% |
¥94,276 |
¥33,939,474 |
¥9,439,474 |
| 30 |
2.40% |
¥95,536 |
¥34,392,829 |
¥9,892,829 |
| 30 |
2.50% |
¥96,805 |
¥34,849,663 |
¥10,349,663 |
| 30 |
2.60% |
¥98,083 |
¥35,309,963 |
¥10,809,963 |
| 30 |
2.70% |
¥99,371 |
¥35,773,710 |
¥11,273,710 |
| 30 |
2.80% |
¥100,669 |
¥36,240,890 |
¥11,740,890 |
| 30 |
2.90% |
¥101,976 |
¥36,711,484 |
¥12,211,484 |
| 30 |
3.00% |
¥103,293 |
¥37,185,476 |
¥12,685,476 |
2450万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥89,045 |
¥26,713,371 |
¥2,213,371 |
| 25 |
0.80% |
¥90,133 |
¥27,039,751 |
¥2,539,751 |
| 25 |
0.90% |
¥91,229 |
¥27,368,670 |
¥2,868,670 |
| 25 |
1.00% |
¥92,334 |
¥27,700,125 |
¥3,200,125 |
| 25 |
1.10% |
¥93,447 |
¥28,034,114 |
¥3,534,114 |
| 25 |
1.20% |
¥94,569 |
¥28,370,632 |
¥3,870,632 |
| 25 |
1.30% |
¥95,699 |
¥28,709,675 |
¥4,209,675 |
| 25 |
1.40% |
¥96,837 |
¥29,051,239 |
¥4,551,239 |
| 25 |
1.50% |
¥97,984 |
¥29,395,320 |
¥4,895,320 |
| 25 |
1.60% |
¥99,140 |
¥29,741,913 |
¥5,241,913 |
| 25 |
1.70% |
¥100,303 |
¥30,091,012 |
¥5,591,012 |
| 25 |
1.80% |
¥101,475 |
¥30,442,613 |
¥5,942,613 |
| 25 |
1.90% |
¥102,656 |
¥30,796,709 |
¥6,296,709 |
| 25 |
2.00% |
¥103,844 |
¥31,153,294 |
¥6,653,294 |
| 25 |
2.10% |
¥105,041 |
¥31,512,362 |
¥7,012,362 |
| 25 |
2.20% |
¥106,246 |
¥31,873,907 |
¥7,373,907 |
| 25 |
2.30% |
¥107,460 |
¥32,237,922 |
¥7,737,922 |
| 25 |
2.40% |
¥108,681 |
¥32,604,398 |
¥8,104,398 |
| 25 |
2.50% |
¥109,911 |
¥32,973,330 |
¥8,473,330 |
| 25 |
2.60% |
¥111,149 |
¥33,344,709 |
¥8,844,709 |
| 25 |
2.70% |
¥112,395 |
¥33,718,527 |
¥9,218,527 |
| 25 |
2.80% |
¥113,649 |
¥34,094,776 |
¥9,594,776 |
| 25 |
2.90% |
¥114,911 |
¥34,473,447 |
¥9,973,447 |
| 25 |
3.00% |
¥116,182 |
¥34,854,532 |
¥10,354,532 |
2450万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥109,426 |
¥26,262,137 |
¥1,762,137 |
| 20 |
0.80% |
¥110,502 |
¥26,520,393 |
¥2,020,393 |
| 20 |
0.90% |
¥111,584 |
¥26,780,276 |
¥2,280,276 |
| 20 |
1.00% |
¥112,674 |
¥27,041,785 |
¥2,541,785 |
| 20 |
1.10% |
¥113,770 |
¥27,304,919 |
¥2,804,919 |
| 20 |
1.20% |
¥114,874 |
¥27,569,677 |
¥3,069,677 |
| 20 |
1.30% |
¥115,984 |
¥27,836,055 |
¥3,336,055 |
| 20 |
1.40% |
¥117,100 |
¥28,104,054 |
¥3,604,054 |
| 20 |
1.50% |
¥118,224 |
¥28,373,670 |
¥3,873,670 |
| 20 |
1.60% |
¥119,354 |
¥28,644,902 |
¥4,144,902 |
| 20 |
1.70% |
¥120,491 |
¥28,917,747 |
¥4,417,747 |
| 20 |
1.80% |
¥121,634 |
¥29,192,204 |
¥4,692,204 |
| 20 |
1.90% |
¥122,784 |
¥29,468,269 |
¥4,968,269 |
| 20 |
2.00% |
¥123,941 |
¥29,745,940 |
¥5,245,940 |
| 20 |
2.10% |
¥125,105 |
¥30,025,215 |
¥5,525,215 |
| 20 |
2.20% |
¥126,275 |
¥30,306,090 |
¥5,806,090 |
| 20 |
2.30% |
¥127,452 |
¥30,588,563 |
¥6,088,563 |
| 20 |
2.40% |
¥128,636 |
¥30,872,631 |
¥6,372,631 |
| 20 |
2.50% |
¥129,826 |
¥31,158,290 |
¥6,658,290 |
| 20 |
2.60% |
¥131,023 |
¥31,445,537 |
¥6,945,537 |
| 20 |
2.70% |
¥132,227 |
¥31,734,370 |
¥7,234,370 |
| 20 |
2.80% |
¥133,437 |
¥32,024,783 |
¥7,524,783 |
| 20 |
2.90% |
¥134,653 |
¥32,316,774 |
¥7,816,774 |
| 20 |
3.00% |
¥135,876 |
¥32,610,339 |
¥8,110,339 |
2450万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥143,422 |
¥25,815,894 |
¥1,315,894 |
| 15 |
0.80% |
¥144,486 |
¥26,007,549 |
¥1,507,549 |
| 15 |
0.90% |
¥145,556 |
¥26,200,120 |
¥1,700,120 |
| 15 |
1.00% |
¥146,631 |
¥26,393,608 |
¥1,893,608 |
| 15 |
1.10% |
¥147,711 |
¥26,588,011 |
¥2,088,011 |
| 15 |
1.20% |
¥148,796 |
¥26,783,329 |
¥2,283,329 |
| 15 |
1.30% |
¥149,886 |
¥26,979,562 |
¥2,479,562 |
| 15 |
1.40% |
¥150,982 |
¥27,176,708 |
¥2,676,708 |
| 15 |
1.50% |
¥152,082 |
¥27,374,767 |
¥2,874,767 |
| 15 |
1.60% |
¥153,187 |
¥27,573,739 |
¥3,073,739 |
| 15 |
1.70% |
¥154,298 |
¥27,773,622 |
¥3,273,622 |
| 15 |
1.80% |
¥155,413 |
¥27,974,416 |
¥3,474,416 |
| 15 |
1.90% |
¥156,534 |
¥28,176,120 |
¥3,676,120 |
| 15 |
2.00% |
¥157,660 |
¥28,378,734 |
¥3,878,734 |
| 15 |
2.10% |
¥158,790 |
¥28,582,255 |
¥4,082,255 |
| 15 |
2.20% |
¥159,926 |
¥28,786,684 |
¥4,286,684 |
| 15 |
2.30% |
¥161,067 |
¥28,992,019 |
¥4,492,019 |
| 15 |
2.40% |
¥162,213 |
¥29,198,260 |
¥4,698,260 |
| 15 |
2.50% |
¥163,363 |
¥29,405,404 |
¥4,905,404 |
| 15 |
2.60% |
¥164,519 |
¥29,613,452 |
¥5,113,452 |
| 15 |
2.70% |
¥165,680 |
¥29,822,402 |
¥5,322,402 |
| 15 |
2.80% |
¥166,846 |
¥30,032,252 |
¥5,532,252 |
| 15 |
2.90% |
¥168,017 |
¥30,243,002 |
¥5,743,002 |
| 15 |
3.00% |
¥169,193 |
¥30,454,650 |
¥5,954,650 |
2450万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥211,455 |
¥25,374,646 |
¥874,646 |
| 10 |
0.80% |
¥212,510 |
¥25,501,227 |
¥1,001,227 |
| 10 |
0.90% |
¥213,568 |
¥25,628,215 |
¥1,128,215 |
| 10 |
1.00% |
¥214,630 |
¥25,755,612 |
¥1,255,612 |
| 10 |
1.10% |
¥215,695 |
¥25,883,415 |
¥1,383,415 |
| 10 |
1.20% |
¥216,764 |
¥26,011,626 |
¥1,511,626 |
| 10 |
1.30% |
¥217,835 |
¥26,140,244 |
¥1,640,244 |
| 10 |
1.40% |
¥218,911 |
¥26,269,269 |
¥1,769,269 |
| 10 |
1.50% |
¥219,989 |
¥26,398,701 |
¥1,898,701 |
| 10 |
1.60% |
¥221,071 |
¥26,528,539 |
¥2,028,539 |
| 10 |
1.70% |
¥222,157 |
¥26,658,784 |
¥2,158,784 |
| 10 |
1.80% |
¥223,245 |
¥26,789,435 |
¥2,289,435 |
| 10 |
1.90% |
¥224,337 |
¥26,920,492 |
¥2,420,492 |
| 10 |
2.00% |
¥225,433 |
¥27,051,955 |
¥2,551,955 |
| 10 |
2.10% |
¥226,532 |
¥27,183,824 |
¥2,683,824 |
| 10 |
2.20% |
¥227,634 |
¥27,316,098 |
¥2,816,098 |
| 10 |
2.30% |
¥228,740 |
¥27,448,778 |
¥2,948,778 |
| 10 |
2.40% |
¥229,849 |
¥27,581,862 |
¥3,081,862 |
| 10 |
2.50% |
¥230,961 |
¥27,715,351 |
¥3,215,351 |
| 10 |
2.60% |
¥232,077 |
¥27,849,245 |
¥3,349,245 |
| 10 |
2.70% |
¥233,196 |
¥27,983,543 |
¥3,483,543 |
| 10 |
2.80% |
¥234,319 |
¥28,118,244 |
¥3,618,244 |
| 10 |
2.90% |
¥235,445 |
¥28,253,350 |
¥3,753,350 |
| 10 |
3.00% |
¥236,574 |
¥28,388,859 |
¥3,888,859 |