2450万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2450万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2450万円の住宅ローン｜期間・年数別
2450万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥48,407 | ¥29,044,168 | ¥4,544,168 |
| 50 | 0.80% | ¥49,556 | ¥29,733,857 | ¥5,233,857 |
| 50 | 0.90% | ¥50,723 | ¥30,433,582 | ¥5,933,582 |
| 50 | 1.00% | ¥51,905 | ¥31,143,300 | ¥6,643,300 |
| 50 | 1.10% | ¥53,105 | ¥31,862,961 | ¥7,362,961 |
| 50 | 1.20% | ¥54,321 | ¥32,592,515 | ¥8,092,515 |
| 50 | 1.30% | ¥55,553 | ¥33,331,902 | ¥8,831,902 |
| 50 | 1.40% | ¥56,802 | ¥34,081,061 | ¥9,581,061 |
| 50 | 1.50% | ¥58,067 | ¥34,839,925 | ¥10,339,925 |
| 50 | 1.60% | ¥59,347 | ¥35,608,424 | ¥11,108,424 |
| 50 | 1.70% | ¥60,644 | ¥36,386,484 | ¥11,886,484 |
| 50 | 1.80% | ¥61,957 | ¥37,174,026 | ¥12,674,026 |
| 50 | 1.90% | ¥63,285 | ¥37,970,968 | ¥13,470,968 |
| 50 | 2.00% | ¥64,629 | ¥38,777,222 | ¥14,277,222 |
| 50 | 2.10% | ¥65,988 | ¥39,592,701 | ¥15,092,701 |
| 50 | 2.20% | ¥67,362 | ¥40,417,310 | ¥15,917,310 |
| 50 | 2.30% | ¥68,752 | ¥41,250,953 | ¥16,750,953 |
| 50 | 2.40% | ¥70,156 | ¥42,093,531 | ¥17,593,531 |
| 50 | 2.50% | ¥71,575 | ¥42,944,940 | ¥18,444,940 |
| 50 | 2.60% | ¥73,008 | ¥43,805,077 | ¥19,305,077 |
| 50 | 2.70% | ¥74,456 | ¥44,673,832 | ¥20,173,832 |
| 50 | 2.80% | ¥75,918 | ¥45,551,095 | ¥21,051,095 |
| 50 | 2.90% | ¥77,395 | ¥46,436,754 | ¥21,936,754 |
| 50 | 3.00% | ¥78,884 | ¥47,330,692 | ¥22,830,692 |
2450万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥52,904 | ¥28,568,087 | ¥4,068,087 |
| 45 | 0.80% | ¥54,041 | ¥29,182,108 | ¥4,682,108 |
| 45 | 0.90% | ¥55,193 | ¥29,804,284 | ¥5,304,284 |
| 45 | 1.00% | ¥56,360 | ¥30,434,585 | ¥5,934,585 |
| 45 | 1.10% | ¥57,543 | ¥31,072,979 | ¥6,572,979 |
| 45 | 1.20% | ¥58,740 | ¥31,719,431 | ¥7,219,431 |
| 45 | 1.30% | ¥59,952 | ¥32,373,903 | ¥7,873,903 |
| 45 | 1.40% | ¥61,178 | ¥33,036,353 | ¥8,536,353 |
| 45 | 1.50% | ¥62,420 | ¥33,706,738 | ¥9,206,738 |
| 45 | 1.60% | ¥63,676 | ¥34,385,009 | ¥9,885,009 |
| 45 | 1.70% | ¥64,947 | ¥35,071,119 | ¥10,571,119 |
| 45 | 1.80% | ¥66,232 | ¥35,765,014 | ¥11,265,014 |
| 45 | 1.90% | ¥67,531 | ¥36,466,638 | ¥11,966,638 |
| 45 | 2.00% | ¥68,844 | ¥37,175,935 | ¥12,675,935 |
| 45 | 2.10% | ¥70,172 | ¥37,892,843 | ¥13,392,843 |
| 45 | 2.20% | ¥71,514 | ¥38,617,301 | ¥14,117,301 |
| 45 | 2.30% | ¥72,869 | ¥39,349,242 | ¥14,849,242 |
| 45 | 2.40% | ¥74,238 | ¥40,088,601 | ¥15,588,601 |
| 45 | 2.50% | ¥75,621 | ¥40,835,306 | ¥16,335,306 |
| 45 | 2.60% | ¥77,017 | ¥41,589,288 | ¥17,089,288 |
| 45 | 2.70% | ¥78,427 | ¥42,350,471 | ¥17,850,471 |
| 45 | 2.80% | ¥79,850 | ¥43,118,780 | ¥18,618,780 |
| 45 | 2.90% | ¥81,285 | ¥43,894,139 | ¥19,394,139 |
| 45 | 3.00% | ¥82,734 | ¥44,676,468 | ¥20,176,468 |
2450万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥58,535 | ¥28,096,957 | ¥3,596,957 |
| 40 | 0.80% | ¥59,660 | ¥28,636,807 | ¥4,136,807 |
| 40 | 0.90% | ¥60,798 | ¥29,183,118 | ¥4,683,118 |
| 40 | 1.00% | ¥61,950 | ¥29,735,871 | ¥5,235,871 |
| 40 | 1.10% | ¥63,115 | ¥30,295,045 | ¥5,795,045 |
| 40 | 1.20% | ¥64,293 | ¥30,860,619 | ¥6,360,619 |
| 40 | 1.30% | ¥65,485 | ¥31,432,568 | ¥6,932,568 |
| 40 | 1.40% | ¥66,689 | ¥32,010,866 | ¥7,510,866 |
| 40 | 1.50% | ¥67,907 | ¥32,595,486 | ¥8,095,486 |
| 40 | 1.60% | ¥69,138 | ¥33,186,397 | ¥8,686,397 |
| 40 | 1.70% | ¥70,382 | ¥33,783,567 | ¥9,283,567 |
| 40 | 1.80% | ¥71,640 | ¥34,386,964 | ¥9,886,964 |
| 40 | 1.90% | ¥72,909 | ¥34,996,553 | ¥10,496,553 |
| 40 | 2.00% | ¥74,192 | ¥35,612,295 | ¥11,112,295 |
| 40 | 2.10% | ¥75,488 | ¥36,234,154 | ¥11,734,154 |
| 40 | 2.20% | ¥76,796 | ¥36,862,088 | ¥12,362,088 |
| 40 | 2.30% | ¥78,117 | ¥37,496,056 | ¥12,996,056 |
| 40 | 2.40% | ¥79,450 | ¥38,136,015 | ¥13,636,015 |
| 40 | 2.50% | ¥80,796 | ¥38,781,920 | ¥14,281,920 |
| 40 | 2.60% | ¥82,154 | ¥39,433,724 | ¥14,933,724 |
| 40 | 2.70% | ¥83,524 | ¥40,091,381 | ¥15,591,381 |
| 40 | 2.80% | ¥84,906 | ¥40,754,841 | ¥16,254,841 |
| 40 | 2.90% | ¥86,300 | ¥41,424,054 | ¥16,924,054 |
| 40 | 3.00% | ¥87,706 | ¥42,098,968 | ¥17,598,968 |
2450万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥65,788 | ¥27,630,788 | ¥3,130,788 |
| 35 | 0.80% | ¥66,900 | ¥28,097,971 | ¥3,597,971 |
| 35 | 0.90% | ¥68,024 | ¥28,570,111 | ¥4,070,111 |
| 35 | 1.00% | ¥69,160 | ¥29,047,198 | ¥4,547,198 |
| 35 | 1.10% | ¥70,308 | ¥29,529,221 | ¥5,029,221 |
| 35 | 1.20% | ¥71,467 | ¥30,016,165 | ¥5,516,165 |
| 35 | 1.30% | ¥72,638 | ¥30,508,017 | ¥6,008,017 |
| 35 | 1.40% | ¥73,821 | ¥31,004,760 | ¥6,504,760 |
| 35 | 1.50% | ¥75,015 | ¥31,506,379 | ¥7,006,379 |
| 35 | 1.60% | ¥76,221 | ¥32,012,855 | ¥7,512,855 |
| 35 | 1.70% | ¥77,438 | ¥32,524,169 | ¥8,024,169 |
| 35 | 1.80% | ¥78,667 | ¥33,040,302 | ¥8,540,302 |
| 35 | 1.90% | ¥79,908 | ¥33,561,233 | ¥9,061,233 |
| 35 | 2.00% | ¥81,159 | ¥34,086,939 | ¥9,586,939 |
| 35 | 2.10% | ¥82,422 | ¥34,617,397 | ¥10,117,397 |
| 35 | 2.20% | ¥83,697 | ¥35,152,584 | ¥10,652,584 |
| 35 | 2.30% | ¥84,982 | ¥35,692,474 | ¥11,192,474 |
| 35 | 2.40% | ¥86,279 | ¥36,237,041 | ¥11,737,041 |
| 35 | 2.50% | ¥87,586 | ¥36,786,258 | ¥12,286,258 |
| 35 | 2.60% | ¥88,905 | ¥37,340,097 | ¥12,840,097 |
| 35 | 2.70% | ¥90,235 | ¥37,898,529 | ¥13,398,529 |
| 35 | 2.80% | ¥91,575 | ¥38,461,525 | ¥13,961,525 |
| 35 | 2.90% | ¥92,926 | ¥39,029,054 | ¥14,529,054 |
| 35 | 3.00% | ¥94,288 | ¥39,601,085 | ¥15,101,085 |
2450万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥75,471 | ¥27,169,590 | ¥2,669,590 |
| 30 | 0.80% | ¥76,571 | ¥27,565,614 | ¥3,065,614 |
| 30 | 0.90% | ¥77,681 | ¥27,965,288 | ¥3,465,288 |
| 30 | 1.00% | ¥78,802 | ¥28,368,606 | ¥3,868,606 |
| 30 | 1.10% | ¥79,932 | ¥28,775,561 | ¥4,275,561 |
| 30 | 1.20% | ¥81,073 | ¥29,186,147 | ¥4,686,147 |
| 30 | 1.30% | ¥82,223 | ¥29,600,355 | ¥5,100,355 |
| 30 | 1.40% | ¥83,384 | ¥30,018,176 | ¥5,518,176 |
| 30 | 1.50% | ¥84,554 | ¥30,439,603 | ¥5,939,603 |
| 30 | 1.60% | ¥85,735 | ¥30,864,623 | ¥6,364,623 |
| 30 | 1.70% | ¥86,926 | ¥31,293,229 | ¥6,793,229 |
| 30 | 1.80% | ¥88,126 | ¥31,725,407 | ¥7,225,407 |
| 30 | 1.90% | ¥89,337 | ¥32,161,148 | ¥7,661,148 |
| 30 | 2.00% | ¥90,557 | ¥32,600,437 | ¥8,100,437 |
| 30 | 2.10% | ¥91,787 | ¥33,043,264 | ¥8,543,264 |
| 30 | 2.20% | ¥93,027 | ¥33,489,614 | ¥8,989,614 |
| 30 | 2.30% | ¥94,276 | ¥33,939,474 | ¥9,439,474 |
| 30 | 2.40% | ¥95,536 | ¥34,392,829 | ¥9,892,829 |
| 30 | 2.50% | ¥96,805 | ¥34,849,663 | ¥10,349,663 |
| 30 | 2.60% | ¥98,083 | ¥35,309,963 | ¥10,809,963 |
| 30 | 2.70% | ¥99,371 | ¥35,773,710 | ¥11,273,710 |
| 30 | 2.80% | ¥100,669 | ¥36,240,890 | ¥11,740,890 |
| 30 | 2.90% | ¥101,976 | ¥36,711,484 | ¥12,211,484 |
| 30 | 3.00% | ¥103,293 | ¥37,185,476 | ¥12,685,476 |
2450万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥89,045 | ¥26,713,371 | ¥2,213,371 |
| 25 | 0.80% | ¥90,133 | ¥27,039,751 | ¥2,539,751 |
| 25 | 0.90% | ¥91,229 | ¥27,368,670 | ¥2,868,670 |
| 25 | 1.00% | ¥92,334 | ¥27,700,125 | ¥3,200,125 |
| 25 | 1.10% | ¥93,447 | ¥28,034,114 | ¥3,534,114 |
| 25 | 1.20% | ¥94,569 | ¥28,370,632 | ¥3,870,632 |
| 25 | 1.30% | ¥95,699 | ¥28,709,675 | ¥4,209,675 |
| 25 | 1.40% | ¥96,837 | ¥29,051,239 | ¥4,551,239 |
| 25 | 1.50% | ¥97,984 | ¥29,395,320 | ¥4,895,320 |
| 25 | 1.60% | ¥99,140 | ¥29,741,913 | ¥5,241,913 |
| 25 | 1.70% | ¥100,303 | ¥30,091,012 | ¥5,591,012 |
| 25 | 1.80% | ¥101,475 | ¥30,442,613 | ¥5,942,613 |
| 25 | 1.90% | ¥102,656 | ¥30,796,709 | ¥6,296,709 |
| 25 | 2.00% | ¥103,844 | ¥31,153,294 | ¥6,653,294 |
| 25 | 2.10% | ¥105,041 | ¥31,512,362 | ¥7,012,362 |
| 25 | 2.20% | ¥106,246 | ¥31,873,907 | ¥7,373,907 |
| 25 | 2.30% | ¥107,460 | ¥32,237,922 | ¥7,737,922 |
| 25 | 2.40% | ¥108,681 | ¥32,604,398 | ¥8,104,398 |
| 25 | 2.50% | ¥109,911 | ¥32,973,330 | ¥8,473,330 |
| 25 | 2.60% | ¥111,149 | ¥33,344,709 | ¥8,844,709 |
| 25 | 2.70% | ¥112,395 | ¥33,718,527 | ¥9,218,527 |
| 25 | 2.80% | ¥113,649 | ¥34,094,776 | ¥9,594,776 |
| 25 | 2.90% | ¥114,911 | ¥34,473,447 | ¥9,973,447 |
| 25 | 3.00% | ¥116,182 | ¥34,854,532 | ¥10,354,532 |
2450万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥109,426 | ¥26,262,137 | ¥1,762,137 |
| 20 | 0.80% | ¥110,502 | ¥26,520,393 | ¥2,020,393 |
| 20 | 0.90% | ¥111,584 | ¥26,780,276 | ¥2,280,276 |
| 20 | 1.00% | ¥112,674 | ¥27,041,785 | ¥2,541,785 |
| 20 | 1.10% | ¥113,770 | ¥27,304,919 | ¥2,804,919 |
| 20 | 1.20% | ¥114,874 | ¥27,569,677 | ¥3,069,677 |
| 20 | 1.30% | ¥115,984 | ¥27,836,055 | ¥3,336,055 |
| 20 | 1.40% | ¥117,100 | ¥28,104,054 | ¥3,604,054 |
| 20 | 1.50% | ¥118,224 | ¥28,373,670 | ¥3,873,670 |
| 20 | 1.60% | ¥119,354 | ¥28,644,902 | ¥4,144,902 |
| 20 | 1.70% | ¥120,491 | ¥28,917,747 | ¥4,417,747 |
| 20 | 1.80% | ¥121,634 | ¥29,192,204 | ¥4,692,204 |
| 20 | 1.90% | ¥122,784 | ¥29,468,269 | ¥4,968,269 |
| 20 | 2.00% | ¥123,941 | ¥29,745,940 | ¥5,245,940 |
| 20 | 2.10% | ¥125,105 | ¥30,025,215 | ¥5,525,215 |
| 20 | 2.20% | ¥126,275 | ¥30,306,090 | ¥5,806,090 |
| 20 | 2.30% | ¥127,452 | ¥30,588,563 | ¥6,088,563 |
| 20 | 2.40% | ¥128,636 | ¥30,872,631 | ¥6,372,631 |
| 20 | 2.50% | ¥129,826 | ¥31,158,290 | ¥6,658,290 |
| 20 | 2.60% | ¥131,023 | ¥31,445,537 | ¥6,945,537 |
| 20 | 2.70% | ¥132,227 | ¥31,734,370 | ¥7,234,370 |
| 20 | 2.80% | ¥133,437 | ¥32,024,783 | ¥7,524,783 |
| 20 | 2.90% | ¥134,653 | ¥32,316,774 | ¥7,816,774 |
| 20 | 3.00% | ¥135,876 | ¥32,610,339 | ¥8,110,339 |
2450万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥143,422 | ¥25,815,894 | ¥1,315,894 |
| 15 | 0.80% | ¥144,486 | ¥26,007,549 | ¥1,507,549 |
| 15 | 0.90% | ¥145,556 | ¥26,200,120 | ¥1,700,120 |
| 15 | 1.00% | ¥146,631 | ¥26,393,608 | ¥1,893,608 |
| 15 | 1.10% | ¥147,711 | ¥26,588,011 | ¥2,088,011 |
| 15 | 1.20% | ¥148,796 | ¥26,783,329 | ¥2,283,329 |
| 15 | 1.30% | ¥149,886 | ¥26,979,562 | ¥2,479,562 |
| 15 | 1.40% | ¥150,982 | ¥27,176,708 | ¥2,676,708 |
| 15 | 1.50% | ¥152,082 | ¥27,374,767 | ¥2,874,767 |
| 15 | 1.60% | ¥153,187 | ¥27,573,739 | ¥3,073,739 |
| 15 | 1.70% | ¥154,298 | ¥27,773,622 | ¥3,273,622 |
| 15 | 1.80% | ¥155,413 | ¥27,974,416 | ¥3,474,416 |
| 15 | 1.90% | ¥156,534 | ¥28,176,120 | ¥3,676,120 |
| 15 | 2.00% | ¥157,660 | ¥28,378,734 | ¥3,878,734 |
| 15 | 2.10% | ¥158,790 | ¥28,582,255 | ¥4,082,255 |
| 15 | 2.20% | ¥159,926 | ¥28,786,684 | ¥4,286,684 |
| 15 | 2.30% | ¥161,067 | ¥28,992,019 | ¥4,492,019 |
| 15 | 2.40% | ¥162,213 | ¥29,198,260 | ¥4,698,260 |
| 15 | 2.50% | ¥163,363 | ¥29,405,404 | ¥4,905,404 |
| 15 | 2.60% | ¥164,519 | ¥29,613,452 | ¥5,113,452 |
| 15 | 2.70% | ¥165,680 | ¥29,822,402 | ¥5,322,402 |
| 15 | 2.80% | ¥166,846 | ¥30,032,252 | ¥5,532,252 |
| 15 | 2.90% | ¥168,017 | ¥30,243,002 | ¥5,743,002 |
| 15 | 3.00% | ¥169,193 | ¥30,454,650 | ¥5,954,650 |
2450万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥211,455 | ¥25,374,646 | ¥874,646 |
| 10 | 0.80% | ¥212,510 | ¥25,501,227 | ¥1,001,227 |
| 10 | 0.90% | ¥213,568 | ¥25,628,215 | ¥1,128,215 |
| 10 | 1.00% | ¥214,630 | ¥25,755,612 | ¥1,255,612 |
| 10 | 1.10% | ¥215,695 | ¥25,883,415 | ¥1,383,415 |
| 10 | 1.20% | ¥216,764 | ¥26,011,626 | ¥1,511,626 |
| 10 | 1.30% | ¥217,835 | ¥26,140,244 | ¥1,640,244 |
| 10 | 1.40% | ¥218,911 | ¥26,269,269 | ¥1,769,269 |
| 10 | 1.50% | ¥219,989 | ¥26,398,701 | ¥1,898,701 |
| 10 | 1.60% | ¥221,071 | ¥26,528,539 | ¥2,028,539 |
| 10 | 1.70% | ¥222,157 | ¥26,658,784 | ¥2,158,784 |
| 10 | 1.80% | ¥223,245 | ¥26,789,435 | ¥2,289,435 |
| 10 | 1.90% | ¥224,337 | ¥26,920,492 | ¥2,420,492 |
| 10 | 2.00% | ¥225,433 | ¥27,051,955 | ¥2,551,955 |
| 10 | 2.10% | ¥226,532 | ¥27,183,824 | ¥2,683,824 |
| 10 | 2.20% | ¥227,634 | ¥27,316,098 | ¥2,816,098 |
| 10 | 2.30% | ¥228,740 | ¥27,448,778 | ¥2,948,778 |
| 10 | 2.40% | ¥229,849 | ¥27,581,862 | ¥3,081,862 |
| 10 | 2.50% | ¥230,961 | ¥27,715,351 | ¥3,215,351 |
| 10 | 2.60% | ¥232,077 | ¥27,849,245 | ¥3,349,245 |
| 10 | 2.70% | ¥233,196 | ¥27,983,543 | ¥3,483,543 |
| 10 | 2.80% | ¥234,319 | ¥28,118,244 | ¥3,618,244 |
| 10 | 2.90% | ¥235,445 | ¥28,253,350 | ¥3,753,350 |
| 10 | 3.00% | ¥236,574 | ¥28,388,859 | ¥3,888,859 |
