2490万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2490万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2490万円の住宅ローン｜期間・年数別
2490万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥49,197 | ¥29,518,358 | ¥4,618,358 |
| 50 | 0.80% | ¥50,366 | ¥30,219,307 | ¥5,319,307 |
| 50 | 0.90% | ¥51,551 | ¥30,930,457 | ¥6,030,457 |
| 50 | 1.00% | ¥52,753 | ¥31,651,762 | ¥6,751,762 |
| 50 | 1.10% | ¥53,972 | ¥32,383,173 | ¥7,483,173 |
| 50 | 1.20% | ¥55,208 | ¥33,124,637 | ¥8,224,637 |
| 50 | 1.30% | ¥56,460 | ¥33,876,096 | ¥8,976,096 |
| 50 | 1.40% | ¥57,729 | ¥34,637,486 | ¥9,737,486 |
| 50 | 1.50% | ¥59,015 | ¥35,408,740 | ¥10,508,740 |
| 50 | 1.60% | ¥60,316 | ¥36,189,786 | ¥11,289,786 |
| 50 | 1.70% | ¥61,634 | ¥36,980,549 | ¥12,080,549 |
| 50 | 1.80% | ¥62,968 | ¥37,780,949 | ¥12,880,949 |
| 50 | 1.90% | ¥64,318 | ¥38,590,902 | ¥13,690,902 |
| 50 | 2.00% | ¥65,684 | ¥39,410,320 | ¥14,510,320 |
| 50 | 2.10% | ¥67,065 | ¥40,239,112 | ¥15,339,112 |
| 50 | 2.20% | ¥68,462 | ¥41,077,184 | ¥16,177,184 |
| 50 | 2.30% | ¥69,874 | ¥41,924,438 | ¥17,024,438 |
| 50 | 2.40% | ¥71,301 | ¥42,780,772 | ¥17,880,772 |
| 50 | 2.50% | ¥72,743 | ¥43,646,082 | ¥18,746,082 |
| 50 | 2.60% | ¥74,200 | ¥44,520,262 | ¥19,620,262 |
| 50 | 2.70% | ¥75,672 | ¥45,403,201 | ¥20,503,201 |
| 50 | 2.80% | ¥77,158 | ¥46,294,786 | ¥21,394,786 |
| 50 | 2.90% | ¥78,658 | ¥47,194,905 | ¥22,294,905 |
| 50 | 3.00% | ¥80,172 | ¥48,103,438 | ¥23,203,438 |
2490万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥53,768 | ¥29,034,504 | ¥4,134,504 |
| 45 | 0.80% | ¥54,923 | ¥29,658,551 | ¥4,758,551 |
| 45 | 0.90% | ¥56,094 | ¥30,290,885 | ¥5,390,885 |
| 45 | 1.00% | ¥57,281 | ¥30,931,477 | ¥6,031,477 |
| 45 | 1.10% | ¥58,482 | ¥31,580,293 | ¥6,680,293 |
| 45 | 1.20% | ¥59,699 | ¥32,237,300 | ¥7,337,300 |
| 45 | 1.30% | ¥60,930 | ¥32,902,456 | ¥8,002,456 |
| 45 | 1.40% | ¥62,177 | ¥33,575,722 | ¥8,675,722 |
| 45 | 1.50% | ¥63,439 | ¥34,257,052 | ¥9,357,052 |
| 45 | 1.60% | ¥64,716 | ¥34,946,397 | ¥10,046,397 |
| 45 | 1.70% | ¥66,007 | ¥35,643,709 | ¥10,743,709 |
| 45 | 1.80% | ¥67,313 | ¥36,348,932 | ¥11,448,932 |
| 45 | 1.90% | ¥68,633 | ¥37,062,012 | ¥12,162,012 |
| 45 | 2.00% | ¥69,968 | ¥37,782,889 | ¥12,882,889 |
| 45 | 2.10% | ¥71,318 | ¥38,511,502 | ¥13,611,502 |
| 45 | 2.20% | ¥72,681 | ¥39,247,787 | ¥14,347,787 |
| 45 | 2.30% | ¥74,059 | ¥39,991,679 | ¥15,091,679 |
| 45 | 2.40% | ¥75,450 | ¥40,743,109 | ¥15,843,109 |
| 45 | 2.50% | ¥76,856 | ¥41,502,005 | ¥16,602,005 |
| 45 | 2.60% | ¥78,275 | ¥42,268,296 | ¥17,368,296 |
| 45 | 2.70% | ¥79,707 | ¥43,041,907 | ¥18,141,907 |
| 45 | 2.80% | ¥81,153 | ¥43,822,760 | ¥18,922,760 |
| 45 | 2.90% | ¥82,613 | ¥44,610,778 | ¥19,710,778 |
| 45 | 3.00% | ¥84,085 | ¥45,405,879 | ¥20,505,879 |
2490万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥59,491 | ¥28,555,682 | ¥3,655,682 |
| 40 | 0.80% | ¥60,634 | ¥29,104,347 | ¥4,204,347 |
| 40 | 0.90% | ¥61,791 | ¥29,659,577 | ¥4,759,577 |
| 40 | 1.00% | ¥62,961 | ¥30,221,354 | ¥5,321,354 |
| 40 | 1.10% | ¥64,145 | ¥30,789,658 | ¥5,889,658 |
| 40 | 1.20% | ¥65,343 | ¥31,364,466 | ¥6,464,466 |
| 40 | 1.30% | ¥66,554 | ¥31,945,753 | ¥7,045,753 |
| 40 | 1.40% | ¥67,778 | ¥32,533,493 | ¥7,633,493 |
| 40 | 1.50% | ¥69,016 | ¥33,127,657 | ¥8,227,657 |
| 40 | 1.60% | ¥70,267 | ¥33,728,215 | ¥8,828,215 |
| 40 | 1.70% | ¥71,532 | ¥34,335,136 | ¥9,435,136 |
| 40 | 1.80% | ¥72,809 | ¥34,948,384 | ¥10,048,384 |
| 40 | 1.90% | ¥74,100 | ¥35,567,925 | ¥10,667,925 |
| 40 | 2.00% | ¥75,404 | ¥36,193,720 | ¥11,293,720 |
| 40 | 2.10% | ¥76,720 | ¥36,825,732 | ¥11,925,732 |
| 40 | 2.20% | ¥78,050 | ¥37,463,918 | ¥12,563,918 |
| 40 | 2.30% | ¥79,392 | ¥38,108,236 | ¥13,208,236 |
| 40 | 2.40% | ¥80,747 | ¥38,758,644 | ¥13,858,644 |
| 40 | 2.50% | ¥82,115 | ¥39,415,094 | ¥14,515,094 |
| 40 | 2.60% | ¥83,495 | ¥40,077,540 | ¥15,177,540 |
| 40 | 2.70% | ¥84,887 | ¥40,745,934 | ¥15,845,934 |
| 40 | 2.80% | ¥86,292 | ¥41,420,226 | ¥16,520,226 |
| 40 | 2.90% | ¥87,709 | ¥42,100,365 | ¥17,200,365 |
| 40 | 3.00% | ¥89,138 | ¥42,786,298 | ¥17,886,298 |
2490万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥66,862 | ¥28,081,903 | ¥3,181,903 |
| 35 | 0.80% | ¥67,992 | ¥28,556,713 | ¥3,656,713 |
| 35 | 0.90% | ¥69,135 | ¥29,036,562 | ¥4,136,562 |
| 35 | 1.00% | ¥70,289 | ¥29,521,438 | ¥4,621,438 |
| 35 | 1.10% | ¥71,456 | ¥30,011,331 | ¥5,111,331 |
| 35 | 1.20% | ¥72,634 | ¥30,506,225 | ¥5,606,225 |
| 35 | 1.30% | ¥73,824 | ¥31,006,107 | ¥6,106,107 |
| 35 | 1.40% | ¥75,026 | ¥31,510,960 | ¥6,610,960 |
| 35 | 1.50% | ¥76,240 | ¥32,020,769 | ¥7,120,769 |
| 35 | 1.60% | ¥77,466 | ¥32,535,514 | ¥7,635,514 |
| 35 | 1.70% | ¥78,703 | ¥33,055,176 | ¥8,155,176 |
| 35 | 1.80% | ¥79,952 | ¥33,579,736 | ¥8,679,736 |
| 35 | 1.90% | ¥81,212 | ¥34,109,171 | ¥9,209,171 |
| 35 | 2.00% | ¥82,484 | ¥34,643,460 | ¥9,743,460 |
| 35 | 2.10% | ¥83,768 | ¥35,182,579 | ¥10,282,579 |
| 35 | 2.20% | ¥85,063 | ¥35,726,504 | ¥10,826,504 |
| 35 | 2.30% | ¥86,370 | ¥36,275,208 | ¥11,375,208 |
| 35 | 2.40% | ¥87,687 | ¥36,828,666 | ¥11,928,666 |
| 35 | 2.50% | ¥89,016 | ¥37,386,850 | ¥12,486,850 |
| 35 | 2.60% | ¥90,357 | ¥37,949,731 | ¥13,049,731 |
| 35 | 2.70% | ¥91,708 | ¥38,517,281 | ¥13,617,281 |
| 35 | 2.80% | ¥93,070 | ¥39,089,468 | ¥14,189,468 |
| 35 | 2.90% | ¥94,443 | ¥39,666,263 | ¥14,766,263 |
| 35 | 3.00% | ¥95,828 | ¥40,247,633 | ¥15,347,633 |
2490万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥76,703 | ¥27,613,175 | ¥2,713,175 |
| 30 | 0.80% | ¥77,821 | ¥28,015,665 | ¥3,115,665 |
| 30 | 0.90% | ¥78,950 | ¥28,421,864 | ¥3,521,864 |
| 30 | 1.00% | ¥80,088 | ¥28,831,767 | ¥3,931,767 |
| 30 | 1.10% | ¥81,237 | ¥29,245,366 | ¥4,345,366 |
| 30 | 1.20% | ¥82,396 | ¥29,662,655 | ¥4,762,655 |
| 30 | 1.30% | ¥83,566 | ¥30,083,626 | ¥5,183,626 |
| 30 | 1.40% | ¥84,745 | ¥30,508,269 | ¥5,608,269 |
| 30 | 1.50% | ¥85,935 | ¥30,936,576 | ¥6,036,576 |
| 30 | 1.60% | ¥87,135 | ¥31,368,536 | ¥6,468,536 |
| 30 | 1.70% | ¥88,345 | ¥31,804,139 | ¥6,904,139 |
| 30 | 1.80% | ¥89,565 | ¥32,243,373 | ¥7,343,373 |
| 30 | 1.90% | ¥90,795 | ¥32,686,228 | ¥7,786,228 |
| 30 | 2.00% | ¥92,035 | ¥33,132,690 | ¥8,232,690 |
| 30 | 2.10% | ¥93,285 | ¥33,582,746 | ¥8,682,746 |
| 30 | 2.20% | ¥94,546 | ¥34,036,383 | ¥9,136,383 |
| 30 | 2.30% | ¥95,816 | ¥34,493,588 | ¥9,593,588 |
| 30 | 2.40% | ¥97,095 | ¥34,954,344 | ¥10,054,344 |
| 30 | 2.50% | ¥98,385 | ¥35,418,637 | ¥10,518,637 |
| 30 | 2.60% | ¥99,685 | ¥35,886,452 | ¥10,986,452 |
| 30 | 2.70% | ¥100,994 | ¥36,357,771 | ¥11,457,771 |
| 30 | 2.80% | ¥102,313 | ¥36,832,578 | ¥11,932,578 |
| 30 | 2.90% | ¥103,641 | ¥37,310,855 | ¥12,410,855 |
| 30 | 3.00% | ¥104,979 | ¥37,792,586 | ¥12,892,586 |
2490万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥90,498 | ¥27,149,508 | ¥2,249,508 |
| 25 | 0.80% | ¥91,604 | ¥27,481,216 | ¥2,581,216 |
| 25 | 0.90% | ¥92,718 | ¥27,815,505 | ¥2,915,505 |
| 25 | 1.00% | ¥93,841 | ¥28,152,372 | ¥3,252,372 |
| 25 | 1.10% | ¥94,973 | ¥28,491,814 | ¥3,591,814 |
| 25 | 1.20% | ¥96,113 | ¥28,833,826 | ¥3,933,826 |
| 25 | 1.30% | ¥97,261 | ¥29,178,404 | ¥4,278,404 |
| 25 | 1.40% | ¥98,418 | ¥29,525,545 | ¥4,625,545 |
| 25 | 1.50% | ¥99,584 | ¥29,875,244 | ¥4,975,244 |
| 25 | 1.60% | ¥100,758 | ¥30,227,495 | ¥5,327,495 |
| 25 | 1.70% | ¥101,941 | ¥30,582,294 | ¥5,682,294 |
| 25 | 1.80% | ¥103,132 | ¥30,939,635 | ¥6,039,635 |
| 25 | 1.90% | ¥104,332 | ¥31,299,512 | ¥6,399,512 |
| 25 | 2.00% | ¥105,540 | ¥31,661,919 | ¥6,761,919 |
| 25 | 2.10% | ¥106,756 | ¥32,026,850 | ¥7,126,850 |
| 25 | 2.20% | ¥107,981 | ¥32,394,297 | ¥7,494,297 |
| 25 | 2.30% | ¥109,214 | ¥32,764,255 | ¥7,864,255 |
| 25 | 2.40% | ¥110,456 | ¥33,136,715 | ¥8,236,715 |
| 25 | 2.50% | ¥111,706 | ¥33,511,670 | ¥8,611,670 |
| 25 | 2.60% | ¥112,964 | ¥33,889,112 | ¥8,989,112 |
| 25 | 2.70% | ¥114,230 | ¥34,269,033 | ¥9,369,033 |
| 25 | 2.80% | ¥115,505 | ¥34,651,425 | ¥9,751,425 |
| 25 | 2.90% | ¥116,788 | ¥35,036,279 | ¥10,136,279 |
| 25 | 3.00% | ¥118,079 | ¥35,423,585 | ¥10,523,585 |
2490万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥111,212 | ¥26,690,907 | ¥1,790,907 |
| 20 | 0.80% | ¥112,306 | ¥26,953,379 | ¥2,053,379 |
| 20 | 0.90% | ¥113,406 | ¥27,217,505 | ¥2,317,505 |
| 20 | 1.00% | ¥114,514 | ¥27,483,284 | ¥2,583,284 |
| 20 | 1.10% | ¥115,628 | ¥27,750,714 | ¥2,850,714 |
| 20 | 1.20% | ¥116,749 | ¥28,019,794 | ¥3,119,794 |
| 20 | 1.30% | ¥117,877 | ¥28,290,522 | ¥3,390,522 |
| 20 | 1.40% | ¥119,012 | ¥28,562,896 | ¥3,662,896 |
| 20 | 1.50% | ¥120,154 | ¥28,836,914 | ¥3,936,914 |
| 20 | 1.60% | ¥121,302 | ¥29,112,574 | ¥4,212,574 |
| 20 | 1.70% | ¥122,458 | ¥29,389,874 | ¥4,489,874 |
| 20 | 1.80% | ¥123,620 | ¥29,668,811 | ¥4,768,811 |
| 20 | 1.90% | ¥124,789 | ¥29,949,383 | ¥5,049,383 |
| 20 | 2.00% | ¥125,965 | ¥30,231,588 | ¥5,331,588 |
| 20 | 2.10% | ¥127,148 | ¥30,515,422 | ¥5,615,422 |
| 20 | 2.20% | ¥128,337 | ¥30,800,883 | ¥5,900,883 |
| 20 | 2.30% | ¥129,533 | ¥31,087,968 | ¥6,187,968 |
| 20 | 2.40% | ¥130,736 | ¥31,376,674 | ¥6,476,674 |
| 20 | 2.50% | ¥131,946 | ¥31,666,997 | ¥6,766,997 |
| 20 | 2.60% | ¥133,162 | ¥31,958,934 | ¥7,058,934 |
| 20 | 2.70% | ¥134,385 | ¥32,252,482 | ¥7,352,482 |
| 20 | 2.80% | ¥135,615 | ¥32,547,637 | ¥7,647,637 |
| 20 | 2.90% | ¥136,852 | ¥32,844,395 | ¥7,944,395 |
| 20 | 3.00% | ¥138,095 | ¥33,142,752 | ¥8,242,752 |
2490万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥145,763 | ¥26,237,378 | ¥1,337,378 |
| 15 | 0.80% | ¥146,845 | ¥26,432,162 | ¥1,532,162 |
| 15 | 0.90% | ¥147,933 | ¥26,627,878 | ¥1,727,878 |
| 15 | 1.00% | ¥149,025 | ¥26,824,524 | ¥1,924,524 |
| 15 | 1.10% | ¥150,123 | ¥27,022,101 | ¥2,122,101 |
| 15 | 1.20% | ¥151,226 | ¥27,220,608 | ¥2,320,608 |
| 15 | 1.30% | ¥152,334 | ¥27,420,044 | ¥2,520,044 |
| 15 | 1.40% | ¥153,447 | ¥27,620,409 | ¥2,720,409 |
| 15 | 1.50% | ¥154,565 | ¥27,821,702 | ¥2,921,702 |
| 15 | 1.60% | ¥155,688 | ¥28,023,922 | ¥3,123,922 |
| 15 | 1.70% | ¥156,817 | ¥28,227,069 | ¥3,327,069 |
| 15 | 1.80% | ¥157,951 | ¥28,431,141 | ¥3,531,141 |
| 15 | 1.90% | ¥159,090 | ¥28,636,139 | ¥3,736,139 |
| 15 | 2.00% | ¥160,234 | ¥28,842,060 | ¥3,942,060 |
| 15 | 2.10% | ¥161,383 | ¥29,048,904 | ¥4,148,904 |
| 15 | 2.20% | ¥162,537 | ¥29,256,671 | ¥4,356,671 |
| 15 | 2.30% | ¥163,696 | ¥29,465,358 | ¥4,565,358 |
| 15 | 2.40% | ¥164,861 | ¥29,674,966 | ¥4,774,966 |
| 15 | 2.50% | ¥166,031 | ¥29,885,492 | ¥4,985,492 |
| 15 | 2.60% | ¥167,205 | ¥30,096,937 | ¥5,196,937 |
| 15 | 2.70% | ¥168,385 | ¥30,309,298 | ¥5,409,298 |
| 15 | 2.80% | ¥169,570 | ¥30,522,574 | ¥5,622,574 |
| 15 | 2.90% | ¥170,760 | ¥30,736,765 | ¥5,836,765 |
| 15 | 3.00% | ¥171,955 | ¥30,951,869 | ¥6,051,869 |
2490万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥214,908 | ¥25,788,926 | ¥888,926 |
| 10 | 0.80% | ¥215,980 | ¥25,917,573 | ¥1,017,573 |
| 10 | 0.90% | ¥217,055 | ¥26,046,635 | ¥1,146,635 |
| 10 | 1.00% | ¥218,134 | ¥26,176,111 | ¥1,276,111 |
| 10 | 1.10% | ¥219,217 | ¥26,306,002 | ¥1,406,002 |
| 10 | 1.20% | ¥220,303 | ¥26,436,306 | ¥1,536,306 |
| 10 | 1.30% | ¥221,392 | ¥26,567,024 | ¥1,667,024 |
| 10 | 1.40% | ¥222,485 | ¥26,698,155 | ¥1,798,155 |
| 10 | 1.50% | ¥223,581 | ¥26,829,700 | ¥1,929,700 |
| 10 | 1.60% | ¥224,680 | ¥26,961,658 | ¥2,061,658 |
| 10 | 1.70% | ¥225,784 | ¥27,094,030 | ¥2,194,030 |
| 10 | 1.80% | ¥226,890 | ¥27,226,814 | ¥2,326,814 |
| 10 | 1.90% | ¥228,000 | ¥27,360,011 | ¥2,460,011 |
| 10 | 2.00% | ¥229,114 | ¥27,493,620 | ¥2,593,620 |
| 10 | 2.10% | ¥230,230 | ¥27,627,642 | ¥2,727,642 |
| 10 | 2.20% | ¥231,351 | ¥27,762,075 | ¥2,862,075 |
| 10 | 2.30% | ¥232,474 | ¥27,896,921 | ¥2,996,921 |
| 10 | 2.40% | ¥233,601 | ¥28,032,178 | ¥3,132,178 |
| 10 | 2.50% | ¥234,732 | ¥28,167,847 | ¥3,267,847 |
| 10 | 2.60% | ¥235,866 | ¥28,303,926 | ¥3,403,926 |
| 10 | 2.70% | ¥237,003 | ¥28,440,417 | ¥3,540,417 |
| 10 | 2.80% | ¥238,144 | ¥28,577,318 | ¥3,677,318 |
| 10 | 2.90% | ¥239,289 | ¥28,714,629 | ¥3,814,629 |
| 10 | 3.00% | ¥240,436 | ¥28,852,351 | ¥3,952,351 |
