2500万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2500万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2500万円の住宅ローン｜期間・年数別
2500万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥49,395 | ¥29,636,906 | ¥4,636,906 |
| 50 | 0.80% | ¥50,568 | ¥30,340,670 | ¥5,340,670 |
| 50 | 0.90% | ¥51,758 | ¥31,054,675 | ¥6,054,675 |
| 50 | 1.00% | ¥52,965 | ¥31,778,877 | ¥6,778,877 |
| 50 | 1.10% | ¥54,189 | ¥32,513,226 | ¥7,513,226 |
| 50 | 1.20% | ¥55,429 | ¥33,257,668 | ¥8,257,668 |
| 50 | 1.30% | ¥56,687 | ¥34,012,145 | ¥9,012,145 |
| 50 | 1.40% | ¥57,961 | ¥34,776,592 | ¥9,776,592 |
| 50 | 1.50% | ¥59,252 | ¥35,550,944 | ¥10,550,944 |
| 50 | 1.60% | ¥60,559 | ¥36,335,127 | ¥11,335,127 |
| 50 | 1.70% | ¥61,882 | ¥37,129,066 | ¥12,129,066 |
| 50 | 1.80% | ¥63,221 | ¥37,932,680 | ¥12,932,680 |
| 50 | 1.90% | ¥64,576 | ¥38,745,885 | ¥13,745,885 |
| 50 | 2.00% | ¥65,948 | ¥39,568,594 | ¥14,568,594 |
| 50 | 2.10% | ¥67,335 | ¥40,400,715 | ¥15,400,715 |
| 50 | 2.20% | ¥68,737 | ¥41,242,153 | ¥16,242,153 |
| 50 | 2.30% | ¥70,155 | ¥42,092,809 | ¥17,092,809 |
| 50 | 2.40% | ¥71,588 | ¥42,952,582 | ¥17,952,582 |
| 50 | 2.50% | ¥73,036 | ¥43,821,368 | ¥18,821,368 |
| 50 | 2.60% | ¥74,498 | ¥44,699,058 | ¥19,699,058 |
| 50 | 2.70% | ¥75,976 | ¥45,585,543 | ¥20,585,543 |
| 50 | 2.80% | ¥77,468 | ¥46,480,709 | ¥21,480,709 |
| 50 | 2.90% | ¥78,974 | ¥47,384,442 | ¥22,384,442 |
| 50 | 3.00% | ¥80,494 | ¥48,296,625 | ¥23,296,625 |
2500万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥53,984 | ¥29,151,109 | ¥4,151,109 |
| 45 | 0.80% | ¥55,144 | ¥29,777,662 | ¥4,777,662 |
| 45 | 0.90% | ¥56,320 | ¥30,412,535 | ¥5,412,535 |
| 45 | 1.00% | ¥57,511 | ¥31,055,699 | ¥6,055,699 |
| 45 | 1.10% | ¥58,717 | ¥31,707,122 | ¥6,707,122 |
| 45 | 1.20% | ¥59,938 | ¥32,366,767 | ¥7,366,767 |
| 45 | 1.30% | ¥61,175 | ¥33,034,595 | ¥8,034,595 |
| 45 | 1.40% | ¥62,427 | ¥33,710,564 | ¥8,710,564 |
| 45 | 1.50% | ¥63,694 | ¥34,394,630 | ¥9,394,630 |
| 45 | 1.60% | ¥64,975 | ¥35,086,744 | ¥10,086,744 |
| 45 | 1.70% | ¥66,272 | ¥35,786,856 | ¥10,786,856 |
| 45 | 1.80% | ¥67,583 | ¥36,494,912 | ¥11,494,912 |
| 45 | 1.90% | ¥68,909 | ¥37,210,855 | ¥12,210,855 |
| 45 | 2.00% | ¥70,249 | ¥37,934,627 | ¥12,934,627 |
| 45 | 2.10% | ¥71,604 | ¥38,666,167 | ¥13,666,167 |
| 45 | 2.20% | ¥72,973 | ¥39,405,409 | ¥14,405,409 |
| 45 | 2.30% | ¥74,356 | ¥40,152,288 | ¥15,152,288 |
| 45 | 2.40% | ¥75,753 | ¥40,906,736 | ¥15,906,736 |
| 45 | 2.50% | ¥77,164 | ¥41,668,680 | ¥16,668,680 |
| 45 | 2.60% | ¥78,589 | ¥42,438,048 | ¥17,438,048 |
| 45 | 2.70% | ¥80,027 | ¥43,214,766 | ¥18,214,766 |
| 45 | 2.80% | ¥81,479 | ¥43,998,755 | ¥18,998,755 |
| 45 | 2.90% | ¥82,944 | ¥44,789,938 | ¥19,789,938 |
| 45 | 3.00% | ¥84,423 | ¥45,588,232 | ¥20,588,232 |
2500万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥59,730 | ¥28,670,364 | ¥3,670,364 |
| 40 | 0.80% | ¥60,878 | ¥29,221,232 | ¥4,221,232 |
| 40 | 0.90% | ¥62,039 | ¥29,778,692 | ¥4,778,692 |
| 40 | 1.00% | ¥63,214 | ¥30,342,725 | ¥5,342,725 |
| 40 | 1.10% | ¥64,403 | ¥30,913,311 | ¥5,913,311 |
| 40 | 1.20% | ¥65,605 | ¥31,490,428 | ¥6,490,428 |
| 40 | 1.30% | ¥66,821 | ¥32,074,049 | ¥7,074,049 |
| 40 | 1.40% | ¥68,050 | ¥32,664,149 | ¥7,664,149 |
| 40 | 1.50% | ¥69,293 | ¥33,260,700 | ¥8,260,700 |
| 40 | 1.60% | ¥70,549 | ¥33,863,670 | ¥8,863,670 |
| 40 | 1.70% | ¥71,819 | ¥34,473,028 | ¥9,473,028 |
| 40 | 1.80% | ¥73,102 | ¥35,088,739 | ¥10,088,739 |
| 40 | 1.90% | ¥74,397 | ¥35,710,768 | ¥10,710,768 |
| 40 | 2.00% | ¥75,706 | ¥36,339,077 | ¥11,339,077 |
| 40 | 2.10% | ¥77,028 | ¥36,973,626 | ¥11,973,626 |
| 40 | 2.20% | ¥78,363 | ¥37,614,375 | ¥12,614,375 |
| 40 | 2.30% | ¥79,711 | ¥38,261,281 | ¥13,261,281 |
| 40 | 2.40% | ¥81,071 | ¥38,914,301 | ¥13,914,301 |
| 40 | 2.50% | ¥82,445 | ¥39,573,387 | ¥14,573,387 |
| 40 | 2.60% | ¥83,830 | ¥40,238,494 | ¥15,238,494 |
| 40 | 2.70% | ¥85,228 | ¥40,909,572 | ¥15,909,572 |
| 40 | 2.80% | ¥86,639 | ¥41,586,572 | ¥16,586,572 |
| 40 | 2.90% | ¥88,061 | ¥42,269,443 | ¥17,269,443 |
| 40 | 3.00% | ¥89,496 | ¥42,958,131 | ¥17,958,131 |
2500万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥67,130 | ¥28,194,682 | ¥3,194,682 |
| 35 | 0.80% | ¥68,265 | ¥28,671,399 | ¥3,671,399 |
| 35 | 0.90% | ¥69,412 | ¥29,153,174 | ¥4,153,174 |
| 35 | 1.00% | ¥70,571 | ¥29,639,998 | ¥4,639,998 |
| 35 | 1.10% | ¥71,743 | ¥30,131,858 | ¥5,131,858 |
| 35 | 1.20% | ¥72,926 | ¥30,628,740 | ¥5,628,740 |
| 35 | 1.30% | ¥74,121 | ¥31,130,629 | ¥6,130,629 |
| 35 | 1.40% | ¥75,327 | ¥31,637,510 | ¥6,637,510 |
| 35 | 1.50% | ¥76,546 | ¥32,149,366 | ¥7,149,366 |
| 35 | 1.60% | ¥77,777 | ¥32,666,178 | ¥7,666,178 |
| 35 | 1.70% | ¥79,019 | ¥33,187,928 | ¥8,187,928 |
| 35 | 1.80% | ¥80,273 | ¥33,714,594 | ¥8,714,594 |
| 35 | 1.90% | ¥81,538 | ¥34,246,156 | ¥9,246,156 |
| 35 | 2.00% | ¥82,816 | ¥34,782,591 | ¥9,782,591 |
| 35 | 2.10% | ¥84,104 | ¥35,323,875 | ¥10,323,875 |
| 35 | 2.20% | ¥85,405 | ¥35,869,984 | ¥10,869,984 |
| 35 | 2.30% | ¥86,716 | ¥36,420,892 | ¥11,420,892 |
| 35 | 2.40% | ¥88,039 | ¥36,976,572 | ¥11,976,572 |
| 35 | 2.50% | ¥89,374 | ¥37,536,998 | ¥12,536,998 |
| 35 | 2.60% | ¥90,719 | ¥38,102,140 | ¥13,102,140 |
| 35 | 2.70% | ¥92,076 | ¥38,671,969 | ¥13,671,969 |
| 35 | 2.80% | ¥93,444 | ¥39,246,454 | ¥14,246,454 |
| 35 | 2.90% | ¥94,823 | ¥39,825,565 | ¥14,825,565 |
| 35 | 3.00% | ¥96,213 | ¥40,409,270 | ¥15,409,270 |
2500万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥77,011 | ¥27,724,072 | ¥2,724,072 |
| 30 | 0.80% | ¥78,134 | ¥28,128,177 | ¥3,128,177 |
| 30 | 0.90% | ¥79,267 | ¥28,536,008 | ¥3,536,008 |
| 30 | 1.00% | ¥80,410 | ¥28,947,557 | ¥3,947,557 |
| 30 | 1.10% | ¥81,563 | ¥29,362,818 | ¥4,362,818 |
| 30 | 1.20% | ¥82,727 | ¥29,781,782 | ¥4,781,782 |
| 30 | 1.30% | ¥83,901 | ¥30,204,444 | ¥5,204,444 |
| 30 | 1.40% | ¥85,086 | ¥30,630,792 | ¥5,630,792 |
| 30 | 1.50% | ¥86,280 | ¥31,060,819 | ¥6,060,819 |
| 30 | 1.60% | ¥87,485 | ¥31,494,514 | ¥6,494,514 |
| 30 | 1.70% | ¥88,700 | ¥31,931,866 | ¥6,931,866 |
| 30 | 1.80% | ¥89,925 | ¥32,372,865 | ¥7,372,865 |
| 30 | 1.90% | ¥91,160 | ¥32,817,498 | ¥7,817,498 |
| 30 | 2.00% | ¥92,405 | ¥33,265,753 | ¥8,265,753 |
| 30 | 2.10% | ¥93,660 | ¥33,717,616 | ¥8,717,616 |
| 30 | 2.20% | ¥94,925 | ¥34,173,076 | ¥9,173,076 |
| 30 | 2.30% | ¥96,200 | ¥34,632,116 | ¥9,632,116 |
| 30 | 2.40% | ¥97,485 | ¥35,094,723 | ¥10,094,723 |
| 30 | 2.50% | ¥98,780 | ¥35,560,881 | ¥10,560,881 |
| 30 | 2.60% | ¥100,085 | ¥36,030,574 | ¥11,030,574 |
| 30 | 2.70% | ¥101,399 | ¥36,503,786 | ¥11,503,786 |
| 30 | 2.80% | ¥102,724 | ¥36,980,500 | ¥11,980,500 |
| 30 | 2.90% | ¥104,057 | ¥37,460,698 | ¥12,460,698 |
| 30 | 3.00% | ¥105,401 | ¥37,944,363 | ¥12,944,363 |
2500万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥90,862 | ¥27,258,542 | ¥2,258,542 |
| 25 | 0.80% | ¥91,972 | ¥27,591,583 | ¥2,591,583 |
| 25 | 0.90% | ¥93,091 | ¥27,927,214 | ¥2,927,214 |
| 25 | 1.00% | ¥94,218 | ¥28,265,434 | ¥3,265,434 |
| 25 | 1.10% | ¥95,354 | ¥28,606,239 | ¥3,606,239 |
| 25 | 1.20% | ¥96,499 | ¥28,949,624 | ¥3,949,624 |
| 25 | 1.30% | ¥97,652 | ¥29,295,586 | ¥4,295,586 |
| 25 | 1.40% | ¥98,814 | ¥29,644,121 | ¥4,644,121 |
| 25 | 1.50% | ¥99,984 | ¥29,995,224 | ¥4,995,224 |
| 25 | 1.60% | ¥101,163 | ¥30,348,891 | ¥5,348,891 |
| 25 | 1.70% | ¥102,350 | ¥30,705,114 | ¥5,705,114 |
| 25 | 1.80% | ¥103,546 | ¥31,063,890 | ¥6,063,890 |
| 25 | 1.90% | ¥104,751 | ¥31,425,213 | ¥6,425,213 |
| 25 | 2.00% | ¥105,964 | ¥31,789,075 | ¥6,789,075 |
| 25 | 2.10% | ¥107,185 | ¥32,155,472 | ¥7,155,472 |
| 25 | 2.20% | ¥108,415 | ¥32,524,395 | ¥7,524,395 |
| 25 | 2.30% | ¥109,653 | ¥32,895,838 | ¥7,895,838 |
| 25 | 2.40% | ¥110,899 | ¥33,269,794 | ¥8,269,794 |
| 25 | 2.50% | ¥112,154 | ¥33,646,255 | ¥8,646,255 |
| 25 | 2.60% | ¥113,417 | ¥34,025,213 | ¥9,025,213 |
| 25 | 2.70% | ¥114,689 | ¥34,406,660 | ¥9,406,660 |
| 25 | 2.80% | ¥115,969 | ¥34,790,587 | ¥9,790,587 |
| 25 | 2.90% | ¥117,257 | ¥35,176,987 | ¥10,176,987 |
| 25 | 3.00% | ¥118,553 | ¥35,565,849 | ¥10,565,849 |
2500万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥111,659 | ¥26,798,099 | ¥1,798,099 |
| 20 | 0.80% | ¥112,757 | ¥27,061,625 | ¥2,061,625 |
| 20 | 0.90% | ¥113,862 | ¥27,326,812 | ¥2,326,812 |
| 20 | 1.00% | ¥114,974 | ¥27,593,658 | ¥2,593,658 |
| 20 | 1.10% | ¥116,092 | ¥27,862,163 | ¥2,862,163 |
| 20 | 1.20% | ¥117,218 | ¥28,132,323 | ¥3,132,323 |
| 20 | 1.30% | ¥118,351 | ¥28,404,138 | ¥3,404,138 |
| 20 | 1.40% | ¥119,490 | ¥28,677,606 | ¥3,677,606 |
| 20 | 1.50% | ¥120,636 | ¥28,952,725 | ¥3,952,725 |
| 20 | 1.60% | ¥121,790 | ¥29,229,492 | ¥4,229,492 |
| 20 | 1.70% | ¥122,950 | ¥29,507,905 | ¥4,507,905 |
| 20 | 1.80% | ¥124,117 | ¥29,787,963 | ¥4,787,963 |
| 20 | 1.90% | ¥125,290 | ¥30,069,662 | ¥5,069,662 |
| 20 | 2.00% | ¥126,471 | ¥30,353,000 | ¥5,353,000 |
| 20 | 2.10% | ¥127,658 | ¥30,637,974 | ¥5,637,974 |
| 20 | 2.20% | ¥128,852 | ¥30,924,582 | ¥5,924,582 |
| 20 | 2.30% | ¥130,053 | ¥31,212,820 | ¥6,212,820 |
| 20 | 2.40% | ¥131,261 | ¥31,502,685 | ¥6,502,685 |
| 20 | 2.50% | ¥132,476 | ¥31,794,174 | ¥6,794,174 |
| 20 | 2.60% | ¥133,697 | ¥32,087,283 | ¥7,087,283 |
| 20 | 2.70% | ¥134,925 | ¥32,382,010 | ¥7,382,010 |
| 20 | 2.80% | ¥136,160 | ¥32,678,350 | ¥7,678,350 |
| 20 | 2.90% | ¥137,401 | ¥32,976,300 | ¥7,976,300 |
| 20 | 3.00% | ¥138,649 | ¥33,275,856 | ¥8,275,856 |
2500万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥146,349 | ¥26,342,749 | ¥1,342,749 |
| 15 | 0.80% | ¥147,435 | ¥26,538,315 | ¥1,538,315 |
| 15 | 0.90% | ¥148,527 | ¥26,734,817 | ¥1,734,817 |
| 15 | 1.00% | ¥149,624 | ¥26,932,253 | ¥1,932,253 |
| 15 | 1.10% | ¥150,726 | ¥27,130,624 | ¥2,130,624 |
| 15 | 1.20% | ¥151,833 | ¥27,329,928 | ¥2,329,928 |
| 15 | 1.30% | ¥152,945 | ¥27,530,165 | ¥2,530,165 |
| 15 | 1.40% | ¥154,063 | ¥27,731,335 | ¥2,731,335 |
| 15 | 1.50% | ¥155,186 | ¥27,933,436 | ¥2,933,436 |
| 15 | 1.60% | ¥156,314 | ¥28,136,468 | ¥3,136,468 |
| 15 | 1.70% | ¥157,447 | ¥28,340,431 | ¥3,340,431 |
| 15 | 1.80% | ¥158,585 | ¥28,545,323 | ¥3,545,323 |
| 15 | 1.90% | ¥159,729 | ¥28,751,143 | ¥3,751,143 |
| 15 | 2.00% | ¥160,877 | ¥28,957,892 | ¥3,957,892 |
| 15 | 2.10% | ¥162,031 | ¥29,165,567 | ¥4,165,567 |
| 15 | 2.20% | ¥163,190 | ¥29,374,167 | ¥4,374,167 |
| 15 | 2.30% | ¥164,354 | ¥29,583,693 | ¥4,583,693 |
| 15 | 2.40% | ¥165,523 | ¥29,794,142 | ¥4,794,142 |
| 15 | 2.50% | ¥166,697 | ¥30,005,514 | ¥5,005,514 |
| 15 | 2.60% | ¥167,877 | ¥30,217,808 | ¥5,217,808 |
| 15 | 2.70% | ¥169,061 | ¥30,431,022 | ¥5,431,022 |
| 15 | 2.80% | ¥170,251 | ¥30,645,155 | ¥5,645,155 |
| 15 | 2.90% | ¥171,446 | ¥30,860,206 | ¥5,860,206 |
| 15 | 3.00% | ¥172,645 | ¥31,076,174 | ¥6,076,174 |
2500万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥215,771 | ¥25,892,495 | ¥892,495 |
| 10 | 0.80% | ¥216,847 | ¥26,021,660 | ¥1,021,660 |
| 10 | 0.90% | ¥217,927 | ¥26,151,240 | ¥1,151,240 |
| 10 | 1.00% | ¥219,010 | ¥26,281,236 | ¥1,281,236 |
| 10 | 1.10% | ¥220,097 | ¥26,411,648 | ¥1,411,648 |
| 10 | 1.20% | ¥221,187 | ¥26,542,476 | ¥1,542,476 |
| 10 | 1.30% | ¥222,281 | ¥26,673,719 | ¥1,673,719 |
| 10 | 1.40% | ¥223,378 | ¥26,805,377 | ¥1,805,377 |
| 10 | 1.50% | ¥224,479 | ¥26,937,450 | ¥1,937,450 |
| 10 | 1.60% | ¥225,583 | ¥27,069,938 | ¥2,069,938 |
| 10 | 1.70% | ¥226,690 | ¥27,202,841 | ¥2,202,841 |
| 10 | 1.80% | ¥227,801 | ¥27,336,158 | ¥2,336,158 |
| 10 | 1.90% | ¥228,916 | ¥27,469,890 | ¥2,469,890 |
| 10 | 2.00% | ¥230,034 | ¥27,604,036 | ¥2,604,036 |
| 10 | 2.10% | ¥231,155 | ¥27,738,596 | ¥2,738,596 |
| 10 | 2.20% | ¥232,280 | ¥27,873,570 | ¥2,873,570 |
| 10 | 2.30% | ¥233,408 | ¥28,008,957 | ¥3,008,957 |
| 10 | 2.40% | ¥234,540 | ¥28,144,757 | ¥3,144,757 |
| 10 | 2.50% | ¥235,675 | ¥28,280,971 | ¥3,280,971 |
| 10 | 2.60% | ¥236,813 | ¥28,417,597 | ¥3,417,597 |
| 10 | 2.70% | ¥237,955 | ¥28,554,635 | ¥3,554,635 |
| 10 | 2.80% | ¥239,101 | ¥28,692,086 | ¥3,692,086 |
| 10 | 2.90% | ¥240,250 | ¥28,829,949 | ¥3,829,949 |
| 10 | 3.00% | ¥241,402 | ¥28,968,223 | ¥3,968,223 |
