2540万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2540万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2540万円の住宅ローン|期間・年数別
2540万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥50,185 |
¥30,111,096 |
¥4,711,096 |
| 50 |
0.80% |
¥51,377 |
¥30,826,121 |
¥5,426,121 |
| 50 |
0.90% |
¥52,586 |
¥31,551,550 |
¥6,151,550 |
| 50 |
1.00% |
¥53,812 |
¥32,287,339 |
¥6,887,339 |
| 50 |
1.10% |
¥55,056 |
¥33,033,438 |
¥7,633,438 |
| 50 |
1.20% |
¥56,316 |
¥33,789,791 |
¥8,389,791 |
| 50 |
1.30% |
¥57,594 |
¥34,556,339 |
¥9,156,339 |
| 50 |
1.40% |
¥58,888 |
¥35,333,018 |
¥9,933,018 |
| 50 |
1.50% |
¥60,200 |
¥36,119,759 |
¥10,719,759 |
| 50 |
1.60% |
¥61,527 |
¥36,916,489 |
¥11,516,489 |
| 50 |
1.70% |
¥62,872 |
¥37,723,131 |
¥12,323,131 |
| 50 |
1.80% |
¥64,233 |
¥38,539,603 |
¥13,139,603 |
| 50 |
1.90% |
¥65,610 |
¥39,365,820 |
¥13,965,820 |
| 50 |
2.00% |
¥67,003 |
¥40,201,692 |
¥14,801,692 |
| 50 |
2.10% |
¥68,412 |
¥41,047,127 |
¥15,647,127 |
| 50 |
2.20% |
¥69,837 |
¥41,902,027 |
¥16,502,027 |
| 50 |
2.30% |
¥71,277 |
¥42,766,294 |
¥17,366,294 |
| 50 |
2.40% |
¥72,733 |
¥43,639,824 |
¥18,239,824 |
| 50 |
2.50% |
¥74,204 |
¥44,522,510 |
¥19,122,510 |
| 50 |
2.60% |
¥75,690 |
¥45,414,243 |
¥20,014,243 |
| 50 |
2.70% |
¥77,192 |
¥46,314,911 |
¥20,914,911 |
| 50 |
2.80% |
¥78,707 |
¥47,224,401 |
¥21,824,401 |
| 50 |
2.90% |
¥80,238 |
¥48,142,593 |
¥22,742,593 |
| 50 |
3.00% |
¥81,782 |
¥49,069,371 |
¥23,669,371 |
2540万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥54,847 |
¥29,617,526 |
¥4,217,526 |
| 45 |
0.80% |
¥56,026 |
¥30,254,104 |
¥4,854,104 |
| 45 |
0.90% |
¥57,221 |
¥30,899,136 |
¥5,499,136 |
| 45 |
1.00% |
¥58,431 |
¥31,552,590 |
¥6,152,590 |
| 45 |
1.10% |
¥59,656 |
¥32,214,436 |
¥6,814,436 |
| 45 |
1.20% |
¥60,897 |
¥32,884,635 |
¥7,484,635 |
| 45 |
1.30% |
¥62,154 |
¥33,563,148 |
¥8,163,148 |
| 45 |
1.40% |
¥63,426 |
¥34,249,933 |
¥8,849,933 |
| 45 |
1.50% |
¥64,713 |
¥34,944,944 |
¥9,544,944 |
| 45 |
1.60% |
¥66,015 |
¥35,648,132 |
¥10,248,132 |
| 45 |
1.70% |
¥67,332 |
¥36,359,446 |
¥10,959,446 |
| 45 |
1.80% |
¥68,665 |
¥37,078,830 |
¥11,678,830 |
| 45 |
1.90% |
¥70,012 |
¥37,806,229 |
¥12,406,229 |
| 45 |
2.00% |
¥71,373 |
¥38,541,581 |
¥13,141,581 |
| 45 |
2.10% |
¥72,750 |
¥39,284,825 |
¥13,884,825 |
| 45 |
2.20% |
¥74,141 |
¥40,035,896 |
¥14,635,896 |
| 45 |
2.30% |
¥75,546 |
¥40,794,725 |
¥15,394,725 |
| 45 |
2.40% |
¥76,965 |
¥41,561,243 |
¥16,161,243 |
| 45 |
2.50% |
¥78,399 |
¥42,335,379 |
¥16,935,379 |
| 45 |
2.60% |
¥79,846 |
¥43,117,057 |
¥17,717,057 |
| 45 |
2.70% |
¥81,308 |
¥43,906,202 |
¥18,506,202 |
| 45 |
2.80% |
¥82,783 |
¥44,702,735 |
¥19,302,735 |
| 45 |
2.90% |
¥84,271 |
¥45,506,577 |
¥20,106,577 |
| 45 |
3.00% |
¥85,773 |
¥46,317,644 |
¥20,917,644 |
2540万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥60,686 |
¥29,129,090 |
¥3,729,090 |
| 40 |
0.80% |
¥61,852 |
¥29,688,772 |
¥4,288,772 |
| 40 |
0.90% |
¥63,032 |
¥30,255,151 |
¥4,855,151 |
| 40 |
1.00% |
¥64,225 |
¥30,828,209 |
¥5,428,209 |
| 40 |
1.10% |
¥65,433 |
¥31,407,924 |
¥6,007,924 |
| 40 |
1.20% |
¥66,655 |
¥31,994,275 |
¥6,594,275 |
| 40 |
1.30% |
¥67,890 |
¥32,587,234 |
¥7,187,234 |
| 40 |
1.40% |
¥69,139 |
¥33,186,776 |
¥7,786,776 |
| 40 |
1.50% |
¥70,402 |
¥33,792,871 |
¥8,392,871 |
| 40 |
1.60% |
¥71,678 |
¥34,405,489 |
¥9,005,489 |
| 40 |
1.70% |
¥72,968 |
¥35,024,596 |
¥9,624,596 |
| 40 |
1.80% |
¥74,271 |
¥35,650,159 |
¥10,250,159 |
| 40 |
1.90% |
¥75,588 |
¥36,282,140 |
¥10,882,140 |
| 40 |
2.00% |
¥76,918 |
¥36,920,502 |
¥11,520,502 |
| 40 |
2.10% |
¥78,261 |
¥37,565,204 |
¥12,165,204 |
| 40 |
2.20% |
¥79,617 |
¥38,216,205 |
¥12,816,205 |
| 40 |
2.30% |
¥80,986 |
¥38,873,462 |
¥13,473,462 |
| 40 |
2.40% |
¥82,369 |
¥39,536,930 |
¥14,136,930 |
| 40 |
2.50% |
¥83,764 |
¥40,206,561 |
¥14,806,561 |
| 40 |
2.60% |
¥85,171 |
¥40,882,310 |
¥15,482,310 |
| 40 |
2.70% |
¥86,592 |
¥41,564,125 |
¥16,164,125 |
| 40 |
2.80% |
¥88,025 |
¥42,251,957 |
¥16,851,957 |
| 40 |
2.90% |
¥89,470 |
¥42,945,754 |
¥17,545,754 |
| 40 |
3.00% |
¥90,928 |
¥43,645,461 |
¥18,245,461 |
2540万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥68,204 |
¥28,645,797 |
¥3,245,797 |
| 35 |
0.80% |
¥69,357 |
¥29,130,141 |
¥3,730,141 |
| 35 |
0.90% |
¥70,523 |
¥29,619,625 |
¥4,219,625 |
| 35 |
1.00% |
¥71,701 |
¥30,114,238 |
¥4,714,238 |
| 35 |
1.10% |
¥72,890 |
¥30,613,968 |
¥5,213,968 |
| 35 |
1.20% |
¥74,092 |
¥31,118,800 |
¥5,718,800 |
| 35 |
1.30% |
¥75,306 |
¥31,628,719 |
¥6,228,719 |
| 35 |
1.40% |
¥76,533 |
¥32,143,711 |
¥6,743,711 |
| 35 |
1.50% |
¥77,771 |
¥32,663,756 |
¥7,263,756 |
| 35 |
1.60% |
¥79,021 |
¥33,188,837 |
¥7,788,837 |
| 35 |
1.70% |
¥80,283 |
¥33,718,935 |
¥8,318,935 |
| 35 |
1.80% |
¥81,557 |
¥34,254,028 |
¥8,854,028 |
| 35 |
1.90% |
¥82,843 |
¥34,794,095 |
¥9,394,095 |
| 35 |
2.00% |
¥84,141 |
¥35,339,112 |
¥9,939,112 |
| 35 |
2.10% |
¥85,450 |
¥35,889,057 |
¥10,489,057 |
| 35 |
2.20% |
¥86,771 |
¥36,443,903 |
¥11,043,903 |
| 35 |
2.30% |
¥88,104 |
¥37,003,626 |
¥11,603,626 |
| 35 |
2.40% |
¥89,448 |
¥37,568,197 |
¥12,168,197 |
| 35 |
2.50% |
¥90,804 |
¥38,137,590 |
¥12,737,590 |
| 35 |
2.60% |
¥92,171 |
¥38,711,774 |
¥13,311,774 |
| 35 |
2.70% |
¥93,549 |
¥39,290,720 |
¥13,890,720 |
| 35 |
2.80% |
¥94,939 |
¥39,874,397 |
¥14,474,397 |
| 35 |
2.90% |
¥96,340 |
¥40,462,774 |
¥15,062,774 |
| 35 |
3.00% |
¥97,752 |
¥41,055,818 |
¥15,655,818 |
2540万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥78,243 |
¥28,167,657 |
¥2,767,657 |
| 30 |
0.80% |
¥79,384 |
¥28,578,228 |
¥3,178,228 |
| 30 |
0.90% |
¥80,535 |
¥28,992,584 |
¥3,592,584 |
| 30 |
1.00% |
¥81,696 |
¥29,410,718 |
¥4,010,718 |
| 30 |
1.10% |
¥82,868 |
¥29,832,623 |
¥4,432,623 |
| 30 |
1.20% |
¥84,051 |
¥30,258,291 |
¥4,858,291 |
| 30 |
1.30% |
¥85,244 |
¥30,687,715 |
¥5,287,715 |
| 30 |
1.40% |
¥86,447 |
¥31,120,885 |
¥5,720,885 |
| 30 |
1.50% |
¥87,661 |
¥31,557,792 |
¥6,157,792 |
| 30 |
1.60% |
¥88,885 |
¥31,998,426 |
¥6,598,426 |
| 30 |
1.70% |
¥90,119 |
¥32,442,776 |
¥7,042,776 |
| 30 |
1.80% |
¥91,363 |
¥32,890,830 |
¥7,490,830 |
| 30 |
1.90% |
¥92,618 |
¥33,342,578 |
¥7,942,578 |
| 30 |
2.00% |
¥93,883 |
¥33,798,005 |
¥8,398,005 |
| 30 |
2.10% |
¥95,159 |
¥34,257,098 |
¥8,857,098 |
| 30 |
2.20% |
¥96,444 |
¥34,719,845 |
¥9,319,845 |
| 30 |
2.30% |
¥97,740 |
¥35,186,230 |
¥9,786,230 |
| 30 |
2.40% |
¥99,045 |
¥35,656,239 |
¥10,256,239 |
| 30 |
2.50% |
¥100,361 |
¥36,129,855 |
¥10,729,855 |
| 30 |
2.60% |
¥101,686 |
¥36,607,063 |
¥11,207,063 |
| 30 |
2.70% |
¥103,022 |
¥37,087,847 |
¥11,687,847 |
| 30 |
2.80% |
¥104,367 |
¥37,572,188 |
¥12,172,188 |
| 30 |
2.90% |
¥105,722 |
¥38,060,069 |
¥12,660,069 |
| 30 |
3.00% |
¥107,087 |
¥38,551,473 |
¥13,151,473 |
2540万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥92,316 |
¥27,694,679 |
¥2,294,679 |
| 25 |
0.80% |
¥93,443 |
¥28,033,048 |
¥2,633,048 |
| 25 |
0.90% |
¥94,580 |
¥28,374,050 |
¥2,974,050 |
| 25 |
1.00% |
¥95,726 |
¥28,717,681 |
¥3,317,681 |
| 25 |
1.10% |
¥96,880 |
¥29,063,938 |
¥3,663,938 |
| 25 |
1.20% |
¥98,043 |
¥29,412,818 |
¥4,012,818 |
| 25 |
1.30% |
¥99,214 |
¥29,764,316 |
¥4,364,316 |
| 25 |
1.40% |
¥100,395 |
¥30,118,427 |
¥4,718,427 |
| 25 |
1.50% |
¥101,584 |
¥30,475,148 |
¥5,075,148 |
| 25 |
1.60% |
¥102,782 |
¥30,834,473 |
¥5,434,473 |
| 25 |
1.70% |
¥103,988 |
¥31,196,396 |
¥5,796,396 |
| 25 |
1.80% |
¥105,203 |
¥31,560,913 |
¥6,160,913 |
| 25 |
1.90% |
¥106,427 |
¥31,928,016 |
¥6,528,016 |
| 25 |
2.00% |
¥107,659 |
¥32,297,701 |
¥6,897,701 |
| 25 |
2.10% |
¥108,900 |
¥32,669,959 |
¥7,269,959 |
| 25 |
2.20% |
¥110,149 |
¥33,044,785 |
¥7,644,785 |
| 25 |
2.30% |
¥111,407 |
¥33,422,172 |
¥8,022,172 |
| 25 |
2.40% |
¥112,674 |
¥33,802,111 |
¥8,402,111 |
| 25 |
2.50% |
¥113,949 |
¥34,184,595 |
¥8,784,595 |
| 25 |
2.60% |
¥115,232 |
¥34,569,616 |
¥9,169,616 |
| 25 |
2.70% |
¥116,524 |
¥34,957,167 |
¥9,557,167 |
| 25 |
2.80% |
¥117,824 |
¥35,347,237 |
¥9,947,237 |
| 25 |
2.90% |
¥119,133 |
¥35,739,818 |
¥10,339,818 |
| 25 |
3.00% |
¥120,450 |
¥36,134,902 |
¥10,734,902 |
2540万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥113,445 |
¥27,226,869 |
¥1,826,869 |
| 20 |
0.80% |
¥114,561 |
¥27,494,611 |
¥2,094,611 |
| 20 |
0.90% |
¥115,684 |
¥27,764,041 |
¥2,364,041 |
| 20 |
1.00% |
¥116,813 |
¥28,035,157 |
¥2,635,157 |
| 20 |
1.10% |
¥117,950 |
¥28,307,957 |
¥2,907,957 |
| 20 |
1.20% |
¥119,094 |
¥28,582,440 |
¥3,182,440 |
| 20 |
1.30% |
¥120,244 |
¥28,858,604 |
¥3,458,604 |
| 20 |
1.40% |
¥121,402 |
¥29,136,448 |
¥3,736,448 |
| 20 |
1.50% |
¥122,567 |
¥29,415,968 |
¥4,015,968 |
| 20 |
1.60% |
¥123,738 |
¥29,697,164 |
¥4,297,164 |
| 20 |
1.70% |
¥124,917 |
¥29,980,032 |
¥4,580,032 |
| 20 |
1.80% |
¥126,102 |
¥30,264,570 |
¥4,864,570 |
| 20 |
1.90% |
¥127,295 |
¥30,550,777 |
¥5,150,777 |
| 20 |
2.00% |
¥128,494 |
¥30,838,648 |
¥5,438,648 |
| 20 |
2.10% |
¥129,701 |
¥31,128,182 |
¥5,728,182 |
| 20 |
2.20% |
¥130,914 |
¥31,419,375 |
¥6,019,375 |
| 20 |
2.30% |
¥132,134 |
¥31,712,225 |
¥6,312,225 |
| 20 |
2.40% |
¥133,361 |
¥32,006,728 |
¥6,606,728 |
| 20 |
2.50% |
¥134,595 |
¥32,302,880 |
¥6,902,880 |
| 20 |
2.60% |
¥135,836 |
¥32,600,680 |
¥7,200,680 |
| 20 |
2.70% |
¥137,084 |
¥32,900,122 |
¥7,500,122 |
| 20 |
2.80% |
¥138,338 |
¥33,201,204 |
¥7,801,204 |
| 20 |
2.90% |
¥139,600 |
¥33,503,921 |
¥8,103,921 |
| 20 |
3.00% |
¥140,868 |
¥33,808,270 |
¥8,408,270 |
2540万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥148,690 |
¥26,764,233 |
¥1,364,233 |
| 15 |
0.80% |
¥149,794 |
¥26,962,928 |
¥1,562,928 |
| 15 |
0.90% |
¥150,903 |
¥27,162,574 |
¥1,762,574 |
| 15 |
1.00% |
¥152,018 |
¥27,363,169 |
¥1,963,169 |
| 15 |
1.10% |
¥153,137 |
¥27,564,714 |
¥2,164,714 |
| 15 |
1.20% |
¥154,262 |
¥27,767,207 |
¥2,367,207 |
| 15 |
1.30% |
¥155,392 |
¥27,970,648 |
¥2,570,648 |
| 15 |
1.40% |
¥156,528 |
¥28,175,036 |
¥2,775,036 |
| 15 |
1.50% |
¥157,669 |
¥28,380,371 |
¥2,980,371 |
| 15 |
1.60% |
¥158,815 |
¥28,586,652 |
¥3,186,652 |
| 15 |
1.70% |
¥159,966 |
¥28,793,878 |
¥3,393,878 |
| 15 |
1.80% |
¥161,122 |
¥29,002,048 |
¥3,602,048 |
| 15 |
1.90% |
¥162,284 |
¥29,211,162 |
¥3,811,162 |
| 15 |
2.00% |
¥163,451 |
¥29,421,218 |
¥4,021,218 |
| 15 |
2.10% |
¥164,623 |
¥29,632,216 |
¥4,232,216 |
| 15 |
2.20% |
¥165,801 |
¥29,844,154 |
¥4,444,154 |
| 15 |
2.30% |
¥166,984 |
¥30,057,032 |
¥4,657,032 |
| 15 |
2.40% |
¥168,171 |
¥30,270,849 |
¥4,870,849 |
| 15 |
2.50% |
¥169,364 |
¥30,485,603 |
¥5,085,603 |
| 15 |
2.60% |
¥170,563 |
¥30,701,293 |
¥5,301,293 |
| 15 |
2.70% |
¥171,766 |
¥30,917,918 |
¥5,517,918 |
| 15 |
2.80% |
¥172,975 |
¥31,135,478 |
¥5,735,478 |
| 15 |
2.90% |
¥174,189 |
¥31,353,969 |
¥5,953,969 |
| 15 |
3.00% |
¥175,408 |
¥31,573,393 |
¥6,173,393 |
2540万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥219,223 |
¥26,306,775 |
¥906,775 |
| 10 |
0.80% |
¥220,317 |
¥26,438,006 |
¥1,038,006 |
| 10 |
0.90% |
¥221,414 |
¥26,569,660 |
¥1,169,660 |
| 10 |
1.00% |
¥222,514 |
¥26,701,736 |
¥1,301,736 |
| 10 |
1.10% |
¥223,619 |
¥26,834,235 |
¥1,434,235 |
| 10 |
1.20% |
¥224,726 |
¥26,967,155 |
¥1,567,155 |
| 10 |
1.30% |
¥225,837 |
¥27,100,498 |
¥1,700,498 |
| 10 |
1.40% |
¥226,952 |
¥27,234,263 |
¥1,834,263 |
| 10 |
1.50% |
¥228,070 |
¥27,368,449 |
¥1,968,449 |
| 10 |
1.60% |
¥229,192 |
¥27,503,057 |
¥2,103,057 |
| 10 |
1.70% |
¥230,317 |
¥27,638,086 |
¥2,238,086 |
| 10 |
1.80% |
¥231,446 |
¥27,773,537 |
¥2,373,537 |
| 10 |
1.90% |
¥232,578 |
¥27,909,408 |
¥2,509,408 |
| 10 |
2.00% |
¥233,714 |
¥28,045,701 |
¥2,645,701 |
| 10 |
2.10% |
¥234,853 |
¥28,182,414 |
¥2,782,414 |
| 10 |
2.20% |
¥235,996 |
¥28,319,547 |
¥2,919,547 |
| 10 |
2.30% |
¥237,143 |
¥28,457,100 |
¥3,057,100 |
| 10 |
2.40% |
¥238,292 |
¥28,595,073 |
¥3,195,073 |
| 10 |
2.50% |
¥239,446 |
¥28,733,466 |
¥3,333,466 |
| 10 |
2.60% |
¥240,602 |
¥28,872,278 |
¥3,472,278 |
| 10 |
2.70% |
¥241,763 |
¥29,011,509 |
¥3,611,509 |
| 10 |
2.80% |
¥242,926 |
¥29,151,160 |
¥3,751,160 |
| 10 |
2.90% |
¥244,094 |
¥29,291,228 |
¥3,891,228 |
| 10 |
3.00% |
¥245,264 |
¥29,431,715 |
¥4,031,715 |