2550万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2550万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2550万円の住宅ローン｜期間・年数別
2550万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥50,383 | ¥30,229,644 | ¥4,729,644 |
| 50 | 0.80% | ¥51,579 | ¥30,947,483 | ¥5,447,483 |
| 50 | 0.90% | ¥52,793 | ¥31,675,769 | ¥6,175,769 |
| 50 | 1.00% | ¥54,024 | ¥32,414,455 | ¥6,914,455 |
| 50 | 1.10% | ¥55,272 | ¥33,163,490 | ¥7,663,490 |
| 50 | 1.20% | ¥56,538 | ¥33,922,821 | ¥8,422,821 |
| 50 | 1.30% | ¥57,821 | ¥34,692,387 | ¥9,192,387 |
| 50 | 1.40% | ¥59,120 | ¥35,472,124 | ¥9,972,124 |
| 50 | 1.50% | ¥60,437 | ¥36,261,963 | ¥10,761,963 |
| 50 | 1.60% | ¥61,770 | ¥37,061,830 | ¥11,561,830 |
| 50 | 1.70% | ¥63,119 | ¥37,871,647 | ¥12,371,647 |
| 50 | 1.80% | ¥64,486 | ¥38,691,334 | ¥13,191,334 |
| 50 | 1.90% | ¥65,868 | ¥39,520,803 | ¥14,020,803 |
| 50 | 2.00% | ¥67,267 | ¥40,359,966 | ¥14,859,966 |
| 50 | 2.10% | ¥68,681 | ¥41,208,730 | ¥15,708,730 |
| 50 | 2.20% | ¥70,112 | ¥42,066,996 | ¥16,566,996 |
| 50 | 2.30% | ¥71,558 | ¥42,934,665 | ¥17,434,665 |
| 50 | 2.40% | ¥73,019 | ¥43,811,634 | ¥18,311,634 |
| 50 | 2.50% | ¥74,496 | ¥44,697,795 | ¥19,197,795 |
| 50 | 2.60% | ¥75,988 | ¥45,593,039 | ¥20,093,039 |
| 50 | 2.70% | ¥77,495 | ¥46,497,254 | ¥20,997,254 |
| 50 | 2.80% | ¥79,017 | ¥47,410,323 | ¥21,910,323 |
| 50 | 2.90% | ¥80,554 | ¥48,332,131 | ¥22,832,131 |
| 50 | 3.00% | ¥82,104 | ¥49,262,557 | ¥23,762,557 |
2550万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥55,063 | ¥29,734,131 | ¥4,234,131 |
| 45 | 0.80% | ¥56,247 | ¥30,373,215 | ¥4,873,215 |
| 45 | 0.90% | ¥57,446 | ¥31,020,786 | ¥5,520,786 |
| 45 | 1.00% | ¥58,661 | ¥31,676,813 | ¥6,176,813 |
| 45 | 1.10% | ¥59,891 | ¥32,341,264 | ¥6,841,264 |
| 45 | 1.20% | ¥61,137 | ¥33,014,102 | ¥7,514,102 |
| 45 | 1.30% | ¥62,399 | ¥33,695,287 | ¥8,195,287 |
| 45 | 1.40% | ¥63,676 | ¥34,384,776 | ¥8,884,776 |
| 45 | 1.50% | ¥64,968 | ¥35,082,523 | ¥9,582,523 |
| 45 | 1.60% | ¥66,275 | ¥35,788,479 | ¥10,288,479 |
| 45 | 1.70% | ¥67,597 | ¥36,502,593 | ¥11,002,593 |
| 45 | 1.80% | ¥68,935 | ¥37,224,810 | ¥11,724,810 |
| 45 | 1.90% | ¥70,287 | ¥37,955,072 | ¥12,455,072 |
| 45 | 2.00% | ¥71,654 | ¥38,693,320 | ¥13,193,320 |
| 45 | 2.10% | ¥73,036 | ¥39,439,490 | ¥13,939,490 |
| 45 | 2.20% | ¥74,432 | ¥40,193,517 | ¥14,693,517 |
| 45 | 2.30% | ¥75,843 | ¥40,955,334 | ¥15,455,334 |
| 45 | 2.40% | ¥77,268 | ¥41,724,870 | ¥16,224,870 |
| 45 | 2.50% | ¥78,708 | ¥42,502,054 | ¥17,002,054 |
| 45 | 2.60% | ¥80,161 | ¥43,286,809 | ¥17,786,809 |
| 45 | 2.70% | ¥81,628 | ¥44,079,061 | ¥18,579,061 |
| 45 | 2.80% | ¥83,109 | ¥44,878,730 | ¥19,378,730 |
| 45 | 2.90% | ¥84,603 | ¥45,685,736 | ¥20,185,736 |
| 45 | 3.00% | ¥86,111 | ¥46,499,997 | ¥20,999,997 |
2550万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥60,925 | ¥29,243,771 | ¥3,743,771 |
| 40 | 0.80% | ¥62,095 | ¥29,805,656 | ¥4,305,656 |
| 40 | 0.90% | ¥63,280 | ¥30,374,266 | ¥4,874,266 |
| 40 | 1.00% | ¥64,478 | ¥30,949,580 | ¥5,449,580 |
| 40 | 1.10% | ¥65,691 | ¥31,531,578 | ¥6,031,578 |
| 40 | 1.20% | ¥66,917 | ¥32,120,236 | ¥6,620,236 |
| 40 | 1.30% | ¥68,157 | ¥32,715,530 | ¥7,215,530 |
| 40 | 1.40% | ¥69,411 | ¥33,317,432 | ¥7,817,432 |
| 40 | 1.50% | ¥70,679 | ¥33,925,914 | ¥8,425,914 |
| 40 | 1.60% | ¥71,960 | ¥34,540,944 | ¥9,040,944 |
| 40 | 1.70% | ¥73,255 | ¥35,162,489 | ¥9,662,489 |
| 40 | 1.80% | ¥74,564 | ¥35,790,514 | ¥10,290,514 |
| 40 | 1.90% | ¥75,885 | ¥36,424,983 | ¥10,924,983 |
| 40 | 2.00% | ¥77,221 | ¥37,065,858 | ¥11,565,858 |
| 40 | 2.10% | ¥78,569 | ¥37,713,099 | ¥12,213,099 |
| 40 | 2.20% | ¥79,931 | ¥38,366,663 | ¥12,866,663 |
| 40 | 2.30% | ¥81,305 | ¥39,026,507 | ¥13,526,507 |
| 40 | 2.40% | ¥82,693 | ¥39,692,587 | ¥14,192,587 |
| 40 | 2.50% | ¥84,093 | ¥40,364,855 | ¥14,864,855 |
| 40 | 2.60% | ¥85,507 | ¥41,043,264 | ¥15,543,264 |
| 40 | 2.70% | ¥86,933 | ¥41,727,764 | ¥16,227,764 |
| 40 | 2.80% | ¥88,371 | ¥42,418,304 | ¥16,918,304 |
| 40 | 2.90% | ¥89,823 | ¥43,114,831 | ¥17,614,831 |
| 40 | 3.00% | ¥91,286 | ¥43,817,293 | ¥18,317,293 |
2550万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥68,473 | ¥28,758,575 | ¥3,258,575 |
| 35 | 0.80% | ¥69,631 | ¥29,244,826 | ¥3,744,826 |
| 35 | 0.90% | ¥70,801 | ¥29,736,238 | ¥4,236,238 |
| 35 | 1.00% | ¥71,983 | ¥30,232,798 | ¥4,732,798 |
| 35 | 1.10% | ¥73,177 | ¥30,734,495 | ¥5,234,495 |
| 35 | 1.20% | ¥74,384 | ¥31,241,315 | ¥5,741,315 |
| 35 | 1.30% | ¥75,603 | ¥31,753,242 | ¥6,253,242 |
| 35 | 1.40% | ¥76,834 | ¥32,270,261 | ¥6,770,261 |
| 35 | 1.50% | ¥78,077 | ¥32,792,353 | ¥7,292,353 |
| 35 | 1.60% | ¥79,332 | ¥33,319,502 | ¥7,819,502 |
| 35 | 1.70% | ¥80,599 | ¥33,851,686 | ¥8,351,686 |
| 35 | 1.80% | ¥81,878 | ¥34,388,886 | ¥8,888,886 |
| 35 | 1.90% | ¥83,169 | ¥34,931,079 | ¥9,431,079 |
| 35 | 2.00% | ¥84,472 | ¥35,478,243 | ¥9,978,243 |
| 35 | 2.10% | ¥85,787 | ¥36,030,352 | ¥10,530,352 |
| 35 | 2.20% | ¥87,113 | ¥36,587,383 | ¥11,087,383 |
| 35 | 2.30% | ¥88,451 | ¥37,149,309 | ¥11,649,309 |
| 35 | 2.40% | ¥89,800 | ¥37,716,104 | ¥12,216,104 |
| 35 | 2.50% | ¥91,161 | ¥38,287,738 | ¥12,787,738 |
| 35 | 2.60% | ¥92,534 | ¥38,864,182 | ¥13,364,182 |
| 35 | 2.70% | ¥93,918 | ¥39,445,408 | ¥13,945,408 |
| 35 | 2.80% | ¥95,313 | ¥40,031,383 | ¥14,531,383 |
| 35 | 2.90% | ¥96,719 | ¥40,622,077 | ¥15,122,077 |
| 35 | 3.00% | ¥98,137 | ¥41,217,455 | ¥15,717,455 |
2550万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥78,552 | ¥28,278,553 | ¥2,778,553 |
| 30 | 0.80% | ¥79,697 | ¥28,690,741 | ¥3,190,741 |
| 30 | 0.90% | ¥80,852 | ¥29,106,728 | ¥3,606,728 |
| 30 | 1.00% | ¥82,018 | ¥29,526,508 | ¥4,026,508 |
| 30 | 1.10% | ¥83,195 | ¥29,950,074 | ¥4,450,074 |
| 30 | 1.20% | ¥84,382 | ¥30,377,418 | ¥4,877,418 |
| 30 | 1.30% | ¥85,579 | ¥30,808,532 | ¥5,308,532 |
| 30 | 1.40% | ¥86,787 | ¥31,243,408 | ¥5,743,408 |
| 30 | 1.50% | ¥88,006 | ¥31,682,035 | ¥6,182,035 |
| 30 | 1.60% | ¥89,234 | ¥32,124,404 | ¥6,624,404 |
| 30 | 1.70% | ¥90,474 | ¥32,570,503 | ¥7,070,503 |
| 30 | 1.80% | ¥91,723 | ¥33,020,322 | ¥7,520,322 |
| 30 | 1.90% | ¥92,983 | ¥33,473,848 | ¥7,973,848 |
| 30 | 2.00% | ¥94,253 | ¥33,931,068 | ¥8,431,068 |
| 30 | 2.10% | ¥95,533 | ¥34,391,969 | ¥8,891,969 |
| 30 | 2.20% | ¥96,824 | ¥34,856,537 | ¥9,356,537 |
| 30 | 2.30% | ¥98,124 | ¥35,324,758 | ¥9,824,758 |
| 30 | 2.40% | ¥99,435 | ¥35,796,617 | ¥10,296,617 |
| 30 | 2.50% | ¥100,756 | ¥36,272,099 | ¥10,772,099 |
| 30 | 2.60% | ¥102,087 | ¥36,751,186 | ¥11,251,186 |
| 30 | 2.70% | ¥103,427 | ¥37,233,862 | ¥11,733,862 |
| 30 | 2.80% | ¥104,778 | ¥37,720,110 | ¥12,220,110 |
| 30 | 2.90% | ¥106,139 | ¥38,209,912 | ¥12,709,912 |
| 30 | 3.00% | ¥107,509 | ¥38,703,250 | ¥13,203,250 |
2550万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥92,679 | ¥27,803,713 | ¥2,303,713 |
| 25 | 0.80% | ¥93,811 | ¥28,143,414 | ¥2,643,414 |
| 25 | 0.90% | ¥94,953 | ¥28,485,759 | ¥2,985,759 |
| 25 | 1.00% | ¥96,102 | ¥28,830,743 | ¥3,330,743 |
| 25 | 1.10% | ¥97,261 | ¥29,178,363 | ¥3,678,363 |
| 25 | 1.20% | ¥98,429 | ¥29,528,616 | ¥4,028,616 |
| 25 | 1.30% | ¥99,605 | ¥29,881,498 | ¥4,381,498 |
| 25 | 1.40% | ¥100,790 | ¥30,237,004 | ¥4,737,004 |
| 25 | 1.50% | ¥101,984 | ¥30,595,129 | ¥5,095,129 |
| 25 | 1.60% | ¥103,186 | ¥30,955,868 | ¥5,455,868 |
| 25 | 1.70% | ¥104,397 | ¥31,319,217 | ¥5,819,217 |
| 25 | 1.80% | ¥105,617 | ¥31,685,168 | ¥6,185,168 |
| 25 | 1.90% | ¥106,846 | ¥32,053,717 | ¥6,553,717 |
| 25 | 2.00% | ¥108,083 | ¥32,424,857 | ¥6,924,857 |
| 25 | 2.10% | ¥109,329 | ¥32,798,581 | ¥7,298,581 |
| 25 | 2.20% | ¥110,583 | ¥33,174,883 | ¥7,674,883 |
| 25 | 2.30% | ¥111,846 | ¥33,553,755 | ¥8,053,755 |
| 25 | 2.40% | ¥113,117 | ¥33,935,190 | ¥8,435,190 |
| 25 | 2.50% | ¥114,397 | ¥34,319,180 | ¥8,819,180 |
| 25 | 2.60% | ¥115,686 | ¥34,705,717 | ¥9,205,717 |
| 25 | 2.70% | ¥116,983 | ¥35,094,793 | ¥9,594,793 |
| 25 | 2.80% | ¥118,288 | ¥35,486,399 | ¥9,986,399 |
| 25 | 2.90% | ¥119,602 | ¥35,880,526 | ¥10,380,526 |
| 25 | 3.00% | ¥120,924 | ¥36,277,166 | ¥10,777,166 |
2550万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥113,892 | ¥27,334,061 | ¥1,834,061 |
| 20 | 0.80% | ¥115,012 | ¥27,602,858 | ¥2,102,858 |
| 20 | 0.90% | ¥116,139 | ¥27,873,348 | ¥2,373,348 |
| 20 | 1.00% | ¥117,273 | ¥28,145,532 | ¥2,645,532 |
| 20 | 1.10% | ¥118,414 | ¥28,419,406 | ¥2,919,406 |
| 20 | 1.20% | ¥119,562 | ¥28,694,970 | ¥3,194,970 |
| 20 | 1.30% | ¥120,718 | ¥28,972,221 | ¥3,472,221 |
| 20 | 1.40% | ¥121,880 | ¥29,251,158 | ¥3,751,158 |
| 20 | 1.50% | ¥123,049 | ¥29,531,779 | ¥4,031,779 |
| 20 | 1.60% | ¥124,225 | ¥29,814,082 | ¥4,314,082 |
| 20 | 1.70% | ¥125,409 | ¥30,098,063 | ¥4,598,063 |
| 20 | 1.80% | ¥126,599 | ¥30,383,722 | ¥4,883,722 |
| 20 | 1.90% | ¥127,796 | ¥30,671,055 | ¥5,171,055 |
| 20 | 2.00% | ¥129,000 | ¥30,960,060 | ¥5,460,060 |
| 20 | 2.10% | ¥130,211 | ¥31,250,734 | ¥5,750,734 |
| 20 | 2.20% | ¥131,429 | ¥31,543,073 | ¥6,043,073 |
| 20 | 2.30% | ¥132,654 | ¥31,837,076 | ¥6,337,076 |
| 20 | 2.40% | ¥133,886 | ¥32,132,738 | ¥6,632,738 |
| 20 | 2.50% | ¥135,125 | ¥32,430,057 | ¥6,930,057 |
| 20 | 2.60% | ¥136,371 | ¥32,729,029 | ¥7,229,029 |
| 20 | 2.70% | ¥137,624 | ¥33,029,650 | ¥7,529,650 |
| 20 | 2.80% | ¥138,883 | ¥33,331,917 | ¥7,831,917 |
| 20 | 2.90% | ¥140,149 | ¥33,635,826 | ¥8,135,826 |
| 20 | 3.00% | ¥141,422 | ¥33,941,373 | ¥8,441,373 |
2550万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥149,276 | ¥26,869,604 | ¥1,369,604 |
| 15 | 0.80% | ¥150,384 | ¥27,069,082 | ¥1,569,082 |
| 15 | 0.90% | ¥151,497 | ¥27,269,513 | ¥1,769,513 |
| 15 | 1.00% | ¥152,616 | ¥27,470,898 | ¥1,970,898 |
| 15 | 1.10% | ¥153,740 | ¥27,673,236 | ¥2,173,236 |
| 15 | 1.20% | ¥154,870 | ¥27,876,526 | ¥2,376,526 |
| 15 | 1.30% | ¥156,004 | ¥28,080,768 | ¥2,580,768 |
| 15 | 1.40% | ¥157,144 | ¥28,285,961 | ¥2,785,961 |
| 15 | 1.50% | ¥158,289 | ¥28,492,105 | ¥2,992,105 |
| 15 | 1.60% | ¥159,440 | ¥28,699,198 | ¥3,199,198 |
| 15 | 1.70% | ¥160,596 | ¥28,907,239 | ¥3,407,239 |
| 15 | 1.80% | ¥161,757 | ¥29,116,229 | ¥3,616,229 |
| 15 | 1.90% | ¥162,923 | ¥29,326,166 | ¥3,826,166 |
| 15 | 2.00% | ¥164,095 | ¥29,537,049 | ¥4,037,049 |
| 15 | 2.10% | ¥165,272 | ¥29,748,878 | ¥4,248,878 |
| 15 | 2.20% | ¥166,454 | ¥29,961,651 | ¥4,461,651 |
| 15 | 2.30% | ¥167,641 | ¥30,175,367 | ¥4,675,367 |
| 15 | 2.40% | ¥168,833 | ¥30,390,025 | ¥4,890,025 |
| 15 | 2.50% | ¥170,031 | ¥30,605,625 | ¥5,105,625 |
| 15 | 2.60% | ¥171,234 | ¥30,822,164 | ¥5,322,164 |
| 15 | 2.70% | ¥172,442 | ¥31,039,642 | ¥5,539,642 |
| 15 | 2.80% | ¥173,656 | ¥31,258,058 | ¥5,758,058 |
| 15 | 2.90% | ¥174,875 | ¥31,477,410 | ¥5,977,410 |
| 15 | 3.00% | ¥176,098 | ¥31,697,697 | ¥6,197,697 |
2550万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥220,086 | ¥26,410,345 | ¥910,345 |
| 10 | 0.80% | ¥221,184 | ¥26,542,093 | ¥1,042,093 |
| 10 | 0.90% | ¥222,286 | ¥26,674,265 | ¥1,174,265 |
| 10 | 1.00% | ¥223,391 | ¥26,806,861 | ¥1,306,861 |
| 10 | 1.10% | ¥224,499 | ¥26,939,881 | ¥1,439,881 |
| 10 | 1.20% | ¥225,611 | ¥27,073,325 | ¥1,573,325 |
| 10 | 1.30% | ¥226,727 | ¥27,207,193 | ¥1,707,193 |
| 10 | 1.40% | ¥227,846 | ¥27,341,484 | ¥1,841,484 |
| 10 | 1.50% | ¥228,968 | ¥27,476,199 | ¥1,976,199 |
| 10 | 1.60% | ¥230,094 | ¥27,611,337 | ¥2,111,337 |
| 10 | 1.70% | ¥231,224 | ¥27,746,898 | ¥2,246,898 |
| 10 | 1.80% | ¥232,357 | ¥27,882,882 | ¥2,382,882 |
| 10 | 1.90% | ¥233,494 | ¥28,019,288 | ¥2,519,288 |
| 10 | 2.00% | ¥234,634 | ¥28,156,117 | ¥2,656,117 |
| 10 | 2.10% | ¥235,778 | ¥28,293,368 | ¥2,793,368 |
| 10 | 2.20% | ¥236,925 | ¥28,431,041 | ¥2,931,041 |
| 10 | 2.30% | ¥238,076 | ¥28,569,136 | ¥3,069,136 |
| 10 | 2.40% | ¥239,230 | ¥28,707,652 | ¥3,207,652 |
| 10 | 2.50% | ¥240,388 | ¥28,846,590 | ¥3,346,590 |
| 10 | 2.60% | ¥241,550 | ¥28,985,949 | ¥3,485,949 |
| 10 | 2.70% | ¥242,714 | ¥29,125,728 | ¥3,625,728 |
| 10 | 2.80% | ¥243,883 | ¥29,265,928 | ¥3,765,928 |
| 10 | 2.90% | ¥245,055 | ¥29,406,548 | ¥3,906,548 |
| 10 | 3.00% | ¥246,230 | ¥29,547,588 | ¥4,047,588 |
