2560万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2560万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2560万円の住宅ローン｜期間・年数別
2560万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥50,580 | ¥30,348,192 | ¥4,748,192 |
| 50 | 0.80% | ¥51,781 | ¥31,068,846 | ¥5,468,846 |
| 50 | 0.90% | ¥53,000 | ¥31,799,988 | ¥6,199,988 |
| 50 | 1.00% | ¥54,236 | ¥32,541,570 | ¥6,941,570 |
| 50 | 1.10% | ¥55,489 | ¥33,293,543 | ¥7,693,543 |
| 50 | 1.20% | ¥56,760 | ¥34,055,852 | ¥8,455,852 |
| 50 | 1.30% | ¥58,047 | ¥34,828,436 | ¥9,228,436 |
| 50 | 1.40% | ¥59,352 | ¥35,611,231 | ¥10,011,231 |
| 50 | 1.50% | ¥60,674 | ¥36,404,166 | ¥10,804,166 |
| 50 | 1.60% | ¥62,012 | ¥37,207,170 | ¥11,607,170 |
| 50 | 1.70% | ¥63,367 | ¥38,020,163 | ¥12,420,163 |
| 50 | 1.80% | ¥64,738 | ¥38,843,064 | ¥13,243,064 |
| 50 | 1.90% | ¥66,126 | ¥39,675,787 | ¥14,075,787 |
| 50 | 2.00% | ¥67,530 | ¥40,518,241 | ¥14,918,241 |
| 50 | 2.10% | ¥68,951 | ¥41,370,332 | ¥15,770,332 |
| 50 | 2.20% | ¥70,387 | ¥42,231,965 | ¥16,631,965 |
| 50 | 2.30% | ¥71,838 | ¥43,103,037 | ¥17,503,037 |
| 50 | 2.40% | ¥73,306 | ¥43,983,444 | ¥18,383,444 |
| 50 | 2.50% | ¥74,788 | ¥44,873,081 | ¥19,273,081 |
| 50 | 2.60% | ¥76,286 | ¥45,771,835 | ¥20,171,835 |
| 50 | 2.70% | ¥77,799 | ¥46,679,596 | ¥21,079,596 |
| 50 | 2.80% | ¥79,327 | ¥47,596,246 | ¥21,996,246 |
| 50 | 2.90% | ¥80,869 | ¥48,521,669 | ¥22,921,669 |
| 50 | 3.00% | ¥82,426 | ¥49,455,744 | ¥23,855,744 |
2560万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥55,279 | ¥29,850,735 | ¥4,250,735 |
| 45 | 0.80% | ¥56,467 | ¥30,492,326 | ¥4,892,326 |
| 45 | 0.90% | ¥57,671 | ¥31,142,436 | ¥5,542,436 |
| 45 | 1.00% | ¥58,891 | ¥31,801,036 | ¥6,201,036 |
| 45 | 1.10% | ¥60,126 | ¥32,468,093 | ¥6,868,093 |
| 45 | 1.20% | ¥61,377 | ¥33,143,569 | ¥7,543,569 |
| 45 | 1.30% | ¥62,643 | ¥33,827,425 | ¥8,227,425 |
| 45 | 1.40% | ¥63,925 | ¥34,519,618 | ¥8,919,618 |
| 45 | 1.50% | ¥65,222 | ¥35,220,101 | ¥9,620,101 |
| 45 | 1.60% | ¥66,535 | ¥35,928,826 | ¥10,328,826 |
| 45 | 1.70% | ¥67,862 | ¥36,645,741 | ¥11,045,741 |
| 45 | 1.80% | ¥69,205 | ¥37,370,790 | ¥11,770,790 |
| 45 | 1.90% | ¥70,563 | ¥38,103,916 | ¥12,503,916 |
| 45 | 2.00% | ¥71,935 | ¥38,845,058 | ¥13,245,058 |
| 45 | 2.10% | ¥73,323 | ¥39,594,155 | ¥13,994,155 |
| 45 | 2.20% | ¥74,724 | ¥40,351,139 | ¥14,751,139 |
| 45 | 2.30% | ¥76,141 | ¥41,115,943 | ¥15,515,943 |
| 45 | 2.40% | ¥77,571 | ¥41,888,497 | ¥16,288,497 |
| 45 | 2.50% | ¥79,016 | ¥42,668,728 | ¥17,068,728 |
| 45 | 2.60% | ¥80,475 | ¥43,456,562 | ¥17,856,562 |
| 45 | 2.70% | ¥81,948 | ¥44,251,920 | ¥18,651,920 |
| 45 | 2.80% | ¥83,435 | ¥45,054,725 | ¥19,454,725 |
| 45 | 2.90% | ¥84,935 | ¥45,864,896 | ¥20,264,896 |
| 45 | 3.00% | ¥86,449 | ¥46,682,350 | ¥21,082,350 |
2560万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥61,163 | ¥29,358,453 | ¥3,758,453 |
| 40 | 0.80% | ¥62,339 | ¥29,922,541 | ¥4,322,541 |
| 40 | 0.90% | ¥63,528 | ¥30,493,380 | ¥4,893,380 |
| 40 | 1.00% | ¥64,731 | ¥31,070,951 | ¥5,470,951 |
| 40 | 1.10% | ¥65,948 | ¥31,655,231 | ¥6,055,231 |
| 40 | 1.20% | ¥67,180 | ¥32,246,198 | ¥6,646,198 |
| 40 | 1.30% | ¥68,425 | ¥32,843,826 | ¥7,243,826 |
| 40 | 1.40% | ¥69,684 | ¥33,448,089 | ¥7,848,089 |
| 40 | 1.50% | ¥70,956 | ¥34,058,957 | ¥8,458,957 |
| 40 | 1.60% | ¥72,242 | ¥34,676,398 | ¥9,076,398 |
| 40 | 1.70% | ¥73,542 | ¥35,300,381 | ¥9,700,381 |
| 40 | 1.80% | ¥74,856 | ¥35,930,869 | ¥10,330,869 |
| 40 | 1.90% | ¥76,183 | ¥36,567,826 | ¥10,967,826 |
| 40 | 2.00% | ¥77,523 | ¥37,211,215 | ¥11,611,215 |
| 40 | 2.10% | ¥78,877 | ¥37,860,993 | ¥12,260,993 |
| 40 | 2.20% | ¥80,244 | ¥38,517,120 | ¥12,917,120 |
| 40 | 2.30% | ¥81,624 | ¥39,179,552 | ¥13,579,552 |
| 40 | 2.40% | ¥83,017 | ¥39,848,244 | ¥14,248,244 |
| 40 | 2.50% | ¥84,423 | ¥40,523,149 | ¥14,923,149 |
| 40 | 2.60% | ¥85,842 | ¥41,204,218 | ¥15,604,218 |
| 40 | 2.70% | ¥87,274 | ¥41,891,402 | ¥16,291,402 |
| 40 | 2.80% | ¥88,718 | ¥42,584,650 | ¥16,984,650 |
| 40 | 2.90% | ¥90,175 | ¥43,283,909 | ¥17,683,909 |
| 40 | 3.00% | ¥91,644 | ¥43,989,126 | ¥18,389,126 |
2560万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥68,741 | ¥28,871,354 | ¥3,271,354 |
| 35 | 0.80% | ¥69,904 | ¥29,359,512 | ¥3,759,512 |
| 35 | 0.90% | ¥71,078 | ¥29,852,851 | ¥4,252,851 |
| 35 | 1.00% | ¥72,265 | ¥30,351,358 | ¥4,751,358 |
| 35 | 1.10% | ¥73,464 | ¥30,855,023 | ¥5,255,023 |
| 35 | 1.20% | ¥74,676 | ¥31,363,830 | ¥5,763,830 |
| 35 | 1.30% | ¥75,899 | ¥31,877,764 | ¥6,277,764 |
| 35 | 1.40% | ¥77,135 | ¥32,396,811 | ¥6,796,811 |
| 35 | 1.50% | ¥78,383 | ¥32,920,951 | ¥7,320,951 |
| 35 | 1.60% | ¥79,643 | ¥33,450,167 | ¥7,850,167 |
| 35 | 1.70% | ¥80,915 | ¥33,984,438 | ¥8,384,438 |
| 35 | 1.80% | ¥82,199 | ¥34,523,745 | ¥8,923,745 |
| 35 | 1.90% | ¥83,495 | ¥35,068,064 | ¥9,468,064 |
| 35 | 2.00% | ¥84,803 | ¥35,617,373 | ¥10,017,373 |
| 35 | 2.10% | ¥86,123 | ¥36,171,648 | ¥10,571,648 |
| 35 | 2.20% | ¥87,454 | ¥36,730,863 | ¥11,130,863 |
| 35 | 2.30% | ¥88,798 | ¥37,294,993 | ¥11,694,993 |
| 35 | 2.40% | ¥90,152 | ¥37,864,010 | ¥12,264,010 |
| 35 | 2.50% | ¥91,519 | ¥38,437,886 | ¥12,837,886 |
| 35 | 2.60% | ¥92,897 | ¥39,016,591 | ¥13,416,591 |
| 35 | 2.70% | ¥94,286 | ¥39,600,096 | ¥14,000,096 |
| 35 | 2.80% | ¥95,687 | ¥40,188,369 | ¥14,588,369 |
| 35 | 2.90% | ¥97,099 | ¥40,781,379 | ¥15,181,379 |
| 35 | 3.00% | ¥98,522 | ¥41,379,092 | ¥15,779,092 |
2560万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥78,860 | ¥28,389,449 | ¥2,789,449 |
| 30 | 0.80% | ¥80,009 | ¥28,803,254 | ¥3,203,254 |
| 30 | 0.90% | ¥81,169 | ¥29,220,872 | ¥3,620,872 |
| 30 | 1.00% | ¥82,340 | ¥29,642,298 | ¥4,042,298 |
| 30 | 1.10% | ¥83,521 | ¥30,067,525 | ¥4,467,525 |
| 30 | 1.20% | ¥84,713 | ¥30,496,545 | ¥4,896,545 |
| 30 | 1.30% | ¥85,915 | ¥30,929,350 | ¥5,329,350 |
| 30 | 1.40% | ¥87,128 | ¥31,365,931 | ¥5,765,931 |
| 30 | 1.50% | ¥88,351 | ¥31,806,279 | ¥6,206,279 |
| 30 | 1.60% | ¥89,584 | ¥32,250,382 | ¥6,650,382 |
| 30 | 1.70% | ¥90,828 | ¥32,698,231 | ¥7,098,231 |
| 30 | 1.80% | ¥92,083 | ¥33,149,813 | ¥7,549,813 |
| 30 | 1.90% | ¥93,348 | ¥33,605,118 | ¥8,005,118 |
| 30 | 2.00% | ¥94,623 | ¥34,064,131 | ¥8,464,131 |
| 30 | 2.10% | ¥95,908 | ¥34,526,839 | ¥8,926,839 |
| 30 | 2.20% | ¥97,203 | ¥34,993,230 | ¥9,393,230 |
| 30 | 2.30% | ¥98,509 | ¥35,463,287 | ¥9,863,287 |
| 30 | 2.40% | ¥99,825 | ¥35,936,996 | ¥10,336,996 |
| 30 | 2.50% | ¥101,151 | ¥36,414,342 | ¥10,814,342 |
| 30 | 2.60% | ¥102,487 | ¥36,895,308 | ¥11,295,308 |
| 30 | 2.70% | ¥103,833 | ¥37,379,877 | ¥11,779,877 |
| 30 | 2.80% | ¥105,189 | ¥37,868,032 | ¥12,268,032 |
| 30 | 2.90% | ¥106,555 | ¥38,359,755 | ¥12,759,755 |
| 30 | 3.00% | ¥107,931 | ¥38,855,028 | ¥13,255,028 |
2560万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥93,042 | ¥27,912,747 | ¥2,312,747 |
| 25 | 0.80% | ¥94,179 | ¥28,253,781 | ¥2,653,781 |
| 25 | 0.90% | ¥95,325 | ¥28,597,467 | ¥2,997,467 |
| 25 | 1.00% | ¥96,479 | ¥28,943,804 | ¥3,343,804 |
| 25 | 1.10% | ¥97,643 | ¥29,292,788 | ¥3,692,788 |
| 25 | 1.20% | ¥98,815 | ¥29,644,415 | ¥4,044,415 |
| 25 | 1.30% | ¥99,996 | ¥29,998,680 | ¥4,398,680 |
| 25 | 1.40% | ¥101,185 | ¥30,355,580 | ¥4,755,580 |
| 25 | 1.50% | ¥102,384 | ¥30,715,110 | ¥5,115,110 |
| 25 | 1.60% | ¥103,591 | ¥31,077,264 | ¥5,477,264 |
| 25 | 1.70% | ¥104,807 | ¥31,442,037 | ¥5,842,037 |
| 25 | 1.80% | ¥106,031 | ¥31,809,424 | ¥6,209,424 |
| 25 | 1.90% | ¥107,265 | ¥32,179,418 | ¥6,579,418 |
| 25 | 2.00% | ¥108,507 | ¥32,552,013 | ¥6,952,013 |
| 25 | 2.10% | ¥109,757 | ¥32,927,203 | ¥7,327,203 |
| 25 | 2.20% | ¥111,017 | ¥33,304,981 | ¥7,704,981 |
| 25 | 2.30% | ¥112,284 | ¥33,685,338 | ¥8,085,338 |
| 25 | 2.40% | ¥113,561 | ¥34,068,269 | ¥8,468,269 |
| 25 | 2.50% | ¥114,846 | ¥34,453,765 | ¥8,853,765 |
| 25 | 2.60% | ¥116,139 | ¥34,841,818 | ¥9,241,818 |
| 25 | 2.70% | ¥117,441 | ¥35,232,420 | ¥9,632,420 |
| 25 | 2.80% | ¥118,752 | ¥35,625,561 | ¥10,025,561 |
| 25 | 2.90% | ¥120,071 | ¥36,021,234 | ¥10,421,234 |
| 25 | 3.00% | ¥121,398 | ¥36,419,429 | ¥10,819,429 |
2560万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥114,339 | ¥27,441,253 | ¥1,841,253 |
| 20 | 0.80% | ¥115,463 | ¥27,711,104 | ¥2,111,104 |
| 20 | 0.90% | ¥116,594 | ¥27,982,656 | ¥2,382,656 |
| 20 | 1.00% | ¥117,733 | ¥28,255,906 | ¥2,655,906 |
| 20 | 1.10% | ¥118,879 | ¥28,530,854 | ¥2,930,854 |
| 20 | 1.20% | ¥120,031 | ¥28,807,499 | ¥3,207,499 |
| 20 | 1.30% | ¥121,191 | ¥29,085,837 | ¥3,485,837 |
| 20 | 1.40% | ¥122,358 | ¥29,365,869 | ¥3,765,869 |
| 20 | 1.50% | ¥123,532 | ¥29,647,590 | ¥4,047,590 |
| 20 | 1.60% | ¥124,712 | ¥29,931,000 | ¥4,331,000 |
| 20 | 1.70% | ¥125,900 | ¥30,216,095 | ¥4,616,095 |
| 20 | 1.80% | ¥127,095 | ¥30,502,874 | ¥4,902,874 |
| 20 | 1.90% | ¥128,297 | ¥30,791,334 | ¥5,191,334 |
| 20 | 2.00% | ¥129,506 | ¥31,081,472 | ¥5,481,472 |
| 20 | 2.10% | ¥130,722 | ¥31,373,286 | ¥5,773,286 |
| 20 | 2.20% | ¥131,945 | ¥31,666,772 | ¥6,066,772 |
| 20 | 2.30% | ¥133,175 | ¥31,961,927 | ¥6,361,927 |
| 20 | 2.40% | ¥134,411 | ¥32,258,749 | ¥6,658,749 |
| 20 | 2.50% | ¥135,655 | ¥32,557,234 | ¥6,957,234 |
| 20 | 2.60% | ¥136,906 | ¥32,857,378 | ¥7,257,378 |
| 20 | 2.70% | ¥138,163 | ¥33,159,178 | ¥7,559,178 |
| 20 | 2.80% | ¥139,428 | ¥33,462,630 | ¥7,862,630 |
| 20 | 2.90% | ¥140,699 | ¥33,767,731 | ¥8,167,731 |
| 20 | 3.00% | ¥141,977 | ¥34,074,476 | ¥8,474,476 |
2560万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥149,861 | ¥26,974,975 | ¥1,374,975 |
| 15 | 0.80% | ¥150,974 | ¥27,175,235 | ¥1,575,235 |
| 15 | 0.90% | ¥152,091 | ¥27,376,452 | ¥1,776,452 |
| 15 | 1.00% | ¥153,215 | ¥27,578,627 | ¥1,978,627 |
| 15 | 1.10% | ¥154,343 | ¥27,781,759 | ¥2,181,759 |
| 15 | 1.20% | ¥155,477 | ¥27,985,846 | ¥2,385,846 |
| 15 | 1.30% | ¥156,616 | ¥28,190,889 | ¥2,590,889 |
| 15 | 1.40% | ¥157,760 | ¥28,396,887 | ¥2,796,887 |
| 15 | 1.50% | ¥158,910 | ¥28,603,838 | ¥3,003,838 |
| 15 | 1.60% | ¥160,065 | ¥28,811,743 | ¥3,211,743 |
| 15 | 1.70% | ¥161,226 | ¥29,020,601 | ¥3,420,601 |
| 15 | 1.80% | ¥162,391 | ¥29,230,410 | ¥3,630,410 |
| 15 | 1.90% | ¥163,562 | ¥29,441,171 | ¥3,841,171 |
| 15 | 2.00% | ¥164,738 | ¥29,652,881 | ¥4,052,881 |
| 15 | 2.10% | ¥165,920 | ¥29,865,540 | ¥4,265,540 |
| 15 | 2.20% | ¥167,106 | ¥30,079,147 | ¥4,479,147 |
| 15 | 2.30% | ¥168,298 | ¥30,293,702 | ¥4,693,702 |
| 15 | 2.40% | ¥169,496 | ¥30,509,202 | ¥4,909,202 |
| 15 | 2.50% | ¥170,698 | ¥30,725,647 | ¥5,125,647 |
| 15 | 2.60% | ¥171,906 | ¥30,943,035 | ¥5,343,035 |
| 15 | 2.70% | ¥173,119 | ¥31,161,366 | ¥5,561,366 |
| 15 | 2.80% | ¥174,337 | ¥31,380,639 | ¥5,780,639 |
| 15 | 2.90% | ¥175,560 | ¥31,600,851 | ¥6,000,851 |
| 15 | 3.00% | ¥176,789 | ¥31,822,002 | ¥6,222,002 |
2560万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥220,949 | ¥26,513,915 | ¥913,915 |
| 10 | 0.80% | ¥222,051 | ¥26,646,180 | ¥1,046,180 |
| 10 | 0.90% | ¥223,157 | ¥26,778,870 | ¥1,178,870 |
| 10 | 1.00% | ¥224,267 | ¥26,911,986 | ¥1,311,986 |
| 10 | 1.10% | ¥225,379 | ¥27,045,528 | ¥1,445,528 |
| 10 | 1.20% | ¥226,496 | ¥27,179,495 | ¥1,579,495 |
| 10 | 1.30% | ¥227,616 | ¥27,313,888 | ¥1,713,888 |
| 10 | 1.40% | ¥228,739 | ¥27,448,706 | ¥1,848,706 |
| 10 | 1.50% | ¥229,866 | ¥27,583,949 | ¥1,983,949 |
| 10 | 1.60% | ¥230,997 | ¥27,719,617 | ¥2,119,617 |
| 10 | 1.70% | ¥232,131 | ¥27,855,709 | ¥2,255,709 |
| 10 | 1.80% | ¥233,269 | ¥27,992,226 | ¥2,392,226 |
| 10 | 1.90% | ¥234,410 | ¥28,129,168 | ¥2,529,168 |
| 10 | 2.00% | ¥235,554 | ¥28,266,533 | ¥2,666,533 |
| 10 | 2.10% | ¥236,703 | ¥28,404,322 | ¥2,804,322 |
| 10 | 2.20% | ¥237,854 | ¥28,542,535 | ¥2,942,535 |
| 10 | 2.30% | ¥239,010 | ¥28,681,172 | ¥3,081,172 |
| 10 | 2.40% | ¥240,169 | ¥28,820,231 | ¥3,220,231 |
| 10 | 2.50% | ¥241,331 | ¥28,959,714 | ¥3,359,714 |
| 10 | 2.60% | ¥242,497 | ¥29,099,619 | ¥3,499,619 |
| 10 | 2.70% | ¥243,666 | ¥29,239,947 | ¥3,639,947 |
| 10 | 2.80% | ¥244,839 | ¥29,380,696 | ¥3,780,696 |
| 10 | 2.90% | ¥246,016 | ¥29,521,868 | ¥3,921,868 |
| 10 | 3.00% | ¥247,196 | ¥29,663,461 | ¥4,063,461 |
