2580万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2580万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2580万円の住宅ローン｜期間・年数別
2580万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥50,975 |
¥30,585,287 |
¥4,785,287 |
| 50 |
0.80% |
¥52,186 |
¥31,311,571 |
¥5,511,571 |
| 50 |
0.90% |
¥53,414 |
¥32,048,425 |
¥6,248,425 |
| 50 |
1.00% |
¥54,660 |
¥32,795,801 |
¥6,995,801 |
| 50 |
1.10% |
¥55,923 |
¥33,553,649 |
¥7,753,649 |
| 50 |
1.20% |
¥57,203 |
¥34,321,913 |
¥8,521,913 |
| 50 |
1.30% |
¥58,501 |
¥35,100,533 |
¥9,300,533 |
| 50 |
1.40% |
¥59,816 |
¥35,889,443 |
¥10,089,443 |
| 50 |
1.50% |
¥61,148 |
¥36,688,574 |
¥10,888,574 |
| 50 |
1.60% |
¥62,496 |
¥37,497,851 |
¥11,697,851 |
| 50 |
1.70% |
¥63,862 |
¥38,317,196 |
¥12,517,196 |
| 50 |
1.80% |
¥65,244 |
¥39,146,526 |
¥13,346,526 |
| 50 |
1.90% |
¥66,643 |
¥39,985,754 |
¥14,185,754 |
| 50 |
2.00% |
¥68,058 |
¥40,834,789 |
¥15,034,789 |
| 50 |
2.10% |
¥69,489 |
¥41,693,538 |
¥15,893,538 |
| 50 |
2.20% |
¥70,937 |
¥42,561,902 |
¥16,761,902 |
| 50 |
2.30% |
¥72,400 |
¥43,439,779 |
¥17,639,779 |
| 50 |
2.40% |
¥73,878 |
¥44,327,065 |
¥18,527,065 |
| 50 |
2.50% |
¥75,373 |
¥45,223,651 |
¥19,423,651 |
| 50 |
2.60% |
¥76,882 |
¥46,129,428 |
¥20,329,428 |
| 50 |
2.70% |
¥78,407 |
¥47,044,280 |
¥21,244,280 |
| 50 |
2.80% |
¥79,947 |
¥47,968,092 |
¥22,168,092 |
| 50 |
2.90% |
¥81,501 |
¥48,900,745 |
¥23,100,745 |
| 50 |
3.00% |
¥83,070 |
¥49,842,117 |
¥24,042,117 |
2580万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥55,711 |
¥30,083,944 |
¥4,283,944 |
| 45 |
0.80% |
¥56,908 |
¥30,730,547 |
¥4,930,547 |
| 45 |
0.90% |
¥58,122 |
¥31,385,736 |
¥5,585,736 |
| 45 |
1.00% |
¥59,351 |
¥32,049,482 |
¥6,249,482 |
| 45 |
1.10% |
¥60,596 |
¥32,721,750 |
¥6,921,750 |
| 45 |
1.20% |
¥61,856 |
¥33,402,503 |
¥7,602,503 |
| 45 |
1.30% |
¥63,133 |
¥34,091,702 |
¥8,291,702 |
| 45 |
1.40% |
¥64,425 |
¥34,789,302 |
¥8,989,302 |
| 45 |
1.50% |
¥65,732 |
¥35,495,258 |
¥9,695,258 |
| 45 |
1.60% |
¥67,055 |
¥36,209,520 |
¥10,409,520 |
| 45 |
1.70% |
¥68,393 |
¥36,932,036 |
¥11,132,036 |
| 45 |
1.80% |
¥69,746 |
¥37,662,749 |
¥11,862,749 |
| 45 |
1.90% |
¥71,114 |
¥38,401,603 |
¥12,601,603 |
| 45 |
2.00% |
¥72,497 |
¥39,148,535 |
¥13,348,535 |
| 45 |
2.10% |
¥73,895 |
¥39,903,484 |
¥14,103,484 |
| 45 |
2.20% |
¥75,308 |
¥40,666,382 |
¥14,866,382 |
| 45 |
2.30% |
¥76,735 |
¥41,437,161 |
¥15,637,161 |
| 45 |
2.40% |
¥78,177 |
¥42,215,751 |
¥16,415,751 |
| 45 |
2.50% |
¥79,633 |
¥43,002,078 |
¥17,202,078 |
| 45 |
2.60% |
¥81,104 |
¥43,796,066 |
¥17,996,066 |
| 45 |
2.70% |
¥82,588 |
¥44,597,638 |
¥18,797,638 |
| 45 |
2.80% |
¥84,087 |
¥45,406,715 |
¥19,606,715 |
| 45 |
2.90% |
¥85,599 |
¥46,223,216 |
¥20,423,216 |
| 45 |
3.00% |
¥87,124 |
¥47,047,056 |
¥21,247,056 |
2580万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥61,641 |
¥29,587,815 |
¥3,787,815 |
| 40 |
0.80% |
¥62,826 |
¥30,156,311 |
¥4,356,311 |
| 40 |
0.90% |
¥64,024 |
¥30,731,610 |
¥4,931,610 |
| 40 |
1.00% |
¥65,237 |
¥31,313,693 |
¥5,513,693 |
| 40 |
1.10% |
¥66,464 |
¥31,902,537 |
¥6,102,537 |
| 40 |
1.20% |
¥67,704 |
¥32,498,121 |
¥6,698,121 |
| 40 |
1.30% |
¥68,959 |
¥33,100,419 |
¥7,300,419 |
| 40 |
1.40% |
¥70,228 |
¥33,709,402 |
¥7,909,402 |
| 40 |
1.50% |
¥71,511 |
¥34,325,042 |
¥8,525,042 |
| 40 |
1.60% |
¥72,807 |
¥34,947,308 |
¥9,147,308 |
| 40 |
1.70% |
¥74,117 |
¥35,576,165 |
¥9,776,165 |
| 40 |
1.80% |
¥75,441 |
¥36,211,579 |
¥10,411,579 |
| 40 |
1.90% |
¥76,778 |
¥36,853,513 |
¥11,053,513 |
| 40 |
2.00% |
¥78,129 |
¥37,501,927 |
¥11,701,927 |
| 40 |
2.10% |
¥79,493 |
¥38,156,782 |
¥12,356,782 |
| 40 |
2.20% |
¥80,871 |
¥38,818,035 |
¥13,018,035 |
| 40 |
2.30% |
¥82,262 |
¥39,485,642 |
¥13,685,642 |
| 40 |
2.40% |
¥83,666 |
¥40,159,558 |
¥14,359,558 |
| 40 |
2.50% |
¥85,083 |
¥40,839,736 |
¥15,039,736 |
| 40 |
2.60% |
¥86,513 |
¥41,526,126 |
¥15,726,126 |
| 40 |
2.70% |
¥87,956 |
¥42,218,679 |
¥16,418,679 |
| 40 |
2.80% |
¥89,411 |
¥42,917,343 |
¥17,117,343 |
| 40 |
2.90% |
¥90,879 |
¥43,622,065 |
¥17,822,065 |
| 40 |
3.00% |
¥92,360 |
¥44,332,791 |
¥18,532,791 |
2580万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥69,278 |
¥29,096,912 |
¥3,296,912 |
| 35 |
0.80% |
¥70,450 |
¥29,588,883 |
¥3,788,883 |
| 35 |
0.90% |
¥71,634 |
¥30,086,076 |
¥4,286,076 |
| 35 |
1.00% |
¥72,830 |
¥30,588,478 |
¥4,788,478 |
| 35 |
1.10% |
¥74,038 |
¥31,096,078 |
¥5,296,078 |
| 35 |
1.20% |
¥75,259 |
¥31,608,860 |
¥5,808,860 |
| 35 |
1.30% |
¥76,492 |
¥32,126,810 |
¥6,326,810 |
| 35 |
1.40% |
¥77,738 |
¥32,649,911 |
¥6,849,911 |
| 35 |
1.50% |
¥78,996 |
¥33,178,146 |
¥7,378,146 |
| 35 |
1.60% |
¥80,265 |
¥33,711,496 |
¥7,911,496 |
| 35 |
1.70% |
¥81,547 |
¥34,249,942 |
¥8,449,942 |
| 35 |
1.80% |
¥82,842 |
¥34,793,461 |
¥8,993,461 |
| 35 |
1.90% |
¥84,148 |
¥35,342,033 |
¥9,542,033 |
| 35 |
2.00% |
¥85,466 |
¥35,895,634 |
¥10,095,634 |
| 35 |
2.10% |
¥86,796 |
¥36,454,239 |
¥10,654,239 |
| 35 |
2.20% |
¥88,138 |
¥37,017,823 |
¥11,217,823 |
| 35 |
2.30% |
¥89,491 |
¥37,586,360 |
¥11,786,360 |
| 35 |
2.40% |
¥90,857 |
¥38,159,822 |
¥12,359,822 |
| 35 |
2.50% |
¥92,234 |
¥38,738,182 |
¥12,938,182 |
| 35 |
2.60% |
¥93,622 |
¥39,321,408 |
¥13,521,408 |
| 35 |
2.70% |
¥95,023 |
¥39,909,471 |
¥14,109,471 |
| 35 |
2.80% |
¥96,434 |
¥40,502,341 |
¥14,702,341 |
| 35 |
2.90% |
¥97,857 |
¥41,099,983 |
¥15,299,983 |
| 35 |
3.00% |
¥99,291 |
¥41,702,367 |
¥15,902,367 |
2580万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥79,476 |
¥28,611,242 |
¥2,811,242 |
| 30 |
0.80% |
¥80,634 |
¥29,028,279 |
¥3,228,279 |
| 30 |
0.90% |
¥81,803 |
¥29,449,160 |
¥3,649,160 |
| 30 |
1.00% |
¥82,983 |
¥29,873,879 |
¥4,073,879 |
| 30 |
1.10% |
¥84,173 |
¥30,302,428 |
¥4,502,428 |
| 30 |
1.20% |
¥85,374 |
¥30,734,800 |
¥4,934,800 |
| 30 |
1.30% |
¥86,586 |
¥31,170,986 |
¥5,370,986 |
| 30 |
1.40% |
¥87,808 |
¥31,610,978 |
¥5,810,978 |
| 30 |
1.50% |
¥89,041 |
¥32,054,765 |
¥6,254,765 |
| 30 |
1.60% |
¥90,284 |
¥32,502,338 |
¥6,702,338 |
| 30 |
1.70% |
¥91,538 |
¥32,953,686 |
¥7,153,686 |
| 30 |
1.80% |
¥92,802 |
¥33,408,796 |
¥7,608,796 |
| 30 |
1.90% |
¥94,077 |
¥33,867,658 |
¥8,067,658 |
| 30 |
2.00% |
¥95,362 |
¥34,330,257 |
¥8,530,257 |
| 30 |
2.10% |
¥96,657 |
¥34,796,580 |
¥8,996,580 |
| 30 |
2.20% |
¥97,963 |
¥35,266,614 |
¥9,466,614 |
| 30 |
2.30% |
¥99,279 |
¥35,740,344 |
¥9,940,344 |
| 30 |
2.40% |
¥100,605 |
¥36,217,754 |
¥10,417,754 |
| 30 |
2.50% |
¥101,941 |
¥36,698,829 |
¥10,898,829 |
| 30 |
2.60% |
¥103,288 |
¥37,183,552 |
¥11,383,552 |
| 30 |
2.70% |
¥104,644 |
¥37,671,907 |
¥11,871,907 |
| 30 |
2.80% |
¥106,011 |
¥38,163,876 |
¥12,363,876 |
| 30 |
2.90% |
¥107,387 |
¥38,659,441 |
¥12,859,441 |
| 30 |
3.00% |
¥108,774 |
¥39,158,583 |
¥13,358,583 |
2580万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥93,769 |
¥28,130,815 |
¥2,330,815 |
| 25 |
0.80% |
¥94,915 |
¥28,474,513 |
¥2,674,513 |
| 25 |
0.90% |
¥96,070 |
¥28,820,885 |
¥3,020,885 |
| 25 |
1.00% |
¥97,233 |
¥29,169,928 |
¥3,369,928 |
| 25 |
1.10% |
¥98,405 |
¥29,521,638 |
¥3,721,638 |
| 25 |
1.20% |
¥99,587 |
¥29,876,012 |
¥4,076,012 |
| 25 |
1.30% |
¥100,777 |
¥30,233,045 |
¥4,433,045 |
| 25 |
1.40% |
¥101,976 |
¥30,592,733 |
¥4,792,733 |
| 25 |
1.50% |
¥103,184 |
¥30,955,072 |
¥5,155,072 |
| 25 |
1.60% |
¥104,400 |
¥31,320,055 |
¥5,520,055 |
| 25 |
1.70% |
¥105,626 |
¥31,687,678 |
¥5,887,678 |
| 25 |
1.80% |
¥106,860 |
¥32,057,935 |
¥6,257,935 |
| 25 |
1.90% |
¥108,103 |
¥32,430,820 |
¥6,630,820 |
| 25 |
2.00% |
¥109,354 |
¥32,806,326 |
¥7,006,326 |
| 25 |
2.10% |
¥110,615 |
¥33,184,447 |
¥7,384,447 |
| 25 |
2.20% |
¥111,884 |
¥33,565,176 |
¥7,765,176 |
| 25 |
2.30% |
¥113,162 |
¥33,948,505 |
¥8,148,505 |
| 25 |
2.40% |
¥114,448 |
¥34,334,428 |
¥8,534,428 |
| 25 |
2.50% |
¥115,743 |
¥34,722,935 |
¥8,922,935 |
| 25 |
2.60% |
¥117,047 |
¥35,114,020 |
¥9,314,020 |
| 25 |
2.70% |
¥118,359 |
¥35,507,673 |
¥9,707,673 |
| 25 |
2.80% |
¥119,680 |
¥35,903,886 |
¥10,103,886 |
| 25 |
2.90% |
¥121,009 |
¥36,302,650 |
¥10,502,650 |
| 25 |
3.00% |
¥122,347 |
¥36,703,956 |
¥10,903,956 |
2580万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥115,232 |
¥27,655,638 |
¥1,855,638 |
| 20 |
0.80% |
¥116,365 |
¥27,927,597 |
¥2,127,597 |
| 20 |
0.90% |
¥117,505 |
¥28,201,270 |
¥2,401,270 |
| 20 |
1.00% |
¥118,653 |
¥28,476,655 |
¥2,676,655 |
| 20 |
1.10% |
¥119,807 |
¥28,753,752 |
¥2,953,752 |
| 20 |
1.20% |
¥120,969 |
¥29,032,557 |
¥3,232,557 |
| 20 |
1.30% |
¥122,138 |
¥29,313,071 |
¥3,513,071 |
| 20 |
1.40% |
¥123,314 |
¥29,595,289 |
¥3,795,289 |
| 20 |
1.50% |
¥124,497 |
¥29,879,212 |
¥4,079,212 |
| 20 |
1.60% |
¥125,687 |
¥30,164,835 |
¥4,364,835 |
| 20 |
1.70% |
¥126,884 |
¥30,452,158 |
¥4,652,158 |
| 20 |
1.80% |
¥128,088 |
¥30,741,178 |
¥4,941,178 |
| 20 |
1.90% |
¥129,300 |
¥31,031,891 |
¥5,231,891 |
| 20 |
2.00% |
¥130,518 |
¥31,324,296 |
¥5,524,296 |
| 20 |
2.10% |
¥131,743 |
¥31,618,389 |
¥5,818,389 |
| 20 |
2.20% |
¥132,976 |
¥31,914,168 |
¥6,114,168 |
| 20 |
2.30% |
¥134,215 |
¥32,211,630 |
¥6,411,630 |
| 20 |
2.40% |
¥135,462 |
¥32,510,771 |
¥6,710,771 |
| 20 |
2.50% |
¥136,715 |
¥32,811,587 |
¥7,011,587 |
| 20 |
2.60% |
¥137,975 |
¥33,114,076 |
¥7,314,076 |
| 20 |
2.70% |
¥139,243 |
¥33,418,234 |
¥7,618,234 |
| 20 |
2.80% |
¥140,517 |
¥33,724,057 |
¥7,924,057 |
| 20 |
2.90% |
¥141,798 |
¥34,031,542 |
¥8,231,542 |
| 20 |
3.00% |
¥143,086 |
¥34,340,683 |
¥8,540,683 |
2580万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥151,032 |
¥27,185,717 |
¥1,385,717 |
| 15 |
0.80% |
¥152,153 |
¥27,387,541 |
¥1,587,541 |
| 15 |
0.90% |
¥153,280 |
¥27,590,331 |
¥1,790,331 |
| 15 |
1.00% |
¥154,412 |
¥27,794,085 |
¥1,994,085 |
| 15 |
1.10% |
¥155,549 |
¥27,998,804 |
¥2,198,804 |
| 15 |
1.20% |
¥156,692 |
¥28,204,486 |
¥2,404,486 |
| 15 |
1.30% |
¥157,840 |
¥28,411,130 |
¥2,611,130 |
| 15 |
1.40% |
¥158,993 |
¥28,618,737 |
¥2,818,737 |
| 15 |
1.50% |
¥160,152 |
¥28,827,306 |
¥3,027,306 |
| 15 |
1.60% |
¥161,316 |
¥29,036,835 |
¥3,236,835 |
| 15 |
1.70% |
¥162,485 |
¥29,247,325 |
¥3,447,325 |
| 15 |
1.80% |
¥163,660 |
¥29,458,773 |
¥3,658,773 |
| 15 |
1.90% |
¥164,840 |
¥29,671,180 |
¥3,871,180 |
| 15 |
2.00% |
¥166,025 |
¥29,884,544 |
¥4,084,544 |
| 15 |
2.10% |
¥167,216 |
¥30,098,865 |
¥4,298,865 |
| 15 |
2.20% |
¥168,412 |
¥30,314,141 |
¥4,514,141 |
| 15 |
2.30% |
¥169,613 |
¥30,530,371 |
¥4,730,371 |
| 15 |
2.40% |
¥170,820 |
¥30,747,555 |
¥4,947,555 |
| 15 |
2.50% |
¥172,032 |
¥30,965,691 |
¥5,165,691 |
| 15 |
2.60% |
¥173,249 |
¥31,184,778 |
¥5,384,778 |
| 15 |
2.70% |
¥174,471 |
¥31,404,815 |
¥5,604,815 |
| 15 |
2.80% |
¥175,699 |
¥31,625,800 |
¥5,825,800 |
| 15 |
2.90% |
¥176,932 |
¥31,847,733 |
¥6,047,733 |
| 15 |
3.00% |
¥178,170 |
¥32,070,611 |
¥6,270,611 |
2580万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥222,675 |
¥26,721,055 |
¥921,055 |
| 10 |
0.80% |
¥223,786 |
¥26,854,353 |
¥1,054,353 |
| 10 |
0.90% |
¥224,901 |
¥26,988,080 |
¥1,188,080 |
| 10 |
1.00% |
¥226,019 |
¥27,122,236 |
¥1,322,236 |
| 10 |
1.10% |
¥227,140 |
¥27,256,821 |
¥1,456,821 |
| 10 |
1.20% |
¥228,265 |
¥27,391,835 |
¥1,591,835 |
| 10 |
1.30% |
¥229,394 |
¥27,527,278 |
¥1,727,278 |
| 10 |
1.40% |
¥230,526 |
¥27,663,149 |
¥1,863,149 |
| 10 |
1.50% |
¥231,662 |
¥27,799,448 |
¥1,999,448 |
| 10 |
1.60% |
¥232,801 |
¥27,936,176 |
¥2,136,176 |
| 10 |
1.70% |
¥233,944 |
¥28,073,332 |
¥2,273,332 |
| 10 |
1.80% |
¥235,091 |
¥28,210,915 |
¥2,410,915 |
| 10 |
1.90% |
¥236,241 |
¥28,348,927 |
¥2,548,927 |
| 10 |
2.00% |
¥237,395 |
¥28,487,365 |
¥2,687,365 |
| 10 |
2.10% |
¥238,552 |
¥28,626,231 |
¥2,826,231 |
| 10 |
2.20% |
¥239,713 |
¥28,765,524 |
¥2,965,524 |
| 10 |
2.30% |
¥240,877 |
¥28,905,243 |
¥3,105,243 |
| 10 |
2.40% |
¥242,045 |
¥29,045,389 |
¥3,245,389 |
| 10 |
2.50% |
¥243,216 |
¥29,185,962 |
¥3,385,962 |
| 10 |
2.60% |
¥244,391 |
¥29,326,960 |
¥3,526,960 |
| 10 |
2.70% |
¥245,570 |
¥29,468,384 |
¥3,668,384 |
| 10 |
2.80% |
¥246,752 |
¥29,610,233 |
¥3,810,233 |
| 10 |
2.90% |
¥247,938 |
¥29,752,507 |
¥3,952,507 |
| 10 |
3.00% |
¥249,127 |
¥29,895,207 |
¥4,095,207 |
