2620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2620万円の住宅ローン｜期間・年数別
2620万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥51,766 | ¥31,059,477 | ¥4,859,477 |
| 50 | 0.80% | ¥52,995 | ¥31,797,022 | ¥5,597,022 |
| 50 | 0.90% | ¥54,242 | ¥32,545,300 | ¥6,345,300 |
| 50 | 1.00% | ¥55,507 | ¥33,304,263 | ¥7,104,263 |
| 50 | 1.10% | ¥56,790 | ¥34,073,861 | ¥7,873,861 |
| 50 | 1.20% | ¥58,090 | ¥34,854,036 | ¥8,654,036 |
| 50 | 1.30% | ¥59,408 | ¥35,644,728 | ¥9,444,728 |
| 50 | 1.40% | ¥60,743 | ¥36,445,869 | ¥10,245,869 |
| 50 | 1.50% | ¥62,096 | ¥37,257,389 | ¥11,057,389 |
| 50 | 1.60% | ¥63,465 | ¥38,079,213 | ¥11,879,213 |
| 50 | 1.70% | ¥64,852 | ¥38,911,261 | ¥12,711,261 |
| 50 | 1.80% | ¥66,256 | ¥39,753,449 | ¥13,553,449 |
| 50 | 1.90% | ¥67,676 | ¥40,605,688 | ¥14,405,688 |
| 50 | 2.00% | ¥69,113 | ¥41,467,887 | ¥15,267,887 |
| 50 | 2.10% | ¥70,567 | ¥42,339,950 | ¥16,139,950 |
| 50 | 2.20% | ¥72,036 | ¥43,221,776 | ¥17,021,776 |
| 50 | 2.30% | ¥73,522 | ¥44,113,264 | ¥17,913,264 |
| 50 | 2.40% | ¥75,024 | ¥45,014,306 | ¥18,814,306 |
| 50 | 2.50% | ¥76,541 | ¥45,924,793 | ¥19,724,793 |
| 50 | 2.60% | ¥78,074 | ¥46,844,613 | ¥20,644,613 |
| 50 | 2.70% | ¥79,623 | ¥47,773,649 | ¥21,573,649 |
| 50 | 2.80% | ¥81,186 | ¥48,711,783 | ¥22,511,783 |
| 50 | 2.90% | ¥82,765 | ¥49,658,896 | ¥23,458,896 |
| 50 | 3.00% | ¥84,358 | ¥50,614,863 | ¥24,414,863 |
2620万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥56,575 | ¥30,550,362 | ¥4,350,362 |
| 45 | 0.80% | ¥57,791 | ¥31,206,989 | ¥5,006,989 |
| 45 | 0.90% | ¥59,023 | ¥31,872,337 | ¥5,672,337 |
| 45 | 1.00% | ¥60,271 | ¥32,546,373 | ¥6,346,373 |
| 45 | 1.10% | ¥61,535 | ¥33,229,064 | ¥7,029,064 |
| 45 | 1.20% | ¥62,816 | ¥33,920,371 | ¥7,720,371 |
| 45 | 1.30% | ¥64,112 | ¥34,620,255 | ¥8,420,255 |
| 45 | 1.40% | ¥65,423 | ¥35,328,671 | ¥9,128,671 |
| 45 | 1.50% | ¥66,751 | ¥36,045,572 | ¥9,845,572 |
| 45 | 1.60% | ¥68,094 | ¥36,770,908 | ¥10,570,908 |
| 45 | 1.70% | ¥69,453 | ¥37,504,625 | ¥11,304,625 |
| 45 | 1.80% | ¥70,827 | ¥38,246,668 | ¥12,046,668 |
| 45 | 1.90% | ¥72,217 | ¥38,996,976 | ¥12,796,976 |
| 45 | 2.00% | ¥73,621 | ¥39,755,489 | ¥13,555,489 |
| 45 | 2.10% | ¥75,041 | ¥40,522,143 | ¥14,322,143 |
| 45 | 2.20% | ¥76,476 | ¥41,296,869 | ¥15,096,869 |
| 45 | 2.30% | ¥77,925 | ¥42,079,598 | ¥15,879,598 |
| 45 | 2.40% | ¥79,389 | ¥42,870,259 | ¥16,670,259 |
| 45 | 2.50% | ¥80,868 | ¥43,668,777 | ¥17,468,777 |
| 45 | 2.60% | ¥82,361 | ¥44,475,075 | ¥18,275,075 |
| 45 | 2.70% | ¥83,869 | ¥45,289,075 | ¥19,089,075 |
| 45 | 2.80% | ¥85,390 | ¥46,110,696 | ¥19,910,696 |
| 45 | 2.90% | ¥86,926 | ¥46,939,855 | ¥20,739,855 |
| 45 | 3.00% | ¥88,475 | ¥47,776,467 | ¥21,576,467 |
2620万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥62,597 | ¥30,046,541 | ¥3,846,541 |
| 40 | 0.80% | ¥63,800 | ¥30,623,851 | ¥4,423,851 |
| 40 | 0.90% | ¥65,017 | ¥31,208,069 | ¥5,008,069 |
| 40 | 1.00% | ¥66,248 | ¥31,799,176 | ¥5,599,176 |
| 40 | 1.10% | ¥67,494 | ¥32,397,150 | ¥6,197,150 |
| 40 | 1.20% | ¥68,754 | ¥33,001,968 | ¥6,801,968 |
| 40 | 1.30% | ¥70,028 | ¥33,613,604 | ¥7,413,604 |
| 40 | 1.40% | ¥71,317 | ¥34,232,029 | ¥8,032,029 |
| 40 | 1.50% | ¥72,619 | ¥34,857,214 | ¥8,657,214 |
| 40 | 1.60% | ¥73,936 | ¥35,489,126 | ¥9,289,126 |
| 40 | 1.70% | ¥75,266 | ¥36,127,733 | ¥9,927,733 |
| 40 | 1.80% | ¥76,610 | ¥36,772,999 | ¥10,572,999 |
| 40 | 1.90% | ¥77,969 | ¥37,424,885 | ¥11,224,885 |
| 40 | 2.00% | ¥79,340 | ¥38,083,352 | ¥11,883,352 |
| 40 | 2.10% | ¥80,726 | ¥38,748,360 | ¥12,548,360 |
| 40 | 2.20% | ¥82,125 | ¥39,419,865 | ¥13,219,865 |
| 40 | 2.30% | ¥83,537 | ¥40,097,823 | ¥13,897,823 |
| 40 | 2.40% | ¥84,963 | ¥40,782,187 | ¥14,582,187 |
| 40 | 2.50% | ¥86,402 | ¥41,472,910 | ¥15,272,910 |
| 40 | 2.60% | ¥87,854 | ¥42,169,942 | ¥15,969,942 |
| 40 | 2.70% | ¥89,319 | ¥42,873,232 | ¥16,673,232 |
| 40 | 2.80% | ¥90,797 | ¥43,582,728 | ¥17,382,728 |
| 40 | 2.90% | ¥92,288 | ¥44,298,376 | ¥18,098,376 |
| 40 | 3.00% | ¥93,792 | ¥45,020,121 | ¥18,820,121 |
2620万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥70,352 | ¥29,548,026 | ¥3,348,026 |
| 35 | 0.80% | ¥71,542 | ¥30,047,626 | ¥3,847,626 |
| 35 | 0.90% | ¥72,744 | ¥30,552,527 | ¥4,352,527 |
| 35 | 1.00% | ¥73,959 | ¥31,062,718 | ¥4,862,718 |
| 35 | 1.10% | ¥75,186 | ¥31,578,187 | ¥5,378,187 |
| 35 | 1.20% | ¥76,426 | ¥32,098,919 | ¥5,898,919 |
| 35 | 1.30% | ¥77,678 | ¥32,624,900 | ¥6,424,900 |
| 35 | 1.40% | ¥78,943 | ¥33,156,111 | ¥6,956,111 |
| 35 | 1.50% | ¥80,220 | ¥33,692,536 | ¥7,492,536 |
| 35 | 1.60% | ¥81,510 | ¥34,234,155 | ¥8,034,155 |
| 35 | 1.70% | ¥82,812 | ¥34,780,948 | ¥8,580,948 |
| 35 | 1.80% | ¥84,126 | ¥35,332,895 | ¥9,132,895 |
| 35 | 1.90% | ¥85,452 | ¥35,889,972 | ¥9,689,972 |
| 35 | 2.00% | ¥86,791 | ¥36,452,155 | ¥10,252,155 |
| 35 | 2.10% | ¥88,141 | ¥37,019,421 | ¥10,819,421 |
| 35 | 2.20% | ¥89,504 | ¥37,591,743 | ¥11,391,743 |
| 35 | 2.30% | ¥90,879 | ¥38,169,094 | ¥11,969,094 |
| 35 | 2.40% | ¥92,265 | ¥38,751,448 | ¥12,551,448 |
| 35 | 2.50% | ¥93,664 | ¥39,338,774 | ¥13,138,774 |
| 35 | 2.60% | ¥95,074 | ¥39,931,042 | ¥13,731,042 |
| 35 | 2.70% | ¥96,496 | ¥40,528,223 | ¥14,328,223 |
| 35 | 2.80% | ¥97,929 | ¥41,130,284 | ¥14,930,284 |
| 35 | 2.90% | ¥99,374 | ¥41,737,192 | ¥15,537,192 |
| 35 | 3.00% | ¥100,831 | ¥42,348,915 | ¥16,148,915 |
2620万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥80,708 | ¥29,054,827 | ¥2,854,827 |
| 30 | 0.80% | ¥81,884 | ¥29,478,330 | ¥3,278,330 |
| 30 | 0.90% | ¥83,071 | ¥29,905,736 | ¥3,705,736 |
| 30 | 1.00% | ¥84,270 | ¥30,337,040 | ¥4,137,040 |
| 30 | 1.10% | ¥85,478 | ¥30,772,233 | ¥4,572,233 |
| 30 | 1.20% | ¥86,698 | ¥31,211,308 | ¥5,011,308 |
| 30 | 1.30% | ¥87,928 | ¥31,654,257 | ¥5,454,257 |
| 30 | 1.40% | ¥89,170 | ¥32,101,070 | ¥5,901,070 |
| 30 | 1.50% | ¥90,421 | ¥32,551,738 | ¥6,351,738 |
| 30 | 1.60% | ¥91,684 | ¥33,006,250 | ¥6,806,250 |
| 30 | 1.70% | ¥92,957 | ¥33,464,596 | ¥7,264,596 |
| 30 | 1.80% | ¥94,241 | ¥33,926,762 | ¥7,726,762 |
| 30 | 1.90% | ¥95,535 | ¥34,392,737 | ¥8,192,737 |
| 30 | 2.00% | ¥96,840 | ¥34,862,509 | ¥8,662,509 |
| 30 | 2.10% | ¥98,156 | ¥35,336,062 | ¥9,136,062 |
| 30 | 2.20% | ¥99,482 | ¥35,813,383 | ¥9,613,383 |
| 30 | 2.30% | ¥100,818 | ¥36,294,458 | ¥10,094,458 |
| 30 | 2.40% | ¥102,165 | ¥36,779,270 | ¥10,579,270 |
| 30 | 2.50% | ¥103,522 | ¥37,267,803 | ¥11,067,803 |
| 30 | 2.60% | ¥104,889 | ¥37,760,042 | ¥11,560,042 |
| 30 | 2.70% | ¥106,267 | ¥38,255,968 | ¥12,055,968 |
| 30 | 2.80% | ¥107,654 | ¥38,755,564 | ¥12,555,564 |
| 30 | 2.90% | ¥109,052 | ¥39,258,812 | ¥13,058,812 |
| 30 | 3.00% | ¥110,460 | ¥39,765,692 | ¥13,565,692 |
2620万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥95,223 | ¥28,566,952 | ¥2,366,952 |
| 25 | 0.80% | ¥96,387 | ¥28,915,978 | ¥2,715,978 |
| 25 | 0.90% | ¥97,559 | ¥29,267,721 | ¥3,067,721 |
| 25 | 1.00% | ¥98,741 | ¥29,622,175 | ¥3,422,175 |
| 25 | 1.10% | ¥99,931 | ¥29,979,338 | ¥3,779,338 |
| 25 | 1.20% | ¥101,131 | ¥30,339,206 | ¥4,139,206 |
| 25 | 1.30% | ¥102,339 | ¥30,701,775 | ¥4,501,775 |
| 25 | 1.40% | ¥103,557 | ¥31,067,039 | ¥4,867,039 |
| 25 | 1.50% | ¥104,783 | ¥31,434,995 | ¥5,234,995 |
| 25 | 1.60% | ¥106,019 | ¥31,805,637 | ¥5,605,637 |
| 25 | 1.70% | ¥107,263 | ¥32,178,960 | ¥5,978,960 |
| 25 | 1.80% | ¥108,517 | ¥32,554,957 | ¥6,354,957 |
| 25 | 1.90% | ¥109,779 | ¥32,933,623 | ¥6,733,623 |
| 25 | 2.00% | ¥111,050 | ¥33,314,951 | ¥7,114,951 |
| 25 | 2.10% | ¥112,330 | ¥33,698,934 | ¥7,498,934 |
| 25 | 2.20% | ¥113,619 | ¥34,085,566 | ¥7,885,566 |
| 25 | 2.30% | ¥114,916 | ¥34,474,839 | ¥8,274,839 |
| 25 | 2.40% | ¥116,222 | ¥34,866,744 | ¥8,666,744 |
| 25 | 2.50% | ¥117,538 | ¥35,261,275 | ¥9,061,275 |
| 25 | 2.60% | ¥118,861 | ¥35,658,423 | ¥9,458,423 |
| 25 | 2.70% | ¥120,194 | ¥36,058,180 | ¥9,858,180 |
| 25 | 2.80% | ¥121,535 | ¥36,460,536 | ¥10,260,536 |
| 25 | 2.90% | ¥122,885 | ¥36,865,482 | ¥10,665,482 |
| 25 | 3.00% | ¥124,243 | ¥37,273,009 | ¥11,073,009 |
2620万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥117,018 | ¥28,084,408 | ¥1,884,408 |
| 20 | 0.80% | ¥118,169 | ¥28,360,583 | ¥2,160,583 |
| 20 | 0.90% | ¥119,327 | ¥28,638,499 | ¥2,438,499 |
| 20 | 1.00% | ¥120,492 | ¥28,918,154 | ¥2,718,154 |
| 20 | 1.10% | ¥121,665 | ¥29,199,546 | ¥2,999,546 |
| 20 | 1.20% | ¥122,844 | ¥29,482,675 | ¥3,282,675 |
| 20 | 1.30% | ¥124,031 | ¥29,767,537 | ¥3,567,537 |
| 20 | 1.40% | ¥125,226 | ¥30,054,131 | ¥3,854,131 |
| 20 | 1.50% | ¥126,427 | ¥30,342,455 | ¥4,142,455 |
| 20 | 1.60% | ¥127,635 | ¥30,632,507 | ¥4,432,507 |
| 20 | 1.70% | ¥128,851 | ¥30,924,285 | ¥4,724,285 |
| 20 | 1.80% | ¥130,074 | ¥31,217,785 | ¥5,017,785 |
| 20 | 1.90% | ¥131,304 | ¥31,513,006 | ¥5,313,006 |
| 20 | 2.00% | ¥132,541 | ¥31,809,944 | ¥5,609,944 |
| 20 | 2.10% | ¥133,786 | ¥32,108,597 | ¥5,908,597 |
| 20 | 2.20% | ¥135,037 | ¥32,408,962 | ¥6,208,962 |
| 20 | 2.30% | ¥136,296 | ¥32,711,035 | ¥6,511,035 |
| 20 | 2.40% | ¥137,562 | ¥33,014,813 | ¥6,814,813 |
| 20 | 2.50% | ¥138,835 | ¥33,320,294 | ¥7,120,294 |
| 20 | 2.60% | ¥140,114 | ¥33,627,473 | ¥7,427,473 |
| 20 | 2.70% | ¥141,401 | ¥33,936,346 | ¥7,736,346 |
| 20 | 2.80% | ¥142,695 | ¥34,246,911 | ¥8,046,911 |
| 20 | 2.90% | ¥143,997 | ¥34,559,162 | ¥8,359,162 |
| 20 | 3.00% | ¥145,305 | ¥34,873,097 | ¥8,673,097 |
2620万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥153,373 | ¥27,607,201 | ¥1,407,201 |
| 15 | 0.80% | ¥154,512 | ¥27,812,154 | ¥1,612,154 |
| 15 | 0.90% | ¥155,656 | ¥28,018,088 | ¥1,818,088 |
| 15 | 1.00% | ¥156,806 | ¥28,225,001 | ¥2,025,001 |
| 15 | 1.10% | ¥157,961 | ¥28,432,894 | ¥2,232,894 |
| 15 | 1.20% | ¥159,121 | ¥28,641,764 | ¥2,441,764 |
| 15 | 1.30% | ¥160,287 | ¥28,851,613 | ¥2,651,613 |
| 15 | 1.40% | ¥161,458 | ¥29,062,439 | ¥2,862,439 |
| 15 | 1.50% | ¥162,635 | ¥29,274,241 | ¥3,074,241 |
| 15 | 1.60% | ¥163,817 | ¥29,487,019 | ¥3,287,019 |
| 15 | 1.70% | ¥165,004 | ¥29,700,771 | ¥3,500,771 |
| 15 | 1.80% | ¥166,197 | ¥29,915,498 | ¥3,715,498 |
| 15 | 1.90% | ¥167,396 | ¥30,131,198 | ¥3,931,198 |
| 15 | 2.00% | ¥168,599 | ¥30,347,870 | ¥4,147,870 |
| 15 | 2.10% | ¥169,808 | ¥30,565,514 | ¥4,365,514 |
| 15 | 2.20% | ¥171,023 | ¥30,784,127 | ¥4,584,127 |
| 15 | 2.30% | ¥172,243 | ¥31,003,710 | ¥4,803,710 |
| 15 | 2.40% | ¥173,468 | ¥31,224,261 | ¥5,024,261 |
| 15 | 2.50% | ¥174,699 | ¥31,445,779 | ¥5,245,779 |
| 15 | 2.60% | ¥175,935 | ¥31,668,263 | ¥5,468,263 |
| 15 | 2.70% | ¥177,176 | ¥31,891,711 | ¥5,691,711 |
| 15 | 2.80% | ¥178,423 | ¥32,116,123 | ¥5,916,123 |
| 15 | 2.90% | ¥179,675 | ¥32,341,496 | ¥6,141,496 |
| 15 | 3.00% | ¥180,932 | ¥32,567,830 | ¥6,367,830 |
2620万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥226,128 | ¥27,135,335 | ¥935,335 |
| 10 | 0.80% | ¥227,256 | ¥27,270,700 | ¥1,070,700 |
| 10 | 0.90% | ¥228,387 | ¥27,406,500 | ¥1,206,500 |
| 10 | 1.00% | ¥229,523 | ¥27,542,736 | ¥1,342,736 |
| 10 | 1.10% | ¥230,662 | ¥27,679,407 | ¥1,479,407 |
| 10 | 1.20% | ¥231,804 | ¥27,816,515 | ¥1,616,515 |
| 10 | 1.30% | ¥232,950 | ¥27,954,057 | ¥1,754,057 |
| 10 | 1.40% | ¥234,100 | ¥28,092,035 | ¥1,892,035 |
| 10 | 1.50% | ¥235,254 | ¥28,230,448 | ¥2,030,448 |
| 10 | 1.60% | ¥236,411 | ¥28,369,295 | ¥2,169,295 |
| 10 | 1.70% | ¥237,571 | ¥28,508,577 | ¥2,308,577 |
| 10 | 1.80% | ¥238,736 | ¥28,648,294 | ¥2,448,294 |
| 10 | 1.90% | ¥239,904 | ¥28,788,445 | ¥2,588,445 |
| 10 | 2.00% | ¥241,075 | ¥28,929,030 | ¥2,729,030 |
| 10 | 2.10% | ¥242,250 | ¥29,070,049 | ¥2,870,049 |
| 10 | 2.20% | ¥243,429 | ¥29,211,501 | ¥3,011,501 |
| 10 | 2.30% | ¥244,612 | ¥29,353,387 | ¥3,153,387 |
| 10 | 2.40% | ¥245,798 | ¥29,495,705 | ¥3,295,705 |
| 10 | 2.50% | ¥246,987 | ¥29,638,457 | ¥3,438,457 |
| 10 | 2.60% | ¥248,180 | ¥29,781,641 | ¥3,581,641 |
| 10 | 2.70% | ¥249,377 | ¥29,925,258 | ¥3,725,258 |
| 10 | 2.80% | ¥250,578 | ¥30,069,306 | ¥3,869,306 |
| 10 | 2.90% | ¥251,782 | ¥30,213,786 | ¥4,013,786 |
| 10 | 3.00% | ¥252,989 | ¥30,358,698 | ¥4,158,698 |
