2620万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2620万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2620万円の住宅ローン|期間・年数別
2620万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥51,766 |
¥31,059,477 |
¥4,859,477 |
| 50 |
0.80% |
¥52,995 |
¥31,797,022 |
¥5,597,022 |
| 50 |
0.90% |
¥54,242 |
¥32,545,300 |
¥6,345,300 |
| 50 |
1.00% |
¥55,507 |
¥33,304,263 |
¥7,104,263 |
| 50 |
1.10% |
¥56,790 |
¥34,073,861 |
¥7,873,861 |
| 50 |
1.20% |
¥58,090 |
¥34,854,036 |
¥8,654,036 |
| 50 |
1.30% |
¥59,408 |
¥35,644,728 |
¥9,444,728 |
| 50 |
1.40% |
¥60,743 |
¥36,445,869 |
¥10,245,869 |
| 50 |
1.50% |
¥62,096 |
¥37,257,389 |
¥11,057,389 |
| 50 |
1.60% |
¥63,465 |
¥38,079,213 |
¥11,879,213 |
| 50 |
1.70% |
¥64,852 |
¥38,911,261 |
¥12,711,261 |
| 50 |
1.80% |
¥66,256 |
¥39,753,449 |
¥13,553,449 |
| 50 |
1.90% |
¥67,676 |
¥40,605,688 |
¥14,405,688 |
| 50 |
2.00% |
¥69,113 |
¥41,467,887 |
¥15,267,887 |
| 50 |
2.10% |
¥70,567 |
¥42,339,950 |
¥16,139,950 |
| 50 |
2.20% |
¥72,036 |
¥43,221,776 |
¥17,021,776 |
| 50 |
2.30% |
¥73,522 |
¥44,113,264 |
¥17,913,264 |
| 50 |
2.40% |
¥75,024 |
¥45,014,306 |
¥18,814,306 |
| 50 |
2.50% |
¥76,541 |
¥45,924,793 |
¥19,724,793 |
| 50 |
2.60% |
¥78,074 |
¥46,844,613 |
¥20,644,613 |
| 50 |
2.70% |
¥79,623 |
¥47,773,649 |
¥21,573,649 |
| 50 |
2.80% |
¥81,186 |
¥48,711,783 |
¥22,511,783 |
| 50 |
2.90% |
¥82,765 |
¥49,658,896 |
¥23,458,896 |
| 50 |
3.00% |
¥84,358 |
¥50,614,863 |
¥24,414,863 |
2620万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥56,575 |
¥30,550,362 |
¥4,350,362 |
| 45 |
0.80% |
¥57,791 |
¥31,206,989 |
¥5,006,989 |
| 45 |
0.90% |
¥59,023 |
¥31,872,337 |
¥5,672,337 |
| 45 |
1.00% |
¥60,271 |
¥32,546,373 |
¥6,346,373 |
| 45 |
1.10% |
¥61,535 |
¥33,229,064 |
¥7,029,064 |
| 45 |
1.20% |
¥62,816 |
¥33,920,371 |
¥7,720,371 |
| 45 |
1.30% |
¥64,112 |
¥34,620,255 |
¥8,420,255 |
| 45 |
1.40% |
¥65,423 |
¥35,328,671 |
¥9,128,671 |
| 45 |
1.50% |
¥66,751 |
¥36,045,572 |
¥9,845,572 |
| 45 |
1.60% |
¥68,094 |
¥36,770,908 |
¥10,570,908 |
| 45 |
1.70% |
¥69,453 |
¥37,504,625 |
¥11,304,625 |
| 45 |
1.80% |
¥70,827 |
¥38,246,668 |
¥12,046,668 |
| 45 |
1.90% |
¥72,217 |
¥38,996,976 |
¥12,796,976 |
| 45 |
2.00% |
¥73,621 |
¥39,755,489 |
¥13,555,489 |
| 45 |
2.10% |
¥75,041 |
¥40,522,143 |
¥14,322,143 |
| 45 |
2.20% |
¥76,476 |
¥41,296,869 |
¥15,096,869 |
| 45 |
2.30% |
¥77,925 |
¥42,079,598 |
¥15,879,598 |
| 45 |
2.40% |
¥79,389 |
¥42,870,259 |
¥16,670,259 |
| 45 |
2.50% |
¥80,868 |
¥43,668,777 |
¥17,468,777 |
| 45 |
2.60% |
¥82,361 |
¥44,475,075 |
¥18,275,075 |
| 45 |
2.70% |
¥83,869 |
¥45,289,075 |
¥19,089,075 |
| 45 |
2.80% |
¥85,390 |
¥46,110,696 |
¥19,910,696 |
| 45 |
2.90% |
¥86,926 |
¥46,939,855 |
¥20,739,855 |
| 45 |
3.00% |
¥88,475 |
¥47,776,467 |
¥21,576,467 |
2620万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥62,597 |
¥30,046,541 |
¥3,846,541 |
| 40 |
0.80% |
¥63,800 |
¥30,623,851 |
¥4,423,851 |
| 40 |
0.90% |
¥65,017 |
¥31,208,069 |
¥5,008,069 |
| 40 |
1.00% |
¥66,248 |
¥31,799,176 |
¥5,599,176 |
| 40 |
1.10% |
¥67,494 |
¥32,397,150 |
¥6,197,150 |
| 40 |
1.20% |
¥68,754 |
¥33,001,968 |
¥6,801,968 |
| 40 |
1.30% |
¥70,028 |
¥33,613,604 |
¥7,413,604 |
| 40 |
1.40% |
¥71,317 |
¥34,232,029 |
¥8,032,029 |
| 40 |
1.50% |
¥72,619 |
¥34,857,214 |
¥8,657,214 |
| 40 |
1.60% |
¥73,936 |
¥35,489,126 |
¥9,289,126 |
| 40 |
1.70% |
¥75,266 |
¥36,127,733 |
¥9,927,733 |
| 40 |
1.80% |
¥76,610 |
¥36,772,999 |
¥10,572,999 |
| 40 |
1.90% |
¥77,969 |
¥37,424,885 |
¥11,224,885 |
| 40 |
2.00% |
¥79,340 |
¥38,083,352 |
¥11,883,352 |
| 40 |
2.10% |
¥80,726 |
¥38,748,360 |
¥12,548,360 |
| 40 |
2.20% |
¥82,125 |
¥39,419,865 |
¥13,219,865 |
| 40 |
2.30% |
¥83,537 |
¥40,097,823 |
¥13,897,823 |
| 40 |
2.40% |
¥84,963 |
¥40,782,187 |
¥14,582,187 |
| 40 |
2.50% |
¥86,402 |
¥41,472,910 |
¥15,272,910 |
| 40 |
2.60% |
¥87,854 |
¥42,169,942 |
¥15,969,942 |
| 40 |
2.70% |
¥89,319 |
¥42,873,232 |
¥16,673,232 |
| 40 |
2.80% |
¥90,797 |
¥43,582,728 |
¥17,382,728 |
| 40 |
2.90% |
¥92,288 |
¥44,298,376 |
¥18,098,376 |
| 40 |
3.00% |
¥93,792 |
¥45,020,121 |
¥18,820,121 |
2620万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥70,352 |
¥29,548,026 |
¥3,348,026 |
| 35 |
0.80% |
¥71,542 |
¥30,047,626 |
¥3,847,626 |
| 35 |
0.90% |
¥72,744 |
¥30,552,527 |
¥4,352,527 |
| 35 |
1.00% |
¥73,959 |
¥31,062,718 |
¥4,862,718 |
| 35 |
1.10% |
¥75,186 |
¥31,578,187 |
¥5,378,187 |
| 35 |
1.20% |
¥76,426 |
¥32,098,919 |
¥5,898,919 |
| 35 |
1.30% |
¥77,678 |
¥32,624,900 |
¥6,424,900 |
| 35 |
1.40% |
¥78,943 |
¥33,156,111 |
¥6,956,111 |
| 35 |
1.50% |
¥80,220 |
¥33,692,536 |
¥7,492,536 |
| 35 |
1.60% |
¥81,510 |
¥34,234,155 |
¥8,034,155 |
| 35 |
1.70% |
¥82,812 |
¥34,780,948 |
¥8,580,948 |
| 35 |
1.80% |
¥84,126 |
¥35,332,895 |
¥9,132,895 |
| 35 |
1.90% |
¥85,452 |
¥35,889,972 |
¥9,689,972 |
| 35 |
2.00% |
¥86,791 |
¥36,452,155 |
¥10,252,155 |
| 35 |
2.10% |
¥88,141 |
¥37,019,421 |
¥10,819,421 |
| 35 |
2.20% |
¥89,504 |
¥37,591,743 |
¥11,391,743 |
| 35 |
2.30% |
¥90,879 |
¥38,169,094 |
¥11,969,094 |
| 35 |
2.40% |
¥92,265 |
¥38,751,448 |
¥12,551,448 |
| 35 |
2.50% |
¥93,664 |
¥39,338,774 |
¥13,138,774 |
| 35 |
2.60% |
¥95,074 |
¥39,931,042 |
¥13,731,042 |
| 35 |
2.70% |
¥96,496 |
¥40,528,223 |
¥14,328,223 |
| 35 |
2.80% |
¥97,929 |
¥41,130,284 |
¥14,930,284 |
| 35 |
2.90% |
¥99,374 |
¥41,737,192 |
¥15,537,192 |
| 35 |
3.00% |
¥100,831 |
¥42,348,915 |
¥16,148,915 |
2620万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥80,708 |
¥29,054,827 |
¥2,854,827 |
| 30 |
0.80% |
¥81,884 |
¥29,478,330 |
¥3,278,330 |
| 30 |
0.90% |
¥83,071 |
¥29,905,736 |
¥3,705,736 |
| 30 |
1.00% |
¥84,270 |
¥30,337,040 |
¥4,137,040 |
| 30 |
1.10% |
¥85,478 |
¥30,772,233 |
¥4,572,233 |
| 30 |
1.20% |
¥86,698 |
¥31,211,308 |
¥5,011,308 |
| 30 |
1.30% |
¥87,928 |
¥31,654,257 |
¥5,454,257 |
| 30 |
1.40% |
¥89,170 |
¥32,101,070 |
¥5,901,070 |
| 30 |
1.50% |
¥90,421 |
¥32,551,738 |
¥6,351,738 |
| 30 |
1.60% |
¥91,684 |
¥33,006,250 |
¥6,806,250 |
| 30 |
1.70% |
¥92,957 |
¥33,464,596 |
¥7,264,596 |
| 30 |
1.80% |
¥94,241 |
¥33,926,762 |
¥7,726,762 |
| 30 |
1.90% |
¥95,535 |
¥34,392,737 |
¥8,192,737 |
| 30 |
2.00% |
¥96,840 |
¥34,862,509 |
¥8,662,509 |
| 30 |
2.10% |
¥98,156 |
¥35,336,062 |
¥9,136,062 |
| 30 |
2.20% |
¥99,482 |
¥35,813,383 |
¥9,613,383 |
| 30 |
2.30% |
¥100,818 |
¥36,294,458 |
¥10,094,458 |
| 30 |
2.40% |
¥102,165 |
¥36,779,270 |
¥10,579,270 |
| 30 |
2.50% |
¥103,522 |
¥37,267,803 |
¥11,067,803 |
| 30 |
2.60% |
¥104,889 |
¥37,760,042 |
¥11,560,042 |
| 30 |
2.70% |
¥106,267 |
¥38,255,968 |
¥12,055,968 |
| 30 |
2.80% |
¥107,654 |
¥38,755,564 |
¥12,555,564 |
| 30 |
2.90% |
¥109,052 |
¥39,258,812 |
¥13,058,812 |
| 30 |
3.00% |
¥110,460 |
¥39,765,692 |
¥13,565,692 |
2620万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥95,223 |
¥28,566,952 |
¥2,366,952 |
| 25 |
0.80% |
¥96,387 |
¥28,915,978 |
¥2,715,978 |
| 25 |
0.90% |
¥97,559 |
¥29,267,721 |
¥3,067,721 |
| 25 |
1.00% |
¥98,741 |
¥29,622,175 |
¥3,422,175 |
| 25 |
1.10% |
¥99,931 |
¥29,979,338 |
¥3,779,338 |
| 25 |
1.20% |
¥101,131 |
¥30,339,206 |
¥4,139,206 |
| 25 |
1.30% |
¥102,339 |
¥30,701,775 |
¥4,501,775 |
| 25 |
1.40% |
¥103,557 |
¥31,067,039 |
¥4,867,039 |
| 25 |
1.50% |
¥104,783 |
¥31,434,995 |
¥5,234,995 |
| 25 |
1.60% |
¥106,019 |
¥31,805,637 |
¥5,605,637 |
| 25 |
1.70% |
¥107,263 |
¥32,178,960 |
¥5,978,960 |
| 25 |
1.80% |
¥108,517 |
¥32,554,957 |
¥6,354,957 |
| 25 |
1.90% |
¥109,779 |
¥32,933,623 |
¥6,733,623 |
| 25 |
2.00% |
¥111,050 |
¥33,314,951 |
¥7,114,951 |
| 25 |
2.10% |
¥112,330 |
¥33,698,934 |
¥7,498,934 |
| 25 |
2.20% |
¥113,619 |
¥34,085,566 |
¥7,885,566 |
| 25 |
2.30% |
¥114,916 |
¥34,474,839 |
¥8,274,839 |
| 25 |
2.40% |
¥116,222 |
¥34,866,744 |
¥8,666,744 |
| 25 |
2.50% |
¥117,538 |
¥35,261,275 |
¥9,061,275 |
| 25 |
2.60% |
¥118,861 |
¥35,658,423 |
¥9,458,423 |
| 25 |
2.70% |
¥120,194 |
¥36,058,180 |
¥9,858,180 |
| 25 |
2.80% |
¥121,535 |
¥36,460,536 |
¥10,260,536 |
| 25 |
2.90% |
¥122,885 |
¥36,865,482 |
¥10,665,482 |
| 25 |
3.00% |
¥124,243 |
¥37,273,009 |
¥11,073,009 |
2620万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥117,018 |
¥28,084,408 |
¥1,884,408 |
| 20 |
0.80% |
¥118,169 |
¥28,360,583 |
¥2,160,583 |
| 20 |
0.90% |
¥119,327 |
¥28,638,499 |
¥2,438,499 |
| 20 |
1.00% |
¥120,492 |
¥28,918,154 |
¥2,718,154 |
| 20 |
1.10% |
¥121,665 |
¥29,199,546 |
¥2,999,546 |
| 20 |
1.20% |
¥122,844 |
¥29,482,675 |
¥3,282,675 |
| 20 |
1.30% |
¥124,031 |
¥29,767,537 |
¥3,567,537 |
| 20 |
1.40% |
¥125,226 |
¥30,054,131 |
¥3,854,131 |
| 20 |
1.50% |
¥126,427 |
¥30,342,455 |
¥4,142,455 |
| 20 |
1.60% |
¥127,635 |
¥30,632,507 |
¥4,432,507 |
| 20 |
1.70% |
¥128,851 |
¥30,924,285 |
¥4,724,285 |
| 20 |
1.80% |
¥130,074 |
¥31,217,785 |
¥5,017,785 |
| 20 |
1.90% |
¥131,304 |
¥31,513,006 |
¥5,313,006 |
| 20 |
2.00% |
¥132,541 |
¥31,809,944 |
¥5,609,944 |
| 20 |
2.10% |
¥133,786 |
¥32,108,597 |
¥5,908,597 |
| 20 |
2.20% |
¥135,037 |
¥32,408,962 |
¥6,208,962 |
| 20 |
2.30% |
¥136,296 |
¥32,711,035 |
¥6,511,035 |
| 20 |
2.40% |
¥137,562 |
¥33,014,813 |
¥6,814,813 |
| 20 |
2.50% |
¥138,835 |
¥33,320,294 |
¥7,120,294 |
| 20 |
2.60% |
¥140,114 |
¥33,627,473 |
¥7,427,473 |
| 20 |
2.70% |
¥141,401 |
¥33,936,346 |
¥7,736,346 |
| 20 |
2.80% |
¥142,695 |
¥34,246,911 |
¥8,046,911 |
| 20 |
2.90% |
¥143,997 |
¥34,559,162 |
¥8,359,162 |
| 20 |
3.00% |
¥145,305 |
¥34,873,097 |
¥8,673,097 |
2620万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥153,373 |
¥27,607,201 |
¥1,407,201 |
| 15 |
0.80% |
¥154,512 |
¥27,812,154 |
¥1,612,154 |
| 15 |
0.90% |
¥155,656 |
¥28,018,088 |
¥1,818,088 |
| 15 |
1.00% |
¥156,806 |
¥28,225,001 |
¥2,025,001 |
| 15 |
1.10% |
¥157,961 |
¥28,432,894 |
¥2,232,894 |
| 15 |
1.20% |
¥159,121 |
¥28,641,764 |
¥2,441,764 |
| 15 |
1.30% |
¥160,287 |
¥28,851,613 |
¥2,651,613 |
| 15 |
1.40% |
¥161,458 |
¥29,062,439 |
¥2,862,439 |
| 15 |
1.50% |
¥162,635 |
¥29,274,241 |
¥3,074,241 |
| 15 |
1.60% |
¥163,817 |
¥29,487,019 |
¥3,287,019 |
| 15 |
1.70% |
¥165,004 |
¥29,700,771 |
¥3,500,771 |
| 15 |
1.80% |
¥166,197 |
¥29,915,498 |
¥3,715,498 |
| 15 |
1.90% |
¥167,396 |
¥30,131,198 |
¥3,931,198 |
| 15 |
2.00% |
¥168,599 |
¥30,347,870 |
¥4,147,870 |
| 15 |
2.10% |
¥169,808 |
¥30,565,514 |
¥4,365,514 |
| 15 |
2.20% |
¥171,023 |
¥30,784,127 |
¥4,584,127 |
| 15 |
2.30% |
¥172,243 |
¥31,003,710 |
¥4,803,710 |
| 15 |
2.40% |
¥173,468 |
¥31,224,261 |
¥5,024,261 |
| 15 |
2.50% |
¥174,699 |
¥31,445,779 |
¥5,245,779 |
| 15 |
2.60% |
¥175,935 |
¥31,668,263 |
¥5,468,263 |
| 15 |
2.70% |
¥177,176 |
¥31,891,711 |
¥5,691,711 |
| 15 |
2.80% |
¥178,423 |
¥32,116,123 |
¥5,916,123 |
| 15 |
2.90% |
¥179,675 |
¥32,341,496 |
¥6,141,496 |
| 15 |
3.00% |
¥180,932 |
¥32,567,830 |
¥6,367,830 |
2620万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥226,128 |
¥27,135,335 |
¥935,335 |
| 10 |
0.80% |
¥227,256 |
¥27,270,700 |
¥1,070,700 |
| 10 |
0.90% |
¥228,387 |
¥27,406,500 |
¥1,206,500 |
| 10 |
1.00% |
¥229,523 |
¥27,542,736 |
¥1,342,736 |
| 10 |
1.10% |
¥230,662 |
¥27,679,407 |
¥1,479,407 |
| 10 |
1.20% |
¥231,804 |
¥27,816,515 |
¥1,616,515 |
| 10 |
1.30% |
¥232,950 |
¥27,954,057 |
¥1,754,057 |
| 10 |
1.40% |
¥234,100 |
¥28,092,035 |
¥1,892,035 |
| 10 |
1.50% |
¥235,254 |
¥28,230,448 |
¥2,030,448 |
| 10 |
1.60% |
¥236,411 |
¥28,369,295 |
¥2,169,295 |
| 10 |
1.70% |
¥237,571 |
¥28,508,577 |
¥2,308,577 |
| 10 |
1.80% |
¥238,736 |
¥28,648,294 |
¥2,448,294 |
| 10 |
1.90% |
¥239,904 |
¥28,788,445 |
¥2,588,445 |
| 10 |
2.00% |
¥241,075 |
¥28,929,030 |
¥2,729,030 |
| 10 |
2.10% |
¥242,250 |
¥29,070,049 |
¥2,870,049 |
| 10 |
2.20% |
¥243,429 |
¥29,211,501 |
¥3,011,501 |
| 10 |
2.30% |
¥244,612 |
¥29,353,387 |
¥3,153,387 |
| 10 |
2.40% |
¥245,798 |
¥29,495,705 |
¥3,295,705 |
| 10 |
2.50% |
¥246,987 |
¥29,638,457 |
¥3,438,457 |
| 10 |
2.60% |
¥248,180 |
¥29,781,641 |
¥3,581,641 |
| 10 |
2.70% |
¥249,377 |
¥29,925,258 |
¥3,725,258 |
| 10 |
2.80% |
¥250,578 |
¥30,069,306 |
¥3,869,306 |
| 10 |
2.90% |
¥251,782 |
¥30,213,786 |
¥4,013,786 |
| 10 |
3.00% |
¥252,989 |
¥30,358,698 |
¥4,158,698 |