2630万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2630万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2630万円の住宅ローン|期間・年数別
2630万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥51,963 |
¥31,178,025 |
¥4,878,025 |
| 50 |
0.80% |
¥53,197 |
¥31,918,385 |
¥5,618,385 |
| 50 |
0.90% |
¥54,449 |
¥32,669,518 |
¥6,369,518 |
| 50 |
1.00% |
¥55,719 |
¥33,431,379 |
¥7,131,379 |
| 50 |
1.10% |
¥57,007 |
¥34,203,914 |
¥7,903,914 |
| 50 |
1.20% |
¥58,312 |
¥34,987,067 |
¥8,687,067 |
| 50 |
1.30% |
¥59,635 |
¥35,780,776 |
¥9,480,776 |
| 50 |
1.40% |
¥60,975 |
¥36,584,975 |
¥10,284,975 |
| 50 |
1.50% |
¥62,333 |
¥37,399,593 |
¥11,099,593 |
| 50 |
1.60% |
¥63,708 |
¥38,224,554 |
¥11,924,554 |
| 50 |
1.70% |
¥65,100 |
¥39,059,777 |
¥12,759,777 |
| 50 |
1.80% |
¥66,509 |
¥39,905,179 |
¥13,605,179 |
| 50 |
1.90% |
¥67,934 |
¥40,760,671 |
¥14,460,671 |
| 50 |
2.00% |
¥69,377 |
¥41,626,161 |
¥15,326,161 |
| 50 |
2.10% |
¥70,836 |
¥42,501,552 |
¥16,201,552 |
| 50 |
2.20% |
¥72,311 |
¥43,386,745 |
¥17,086,745 |
| 50 |
2.30% |
¥73,803 |
¥44,281,635 |
¥17,981,635 |
| 50 |
2.40% |
¥75,310 |
¥45,186,117 |
¥18,886,117 |
| 50 |
2.50% |
¥76,833 |
¥46,100,079 |
¥19,800,079 |
| 50 |
2.60% |
¥78,372 |
¥47,023,409 |
¥20,723,409 |
| 50 |
2.70% |
¥79,927 |
¥47,955,991 |
¥21,655,991 |
| 50 |
2.80% |
¥81,496 |
¥48,897,706 |
¥22,597,706 |
| 50 |
2.90% |
¥83,081 |
¥49,848,433 |
¥23,548,433 |
| 50 |
3.00% |
¥84,680 |
¥50,808,049 |
¥24,508,049 |
2630万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥56,791 |
¥30,666,966 |
¥4,366,966 |
| 45 |
0.80% |
¥58,011 |
¥31,326,100 |
¥5,026,100 |
| 45 |
0.90% |
¥59,248 |
¥31,993,987 |
¥5,693,987 |
| 45 |
1.00% |
¥60,501 |
¥32,670,596 |
¥6,370,596 |
| 45 |
1.10% |
¥61,770 |
¥33,355,892 |
¥7,055,892 |
| 45 |
1.20% |
¥63,055 |
¥34,049,839 |
¥7,749,839 |
| 45 |
1.30% |
¥64,356 |
¥34,752,394 |
¥8,452,394 |
| 45 |
1.40% |
¥65,673 |
¥35,463,514 |
¥9,163,514 |
| 45 |
1.50% |
¥67,006 |
¥36,183,151 |
¥9,883,151 |
| 45 |
1.60% |
¥68,354 |
¥36,911,255 |
¥10,611,255 |
| 45 |
1.70% |
¥69,718 |
¥37,647,773 |
¥11,347,773 |
| 45 |
1.80% |
¥71,097 |
¥38,392,647 |
¥12,092,647 |
| 45 |
1.90% |
¥72,492 |
¥39,145,820 |
¥12,845,820 |
| 45 |
2.00% |
¥73,902 |
¥39,907,228 |
¥13,607,228 |
| 45 |
2.10% |
¥75,327 |
¥40,676,807 |
¥14,376,807 |
| 45 |
2.20% |
¥76,768 |
¥41,454,490 |
¥15,154,490 |
| 45 |
2.30% |
¥78,223 |
¥42,240,207 |
¥15,940,207 |
| 45 |
2.40% |
¥79,692 |
¥43,033,886 |
¥16,733,886 |
| 45 |
2.50% |
¥81,177 |
¥43,835,451 |
¥17,535,451 |
| 45 |
2.60% |
¥82,676 |
¥44,644,827 |
¥18,344,827 |
| 45 |
2.70% |
¥84,189 |
¥45,461,934 |
¥19,161,934 |
| 45 |
2.80% |
¥85,716 |
¥46,286,691 |
¥19,986,691 |
| 45 |
2.90% |
¥87,257 |
¥47,119,014 |
¥20,819,014 |
| 45 |
3.00% |
¥88,813 |
¥47,958,820 |
¥21,658,820 |
2630万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥62,836 |
¥30,161,223 |
¥3,861,223 |
| 40 |
0.80% |
¥64,043 |
¥30,740,736 |
¥4,440,736 |
| 40 |
0.90% |
¥65,265 |
¥31,327,184 |
¥5,027,184 |
| 40 |
1.00% |
¥66,501 |
¥31,920,547 |
¥5,620,547 |
| 40 |
1.10% |
¥67,752 |
¥32,520,804 |
¥6,220,804 |
| 40 |
1.20% |
¥69,017 |
¥33,127,930 |
¥6,827,930 |
| 40 |
1.30% |
¥70,296 |
¥33,741,900 |
¥7,441,900 |
| 40 |
1.40% |
¥71,589 |
¥34,362,685 |
¥8,062,685 |
| 40 |
1.50% |
¥72,896 |
¥34,990,256 |
¥8,690,256 |
| 40 |
1.60% |
¥74,218 |
¥35,624,581 |
¥9,324,581 |
| 40 |
1.70% |
¥75,553 |
¥36,265,625 |
¥9,965,625 |
| 40 |
1.80% |
¥76,903 |
¥36,913,354 |
¥10,613,354 |
| 40 |
1.90% |
¥78,266 |
¥37,567,728 |
¥11,267,728 |
| 40 |
2.00% |
¥79,643 |
¥38,228,709 |
¥11,928,709 |
| 40 |
2.10% |
¥81,034 |
¥38,896,255 |
¥12,596,255 |
| 40 |
2.20% |
¥82,438 |
¥39,570,323 |
¥13,270,323 |
| 40 |
2.30% |
¥83,856 |
¥40,250,868 |
¥13,950,868 |
| 40 |
2.40% |
¥85,287 |
¥40,937,844 |
¥14,637,844 |
| 40 |
2.50% |
¥86,732 |
¥41,631,203 |
¥15,331,203 |
| 40 |
2.60% |
¥88,189 |
¥42,330,896 |
¥16,030,896 |
| 40 |
2.70% |
¥89,660 |
¥43,036,870 |
¥16,736,870 |
| 40 |
2.80% |
¥91,144 |
¥43,749,074 |
¥17,449,074 |
| 40 |
2.90% |
¥92,641 |
¥44,467,454 |
¥18,167,454 |
| 40 |
3.00% |
¥94,150 |
¥45,191,953 |
¥18,891,953 |
2630万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥70,621 |
¥29,660,805 |
¥3,360,805 |
| 35 |
0.80% |
¥71,815 |
¥30,162,311 |
¥3,862,311 |
| 35 |
0.90% |
¥73,022 |
¥30,669,139 |
¥4,369,139 |
| 35 |
1.00% |
¥74,241 |
¥31,181,278 |
¥4,881,278 |
| 35 |
1.10% |
¥75,473 |
¥31,698,715 |
¥5,398,715 |
| 35 |
1.20% |
¥76,718 |
¥32,221,434 |
¥5,921,434 |
| 35 |
1.30% |
¥77,975 |
¥32,749,422 |
¥6,449,422 |
| 35 |
1.40% |
¥79,244 |
¥33,282,661 |
¥6,982,661 |
| 35 |
1.50% |
¥80,527 |
¥33,821,133 |
¥7,521,133 |
| 35 |
1.60% |
¥81,821 |
¥34,364,820 |
¥8,064,820 |
| 35 |
1.70% |
¥83,128 |
¥34,913,700 |
¥8,613,700 |
| 35 |
1.80% |
¥84,447 |
¥35,467,753 |
¥9,167,753 |
| 35 |
1.90% |
¥85,778 |
¥36,026,956 |
¥9,726,956 |
| 35 |
2.00% |
¥87,122 |
¥36,591,286 |
¥10,291,286 |
| 35 |
2.10% |
¥88,478 |
¥37,160,716 |
¥10,860,716 |
| 35 |
2.20% |
¥89,846 |
¥37,735,223 |
¥11,435,223 |
| 35 |
2.30% |
¥91,226 |
¥38,314,778 |
¥12,014,778 |
| 35 |
2.40% |
¥92,618 |
¥38,899,354 |
¥12,599,354 |
| 35 |
2.50% |
¥94,021 |
¥39,488,921 |
¥13,188,921 |
| 35 |
2.60% |
¥95,437 |
¥40,083,451 |
¥13,783,451 |
| 35 |
2.70% |
¥96,864 |
¥40,682,911 |
¥14,382,911 |
| 35 |
2.80% |
¥98,303 |
¥41,287,270 |
¥14,987,270 |
| 35 |
2.90% |
¥99,754 |
¥41,896,495 |
¥15,596,495 |
| 35 |
3.00% |
¥101,216 |
¥42,510,552 |
¥16,210,552 |
2630万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥81,016 |
¥29,165,724 |
¥2,865,724 |
| 30 |
0.80% |
¥82,197 |
¥29,590,843 |
¥3,290,843 |
| 30 |
0.90% |
¥83,389 |
¥30,019,880 |
¥3,719,880 |
| 30 |
1.00% |
¥84,591 |
¥30,452,830 |
¥4,152,830 |
| 30 |
1.10% |
¥85,805 |
¥30,889,684 |
¥4,589,684 |
| 30 |
1.20% |
¥87,029 |
¥31,330,435 |
¥5,030,435 |
| 30 |
1.30% |
¥88,264 |
¥31,775,075 |
¥5,475,075 |
| 30 |
1.40% |
¥89,510 |
¥32,223,593 |
¥5,923,593 |
| 30 |
1.50% |
¥90,767 |
¥32,675,982 |
¥6,375,982 |
| 30 |
1.60% |
¥92,034 |
¥33,132,228 |
¥6,832,228 |
| 30 |
1.70% |
¥93,312 |
¥33,592,323 |
¥7,292,323 |
| 30 |
1.80% |
¥94,601 |
¥34,056,254 |
¥7,756,254 |
| 30 |
1.90% |
¥95,900 |
¥34,524,007 |
¥8,224,007 |
| 30 |
2.00% |
¥97,210 |
¥34,995,572 |
¥8,695,572 |
| 30 |
2.10% |
¥98,530 |
¥35,470,933 |
¥9,170,933 |
| 30 |
2.20% |
¥99,861 |
¥35,950,076 |
¥9,650,076 |
| 30 |
2.30% |
¥101,203 |
¥36,432,986 |
¥10,132,986 |
| 30 |
2.40% |
¥102,555 |
¥36,919,649 |
¥10,619,649 |
| 30 |
2.50% |
¥103,917 |
¥37,410,047 |
¥11,110,047 |
| 30 |
2.60% |
¥105,289 |
¥37,904,164 |
¥11,604,164 |
| 30 |
2.70% |
¥106,672 |
¥38,401,983 |
¥12,101,983 |
| 30 |
2.80% |
¥108,065 |
¥38,903,486 |
¥12,603,486 |
| 30 |
2.90% |
¥109,468 |
¥39,408,655 |
¥13,108,655 |
| 30 |
3.00% |
¥110,882 |
¥39,917,470 |
¥13,617,470 |
2630万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥95,587 |
¥28,675,986 |
¥2,375,986 |
| 25 |
0.80% |
¥96,754 |
¥29,026,345 |
¥2,726,345 |
| 25 |
0.90% |
¥97,931 |
¥29,379,429 |
¥3,079,429 |
| 25 |
1.00% |
¥99,117 |
¥29,735,237 |
¥3,435,237 |
| 25 |
1.10% |
¥100,313 |
¥30,093,763 |
¥3,793,763 |
| 25 |
1.20% |
¥101,517 |
¥30,455,004 |
¥4,155,004 |
| 25 |
1.30% |
¥102,730 |
¥30,818,957 |
¥4,518,957 |
| 25 |
1.40% |
¥103,952 |
¥31,185,616 |
¥4,885,616 |
| 25 |
1.50% |
¥105,183 |
¥31,554,976 |
¥5,254,976 |
| 25 |
1.60% |
¥106,423 |
¥31,927,033 |
¥5,627,033 |
| 25 |
1.70% |
¥107,673 |
¥32,301,780 |
¥6,001,780 |
| 25 |
1.80% |
¥108,931 |
¥32,679,213 |
¥6,379,213 |
| 25 |
1.90% |
¥110,198 |
¥33,059,324 |
¥6,759,324 |
| 25 |
2.00% |
¥111,474 |
¥33,442,107 |
¥7,142,107 |
| 25 |
2.10% |
¥112,759 |
¥33,827,556 |
¥7,527,556 |
| 25 |
2.20% |
¥114,052 |
¥34,215,664 |
¥7,915,664 |
| 25 |
2.30% |
¥115,355 |
¥34,606,422 |
¥8,306,422 |
| 25 |
2.40% |
¥116,666 |
¥34,999,823 |
¥8,699,823 |
| 25 |
2.50% |
¥117,986 |
¥35,395,860 |
¥9,095,860 |
| 25 |
2.60% |
¥119,315 |
¥35,794,524 |
¥9,494,524 |
| 25 |
2.70% |
¥120,653 |
¥36,195,806 |
¥9,895,806 |
| 25 |
2.80% |
¥121,999 |
¥36,599,698 |
¥10,299,698 |
| 25 |
2.90% |
¥123,354 |
¥37,006,190 |
¥10,706,190 |
| 25 |
3.00% |
¥124,718 |
¥37,415,273 |
¥11,115,273 |
2630万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥117,465 |
¥28,191,600 |
¥1,891,600 |
| 20 |
0.80% |
¥118,620 |
¥28,468,830 |
¥2,168,830 |
| 20 |
0.90% |
¥119,783 |
¥28,747,806 |
¥2,447,806 |
| 20 |
1.00% |
¥120,952 |
¥29,028,529 |
¥2,728,529 |
| 20 |
1.10% |
¥122,129 |
¥29,310,995 |
¥3,010,995 |
| 20 |
1.20% |
¥123,313 |
¥29,595,204 |
¥3,295,204 |
| 20 |
1.30% |
¥124,505 |
¥29,881,153 |
¥3,581,153 |
| 20 |
1.40% |
¥125,704 |
¥30,168,841 |
¥3,868,841 |
| 20 |
1.50% |
¥126,909 |
¥30,458,266 |
¥4,158,266 |
| 20 |
1.60% |
¥128,123 |
¥30,749,425 |
¥4,449,425 |
| 20 |
1.70% |
¥129,343 |
¥31,042,316 |
¥4,742,316 |
| 20 |
1.80% |
¥130,571 |
¥31,336,937 |
¥5,036,937 |
| 20 |
1.90% |
¥131,805 |
¥31,633,284 |
¥5,333,284 |
| 20 |
2.00% |
¥133,047 |
¥31,931,356 |
¥5,631,356 |
| 20 |
2.10% |
¥134,296 |
¥32,231,149 |
¥5,931,149 |
| 20 |
2.20% |
¥135,553 |
¥32,532,660 |
¥6,232,660 |
| 20 |
2.30% |
¥136,816 |
¥32,835,886 |
¥6,535,886 |
| 20 |
2.40% |
¥138,087 |
¥33,140,824 |
¥6,840,824 |
| 20 |
2.50% |
¥139,364 |
¥33,447,471 |
¥7,147,471 |
| 20 |
2.60% |
¥140,649 |
¥33,755,822 |
¥7,455,822 |
| 20 |
2.70% |
¥141,941 |
¥34,065,874 |
¥7,765,874 |
| 20 |
2.80% |
¥143,240 |
¥34,377,624 |
¥8,077,624 |
| 20 |
2.90% |
¥144,546 |
¥34,691,068 |
¥8,391,068 |
| 20 |
3.00% |
¥145,859 |
¥35,006,200 |
¥8,706,200 |
2630万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥153,959 |
¥27,712,572 |
¥1,412,572 |
| 15 |
0.80% |
¥155,102 |
¥27,918,308 |
¥1,618,308 |
| 15 |
0.90% |
¥156,250 |
¥28,125,027 |
¥1,825,027 |
| 15 |
1.00% |
¥157,404 |
¥28,332,730 |
¥2,032,730 |
| 15 |
1.10% |
¥158,563 |
¥28,541,416 |
¥2,241,416 |
| 15 |
1.20% |
¥159,728 |
¥28,751,084 |
¥2,451,084 |
| 15 |
1.30% |
¥160,899 |
¥28,961,734 |
¥2,661,734 |
| 15 |
1.40% |
¥162,074 |
¥29,173,364 |
¥2,873,364 |
| 15 |
1.50% |
¥163,255 |
¥29,385,975 |
¥3,085,975 |
| 15 |
1.60% |
¥164,442 |
¥29,599,565 |
¥3,299,565 |
| 15 |
1.70% |
¥165,634 |
¥29,814,133 |
¥3,514,133 |
| 15 |
1.80% |
¥166,832 |
¥30,029,680 |
¥3,729,680 |
| 15 |
1.90% |
¥168,034 |
¥30,246,203 |
¥3,946,203 |
| 15 |
2.00% |
¥169,243 |
¥30,463,702 |
¥4,163,702 |
| 15 |
2.10% |
¥170,457 |
¥30,682,176 |
¥4,382,176 |
| 15 |
2.20% |
¥171,676 |
¥30,901,624 |
¥4,601,624 |
| 15 |
2.30% |
¥172,900 |
¥31,122,045 |
¥4,822,045 |
| 15 |
2.40% |
¥174,130 |
¥31,343,438 |
¥5,043,438 |
| 15 |
2.50% |
¥175,366 |
¥31,565,801 |
¥5,265,801 |
| 15 |
2.60% |
¥176,606 |
¥31,789,134 |
¥5,489,134 |
| 15 |
2.70% |
¥177,852 |
¥32,013,435 |
¥5,713,435 |
| 15 |
2.80% |
¥179,104 |
¥32,238,703 |
¥5,938,703 |
| 15 |
2.90% |
¥180,361 |
¥32,464,937 |
¥6,164,937 |
| 15 |
3.00% |
¥181,623 |
¥32,692,135 |
¥6,392,135 |
2630万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥226,991 |
¥27,238,905 |
¥938,905 |
| 10 |
0.80% |
¥228,123 |
¥27,374,786 |
¥1,074,786 |
| 10 |
0.90% |
¥229,259 |
¥27,511,105 |
¥1,211,105 |
| 10 |
1.00% |
¥230,399 |
¥27,647,861 |
¥1,347,861 |
| 10 |
1.10% |
¥231,542 |
¥27,785,054 |
¥1,485,054 |
| 10 |
1.20% |
¥232,689 |
¥27,922,684 |
¥1,622,684 |
| 10 |
1.30% |
¥233,840 |
¥28,060,752 |
¥1,760,752 |
| 10 |
1.40% |
¥234,994 |
¥28,199,256 |
¥1,899,256 |
| 10 |
1.50% |
¥236,152 |
¥28,338,197 |
¥2,038,197 |
| 10 |
1.60% |
¥237,313 |
¥28,477,575 |
¥2,177,575 |
| 10 |
1.70% |
¥238,478 |
¥28,617,389 |
¥2,317,389 |
| 10 |
1.80% |
¥239,647 |
¥28,757,639 |
¥2,457,639 |
| 10 |
1.90% |
¥240,819 |
¥28,898,324 |
¥2,598,324 |
| 10 |
2.00% |
¥241,995 |
¥29,039,446 |
¥2,739,446 |
| 10 |
2.10% |
¥243,175 |
¥29,181,003 |
¥2,881,003 |
| 10 |
2.20% |
¥244,358 |
¥29,322,995 |
¥3,022,995 |
| 10 |
2.30% |
¥245,545 |
¥29,465,423 |
¥3,165,423 |
| 10 |
2.40% |
¥246,736 |
¥29,608,285 |
¥3,308,285 |
| 10 |
2.50% |
¥247,930 |
¥29,751,581 |
¥3,451,581 |
| 10 |
2.60% |
¥249,128 |
¥29,895,312 |
¥3,595,312 |
| 10 |
2.70% |
¥250,329 |
¥30,039,476 |
¥3,739,476 |
| 10 |
2.80% |
¥251,534 |
¥30,184,075 |
¥3,884,075 |
| 10 |
2.90% |
¥252,743 |
¥30,329,106 |
¥4,029,106 |
| 10 |
3.00% |
¥253,955 |
¥30,474,571 |
¥4,174,571 |