2650万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2650万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2650万円の住宅ローン｜期間・年数別
2650万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥52,359 | ¥31,415,120 | ¥4,915,120 |
| 50 | 0.80% | ¥53,602 | ¥32,161,110 | ¥5,661,110 |
| 50 | 0.90% | ¥54,863 | ¥32,917,956 | ¥6,417,956 |
| 50 | 1.00% | ¥56,143 | ¥33,685,610 | ¥7,185,610 |
| 50 | 1.10% | ¥57,440 | ¥34,464,020 | ¥7,964,020 |
| 50 | 1.20% | ¥58,755 | ¥35,253,128 | ¥8,753,128 |
| 50 | 1.30% | ¥60,088 | ¥36,052,873 | ¥9,552,873 |
| 50 | 1.40% | ¥61,439 | ¥36,863,188 | ¥10,363,188 |
| 50 | 1.50% | ¥62,807 | ¥37,684,000 | ¥11,184,000 |
| 50 | 1.60% | ¥64,192 | ¥38,515,235 | ¥12,015,235 |
| 50 | 1.70% | ¥65,595 | ¥39,356,810 | ¥12,856,810 |
| 50 | 1.80% | ¥67,014 | ¥40,208,641 | ¥13,708,641 |
| 50 | 1.90% | ¥68,451 | ¥41,070,639 | ¥14,570,639 |
| 50 | 2.00% | ¥69,905 | ¥41,942,710 | ¥15,442,710 |
| 50 | 2.10% | ¥71,375 | ¥42,824,758 | ¥16,324,758 |
| 50 | 2.20% | ¥72,861 | ¥43,716,682 | ¥17,216,682 |
| 50 | 2.30% | ¥74,364 | ¥44,618,378 | ¥18,118,378 |
| 50 | 2.40% | ¥75,883 | ¥45,529,737 | ¥19,029,737 |
| 50 | 2.50% | ¥77,418 | ¥46,450,650 | ¥19,950,650 |
| 50 | 2.60% | ¥78,968 | ¥47,381,001 | ¥20,881,001 |
| 50 | 2.70% | ¥80,534 | ¥48,320,675 | ¥21,820,675 |
| 50 | 2.80% | ¥82,116 | ¥49,269,552 | ¥22,769,552 |
| 50 | 2.90% | ¥83,713 | ¥50,227,509 | ¥23,727,509 |
| 50 | 3.00% | ¥85,324 | ¥51,194,422 | ¥24,694,422 |
2650万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥57,223 | ¥30,900,175 | ¥4,400,175 |
| 45 | 0.80% | ¥58,452 | ¥31,564,321 | ¥5,064,321 |
| 45 | 0.90% | ¥59,699 | ¥32,237,287 | ¥5,737,287 |
| 45 | 1.00% | ¥60,961 | ¥32,919,041 | ¥6,419,041 |
| 45 | 1.10% | ¥62,240 | ¥33,609,549 | ¥7,109,549 |
| 45 | 1.20% | ¥63,535 | ¥34,308,773 | ¥7,808,773 |
| 45 | 1.30% | ¥64,846 | ¥35,016,671 | ¥8,516,671 |
| 45 | 1.40% | ¥66,173 | ¥35,733,198 | ¥9,233,198 |
| 45 | 1.50% | ¥67,515 | ¥36,458,308 | ¥9,958,308 |
| 45 | 1.60% | ¥68,874 | ¥37,191,949 | ¥10,691,949 |
| 45 | 1.70% | ¥70,248 | ¥37,934,067 | ¥11,434,067 |
| 45 | 1.80% | ¥71,638 | ¥38,684,607 | ¥12,184,607 |
| 45 | 1.90% | ¥73,044 | ¥39,443,507 | ¥12,943,507 |
| 45 | 2.00% | ¥74,464 | ¥40,210,705 | ¥13,710,705 |
| 45 | 2.10% | ¥75,900 | ¥40,986,137 | ¥14,486,137 |
| 45 | 2.20% | ¥77,351 | ¥41,769,734 | ¥15,269,734 |
| 45 | 2.30% | ¥78,817 | ¥42,561,426 | ¥16,061,426 |
| 45 | 2.40% | ¥80,298 | ¥43,361,140 | ¥16,861,140 |
| 45 | 2.50% | ¥81,794 | ¥44,168,801 | ¥17,668,801 |
| 45 | 2.60% | ¥83,304 | ¥44,984,331 | ¥18,484,331 |
| 45 | 2.70% | ¥84,829 | ¥45,807,652 | ¥19,307,652 |
| 45 | 2.80% | ¥86,368 | ¥46,638,681 | ¥20,138,681 |
| 45 | 2.90% | ¥87,921 | ¥47,477,334 | ¥20,977,334 |
| 45 | 3.00% | ¥89,488 | ¥48,323,526 | ¥21,823,526 |
2650万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥63,314 | ¥30,390,586 | ¥3,890,586 |
| 40 | 0.80% | ¥64,530 | ¥30,974,506 | ¥4,474,506 |
| 40 | 0.90% | ¥65,761 | ¥31,565,413 | ¥5,065,413 |
| 40 | 1.00% | ¥67,007 | ¥32,163,289 | ¥5,663,289 |
| 40 | 1.10% | ¥68,267 | ¥32,768,110 | ¥6,268,110 |
| 40 | 1.20% | ¥69,541 | ¥33,379,853 | ¥6,879,853 |
| 40 | 1.30% | ¥70,830 | ¥33,998,492 | ¥7,498,492 |
| 40 | 1.40% | ¥72,133 | ¥34,623,998 | ¥8,123,998 |
| 40 | 1.50% | ¥73,451 | ¥35,256,342 | ¥8,756,342 |
| 40 | 1.60% | ¥74,782 | ¥35,895,490 | ¥9,395,490 |
| 40 | 1.70% | ¥76,128 | ¥36,541,410 | ¥10,041,410 |
| 40 | 1.80% | ¥77,488 | ¥37,194,064 | ¥10,694,064 |
| 40 | 1.90% | ¥78,861 | ¥37,853,414 | ¥11,353,414 |
| 40 | 2.00% | ¥80,249 | ¥38,519,421 | ¥12,019,421 |
| 40 | 2.10% | ¥81,650 | ¥39,192,044 | ¥12,692,044 |
| 40 | 2.20% | ¥83,065 | ¥39,871,238 | ¥13,371,238 |
| 40 | 2.30% | ¥84,494 | ¥40,556,958 | ¥14,056,958 |
| 40 | 2.40% | ¥85,936 | ¥41,249,159 | ¥14,749,159 |
| 40 | 2.50% | ¥87,391 | ¥41,947,791 | ¥15,447,791 |
| 40 | 2.60% | ¥88,860 | ¥42,652,804 | ¥16,152,804 |
| 40 | 2.70% | ¥90,342 | ¥43,364,147 | ¥16,864,147 |
| 40 | 2.80% | ¥91,837 | ¥44,081,767 | ¥17,581,767 |
| 40 | 2.90% | ¥93,345 | ¥44,805,609 | ¥18,305,609 |
| 40 | 3.00% | ¥94,866 | ¥45,535,618 | ¥19,035,618 |
2650万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥71,158 | ¥29,886,363 | ¥3,386,363 |
| 35 | 0.80% | ¥72,361 | ¥30,391,682 | ¥3,891,682 |
| 35 | 0.90% | ¥73,577 | ¥30,902,365 | ¥4,402,365 |
| 35 | 1.00% | ¥74,806 | ¥31,418,398 | ¥4,918,398 |
| 35 | 1.10% | ¥76,047 | ¥31,939,770 | ¥5,439,770 |
| 35 | 1.20% | ¥77,301 | ¥32,466,464 | ¥5,966,464 |
| 35 | 1.30% | ¥78,568 | ¥32,998,467 | ¥6,498,467 |
| 35 | 1.40% | ¥79,847 | ¥33,535,761 | ¥7,035,761 |
| 35 | 1.50% | ¥81,139 | ¥34,078,328 | ¥7,578,328 |
| 35 | 1.60% | ¥82,443 | ¥34,626,149 | ¥8,126,149 |
| 35 | 1.70% | ¥83,760 | ¥35,179,204 | ¥8,679,204 |
| 35 | 1.80% | ¥85,089 | ¥35,737,470 | ¥9,237,470 |
| 35 | 1.90% | ¥86,431 | ¥36,300,925 | ¥9,800,925 |
| 35 | 2.00% | ¥87,785 | ¥36,869,546 | ¥10,369,546 |
| 35 | 2.10% | ¥89,151 | ¥37,443,307 | ¥10,943,307 |
| 35 | 2.20% | ¥90,529 | ¥38,022,183 | ¥11,522,183 |
| 35 | 2.30% | ¥91,919 | ¥38,606,145 | ¥12,106,145 |
| 35 | 2.40% | ¥93,322 | ¥39,195,166 | ¥12,695,166 |
| 35 | 2.50% | ¥94,736 | ¥39,789,217 | ¥13,289,217 |
| 35 | 2.60% | ¥96,163 | ¥40,388,268 | ¥13,888,268 |
| 35 | 2.70% | ¥97,601 | ¥40,992,287 | ¥14,492,287 |
| 35 | 2.80% | ¥99,051 | ¥41,601,241 | ¥15,101,241 |
| 35 | 2.90% | ¥100,512 | ¥42,215,099 | ¥15,715,099 |
| 35 | 3.00% | ¥101,985 | ¥42,833,826 | ¥16,333,826 |
2650万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥81,632 | ¥29,387,516 | ¥2,887,516 |
| 30 | 0.80% | ¥82,822 | ¥29,815,868 | ¥3,315,868 |
| 30 | 0.90% | ¥84,023 | ¥30,248,168 | ¥3,748,168 |
| 30 | 1.00% | ¥85,234 | ¥30,684,410 | ¥4,184,410 |
| 30 | 1.10% | ¥86,457 | ¥31,124,587 | ¥4,624,587 |
| 30 | 1.20% | ¥87,691 | ¥31,568,689 | ¥5,068,689 |
| 30 | 1.30% | ¥88,935 | ¥32,016,710 | ¥5,516,710 |
| 30 | 1.40% | ¥90,191 | ¥32,468,640 | ¥5,968,640 |
| 30 | 1.50% | ¥91,457 | ¥32,924,468 | ¥6,424,468 |
| 30 | 1.60% | ¥92,734 | ¥33,384,185 | ¥6,884,185 |
| 30 | 1.70% | ¥94,022 | ¥33,847,778 | ¥7,347,778 |
| 30 | 1.80% | ¥95,320 | ¥34,315,236 | ¥7,815,236 |
| 30 | 1.90% | ¥96,629 | ¥34,786,547 | ¥8,286,547 |
| 30 | 2.00% | ¥97,949 | ¥35,261,698 | ¥8,761,698 |
| 30 | 2.10% | ¥99,280 | ¥35,740,673 | ¥9,240,673 |
| 30 | 2.20% | ¥100,621 | ¥36,223,460 | ¥9,723,460 |
| 30 | 2.30% | ¥101,972 | ¥36,710,043 | ¥10,210,043 |
| 30 | 2.40% | ¥103,334 | ¥37,200,406 | ¥10,700,406 |
| 30 | 2.50% | ¥104,707 | ¥37,694,534 | ¥11,194,534 |
| 30 | 2.60% | ¥106,090 | ¥38,192,408 | ¥11,692,408 |
| 30 | 2.70% | ¥107,483 | ¥38,694,013 | ¥12,194,013 |
| 30 | 2.80% | ¥108,887 | ¥39,199,330 | ¥12,699,330 |
| 30 | 2.90% | ¥110,301 | ¥39,708,340 | ¥13,208,340 |
| 30 | 3.00% | ¥111,725 | ¥40,221,025 | ¥13,721,025 |
2650万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥96,314 | ¥28,894,054 | ¥2,394,054 |
| 25 | 0.80% | ¥97,490 | ¥29,247,077 | ¥2,747,077 |
| 25 | 0.90% | ¥98,676 | ¥29,602,847 | ¥3,102,847 |
| 25 | 1.00% | ¥99,871 | ¥29,961,360 | ¥3,461,360 |
| 25 | 1.10% | ¥101,075 | ¥30,322,613 | ¥3,822,613 |
| 25 | 1.20% | ¥102,289 | ¥30,686,601 | ¥4,186,601 |
| 25 | 1.30% | ¥103,511 | ¥31,053,322 | ¥4,553,322 |
| 25 | 1.40% | ¥104,743 | ¥31,422,769 | ¥4,922,769 |
| 25 | 1.50% | ¥105,983 | ¥31,794,938 | ¥5,294,938 |
| 25 | 1.60% | ¥107,233 | ¥32,169,824 | ¥5,669,824 |
| 25 | 1.70% | ¥108,491 | ¥32,547,421 | ¥6,047,421 |
| 25 | 1.80% | ¥109,759 | ¥32,927,724 | ¥6,427,724 |
| 25 | 1.90% | ¥111,036 | ¥33,310,726 | ¥6,810,726 |
| 25 | 2.00% | ¥112,321 | ¥33,696,420 | ¥7,196,420 |
| 25 | 2.10% | ¥113,616 | ¥34,084,800 | ¥7,584,800 |
| 25 | 2.20% | ¥114,920 | ¥34,475,859 | ¥7,975,859 |
| 25 | 2.30% | ¥116,232 | ¥34,869,589 | ¥8,369,589 |
| 25 | 2.40% | ¥117,553 | ¥35,265,982 | ¥8,765,982 |
| 25 | 2.50% | ¥118,883 | ¥35,665,030 | ¥9,165,030 |
| 25 | 2.60% | ¥120,222 | ¥36,066,726 | ¥9,566,726 |
| 25 | 2.70% | ¥121,570 | ¥36,471,060 | ¥9,971,060 |
| 25 | 2.80% | ¥122,927 | ¥36,878,023 | ¥10,378,023 |
| 25 | 2.90% | ¥124,292 | ¥37,287,606 | ¥10,787,606 |
| 25 | 3.00% | ¥125,666 | ¥37,699,799 | ¥11,199,799 |
2650万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥118,358 | ¥28,405,985 | ¥1,905,985 |
| 20 | 0.80% | ¥119,522 | ¥28,685,323 | ¥2,185,323 |
| 20 | 0.90% | ¥120,693 | ¥28,966,421 | ¥2,466,421 |
| 20 | 1.00% | ¥121,872 | ¥29,249,278 | ¥2,749,278 |
| 20 | 1.10% | ¥123,058 | ¥29,533,892 | ¥3,033,892 |
| 20 | 1.20% | ¥124,251 | ¥29,820,262 | ¥3,320,262 |
| 20 | 1.30% | ¥125,452 | ¥30,108,386 | ¥3,608,386 |
| 20 | 1.40% | ¥126,659 | ¥30,398,262 | ¥3,898,262 |
| 20 | 1.50% | ¥127,875 | ¥30,689,888 | ¥4,189,888 |
| 20 | 1.60% | ¥129,097 | ¥30,983,261 | ¥4,483,261 |
| 20 | 1.70% | ¥130,327 | ¥31,278,380 | ¥4,778,380 |
| 20 | 1.80% | ¥131,564 | ¥31,575,241 | ¥5,075,241 |
| 20 | 1.90% | ¥132,808 | ¥31,873,842 | ¥5,373,842 |
| 20 | 2.00% | ¥134,059 | ¥32,174,180 | ¥5,674,180 |
| 20 | 2.10% | ¥135,318 | ¥32,476,253 | ¥5,976,253 |
| 20 | 2.20% | ¥136,584 | ¥32,780,057 | ¥6,280,057 |
| 20 | 2.30% | ¥137,857 | ¥33,085,589 | ¥6,585,589 |
| 20 | 2.40% | ¥139,137 | ¥33,392,846 | ¥6,892,846 |
| 20 | 2.50% | ¥140,424 | ¥33,701,824 | ¥7,201,824 |
| 20 | 2.60% | ¥141,719 | ¥34,012,520 | ¥7,512,520 |
| 20 | 2.70% | ¥143,021 | ¥34,324,930 | ¥7,824,930 |
| 20 | 2.80% | ¥144,329 | ¥34,639,051 | ¥8,139,051 |
| 20 | 2.90% | ¥145,645 | ¥34,954,878 | ¥8,454,878 |
| 20 | 3.00% | ¥146,968 | ¥35,272,407 | ¥8,772,407 |
2650万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥155,130 | ¥27,923,314 | ¥1,423,314 |
| 15 | 0.80% | ¥156,281 | ¥28,130,614 | ¥1,630,614 |
| 15 | 0.90% | ¥157,438 | ¥28,338,906 | ¥1,838,906 |
| 15 | 1.00% | ¥158,601 | ¥28,548,188 | ¥2,048,188 |
| 15 | 1.10% | ¥159,769 | ¥28,758,461 | ¥2,258,461 |
| 15 | 1.20% | ¥160,943 | ¥28,969,723 | ¥2,469,723 |
| 15 | 1.30% | ¥162,122 | ¥29,181,975 | ¥2,681,975 |
| 15 | 1.40% | ¥163,307 | ¥29,395,215 | ¥2,895,215 |
| 15 | 1.50% | ¥164,497 | ¥29,609,442 | ¥3,109,442 |
| 15 | 1.60% | ¥165,693 | ¥29,824,656 | ¥3,324,656 |
| 15 | 1.70% | ¥166,894 | ¥30,040,857 | ¥3,540,857 |
| 15 | 1.80% | ¥168,100 | ¥30,258,042 | ¥3,758,042 |
| 15 | 1.90% | ¥169,312 | ¥30,476,212 | ¥3,976,212 |
| 15 | 2.00% | ¥170,530 | ¥30,695,365 | ¥4,195,365 |
| 15 | 2.10% | ¥171,753 | ¥30,915,501 | ¥4,415,501 |
| 15 | 2.20% | ¥172,981 | ¥31,136,617 | ¥4,636,617 |
| 15 | 2.30% | ¥174,215 | ¥31,358,715 | ¥4,858,715 |
| 15 | 2.40% | ¥175,454 | ¥31,581,791 | ¥5,081,791 |
| 15 | 2.50% | ¥176,699 | ¥31,805,845 | ¥5,305,845 |
| 15 | 2.60% | ¥177,949 | ¥32,030,876 | ¥5,530,876 |
| 15 | 2.70% | ¥179,205 | ¥32,256,883 | ¥5,756,883 |
| 15 | 2.80% | ¥180,466 | ¥32,483,864 | ¥5,983,864 |
| 15 | 2.90% | ¥181,732 | ¥32,711,818 | ¥6,211,818 |
| 15 | 3.00% | ¥183,004 | ¥32,940,744 | ¥6,440,744 |
2650万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥228,717 | ¥27,446,045 | ¥946,045 |
| 10 | 0.80% | ¥229,858 | ¥27,582,959 | ¥1,082,959 |
| 10 | 0.90% | ¥231,003 | ¥27,720,315 | ¥1,220,315 |
| 10 | 1.00% | ¥232,151 | ¥27,858,111 | ¥1,358,111 |
| 10 | 1.10% | ¥233,303 | ¥27,996,347 | ¥1,496,347 |
| 10 | 1.20% | ¥234,459 | ¥28,135,024 | ¥1,635,024 |
| 10 | 1.30% | ¥235,618 | ¥28,274,142 | ¥1,774,142 |
| 10 | 1.40% | ¥236,781 | ¥28,413,699 | ¥1,913,699 |
| 10 | 1.50% | ¥237,947 | ¥28,553,697 | ¥2,053,697 |
| 10 | 1.60% | ¥239,118 | ¥28,694,134 | ¥2,194,134 |
| 10 | 1.70% | ¥240,292 | ¥28,835,011 | ¥2,335,011 |
| 10 | 1.80% | ¥241,469 | ¥28,976,328 | ¥2,476,328 |
| 10 | 1.90% | ¥242,651 | ¥29,118,084 | ¥2,618,084 |
| 10 | 2.00% | ¥243,836 | ¥29,260,278 | ¥2,760,278 |
| 10 | 2.10% | ¥245,024 | ¥29,402,912 | ¥2,902,912 |
| 10 | 2.20% | ¥246,217 | ¥29,545,984 | ¥3,045,984 |
| 10 | 2.30% | ¥247,412 | ¥29,689,494 | ¥3,189,494 |
| 10 | 2.40% | ¥248,612 | ¥29,833,443 | ¥3,333,443 |
| 10 | 2.50% | ¥249,815 | ¥29,977,829 | ¥3,477,829 |
| 10 | 2.60% | ¥251,022 | ¥30,122,652 | ¥3,622,652 |
| 10 | 2.70% | ¥252,233 | ¥30,267,913 | ¥3,767,913 |
| 10 | 2.80% | ¥253,447 | ¥30,413,611 | ¥3,913,611 |
| 10 | 2.90% | ¥254,665 | ¥30,559,746 | ¥4,059,746 |
| 10 | 3.00% | ¥255,886 | ¥30,706,317 | ¥4,206,317 |
