2680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2680万円の住宅ローン|期間・年数別
2680万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥52,951 |
¥31,770,763 |
¥4,970,763 |
| 50 |
0.80% |
¥54,209 |
¥32,525,198 |
¥5,725,198 |
| 50 |
0.90% |
¥55,484 |
¥33,290,612 |
¥6,490,612 |
| 50 |
1.00% |
¥56,778 |
¥34,066,956 |
¥7,266,956 |
| 50 |
1.10% |
¥58,090 |
¥34,854,178 |
¥8,054,178 |
| 50 |
1.20% |
¥59,420 |
¥35,652,220 |
¥8,852,220 |
| 50 |
1.30% |
¥60,768 |
¥36,461,019 |
¥9,661,019 |
| 50 |
1.40% |
¥62,134 |
¥37,280,507 |
¥10,480,507 |
| 50 |
1.50% |
¥63,518 |
¥38,110,612 |
¥11,310,612 |
| 50 |
1.60% |
¥64,919 |
¥38,951,256 |
¥12,151,256 |
| 50 |
1.70% |
¥66,337 |
¥39,802,358 |
¥13,002,358 |
| 50 |
1.80% |
¥67,773 |
¥40,663,833 |
¥13,863,833 |
| 50 |
1.90% |
¥69,226 |
¥41,535,589 |
¥14,735,589 |
| 50 |
2.00% |
¥70,696 |
¥42,417,533 |
¥15,617,533 |
| 50 |
2.10% |
¥72,183 |
¥43,309,567 |
¥16,509,567 |
| 50 |
2.20% |
¥73,686 |
¥44,211,588 |
¥17,411,588 |
| 50 |
2.30% |
¥75,206 |
¥45,123,491 |
¥18,323,491 |
| 50 |
2.40% |
¥76,742 |
¥46,045,168 |
¥19,245,168 |
| 50 |
2.50% |
¥78,294 |
¥46,976,506 |
¥20,176,506 |
| 50 |
2.60% |
¥79,862 |
¥47,917,390 |
¥21,117,390 |
| 50 |
2.70% |
¥81,446 |
¥48,867,702 |
¥22,067,702 |
| 50 |
2.80% |
¥83,046 |
¥49,827,320 |
¥23,027,320 |
| 50 |
2.90% |
¥84,660 |
¥50,796,122 |
¥23,996,122 |
| 50 |
3.00% |
¥86,290 |
¥51,773,982 |
¥24,973,982 |
2680万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥57,870 |
¥31,249,989 |
¥4,449,989 |
| 45 |
0.80% |
¥59,114 |
¥31,921,653 |
¥5,121,653 |
| 45 |
0.90% |
¥60,375 |
¥32,602,238 |
¥5,802,238 |
| 45 |
1.00% |
¥61,651 |
¥33,291,710 |
¥6,491,710 |
| 45 |
1.10% |
¥62,945 |
¥33,990,035 |
¥7,190,035 |
| 45 |
1.20% |
¥64,254 |
¥34,697,174 |
¥7,897,174 |
| 45 |
1.30% |
¥65,580 |
¥35,413,086 |
¥8,613,086 |
| 45 |
1.40% |
¥66,922 |
¥36,137,725 |
¥9,337,725 |
| 45 |
1.50% |
¥68,280 |
¥36,871,044 |
¥10,071,044 |
| 45 |
1.60% |
¥69,654 |
¥37,612,990 |
¥10,812,990 |
| 45 |
1.70% |
¥71,044 |
¥38,363,510 |
¥11,563,510 |
| 45 |
1.80% |
¥72,449 |
¥39,122,545 |
¥12,322,545 |
| 45 |
1.90% |
¥73,870 |
¥39,890,037 |
¥13,090,037 |
| 45 |
2.00% |
¥75,307 |
¥40,665,920 |
¥13,865,920 |
| 45 |
2.10% |
¥76,760 |
¥41,450,131 |
¥14,650,131 |
| 45 |
2.20% |
¥78,227 |
¥42,242,598 |
¥15,442,598 |
| 45 |
2.30% |
¥79,710 |
¥43,043,253 |
¥16,243,253 |
| 45 |
2.40% |
¥81,207 |
¥43,852,021 |
¥17,052,021 |
| 45 |
2.50% |
¥82,720 |
¥44,668,825 |
¥17,868,825 |
| 45 |
2.60% |
¥84,247 |
¥45,493,588 |
¥18,693,588 |
| 45 |
2.70% |
¥85,789 |
¥46,326,229 |
¥19,526,229 |
| 45 |
2.80% |
¥87,346 |
¥47,166,666 |
¥20,366,666 |
| 45 |
2.90% |
¥88,916 |
¥48,014,813 |
¥21,214,813 |
| 45 |
3.00% |
¥90,501 |
¥48,870,585 |
¥22,070,585 |
2680万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥64,030 |
¥30,734,630 |
¥3,934,630 |
| 40 |
0.80% |
¥65,261 |
¥31,325,161 |
¥4,525,161 |
| 40 |
0.90% |
¥66,506 |
¥31,922,758 |
¥5,122,758 |
| 40 |
1.00% |
¥67,765 |
¥32,527,402 |
¥5,727,402 |
| 40 |
1.10% |
¥69,040 |
¥33,139,070 |
¥6,339,070 |
| 40 |
1.20% |
¥70,329 |
¥33,757,738 |
¥6,957,738 |
| 40 |
1.30% |
¥71,632 |
¥34,383,381 |
¥7,583,381 |
| 40 |
1.40% |
¥72,950 |
¥35,015,968 |
¥8,215,968 |
| 40 |
1.50% |
¥74,282 |
¥35,655,470 |
¥8,855,470 |
| 40 |
1.60% |
¥75,629 |
¥36,301,854 |
¥9,501,854 |
| 40 |
1.70% |
¥76,990 |
¥36,955,086 |
¥10,155,086 |
| 40 |
1.80% |
¥78,365 |
¥37,615,128 |
¥10,815,128 |
| 40 |
1.90% |
¥79,754 |
¥38,281,943 |
¥11,481,943 |
| 40 |
2.00% |
¥81,157 |
¥38,955,490 |
¥12,155,490 |
| 40 |
2.10% |
¥82,574 |
¥39,635,727 |
¥12,835,727 |
| 40 |
2.20% |
¥84,005 |
¥40,322,610 |
¥13,522,610 |
| 40 |
2.30% |
¥85,450 |
¥41,016,094 |
¥14,216,094 |
| 40 |
2.40% |
¥86,909 |
¥41,716,130 |
¥14,916,130 |
| 40 |
2.50% |
¥88,381 |
¥42,422,671 |
¥15,622,671 |
| 40 |
2.60% |
¥89,866 |
¥43,135,666 |
¥16,335,666 |
| 40 |
2.70% |
¥91,365 |
¥43,855,062 |
¥17,055,062 |
| 40 |
2.80% |
¥92,877 |
¥44,580,805 |
¥17,780,805 |
| 40 |
2.90% |
¥94,402 |
¥45,312,842 |
¥18,512,842 |
| 40 |
3.00% |
¥95,940 |
¥46,051,116 |
¥19,251,116 |
2680万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥71,964 |
¥30,224,699 |
¥3,424,699 |
| 35 |
0.80% |
¥73,180 |
¥30,735,739 |
¥3,935,739 |
| 35 |
0.90% |
¥74,410 |
¥31,252,203 |
¥4,452,203 |
| 35 |
1.00% |
¥75,653 |
¥31,774,078 |
¥4,974,078 |
| 35 |
1.10% |
¥76,908 |
¥32,301,352 |
¥5,501,352 |
| 35 |
1.20% |
¥78,176 |
¥32,834,009 |
¥6,034,009 |
| 35 |
1.30% |
¥79,457 |
¥33,372,035 |
¥6,572,035 |
| 35 |
1.40% |
¥80,751 |
¥33,915,411 |
¥7,115,411 |
| 35 |
1.50% |
¥82,057 |
¥34,464,121 |
¥7,664,121 |
| 35 |
1.60% |
¥83,377 |
¥35,018,143 |
¥8,218,143 |
| 35 |
1.70% |
¥84,708 |
¥35,577,459 |
¥8,777,459 |
| 35 |
1.80% |
¥86,052 |
¥36,142,045 |
¥9,342,045 |
| 35 |
1.90% |
¥87,409 |
¥36,711,879 |
¥9,911,879 |
| 35 |
2.00% |
¥88,778 |
¥37,286,937 |
¥10,486,937 |
| 35 |
2.10% |
¥90,160 |
¥37,867,194 |
¥11,067,194 |
| 35 |
2.20% |
¥91,554 |
¥38,452,623 |
¥11,652,623 |
| 35 |
2.30% |
¥92,960 |
¥39,043,196 |
¥12,243,196 |
| 35 |
2.40% |
¥94,378 |
¥39,638,885 |
¥12,838,885 |
| 35 |
2.50% |
¥95,809 |
¥40,239,661 |
¥13,439,661 |
| 35 |
2.60% |
¥97,251 |
¥40,845,494 |
¥14,045,494 |
| 35 |
2.70% |
¥98,706 |
¥41,456,350 |
¥14,656,350 |
| 35 |
2.80% |
¥100,172 |
¥42,072,199 |
¥15,272,199 |
| 35 |
2.90% |
¥101,650 |
¥42,693,006 |
¥15,893,006 |
| 35 |
3.00% |
¥103,140 |
¥43,318,737 |
¥16,518,737 |
2680万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥82,556 |
¥29,720,205 |
¥2,920,205 |
| 30 |
0.80% |
¥83,759 |
¥30,153,406 |
¥3,353,406 |
| 30 |
0.90% |
¥84,974 |
¥30,590,600 |
¥3,790,600 |
| 30 |
1.00% |
¥86,199 |
¥31,031,781 |
¥4,231,781 |
| 30 |
1.10% |
¥87,436 |
¥31,476,940 |
¥4,676,940 |
| 30 |
1.20% |
¥88,684 |
¥31,926,071 |
¥5,126,071 |
| 30 |
1.30% |
¥89,942 |
¥32,379,164 |
¥5,579,164 |
| 30 |
1.40% |
¥91,212 |
¥32,836,209 |
¥6,036,209 |
| 30 |
1.50% |
¥92,492 |
¥33,297,198 |
¥6,497,198 |
| 30 |
1.60% |
¥93,784 |
¥33,762,119 |
¥6,962,119 |
| 30 |
1.70% |
¥95,086 |
¥34,230,960 |
¥7,430,960 |
| 30 |
1.80% |
¥96,399 |
¥34,703,711 |
¥7,903,711 |
| 30 |
1.90% |
¥97,723 |
¥35,180,357 |
¥8,380,357 |
| 30 |
2.00% |
¥99,058 |
¥35,660,887 |
¥8,860,887 |
| 30 |
2.10% |
¥100,404 |
¥36,145,285 |
¥9,345,285 |
| 30 |
2.20% |
¥101,760 |
¥36,633,537 |
¥9,833,537 |
| 30 |
2.30% |
¥103,127 |
¥37,125,629 |
¥10,325,629 |
| 30 |
2.40% |
¥104,504 |
¥37,621,543 |
¥10,821,543 |
| 30 |
2.50% |
¥105,892 |
¥38,121,264 |
¥11,321,264 |
| 30 |
2.60% |
¥107,291 |
¥38,624,775 |
¥11,824,775 |
| 30 |
2.70% |
¥108,700 |
¥39,132,059 |
¥12,332,059 |
| 30 |
2.80% |
¥110,120 |
¥39,643,096 |
¥12,843,096 |
| 30 |
2.90% |
¥111,550 |
¥40,157,868 |
¥13,357,868 |
| 30 |
3.00% |
¥112,990 |
¥40,676,357 |
¥13,876,357 |
2680万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥97,404 |
¥29,221,157 |
¥2,421,157 |
| 25 |
0.80% |
¥98,594 |
¥29,578,176 |
¥2,778,176 |
| 25 |
0.90% |
¥99,793 |
¥29,937,974 |
¥3,137,974 |
| 25 |
1.00% |
¥101,002 |
¥30,300,545 |
¥3,500,545 |
| 25 |
1.10% |
¥102,220 |
¥30,665,888 |
¥3,865,888 |
| 25 |
1.20% |
¥103,447 |
¥31,033,997 |
¥4,233,997 |
| 25 |
1.30% |
¥104,683 |
¥31,404,869 |
¥4,604,869 |
| 25 |
1.40% |
¥105,928 |
¥31,778,498 |
¥4,978,498 |
| 25 |
1.50% |
¥107,183 |
¥32,154,881 |
¥5,354,881 |
| 25 |
1.60% |
¥108,447 |
¥32,534,011 |
¥5,734,011 |
| 25 |
1.70% |
¥109,720 |
¥32,915,883 |
¥6,115,883 |
| 25 |
1.80% |
¥111,002 |
¥33,300,491 |
¥6,500,491 |
| 25 |
1.90% |
¥112,293 |
¥33,687,828 |
¥6,887,828 |
| 25 |
2.00% |
¥113,593 |
¥34,077,889 |
¥7,277,889 |
| 25 |
2.10% |
¥114,902 |
¥34,470,666 |
¥7,670,666 |
| 25 |
2.20% |
¥116,221 |
¥34,866,151 |
¥8,066,151 |
| 25 |
2.30% |
¥117,548 |
¥35,264,339 |
¥8,464,339 |
| 25 |
2.40% |
¥118,884 |
¥35,665,219 |
¥8,865,219 |
| 25 |
2.50% |
¥120,229 |
¥36,068,785 |
¥9,268,785 |
| 25 |
2.60% |
¥121,583 |
¥36,475,028 |
¥9,675,028 |
| 25 |
2.70% |
¥122,946 |
¥36,883,939 |
¥10,083,939 |
| 25 |
2.80% |
¥124,318 |
¥37,295,510 |
¥10,495,510 |
| 25 |
2.90% |
¥125,699 |
¥37,709,730 |
¥10,909,730 |
| 25 |
3.00% |
¥127,089 |
¥38,126,590 |
¥11,326,590 |
2680万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥119,698 |
¥28,727,562 |
¥1,927,562 |
| 20 |
0.80% |
¥120,875 |
¥29,010,062 |
¥2,210,062 |
| 20 |
0.90% |
¥122,060 |
¥29,294,343 |
¥2,494,343 |
| 20 |
1.00% |
¥123,252 |
¥29,580,402 |
¥2,780,402 |
| 20 |
1.10% |
¥124,451 |
¥29,868,238 |
¥3,068,238 |
| 20 |
1.20% |
¥125,658 |
¥30,157,850 |
¥3,357,850 |
| 20 |
1.30% |
¥126,872 |
¥30,449,236 |
¥3,649,236 |
| 20 |
1.40% |
¥128,093 |
¥30,742,394 |
¥3,942,394 |
| 20 |
1.50% |
¥129,322 |
¥31,037,321 |
¥4,237,321 |
| 20 |
1.60% |
¥130,558 |
¥31,334,015 |
¥4,534,015 |
| 20 |
1.70% |
¥131,802 |
¥31,632,474 |
¥4,832,474 |
| 20 |
1.80% |
¥133,053 |
¥31,932,696 |
¥5,132,696 |
| 20 |
1.90% |
¥134,311 |
¥32,234,678 |
¥5,434,678 |
| 20 |
2.00% |
¥135,577 |
¥32,538,416 |
¥5,738,416 |
| 20 |
2.10% |
¥136,850 |
¥32,843,908 |
¥6,043,908 |
| 20 |
2.20% |
¥138,130 |
¥33,151,152 |
¥6,351,152 |
| 20 |
2.30% |
¥139,417 |
¥33,460,143 |
¥6,660,143 |
| 20 |
2.40% |
¥140,712 |
¥33,770,878 |
¥6,970,878 |
| 20 |
2.50% |
¥142,014 |
¥34,083,354 |
¥7,283,354 |
| 20 |
2.60% |
¥143,323 |
¥34,397,568 |
¥7,597,568 |
| 20 |
2.70% |
¥144,640 |
¥34,713,514 |
¥7,913,514 |
| 20 |
2.80% |
¥145,963 |
¥35,031,191 |
¥8,231,191 |
| 20 |
2.90% |
¥147,294 |
¥35,350,594 |
¥8,550,594 |
| 20 |
3.00% |
¥148,632 |
¥35,671,717 |
¥8,871,717 |
2680万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥156,886 |
¥28,239,427 |
¥1,439,427 |
| 15 |
0.80% |
¥158,050 |
¥28,449,074 |
¥1,649,074 |
| 15 |
0.90% |
¥159,221 |
¥28,659,724 |
¥1,859,724 |
| 15 |
1.00% |
¥160,397 |
¥28,871,375 |
¥2,071,375 |
| 15 |
1.10% |
¥161,578 |
¥29,084,029 |
¥2,284,029 |
| 15 |
1.20% |
¥162,765 |
¥29,297,683 |
¥2,497,683 |
| 15 |
1.30% |
¥163,957 |
¥29,512,337 |
¥2,712,337 |
| 15 |
1.40% |
¥165,156 |
¥29,727,991 |
¥2,927,991 |
| 15 |
1.50% |
¥166,359 |
¥29,944,643 |
¥3,144,643 |
| 15 |
1.60% |
¥167,568 |
¥30,162,294 |
¥3,362,294 |
| 15 |
1.70% |
¥168,783 |
¥30,380,942 |
¥3,580,942 |
| 15 |
1.80% |
¥170,003 |
¥30,600,586 |
¥3,800,586 |
| 15 |
1.90% |
¥171,229 |
¥30,821,226 |
¥4,021,226 |
| 15 |
2.00% |
¥172,460 |
¥31,042,860 |
¥4,242,860 |
| 15 |
2.10% |
¥173,697 |
¥31,265,487 |
¥4,465,487 |
| 15 |
2.20% |
¥174,939 |
¥31,489,107 |
¥4,689,107 |
| 15 |
2.30% |
¥176,187 |
¥31,713,719 |
¥4,913,719 |
| 15 |
2.40% |
¥177,441 |
¥31,939,321 |
¥5,139,321 |
| 15 |
2.50% |
¥178,700 |
¥32,165,911 |
¥5,365,911 |
| 15 |
2.60% |
¥179,964 |
¥32,393,490 |
¥5,593,490 |
| 15 |
2.70% |
¥181,234 |
¥32,622,056 |
¥5,822,056 |
| 15 |
2.80% |
¥182,509 |
¥32,851,606 |
¥6,051,606 |
| 15 |
2.90% |
¥183,790 |
¥33,082,141 |
¥6,282,141 |
| 15 |
3.00% |
¥185,076 |
¥33,313,658 |
¥6,513,658 |
2680万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥231,306 |
¥27,756,755 |
¥956,755 |
| 10 |
0.80% |
¥232,460 |
¥27,895,219 |
¥1,095,219 |
| 10 |
0.90% |
¥233,618 |
¥28,034,130 |
¥1,234,130 |
| 10 |
1.00% |
¥234,779 |
¥28,173,485 |
¥1,373,485 |
| 10 |
1.10% |
¥235,944 |
¥28,313,287 |
¥1,513,287 |
| 10 |
1.20% |
¥237,113 |
¥28,453,534 |
¥1,653,534 |
| 10 |
1.30% |
¥238,285 |
¥28,594,226 |
¥1,794,226 |
| 10 |
1.40% |
¥239,461 |
¥28,735,364 |
¥1,935,364 |
| 10 |
1.50% |
¥240,641 |
¥28,876,946 |
¥2,076,946 |
| 10 |
1.60% |
¥241,825 |
¥29,018,974 |
¥2,218,974 |
| 10 |
1.70% |
¥243,012 |
¥29,161,446 |
¥2,361,446 |
| 10 |
1.80% |
¥244,203 |
¥29,304,362 |
¥2,504,362 |
| 10 |
1.90% |
¥245,398 |
¥29,447,722 |
¥2,647,722 |
| 10 |
2.00% |
¥246,596 |
¥29,591,527 |
¥2,791,527 |
| 10 |
2.10% |
¥247,798 |
¥29,735,775 |
¥2,935,775 |
| 10 |
2.20% |
¥249,004 |
¥29,880,467 |
¥3,080,467 |
| 10 |
2.30% |
¥250,213 |
¥30,025,602 |
¥3,225,602 |
| 10 |
2.40% |
¥251,426 |
¥30,171,180 |
¥3,371,180 |
| 10 |
2.50% |
¥252,643 |
¥30,317,200 |
¥3,517,200 |
| 10 |
2.60% |
¥253,864 |
¥30,463,664 |
¥3,663,664 |
| 10 |
2.70% |
¥255,088 |
¥30,610,569 |
¥3,810,569 |
| 10 |
2.80% |
¥256,316 |
¥30,757,916 |
¥3,957,916 |
| 10 |
2.90% |
¥257,548 |
¥30,905,705 |
¥4,105,705 |
| 10 |
3.00% |
¥258,783 |
¥31,053,935 |
¥4,253,935 |