2680万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2680万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2680万円の住宅ローン｜期間・年数別
2680万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥52,951 | ¥31,770,763 | ¥4,970,763 |
| 50 | 0.80% | ¥54,209 | ¥32,525,198 | ¥5,725,198 |
| 50 | 0.90% | ¥55,484 | ¥33,290,612 | ¥6,490,612 |
| 50 | 1.00% | ¥56,778 | ¥34,066,956 | ¥7,266,956 |
| 50 | 1.10% | ¥58,090 | ¥34,854,178 | ¥8,054,178 |
| 50 | 1.20% | ¥59,420 | ¥35,652,220 | ¥8,852,220 |
| 50 | 1.30% | ¥60,768 | ¥36,461,019 | ¥9,661,019 |
| 50 | 1.40% | ¥62,134 | ¥37,280,507 | ¥10,480,507 |
| 50 | 1.50% | ¥63,518 | ¥38,110,612 | ¥11,310,612 |
| 50 | 1.60% | ¥64,919 | ¥38,951,256 | ¥12,151,256 |
| 50 | 1.70% | ¥66,337 | ¥39,802,358 | ¥13,002,358 |
| 50 | 1.80% | ¥67,773 | ¥40,663,833 | ¥13,863,833 |
| 50 | 1.90% | ¥69,226 | ¥41,535,589 | ¥14,735,589 |
| 50 | 2.00% | ¥70,696 | ¥42,417,533 | ¥15,617,533 |
| 50 | 2.10% | ¥72,183 | ¥43,309,567 | ¥16,509,567 |
| 50 | 2.20% | ¥73,686 | ¥44,211,588 | ¥17,411,588 |
| 50 | 2.30% | ¥75,206 | ¥45,123,491 | ¥18,323,491 |
| 50 | 2.40% | ¥76,742 | ¥46,045,168 | ¥19,245,168 |
| 50 | 2.50% | ¥78,294 | ¥46,976,506 | ¥20,176,506 |
| 50 | 2.60% | ¥79,862 | ¥47,917,390 | ¥21,117,390 |
| 50 | 2.70% | ¥81,446 | ¥48,867,702 | ¥22,067,702 |
| 50 | 2.80% | ¥83,046 | ¥49,827,320 | ¥23,027,320 |
| 50 | 2.90% | ¥84,660 | ¥50,796,122 | ¥23,996,122 |
| 50 | 3.00% | ¥86,290 | ¥51,773,982 | ¥24,973,982 |
2680万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥57,870 | ¥31,249,989 | ¥4,449,989 |
| 45 | 0.80% | ¥59,114 | ¥31,921,653 | ¥5,121,653 |
| 45 | 0.90% | ¥60,375 | ¥32,602,238 | ¥5,802,238 |
| 45 | 1.00% | ¥61,651 | ¥33,291,710 | ¥6,491,710 |
| 45 | 1.10% | ¥62,945 | ¥33,990,035 | ¥7,190,035 |
| 45 | 1.20% | ¥64,254 | ¥34,697,174 | ¥7,897,174 |
| 45 | 1.30% | ¥65,580 | ¥35,413,086 | ¥8,613,086 |
| 45 | 1.40% | ¥66,922 | ¥36,137,725 | ¥9,337,725 |
| 45 | 1.50% | ¥68,280 | ¥36,871,044 | ¥10,071,044 |
| 45 | 1.60% | ¥69,654 | ¥37,612,990 | ¥10,812,990 |
| 45 | 1.70% | ¥71,044 | ¥38,363,510 | ¥11,563,510 |
| 45 | 1.80% | ¥72,449 | ¥39,122,545 | ¥12,322,545 |
| 45 | 1.90% | ¥73,870 | ¥39,890,037 | ¥13,090,037 |
| 45 | 2.00% | ¥75,307 | ¥40,665,920 | ¥13,865,920 |
| 45 | 2.10% | ¥76,760 | ¥41,450,131 | ¥14,650,131 |
| 45 | 2.20% | ¥78,227 | ¥42,242,598 | ¥15,442,598 |
| 45 | 2.30% | ¥79,710 | ¥43,043,253 | ¥16,243,253 |
| 45 | 2.40% | ¥81,207 | ¥43,852,021 | ¥17,052,021 |
| 45 | 2.50% | ¥82,720 | ¥44,668,825 | ¥17,868,825 |
| 45 | 2.60% | ¥84,247 | ¥45,493,588 | ¥18,693,588 |
| 45 | 2.70% | ¥85,789 | ¥46,326,229 | ¥19,526,229 |
| 45 | 2.80% | ¥87,346 | ¥47,166,666 | ¥20,366,666 |
| 45 | 2.90% | ¥88,916 | ¥48,014,813 | ¥21,214,813 |
| 45 | 3.00% | ¥90,501 | ¥48,870,585 | ¥22,070,585 |
2680万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥64,030 | ¥30,734,630 | ¥3,934,630 |
| 40 | 0.80% | ¥65,261 | ¥31,325,161 | ¥4,525,161 |
| 40 | 0.90% | ¥66,506 | ¥31,922,758 | ¥5,122,758 |
| 40 | 1.00% | ¥67,765 | ¥32,527,402 | ¥5,727,402 |
| 40 | 1.10% | ¥69,040 | ¥33,139,070 | ¥6,339,070 |
| 40 | 1.20% | ¥70,329 | ¥33,757,738 | ¥6,957,738 |
| 40 | 1.30% | ¥71,632 | ¥34,383,381 | ¥7,583,381 |
| 40 | 1.40% | ¥72,950 | ¥35,015,968 | ¥8,215,968 |
| 40 | 1.50% | ¥74,282 | ¥35,655,470 | ¥8,855,470 |
| 40 | 1.60% | ¥75,629 | ¥36,301,854 | ¥9,501,854 |
| 40 | 1.70% | ¥76,990 | ¥36,955,086 | ¥10,155,086 |
| 40 | 1.80% | ¥78,365 | ¥37,615,128 | ¥10,815,128 |
| 40 | 1.90% | ¥79,754 | ¥38,281,943 | ¥11,481,943 |
| 40 | 2.00% | ¥81,157 | ¥38,955,490 | ¥12,155,490 |
| 40 | 2.10% | ¥82,574 | ¥39,635,727 | ¥12,835,727 |
| 40 | 2.20% | ¥84,005 | ¥40,322,610 | ¥13,522,610 |
| 40 | 2.30% | ¥85,450 | ¥41,016,094 | ¥14,216,094 |
| 40 | 2.40% | ¥86,909 | ¥41,716,130 | ¥14,916,130 |
| 40 | 2.50% | ¥88,381 | ¥42,422,671 | ¥15,622,671 |
| 40 | 2.60% | ¥89,866 | ¥43,135,666 | ¥16,335,666 |
| 40 | 2.70% | ¥91,365 | ¥43,855,062 | ¥17,055,062 |
| 40 | 2.80% | ¥92,877 | ¥44,580,805 | ¥17,780,805 |
| 40 | 2.90% | ¥94,402 | ¥45,312,842 | ¥18,512,842 |
| 40 | 3.00% | ¥95,940 | ¥46,051,116 | ¥19,251,116 |
2680万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥71,964 | ¥30,224,699 | ¥3,424,699 |
| 35 | 0.80% | ¥73,180 | ¥30,735,739 | ¥3,935,739 |
| 35 | 0.90% | ¥74,410 | ¥31,252,203 | ¥4,452,203 |
| 35 | 1.00% | ¥75,653 | ¥31,774,078 | ¥4,974,078 |
| 35 | 1.10% | ¥76,908 | ¥32,301,352 | ¥5,501,352 |
| 35 | 1.20% | ¥78,176 | ¥32,834,009 | ¥6,034,009 |
| 35 | 1.30% | ¥79,457 | ¥33,372,035 | ¥6,572,035 |
| 35 | 1.40% | ¥80,751 | ¥33,915,411 | ¥7,115,411 |
| 35 | 1.50% | ¥82,057 | ¥34,464,121 | ¥7,664,121 |
| 35 | 1.60% | ¥83,377 | ¥35,018,143 | ¥8,218,143 |
| 35 | 1.70% | ¥84,708 | ¥35,577,459 | ¥8,777,459 |
| 35 | 1.80% | ¥86,052 | ¥36,142,045 | ¥9,342,045 |
| 35 | 1.90% | ¥87,409 | ¥36,711,879 | ¥9,911,879 |
| 35 | 2.00% | ¥88,778 | ¥37,286,937 | ¥10,486,937 |
| 35 | 2.10% | ¥90,160 | ¥37,867,194 | ¥11,067,194 |
| 35 | 2.20% | ¥91,554 | ¥38,452,623 | ¥11,652,623 |
| 35 | 2.30% | ¥92,960 | ¥39,043,196 | ¥12,243,196 |
| 35 | 2.40% | ¥94,378 | ¥39,638,885 | ¥12,838,885 |
| 35 | 2.50% | ¥95,809 | ¥40,239,661 | ¥13,439,661 |
| 35 | 2.60% | ¥97,251 | ¥40,845,494 | ¥14,045,494 |
| 35 | 2.70% | ¥98,706 | ¥41,456,350 | ¥14,656,350 |
| 35 | 2.80% | ¥100,172 | ¥42,072,199 | ¥15,272,199 |
| 35 | 2.90% | ¥101,650 | ¥42,693,006 | ¥15,893,006 |
| 35 | 3.00% | ¥103,140 | ¥43,318,737 | ¥16,518,737 |
2680万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥82,556 | ¥29,720,205 | ¥2,920,205 |
| 30 | 0.80% | ¥83,759 | ¥30,153,406 | ¥3,353,406 |
| 30 | 0.90% | ¥84,974 | ¥30,590,600 | ¥3,790,600 |
| 30 | 1.00% | ¥86,199 | ¥31,031,781 | ¥4,231,781 |
| 30 | 1.10% | ¥87,436 | ¥31,476,940 | ¥4,676,940 |
| 30 | 1.20% | ¥88,684 | ¥31,926,071 | ¥5,126,071 |
| 30 | 1.30% | ¥89,942 | ¥32,379,164 | ¥5,579,164 |
| 30 | 1.40% | ¥91,212 | ¥32,836,209 | ¥6,036,209 |
| 30 | 1.50% | ¥92,492 | ¥33,297,198 | ¥6,497,198 |
| 30 | 1.60% | ¥93,784 | ¥33,762,119 | ¥6,962,119 |
| 30 | 1.70% | ¥95,086 | ¥34,230,960 | ¥7,430,960 |
| 30 | 1.80% | ¥96,399 | ¥34,703,711 | ¥7,903,711 |
| 30 | 1.90% | ¥97,723 | ¥35,180,357 | ¥8,380,357 |
| 30 | 2.00% | ¥99,058 | ¥35,660,887 | ¥8,860,887 |
| 30 | 2.10% | ¥100,404 | ¥36,145,285 | ¥9,345,285 |
| 30 | 2.20% | ¥101,760 | ¥36,633,537 | ¥9,833,537 |
| 30 | 2.30% | ¥103,127 | ¥37,125,629 | ¥10,325,629 |
| 30 | 2.40% | ¥104,504 | ¥37,621,543 | ¥10,821,543 |
| 30 | 2.50% | ¥105,892 | ¥38,121,264 | ¥11,321,264 |
| 30 | 2.60% | ¥107,291 | ¥38,624,775 | ¥11,824,775 |
| 30 | 2.70% | ¥108,700 | ¥39,132,059 | ¥12,332,059 |
| 30 | 2.80% | ¥110,120 | ¥39,643,096 | ¥12,843,096 |
| 30 | 2.90% | ¥111,550 | ¥40,157,868 | ¥13,357,868 |
| 30 | 3.00% | ¥112,990 | ¥40,676,357 | ¥13,876,357 |
2680万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥97,404 | ¥29,221,157 | ¥2,421,157 |
| 25 | 0.80% | ¥98,594 | ¥29,578,176 | ¥2,778,176 |
| 25 | 0.90% | ¥99,793 | ¥29,937,974 | ¥3,137,974 |
| 25 | 1.00% | ¥101,002 | ¥30,300,545 | ¥3,500,545 |
| 25 | 1.10% | ¥102,220 | ¥30,665,888 | ¥3,865,888 |
| 25 | 1.20% | ¥103,447 | ¥31,033,997 | ¥4,233,997 |
| 25 | 1.30% | ¥104,683 | ¥31,404,869 | ¥4,604,869 |
| 25 | 1.40% | ¥105,928 | ¥31,778,498 | ¥4,978,498 |
| 25 | 1.50% | ¥107,183 | ¥32,154,881 | ¥5,354,881 |
| 25 | 1.60% | ¥108,447 | ¥32,534,011 | ¥5,734,011 |
| 25 | 1.70% | ¥109,720 | ¥32,915,883 | ¥6,115,883 |
| 25 | 1.80% | ¥111,002 | ¥33,300,491 | ¥6,500,491 |
| 25 | 1.90% | ¥112,293 | ¥33,687,828 | ¥6,887,828 |
| 25 | 2.00% | ¥113,593 | ¥34,077,889 | ¥7,277,889 |
| 25 | 2.10% | ¥114,902 | ¥34,470,666 | ¥7,670,666 |
| 25 | 2.20% | ¥116,221 | ¥34,866,151 | ¥8,066,151 |
| 25 | 2.30% | ¥117,548 | ¥35,264,339 | ¥8,464,339 |
| 25 | 2.40% | ¥118,884 | ¥35,665,219 | ¥8,865,219 |
| 25 | 2.50% | ¥120,229 | ¥36,068,785 | ¥9,268,785 |
| 25 | 2.60% | ¥121,583 | ¥36,475,028 | ¥9,675,028 |
| 25 | 2.70% | ¥122,946 | ¥36,883,939 | ¥10,083,939 |
| 25 | 2.80% | ¥124,318 | ¥37,295,510 | ¥10,495,510 |
| 25 | 2.90% | ¥125,699 | ¥37,709,730 | ¥10,909,730 |
| 25 | 3.00% | ¥127,089 | ¥38,126,590 | ¥11,326,590 |
2680万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥119,698 | ¥28,727,562 | ¥1,927,562 |
| 20 | 0.80% | ¥120,875 | ¥29,010,062 | ¥2,210,062 |
| 20 | 0.90% | ¥122,060 | ¥29,294,343 | ¥2,494,343 |
| 20 | 1.00% | ¥123,252 | ¥29,580,402 | ¥2,780,402 |
| 20 | 1.10% | ¥124,451 | ¥29,868,238 | ¥3,068,238 |
| 20 | 1.20% | ¥125,658 | ¥30,157,850 | ¥3,357,850 |
| 20 | 1.30% | ¥126,872 | ¥30,449,236 | ¥3,649,236 |
| 20 | 1.40% | ¥128,093 | ¥30,742,394 | ¥3,942,394 |
| 20 | 1.50% | ¥129,322 | ¥31,037,321 | ¥4,237,321 |
| 20 | 1.60% | ¥130,558 | ¥31,334,015 | ¥4,534,015 |
| 20 | 1.70% | ¥131,802 | ¥31,632,474 | ¥4,832,474 |
| 20 | 1.80% | ¥133,053 | ¥31,932,696 | ¥5,132,696 |
| 20 | 1.90% | ¥134,311 | ¥32,234,678 | ¥5,434,678 |
| 20 | 2.00% | ¥135,577 | ¥32,538,416 | ¥5,738,416 |
| 20 | 2.10% | ¥136,850 | ¥32,843,908 | ¥6,043,908 |
| 20 | 2.20% | ¥138,130 | ¥33,151,152 | ¥6,351,152 |
| 20 | 2.30% | ¥139,417 | ¥33,460,143 | ¥6,660,143 |
| 20 | 2.40% | ¥140,712 | ¥33,770,878 | ¥6,970,878 |
| 20 | 2.50% | ¥142,014 | ¥34,083,354 | ¥7,283,354 |
| 20 | 2.60% | ¥143,323 | ¥34,397,568 | ¥7,597,568 |
| 20 | 2.70% | ¥144,640 | ¥34,713,514 | ¥7,913,514 |
| 20 | 2.80% | ¥145,963 | ¥35,031,191 | ¥8,231,191 |
| 20 | 2.90% | ¥147,294 | ¥35,350,594 | ¥8,550,594 |
| 20 | 3.00% | ¥148,632 | ¥35,671,717 | ¥8,871,717 |
2680万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥156,886 | ¥28,239,427 | ¥1,439,427 |
| 15 | 0.80% | ¥158,050 | ¥28,449,074 | ¥1,649,074 |
| 15 | 0.90% | ¥159,221 | ¥28,659,724 | ¥1,859,724 |
| 15 | 1.00% | ¥160,397 | ¥28,871,375 | ¥2,071,375 |
| 15 | 1.10% | ¥161,578 | ¥29,084,029 | ¥2,284,029 |
| 15 | 1.20% | ¥162,765 | ¥29,297,683 | ¥2,497,683 |
| 15 | 1.30% | ¥163,957 | ¥29,512,337 | ¥2,712,337 |
| 15 | 1.40% | ¥165,156 | ¥29,727,991 | ¥2,927,991 |
| 15 | 1.50% | ¥166,359 | ¥29,944,643 | ¥3,144,643 |
| 15 | 1.60% | ¥167,568 | ¥30,162,294 | ¥3,362,294 |
| 15 | 1.70% | ¥168,783 | ¥30,380,942 | ¥3,580,942 |
| 15 | 1.80% | ¥170,003 | ¥30,600,586 | ¥3,800,586 |
| 15 | 1.90% | ¥171,229 | ¥30,821,226 | ¥4,021,226 |
| 15 | 2.00% | ¥172,460 | ¥31,042,860 | ¥4,242,860 |
| 15 | 2.10% | ¥173,697 | ¥31,265,487 | ¥4,465,487 |
| 15 | 2.20% | ¥174,939 | ¥31,489,107 | ¥4,689,107 |
| 15 | 2.30% | ¥176,187 | ¥31,713,719 | ¥4,913,719 |
| 15 | 2.40% | ¥177,441 | ¥31,939,321 | ¥5,139,321 |
| 15 | 2.50% | ¥178,700 | ¥32,165,911 | ¥5,365,911 |
| 15 | 2.60% | ¥179,964 | ¥32,393,490 | ¥5,593,490 |
| 15 | 2.70% | ¥181,234 | ¥32,622,056 | ¥5,822,056 |
| 15 | 2.80% | ¥182,509 | ¥32,851,606 | ¥6,051,606 |
| 15 | 2.90% | ¥183,790 | ¥33,082,141 | ¥6,282,141 |
| 15 | 3.00% | ¥185,076 | ¥33,313,658 | ¥6,513,658 |
2680万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥231,306 | ¥27,756,755 | ¥956,755 |
| 10 | 0.80% | ¥232,460 | ¥27,895,219 | ¥1,095,219 |
| 10 | 0.90% | ¥233,618 | ¥28,034,130 | ¥1,234,130 |
| 10 | 1.00% | ¥234,779 | ¥28,173,485 | ¥1,373,485 |
| 10 | 1.10% | ¥235,944 | ¥28,313,287 | ¥1,513,287 |
| 10 | 1.20% | ¥237,113 | ¥28,453,534 | ¥1,653,534 |
| 10 | 1.30% | ¥238,285 | ¥28,594,226 | ¥1,794,226 |
| 10 | 1.40% | ¥239,461 | ¥28,735,364 | ¥1,935,364 |
| 10 | 1.50% | ¥240,641 | ¥28,876,946 | ¥2,076,946 |
| 10 | 1.60% | ¥241,825 | ¥29,018,974 | ¥2,218,974 |
| 10 | 1.70% | ¥243,012 | ¥29,161,446 | ¥2,361,446 |
| 10 | 1.80% | ¥244,203 | ¥29,304,362 | ¥2,504,362 |
| 10 | 1.90% | ¥245,398 | ¥29,447,722 | ¥2,647,722 |
| 10 | 2.00% | ¥246,596 | ¥29,591,527 | ¥2,791,527 |
| 10 | 2.10% | ¥247,798 | ¥29,735,775 | ¥2,935,775 |
| 10 | 2.20% | ¥249,004 | ¥29,880,467 | ¥3,080,467 |
| 10 | 2.30% | ¥250,213 | ¥30,025,602 | ¥3,225,602 |
| 10 | 2.40% | ¥251,426 | ¥30,171,180 | ¥3,371,180 |
| 10 | 2.50% | ¥252,643 | ¥30,317,200 | ¥3,517,200 |
| 10 | 2.60% | ¥253,864 | ¥30,463,664 | ¥3,663,664 |
| 10 | 2.70% | ¥255,088 | ¥30,610,569 | ¥3,810,569 |
| 10 | 2.80% | ¥256,316 | ¥30,757,916 | ¥3,957,916 |
| 10 | 2.90% | ¥257,548 | ¥30,905,705 | ¥4,105,705 |
| 10 | 3.00% | ¥258,783 | ¥31,053,935 | ¥4,253,935 |
