2720万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2720万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2720万円の住宅ローン|期間・年数別
2720万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥53,742 |
¥32,244,954 |
¥5,044,954 |
| 50 |
0.80% |
¥55,018 |
¥33,010,649 |
¥5,810,649 |
| 50 |
0.90% |
¥56,312 |
¥33,787,487 |
¥6,587,487 |
| 50 |
1.00% |
¥57,626 |
¥34,575,418 |
¥7,375,418 |
| 50 |
1.10% |
¥58,957 |
¥35,374,390 |
¥8,174,390 |
| 50 |
1.20% |
¥60,307 |
¥36,184,343 |
¥8,984,343 |
| 50 |
1.30% |
¥61,675 |
¥37,005,213 |
¥9,805,213 |
| 50 |
1.40% |
¥63,062 |
¥37,836,933 |
¥10,636,933 |
| 50 |
1.50% |
¥64,466 |
¥38,679,427 |
¥11,479,427 |
| 50 |
1.60% |
¥65,888 |
¥39,532,618 |
¥12,332,618 |
| 50 |
1.70% |
¥67,327 |
¥40,396,424 |
¥13,196,424 |
| 50 |
1.80% |
¥68,785 |
¥41,270,756 |
¥14,070,756 |
| 50 |
1.90% |
¥70,259 |
¥42,155,523 |
¥14,955,523 |
| 50 |
2.00% |
¥71,751 |
¥43,050,631 |
¥15,850,631 |
| 50 |
2.10% |
¥73,260 |
¥43,955,978 |
¥16,755,978 |
| 50 |
2.20% |
¥74,786 |
¥44,871,462 |
¥17,671,462 |
| 50 |
2.30% |
¥76,328 |
¥45,796,976 |
¥18,596,976 |
| 50 |
2.40% |
¥77,887 |
¥46,732,410 |
¥19,532,410 |
| 50 |
2.50% |
¥79,463 |
¥47,677,648 |
¥20,477,648 |
| 50 |
2.60% |
¥81,054 |
¥48,632,575 |
¥21,432,575 |
| 50 |
2.70% |
¥82,662 |
¥49,597,070 |
¥22,397,070 |
| 50 |
2.80% |
¥84,285 |
¥50,571,012 |
¥23,371,012 |
| 50 |
2.90% |
¥85,924 |
¥51,554,273 |
¥24,354,273 |
| 50 |
3.00% |
¥87,578 |
¥52,546,728 |
¥25,346,728 |
2720万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥58,734 |
¥31,716,406 |
¥4,516,406 |
| 45 |
0.80% |
¥59,996 |
¥32,398,096 |
¥5,198,096 |
| 45 |
0.90% |
¥61,276 |
¥33,088,838 |
¥5,888,838 |
| 45 |
1.00% |
¥62,571 |
¥33,788,601 |
¥6,588,601 |
| 45 |
1.10% |
¥63,884 |
¥34,497,349 |
¥7,297,349 |
| 45 |
1.20% |
¥65,213 |
¥35,215,042 |
¥8,015,042 |
| 45 |
1.30% |
¥66,559 |
¥35,941,639 |
¥8,741,639 |
| 45 |
1.40% |
¥67,921 |
¥36,677,094 |
¥9,477,094 |
| 45 |
1.50% |
¥69,299 |
¥37,421,358 |
¥10,221,358 |
| 45 |
1.60% |
¥70,693 |
¥38,174,378 |
¥10,974,378 |
| 45 |
1.70% |
¥72,104 |
¥38,936,099 |
¥11,736,099 |
| 45 |
1.80% |
¥73,530 |
¥39,706,464 |
¥12,506,464 |
| 45 |
1.90% |
¥74,973 |
¥40,485,410 |
¥13,285,410 |
| 45 |
2.00% |
¥76,431 |
¥41,272,875 |
¥14,072,875 |
| 45 |
2.10% |
¥77,905 |
¥42,068,789 |
¥14,868,789 |
| 45 |
2.20% |
¥79,395 |
¥42,873,085 |
¥15,673,085 |
| 45 |
2.30% |
¥80,899 |
¥43,685,690 |
¥16,485,690 |
| 45 |
2.40% |
¥82,419 |
¥44,506,528 |
¥17,306,528 |
| 45 |
2.50% |
¥83,955 |
¥45,335,524 |
¥18,135,524 |
| 45 |
2.60% |
¥85,505 |
¥46,172,597 |
¥18,972,597 |
| 45 |
2.70% |
¥87,070 |
¥47,017,665 |
¥19,817,665 |
| 45 |
2.80% |
¥88,649 |
¥47,870,646 |
¥20,670,646 |
| 45 |
2.90% |
¥90,243 |
¥48,731,452 |
¥21,531,452 |
| 45 |
3.00% |
¥91,852 |
¥49,599,997 |
¥22,399,997 |
2720万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥64,986 |
¥31,193,356 |
¥3,993,356 |
| 40 |
0.80% |
¥66,235 |
¥31,792,700 |
¥4,592,700 |
| 40 |
0.90% |
¥67,498 |
¥32,399,217 |
¥5,199,217 |
| 40 |
1.00% |
¥68,777 |
¥33,012,885 |
¥5,812,885 |
| 40 |
1.10% |
¥70,070 |
¥33,633,683 |
¥6,433,683 |
| 40 |
1.20% |
¥71,378 |
¥34,261,585 |
¥7,061,585 |
| 40 |
1.30% |
¥72,701 |
¥34,896,566 |
¥7,696,566 |
| 40 |
1.40% |
¥74,039 |
¥35,538,595 |
¥8,338,595 |
| 40 |
1.50% |
¥75,391 |
¥36,187,642 |
¥8,987,642 |
| 40 |
1.60% |
¥76,758 |
¥36,843,673 |
¥9,643,673 |
| 40 |
1.70% |
¥78,139 |
¥37,506,654 |
¥10,306,654 |
| 40 |
1.80% |
¥79,534 |
¥38,176,548 |
¥10,976,548 |
| 40 |
1.90% |
¥80,944 |
¥38,853,316 |
¥11,653,316 |
| 40 |
2.00% |
¥82,369 |
¥39,536,915 |
¥12,336,915 |
| 40 |
2.10% |
¥83,807 |
¥40,227,305 |
¥13,027,305 |
| 40 |
2.20% |
¥85,259 |
¥40,924,440 |
¥13,724,440 |
| 40 |
2.30% |
¥86,726 |
¥41,628,274 |
¥14,428,274 |
| 40 |
2.40% |
¥88,206 |
¥42,338,759 |
¥15,138,759 |
| 40 |
2.50% |
¥89,700 |
¥43,055,845 |
¥15,855,845 |
| 40 |
2.60% |
¥91,207 |
¥43,779,481 |
¥16,579,481 |
| 40 |
2.70% |
¥92,728 |
¥44,509,615 |
¥17,309,615 |
| 40 |
2.80% |
¥94,263 |
¥45,246,191 |
¥18,046,191 |
| 40 |
2.90% |
¥95,811 |
¥45,989,153 |
¥18,789,153 |
| 40 |
3.00% |
¥97,372 |
¥46,738,446 |
¥19,538,446 |
2720万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥73,038 |
¥30,675,814 |
¥3,475,814 |
| 35 |
0.80% |
¥74,273 |
¥31,194,482 |
¥3,994,482 |
| 35 |
0.90% |
¥75,521 |
¥31,718,654 |
¥4,518,654 |
| 35 |
1.00% |
¥76,782 |
¥32,248,318 |
¥5,048,318 |
| 35 |
1.10% |
¥78,056 |
¥32,783,462 |
¥5,583,462 |
| 35 |
1.20% |
¥79,343 |
¥33,324,069 |
¥6,124,069 |
| 35 |
1.30% |
¥80,643 |
¥33,870,125 |
¥6,670,125 |
| 35 |
1.40% |
¥81,956 |
¥34,421,611 |
¥7,221,611 |
| 35 |
1.50% |
¥83,282 |
¥34,978,510 |
¥7,778,510 |
| 35 |
1.60% |
¥84,621 |
¥35,540,802 |
¥8,340,802 |
| 35 |
1.70% |
¥85,973 |
¥36,108,466 |
¥8,908,466 |
| 35 |
1.80% |
¥87,337 |
¥36,681,479 |
¥9,481,479 |
| 35 |
1.90% |
¥88,714 |
¥37,259,818 |
¥10,059,818 |
| 35 |
2.00% |
¥90,103 |
¥37,843,459 |
¥10,643,459 |
| 35 |
2.10% |
¥91,506 |
¥38,432,376 |
¥11,232,376 |
| 35 |
2.20% |
¥92,920 |
¥39,026,542 |
¥11,826,542 |
| 35 |
2.30% |
¥94,347 |
¥39,625,930 |
¥12,425,930 |
| 35 |
2.40% |
¥95,787 |
¥40,230,511 |
¥13,030,511 |
| 35 |
2.50% |
¥97,239 |
¥40,840,253 |
¥13,640,253 |
| 35 |
2.60% |
¥98,703 |
¥41,455,128 |
¥14,255,128 |
| 35 |
2.70% |
¥100,179 |
¥42,075,102 |
¥14,875,102 |
| 35 |
2.80% |
¥101,667 |
¥42,700,142 |
¥15,500,142 |
| 35 |
2.90% |
¥103,167 |
¥43,330,215 |
¥16,130,215 |
| 35 |
3.00% |
¥104,679 |
¥43,965,286 |
¥16,765,286 |
2720万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥83,788 |
¥30,163,790 |
¥2,963,790 |
| 30 |
0.80% |
¥85,010 |
¥30,603,457 |
¥3,403,457 |
| 30 |
0.90% |
¥86,242 |
¥31,047,177 |
¥3,847,177 |
| 30 |
1.00% |
¥87,486 |
¥31,494,942 |
¥4,294,942 |
| 30 |
1.10% |
¥88,741 |
¥31,946,745 |
¥4,746,745 |
| 30 |
1.20% |
¥90,007 |
¥32,402,579 |
¥5,202,579 |
| 30 |
1.30% |
¥91,285 |
¥32,862,435 |
¥5,662,435 |
| 30 |
1.40% |
¥92,573 |
¥33,326,302 |
¥6,126,302 |
| 30 |
1.50% |
¥93,873 |
¥33,794,171 |
¥6,594,171 |
| 30 |
1.60% |
¥95,183 |
¥34,266,031 |
¥7,066,031 |
| 30 |
1.70% |
¥96,505 |
¥34,741,870 |
¥7,541,870 |
| 30 |
1.80% |
¥97,838 |
¥35,221,677 |
¥8,021,677 |
| 30 |
1.90% |
¥99,182 |
¥35,705,437 |
¥8,505,437 |
| 30 |
2.00% |
¥100,536 |
¥36,193,139 |
¥8,993,139 |
| 30 |
2.10% |
¥101,902 |
¥36,684,767 |
¥9,484,767 |
| 30 |
2.20% |
¥103,279 |
¥37,180,306 |
¥9,980,306 |
| 30 |
2.30% |
¥104,666 |
¥37,679,742 |
¥10,479,742 |
| 30 |
2.40% |
¥106,064 |
¥38,183,059 |
¥10,983,059 |
| 30 |
2.50% |
¥107,473 |
¥38,690,238 |
¥11,490,238 |
| 30 |
2.60% |
¥108,892 |
¥39,201,265 |
¥12,001,265 |
| 30 |
2.70% |
¥110,323 |
¥39,716,119 |
¥12,516,119 |
| 30 |
2.80% |
¥111,763 |
¥40,234,784 |
¥13,034,784 |
| 30 |
2.90% |
¥113,215 |
¥40,757,240 |
¥13,557,240 |
| 30 |
3.00% |
¥114,676 |
¥41,283,467 |
¥14,083,467 |
2720万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥98,858 |
¥29,657,294 |
¥2,457,294 |
| 25 |
0.80% |
¥100,065 |
¥30,019,642 |
¥2,819,642 |
| 25 |
0.90% |
¥101,283 |
¥30,384,809 |
¥3,184,809 |
| 25 |
1.00% |
¥102,509 |
¥30,752,792 |
¥3,552,792 |
| 25 |
1.10% |
¥103,745 |
¥31,123,588 |
¥3,923,588 |
| 25 |
1.20% |
¥104,991 |
¥31,497,191 |
¥4,297,191 |
| 25 |
1.30% |
¥106,245 |
¥31,873,598 |
¥4,673,598 |
| 25 |
1.40% |
¥107,509 |
¥32,252,804 |
¥5,052,804 |
| 25 |
1.50% |
¥108,783 |
¥32,634,804 |
¥5,434,804 |
| 25 |
1.60% |
¥110,065 |
¥33,019,593 |
¥5,819,593 |
| 25 |
1.70% |
¥111,357 |
¥33,407,164 |
¥6,207,164 |
| 25 |
1.80% |
¥112,658 |
¥33,797,513 |
¥6,597,513 |
| 25 |
1.90% |
¥113,969 |
¥34,190,632 |
¥6,990,632 |
| 25 |
2.00% |
¥115,288 |
¥34,586,514 |
¥7,386,514 |
| 25 |
2.10% |
¥116,617 |
¥34,985,153 |
¥7,785,153 |
| 25 |
2.20% |
¥117,955 |
¥35,386,542 |
¥8,186,542 |
| 25 |
2.30% |
¥119,302 |
¥35,790,672 |
¥8,590,672 |
| 25 |
2.40% |
¥120,658 |
¥36,197,536 |
¥8,997,536 |
| 25 |
2.50% |
¥122,024 |
¥36,607,126 |
¥9,407,126 |
| 25 |
2.60% |
¥123,398 |
¥37,019,432 |
¥9,819,432 |
| 25 |
2.70% |
¥124,781 |
¥37,434,446 |
¥10,234,446 |
| 25 |
2.80% |
¥126,174 |
¥37,852,159 |
¥10,652,159 |
| 25 |
2.90% |
¥127,575 |
¥38,272,561 |
¥11,072,561 |
| 25 |
3.00% |
¥128,985 |
¥38,695,643 |
¥11,495,643 |
2720万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥121,485 |
¥29,156,332 |
¥1,956,332 |
| 20 |
0.80% |
¥122,679 |
¥29,443,048 |
¥2,243,048 |
| 20 |
0.90% |
¥123,882 |
¥29,731,572 |
¥2,531,572 |
| 20 |
1.00% |
¥125,091 |
¥30,021,900 |
¥2,821,900 |
| 20 |
1.10% |
¥126,308 |
¥30,314,033 |
¥3,114,033 |
| 20 |
1.20% |
¥127,533 |
¥30,607,968 |
¥3,407,968 |
| 20 |
1.30% |
¥128,765 |
¥30,903,702 |
¥3,703,702 |
| 20 |
1.40% |
¥130,005 |
¥31,201,235 |
¥4,001,235 |
| 20 |
1.50% |
¥131,252 |
¥31,500,564 |
¥4,300,564 |
| 20 |
1.60% |
¥132,507 |
¥31,801,687 |
¥4,601,687 |
| 20 |
1.70% |
¥133,769 |
¥32,104,601 |
¥4,904,601 |
| 20 |
1.80% |
¥135,039 |
¥32,409,304 |
¥5,209,304 |
| 20 |
1.90% |
¥136,316 |
¥32,715,792 |
¥5,515,792 |
| 20 |
2.00% |
¥137,600 |
¥33,024,064 |
¥5,824,064 |
| 20 |
2.10% |
¥138,892 |
¥33,334,116 |
¥6,134,116 |
| 20 |
2.20% |
¥140,191 |
¥33,645,945 |
¥6,445,945 |
| 20 |
2.30% |
¥141,498 |
¥33,959,548 |
¥6,759,548 |
| 20 |
2.40% |
¥142,812 |
¥34,274,921 |
¥7,074,921 |
| 20 |
2.50% |
¥144,134 |
¥34,592,061 |
¥7,392,061 |
| 20 |
2.60% |
¥145,462 |
¥34,910,964 |
¥7,710,964 |
| 20 |
2.70% |
¥146,798 |
¥35,231,627 |
¥8,031,627 |
| 20 |
2.80% |
¥148,142 |
¥35,554,045 |
¥8,354,045 |
| 20 |
2.90% |
¥149,493 |
¥35,878,214 |
¥8,678,214 |
| 20 |
3.00% |
¥150,851 |
¥36,204,131 |
¥9,004,131 |
2720万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥159,227 |
¥28,660,911 |
¥1,460,911 |
| 15 |
0.80% |
¥160,409 |
¥28,873,687 |
¥1,673,687 |
| 15 |
0.90% |
¥161,597 |
¥29,087,481 |
¥1,887,481 |
| 15 |
1.00% |
¥162,791 |
¥29,302,291 |
¥2,102,291 |
| 15 |
1.10% |
¥163,990 |
¥29,518,119 |
¥2,318,119 |
| 15 |
1.20% |
¥165,194 |
¥29,734,961 |
¥2,534,961 |
| 15 |
1.30% |
¥166,405 |
¥29,952,820 |
¥2,752,820 |
| 15 |
1.40% |
¥167,621 |
¥30,171,692 |
¥2,971,692 |
| 15 |
1.50% |
¥168,842 |
¥30,391,578 |
¥3,191,578 |
| 15 |
1.60% |
¥170,069 |
¥30,612,477 |
¥3,412,477 |
| 15 |
1.70% |
¥171,302 |
¥30,834,389 |
¥3,634,389 |
| 15 |
1.80% |
¥172,541 |
¥31,057,311 |
¥3,857,311 |
| 15 |
1.90% |
¥173,785 |
¥31,281,244 |
¥4,081,244 |
| 15 |
2.00% |
¥175,034 |
¥31,506,186 |
¥4,306,186 |
| 15 |
2.10% |
¥176,290 |
¥31,732,136 |
¥4,532,136 |
| 15 |
2.20% |
¥177,551 |
¥31,959,094 |
¥4,759,094 |
| 15 |
2.30% |
¥178,817 |
¥32,187,058 |
¥4,987,058 |
| 15 |
2.40% |
¥180,089 |
¥32,416,027 |
¥5,216,027 |
| 15 |
2.50% |
¥181,367 |
¥32,646,000 |
¥5,446,000 |
| 15 |
2.60% |
¥182,650 |
¥32,876,975 |
¥5,676,975 |
| 15 |
2.70% |
¥183,939 |
¥33,108,952 |
¥5,908,952 |
| 15 |
2.80% |
¥185,233 |
¥33,341,929 |
¥6,141,929 |
| 15 |
2.90% |
¥186,533 |
¥33,575,904 |
¥6,375,904 |
| 15 |
3.00% |
¥187,838 |
¥33,810,877 |
¥6,610,877 |
2720万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥234,759 |
¥28,171,035 |
¥971,035 |
| 10 |
0.80% |
¥235,930 |
¥28,311,566 |
¥1,111,566 |
| 10 |
0.90% |
¥237,105 |
¥28,452,549 |
¥1,252,549 |
| 10 |
1.00% |
¥238,283 |
¥28,593,985 |
¥1,393,985 |
| 10 |
1.10% |
¥239,466 |
¥28,735,873 |
¥1,535,873 |
| 10 |
1.20% |
¥240,652 |
¥28,878,214 |
¥1,678,214 |
| 10 |
1.30% |
¥241,842 |
¥29,021,006 |
¥1,821,006 |
| 10 |
1.40% |
¥243,035 |
¥29,164,250 |
¥1,964,250 |
| 10 |
1.50% |
¥244,233 |
¥29,307,946 |
¥2,107,946 |
| 10 |
1.60% |
¥245,434 |
¥29,452,093 |
¥2,252,093 |
| 10 |
1.70% |
¥246,639 |
¥29,596,691 |
¥2,396,691 |
| 10 |
1.80% |
¥247,848 |
¥29,741,740 |
¥2,541,740 |
| 10 |
1.90% |
¥249,060 |
¥29,887,241 |
¥2,687,241 |
| 10 |
2.00% |
¥250,277 |
¥30,033,191 |
¥2,833,191 |
| 10 |
2.10% |
¥251,497 |
¥30,179,592 |
¥2,979,592 |
| 10 |
2.20% |
¥252,720 |
¥30,326,444 |
¥3,126,444 |
| 10 |
2.30% |
¥253,948 |
¥30,473,745 |
¥3,273,745 |
| 10 |
2.40% |
¥255,179 |
¥30,621,496 |
¥3,421,496 |
| 10 |
2.50% |
¥256,414 |
¥30,769,696 |
¥3,569,696 |
| 10 |
2.60% |
¥257,653 |
¥30,918,345 |
¥3,718,345 |
| 10 |
2.70% |
¥258,895 |
¥31,067,443 |
¥3,867,443 |
| 10 |
2.80% |
¥260,142 |
¥31,216,990 |
¥4,016,990 |
| 10 |
2.90% |
¥261,392 |
¥31,366,984 |
¥4,166,984 |
| 10 |
3.00% |
¥262,645 |
¥31,517,427 |
¥4,317,427 |