2730万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2730万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2730万円の住宅ローン｜期間・年数別
2730万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥53,939 | ¥32,363,501 | ¥5,063,501 |
| 50 | 0.80% | ¥55,220 | ¥33,132,012 | ¥5,832,012 |
| 50 | 0.90% | ¥56,520 | ¥33,911,705 | ¥6,611,705 |
| 50 | 1.00% | ¥57,838 | ¥34,702,534 | ¥7,402,534 |
| 50 | 1.10% | ¥59,174 | ¥35,504,443 | ¥8,204,443 |
| 50 | 1.20% | ¥60,529 | ¥36,317,374 | ¥9,017,374 |
| 50 | 1.30% | ¥61,902 | ¥37,141,262 | ¥9,841,262 |
| 50 | 1.40% | ¥63,293 | ¥37,976,039 | ¥10,676,039 |
| 50 | 1.50% | ¥64,703 | ¥38,821,631 | ¥11,521,631 |
| 50 | 1.60% | ¥66,130 | ¥39,677,959 | ¥12,377,959 |
| 50 | 1.70% | ¥67,575 | ¥40,544,940 | ¥13,244,940 |
| 50 | 1.80% | ¥69,037 | ¥41,422,486 | ¥14,122,486 |
| 50 | 1.90% | ¥70,518 | ¥42,310,507 | ¥15,010,507 |
| 50 | 2.00% | ¥72,015 | ¥43,208,905 | ¥15,908,905 |
| 50 | 2.10% | ¥73,529 | ¥44,117,581 | ¥16,817,581 |
| 50 | 2.20% | ¥75,061 | ¥45,036,431 | ¥17,736,431 |
| 50 | 2.30% | ¥76,609 | ¥45,965,348 | ¥18,665,348 |
| 50 | 2.40% | ¥78,174 | ¥46,904,220 | ¥19,604,220 |
| 50 | 2.50% | ¥79,755 | ¥47,852,934 | ¥20,552,934 |
| 50 | 2.60% | ¥81,352 | ¥48,811,371 | ¥21,511,371 |
| 50 | 2.70% | ¥82,966 | ¥49,779,413 | ¥22,479,413 |
| 50 | 2.80% | ¥84,595 | ¥50,756,934 | ¥23,456,934 |
| 50 | 2.90% | ¥86,240 | ¥51,743,811 | ¥24,443,811 |
| 50 | 3.00% | ¥87,900 | ¥52,739,914 | ¥25,439,914 |
2730万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥58,950 | ¥31,833,011 | ¥4,533,011 |
| 45 | 0.80% | ¥60,217 | ¥32,517,206 | ¥5,217,206 |
| 45 | 0.90% | ¥61,501 | ¥33,210,488 | ¥5,910,488 |
| 45 | 1.00% | ¥62,802 | ¥33,912,824 | ¥6,612,824 |
| 45 | 1.10% | ¥64,119 | ¥34,624,177 | ¥7,324,177 |
| 45 | 1.20% | ¥65,453 | ¥35,344,509 | ¥8,044,509 |
| 45 | 1.30% | ¥66,803 | ¥36,073,778 | ¥8,773,778 |
| 45 | 1.40% | ¥68,170 | ¥36,811,936 | ¥9,511,936 |
| 45 | 1.50% | ¥69,554 | ¥37,558,936 | ¥10,258,936 |
| 45 | 1.60% | ¥70,953 | ¥38,314,725 | ¥11,014,725 |
| 45 | 1.70% | ¥72,369 | ¥39,079,247 | ¥11,779,247 |
| 45 | 1.80% | ¥73,801 | ¥39,852,444 | ¥12,552,444 |
| 45 | 1.90% | ¥75,249 | ¥40,634,254 | ¥13,334,254 |
| 45 | 2.00% | ¥76,712 | ¥41,424,613 | ¥14,124,613 |
| 45 | 2.10% | ¥78,192 | ¥42,223,454 | ¥14,923,454 |
| 45 | 2.20% | ¥79,686 | ¥43,030,707 | ¥15,730,707 |
| 45 | 2.30% | ¥81,197 | ¥43,846,299 | ¥16,546,299 |
| 45 | 2.40% | ¥82,723 | ¥44,670,155 | ¥17,370,155 |
| 45 | 2.50% | ¥84,263 | ¥45,502,199 | ¥18,202,199 |
| 45 | 2.60% | ¥85,819 | ¥46,342,349 | ¥19,042,349 |
| 45 | 2.70% | ¥87,390 | ¥47,190,524 | ¥19,890,524 |
| 45 | 2.80% | ¥88,975 | ¥48,046,641 | ¥20,746,641 |
| 45 | 2.90% | ¥90,575 | ¥48,910,612 | ¥21,610,612 |
| 45 | 3.00% | ¥92,190 | ¥49,782,350 | ¥22,482,350 |
2730万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥65,225 | ¥31,308,037 | ¥4,008,037 |
| 40 | 0.80% | ¥66,478 | ¥31,909,585 | ¥4,609,585 |
| 40 | 0.90% | ¥67,747 | ¥32,518,332 | ¥5,218,332 |
| 40 | 1.00% | ¥69,030 | ¥33,134,256 | ¥5,834,256 |
| 40 | 1.10% | ¥70,328 | ¥33,757,336 | ¥6,457,336 |
| 40 | 1.20% | ¥71,641 | ¥34,387,547 | ¥7,087,547 |
| 40 | 1.30% | ¥72,968 | ¥35,024,862 | ¥7,724,862 |
| 40 | 1.40% | ¥74,311 | ¥35,669,251 | ¥8,369,251 |
| 40 | 1.50% | ¥75,668 | ¥36,320,684 | ¥9,020,684 |
| 40 | 1.60% | ¥77,040 | ¥36,979,128 | ¥9,679,128 |
| 40 | 1.70% | ¥78,426 | ¥37,644,547 | ¥10,344,547 |
| 40 | 1.80% | ¥79,827 | ¥38,316,903 | ¥11,016,903 |
| 40 | 1.90% | ¥81,242 | ¥38,996,159 | ¥11,696,159 |
| 40 | 2.00% | ¥82,671 | ¥39,682,272 | ¥12,382,272 |
| 40 | 2.10% | ¥84,115 | ¥40,375,200 | ¥13,075,200 |
| 40 | 2.20% | ¥85,573 | ¥41,074,898 | ¥13,774,898 |
| 40 | 2.30% | ¥87,044 | ¥41,781,319 | ¥14,481,319 |
| 40 | 2.40% | ¥88,530 | ¥42,494,416 | ¥15,194,416 |
| 40 | 2.50% | ¥90,029 | ¥43,214,139 | ¥15,914,139 |
| 40 | 2.60% | ¥91,543 | ¥43,940,435 | ¥16,640,435 |
| 40 | 2.70% | ¥93,069 | ¥44,673,253 | ¥17,373,253 |
| 40 | 2.80% | ¥94,609 | ¥45,412,537 | ¥18,112,537 |
| 40 | 2.90% | ¥96,163 | ¥46,158,231 | ¥18,858,231 |
| 40 | 3.00% | ¥97,730 | ¥46,910,279 | ¥19,610,279 |
2730万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥73,306 | ¥30,788,592 | ¥3,488,592 |
| 35 | 0.80% | ¥74,546 | ¥31,309,167 | ¥4,009,167 |
| 35 | 0.90% | ¥75,798 | ¥31,835,266 | ¥4,535,266 |
| 35 | 1.00% | ¥77,064 | ¥32,366,878 | ¥5,066,878 |
| 35 | 1.10% | ¥78,343 | ¥32,903,989 | ¥5,603,989 |
| 35 | 1.20% | ¥79,635 | ¥33,446,584 | ¥6,146,584 |
| 35 | 1.30% | ¥80,940 | ¥33,994,647 | ¥6,694,647 |
| 35 | 1.40% | ¥82,258 | ¥34,548,161 | ¥7,248,161 |
| 35 | 1.50% | ¥83,588 | ¥35,107,108 | ¥7,807,108 |
| 35 | 1.60% | ¥84,932 | ¥35,671,467 | ¥8,371,467 |
| 35 | 1.70% | ¥86,289 | ¥36,241,217 | ¥8,941,217 |
| 35 | 1.80% | ¥87,658 | ¥36,816,337 | ¥9,516,337 |
| 35 | 1.90% | ¥89,040 | ¥37,396,802 | ¥10,096,802 |
| 35 | 2.00% | ¥90,435 | ¥37,982,589 | ¥10,682,589 |
| 35 | 2.10% | ¥91,842 | ¥38,573,671 | ¥11,273,671 |
| 35 | 2.20% | ¥93,262 | ¥39,170,022 | ¥11,870,022 |
| 35 | 2.30% | ¥94,694 | ¥39,771,614 | ¥12,471,614 |
| 35 | 2.40% | ¥96,139 | ¥40,378,417 | ¥13,078,417 |
| 35 | 2.50% | ¥97,596 | ¥40,990,401 | ¥13,690,401 |
| 35 | 2.60% | ¥99,066 | ¥41,607,536 | ¥14,307,536 |
| 35 | 2.70% | ¥100,547 | ¥42,229,790 | ¥14,929,790 |
| 35 | 2.80% | ¥102,041 | ¥42,857,128 | ¥15,557,128 |
| 35 | 2.90% | ¥103,546 | ¥43,489,517 | ¥16,189,517 |
| 35 | 3.00% | ¥105,064 | ¥44,126,923 | ¥16,826,923 |
2730万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥84,096 | ¥30,274,686 | ¥2,974,686 |
| 30 | 0.80% | ¥85,322 | ¥30,715,970 | ¥3,415,970 |
| 30 | 0.90% | ¥86,559 | ¥31,161,321 | ¥3,861,321 |
| 30 | 1.00% | ¥87,808 | ¥31,610,732 | ¥4,310,732 |
| 30 | 1.10% | ¥89,067 | ¥32,064,197 | ¥4,764,197 |
| 30 | 1.20% | ¥90,338 | ¥32,521,706 | ¥5,221,706 |
| 30 | 1.30% | ¥91,620 | ¥32,983,252 | ¥5,683,252 |
| 30 | 1.40% | ¥92,913 | ¥33,448,825 | ¥6,148,825 |
| 30 | 1.50% | ¥94,218 | ¥33,918,414 | ¥6,618,414 |
| 30 | 1.60% | ¥95,533 | ¥34,392,009 | ¥7,092,009 |
| 30 | 1.70% | ¥96,860 | ¥34,869,598 | ¥7,569,598 |
| 30 | 1.80% | ¥98,198 | ¥35,351,168 | ¥8,051,168 |
| 30 | 1.90% | ¥99,546 | ¥35,836,707 | ¥8,536,707 |
| 30 | 2.00% | ¥100,906 | ¥36,326,202 | ¥9,026,202 |
| 30 | 2.10% | ¥102,277 | ¥36,819,637 | ¥9,519,637 |
| 30 | 2.20% | ¥103,658 | ¥37,316,999 | ¥10,016,999 |
| 30 | 2.30% | ¥105,051 | ¥37,818,271 | ¥10,518,271 |
| 30 | 2.40% | ¥106,454 | ¥38,323,437 | ¥11,023,437 |
| 30 | 2.50% | ¥107,868 | ¥38,832,482 | ¥11,532,482 |
| 30 | 2.60% | ¥109,293 | ¥39,345,387 | ¥12,045,387 |
| 30 | 2.70% | ¥110,728 | ¥39,862,134 | ¥12,562,134 |
| 30 | 2.80% | ¥112,174 | ¥40,382,706 | ¥13,082,706 |
| 30 | 2.90% | ¥113,631 | ¥40,907,082 | ¥13,607,082 |
| 30 | 3.00% | ¥115,098 | ¥41,435,244 | ¥14,135,244 |
2730万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥99,221 | ¥29,766,328 | ¥2,466,328 |
| 25 | 0.80% | ¥100,433 | ¥30,130,008 | ¥2,830,008 |
| 25 | 0.90% | ¥101,655 | ¥30,496,518 | ¥3,196,518 |
| 25 | 1.00% | ¥102,886 | ¥30,865,854 | ¥3,565,854 |
| 25 | 1.10% | ¥104,127 | ¥31,238,012 | ¥3,938,012 |
| 25 | 1.20% | ¥105,377 | ¥31,612,989 | ¥4,312,989 |
| 25 | 1.30% | ¥106,636 | ¥31,990,780 | ¥4,690,780 |
| 25 | 1.40% | ¥107,905 | ¥32,371,381 | ¥5,071,381 |
| 25 | 1.50% | ¥109,183 | ¥32,754,785 | ¥5,454,785 |
| 25 | 1.60% | ¥110,470 | ¥33,140,988 | ¥5,840,988 |
| 25 | 1.70% | ¥111,767 | ¥33,529,985 | ¥6,229,985 |
| 25 | 1.80% | ¥113,073 | ¥33,921,768 | ¥6,621,768 |
| 25 | 1.90% | ¥114,388 | ¥34,316,332 | ¥7,016,332 |
| 25 | 2.00% | ¥115,712 | ¥34,713,670 | ¥7,413,670 |
| 25 | 2.10% | ¥117,046 | ¥35,113,775 | ¥7,813,775 |
| 25 | 2.20% | ¥118,389 | ¥35,516,639 | ¥8,216,639 |
| 25 | 2.30% | ¥119,741 | ¥35,922,255 | ¥8,622,255 |
| 25 | 2.40% | ¥121,102 | ¥36,330,615 | ¥9,030,615 |
| 25 | 2.50% | ¥122,472 | ¥36,741,711 | ¥9,441,711 |
| 25 | 2.60% | ¥123,852 | ¥37,155,533 | ¥9,855,533 |
| 25 | 2.70% | ¥125,240 | ¥37,572,073 | ¥10,272,073 |
| 25 | 2.80% | ¥126,638 | ¥37,991,321 | ¥10,691,321 |
| 25 | 2.90% | ¥128,044 | ¥38,413,269 | ¥11,113,269 |
| 25 | 3.00% | ¥129,460 | ¥38,837,907 | ¥11,537,907 |
2730万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥121,931 | ¥29,263,524 | ¥1,963,524 |
| 20 | 0.80% | ¥123,130 | ¥29,551,295 | ¥2,251,295 |
| 20 | 0.90% | ¥124,337 | ¥29,840,879 | ¥2,540,879 |
| 20 | 1.00% | ¥125,551 | ¥30,132,275 | ¥2,832,275 |
| 20 | 1.10% | ¥126,773 | ¥30,425,482 | ¥3,125,482 |
| 20 | 1.20% | ¥128,002 | ¥30,720,497 | ¥3,420,497 |
| 20 | 1.30% | ¥129,239 | ¥31,017,319 | ¥3,717,319 |
| 20 | 1.40% | ¥130,483 | ¥31,315,946 | ¥4,015,946 |
| 20 | 1.50% | ¥131,735 | ¥31,616,375 | ¥4,316,375 |
| 20 | 1.60% | ¥132,994 | ¥31,918,605 | ¥4,618,605 |
| 20 | 1.70% | ¥134,261 | ¥32,222,633 | ¥4,922,633 |
| 20 | 1.80% | ¥135,535 | ¥32,528,456 | ¥5,228,456 |
| 20 | 1.90% | ¥136,817 | ¥32,836,071 | ¥5,536,071 |
| 20 | 2.00% | ¥138,106 | ¥33,145,476 | ¥5,845,476 |
| 20 | 2.10% | ¥139,403 | ¥33,456,668 | ¥6,156,668 |
| 20 | 2.20% | ¥140,707 | ¥33,769,643 | ¥6,469,643 |
| 20 | 2.30% | ¥142,018 | ¥34,084,399 | ¥6,784,399 |
| 20 | 2.40% | ¥143,337 | ¥34,400,932 | ¥7,100,932 |
| 20 | 2.50% | ¥144,663 | ¥34,719,238 | ¥7,419,238 |
| 20 | 2.60% | ¥145,997 | ¥35,039,313 | ¥7,739,313 |
| 20 | 2.70% | ¥147,338 | ¥35,361,155 | ¥8,061,155 |
| 20 | 2.80% | ¥148,686 | ¥35,684,758 | ¥8,384,758 |
| 20 | 2.90% | ¥150,042 | ¥36,010,120 | ¥8,710,120 |
| 20 | 3.00% | ¥151,405 | ¥36,337,235 | ¥9,037,235 |
2730万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥159,813 | ¥28,766,282 | ¥1,466,282 |
| 15 | 0.80% | ¥160,999 | ¥28,979,840 | ¥1,679,840 |
| 15 | 0.90% | ¥162,191 | ¥29,194,420 | ¥1,894,420 |
| 15 | 1.00% | ¥163,389 | ¥29,410,020 | ¥2,110,020 |
| 15 | 1.10% | ¥164,592 | ¥29,626,641 | ¥2,326,641 |
| 15 | 1.20% | ¥165,802 | ¥29,844,281 | ¥2,544,281 |
| 15 | 1.30% | ¥167,016 | ¥30,062,940 | ¥2,762,940 |
| 15 | 1.40% | ¥168,237 | ¥30,282,617 | ¥2,982,617 |
| 15 | 1.50% | ¥169,463 | ¥30,503,312 | ¥3,203,312 |
| 15 | 1.60% | ¥170,695 | ¥30,725,023 | ¥3,425,023 |
| 15 | 1.70% | ¥171,932 | ¥30,947,750 | ¥3,647,750 |
| 15 | 1.80% | ¥173,175 | ¥31,171,492 | ¥3,871,492 |
| 15 | 1.90% | ¥174,424 | ¥31,396,248 | ¥4,096,248 |
| 15 | 2.00% | ¥175,678 | ¥31,622,018 | ¥4,322,018 |
| 15 | 2.10% | ¥176,938 | ¥31,848,799 | ¥4,548,799 |
| 15 | 2.20% | ¥178,203 | ¥32,076,591 | ¥4,776,591 |
| 15 | 2.30% | ¥179,474 | ¥32,305,393 | ¥5,005,393 |
| 15 | 2.40% | ¥180,751 | ¥32,535,203 | ¥5,235,203 |
| 15 | 2.50% | ¥182,033 | ¥32,766,022 | ¥5,466,022 |
| 15 | 2.60% | ¥183,321 | ¥32,997,846 | ¥5,697,846 |
| 15 | 2.70% | ¥184,615 | ¥33,230,676 | ¥5,930,676 |
| 15 | 2.80% | ¥185,914 | ¥33,464,509 | ¥6,164,509 |
| 15 | 2.90% | ¥187,219 | ¥33,699,345 | ¥6,399,345 |
| 15 | 3.00% | ¥188,529 | ¥33,935,182 | ¥6,635,182 |
2730万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥235,622 | ¥28,274,605 | ¥974,605 |
| 10 | 0.80% | ¥236,797 | ¥28,415,653 | ¥1,115,653 |
| 10 | 0.90% | ¥237,976 | ¥28,557,154 | ¥1,257,154 |
| 10 | 1.00% | ¥239,159 | ¥28,699,110 | ¥1,399,110 |
| 10 | 1.10% | ¥240,346 | ¥28,841,520 | ¥1,541,520 |
| 10 | 1.20% | ¥241,537 | ¥28,984,384 | ¥1,684,384 |
| 10 | 1.30% | ¥242,731 | ¥29,127,701 | ¥1,827,701 |
| 10 | 1.40% | ¥243,929 | ¥29,271,471 | ¥1,971,471 |
| 10 | 1.50% | ¥245,131 | ¥29,415,695 | ¥2,115,695 |
| 10 | 1.60% | ¥246,336 | ¥29,560,372 | ¥2,260,372 |
| 10 | 1.70% | ¥247,546 | ¥29,705,502 | ¥2,405,502 |
| 10 | 1.80% | ¥248,759 | ¥29,851,085 | ¥2,551,085 |
| 10 | 1.90% | ¥249,976 | ¥29,997,120 | ¥2,697,120 |
| 10 | 2.00% | ¥251,197 | ¥30,143,607 | ¥2,843,607 |
| 10 | 2.10% | ¥252,421 | ¥30,290,547 | ¥2,990,547 |
| 10 | 2.20% | ¥253,649 | ¥30,437,938 | ¥3,137,938 |
| 10 | 2.30% | ¥254,882 | ¥30,585,781 | ¥3,285,781 |
| 10 | 2.40% | ¥256,117 | ¥30,734,075 | ¥3,434,075 |
| 10 | 2.50% | ¥257,357 | ¥30,882,820 | ¥3,582,820 |
| 10 | 2.60% | ¥258,600 | ¥31,032,016 | ¥3,732,016 |
| 10 | 2.70% | ¥259,847 | ¥31,181,662 | ¥3,881,662 |
| 10 | 2.80% | ¥261,098 | ¥31,331,758 | ¥4,031,758 |
| 10 | 2.90% | ¥262,353 | ¥31,482,304 | ¥4,182,304 |
| 10 | 3.00% | ¥263,611 | ¥31,633,300 | ¥4,333,300 |
