2800万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2800万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2800万円の住宅ローン｜期間・年数別
2800万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥55,322 |
¥33,193,334 |
¥5,193,334 |
| 50 |
0.80% |
¥56,636 |
¥33,981,550 |
¥5,981,550 |
| 50 |
0.90% |
¥57,969 |
¥34,781,236 |
¥6,781,236 |
| 50 |
1.00% |
¥59,321 |
¥35,592,342 |
¥7,592,342 |
| 50 |
1.10% |
¥60,691 |
¥36,414,813 |
¥8,414,813 |
| 50 |
1.20% |
¥62,081 |
¥37,248,588 |
¥9,248,588 |
| 50 |
1.30% |
¥63,489 |
¥38,093,602 |
¥10,093,602 |
| 50 |
1.40% |
¥64,916 |
¥38,949,783 |
¥10,949,783 |
| 50 |
1.50% |
¥66,362 |
¥39,817,057 |
¥11,817,057 |
| 50 |
1.60% |
¥67,826 |
¥40,695,342 |
¥12,695,342 |
| 50 |
1.70% |
¥69,308 |
¥41,584,554 |
¥13,584,554 |
| 50 |
1.80% |
¥70,808 |
¥42,484,601 |
¥14,484,601 |
| 50 |
1.90% |
¥72,326 |
¥43,395,392 |
¥15,395,392 |
| 50 |
2.00% |
¥73,861 |
¥44,316,826 |
¥16,316,826 |
| 50 |
2.10% |
¥75,415 |
¥45,248,801 |
¥17,248,801 |
| 50 |
2.20% |
¥76,985 |
¥46,191,211 |
¥18,191,211 |
| 50 |
2.30% |
¥78,573 |
¥47,143,946 |
¥19,143,946 |
| 50 |
2.40% |
¥80,178 |
¥48,106,892 |
¥20,106,892 |
| 50 |
2.50% |
¥81,800 |
¥49,079,932 |
¥21,079,932 |
| 50 |
2.60% |
¥83,438 |
¥50,062,945 |
¥22,062,945 |
| 50 |
2.70% |
¥85,093 |
¥51,055,808 |
¥23,055,808 |
| 50 |
2.80% |
¥86,764 |
¥52,058,394 |
¥24,058,394 |
| 50 |
2.90% |
¥88,451 |
¥53,070,575 |
¥25,070,575 |
| 50 |
3.00% |
¥90,154 |
¥54,092,220 |
¥26,092,220 |
2800万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥60,462 |
¥32,649,242 |
¥4,649,242 |
| 45 |
0.80% |
¥61,761 |
¥33,350,981 |
¥5,350,981 |
| 45 |
0.90% |
¥63,078 |
¥34,062,039 |
¥6,062,039 |
| 45 |
1.00% |
¥64,412 |
¥34,782,383 |
¥6,782,383 |
| 45 |
1.10% |
¥65,763 |
¥35,511,976 |
¥7,511,976 |
| 45 |
1.20% |
¥67,131 |
¥36,250,779 |
¥8,250,779 |
| 45 |
1.30% |
¥68,516 |
¥36,998,746 |
¥8,998,746 |
| 45 |
1.40% |
¥69,918 |
¥37,755,832 |
¥9,755,832 |
| 45 |
1.50% |
¥71,337 |
¥38,521,986 |
¥10,521,986 |
| 45 |
1.60% |
¥72,773 |
¥39,297,154 |
¥11,297,154 |
| 45 |
1.70% |
¥74,225 |
¥40,081,279 |
¥12,081,279 |
| 45 |
1.80% |
¥75,693 |
¥40,874,301 |
¥12,874,301 |
| 45 |
1.90% |
¥77,178 |
¥41,676,158 |
¥13,676,158 |
| 45 |
2.00% |
¥78,679 |
¥42,486,783 |
¥14,486,783 |
| 45 |
2.10% |
¥80,196 |
¥43,306,107 |
¥15,306,107 |
| 45 |
2.20% |
¥81,730 |
¥44,134,058 |
¥16,134,058 |
| 45 |
2.30% |
¥83,279 |
¥44,970,563 |
¥16,970,563 |
| 45 |
2.40% |
¥84,844 |
¥45,815,544 |
¥17,815,544 |
| 45 |
2.50% |
¥86,424 |
¥46,668,922 |
¥18,668,922 |
| 45 |
2.60% |
¥88,020 |
¥47,530,614 |
¥19,530,614 |
| 45 |
2.70% |
¥89,631 |
¥48,400,538 |
¥20,400,538 |
| 45 |
2.80% |
¥91,257 |
¥49,278,606 |
¥21,278,606 |
| 45 |
2.90% |
¥92,898 |
¥50,164,730 |
¥22,164,730 |
| 45 |
3.00% |
¥94,553 |
¥51,058,820 |
¥23,058,820 |
2800万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥66,898 |
¥32,110,807 |
¥4,110,807 |
| 40 |
0.80% |
¥68,183 |
¥32,727,780 |
¥4,727,780 |
| 40 |
0.90% |
¥69,484 |
¥33,352,135 |
¥5,352,135 |
| 40 |
1.00% |
¥70,800 |
¥33,983,852 |
¥5,983,852 |
| 40 |
1.10% |
¥72,131 |
¥34,622,909 |
¥6,622,909 |
| 40 |
1.20% |
¥73,478 |
¥35,269,279 |
¥7,269,279 |
| 40 |
1.30% |
¥74,839 |
¥35,922,935 |
¥7,922,935 |
| 40 |
1.40% |
¥76,216 |
¥36,583,847 |
¥8,583,847 |
| 40 |
1.50% |
¥77,608 |
¥37,251,984 |
¥9,251,984 |
| 40 |
1.60% |
¥79,015 |
¥37,927,311 |
¥9,927,311 |
| 40 |
1.70% |
¥80,437 |
¥38,609,791 |
¥10,609,791 |
| 40 |
1.80% |
¥81,874 |
¥39,299,388 |
¥11,299,388 |
| 40 |
1.90% |
¥83,325 |
¥39,996,060 |
¥11,996,060 |
| 40 |
2.00% |
¥84,791 |
¥40,699,766 |
¥12,699,766 |
| 40 |
2.10% |
¥86,272 |
¥41,410,461 |
¥13,410,461 |
| 40 |
2.20% |
¥87,767 |
¥42,128,100 |
¥14,128,100 |
| 40 |
2.30% |
¥89,276 |
¥42,852,635 |
¥14,852,635 |
| 40 |
2.40% |
¥90,800 |
¥43,584,017 |
¥15,584,017 |
| 40 |
2.50% |
¥92,338 |
¥44,322,194 |
¥16,322,194 |
| 40 |
2.60% |
¥93,890 |
¥45,067,113 |
¥17,067,113 |
| 40 |
2.70% |
¥95,456 |
¥45,818,721 |
¥17,818,721 |
| 40 |
2.80% |
¥97,035 |
¥46,576,961 |
¥18,576,961 |
| 40 |
2.90% |
¥98,629 |
¥47,341,776 |
¥19,341,776 |
| 40 |
3.00% |
¥100,236 |
¥48,113,106 |
¥20,113,106 |
2800万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥75,186 |
¥31,578,044 |
¥3,578,044 |
| 35 |
0.80% |
¥76,457 |
¥32,111,966 |
¥4,111,966 |
| 35 |
0.90% |
¥77,742 |
¥32,651,555 |
¥4,651,555 |
| 35 |
1.00% |
¥79,040 |
¥33,196,798 |
¥5,196,798 |
| 35 |
1.10% |
¥80,352 |
¥33,747,681 |
¥5,747,681 |
| 35 |
1.20% |
¥81,677 |
¥34,304,189 |
¥6,304,189 |
| 35 |
1.30% |
¥83,015 |
¥34,866,305 |
¥6,866,305 |
| 35 |
1.40% |
¥84,367 |
¥35,434,012 |
¥7,434,012 |
| 35 |
1.50% |
¥85,732 |
¥36,007,290 |
¥8,007,290 |
| 35 |
1.60% |
¥87,110 |
¥36,586,120 |
¥8,586,120 |
| 35 |
1.70% |
¥88,501 |
¥37,170,479 |
¥9,170,479 |
| 35 |
1.80% |
¥89,906 |
¥37,760,346 |
¥9,760,346 |
| 35 |
1.90% |
¥91,323 |
¥38,355,695 |
¥10,355,695 |
| 35 |
2.00% |
¥92,754 |
¥38,956,502 |
¥10,956,502 |
| 35 |
2.10% |
¥94,197 |
¥39,562,740 |
¥11,562,740 |
| 35 |
2.20% |
¥95,653 |
¥40,174,382 |
¥12,174,382 |
| 35 |
2.30% |
¥97,122 |
¥40,791,399 |
¥12,791,399 |
| 35 |
2.40% |
¥98,604 |
¥41,413,761 |
¥13,413,761 |
| 35 |
2.50% |
¥100,099 |
¥42,041,437 |
¥14,041,437 |
| 35 |
2.60% |
¥101,606 |
¥42,674,396 |
¥14,674,396 |
| 35 |
2.70% |
¥103,125 |
¥43,312,605 |
¥15,312,605 |
| 35 |
2.80% |
¥104,657 |
¥43,956,029 |
¥15,956,029 |
| 35 |
2.90% |
¥106,202 |
¥44,604,633 |
¥16,604,633 |
| 35 |
3.00% |
¥107,758 |
¥45,258,382 |
¥17,258,382 |
2800万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥86,253 |
¥31,050,960 |
¥3,050,960 |
| 30 |
0.80% |
¥87,510 |
¥31,503,559 |
¥3,503,559 |
| 30 |
0.90% |
¥88,779 |
¥31,960,329 |
¥3,960,329 |
| 30 |
1.00% |
¥90,059 |
¥32,421,264 |
¥4,421,264 |
| 30 |
1.10% |
¥91,351 |
¥32,886,356 |
¥4,886,356 |
| 30 |
1.20% |
¥92,654 |
¥33,355,596 |
¥5,355,596 |
| 30 |
1.30% |
¥93,969 |
¥33,828,977 |
¥5,828,977 |
| 30 |
1.40% |
¥95,296 |
¥34,306,487 |
¥6,306,487 |
| 30 |
1.50% |
¥96,634 |
¥34,788,117 |
¥6,788,117 |
| 30 |
1.60% |
¥97,983 |
¥35,273,855 |
¥7,273,855 |
| 30 |
1.70% |
¥99,344 |
¥35,763,690 |
¥7,763,690 |
| 30 |
1.80% |
¥100,716 |
¥36,257,608 |
¥8,257,608 |
| 30 |
1.90% |
¥102,099 |
¥36,755,597 |
¥8,755,597 |
| 30 |
2.00% |
¥103,493 |
¥37,257,643 |
¥9,257,643 |
| 30 |
2.10% |
¥104,899 |
¥37,763,730 |
¥9,763,730 |
| 30 |
2.20% |
¥106,316 |
¥38,273,845 |
¥10,273,845 |
| 30 |
2.30% |
¥107,744 |
¥38,787,970 |
¥10,787,970 |
| 30 |
2.40% |
¥109,184 |
¥39,306,090 |
¥11,306,090 |
| 30 |
2.50% |
¥110,634 |
¥39,828,187 |
¥11,828,187 |
| 30 |
2.60% |
¥112,095 |
¥40,354,243 |
¥12,354,243 |
| 30 |
2.70% |
¥113,567 |
¥40,884,240 |
¥12,884,240 |
| 30 |
2.80% |
¥115,050 |
¥41,418,160 |
¥13,418,160 |
| 30 |
2.90% |
¥116,544 |
¥41,955,982 |
¥13,955,982 |
| 30 |
3.00% |
¥118,049 |
¥42,497,687 |
¥14,497,687 |
2800万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥101,765 |
¥30,529,567 |
¥2,529,567 |
| 25 |
0.80% |
¥103,009 |
¥30,902,572 |
¥2,902,572 |
| 25 |
0.90% |
¥104,262 |
¥31,278,480 |
¥3,278,480 |
| 25 |
1.00% |
¥105,524 |
¥31,657,286 |
¥3,657,286 |
| 25 |
1.10% |
¥106,797 |
¥32,038,987 |
¥4,038,987 |
| 25 |
1.20% |
¥108,079 |
¥32,423,579 |
¥4,423,579 |
| 25 |
1.30% |
¥109,370 |
¥32,811,057 |
¥4,811,057 |
| 25 |
1.40% |
¥110,671 |
¥33,201,416 |
¥5,201,416 |
| 25 |
1.50% |
¥111,982 |
¥33,594,651 |
¥5,594,651 |
| 25 |
1.60% |
¥113,303 |
¥33,990,757 |
¥5,990,757 |
| 25 |
1.70% |
¥114,632 |
¥34,389,728 |
¥6,389,728 |
| 25 |
1.80% |
¥115,972 |
¥34,791,557 |
¥6,791,557 |
| 25 |
1.90% |
¥117,321 |
¥35,196,238 |
¥7,196,238 |
| 25 |
2.00% |
¥118,679 |
¥35,603,764 |
¥7,603,764 |
| 25 |
2.10% |
¥120,047 |
¥36,014,128 |
¥8,014,128 |
| 25 |
2.20% |
¥121,424 |
¥36,427,322 |
¥8,427,322 |
| 25 |
2.30% |
¥122,811 |
¥36,843,339 |
¥8,843,339 |
| 25 |
2.40% |
¥124,207 |
¥37,262,169 |
¥9,262,169 |
| 25 |
2.50% |
¥125,613 |
¥37,683,806 |
¥9,683,806 |
| 25 |
2.60% |
¥127,027 |
¥38,108,239 |
¥10,108,239 |
| 25 |
2.70% |
¥128,452 |
¥38,535,459 |
¥10,535,459 |
| 25 |
2.80% |
¥129,885 |
¥38,965,458 |
¥10,965,458 |
| 25 |
2.90% |
¥131,327 |
¥39,398,225 |
¥11,398,225 |
| 25 |
3.00% |
¥132,779 |
¥39,833,750 |
¥11,833,750 |
2800万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥125,058 |
¥30,013,871 |
¥2,013,871 |
| 20 |
0.80% |
¥126,288 |
¥30,309,020 |
¥2,309,020 |
| 20 |
0.90% |
¥127,525 |
¥30,606,030 |
¥2,606,030 |
| 20 |
1.00% |
¥128,770 |
¥30,904,897 |
¥2,904,897 |
| 20 |
1.10% |
¥130,023 |
¥31,205,622 |
¥3,205,622 |
| 20 |
1.20% |
¥131,284 |
¥31,508,202 |
¥3,508,202 |
| 20 |
1.30% |
¥132,553 |
¥31,812,635 |
¥3,812,635 |
| 20 |
1.40% |
¥133,829 |
¥32,118,919 |
¥4,118,919 |
| 20 |
1.50% |
¥135,113 |
¥32,427,051 |
¥4,427,051 |
| 20 |
1.60% |
¥136,404 |
¥32,737,031 |
¥4,737,031 |
| 20 |
1.70% |
¥137,704 |
¥33,048,854 |
¥5,048,854 |
| 20 |
1.80% |
¥139,010 |
¥33,362,518 |
¥5,362,518 |
| 20 |
1.90% |
¥140,325 |
¥33,678,022 |
¥5,678,022 |
| 20 |
2.00% |
¥141,647 |
¥33,995,360 |
¥5,995,360 |
| 20 |
2.10% |
¥142,977 |
¥34,314,531 |
¥6,314,531 |
| 20 |
2.20% |
¥144,315 |
¥34,635,532 |
¥6,635,532 |
| 20 |
2.30% |
¥145,660 |
¥34,958,358 |
¥6,958,358 |
| 20 |
2.40% |
¥147,013 |
¥35,283,007 |
¥7,283,007 |
| 20 |
2.50% |
¥148,373 |
¥35,609,474 |
¥7,609,474 |
| 20 |
2.60% |
¥149,741 |
¥35,937,757 |
¥7,937,757 |
| 20 |
2.70% |
¥151,116 |
¥36,267,851 |
¥8,267,851 |
| 20 |
2.80% |
¥152,499 |
¥36,599,752 |
¥8,599,752 |
| 20 |
2.90% |
¥153,889 |
¥36,933,456 |
¥8,933,456 |
| 20 |
3.00% |
¥155,287 |
¥37,268,959 |
¥9,268,959 |
2800万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥163,910 |
¥29,503,879 |
¥1,503,879 |
| 15 |
0.80% |
¥165,127 |
¥29,722,913 |
¥1,722,913 |
| 15 |
0.90% |
¥166,350 |
¥29,942,995 |
¥1,942,995 |
| 15 |
1.00% |
¥167,578 |
¥30,164,124 |
¥2,164,124 |
| 15 |
1.10% |
¥168,813 |
¥30,386,299 |
¥2,386,299 |
| 15 |
1.20% |
¥170,053 |
¥30,609,519 |
¥2,609,519 |
| 15 |
1.30% |
¥171,299 |
¥30,833,785 |
¥2,833,785 |
| 15 |
1.40% |
¥172,551 |
¥31,059,095 |
¥3,059,095 |
| 15 |
1.50% |
¥173,808 |
¥31,285,448 |
¥3,285,448 |
| 15 |
1.60% |
¥175,071 |
¥31,512,844 |
¥3,512,844 |
| 15 |
1.70% |
¥176,340 |
¥31,741,282 |
¥3,741,282 |
| 15 |
1.80% |
¥177,615 |
¥31,970,761 |
¥3,970,761 |
| 15 |
1.90% |
¥178,896 |
¥32,201,280 |
¥4,201,280 |
| 15 |
2.00% |
¥180,182 |
¥32,432,839 |
¥4,432,839 |
| 15 |
2.10% |
¥181,475 |
¥32,665,435 |
¥4,665,435 |
| 15 |
2.20% |
¥182,773 |
¥32,899,067 |
¥4,899,067 |
| 15 |
2.30% |
¥184,076 |
¥33,133,736 |
¥5,133,736 |
| 15 |
2.40% |
¥185,386 |
¥33,369,439 |
¥5,369,439 |
| 15 |
2.50% |
¥186,701 |
¥33,606,176 |
¥5,606,176 |
| 15 |
2.60% |
¥188,022 |
¥33,843,945 |
¥5,843,945 |
| 15 |
2.70% |
¥189,349 |
¥34,082,745 |
¥6,082,745 |
| 15 |
2.80% |
¥190,681 |
¥34,322,574 |
¥6,322,574 |
| 15 |
2.90% |
¥192,019 |
¥34,563,431 |
¥6,563,431 |
| 15 |
3.00% |
¥193,363 |
¥34,805,315 |
¥6,805,315 |
2800万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥241,663 |
¥28,999,595 |
¥999,595 |
| 10 |
0.80% |
¥242,869 |
¥29,144,259 |
¥1,144,259 |
| 10 |
0.90% |
¥244,078 |
¥29,289,389 |
¥1,289,389 |
| 10 |
1.00% |
¥245,292 |
¥29,434,985 |
¥1,434,985 |
| 10 |
1.10% |
¥246,509 |
¥29,581,046 |
¥1,581,046 |
| 10 |
1.20% |
¥247,730 |
¥29,727,573 |
¥1,727,573 |
| 10 |
1.30% |
¥248,955 |
¥29,874,565 |
¥1,874,565 |
| 10 |
1.40% |
¥250,184 |
¥30,022,022 |
¥2,022,022 |
| 10 |
1.50% |
¥251,416 |
¥30,169,944 |
¥2,169,944 |
| 10 |
1.60% |
¥252,653 |
¥30,318,331 |
¥2,318,331 |
| 10 |
1.70% |
¥253,893 |
¥30,467,182 |
¥2,467,182 |
| 10 |
1.80% |
¥255,137 |
¥30,616,497 |
¥2,616,497 |
| 10 |
1.90% |
¥256,386 |
¥30,766,277 |
¥2,766,277 |
| 10 |
2.00% |
¥257,638 |
¥30,916,520 |
¥2,916,520 |
| 10 |
2.10% |
¥258,894 |
¥31,067,228 |
¥3,067,228 |
| 10 |
2.20% |
¥260,153 |
¥31,218,398 |
¥3,218,398 |
| 10 |
2.30% |
¥261,417 |
¥31,370,032 |
¥3,370,032 |
| 10 |
2.40% |
¥262,684 |
¥31,522,128 |
¥3,522,128 |
| 10 |
2.50% |
¥263,956 |
¥31,674,687 |
¥3,674,687 |
| 10 |
2.60% |
¥265,231 |
¥31,827,708 |
¥3,827,708 |
| 10 |
2.70% |
¥266,510 |
¥31,981,192 |
¥3,981,192 |
| 10 |
2.80% |
¥267,793 |
¥32,135,136 |
¥4,135,136 |
| 10 |
2.90% |
¥269,080 |
¥32,289,543 |
¥4,289,543 |
| 10 |
3.00% |
¥270,370 |
¥32,444,410 |
¥4,444,410 |
