2820万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2820万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2820万円の住宅ローン|期間・年数別
2820万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥55,717 |
¥33,430,430 |
¥5,230,430 |
| 50 |
0.80% |
¥57,040 |
¥34,224,276 |
¥6,024,276 |
| 50 |
0.90% |
¥58,383 |
¥35,029,674 |
¥6,829,674 |
| 50 |
1.00% |
¥59,744 |
¥35,846,573 |
¥7,646,573 |
| 50 |
1.10% |
¥61,125 |
¥36,674,919 |
¥8,474,919 |
| 50 |
1.20% |
¥62,524 |
¥37,514,650 |
¥9,314,650 |
| 50 |
1.30% |
¥63,943 |
¥38,365,699 |
¥10,165,699 |
| 50 |
1.40% |
¥65,380 |
¥39,227,996 |
¥11,027,996 |
| 50 |
1.50% |
¥66,836 |
¥40,101,465 |
¥11,901,465 |
| 50 |
1.60% |
¥68,310 |
¥40,986,023 |
¥12,786,023 |
| 50 |
1.70% |
¥69,803 |
¥41,881,586 |
¥13,681,586 |
| 50 |
1.80% |
¥71,313 |
¥42,788,063 |
¥14,588,063 |
| 50 |
1.90% |
¥72,842 |
¥43,705,359 |
¥15,505,359 |
| 50 |
2.00% |
¥74,389 |
¥44,633,374 |
¥16,433,374 |
| 50 |
2.10% |
¥75,953 |
¥45,572,007 |
¥17,372,007 |
| 50 |
2.20% |
¥77,535 |
¥46,521,149 |
¥18,321,149 |
| 50 |
2.30% |
¥79,134 |
¥47,480,689 |
¥19,280,689 |
| 50 |
2.40% |
¥80,751 |
¥48,450,513 |
¥20,250,513 |
| 50 |
2.50% |
¥82,384 |
¥49,430,503 |
¥21,230,503 |
| 50 |
2.60% |
¥84,034 |
¥50,420,537 |
¥22,220,537 |
| 50 |
2.70% |
¥85,701 |
¥51,420,492 |
¥23,220,492 |
| 50 |
2.80% |
¥87,384 |
¥52,430,240 |
¥24,230,240 |
| 50 |
2.90% |
¥89,083 |
¥53,449,651 |
¥25,249,651 |
| 50 |
3.00% |
¥90,798 |
¥54,478,593 |
¥26,278,593 |
2820万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥60,893 |
¥32,882,451 |
¥4,682,451 |
| 45 |
0.80% |
¥62,202 |
¥33,589,202 |
¥5,389,202 |
| 45 |
0.90% |
¥63,528 |
¥34,305,339 |
¥6,105,339 |
| 45 |
1.00% |
¥64,872 |
¥35,030,829 |
¥6,830,829 |
| 45 |
1.10% |
¥66,233 |
¥35,765,633 |
¥7,565,633 |
| 45 |
1.20% |
¥67,611 |
¥36,509,713 |
¥8,309,713 |
| 45 |
1.30% |
¥69,006 |
¥37,263,023 |
¥9,063,023 |
| 45 |
1.40% |
¥70,418 |
¥38,025,517 |
¥9,825,517 |
| 45 |
1.50% |
¥71,847 |
¥38,797,143 |
¥10,597,143 |
| 45 |
1.60% |
¥73,292 |
¥39,577,848 |
¥11,377,848 |
| 45 |
1.70% |
¥74,755 |
¥40,367,574 |
¥12,167,574 |
| 45 |
1.80% |
¥76,234 |
¥41,166,261 |
¥12,966,261 |
| 45 |
1.90% |
¥77,729 |
¥41,973,845 |
¥13,773,845 |
| 45 |
2.00% |
¥79,241 |
¥42,790,260 |
¥14,590,260 |
| 45 |
2.10% |
¥80,769 |
¥43,615,436 |
¥15,415,436 |
| 45 |
2.20% |
¥82,314 |
¥44,449,301 |
¥16,249,301 |
| 45 |
2.30% |
¥83,874 |
¥45,291,781 |
¥17,091,781 |
| 45 |
2.40% |
¥85,450 |
¥46,142,798 |
¥17,942,798 |
| 45 |
2.50% |
¥87,041 |
¥47,002,271 |
¥18,802,271 |
| 45 |
2.60% |
¥88,648 |
¥47,870,119 |
¥19,670,119 |
| 45 |
2.70% |
¥90,271 |
¥48,746,256 |
¥20,546,256 |
| 45 |
2.80% |
¥91,909 |
¥49,630,596 |
¥21,430,596 |
| 45 |
2.90% |
¥93,561 |
¥50,523,050 |
¥22,323,050 |
| 45 |
3.00% |
¥95,229 |
¥51,423,526 |
¥23,223,526 |
2820万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥67,375 |
¥32,340,170 |
¥4,140,170 |
| 40 |
0.80% |
¥68,670 |
¥32,961,549 |
¥4,761,549 |
| 40 |
0.90% |
¥69,980 |
¥33,590,364 |
¥5,390,364 |
| 40 |
1.00% |
¥71,305 |
¥34,226,594 |
¥6,026,594 |
| 40 |
1.10% |
¥72,646 |
¥34,870,215 |
¥6,670,215 |
| 40 |
1.20% |
¥74,003 |
¥35,521,202 |
¥7,321,202 |
| 40 |
1.30% |
¥75,374 |
¥36,179,527 |
¥7,979,527 |
| 40 |
1.40% |
¥76,761 |
¥36,845,161 |
¥8,645,161 |
| 40 |
1.50% |
¥78,163 |
¥37,518,070 |
¥9,318,070 |
| 40 |
1.60% |
¥79,580 |
¥38,198,220 |
¥9,998,220 |
| 40 |
1.70% |
¥81,012 |
¥38,885,576 |
¥10,685,576 |
| 40 |
1.80% |
¥82,459 |
¥39,580,098 |
¥11,380,098 |
| 40 |
1.90% |
¥83,920 |
¥40,281,746 |
¥12,081,746 |
| 40 |
2.00% |
¥85,397 |
¥40,990,479 |
¥12,790,479 |
| 40 |
2.10% |
¥86,888 |
¥41,706,250 |
¥13,506,250 |
| 40 |
2.20% |
¥88,394 |
¥42,429,015 |
¥14,229,015 |
| 40 |
2.30% |
¥89,914 |
¥43,158,726 |
¥14,958,726 |
| 40 |
2.40% |
¥91,449 |
¥43,895,331 |
¥15,695,331 |
| 40 |
2.50% |
¥92,997 |
¥44,638,781 |
¥16,438,781 |
| 40 |
2.60% |
¥94,560 |
¥45,389,021 |
¥17,189,021 |
| 40 |
2.70% |
¥96,137 |
¥46,145,998 |
¥17,945,998 |
| 40 |
2.80% |
¥97,728 |
¥46,909,653 |
¥18,709,653 |
| 40 |
2.90% |
¥99,333 |
¥47,679,931 |
¥19,479,931 |
| 40 |
3.00% |
¥100,952 |
¥48,456,771 |
¥20,256,771 |
2820万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥75,723 |
¥31,803,601 |
¥3,603,601 |
| 35 |
0.80% |
¥77,003 |
¥32,341,338 |
¥4,141,338 |
| 35 |
0.90% |
¥78,297 |
¥32,884,781 |
¥4,684,781 |
| 35 |
1.00% |
¥79,605 |
¥33,433,918 |
¥5,233,918 |
| 35 |
1.10% |
¥80,926 |
¥33,988,736 |
¥5,788,736 |
| 35 |
1.20% |
¥82,260 |
¥34,549,219 |
¥6,349,219 |
| 35 |
1.30% |
¥83,608 |
¥35,115,350 |
¥6,915,350 |
| 35 |
1.40% |
¥84,969 |
¥35,687,112 |
¥7,487,112 |
| 35 |
1.50% |
¥86,344 |
¥36,264,485 |
¥8,064,485 |
| 35 |
1.60% |
¥87,732 |
¥36,847,449 |
¥8,647,449 |
| 35 |
1.70% |
¥89,133 |
¥37,435,983 |
¥9,235,983 |
| 35 |
1.80% |
¥90,548 |
¥38,030,062 |
¥9,830,062 |
| 35 |
1.90% |
¥91,975 |
¥38,629,664 |
¥10,429,664 |
| 35 |
2.00% |
¥93,416 |
¥39,234,762 |
¥11,034,762 |
| 35 |
2.10% |
¥94,870 |
¥39,845,331 |
¥11,645,331 |
| 35 |
2.20% |
¥96,337 |
¥40,461,342 |
¥12,261,342 |
| 35 |
2.30% |
¥97,816 |
¥41,082,766 |
¥12,882,766 |
| 35 |
2.40% |
¥99,309 |
¥41,709,573 |
¥13,509,573 |
| 35 |
2.50% |
¥100,814 |
¥42,341,733 |
¥14,141,733 |
| 35 |
2.60% |
¥102,331 |
¥42,979,213 |
¥14,779,213 |
| 35 |
2.70% |
¥103,862 |
¥43,621,980 |
¥15,421,980 |
| 35 |
2.80% |
¥105,405 |
¥44,270,000 |
¥16,070,000 |
| 35 |
2.90% |
¥106,960 |
¥44,923,238 |
¥16,723,238 |
| 35 |
3.00% |
¥108,528 |
¥45,581,656 |
¥17,381,656 |
2820万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥86,869 |
¥31,272,753 |
¥3,072,753 |
| 30 |
0.80% |
¥88,135 |
¥31,728,584 |
¥3,528,584 |
| 30 |
0.90% |
¥89,413 |
¥32,188,617 |
¥3,988,617 |
| 30 |
1.00% |
¥90,702 |
¥32,652,844 |
¥4,452,844 |
| 30 |
1.10% |
¥92,003 |
¥33,121,258 |
¥4,921,258 |
| 30 |
1.20% |
¥93,316 |
¥33,593,851 |
¥5,393,851 |
| 30 |
1.30% |
¥94,641 |
¥34,070,612 |
¥5,870,612 |
| 30 |
1.40% |
¥95,976 |
¥34,551,534 |
¥6,351,534 |
| 30 |
1.50% |
¥97,324 |
¥35,036,604 |
¥6,836,604 |
| 30 |
1.60% |
¥98,683 |
¥35,525,812 |
¥7,325,812 |
| 30 |
1.70% |
¥100,053 |
¥36,019,145 |
¥7,819,145 |
| 30 |
1.80% |
¥101,435 |
¥36,516,591 |
¥8,316,591 |
| 30 |
1.90% |
¥102,828 |
¥37,018,137 |
¥8,818,137 |
| 30 |
2.00% |
¥104,233 |
¥37,523,769 |
¥9,323,769 |
| 30 |
2.10% |
¥105,649 |
¥38,033,471 |
¥9,833,471 |
| 30 |
2.20% |
¥107,076 |
¥38,547,229 |
¥10,347,229 |
| 30 |
2.30% |
¥108,514 |
¥39,065,027 |
¥10,865,027 |
| 30 |
2.40% |
¥109,963 |
¥39,586,848 |
¥11,386,848 |
| 30 |
2.50% |
¥111,424 |
¥40,112,674 |
¥11,912,674 |
| 30 |
2.60% |
¥112,896 |
¥40,642,488 |
¥12,442,488 |
| 30 |
2.70% |
¥114,379 |
¥41,176,271 |
¥12,976,271 |
| 30 |
2.80% |
¥115,872 |
¥41,714,004 |
¥13,514,004 |
| 30 |
2.90% |
¥117,377 |
¥42,255,668 |
¥14,055,668 |
| 30 |
3.00% |
¥118,892 |
¥42,801,242 |
¥14,601,242 |
2820万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥102,492 |
¥30,747,635 |
¥2,547,635 |
| 25 |
0.80% |
¥103,744 |
¥31,123,305 |
¥2,923,305 |
| 25 |
0.90% |
¥105,006 |
¥31,501,898 |
¥3,301,898 |
| 25 |
1.00% |
¥106,278 |
¥31,883,410 |
¥3,683,410 |
| 25 |
1.10% |
¥107,559 |
¥32,267,837 |
¥4,067,837 |
| 25 |
1.20% |
¥108,851 |
¥32,655,176 |
¥4,455,176 |
| 25 |
1.30% |
¥110,151 |
¥33,045,421 |
¥4,845,421 |
| 25 |
1.40% |
¥111,462 |
¥33,438,569 |
¥5,238,569 |
| 25 |
1.50% |
¥112,782 |
¥33,834,613 |
¥5,634,613 |
| 25 |
1.60% |
¥114,112 |
¥34,233,549 |
¥6,033,549 |
| 25 |
1.70% |
¥115,451 |
¥34,635,369 |
¥6,435,369 |
| 25 |
1.80% |
¥116,800 |
¥35,040,068 |
¥6,840,068 |
| 25 |
1.90% |
¥118,159 |
¥35,447,640 |
¥7,247,640 |
| 25 |
2.00% |
¥119,527 |
¥35,858,077 |
¥7,658,077 |
| 25 |
2.10% |
¥120,905 |
¥36,271,372 |
¥8,071,372 |
| 25 |
2.20% |
¥122,292 |
¥36,687,518 |
¥8,487,518 |
| 25 |
2.30% |
¥123,688 |
¥37,106,506 |
¥8,906,506 |
| 25 |
2.40% |
¥125,094 |
¥37,528,328 |
¥9,328,328 |
| 25 |
2.50% |
¥126,510 |
¥37,952,976 |
¥9,752,976 |
| 25 |
2.60% |
¥127,935 |
¥38,380,440 |
¥10,180,440 |
| 25 |
2.70% |
¥129,369 |
¥38,810,712 |
¥10,610,712 |
| 25 |
2.80% |
¥130,813 |
¥39,243,783 |
¥11,043,783 |
| 25 |
2.90% |
¥132,265 |
¥39,679,641 |
¥11,479,641 |
| 25 |
3.00% |
¥133,728 |
¥40,118,277 |
¥11,918,277 |
2820万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥125,951 |
¥30,228,256 |
¥2,028,256 |
| 20 |
0.80% |
¥127,190 |
¥30,525,513 |
¥2,325,513 |
| 20 |
0.90% |
¥128,436 |
¥30,824,644 |
¥2,624,644 |
| 20 |
1.00% |
¥129,690 |
¥31,125,647 |
¥2,925,647 |
| 20 |
1.10% |
¥130,952 |
¥31,428,519 |
¥3,228,519 |
| 20 |
1.20% |
¥132,222 |
¥31,733,260 |
¥3,533,260 |
| 20 |
1.30% |
¥133,499 |
¥32,039,868 |
¥3,839,868 |
| 20 |
1.40% |
¥134,785 |
¥32,348,340 |
¥4,148,340 |
| 20 |
1.50% |
¥136,078 |
¥32,658,673 |
¥4,458,673 |
| 20 |
1.60% |
¥137,379 |
¥32,970,867 |
¥4,770,867 |
| 20 |
1.70% |
¥138,687 |
¥33,284,917 |
¥5,084,917 |
| 20 |
1.80% |
¥140,003 |
¥33,600,822 |
¥5,400,822 |
| 20 |
1.90% |
¥141,327 |
¥33,918,579 |
¥5,718,579 |
| 20 |
2.00% |
¥142,659 |
¥34,238,184 |
¥6,038,184 |
| 20 |
2.10% |
¥143,998 |
¥34,559,635 |
¥6,359,635 |
| 20 |
2.20% |
¥145,346 |
¥34,882,928 |
¥6,682,928 |
| 20 |
2.30% |
¥146,700 |
¥35,208,061 |
¥7,008,061 |
| 20 |
2.40% |
¥148,063 |
¥35,535,028 |
¥7,335,028 |
| 20 |
2.50% |
¥149,433 |
¥35,863,828 |
¥7,663,828 |
| 20 |
2.60% |
¥150,810 |
¥36,194,455 |
¥7,994,455 |
| 20 |
2.70% |
¥152,195 |
¥36,526,907 |
¥8,326,907 |
| 20 |
2.80% |
¥153,588 |
¥36,861,179 |
¥8,661,179 |
| 20 |
2.90% |
¥154,989 |
¥37,197,266 |
¥8,997,266 |
| 20 |
3.00% |
¥156,397 |
¥37,535,165 |
¥9,335,165 |
2820万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥165,081 |
¥29,714,621 |
¥1,514,621 |
| 15 |
0.80% |
¥166,307 |
¥29,935,220 |
¥1,735,220 |
| 15 |
0.90% |
¥167,538 |
¥30,156,873 |
¥1,956,873 |
| 15 |
1.00% |
¥168,775 |
¥30,379,582 |
¥2,179,582 |
| 15 |
1.10% |
¥170,019 |
¥30,603,343 |
¥2,403,343 |
| 15 |
1.20% |
¥171,268 |
¥30,828,159 |
¥2,628,159 |
| 15 |
1.30% |
¥172,522 |
¥31,054,026 |
¥2,854,026 |
| 15 |
1.40% |
¥173,783 |
¥31,280,945 |
¥3,080,945 |
| 15 |
1.50% |
¥175,050 |
¥31,508,916 |
¥3,308,916 |
| 15 |
1.60% |
¥176,322 |
¥31,737,936 |
¥3,537,936 |
| 15 |
1.70% |
¥177,600 |
¥31,968,006 |
¥3,768,006 |
| 15 |
1.80% |
¥178,884 |
¥32,199,124 |
¥3,999,124 |
| 15 |
1.90% |
¥180,174 |
¥32,431,290 |
¥4,231,290 |
| 15 |
2.00% |
¥181,469 |
¥32,664,502 |
¥4,464,502 |
| 15 |
2.10% |
¥182,771 |
¥32,898,759 |
¥4,698,759 |
| 15 |
2.20% |
¥184,078 |
¥33,134,061 |
¥4,934,061 |
| 15 |
2.30% |
¥185,391 |
¥33,370,406 |
¥5,170,406 |
| 15 |
2.40% |
¥186,710 |
¥33,607,793 |
¥5,407,793 |
| 15 |
2.50% |
¥188,035 |
¥33,846,220 |
¥5,646,220 |
| 15 |
2.60% |
¥189,365 |
¥34,085,687 |
¥5,885,687 |
| 15 |
2.70% |
¥190,701 |
¥34,326,193 |
¥6,126,193 |
| 15 |
2.80% |
¥192,043 |
¥34,567,735 |
¥6,367,735 |
| 15 |
2.90% |
¥193,391 |
¥34,810,313 |
¥6,610,313 |
| 15 |
3.00% |
¥194,744 |
¥35,053,924 |
¥6,853,924 |
2820万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥243,389 |
¥29,206,735 |
¥1,006,735 |
| 10 |
0.80% |
¥244,604 |
¥29,352,432 |
¥1,152,432 |
| 10 |
0.90% |
¥245,822 |
¥29,498,599 |
¥1,298,599 |
| 10 |
1.00% |
¥247,044 |
¥29,645,235 |
¥1,445,235 |
| 10 |
1.10% |
¥248,269 |
¥29,792,339 |
¥1,592,339 |
| 10 |
1.20% |
¥249,499 |
¥29,939,913 |
¥1,739,913 |
| 10 |
1.30% |
¥250,733 |
¥30,087,955 |
¥1,887,955 |
| 10 |
1.40% |
¥251,971 |
¥30,236,465 |
¥2,036,465 |
| 10 |
1.50% |
¥253,212 |
¥30,385,444 |
¥2,185,444 |
| 10 |
1.60% |
¥254,457 |
¥30,534,890 |
¥2,334,890 |
| 10 |
1.70% |
¥255,707 |
¥30,684,805 |
¥2,484,805 |
| 10 |
1.80% |
¥256,960 |
¥30,835,187 |
¥2,635,187 |
| 10 |
1.90% |
¥258,217 |
¥30,986,036 |
¥2,786,036 |
| 10 |
2.00% |
¥259,478 |
¥31,137,353 |
¥2,937,353 |
| 10 |
2.10% |
¥260,743 |
¥31,289,136 |
¥3,089,136 |
| 10 |
2.20% |
¥262,012 |
¥31,441,387 |
¥3,241,387 |
| 10 |
2.30% |
¥263,284 |
¥31,594,103 |
¥3,394,103 |
| 10 |
2.40% |
¥264,561 |
¥31,747,286 |
¥3,547,286 |
| 10 |
2.50% |
¥265,841 |
¥31,900,935 |
¥3,700,935 |
| 10 |
2.60% |
¥267,125 |
¥32,055,049 |
¥3,855,049 |
| 10 |
2.70% |
¥268,414 |
¥32,209,629 |
¥4,009,629 |
| 10 |
2.80% |
¥269,706 |
¥32,364,673 |
¥4,164,673 |
| 10 |
2.90% |
¥271,002 |
¥32,520,182 |
¥4,320,182 |
| 10 |
3.00% |
¥272,301 |
¥32,676,156 |
¥4,476,156 |