2830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2830万円の住宅ローン|期間・年数別
2830万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥55,915 |
¥33,548,977 |
¥5,248,977 |
| 50 |
0.80% |
¥57,243 |
¥34,345,638 |
¥6,045,638 |
| 50 |
0.90% |
¥58,590 |
¥35,153,892 |
¥6,853,892 |
| 50 |
1.00% |
¥59,956 |
¥35,973,689 |
¥7,673,689 |
| 50 |
1.10% |
¥61,342 |
¥36,804,972 |
¥8,504,972 |
| 50 |
1.20% |
¥62,746 |
¥37,647,680 |
¥9,347,680 |
| 50 |
1.30% |
¥64,170 |
¥38,501,748 |
¥10,201,748 |
| 50 |
1.40% |
¥65,612 |
¥39,367,103 |
¥11,067,103 |
| 50 |
1.50% |
¥67,073 |
¥40,243,668 |
¥11,943,668 |
| 50 |
1.60% |
¥68,552 |
¥41,131,364 |
¥12,831,364 |
| 50 |
1.70% |
¥70,050 |
¥42,030,102 |
¥13,730,102 |
| 50 |
1.80% |
¥71,566 |
¥42,939,794 |
¥14,639,794 |
| 50 |
1.90% |
¥73,101 |
¥43,860,342 |
¥15,560,342 |
| 50 |
2.00% |
¥74,653 |
¥44,791,649 |
¥16,491,649 |
| 50 |
2.10% |
¥76,223 |
¥45,733,610 |
¥17,433,610 |
| 50 |
2.20% |
¥77,810 |
¥46,686,117 |
¥18,386,117 |
| 50 |
2.30% |
¥79,415 |
¥47,649,060 |
¥19,349,060 |
| 50 |
2.40% |
¥81,037 |
¥48,622,323 |
¥20,322,323 |
| 50 |
2.50% |
¥82,676 |
¥49,605,788 |
¥21,305,788 |
| 50 |
2.60% |
¥84,332 |
¥50,599,334 |
¥22,299,334 |
| 50 |
2.70% |
¥86,005 |
¥51,602,834 |
¥23,302,834 |
| 50 |
2.80% |
¥87,694 |
¥52,616,163 |
¥24,316,163 |
| 50 |
2.90% |
¥89,399 |
¥53,639,189 |
¥25,339,189 |
| 50 |
3.00% |
¥91,120 |
¥54,671,779 |
¥26,371,779 |
2830万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥61,109 |
¥32,999,055 |
¥4,699,055 |
| 45 |
0.80% |
¥62,423 |
¥33,708,313 |
¥5,408,313 |
| 45 |
0.90% |
¥63,754 |
¥34,426,990 |
¥6,126,990 |
| 45 |
1.00% |
¥65,102 |
¥35,155,052 |
¥6,855,052 |
| 45 |
1.10% |
¥66,468 |
¥35,892,462 |
¥7,592,462 |
| 45 |
1.20% |
¥67,850 |
¥36,639,180 |
¥8,339,180 |
| 45 |
1.30% |
¥69,250 |
¥37,395,161 |
¥9,095,161 |
| 45 |
1.40% |
¥70,667 |
¥38,160,359 |
¥9,860,359 |
| 45 |
1.50% |
¥72,101 |
¥38,934,721 |
¥10,634,721 |
| 45 |
1.60% |
¥73,552 |
¥39,718,195 |
¥11,418,195 |
| 45 |
1.70% |
¥75,020 |
¥40,510,721 |
¥12,210,721 |
| 45 |
1.80% |
¥76,504 |
¥41,312,240 |
¥13,012,240 |
| 45 |
1.90% |
¥78,005 |
¥42,122,688 |
¥13,822,688 |
| 45 |
2.00% |
¥79,522 |
¥42,941,998 |
¥14,641,998 |
| 45 |
2.10% |
¥81,056 |
¥43,770,101 |
¥15,470,101 |
| 45 |
2.20% |
¥82,605 |
¥44,606,923 |
¥16,306,923 |
| 45 |
2.30% |
¥84,171 |
¥45,452,390 |
¥17,152,390 |
| 45 |
2.40% |
¥85,753 |
¥46,306,425 |
¥18,006,425 |
| 45 |
2.50% |
¥87,350 |
¥47,168,946 |
¥18,868,946 |
| 45 |
2.60% |
¥88,963 |
¥48,039,871 |
¥19,739,871 |
| 45 |
2.70% |
¥90,591 |
¥48,919,115 |
¥20,619,115 |
| 45 |
2.80% |
¥92,234 |
¥49,806,591 |
¥21,506,591 |
| 45 |
2.90% |
¥93,893 |
¥50,702,209 |
¥22,402,209 |
| 45 |
3.00% |
¥95,566 |
¥51,605,879 |
¥23,305,879 |
2830万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥67,614 |
¥32,454,852 |
¥4,154,852 |
| 40 |
0.80% |
¥68,913 |
¥33,078,434 |
¥4,778,434 |
| 40 |
0.90% |
¥70,228 |
¥33,709,479 |
¥5,409,479 |
| 40 |
1.00% |
¥71,558 |
¥34,347,965 |
¥6,047,965 |
| 40 |
1.10% |
¥72,904 |
¥34,993,869 |
¥6,693,869 |
| 40 |
1.20% |
¥74,265 |
¥35,647,164 |
¥7,347,164 |
| 40 |
1.30% |
¥75,641 |
¥36,307,824 |
¥8,007,824 |
| 40 |
1.40% |
¥77,033 |
¥36,975,817 |
¥8,675,817 |
| 40 |
1.50% |
¥78,440 |
¥37,651,112 |
¥9,351,112 |
| 40 |
1.60% |
¥79,862 |
¥38,333,675 |
¥10,033,675 |
| 40 |
1.70% |
¥81,299 |
¥39,023,468 |
¥10,723,468 |
| 40 |
1.80% |
¥82,751 |
¥39,720,453 |
¥11,420,453 |
| 40 |
1.90% |
¥84,218 |
¥40,424,589 |
¥12,124,589 |
| 40 |
2.00% |
¥85,700 |
¥41,135,835 |
¥12,835,835 |
| 40 |
2.10% |
¥87,196 |
¥41,854,145 |
¥13,554,145 |
| 40 |
2.20% |
¥88,707 |
¥42,579,473 |
¥14,279,473 |
| 40 |
2.30% |
¥90,233 |
¥43,311,771 |
¥15,011,771 |
| 40 |
2.40% |
¥91,773 |
¥44,050,988 |
¥15,750,988 |
| 40 |
2.50% |
¥93,327 |
¥44,797,074 |
¥16,497,074 |
| 40 |
2.60% |
¥94,896 |
¥45,549,975 |
¥17,249,975 |
| 40 |
2.70% |
¥96,478 |
¥46,309,636 |
¥18,009,636 |
| 40 |
2.80% |
¥98,075 |
¥47,076,000 |
¥18,776,000 |
| 40 |
2.90% |
¥99,685 |
¥47,849,009 |
¥19,549,009 |
| 40 |
3.00% |
¥101,310 |
¥48,628,604 |
¥20,328,604 |
2830万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥75,991 |
¥31,916,380 |
¥3,616,380 |
| 35 |
0.80% |
¥77,276 |
¥32,456,023 |
¥4,156,023 |
| 35 |
0.90% |
¥78,575 |
¥33,001,393 |
¥4,701,393 |
| 35 |
1.00% |
¥79,887 |
¥33,552,478 |
¥5,252,478 |
| 35 |
1.10% |
¥81,213 |
¥34,109,263 |
¥5,809,263 |
| 35 |
1.20% |
¥82,552 |
¥34,671,734 |
¥6,371,734 |
| 35 |
1.30% |
¥83,904 |
¥35,239,872 |
¥6,939,872 |
| 35 |
1.40% |
¥85,271 |
¥35,813,662 |
¥7,513,662 |
| 35 |
1.50% |
¥86,650 |
¥36,393,083 |
¥8,093,083 |
| 35 |
1.60% |
¥88,043 |
¥36,978,114 |
¥8,678,114 |
| 35 |
1.70% |
¥89,449 |
¥37,568,734 |
¥9,268,734 |
| 35 |
1.80% |
¥90,869 |
¥38,164,921 |
¥9,864,921 |
| 35 |
1.90% |
¥92,302 |
¥38,766,649 |
¥10,466,649 |
| 35 |
2.00% |
¥93,747 |
¥39,373,893 |
¥11,073,893 |
| 35 |
2.10% |
¥95,206 |
¥39,986,626 |
¥11,686,626 |
| 35 |
2.20% |
¥96,678 |
¥40,604,822 |
¥12,304,822 |
| 35 |
2.30% |
¥98,163 |
¥41,228,449 |
¥12,928,449 |
| 35 |
2.40% |
¥99,661 |
¥41,857,480 |
¥13,557,480 |
| 35 |
2.50% |
¥101,171 |
¥42,491,881 |
¥14,191,881 |
| 35 |
2.60% |
¥102,694 |
¥43,131,622 |
¥14,831,622 |
| 35 |
2.70% |
¥104,230 |
¥43,776,668 |
¥15,476,668 |
| 35 |
2.80% |
¥105,779 |
¥44,426,986 |
¥16,126,986 |
| 35 |
2.90% |
¥107,339 |
¥45,082,540 |
¥16,782,540 |
| 35 |
3.00% |
¥108,913 |
¥45,743,294 |
¥17,443,294 |
2830万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥87,177 |
¥31,383,649 |
¥3,083,649 |
| 30 |
0.80% |
¥88,447 |
¥31,841,097 |
¥3,541,097 |
| 30 |
0.90% |
¥89,730 |
¥32,302,761 |
¥4,002,761 |
| 30 |
1.00% |
¥91,024 |
¥32,768,634 |
¥4,468,634 |
| 30 |
1.10% |
¥92,330 |
¥33,238,709 |
¥4,938,709 |
| 30 |
1.20% |
¥93,647 |
¥33,712,978 |
¥5,412,978 |
| 30 |
1.30% |
¥94,976 |
¥34,191,430 |
¥5,891,430 |
| 30 |
1.40% |
¥96,317 |
¥34,674,057 |
¥6,374,057 |
| 30 |
1.50% |
¥97,669 |
¥35,160,847 |
¥6,860,847 |
| 30 |
1.60% |
¥99,033 |
¥35,651,790 |
¥7,351,790 |
| 30 |
1.70% |
¥100,408 |
¥36,146,872 |
¥7,846,872 |
| 30 |
1.80% |
¥101,795 |
¥36,646,083 |
¥8,346,083 |
| 30 |
1.90% |
¥103,193 |
¥37,149,407 |
¥8,849,407 |
| 30 |
2.00% |
¥104,602 |
¥37,656,832 |
¥9,356,832 |
| 30 |
2.10% |
¥106,023 |
¥38,168,342 |
¥9,868,342 |
| 30 |
2.20% |
¥107,455 |
¥38,683,922 |
¥10,383,922 |
| 30 |
2.30% |
¥108,899 |
¥39,203,555 |
¥10,903,555 |
| 30 |
2.40% |
¥110,353 |
¥39,727,226 |
¥11,427,226 |
| 30 |
2.50% |
¥111,819 |
¥40,254,917 |
¥11,954,917 |
| 30 |
2.60% |
¥113,296 |
¥40,786,610 |
¥12,486,610 |
| 30 |
2.70% |
¥114,784 |
¥41,322,286 |
¥13,022,286 |
| 30 |
2.80% |
¥116,283 |
¥41,861,926 |
¥13,561,926 |
| 30 |
2.90% |
¥117,793 |
¥42,405,510 |
¥14,105,510 |
| 30 |
3.00% |
¥119,314 |
¥42,953,019 |
¥14,653,019 |
2830万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥102,856 |
¥30,856,669 |
¥2,556,669 |
| 25 |
0.80% |
¥104,112 |
¥31,233,671 |
¥2,933,671 |
| 25 |
0.90% |
¥105,379 |
¥31,613,607 |
¥3,313,607 |
| 25 |
1.00% |
¥106,655 |
¥31,996,471 |
¥3,696,471 |
| 25 |
1.10% |
¥107,941 |
¥32,382,262 |
¥4,082,262 |
| 25 |
1.20% |
¥109,237 |
¥32,770,974 |
¥4,470,974 |
| 25 |
1.30% |
¥110,542 |
¥33,162,604 |
¥4,862,604 |
| 25 |
1.40% |
¥111,857 |
¥33,557,145 |
¥5,257,145 |
| 25 |
1.50% |
¥113,182 |
¥33,954,594 |
¥5,654,594 |
| 25 |
1.60% |
¥114,516 |
¥34,354,944 |
¥6,054,944 |
| 25 |
1.70% |
¥115,861 |
¥34,758,189 |
¥6,458,189 |
| 25 |
1.80% |
¥117,214 |
¥35,164,324 |
¥6,864,324 |
| 25 |
1.90% |
¥118,578 |
¥35,573,341 |
¥7,273,341 |
| 25 |
2.00% |
¥119,951 |
¥35,985,233 |
¥7,685,233 |
| 25 |
2.10% |
¥121,333 |
¥36,399,994 |
¥8,099,994 |
| 25 |
2.20% |
¥122,725 |
¥36,817,615 |
¥8,517,615 |
| 25 |
2.30% |
¥124,127 |
¥37,238,089 |
¥8,938,089 |
| 25 |
2.40% |
¥125,538 |
¥37,661,407 |
¥9,361,407 |
| 25 |
2.50% |
¥126,959 |
¥38,087,561 |
¥9,787,561 |
| 25 |
2.60% |
¥128,388 |
¥38,516,541 |
¥10,216,541 |
| 25 |
2.70% |
¥129,828 |
¥38,948,339 |
¥10,648,339 |
| 25 |
2.80% |
¥131,276 |
¥39,382,945 |
¥11,082,945 |
| 25 |
2.90% |
¥132,734 |
¥39,820,349 |
¥11,520,349 |
| 25 |
3.00% |
¥134,202 |
¥40,260,541 |
¥11,960,541 |
2830万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥126,398 |
¥30,335,448 |
¥2,035,448 |
| 20 |
0.80% |
¥127,641 |
¥30,633,760 |
¥2,333,760 |
| 20 |
0.90% |
¥128,891 |
¥30,933,951 |
¥2,633,951 |
| 20 |
1.00% |
¥130,150 |
¥31,236,021 |
¥2,936,021 |
| 20 |
1.10% |
¥131,417 |
¥31,539,968 |
¥3,239,968 |
| 20 |
1.20% |
¥132,691 |
¥31,845,790 |
¥3,545,790 |
| 20 |
1.30% |
¥133,973 |
¥32,153,484 |
¥3,853,484 |
| 20 |
1.40% |
¥135,263 |
¥32,463,050 |
¥4,163,050 |
| 20 |
1.50% |
¥136,560 |
¥32,774,484 |
¥4,474,484 |
| 20 |
1.60% |
¥137,866 |
¥33,087,785 |
¥4,787,785 |
| 20 |
1.70% |
¥139,179 |
¥33,402,949 |
¥5,102,949 |
| 20 |
1.80% |
¥140,500 |
¥33,719,974 |
¥5,419,974 |
| 20 |
1.90% |
¥141,829 |
¥34,038,857 |
¥5,738,857 |
| 20 |
2.00% |
¥143,165 |
¥34,359,596 |
¥6,059,596 |
| 20 |
2.10% |
¥144,509 |
¥34,682,187 |
¥6,382,187 |
| 20 |
2.20% |
¥145,861 |
¥35,006,627 |
¥6,706,627 |
| 20 |
2.30% |
¥147,220 |
¥35,332,912 |
¥7,032,912 |
| 20 |
2.40% |
¥148,588 |
¥35,661,039 |
¥7,361,039 |
| 20 |
2.50% |
¥149,963 |
¥35,991,004 |
¥7,691,004 |
| 20 |
2.60% |
¥151,345 |
¥36,322,804 |
¥8,022,804 |
| 20 |
2.70% |
¥152,735 |
¥36,656,435 |
¥8,356,435 |
| 20 |
2.80% |
¥154,133 |
¥36,991,892 |
¥8,691,892 |
| 20 |
2.90% |
¥155,538 |
¥37,329,172 |
¥9,029,172 |
| 20 |
3.00% |
¥156,951 |
¥37,668,269 |
¥9,368,269 |
2830万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥165,667 |
¥29,819,992 |
¥1,519,992 |
| 15 |
0.80% |
¥166,897 |
¥30,041,373 |
¥1,741,373 |
| 15 |
0.90% |
¥168,132 |
¥30,263,813 |
¥1,963,813 |
| 15 |
1.00% |
¥169,374 |
¥30,487,311 |
¥2,187,311 |
| 15 |
1.10% |
¥170,621 |
¥30,711,866 |
¥2,411,866 |
| 15 |
1.20% |
¥171,875 |
¥30,937,478 |
¥2,637,478 |
| 15 |
1.30% |
¥173,134 |
¥31,164,147 |
¥2,864,147 |
| 15 |
1.40% |
¥174,399 |
¥31,391,871 |
¥3,091,871 |
| 15 |
1.50% |
¥175,670 |
¥31,620,649 |
¥3,320,649 |
| 15 |
1.60% |
¥176,947 |
¥31,850,482 |
¥3,550,482 |
| 15 |
1.70% |
¥178,230 |
¥32,081,368 |
¥3,781,368 |
| 15 |
1.80% |
¥179,518 |
¥32,313,305 |
¥4,013,305 |
| 15 |
1.90% |
¥180,813 |
¥32,546,294 |
¥4,246,294 |
| 15 |
2.00% |
¥182,113 |
¥32,780,333 |
¥4,480,333 |
| 15 |
2.10% |
¥183,419 |
¥33,015,421 |
¥4,715,421 |
| 15 |
2.20% |
¥184,731 |
¥33,251,557 |
¥4,951,557 |
| 15 |
2.30% |
¥186,049 |
¥33,488,740 |
¥5,188,740 |
| 15 |
2.40% |
¥187,372 |
¥33,726,969 |
¥5,426,969 |
| 15 |
2.50% |
¥188,701 |
¥33,966,242 |
¥5,666,242 |
| 15 |
2.60% |
¥190,036 |
¥34,206,559 |
¥5,906,559 |
| 15 |
2.70% |
¥191,377 |
¥34,447,917 |
¥6,147,917 |
| 15 |
2.80% |
¥192,724 |
¥34,690,316 |
¥6,390,316 |
| 15 |
2.90% |
¥194,076 |
¥34,933,753 |
¥6,633,753 |
| 15 |
3.00% |
¥195,435 |
¥35,178,229 |
¥6,878,229 |
2830万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥244,253 |
¥29,310,305 |
¥1,010,305 |
| 10 |
0.80% |
¥245,471 |
¥29,456,519 |
¥1,156,519 |
| 10 |
0.90% |
¥246,693 |
¥29,603,204 |
¥1,303,204 |
| 10 |
1.00% |
¥247,920 |
¥29,750,360 |
¥1,450,360 |
| 10 |
1.10% |
¥249,150 |
¥29,897,986 |
¥1,597,986 |
| 10 |
1.20% |
¥250,384 |
¥30,046,083 |
¥1,746,083 |
| 10 |
1.30% |
¥251,622 |
¥30,194,649 |
¥1,894,649 |
| 10 |
1.40% |
¥252,864 |
¥30,343,686 |
¥2,043,686 |
| 10 |
1.50% |
¥254,110 |
¥30,493,193 |
¥2,193,193 |
| 10 |
1.60% |
¥255,360 |
¥30,643,170 |
¥2,343,170 |
| 10 |
1.70% |
¥256,613 |
¥30,793,616 |
¥2,493,616 |
| 10 |
1.80% |
¥257,871 |
¥30,944,531 |
¥2,644,531 |
| 10 |
1.90% |
¥259,133 |
¥31,095,916 |
¥2,795,916 |
| 10 |
2.00% |
¥260,398 |
¥31,247,769 |
¥2,947,769 |
| 10 |
2.10% |
¥261,667 |
¥31,400,091 |
¥3,100,091 |
| 10 |
2.20% |
¥262,941 |
¥31,552,881 |
¥3,252,881 |
| 10 |
2.30% |
¥264,218 |
¥31,706,139 |
¥3,406,139 |
| 10 |
2.40% |
¥265,499 |
¥31,859,865 |
¥3,559,865 |
| 10 |
2.50% |
¥266,784 |
¥32,014,059 |
¥3,714,059 |
| 10 |
2.60% |
¥268,073 |
¥32,168,719 |
¥3,868,719 |
| 10 |
2.70% |
¥269,365 |
¥32,323,847 |
¥4,023,847 |
| 10 |
2.80% |
¥270,662 |
¥32,479,441 |
¥4,179,441 |
| 10 |
2.90% |
¥271,963 |
¥32,635,502 |
¥4,335,502 |
| 10 |
3.00% |
¥273,267 |
¥32,792,029 |
¥4,492,029 |