2830万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2830万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2830万円の住宅ローン｜期間・年数別
2830万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥55,915 | ¥33,548,977 | ¥5,248,977 |
| 50 | 0.80% | ¥57,243 | ¥34,345,638 | ¥6,045,638 |
| 50 | 0.90% | ¥58,590 | ¥35,153,892 | ¥6,853,892 |
| 50 | 1.00% | ¥59,956 | ¥35,973,689 | ¥7,673,689 |
| 50 | 1.10% | ¥61,342 | ¥36,804,972 | ¥8,504,972 |
| 50 | 1.20% | ¥62,746 | ¥37,647,680 | ¥9,347,680 |
| 50 | 1.30% | ¥64,170 | ¥38,501,748 | ¥10,201,748 |
| 50 | 1.40% | ¥65,612 | ¥39,367,103 | ¥11,067,103 |
| 50 | 1.50% | ¥67,073 | ¥40,243,668 | ¥11,943,668 |
| 50 | 1.60% | ¥68,552 | ¥41,131,364 | ¥12,831,364 |
| 50 | 1.70% | ¥70,050 | ¥42,030,102 | ¥13,730,102 |
| 50 | 1.80% | ¥71,566 | ¥42,939,794 | ¥14,639,794 |
| 50 | 1.90% | ¥73,101 | ¥43,860,342 | ¥15,560,342 |
| 50 | 2.00% | ¥74,653 | ¥44,791,649 | ¥16,491,649 |
| 50 | 2.10% | ¥76,223 | ¥45,733,610 | ¥17,433,610 |
| 50 | 2.20% | ¥77,810 | ¥46,686,117 | ¥18,386,117 |
| 50 | 2.30% | ¥79,415 | ¥47,649,060 | ¥19,349,060 |
| 50 | 2.40% | ¥81,037 | ¥48,622,323 | ¥20,322,323 |
| 50 | 2.50% | ¥82,676 | ¥49,605,788 | ¥21,305,788 |
| 50 | 2.60% | ¥84,332 | ¥50,599,334 | ¥22,299,334 |
| 50 | 2.70% | ¥86,005 | ¥51,602,834 | ¥23,302,834 |
| 50 | 2.80% | ¥87,694 | ¥52,616,163 | ¥24,316,163 |
| 50 | 2.90% | ¥89,399 | ¥53,639,189 | ¥25,339,189 |
| 50 | 3.00% | ¥91,120 | ¥54,671,779 | ¥26,371,779 |
2830万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥61,109 | ¥32,999,055 | ¥4,699,055 |
| 45 | 0.80% | ¥62,423 | ¥33,708,313 | ¥5,408,313 |
| 45 | 0.90% | ¥63,754 | ¥34,426,990 | ¥6,126,990 |
| 45 | 1.00% | ¥65,102 | ¥35,155,052 | ¥6,855,052 |
| 45 | 1.10% | ¥66,468 | ¥35,892,462 | ¥7,592,462 |
| 45 | 1.20% | ¥67,850 | ¥36,639,180 | ¥8,339,180 |
| 45 | 1.30% | ¥69,250 | ¥37,395,161 | ¥9,095,161 |
| 45 | 1.40% | ¥70,667 | ¥38,160,359 | ¥9,860,359 |
| 45 | 1.50% | ¥72,101 | ¥38,934,721 | ¥10,634,721 |
| 45 | 1.60% | ¥73,552 | ¥39,718,195 | ¥11,418,195 |
| 45 | 1.70% | ¥75,020 | ¥40,510,721 | ¥12,210,721 |
| 45 | 1.80% | ¥76,504 | ¥41,312,240 | ¥13,012,240 |
| 45 | 1.90% | ¥78,005 | ¥42,122,688 | ¥13,822,688 |
| 45 | 2.00% | ¥79,522 | ¥42,941,998 | ¥14,641,998 |
| 45 | 2.10% | ¥81,056 | ¥43,770,101 | ¥15,470,101 |
| 45 | 2.20% | ¥82,605 | ¥44,606,923 | ¥16,306,923 |
| 45 | 2.30% | ¥84,171 | ¥45,452,390 | ¥17,152,390 |
| 45 | 2.40% | ¥85,753 | ¥46,306,425 | ¥18,006,425 |
| 45 | 2.50% | ¥87,350 | ¥47,168,946 | ¥18,868,946 |
| 45 | 2.60% | ¥88,963 | ¥48,039,871 | ¥19,739,871 |
| 45 | 2.70% | ¥90,591 | ¥48,919,115 | ¥20,619,115 |
| 45 | 2.80% | ¥92,234 | ¥49,806,591 | ¥21,506,591 |
| 45 | 2.90% | ¥93,893 | ¥50,702,209 | ¥22,402,209 |
| 45 | 3.00% | ¥95,566 | ¥51,605,879 | ¥23,305,879 |
2830万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥67,614 | ¥32,454,852 | ¥4,154,852 |
| 40 | 0.80% | ¥68,913 | ¥33,078,434 | ¥4,778,434 |
| 40 | 0.90% | ¥70,228 | ¥33,709,479 | ¥5,409,479 |
| 40 | 1.00% | ¥71,558 | ¥34,347,965 | ¥6,047,965 |
| 40 | 1.10% | ¥72,904 | ¥34,993,869 | ¥6,693,869 |
| 40 | 1.20% | ¥74,265 | ¥35,647,164 | ¥7,347,164 |
| 40 | 1.30% | ¥75,641 | ¥36,307,824 | ¥8,007,824 |
| 40 | 1.40% | ¥77,033 | ¥36,975,817 | ¥8,675,817 |
| 40 | 1.50% | ¥78,440 | ¥37,651,112 | ¥9,351,112 |
| 40 | 1.60% | ¥79,862 | ¥38,333,675 | ¥10,033,675 |
| 40 | 1.70% | ¥81,299 | ¥39,023,468 | ¥10,723,468 |
| 40 | 1.80% | ¥82,751 | ¥39,720,453 | ¥11,420,453 |
| 40 | 1.90% | ¥84,218 | ¥40,424,589 | ¥12,124,589 |
| 40 | 2.00% | ¥85,700 | ¥41,135,835 | ¥12,835,835 |
| 40 | 2.10% | ¥87,196 | ¥41,854,145 | ¥13,554,145 |
| 40 | 2.20% | ¥88,707 | ¥42,579,473 | ¥14,279,473 |
| 40 | 2.30% | ¥90,233 | ¥43,311,771 | ¥15,011,771 |
| 40 | 2.40% | ¥91,773 | ¥44,050,988 | ¥15,750,988 |
| 40 | 2.50% | ¥93,327 | ¥44,797,074 | ¥16,497,074 |
| 40 | 2.60% | ¥94,896 | ¥45,549,975 | ¥17,249,975 |
| 40 | 2.70% | ¥96,478 | ¥46,309,636 | ¥18,009,636 |
| 40 | 2.80% | ¥98,075 | ¥47,076,000 | ¥18,776,000 |
| 40 | 2.90% | ¥99,685 | ¥47,849,009 | ¥19,549,009 |
| 40 | 3.00% | ¥101,310 | ¥48,628,604 | ¥20,328,604 |
2830万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥75,991 | ¥31,916,380 | ¥3,616,380 |
| 35 | 0.80% | ¥77,276 | ¥32,456,023 | ¥4,156,023 |
| 35 | 0.90% | ¥78,575 | ¥33,001,393 | ¥4,701,393 |
| 35 | 1.00% | ¥79,887 | ¥33,552,478 | ¥5,252,478 |
| 35 | 1.10% | ¥81,213 | ¥34,109,263 | ¥5,809,263 |
| 35 | 1.20% | ¥82,552 | ¥34,671,734 | ¥6,371,734 |
| 35 | 1.30% | ¥83,904 | ¥35,239,872 | ¥6,939,872 |
| 35 | 1.40% | ¥85,271 | ¥35,813,662 | ¥7,513,662 |
| 35 | 1.50% | ¥86,650 | ¥36,393,083 | ¥8,093,083 |
| 35 | 1.60% | ¥88,043 | ¥36,978,114 | ¥8,678,114 |
| 35 | 1.70% | ¥89,449 | ¥37,568,734 | ¥9,268,734 |
| 35 | 1.80% | ¥90,869 | ¥38,164,921 | ¥9,864,921 |
| 35 | 1.90% | ¥92,302 | ¥38,766,649 | ¥10,466,649 |
| 35 | 2.00% | ¥93,747 | ¥39,373,893 | ¥11,073,893 |
| 35 | 2.10% | ¥95,206 | ¥39,986,626 | ¥11,686,626 |
| 35 | 2.20% | ¥96,678 | ¥40,604,822 | ¥12,304,822 |
| 35 | 2.30% | ¥98,163 | ¥41,228,449 | ¥12,928,449 |
| 35 | 2.40% | ¥99,661 | ¥41,857,480 | ¥13,557,480 |
| 35 | 2.50% | ¥101,171 | ¥42,491,881 | ¥14,191,881 |
| 35 | 2.60% | ¥102,694 | ¥43,131,622 | ¥14,831,622 |
| 35 | 2.70% | ¥104,230 | ¥43,776,668 | ¥15,476,668 |
| 35 | 2.80% | ¥105,779 | ¥44,426,986 | ¥16,126,986 |
| 35 | 2.90% | ¥107,339 | ¥45,082,540 | ¥16,782,540 |
| 35 | 3.00% | ¥108,913 | ¥45,743,294 | ¥17,443,294 |
2830万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥87,177 | ¥31,383,649 | ¥3,083,649 |
| 30 | 0.80% | ¥88,447 | ¥31,841,097 | ¥3,541,097 |
| 30 | 0.90% | ¥89,730 | ¥32,302,761 | ¥4,002,761 |
| 30 | 1.00% | ¥91,024 | ¥32,768,634 | ¥4,468,634 |
| 30 | 1.10% | ¥92,330 | ¥33,238,709 | ¥4,938,709 |
| 30 | 1.20% | ¥93,647 | ¥33,712,978 | ¥5,412,978 |
| 30 | 1.30% | ¥94,976 | ¥34,191,430 | ¥5,891,430 |
| 30 | 1.40% | ¥96,317 | ¥34,674,057 | ¥6,374,057 |
| 30 | 1.50% | ¥97,669 | ¥35,160,847 | ¥6,860,847 |
| 30 | 1.60% | ¥99,033 | ¥35,651,790 | ¥7,351,790 |
| 30 | 1.70% | ¥100,408 | ¥36,146,872 | ¥7,846,872 |
| 30 | 1.80% | ¥101,795 | ¥36,646,083 | ¥8,346,083 |
| 30 | 1.90% | ¥103,193 | ¥37,149,407 | ¥8,849,407 |
| 30 | 2.00% | ¥104,602 | ¥37,656,832 | ¥9,356,832 |
| 30 | 2.10% | ¥106,023 | ¥38,168,342 | ¥9,868,342 |
| 30 | 2.20% | ¥107,455 | ¥38,683,922 | ¥10,383,922 |
| 30 | 2.30% | ¥108,899 | ¥39,203,555 | ¥10,903,555 |
| 30 | 2.40% | ¥110,353 | ¥39,727,226 | ¥11,427,226 |
| 30 | 2.50% | ¥111,819 | ¥40,254,917 | ¥11,954,917 |
| 30 | 2.60% | ¥113,296 | ¥40,786,610 | ¥12,486,610 |
| 30 | 2.70% | ¥114,784 | ¥41,322,286 | ¥13,022,286 |
| 30 | 2.80% | ¥116,283 | ¥41,861,926 | ¥13,561,926 |
| 30 | 2.90% | ¥117,793 | ¥42,405,510 | ¥14,105,510 |
| 30 | 3.00% | ¥119,314 | ¥42,953,019 | ¥14,653,019 |
2830万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥102,856 | ¥30,856,669 | ¥2,556,669 |
| 25 | 0.80% | ¥104,112 | ¥31,233,671 | ¥2,933,671 |
| 25 | 0.90% | ¥105,379 | ¥31,613,607 | ¥3,313,607 |
| 25 | 1.00% | ¥106,655 | ¥31,996,471 | ¥3,696,471 |
| 25 | 1.10% | ¥107,941 | ¥32,382,262 | ¥4,082,262 |
| 25 | 1.20% | ¥109,237 | ¥32,770,974 | ¥4,470,974 |
| 25 | 1.30% | ¥110,542 | ¥33,162,604 | ¥4,862,604 |
| 25 | 1.40% | ¥111,857 | ¥33,557,145 | ¥5,257,145 |
| 25 | 1.50% | ¥113,182 | ¥33,954,594 | ¥5,654,594 |
| 25 | 1.60% | ¥114,516 | ¥34,354,944 | ¥6,054,944 |
| 25 | 1.70% | ¥115,861 | ¥34,758,189 | ¥6,458,189 |
| 25 | 1.80% | ¥117,214 | ¥35,164,324 | ¥6,864,324 |
| 25 | 1.90% | ¥118,578 | ¥35,573,341 | ¥7,273,341 |
| 25 | 2.00% | ¥119,951 | ¥35,985,233 | ¥7,685,233 |
| 25 | 2.10% | ¥121,333 | ¥36,399,994 | ¥8,099,994 |
| 25 | 2.20% | ¥122,725 | ¥36,817,615 | ¥8,517,615 |
| 25 | 2.30% | ¥124,127 | ¥37,238,089 | ¥8,938,089 |
| 25 | 2.40% | ¥125,538 | ¥37,661,407 | ¥9,361,407 |
| 25 | 2.50% | ¥126,959 | ¥38,087,561 | ¥9,787,561 |
| 25 | 2.60% | ¥128,388 | ¥38,516,541 | ¥10,216,541 |
| 25 | 2.70% | ¥129,828 | ¥38,948,339 | ¥10,648,339 |
| 25 | 2.80% | ¥131,276 | ¥39,382,945 | ¥11,082,945 |
| 25 | 2.90% | ¥132,734 | ¥39,820,349 | ¥11,520,349 |
| 25 | 3.00% | ¥134,202 | ¥40,260,541 | ¥11,960,541 |
2830万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥126,398 | ¥30,335,448 | ¥2,035,448 |
| 20 | 0.80% | ¥127,641 | ¥30,633,760 | ¥2,333,760 |
| 20 | 0.90% | ¥128,891 | ¥30,933,951 | ¥2,633,951 |
| 20 | 1.00% | ¥130,150 | ¥31,236,021 | ¥2,936,021 |
| 20 | 1.10% | ¥131,417 | ¥31,539,968 | ¥3,239,968 |
| 20 | 1.20% | ¥132,691 | ¥31,845,790 | ¥3,545,790 |
| 20 | 1.30% | ¥133,973 | ¥32,153,484 | ¥3,853,484 |
| 20 | 1.40% | ¥135,263 | ¥32,463,050 | ¥4,163,050 |
| 20 | 1.50% | ¥136,560 | ¥32,774,484 | ¥4,474,484 |
| 20 | 1.60% | ¥137,866 | ¥33,087,785 | ¥4,787,785 |
| 20 | 1.70% | ¥139,179 | ¥33,402,949 | ¥5,102,949 |
| 20 | 1.80% | ¥140,500 | ¥33,719,974 | ¥5,419,974 |
| 20 | 1.90% | ¥141,829 | ¥34,038,857 | ¥5,738,857 |
| 20 | 2.00% | ¥143,165 | ¥34,359,596 | ¥6,059,596 |
| 20 | 2.10% | ¥144,509 | ¥34,682,187 | ¥6,382,187 |
| 20 | 2.20% | ¥145,861 | ¥35,006,627 | ¥6,706,627 |
| 20 | 2.30% | ¥147,220 | ¥35,332,912 | ¥7,032,912 |
| 20 | 2.40% | ¥148,588 | ¥35,661,039 | ¥7,361,039 |
| 20 | 2.50% | ¥149,963 | ¥35,991,004 | ¥7,691,004 |
| 20 | 2.60% | ¥151,345 | ¥36,322,804 | ¥8,022,804 |
| 20 | 2.70% | ¥152,735 | ¥36,656,435 | ¥8,356,435 |
| 20 | 2.80% | ¥154,133 | ¥36,991,892 | ¥8,691,892 |
| 20 | 2.90% | ¥155,538 | ¥37,329,172 | ¥9,029,172 |
| 20 | 3.00% | ¥156,951 | ¥37,668,269 | ¥9,368,269 |
2830万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥165,667 | ¥29,819,992 | ¥1,519,992 |
| 15 | 0.80% | ¥166,897 | ¥30,041,373 | ¥1,741,373 |
| 15 | 0.90% | ¥168,132 | ¥30,263,813 | ¥1,963,813 |
| 15 | 1.00% | ¥169,374 | ¥30,487,311 | ¥2,187,311 |
| 15 | 1.10% | ¥170,621 | ¥30,711,866 | ¥2,411,866 |
| 15 | 1.20% | ¥171,875 | ¥30,937,478 | ¥2,637,478 |
| 15 | 1.30% | ¥173,134 | ¥31,164,147 | ¥2,864,147 |
| 15 | 1.40% | ¥174,399 | ¥31,391,871 | ¥3,091,871 |
| 15 | 1.50% | ¥175,670 | ¥31,620,649 | ¥3,320,649 |
| 15 | 1.60% | ¥176,947 | ¥31,850,482 | ¥3,550,482 |
| 15 | 1.70% | ¥178,230 | ¥32,081,368 | ¥3,781,368 |
| 15 | 1.80% | ¥179,518 | ¥32,313,305 | ¥4,013,305 |
| 15 | 1.90% | ¥180,813 | ¥32,546,294 | ¥4,246,294 |
| 15 | 2.00% | ¥182,113 | ¥32,780,333 | ¥4,480,333 |
| 15 | 2.10% | ¥183,419 | ¥33,015,421 | ¥4,715,421 |
| 15 | 2.20% | ¥184,731 | ¥33,251,557 | ¥4,951,557 |
| 15 | 2.30% | ¥186,049 | ¥33,488,740 | ¥5,188,740 |
| 15 | 2.40% | ¥187,372 | ¥33,726,969 | ¥5,426,969 |
| 15 | 2.50% | ¥188,701 | ¥33,966,242 | ¥5,666,242 |
| 15 | 2.60% | ¥190,036 | ¥34,206,559 | ¥5,906,559 |
| 15 | 2.70% | ¥191,377 | ¥34,447,917 | ¥6,147,917 |
| 15 | 2.80% | ¥192,724 | ¥34,690,316 | ¥6,390,316 |
| 15 | 2.90% | ¥194,076 | ¥34,933,753 | ¥6,633,753 |
| 15 | 3.00% | ¥195,435 | ¥35,178,229 | ¥6,878,229 |
2830万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥244,253 | ¥29,310,305 | ¥1,010,305 |
| 10 | 0.80% | ¥245,471 | ¥29,456,519 | ¥1,156,519 |
| 10 | 0.90% | ¥246,693 | ¥29,603,204 | ¥1,303,204 |
| 10 | 1.00% | ¥247,920 | ¥29,750,360 | ¥1,450,360 |
| 10 | 1.10% | ¥249,150 | ¥29,897,986 | ¥1,597,986 |
| 10 | 1.20% | ¥250,384 | ¥30,046,083 | ¥1,746,083 |
| 10 | 1.30% | ¥251,622 | ¥30,194,649 | ¥1,894,649 |
| 10 | 1.40% | ¥252,864 | ¥30,343,686 | ¥2,043,686 |
| 10 | 1.50% | ¥254,110 | ¥30,493,193 | ¥2,193,193 |
| 10 | 1.60% | ¥255,360 | ¥30,643,170 | ¥2,343,170 |
| 10 | 1.70% | ¥256,613 | ¥30,793,616 | ¥2,493,616 |
| 10 | 1.80% | ¥257,871 | ¥30,944,531 | ¥2,644,531 |
| 10 | 1.90% | ¥259,133 | ¥31,095,916 | ¥2,795,916 |
| 10 | 2.00% | ¥260,398 | ¥31,247,769 | ¥2,947,769 |
| 10 | 2.10% | ¥261,667 | ¥31,400,091 | ¥3,100,091 |
| 10 | 2.20% | ¥262,941 | ¥31,552,881 | ¥3,252,881 |
| 10 | 2.30% | ¥264,218 | ¥31,706,139 | ¥3,406,139 |
| 10 | 2.40% | ¥265,499 | ¥31,859,865 | ¥3,559,865 |
| 10 | 2.50% | ¥266,784 | ¥32,014,059 | ¥3,714,059 |
| 10 | 2.60% | ¥268,073 | ¥32,168,719 | ¥3,868,719 |
| 10 | 2.70% | ¥269,365 | ¥32,323,847 | ¥4,023,847 |
| 10 | 2.80% | ¥270,662 | ¥32,479,441 | ¥4,179,441 |
| 10 | 2.90% | ¥271,963 | ¥32,635,502 | ¥4,335,502 |
| 10 | 3.00% | ¥273,267 | ¥32,792,029 | ¥4,492,029 |
