2840万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2840万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2840万円の住宅ローン｜期間・年数別
2840万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥56,113 | ¥33,667,525 | ¥5,267,525 |
| 50 | 0.80% | ¥57,445 | ¥34,467,001 | ¥6,067,001 |
| 50 | 0.90% | ¥58,797 | ¥35,278,111 | ¥6,878,111 |
| 50 | 1.00% | ¥60,168 | ¥36,100,804 | ¥7,700,804 |
| 50 | 1.10% | ¥61,558 | ¥36,935,025 | ¥8,535,025 |
| 50 | 1.20% | ¥62,968 | ¥37,780,711 | ¥9,380,711 |
| 50 | 1.30% | ¥64,396 | ¥38,637,796 | ¥10,237,796 |
| 50 | 1.40% | ¥65,844 | ¥39,506,209 | ¥11,106,209 |
| 50 | 1.50% | ¥67,310 | ¥40,385,872 | ¥11,985,872 |
| 50 | 1.60% | ¥68,795 | ¥41,276,704 | ¥12,876,704 |
| 50 | 1.70% | ¥70,298 | ¥42,178,619 | ¥13,778,619 |
| 50 | 1.80% | ¥71,819 | ¥43,091,524 | ¥14,691,524 |
| 50 | 1.90% | ¥73,359 | ¥44,015,326 | ¥15,615,326 |
| 50 | 2.00% | ¥74,917 | ¥44,949,923 | ¥16,549,923 |
| 50 | 2.10% | ¥76,492 | ¥45,895,212 | ¥17,495,212 |
| 50 | 2.20% | ¥78,085 | ¥46,851,086 | ¥18,451,086 |
| 50 | 2.30% | ¥79,696 | ¥47,817,431 | ¥19,417,431 |
| 50 | 2.40% | ¥81,324 | ¥48,794,133 | ¥20,394,133 |
| 50 | 2.50% | ¥82,968 | ¥49,781,074 | ¥21,381,074 |
| 50 | 2.60% | ¥84,630 | ¥50,778,130 | ¥22,378,130 |
| 50 | 2.70% | ¥86,309 | ¥51,785,176 | ¥23,385,176 |
| 50 | 2.80% | ¥88,003 | ¥52,802,086 | ¥24,402,086 |
| 50 | 2.90% | ¥89,715 | ¥53,828,727 | ¥25,428,727 |
| 50 | 3.00% | ¥91,442 | ¥54,864,966 | ¥26,464,966 |
2840万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥61,325 | ¥33,115,659 | ¥4,715,659 |
| 45 | 0.80% | ¥62,643 | ¥33,827,424 | ¥5,427,424 |
| 45 | 0.90% | ¥63,979 | ¥34,548,640 | ¥6,148,640 |
| 45 | 1.00% | ¥65,332 | ¥35,279,274 | ¥6,879,274 |
| 45 | 1.10% | ¥66,702 | ¥36,019,290 | ¥7,619,290 |
| 45 | 1.20% | ¥68,090 | ¥36,768,647 | ¥8,368,647 |
| 45 | 1.30% | ¥69,495 | ¥37,527,300 | ¥9,127,300 |
| 45 | 1.40% | ¥70,917 | ¥38,295,201 | ¥9,895,201 |
| 45 | 1.50% | ¥72,356 | ¥39,072,300 | ¥10,672,300 |
| 45 | 1.60% | ¥73,812 | ¥39,858,542 | ¥11,458,542 |
| 45 | 1.70% | ¥75,285 | ¥40,653,869 | ¥12,253,869 |
| 45 | 1.80% | ¥76,774 | ¥41,458,220 | ¥13,058,220 |
| 45 | 1.90% | ¥78,281 | ¥42,271,532 | ¥13,871,532 |
| 45 | 2.00% | ¥79,803 | ¥43,093,737 | ¥14,693,737 |
| 45 | 2.10% | ¥81,342 | ¥43,924,765 | ¥15,524,765 |
| 45 | 2.20% | ¥82,897 | ¥44,764,545 | ¥16,364,545 |
| 45 | 2.30% | ¥84,469 | ¥45,612,999 | ¥17,212,999 |
| 45 | 2.40% | ¥86,056 | ¥46,470,052 | ¥18,070,052 |
| 45 | 2.50% | ¥87,659 | ¥47,335,620 | ¥18,935,620 |
| 45 | 2.60% | ¥89,277 | ¥48,209,623 | ¥19,809,623 |
| 45 | 2.70% | ¥90,911 | ¥49,091,974 | ¥20,691,974 |
| 45 | 2.80% | ¥92,560 | ¥49,982,586 | ¥21,582,586 |
| 45 | 2.90% | ¥94,225 | ¥50,881,369 | ¥22,481,369 |
| 45 | 3.00% | ¥95,904 | ¥51,788,232 | ¥23,388,232 |
2840万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥67,853 | ¥32,569,533 | ¥4,169,533 |
| 40 | 0.80% | ¥69,157 | ¥33,195,319 | ¥4,795,319 |
| 40 | 0.90% | ¥70,476 | ¥33,828,594 | ¥5,428,594 |
| 40 | 1.00% | ¥71,811 | ¥34,469,336 | ¥6,069,336 |
| 40 | 1.10% | ¥73,162 | ¥35,117,522 | ¥6,717,522 |
| 40 | 1.20% | ¥74,527 | ¥35,773,126 | ¥7,373,126 |
| 40 | 1.30% | ¥75,909 | ¥36,436,120 | ¥8,036,120 |
| 40 | 1.40% | ¥77,305 | ¥37,106,474 | ¥8,706,474 |
| 40 | 1.50% | ¥78,717 | ¥37,784,155 | ¥9,384,155 |
| 40 | 1.60% | ¥80,144 | ¥38,469,129 | ¥10,069,129 |
| 40 | 1.70% | ¥81,586 | ¥39,161,360 | ¥10,761,360 |
| 40 | 1.80% | ¥83,043 | ¥39,860,808 | ¥11,460,808 |
| 40 | 1.90% | ¥84,515 | ¥40,567,432 | ¥12,167,432 |
| 40 | 2.00% | ¥86,002 | ¥41,281,191 | ¥12,881,191 |
| 40 | 2.10% | ¥87,504 | ¥42,002,039 | ¥13,602,039 |
| 40 | 2.20% | ¥89,021 | ¥42,729,930 | ¥14,329,930 |
| 40 | 2.30% | ¥90,552 | ¥43,464,816 | ¥15,064,816 |
| 40 | 2.40% | ¥92,097 | ¥44,206,646 | ¥15,806,646 |
| 40 | 2.50% | ¥93,657 | ¥44,955,368 | ¥16,555,368 |
| 40 | 2.60% | ¥95,231 | ¥45,710,929 | ¥17,310,929 |
| 40 | 2.70% | ¥96,819 | ¥46,473,274 | ¥18,073,274 |
| 40 | 2.80% | ¥98,422 | ¥47,242,346 | ¥18,842,346 |
| 40 | 2.90% | ¥100,038 | ¥48,018,087 | ¥19,618,087 |
| 40 | 3.00% | ¥101,668 | ¥48,800,436 | ¥20,400,436 |
2840万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥76,260 | ¥32,029,158 | ¥3,629,158 |
| 35 | 0.80% | ¥77,549 | ¥32,570,709 | ¥4,170,709 |
| 35 | 0.90% | ¥78,852 | ¥33,118,006 | ¥4,718,006 |
| 35 | 1.00% | ¥80,169 | ¥33,671,038 | ¥5,271,038 |
| 35 | 1.10% | ¥81,500 | ¥34,229,791 | ¥5,829,791 |
| 35 | 1.20% | ¥82,843 | ¥34,794,249 | ¥6,394,249 |
| 35 | 1.30% | ¥84,201 | ¥35,364,395 | ¥6,964,395 |
| 35 | 1.40% | ¥85,572 | ¥35,940,212 | ¥7,540,212 |
| 35 | 1.50% | ¥86,956 | ¥36,521,680 | ¥8,121,680 |
| 35 | 1.60% | ¥88,354 | ¥37,108,779 | ¥8,708,779 |
| 35 | 1.70% | ¥89,765 | ¥37,701,486 | ¥9,301,486 |
| 35 | 1.80% | ¥91,190 | ¥38,299,779 | ¥9,899,779 |
| 35 | 1.90% | ¥92,628 | ¥38,903,633 | ¥10,503,633 |
| 35 | 2.00% | ¥94,079 | ¥39,513,023 | ¥11,113,023 |
| 35 | 2.10% | ¥95,543 | ¥40,127,922 | ¥11,727,922 |
| 35 | 2.20% | ¥97,020 | ¥40,748,301 | ¥12,348,301 |
| 35 | 2.30% | ¥98,510 | ¥41,374,133 | ¥12,974,133 |
| 35 | 2.40% | ¥100,013 | ¥42,005,386 | ¥13,605,386 |
| 35 | 2.50% | ¥101,529 | ¥42,642,029 | ¥14,242,029 |
| 35 | 2.60% | ¥103,057 | ¥43,284,031 | ¥14,884,031 |
| 35 | 2.70% | ¥104,598 | ¥43,931,356 | ¥15,531,356 |
| 35 | 2.80% | ¥106,152 | ¥44,583,972 | ¥16,183,972 |
| 35 | 2.90% | ¥107,719 | ¥45,241,842 | ¥16,841,842 |
| 35 | 3.00% | ¥109,297 | ¥45,904,931 | ¥17,504,931 |
2840万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥87,485 | ¥31,494,546 | ¥3,094,546 |
| 30 | 0.80% | ¥88,760 | ¥31,953,610 | ¥3,553,610 |
| 30 | 0.90% | ¥90,047 | ¥32,416,905 | ¥4,016,905 |
| 30 | 1.00% | ¥91,346 | ¥32,884,425 | ¥4,484,425 |
| 30 | 1.10% | ¥92,656 | ¥33,356,161 | ¥4,956,161 |
| 30 | 1.20% | ¥93,978 | ¥33,832,105 | ¥5,432,105 |
| 30 | 1.30% | ¥95,312 | ¥34,312,248 | ¥5,912,248 |
| 30 | 1.40% | ¥96,657 | ¥34,796,580 | ¥6,396,580 |
| 30 | 1.50% | ¥98,014 | ¥35,285,090 | ¥6,885,090 |
| 30 | 1.60% | ¥99,383 | ¥35,777,768 | ¥7,377,768 |
| 30 | 1.70% | ¥100,763 | ¥36,274,600 | ¥7,874,600 |
| 30 | 1.80% | ¥102,154 | ¥36,775,574 | ¥8,375,574 |
| 30 | 1.90% | ¥103,557 | ¥37,280,677 | ¥8,880,677 |
| 30 | 2.00% | ¥104,972 | ¥37,789,895 | ¥9,389,895 |
| 30 | 2.10% | ¥106,398 | ¥38,303,212 | ¥9,903,212 |
| 30 | 2.20% | ¥107,835 | ¥38,820,614 | ¥10,420,614 |
| 30 | 2.30% | ¥109,284 | ¥39,342,084 | ¥10,942,084 |
| 30 | 2.40% | ¥110,743 | ¥39,867,605 | ¥11,467,605 |
| 30 | 2.50% | ¥112,214 | ¥40,397,161 | ¥11,997,161 |
| 30 | 2.60% | ¥113,696 | ¥40,930,732 | ¥12,530,732 |
| 30 | 2.70% | ¥115,190 | ¥41,468,301 | ¥13,068,301 |
| 30 | 2.80% | ¥116,694 | ¥42,009,848 | ¥13,609,848 |
| 30 | 2.90% | ¥118,209 | ¥42,555,353 | ¥14,155,353 |
| 30 | 3.00% | ¥119,736 | ¥43,104,796 | ¥14,704,796 |
2840万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥103,219 | ¥30,965,704 | ¥2,565,704 |
| 25 | 0.80% | ¥104,480 | ¥31,344,038 | ¥2,944,038 |
| 25 | 0.90% | ¥105,751 | ¥31,725,315 | ¥3,325,315 |
| 25 | 1.00% | ¥107,032 | ¥32,109,533 | ¥3,709,533 |
| 25 | 1.10% | ¥108,322 | ¥32,496,687 | ¥4,096,687 |
| 25 | 1.20% | ¥109,623 | ¥32,886,773 | ¥4,486,773 |
| 25 | 1.30% | ¥110,933 | ¥33,279,786 | ¥4,879,786 |
| 25 | 1.40% | ¥112,252 | ¥33,675,722 | ¥5,275,722 |
| 25 | 1.50% | ¥113,582 | ¥34,074,575 | ¥5,674,575 |
| 25 | 1.60% | ¥114,921 | ¥34,476,340 | ¥6,076,340 |
| 25 | 1.70% | ¥116,270 | ¥34,881,010 | ¥6,481,010 |
| 25 | 1.80% | ¥117,629 | ¥35,288,579 | ¥6,888,579 |
| 25 | 1.90% | ¥118,997 | ¥35,699,042 | ¥7,299,042 |
| 25 | 2.00% | ¥120,375 | ¥36,112,390 | ¥7,712,390 |
| 25 | 2.10% | ¥121,762 | ¥36,528,616 | ¥8,128,616 |
| 25 | 2.20% | ¥123,159 | ¥36,947,713 | ¥8,547,713 |
| 25 | 2.30% | ¥124,566 | ¥37,369,672 | ¥8,969,672 |
| 25 | 2.40% | ¥125,982 | ¥37,794,486 | ¥9,394,486 |
| 25 | 2.50% | ¥127,407 | ¥38,222,146 | ¥9,822,146 |
| 25 | 2.60% | ¥128,842 | ¥38,652,642 | ¥10,252,642 |
| 25 | 2.70% | ¥130,287 | ¥39,085,966 | ¥10,685,966 |
| 25 | 2.80% | ¥131,740 | ¥39,522,107 | ¥11,122,107 |
| 25 | 2.90% | ¥133,204 | ¥39,961,057 | ¥11,561,057 |
| 25 | 3.00% | ¥134,676 | ¥40,402,804 | ¥12,002,804 |
2840万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥126,844 | ¥30,442,641 | ¥2,042,641 |
| 20 | 0.80% | ¥128,092 | ¥30,742,006 | ¥2,342,006 |
| 20 | 0.90% | ¥129,347 | ¥31,043,259 | ¥2,643,259 |
| 20 | 1.00% | ¥130,610 | ¥31,346,396 | ¥2,946,396 |
| 20 | 1.10% | ¥131,881 | ¥31,651,417 | ¥3,251,417 |
| 20 | 1.20% | ¥133,160 | ¥31,958,319 | ¥3,558,319 |
| 20 | 1.30% | ¥134,446 | ¥32,267,101 | ¥3,867,101 |
| 20 | 1.40% | ¥135,741 | ¥32,577,760 | ¥4,177,760 |
| 20 | 1.50% | ¥137,043 | ¥32,890,295 | ¥4,490,295 |
| 20 | 1.60% | ¥138,353 | ¥33,204,703 | ¥4,804,703 |
| 20 | 1.70% | ¥139,671 | ¥33,520,980 | ¥5,120,980 |
| 20 | 1.80% | ¥140,996 | ¥33,839,126 | ¥5,439,126 |
| 20 | 1.90% | ¥142,330 | ¥34,159,136 | ¥5,759,136 |
| 20 | 2.00% | ¥143,671 | ¥34,481,008 | ¥6,081,008 |
| 20 | 2.10% | ¥145,020 | ¥34,804,739 | ¥6,404,739 |
| 20 | 2.20% | ¥146,376 | ¥35,130,325 | ¥6,730,325 |
| 20 | 2.30% | ¥147,741 | ¥35,457,763 | ¥7,057,763 |
| 20 | 2.40% | ¥149,113 | ¥35,787,050 | ¥7,387,050 |
| 20 | 2.50% | ¥150,492 | ¥36,118,181 | ¥7,718,181 |
| 20 | 2.60% | ¥151,880 | ¥36,451,154 | ¥8,051,154 |
| 20 | 2.70% | ¥153,275 | ¥36,785,963 | ¥8,385,963 |
| 20 | 2.80% | ¥154,678 | ¥37,122,606 | ¥8,722,606 |
| 20 | 2.90% | ¥156,088 | ¥37,461,077 | ¥9,061,077 |
| 20 | 3.00% | ¥157,506 | ¥37,801,372 | ¥9,401,372 |
2840万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥166,252 | ¥29,925,363 | ¥1,525,363 |
| 15 | 0.80% | ¥167,486 | ¥30,147,526 | ¥1,747,526 |
| 15 | 0.90% | ¥168,726 | ¥30,370,752 | ¥1,970,752 |
| 15 | 1.00% | ¥169,972 | ¥30,595,040 | ¥2,195,040 |
| 15 | 1.10% | ¥171,224 | ¥30,820,388 | ¥2,420,388 |
| 15 | 1.20% | ¥172,482 | ¥31,046,798 | ¥2,646,798 |
| 15 | 1.30% | ¥173,746 | ¥31,274,267 | ¥2,874,267 |
| 15 | 1.40% | ¥175,016 | ¥31,502,796 | ¥3,102,796 |
| 15 | 1.50% | ¥176,291 | ¥31,732,383 | ¥3,332,383 |
| 15 | 1.60% | ¥177,572 | ¥31,963,028 | ¥3,563,028 |
| 15 | 1.70% | ¥178,860 | ¥32,194,729 | ¥3,794,729 |
| 15 | 1.80% | ¥180,153 | ¥32,427,487 | ¥4,027,487 |
| 15 | 1.90% | ¥181,452 | ¥32,661,299 | ¥4,261,299 |
| 15 | 2.00% | ¥182,756 | ¥32,896,165 | ¥4,496,165 |
| 15 | 2.10% | ¥184,067 | ¥33,132,084 | ¥4,732,084 |
| 15 | 2.20% | ¥185,384 | ¥33,369,054 | ¥4,969,054 |
| 15 | 2.30% | ¥186,706 | ¥33,607,075 | ¥5,207,075 |
| 15 | 2.40% | ¥188,034 | ¥33,846,146 | ¥5,446,146 |
| 15 | 2.50% | ¥189,368 | ¥34,086,264 | ¥5,686,264 |
| 15 | 2.60% | ¥190,708 | ¥34,327,430 | ¥5,927,430 |
| 15 | 2.70% | ¥192,054 | ¥34,569,641 | ¥6,169,641 |
| 15 | 2.80% | ¥193,405 | ¥34,812,896 | ¥6,412,896 |
| 15 | 2.90% | ¥194,762 | ¥35,057,194 | ¥6,657,194 |
| 15 | 3.00% | ¥196,125 | ¥35,302,533 | ¥6,902,533 |
2840万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥245,116 | ¥29,413,875 | ¥1,013,875 |
| 10 | 0.80% | ¥246,338 | ¥29,560,606 | ¥1,160,606 |
| 10 | 0.90% | ¥247,565 | ¥29,707,809 | ¥1,307,809 |
| 10 | 1.00% | ¥248,796 | ¥29,855,485 | ¥1,455,485 |
| 10 | 1.10% | ¥250,030 | ¥30,003,632 | ¥1,603,632 |
| 10 | 1.20% | ¥251,269 | ¥30,152,252 | ¥1,752,252 |
| 10 | 1.30% | ¥252,511 | ¥30,301,344 | ¥1,901,344 |
| 10 | 1.40% | ¥253,758 | ¥30,450,908 | ¥2,050,908 |
| 10 | 1.50% | ¥255,008 | ¥30,600,943 | ¥2,200,943 |
| 10 | 1.60% | ¥256,262 | ¥30,751,450 | ¥2,351,450 |
| 10 | 1.70% | ¥257,520 | ¥30,902,427 | ¥2,502,427 |
| 10 | 1.80% | ¥258,782 | ¥31,053,876 | ¥2,653,876 |
| 10 | 1.90% | ¥260,048 | ¥31,205,795 | ¥2,805,795 |
| 10 | 2.00% | ¥261,318 | ¥31,358,185 | ¥2,958,185 |
| 10 | 2.10% | ¥262,592 | ¥31,511,045 | ¥3,111,045 |
| 10 | 2.20% | ¥263,870 | ¥31,664,375 | ¥3,264,375 |
| 10 | 2.30% | ¥265,151 | ¥31,818,175 | ¥3,418,175 |
| 10 | 2.40% | ¥266,437 | ¥31,972,444 | ¥3,572,444 |
| 10 | 2.50% | ¥267,727 | ¥32,127,183 | ¥3,727,183 |
| 10 | 2.60% | ¥269,020 | ¥32,282,390 | ¥3,882,390 |
| 10 | 2.70% | ¥270,317 | ¥32,438,066 | ¥4,038,066 |
| 10 | 2.80% | ¥271,618 | ¥32,594,210 | ¥4,194,210 |
| 10 | 2.90% | ¥272,924 | ¥32,750,822 | ¥4,350,822 |
| 10 | 3.00% | ¥274,233 | ¥32,907,902 | ¥4,507,902 |
