2850万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2850万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2850万円の住宅ローン｜期間・年数別
2850万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥56,310 | ¥33,786,073 | ¥5,286,073 |
| 50 | 0.80% | ¥57,647 | ¥34,588,364 | ¥6,088,364 |
| 50 | 0.90% | ¥59,004 | ¥35,402,330 | ¥6,902,330 |
| 50 | 1.00% | ¥60,380 | ¥36,227,920 | ¥7,727,920 |
| 50 | 1.10% | ¥61,775 | ¥37,065,078 | ¥8,565,078 |
| 50 | 1.20% | ¥63,190 | ¥37,913,742 | ¥9,413,742 |
| 50 | 1.30% | ¥64,623 | ¥38,773,845 | ¥10,273,845 |
| 50 | 1.40% | ¥66,076 | ¥39,645,315 | ¥11,145,315 |
| 50 | 1.50% | ¥67,547 | ¥40,528,076 | ¥12,028,076 |
| 50 | 1.60% | ¥69,037 | ¥41,422,045 | ¥12,922,045 |
| 50 | 1.70% | ¥70,545 | ¥42,327,135 | ¥13,827,135 |
| 50 | 1.80% | ¥72,072 | ¥43,243,255 | ¥14,743,255 |
| 50 | 1.90% | ¥73,617 | ¥44,170,309 | ¥15,670,309 |
| 50 | 2.00% | ¥75,180 | ¥45,108,198 | ¥16,608,198 |
| 50 | 2.10% | ¥76,761 | ¥46,056,815 | ¥17,556,815 |
| 50 | 2.20% | ¥78,360 | ¥47,016,054 | ¥18,516,054 |
| 50 | 2.30% | ¥79,976 | ¥47,985,802 | ¥19,485,802 |
| 50 | 2.40% | ¥81,610 | ¥48,965,944 | ¥20,465,944 |
| 50 | 2.50% | ¥83,261 | ¥49,956,359 | ¥21,456,359 |
| 50 | 2.60% | ¥84,928 | ¥50,956,926 | ¥22,456,926 |
| 50 | 2.70% | ¥86,613 | ¥51,967,519 | ¥23,467,519 |
| 50 | 2.80% | ¥88,313 | ¥52,988,009 | ¥24,488,009 |
| 50 | 2.90% | ¥90,030 | ¥54,018,264 | ¥25,518,264 |
| 50 | 3.00% | ¥91,764 | ¥55,058,152 | ¥26,558,152 |
2850万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥61,541 | ¥33,232,264 | ¥4,732,264 |
| 45 | 0.80% | ¥62,864 | ¥33,946,534 | ¥5,446,534 |
| 45 | 0.90% | ¥64,204 | ¥34,670,290 | ¥6,170,290 |
| 45 | 1.00% | ¥65,562 | ¥35,403,497 | ¥6,903,497 |
| 45 | 1.10% | ¥66,937 | ¥36,146,119 | ¥7,646,119 |
| 45 | 1.20% | ¥68,330 | ¥36,898,114 | ¥8,398,114 |
| 45 | 1.30% | ¥69,740 | ¥37,659,438 | ¥9,159,438 |
| 45 | 1.40% | ¥71,167 | ¥38,430,043 | ¥9,930,043 |
| 45 | 1.50% | ¥72,611 | ¥39,209,878 | ¥10,709,878 |
| 45 | 1.60% | ¥74,072 | ¥39,998,889 | ¥11,498,889 |
| 45 | 1.70% | ¥75,550 | ¥40,797,016 | ¥12,297,016 |
| 45 | 1.80% | ¥77,045 | ¥41,604,200 | ¥13,104,200 |
| 45 | 1.90% | ¥78,556 | ¥42,420,375 | ¥13,920,375 |
| 45 | 2.00% | ¥80,084 | ¥43,245,475 | ¥14,745,475 |
| 45 | 2.10% | ¥81,629 | ¥44,079,430 | ¥15,579,430 |
| 45 | 2.20% | ¥83,189 | ¥44,922,166 | ¥16,422,166 |
| 45 | 2.30% | ¥84,766 | ¥45,773,609 | ¥17,273,609 |
| 45 | 2.40% | ¥86,359 | ¥46,633,679 | ¥18,133,679 |
| 45 | 2.50% | ¥87,967 | ¥47,502,295 | ¥19,002,295 |
| 45 | 2.60% | ¥89,591 | ¥48,379,375 | ¥19,879,375 |
| 45 | 2.70% | ¥91,231 | ¥49,264,833 | ¥20,764,833 |
| 45 | 2.80% | ¥92,886 | ¥50,158,581 | ¥21,658,581 |
| 45 | 2.90% | ¥94,557 | ¥51,060,529 | ¥22,560,529 |
| 45 | 3.00% | ¥96,242 | ¥51,970,585 | ¥23,470,585 |
2850万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥68,092 | ¥32,684,215 | ¥4,184,215 |
| 40 | 0.80% | ¥69,400 | ¥33,312,204 | ¥4,812,204 |
| 40 | 0.90% | ¥70,724 | ¥33,947,709 | ¥5,447,709 |
| 40 | 1.00% | ¥72,064 | ¥34,590,707 | ¥6,090,707 |
| 40 | 1.10% | ¥73,419 | ¥35,241,175 | ¥6,741,175 |
| 40 | 1.20% | ¥74,790 | ¥35,899,088 | ¥7,399,088 |
| 40 | 1.30% | ¥76,176 | ¥36,564,416 | ¥8,064,416 |
| 40 | 1.40% | ¥77,577 | ¥37,237,130 | ¥8,737,130 |
| 40 | 1.50% | ¥78,994 | ¥37,917,198 | ¥9,417,198 |
| 40 | 1.60% | ¥80,426 | ¥38,604,584 | ¥10,104,584 |
| 40 | 1.70% | ¥81,873 | ¥39,299,252 | ¥10,799,252 |
| 40 | 1.80% | ¥83,336 | ¥40,001,163 | ¥11,501,163 |
| 40 | 1.90% | ¥84,813 | ¥40,710,275 | ¥12,210,275 |
| 40 | 2.00% | ¥86,305 | ¥41,426,547 | ¥12,926,547 |
| 40 | 2.10% | ¥87,812 | ¥42,149,934 | ¥13,649,934 |
| 40 | 2.20% | ¥89,334 | ¥42,880,388 | ¥14,380,388 |
| 40 | 2.30% | ¥90,871 | ¥43,617,861 | ¥15,117,861 |
| 40 | 2.40% | ¥92,421 | ¥44,362,303 | ¥15,862,303 |
| 40 | 2.50% | ¥93,987 | ¥45,113,661 | ¥16,613,661 |
| 40 | 2.60% | ¥95,566 | ¥45,871,883 | ¥17,371,883 |
| 40 | 2.70% | ¥97,160 | ¥46,636,912 | ¥18,136,912 |
| 40 | 2.80% | ¥98,768 | ¥47,408,692 | ¥18,908,692 |
| 40 | 2.90% | ¥100,390 | ¥48,187,165 | ¥19,687,165 |
| 40 | 3.00% | ¥102,026 | ¥48,972,269 | ¥20,472,269 |
2850万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥76,528 | ¥32,141,937 | ¥3,641,937 |
| 35 | 0.80% | ¥77,822 | ¥32,685,394 | ¥4,185,394 |
| 35 | 0.90% | ¥79,130 | ¥33,234,619 | ¥4,734,619 |
| 35 | 1.00% | ¥80,451 | ¥33,789,598 | ¥5,289,598 |
| 35 | 1.10% | ¥81,786 | ¥34,350,318 | ¥5,850,318 |
| 35 | 1.20% | ¥83,135 | ¥34,916,764 | ¥6,416,764 |
| 35 | 1.30% | ¥84,497 | ¥35,488,917 | ¥6,988,917 |
| 35 | 1.40% | ¥85,873 | ¥36,066,762 | ¥7,566,762 |
| 35 | 1.50% | ¥87,263 | ¥36,650,277 | ¥8,150,277 |
| 35 | 1.60% | ¥88,665 | ¥37,239,443 | ¥8,739,443 |
| 35 | 1.70% | ¥90,082 | ¥37,834,238 | ¥9,334,238 |
| 35 | 1.80% | ¥91,511 | ¥38,434,637 | ¥9,934,637 |
| 35 | 1.90% | ¥92,954 | ¥39,040,618 | ¥10,540,618 |
| 35 | 2.00% | ¥94,410 | ¥39,652,154 | ¥11,152,154 |
| 35 | 2.10% | ¥95,879 | ¥40,269,217 | ¥11,769,217 |
| 35 | 2.20% | ¥97,361 | ¥40,891,781 | ¥12,391,781 |
| 35 | 2.30% | ¥98,857 | ¥41,519,816 | ¥13,019,816 |
| 35 | 2.40% | ¥100,365 | ¥42,153,292 | ¥13,653,292 |
| 35 | 2.50% | ¥101,886 | ¥42,792,177 | ¥14,292,177 |
| 35 | 2.60% | ¥103,420 | ¥43,436,439 | ¥14,936,439 |
| 35 | 2.70% | ¥104,967 | ¥44,086,044 | ¥15,586,044 |
| 35 | 2.80% | ¥106,526 | ¥44,740,958 | ¥16,240,958 |
| 35 | 2.90% | ¥108,098 | ¥45,401,144 | ¥16,901,144 |
| 35 | 3.00% | ¥109,682 | ¥46,066,568 | ¥17,566,568 |
2850万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥87,793 | ¥31,605,442 | ¥3,105,442 |
| 30 | 0.80% | ¥89,073 | ¥32,066,122 | ¥3,566,122 |
| 30 | 0.90% | ¥90,364 | ¥32,531,049 | ¥4,031,049 |
| 30 | 1.00% | ¥91,667 | ¥33,000,215 | ¥4,500,215 |
| 30 | 1.10% | ¥92,982 | ¥33,473,612 | ¥4,973,612 |
| 30 | 1.20% | ¥94,309 | ¥33,951,232 | ¥5,451,232 |
| 30 | 1.30% | ¥95,647 | ¥34,433,066 | ¥5,933,066 |
| 30 | 1.40% | ¥96,998 | ¥34,919,103 | ¥6,419,103 |
| 30 | 1.50% | ¥98,359 | ¥35,409,334 | ¥6,909,334 |
| 30 | 1.60% | ¥99,733 | ¥35,903,746 | ¥7,403,746 |
| 30 | 1.70% | ¥101,118 | ¥36,402,327 | ¥7,902,327 |
| 30 | 1.80% | ¥102,514 | ¥36,905,066 | ¥8,405,066 |
| 30 | 1.90% | ¥103,922 | ¥37,411,947 | ¥8,911,947 |
| 30 | 2.00% | ¥105,342 | ¥37,922,958 | ¥9,422,958 |
| 30 | 2.10% | ¥106,772 | ¥38,438,083 | ¥9,938,083 |
| 30 | 2.20% | ¥108,215 | ¥38,957,306 | ¥10,457,306 |
| 30 | 2.30% | ¥109,668 | ¥39,480,612 | ¥10,980,612 |
| 30 | 2.40% | ¥111,133 | ¥40,007,984 | ¥11,507,984 |
| 30 | 2.50% | ¥112,609 | ¥40,539,404 | ¥12,039,404 |
| 30 | 2.60% | ¥114,097 | ¥41,074,854 | ¥12,574,854 |
| 30 | 2.70% | ¥115,595 | ¥41,614,316 | ¥13,114,316 |
| 30 | 2.80% | ¥117,105 | ¥42,157,770 | ¥13,657,770 |
| 30 | 2.90% | ¥118,626 | ¥42,705,196 | ¥14,205,196 |
| 30 | 3.00% | ¥120,157 | ¥43,256,574 | ¥14,756,574 |
2850万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥103,582 | ¥31,074,738 | ¥2,574,738 |
| 25 | 0.80% | ¥104,848 | ¥31,454,404 | ¥2,954,404 |
| 25 | 0.90% | ¥106,123 | ¥31,837,024 | ¥3,337,024 |
| 25 | 1.00% | ¥107,409 | ¥32,222,595 | ¥3,722,595 |
| 25 | 1.10% | ¥108,704 | ¥32,611,112 | ¥4,111,112 |
| 25 | 1.20% | ¥110,009 | ¥33,002,571 | ¥4,502,571 |
| 25 | 1.30% | ¥111,323 | ¥33,396,969 | ¥4,896,969 |
| 25 | 1.40% | ¥112,648 | ¥33,794,298 | ¥5,294,298 |
| 25 | 1.50% | ¥113,982 | ¥34,194,556 | ¥5,694,556 |
| 25 | 1.60% | ¥115,326 | ¥34,597,735 | ¥6,097,735 |
| 25 | 1.70% | ¥116,679 | ¥35,003,830 | ¥6,503,830 |
| 25 | 1.80% | ¥118,043 | ¥35,412,835 | ¥6,912,835 |
| 25 | 1.90% | ¥119,416 | ¥35,824,743 | ¥7,324,743 |
| 25 | 2.00% | ¥120,798 | ¥36,239,546 | ¥7,739,546 |
| 25 | 2.10% | ¥122,191 | ¥36,657,238 | ¥8,157,238 |
| 25 | 2.20% | ¥123,593 | ¥37,077,810 | ¥8,577,810 |
| 25 | 2.30% | ¥125,004 | ¥37,501,256 | ¥9,001,256 |
| 25 | 2.40% | ¥126,425 | ¥37,927,565 | ¥9,427,565 |
| 25 | 2.50% | ¥127,856 | ¥38,356,731 | ¥9,856,731 |
| 25 | 2.60% | ¥129,296 | ¥38,788,743 | ¥10,288,743 |
| 25 | 2.70% | ¥130,745 | ¥39,223,592 | ¥10,723,592 |
| 25 | 2.80% | ¥132,204 | ¥39,661,270 | ¥11,161,270 |
| 25 | 2.90% | ¥133,673 | ¥40,101,765 | ¥11,601,765 |
| 25 | 3.00% | ¥135,150 | ¥40,545,067 | ¥12,045,067 |
2850万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥127,291 | ¥30,549,833 | ¥2,049,833 |
| 20 | 0.80% | ¥128,543 | ¥30,850,253 | ¥2,350,253 |
| 20 | 0.90% | ¥129,802 | ¥31,152,566 | ¥2,652,566 |
| 20 | 1.00% | ¥131,070 | ¥31,456,771 | ¥2,956,771 |
| 20 | 1.10% | ¥132,345 | ¥31,762,865 | ¥3,262,865 |
| 20 | 1.20% | ¥133,629 | ¥32,070,848 | ¥3,570,848 |
| 20 | 1.30% | ¥134,920 | ¥32,380,718 | ¥3,880,718 |
| 20 | 1.40% | ¥136,219 | ¥32,692,471 | ¥4,192,471 |
| 20 | 1.50% | ¥137,525 | ¥33,006,106 | ¥4,506,106 |
| 20 | 1.60% | ¥138,840 | ¥33,321,621 | ¥4,821,621 |
| 20 | 1.70% | ¥140,163 | ¥33,639,012 | ¥5,139,012 |
| 20 | 1.80% | ¥141,493 | ¥33,958,278 | ¥5,458,278 |
| 20 | 1.90% | ¥142,831 | ¥34,279,415 | ¥5,779,415 |
| 20 | 2.00% | ¥144,177 | ¥34,602,420 | ¥6,102,420 |
| 20 | 2.10% | ¥145,530 | ¥34,927,291 | ¥6,427,291 |
| 20 | 2.20% | ¥146,892 | ¥35,254,023 | ¥6,754,023 |
| 20 | 2.30% | ¥148,261 | ¥35,582,614 | ¥7,082,614 |
| 20 | 2.40% | ¥149,638 | ¥35,913,060 | ¥7,413,060 |
| 20 | 2.50% | ¥151,022 | ¥36,245,358 | ¥7,745,358 |
| 20 | 2.60% | ¥152,415 | ¥36,579,503 | ¥8,079,503 |
| 20 | 2.70% | ¥153,815 | ¥36,915,491 | ¥8,415,491 |
| 20 | 2.80% | ¥155,222 | ¥37,253,319 | ¥8,753,319 |
| 20 | 2.90% | ¥156,637 | ¥37,592,982 | ¥9,092,982 |
| 20 | 3.00% | ¥158,060 | ¥37,934,476 | ¥9,434,476 |
2850万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥166,837 | ¥30,030,734 | ¥1,530,734 |
| 15 | 0.80% | ¥168,076 | ¥30,253,679 | ¥1,753,679 |
| 15 | 0.90% | ¥169,321 | ¥30,477,691 | ¥1,977,691 |
| 15 | 1.00% | ¥170,571 | ¥30,702,769 | ¥2,202,769 |
| 15 | 1.10% | ¥171,827 | ¥30,928,911 | ¥2,428,911 |
| 15 | 1.20% | ¥173,090 | ¥31,156,118 | ¥2,656,118 |
| 15 | 1.30% | ¥174,358 | ¥31,384,388 | ¥2,884,388 |
| 15 | 1.40% | ¥175,632 | ¥31,613,721 | ¥3,113,721 |
| 15 | 1.50% | ¥176,912 | ¥31,844,117 | ¥3,344,117 |
| 15 | 1.60% | ¥178,198 | ¥32,075,574 | ¥3,575,574 |
| 15 | 1.70% | ¥179,489 | ¥32,308,091 | ¥3,808,091 |
| 15 | 1.80% | ¥180,787 | ¥32,541,668 | ¥4,041,668 |
| 15 | 1.90% | ¥182,091 | ¥32,776,303 | ¥4,276,303 |
| 15 | 2.00% | ¥183,400 | ¥33,011,996 | ¥4,511,996 |
| 15 | 2.10% | ¥184,715 | ¥33,248,746 | ¥4,748,746 |
| 15 | 2.20% | ¥186,036 | ¥33,486,551 | ¥4,986,551 |
| 15 | 2.30% | ¥187,363 | ¥33,725,410 | ¥5,225,410 |
| 15 | 2.40% | ¥188,696 | ¥33,965,322 | ¥5,465,322 |
| 15 | 2.50% | ¥190,035 | ¥34,206,286 | ¥5,706,286 |
| 15 | 2.60% | ¥191,379 | ¥34,448,301 | ¥5,948,301 |
| 15 | 2.70% | ¥192,730 | ¥34,691,365 | ¥6,191,365 |
| 15 | 2.80% | ¥194,086 | ¥34,935,477 | ¥6,435,477 |
| 15 | 2.90% | ¥195,448 | ¥35,180,635 | ¥6,680,635 |
| 15 | 3.00% | ¥196,816 | ¥35,426,838 | ¥6,926,838 |
2850万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥245,979 | ¥29,517,445 | ¥1,017,445 |
| 10 | 0.80% | ¥247,206 | ¥29,664,692 | ¥1,164,692 |
| 10 | 0.90% | ¥248,437 | ¥29,812,414 | ¥1,312,414 |
| 10 | 1.00% | ¥249,672 | ¥29,960,610 | ¥1,460,610 |
| 10 | 1.10% | ¥250,911 | ¥30,109,279 | ¥1,609,279 |
| 10 | 1.20% | ¥252,154 | ¥30,258,422 | ¥1,758,422 |
| 10 | 1.30% | ¥253,400 | ¥30,408,039 | ¥1,908,039 |
| 10 | 1.40% | ¥254,651 | ¥30,558,129 | ¥2,058,129 |
| 10 | 1.50% | ¥255,906 | ¥30,708,693 | ¥2,208,693 |
| 10 | 1.60% | ¥257,164 | ¥30,859,729 | ¥2,359,729 |
| 10 | 1.70% | ¥258,427 | ¥31,011,239 | ¥2,511,239 |
| 10 | 1.80% | ¥259,694 | ¥31,163,221 | ¥2,663,221 |
| 10 | 1.90% | ¥260,964 | ¥31,315,675 | ¥2,815,675 |
| 10 | 2.00% | ¥262,238 | ¥31,468,601 | ¥2,968,601 |
| 10 | 2.10% | ¥263,517 | ¥31,621,999 | ¥3,121,999 |
| 10 | 2.20% | ¥264,799 | ¥31,775,869 | ¥3,275,869 |
| 10 | 2.30% | ¥266,085 | ¥31,930,211 | ¥3,430,211 |
| 10 | 2.40% | ¥267,375 | ¥32,085,023 | ¥3,585,023 |
| 10 | 2.50% | ¥268,669 | ¥32,240,306 | ¥3,740,306 |
| 10 | 2.60% | ¥269,967 | ¥32,396,060 | ¥3,896,060 |
| 10 | 2.70% | ¥271,269 | ¥32,552,284 | ¥4,052,284 |
| 10 | 2.80% | ¥272,575 | ¥32,708,978 | ¥4,208,978 |
| 10 | 2.90% | ¥273,885 | ¥32,866,142 | ¥4,366,142 |
| 10 | 3.00% | ¥275,198 | ¥33,023,775 | ¥4,523,775 |
