2890万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2890万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2890万円の住宅ローン｜期間・年数別
2890万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥57,100 | ¥34,260,263 | ¥5,360,263 |
| 50 | 0.80% | ¥58,456 | ¥35,073,815 | ¥6,173,815 |
| 50 | 0.90% | ¥59,832 | ¥35,899,205 | ¥6,999,205 |
| 50 | 1.00% | ¥61,227 | ¥36,736,382 | ¥7,836,382 |
| 50 | 1.10% | ¥62,642 | ¥37,585,289 | ¥8,685,289 |
| 50 | 1.20% | ¥64,076 | ¥38,445,864 | ¥9,545,864 |
| 50 | 1.30% | ¥65,530 | ¥39,318,039 | ¥10,418,039 |
| 50 | 1.40% | ¥67,003 | ¥40,201,741 | ¥11,301,741 |
| 50 | 1.50% | ¥68,495 | ¥41,096,891 | ¥12,196,891 |
| 50 | 1.60% | ¥70,006 | ¥42,003,407 | ¥13,103,407 |
| 50 | 1.70% | ¥71,535 | ¥42,921,200 | ¥14,021,200 |
| 50 | 1.80% | ¥73,084 | ¥43,850,178 | ¥14,950,178 |
| 50 | 1.90% | ¥74,650 | ¥44,790,244 | ¥15,890,244 |
| 50 | 2.00% | ¥76,235 | ¥45,741,295 | ¥16,841,295 |
| 50 | 2.10% | ¥77,839 | ¥46,703,227 | ¥17,803,227 |
| 50 | 2.20% | ¥79,460 | ¥47,675,929 | ¥18,775,929 |
| 50 | 2.30% | ¥81,099 | ¥48,659,287 | ¥19,759,287 |
| 50 | 2.40% | ¥82,755 | ¥49,653,185 | ¥20,753,185 |
| 50 | 2.50% | ¥84,429 | ¥50,657,501 | ¥21,757,501 |
| 50 | 2.60% | ¥86,120 | ¥51,672,111 | ¥22,772,111 |
| 50 | 2.70% | ¥87,828 | ¥52,696,887 | ¥23,796,887 |
| 50 | 2.80% | ¥89,553 | ¥53,731,700 | ¥24,831,700 |
| 50 | 2.90% | ¥91,294 | ¥54,776,415 | ¥25,876,415 |
| 50 | 3.00% | ¥93,051 | ¥55,830,898 | ¥26,930,898 |
2890万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥62,405 | ¥33,698,682 | ¥4,798,682 |
| 45 | 0.80% | ¥63,746 | ¥34,422,977 | ¥5,522,977 |
| 45 | 0.90% | ¥65,105 | ¥35,156,890 | ¥6,256,890 |
| 45 | 1.00% | ¥66,482 | ¥35,900,388 | ¥7,000,388 |
| 45 | 1.10% | ¥67,877 | ¥36,653,433 | ¥7,753,433 |
| 45 | 1.20% | ¥69,289 | ¥37,415,982 | ¥8,515,982 |
| 45 | 1.30% | ¥70,719 | ¥38,187,992 | ¥9,287,992 |
| 45 | 1.40% | ¥72,166 | ¥38,969,412 | ¥10,069,412 |
| 45 | 1.50% | ¥73,630 | ¥39,760,192 | ¥10,860,192 |
| 45 | 1.60% | ¥75,112 | ¥40,560,276 | ¥11,660,276 |
| 45 | 1.70% | ¥76,610 | ¥41,369,606 | ¥12,469,606 |
| 45 | 1.80% | ¥78,126 | ¥42,188,118 | ¥13,288,118 |
| 45 | 1.90% | ¥79,659 | ¥43,015,749 | ¥14,115,749 |
| 45 | 2.00% | ¥81,208 | ¥43,852,429 | ¥14,952,429 |
| 45 | 2.10% | ¥82,774 | ¥44,698,089 | ¥15,798,089 |
| 45 | 2.20% | ¥84,357 | ¥45,552,653 | ¥16,652,653 |
| 45 | 2.30% | ¥85,956 | ¥46,416,045 | ¥17,516,045 |
| 45 | 2.40% | ¥87,571 | ¥47,288,186 | ¥18,388,186 |
| 45 | 2.50% | ¥89,202 | ¥48,168,994 | ¥19,268,994 |
| 45 | 2.60% | ¥90,849 | ¥49,058,384 | ¥20,158,384 |
| 45 | 2.70% | ¥92,512 | ¥49,956,269 | ¥21,056,269 |
| 45 | 2.80% | ¥94,190 | ¥50,862,561 | ¥21,962,561 |
| 45 | 2.90% | ¥95,884 | ¥51,777,168 | ¥22,877,168 |
| 45 | 3.00% | ¥97,593 | ¥52,699,996 | ¥23,799,996 |
2890万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥69,048 | ¥33,142,941 | ¥4,242,941 |
| 40 | 0.80% | ¥70,374 | ¥33,779,744 | ¥4,879,744 |
| 40 | 0.90% | ¥71,717 | ¥34,424,168 | ¥5,524,168 |
| 40 | 1.00% | ¥73,075 | ¥35,076,190 | ¥6,176,190 |
| 40 | 1.10% | ¥74,450 | ¥35,735,788 | ¥6,835,788 |
| 40 | 1.20% | ¥75,839 | ¥36,402,934 | ¥7,502,934 |
| 40 | 1.30% | ¥77,245 | ¥37,077,601 | ¥8,177,601 |
| 40 | 1.40% | ¥78,666 | ¥37,759,757 | ¥8,859,757 |
| 40 | 1.50% | ¥80,103 | ¥38,449,369 | ¥9,549,369 |
| 40 | 1.60% | ¥81,555 | ¥39,146,403 | ¥10,246,403 |
| 40 | 1.70% | ¥83,023 | ¥39,850,820 | ¥10,950,820 |
| 40 | 1.80% | ¥84,505 | ¥40,562,582 | ¥11,662,582 |
| 40 | 1.90% | ¥86,003 | ¥41,281,648 | ¥12,381,648 |
| 40 | 2.00% | ¥87,517 | ¥42,007,973 | ¥13,107,973 |
| 40 | 2.10% | ¥89,045 | ¥42,741,512 | ¥13,841,512 |
| 40 | 2.20% | ¥90,588 | ¥43,482,218 | ¥14,582,218 |
| 40 | 2.30% | ¥92,146 | ¥44,230,041 | ¥15,330,041 |
| 40 | 2.40% | ¥93,719 | ¥44,984,932 | ¥16,084,932 |
| 40 | 2.50% | ¥95,306 | ¥45,746,836 | ¥16,846,836 |
| 40 | 2.60% | ¥96,908 | ¥46,515,699 | ¥17,615,699 |
| 40 | 2.70% | ¥98,524 | ¥47,291,466 | ¥18,391,466 |
| 40 | 2.80% | ¥100,154 | ¥48,074,078 | ¥19,174,078 |
| 40 | 2.90% | ¥101,799 | ¥48,863,476 | ¥19,963,476 |
| 40 | 3.00% | ¥103,457 | ¥49,659,599 | ¥20,759,599 |
2890万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥77,603 | ¥32,593,052 | ¥3,693,052 |
| 35 | 0.80% | ¥78,915 | ¥33,144,137 | ¥4,244,137 |
| 35 | 0.90% | ¥80,241 | ¥33,701,070 | ¥4,801,070 |
| 35 | 1.00% | ¥81,581 | ¥34,263,838 | ¥5,363,838 |
| 35 | 1.10% | ¥82,934 | ¥34,832,428 | ¥5,932,428 |
| 35 | 1.20% | ¥84,302 | ¥35,406,823 | ¥6,506,823 |
| 35 | 1.30% | ¥85,683 | ¥35,987,008 | ¥7,087,008 |
| 35 | 1.40% | ¥87,078 | ¥36,572,962 | ¥7,672,962 |
| 35 | 1.50% | ¥88,487 | ¥37,164,667 | ¥8,264,667 |
| 35 | 1.60% | ¥89,910 | ¥37,762,102 | ¥8,862,102 |
| 35 | 1.70% | ¥91,346 | ¥38,365,245 | ¥9,465,245 |
| 35 | 1.80% | ¥92,795 | ¥38,974,071 | ¥10,074,071 |
| 35 | 1.90% | ¥94,258 | ¥39,588,556 | ¥10,688,556 |
| 35 | 2.00% | ¥95,735 | ¥40,208,675 | ¥11,308,675 |
| 35 | 2.10% | ¥97,225 | ¥40,834,399 | ¥11,934,399 |
| 35 | 2.20% | ¥98,728 | ¥41,465,701 | ¥12,565,701 |
| 35 | 2.30% | ¥100,244 | ¥42,102,551 | ¥13,202,551 |
| 35 | 2.40% | ¥101,774 | ¥42,744,917 | ¥13,844,917 |
| 35 | 2.50% | ¥103,316 | ¥43,392,769 | ¥14,492,769 |
| 35 | 2.60% | ¥104,872 | ¥44,046,073 | ¥15,146,073 |
| 35 | 2.70% | ¥106,440 | ¥44,704,796 | ¥15,804,796 |
| 35 | 2.80% | ¥108,021 | ¥45,368,901 | ¥16,468,901 |
| 35 | 2.90% | ¥109,615 | ¥46,038,354 | ¥17,138,354 |
| 35 | 3.00% | ¥111,222 | ¥46,713,116 | ¥17,813,116 |
2890万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥89,025 | ¥32,049,027 | ¥3,149,027 |
| 30 | 0.80% | ¥90,323 | ¥32,516,173 | ¥3,616,173 |
| 30 | 0.90% | ¥91,632 | ¥32,987,625 | ¥4,087,625 |
| 30 | 1.00% | ¥92,954 | ¥33,463,376 | ¥4,563,376 |
| 30 | 1.10% | ¥94,287 | ¥33,943,417 | ¥5,043,417 |
| 30 | 1.20% | ¥95,633 | ¥34,427,741 | ¥5,527,741 |
| 30 | 1.30% | ¥96,990 | ¥34,916,337 | ¥6,016,337 |
| 30 | 1.40% | ¥98,359 | ¥35,409,196 | ¥6,509,196 |
| 30 | 1.50% | ¥99,740 | ¥35,906,307 | ¥7,006,307 |
| 30 | 1.60% | ¥101,132 | ¥36,407,658 | ¥7,507,658 |
| 30 | 1.70% | ¥102,537 | ¥36,913,237 | ¥8,013,237 |
| 30 | 1.80% | ¥103,953 | ¥37,423,031 | ¥8,523,031 |
| 30 | 1.90% | ¥105,381 | ¥37,937,027 | ¥9,037,027 |
| 30 | 2.00% | ¥106,820 | ¥38,455,210 | ¥9,555,210 |
| 30 | 2.10% | ¥108,271 | ¥38,977,565 | ¥10,077,565 |
| 30 | 2.20% | ¥109,734 | ¥39,504,076 | ¥10,604,076 |
| 30 | 2.30% | ¥111,208 | ¥40,034,726 | ¥11,134,726 |
| 30 | 2.40% | ¥112,693 | ¥40,569,500 | ¥11,669,500 |
| 30 | 2.50% | ¥114,190 | ¥41,108,378 | ¥12,208,378 |
| 30 | 2.60% | ¥115,698 | ¥41,651,344 | ¥12,751,344 |
| 30 | 2.70% | ¥117,218 | ¥42,198,377 | ¥13,298,377 |
| 30 | 2.80% | ¥118,748 | ¥42,749,458 | ¥13,849,458 |
| 30 | 2.90% | ¥120,290 | ¥43,304,567 | ¥14,404,567 |
| 30 | 3.00% | ¥121,844 | ¥43,863,684 | ¥14,963,684 |
2890万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥105,036 | ¥31,510,874 | ¥2,610,874 |
| 25 | 0.80% | ¥106,320 | ¥31,895,869 | ¥2,995,869 |
| 25 | 0.90% | ¥107,613 | ¥32,283,860 | ¥3,383,860 |
| 25 | 1.00% | ¥108,916 | ¥32,674,842 | ¥3,774,842 |
| 25 | 1.10% | ¥110,229 | ¥33,068,812 | ¥4,168,812 |
| 25 | 1.20% | ¥111,553 | ¥33,465,765 | ¥4,565,765 |
| 25 | 1.30% | ¥112,886 | ¥33,865,698 | ¥4,965,698 |
| 25 | 1.40% | ¥114,229 | ¥34,268,604 | ¥5,368,604 |
| 25 | 1.50% | ¥115,582 | ¥34,674,479 | ¥5,774,479 |
| 25 | 1.60% | ¥116,944 | ¥35,083,317 | ¥6,183,317 |
| 25 | 1.70% | ¥118,317 | ¥35,495,112 | ¥6,595,112 |
| 25 | 1.80% | ¥119,700 | ¥35,909,857 | ¥7,009,857 |
| 25 | 1.90% | ¥121,092 | ¥36,327,546 | ¥7,427,546 |
| 25 | 2.00% | ¥122,494 | ¥36,748,171 | ¥7,848,171 |
| 25 | 2.10% | ¥123,906 | ¥37,171,725 | ¥8,271,725 |
| 25 | 2.20% | ¥125,327 | ¥37,598,201 | ¥8,698,201 |
| 25 | 2.30% | ¥126,759 | ¥38,027,589 | ¥9,127,589 |
| 25 | 2.40% | ¥128,200 | ¥38,459,882 | ¥9,559,882 |
| 25 | 2.50% | ¥129,650 | ¥38,895,071 | ¥9,995,071 |
| 25 | 2.60% | ¥131,110 | ¥39,333,146 | ¥10,433,146 |
| 25 | 2.70% | ¥132,580 | ¥39,774,099 | ¥10,874,099 |
| 25 | 2.80% | ¥134,060 | ¥40,217,919 | ¥11,317,919 |
| 25 | 2.90% | ¥135,549 | ¥40,664,596 | ¥11,764,596 |
| 25 | 3.00% | ¥137,047 | ¥41,114,121 | ¥12,214,121 |
2890万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥129,078 | ¥30,978,603 | ¥2,078,603 |
| 20 | 0.80% | ¥130,347 | ¥31,283,239 | ¥2,383,239 |
| 20 | 0.90% | ¥131,624 | ¥31,589,795 | ¥2,689,795 |
| 20 | 1.00% | ¥132,909 | ¥31,898,269 | ¥2,998,269 |
| 20 | 1.10% | ¥134,203 | ¥32,208,660 | ¥3,308,660 |
| 20 | 1.20% | ¥135,504 | ¥32,520,965 | ¥3,620,965 |
| 20 | 1.30% | ¥136,813 | ¥32,835,184 | ¥3,935,184 |
| 20 | 1.40% | ¥138,130 | ¥33,151,313 | ¥4,251,313 |
| 20 | 1.50% | ¥139,456 | ¥33,469,350 | ¥4,569,350 |
| 20 | 1.60% | ¥140,789 | ¥33,789,292 | ¥4,889,292 |
| 20 | 1.70% | ¥142,130 | ¥34,111,139 | ¥5,211,139 |
| 20 | 1.80% | ¥143,479 | ¥34,434,885 | ¥5,534,885 |
| 20 | 1.90% | ¥144,836 | ¥34,760,529 | ¥5,860,529 |
| 20 | 2.00% | ¥146,200 | ¥35,088,068 | ¥6,188,068 |
| 20 | 2.10% | ¥147,573 | ¥35,417,498 | ¥6,517,498 |
| 20 | 2.20% | ¥148,953 | ¥35,748,817 | ¥6,848,817 |
| 20 | 2.30% | ¥150,342 | ¥36,082,019 | ¥7,182,019 |
| 20 | 2.40% | ¥151,738 | ¥36,417,103 | ¥7,517,103 |
| 20 | 2.50% | ¥153,142 | ¥36,754,065 | ¥7,854,065 |
| 20 | 2.60% | ¥154,554 | ¥37,092,899 | ¥8,192,899 |
| 20 | 2.70% | ¥155,973 | ¥37,433,603 | ¥8,533,603 |
| 20 | 2.80% | ¥157,401 | ¥37,776,173 | ¥8,876,173 |
| 20 | 2.90% | ¥158,836 | ¥38,120,603 | ¥9,220,603 |
| 20 | 3.00% | ¥160,279 | ¥38,466,889 | ¥9,566,889 |
2890万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥169,179 | ¥30,452,218 | ¥1,552,218 |
| 15 | 0.80% | ¥170,435 | ¥30,678,292 | ¥1,778,292 |
| 15 | 0.90% | ¥171,697 | ¥30,905,448 | ¥2,005,448 |
| 15 | 1.00% | ¥172,965 | ¥31,133,685 | ¥2,233,685 |
| 15 | 1.10% | ¥174,239 | ¥31,363,001 | ¥2,463,001 |
| 15 | 1.20% | ¥175,519 | ¥31,593,397 | ¥2,693,397 |
| 15 | 1.30% | ¥176,805 | ¥31,824,871 | ¥2,924,871 |
| 15 | 1.40% | ¥178,097 | ¥32,057,423 | ¥3,157,423 |
| 15 | 1.50% | ¥179,395 | ¥32,291,052 | ¥3,391,052 |
| 15 | 1.60% | ¥180,699 | ¥32,525,757 | ¥3,625,757 |
| 15 | 1.70% | ¥182,009 | ¥32,761,538 | ¥3,861,538 |
| 15 | 1.80% | ¥183,324 | ¥32,998,393 | ¥4,098,393 |
| 15 | 1.90% | ¥184,646 | ¥33,236,322 | ¥4,336,322 |
| 15 | 2.00% | ¥185,974 | ¥33,475,323 | ¥4,575,323 |
| 15 | 2.10% | ¥187,308 | ¥33,715,395 | ¥4,815,395 |
| 15 | 2.20% | ¥188,647 | ¥33,956,537 | ¥5,056,537 |
| 15 | 2.30% | ¥189,993 | ¥34,198,749 | ¥5,298,749 |
| 15 | 2.40% | ¥191,345 | ¥34,442,029 | ¥5,542,029 |
| 15 | 2.50% | ¥192,702 | ¥34,686,375 | ¥5,786,375 |
| 15 | 2.60% | ¥194,065 | ¥34,931,786 | ¥6,031,786 |
| 15 | 2.70% | ¥195,435 | ¥35,178,261 | ¥6,278,261 |
| 15 | 2.80% | ¥196,810 | ¥35,425,799 | ¥6,525,799 |
| 15 | 2.90% | ¥198,191 | ¥35,674,398 | ¥6,774,398 |
| 15 | 3.00% | ¥199,578 | ¥35,924,057 | ¥7,024,057 |
2890万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥249,431 | ¥29,931,725 | ¥1,031,725 |
| 10 | 0.80% | ¥250,675 | ¥30,081,039 | ¥1,181,039 |
| 10 | 0.90% | ¥251,924 | ¥30,230,834 | ¥1,330,834 |
| 10 | 1.00% | ¥253,176 | ¥30,381,109 | ¥1,481,109 |
| 10 | 1.10% | ¥254,432 | ¥30,531,865 | ¥1,631,865 |
| 10 | 1.20% | ¥255,693 | ¥30,683,102 | ¥1,783,102 |
| 10 | 1.30% | ¥256,957 | ¥30,834,819 | ¥1,934,819 |
| 10 | 1.40% | ¥258,225 | ¥30,987,015 | ¥2,087,015 |
| 10 | 1.50% | ¥259,497 | ¥31,139,692 | ¥2,239,692 |
| 10 | 1.60% | ¥260,774 | ¥31,292,848 | ¥2,392,848 |
| 10 | 1.70% | ¥262,054 | ¥31,446,484 | ¥2,546,484 |
| 10 | 1.80% | ¥263,338 | ¥31,600,599 | ¥2,700,599 |
| 10 | 1.90% | ¥264,627 | ¥31,755,193 | ¥2,855,193 |
| 10 | 2.00% | ¥265,919 | ¥31,910,266 | ¥3,010,266 |
| 10 | 2.10% | ¥267,215 | ¥32,065,817 | ¥3,165,817 |
| 10 | 2.20% | ¥268,515 | ¥32,221,847 | ¥3,321,847 |
| 10 | 2.30% | ¥269,820 | ¥32,378,354 | ¥3,478,354 |
| 10 | 2.40% | ¥271,128 | ¥32,535,339 | ¥3,635,339 |
| 10 | 2.50% | ¥272,440 | ¥32,692,802 | ¥3,792,802 |
| 10 | 2.60% | ¥273,756 | ¥32,850,742 | ¥3,950,742 |
| 10 | 2.70% | ¥275,076 | ¥33,009,158 | ¥4,109,158 |
| 10 | 2.80% | ¥276,400 | ¥33,168,052 | ¥4,268,052 |
| 10 | 2.90% | ¥277,729 | ¥33,327,421 | ¥4,427,421 |
| 10 | 3.00% | ¥279,061 | ¥33,487,266 | ¥4,587,266 |
