2900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2900万円の住宅ローン｜期間・年数別
2900万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥57,298 | ¥34,378,811 | ¥5,378,811 |
| 50 | 0.80% | ¥58,659 | ¥35,195,177 | ¥6,195,177 |
| 50 | 0.90% | ¥60,039 | ¥36,023,423 | ¥7,023,423 |
| 50 | 1.00% | ¥61,439 | ¥36,863,497 | ¥7,863,497 |
| 50 | 1.10% | ¥62,859 | ¥37,715,342 | ¥8,715,342 |
| 50 | 1.20% | ¥64,298 | ¥38,578,895 | ¥9,578,895 |
| 50 | 1.30% | ¥65,757 | ¥39,454,088 | ¥10,454,088 |
| 50 | 1.40% | ¥67,235 | ¥40,340,847 | ¥11,340,847 |
| 50 | 1.50% | ¥68,732 | ¥41,239,095 | ¥12,239,095 |
| 50 | 1.60% | ¥70,248 | ¥42,148,747 | ¥13,148,747 |
| 50 | 1.70% | ¥71,783 | ¥43,069,716 | ¥14,069,716 |
| 50 | 1.80% | ¥73,337 | ¥44,001,909 | ¥15,001,909 |
| 50 | 1.90% | ¥74,909 | ¥44,945,227 | ¥15,945,227 |
| 50 | 2.00% | ¥76,499 | ¥45,899,569 | ¥16,899,569 |
| 50 | 2.10% | ¥78,108 | ¥46,864,830 | ¥17,864,830 |
| 50 | 2.20% | ¥79,735 | ¥47,840,897 | ¥18,840,897 |
| 50 | 2.30% | ¥81,379 | ¥48,827,659 | ¥19,827,659 |
| 50 | 2.40% | ¥83,042 | ¥49,824,995 | ¥20,824,995 |
| 50 | 2.50% | ¥84,721 | ¥50,832,787 | ¥21,832,787 |
| 50 | 2.60% | ¥86,418 | ¥51,850,907 | ¥22,850,907 |
| 50 | 2.70% | ¥88,132 | ¥52,879,230 | ¥23,879,230 |
| 50 | 2.80% | ¥89,863 | ¥53,917,623 | ¥24,917,623 |
| 50 | 2.90% | ¥91,610 | ¥54,965,953 | ¥25,965,953 |
| 50 | 3.00% | ¥93,373 | ¥56,024,085 | ¥27,024,085 |
2900万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥62,621 | ¥33,815,286 | ¥4,815,286 |
| 45 | 0.80% | ¥63,967 | ¥34,542,087 | ¥5,542,087 |
| 45 | 0.90% | ¥65,331 | ¥35,278,541 | ¥6,278,541 |
| 45 | 1.00% | ¥66,712 | ¥36,024,611 | ¥7,024,611 |
| 45 | 1.10% | ¥68,112 | ¥36,780,261 | ¥7,780,261 |
| 45 | 1.20% | ¥69,529 | ¥37,545,449 | ¥8,545,449 |
| 45 | 1.30% | ¥70,963 | ¥38,320,130 | ¥9,320,130 |
| 45 | 1.40% | ¥72,415 | ¥39,104,255 | ¥10,104,255 |
| 45 | 1.50% | ¥73,885 | ¥39,897,771 | ¥10,897,771 |
| 45 | 1.60% | ¥75,372 | ¥40,700,623 | ¥11,700,623 |
| 45 | 1.70% | ¥76,875 | ¥41,512,753 | ¥12,512,753 |
| 45 | 1.80% | ¥78,396 | ¥42,334,098 | ¥13,334,098 |
| 45 | 1.90% | ¥79,934 | ¥43,164,592 | ¥14,164,592 |
| 45 | 2.00% | ¥81,489 | ¥44,004,168 | ¥15,004,168 |
| 45 | 2.10% | ¥83,061 | ¥44,852,753 | ¥15,852,753 |
| 45 | 2.20% | ¥84,649 | ¥45,710,274 | ¥16,710,274 |
| 45 | 2.30% | ¥86,253 | ¥46,576,654 | ¥17,576,654 |
| 45 | 2.40% | ¥87,874 | ¥47,451,813 | ¥18,451,813 |
| 45 | 2.50% | ¥89,510 | ¥48,335,669 | ¥19,335,669 |
| 45 | 2.60% | ¥91,163 | ¥49,228,136 | ¥20,228,136 |
| 45 | 2.70% | ¥92,832 | ¥50,129,128 | ¥21,129,128 |
| 45 | 2.80% | ¥94,516 | ¥51,038,556 | ¥22,038,556 |
| 45 | 2.90% | ¥96,215 | ¥51,956,328 | ¥22,956,328 |
| 45 | 3.00% | ¥97,930 | ¥52,882,349 | ¥23,882,349 |
2900万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥69,287 | ¥33,257,622 | ¥4,257,622 |
| 40 | 0.80% | ¥70,618 | ¥33,896,629 | ¥4,896,629 |
| 40 | 0.90% | ¥71,965 | ¥34,543,283 | ¥5,543,283 |
| 40 | 1.00% | ¥73,328 | ¥35,197,561 | ¥6,197,561 |
| 40 | 1.10% | ¥74,707 | ¥35,859,441 | ¥6,859,441 |
| 40 | 1.20% | ¥76,102 | ¥36,528,896 | ¥7,528,896 |
| 40 | 1.30% | ¥77,512 | ¥37,205,897 | ¥8,205,897 |
| 40 | 1.40% | ¥78,938 | ¥37,890,413 | ¥8,890,413 |
| 40 | 1.50% | ¥80,380 | ¥38,582,412 | ¥9,582,412 |
| 40 | 1.60% | ¥81,837 | ¥39,281,857 | ¥10,281,857 |
| 40 | 1.70% | ¥83,310 | ¥39,988,712 | ¥10,988,712 |
| 40 | 1.80% | ¥84,798 | ¥40,702,937 | ¥11,702,937 |
| 40 | 1.90% | ¥86,301 | ¥41,424,491 | ¥12,424,491 |
| 40 | 2.00% | ¥87,819 | ¥42,153,329 | ¥13,153,329 |
| 40 | 2.10% | ¥89,353 | ¥42,889,406 | ¥13,889,406 |
| 40 | 2.20% | ¥90,901 | ¥43,632,675 | ¥14,632,675 |
| 40 | 2.30% | ¥92,465 | ¥44,383,087 | ¥15,383,087 |
| 40 | 2.40% | ¥94,043 | ¥45,140,589 | ¥16,140,589 |
| 40 | 2.50% | ¥95,636 | ¥45,905,129 | ¥16,905,129 |
| 40 | 2.60% | ¥97,243 | ¥46,676,653 | ¥17,676,653 |
| 40 | 2.70% | ¥98,865 | ¥47,455,104 | ¥18,455,104 |
| 40 | 2.80% | ¥100,501 | ¥48,240,424 | ¥19,240,424 |
| 40 | 2.90% | ¥102,151 | ¥49,032,553 | ¥20,032,553 |
| 40 | 3.00% | ¥103,815 | ¥49,831,432 | ¥20,831,432 |
2900万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥77,871 | ¥32,705,831 | ¥3,705,831 |
| 35 | 0.80% | ¥79,188 | ¥33,258,822 | ¥4,258,822 |
| 35 | 0.90% | ¥80,518 | ¥33,817,682 | ¥4,817,682 |
| 35 | 1.00% | ¥81,863 | ¥34,382,398 | ¥5,382,398 |
| 35 | 1.10% | ¥83,221 | ¥34,952,955 | ¥5,952,955 |
| 35 | 1.20% | ¥84,594 | ¥35,529,338 | ¥6,529,338 |
| 35 | 1.30% | ¥85,980 | ¥36,111,530 | ¥7,111,530 |
| 35 | 1.40% | ¥87,380 | ¥36,699,512 | ¥7,699,512 |
| 35 | 1.50% | ¥88,793 | ¥37,293,265 | ¥8,293,265 |
| 35 | 1.60% | ¥90,221 | ¥37,892,767 | ¥8,892,767 |
| 35 | 1.70% | ¥91,662 | ¥38,497,996 | ¥9,497,996 |
| 35 | 1.80% | ¥93,116 | ¥39,108,929 | ¥10,108,929 |
| 35 | 1.90% | ¥94,585 | ¥39,725,541 | ¥10,725,541 |
| 35 | 2.00% | ¥96,066 | ¥40,347,805 | ¥11,347,805 |
| 35 | 2.10% | ¥97,561 | ¥40,975,695 | ¥11,975,695 |
| 35 | 2.20% | ¥99,069 | ¥41,609,181 | ¥12,609,181 |
| 35 | 2.30% | ¥100,591 | ¥42,248,234 | ¥13,248,234 |
| 35 | 2.40% | ¥102,126 | ¥42,892,824 | ¥13,892,824 |
| 35 | 2.50% | ¥103,674 | ¥43,542,917 | ¥14,542,917 |
| 35 | 2.60% | ¥105,234 | ¥44,198,482 | ¥15,198,482 |
| 35 | 2.70% | ¥106,808 | ¥44,859,483 | ¥15,859,483 |
| 35 | 2.80% | ¥108,395 | ¥45,525,887 | ¥16,525,887 |
| 35 | 2.90% | ¥109,994 | ¥46,197,656 | ¥17,197,656 |
| 35 | 3.00% | ¥111,607 | ¥46,874,753 | ¥17,874,753 |
2900万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥89,333 | ¥32,159,923 | ¥3,159,923 |
| 30 | 0.80% | ¥90,635 | ¥32,628,686 | ¥3,628,686 |
| 30 | 0.90% | ¥91,949 | ¥33,101,769 | ¥4,101,769 |
| 30 | 1.00% | ¥93,275 | ¥33,579,166 | ¥4,579,166 |
| 30 | 1.10% | ¥94,614 | ¥34,060,868 | ¥5,060,868 |
| 30 | 1.20% | ¥95,964 | ¥34,546,868 | ¥5,546,868 |
| 30 | 1.30% | ¥97,325 | ¥35,037,155 | ¥6,037,155 |
| 30 | 1.40% | ¥98,699 | ¥35,531,719 | ¥6,531,719 |
| 30 | 1.50% | ¥100,085 | ¥36,030,550 | ¥7,030,550 |
| 30 | 1.60% | ¥101,482 | ¥36,533,636 | ¥7,533,636 |
| 30 | 1.70% | ¥102,892 | ¥37,040,965 | ¥8,040,965 |
| 30 | 1.80% | ¥104,313 | ¥37,552,523 | ¥8,552,523 |
| 30 | 1.90% | ¥105,745 | ¥38,068,297 | ¥9,068,297 |
| 30 | 2.00% | ¥107,190 | ¥38,588,273 | ¥9,588,273 |
| 30 | 2.10% | ¥108,646 | ¥39,112,435 | ¥10,112,435 |
| 30 | 2.20% | ¥110,113 | ¥39,640,768 | ¥10,640,768 |
| 30 | 2.30% | ¥111,592 | ¥40,173,255 | ¥11,173,255 |
| 30 | 2.40% | ¥113,083 | ¥40,709,879 | ¥11,709,879 |
| 30 | 2.50% | ¥114,585 | ¥41,250,622 | ¥12,250,622 |
| 30 | 2.60% | ¥116,099 | ¥41,795,466 | ¥12,795,466 |
| 30 | 2.70% | ¥117,623 | ¥42,344,392 | ¥13,344,392 |
| 30 | 2.80% | ¥119,159 | ¥42,897,380 | ¥13,897,380 |
| 30 | 2.90% | ¥120,707 | ¥43,454,410 | ¥14,454,410 |
| 30 | 3.00% | ¥122,265 | ¥44,015,461 | ¥15,015,461 |
2900万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥105,400 | ¥31,619,909 | ¥2,619,909 |
| 25 | 0.80% | ¥106,687 | ¥32,006,236 | ¥3,006,236 |
| 25 | 0.90% | ¥107,985 | ¥32,395,569 | ¥3,395,569 |
| 25 | 1.00% | ¥109,293 | ¥32,787,904 | ¥3,787,904 |
| 25 | 1.10% | ¥110,611 | ¥33,183,237 | ¥4,183,237 |
| 25 | 1.20% | ¥111,939 | ¥33,581,564 | ¥4,581,564 |
| 25 | 1.30% | ¥113,276 | ¥33,982,880 | ¥4,982,880 |
| 25 | 1.40% | ¥114,624 | ¥34,387,181 | ¥5,387,181 |
| 25 | 1.50% | ¥115,982 | ¥34,794,460 | ¥5,794,460 |
| 25 | 1.60% | ¥117,349 | ¥35,204,713 | ¥6,204,713 |
| 25 | 1.70% | ¥118,726 | ¥35,617,933 | ¥6,617,933 |
| 25 | 1.80% | ¥120,114 | ¥36,034,113 | ¥7,034,113 |
| 25 | 1.90% | ¥121,511 | ¥36,453,247 | ¥7,453,247 |
| 25 | 2.00% | ¥122,918 | ¥36,875,327 | ¥7,875,327 |
| 25 | 2.10% | ¥124,334 | ¥37,300,347 | ¥8,300,347 |
| 25 | 2.20% | ¥125,761 | ¥37,728,298 | ¥8,728,298 |
| 25 | 2.30% | ¥127,197 | ¥38,159,172 | ¥9,159,172 |
| 25 | 2.40% | ¥128,643 | ¥38,592,961 | ¥9,592,961 |
| 25 | 2.50% | ¥130,099 | ¥39,029,656 | ¥10,029,656 |
| 25 | 2.60% | ¥131,564 | ¥39,469,247 | ¥10,469,247 |
| 25 | 2.70% | ¥133,039 | ¥39,911,726 | ¥10,911,726 |
| 25 | 2.80% | ¥134,524 | ¥40,357,081 | ¥11,357,081 |
| 25 | 2.90% | ¥136,018 | ¥40,805,304 | ¥11,805,304 |
| 25 | 3.00% | ¥137,521 | ¥41,256,384 | ¥12,256,384 |
2900万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥129,524 | ¥31,085,795 | ¥2,085,795 |
| 20 | 0.80% | ¥130,798 | ¥31,391,485 | ¥2,391,485 |
| 20 | 0.90% | ¥132,080 | ¥31,699,102 | ¥2,699,102 |
| 20 | 1.00% | ¥133,369 | ¥32,008,644 | ¥3,008,644 |
| 20 | 1.10% | ¥134,667 | ¥32,320,109 | ¥3,320,109 |
| 20 | 1.20% | ¥135,973 | ¥32,633,495 | ¥3,633,495 |
| 20 | 1.30% | ¥137,287 | ¥32,948,800 | ¥3,948,800 |
| 20 | 1.40% | ¥138,608 | ¥33,266,023 | ¥4,266,023 |
| 20 | 1.50% | ¥139,938 | ¥33,585,160 | ¥4,585,160 |
| 20 | 1.60% | ¥141,276 | ¥33,906,210 | ¥4,906,210 |
| 20 | 1.70% | ¥142,622 | ¥34,229,170 | ¥5,229,170 |
| 20 | 1.80% | ¥143,975 | ¥34,554,037 | ¥5,554,037 |
| 20 | 1.90% | ¥145,337 | ¥34,880,808 | ¥5,880,808 |
| 20 | 2.00% | ¥146,706 | ¥35,209,480 | ¥6,209,480 |
| 20 | 2.10% | ¥148,084 | ¥35,540,050 | ¥6,540,050 |
| 20 | 2.20% | ¥149,469 | ¥35,872,515 | ¥6,872,515 |
| 20 | 2.30% | ¥150,862 | ¥36,206,871 | ¥7,206,871 |
| 20 | 2.40% | ¥152,263 | ¥36,543,114 | ¥7,543,114 |
| 20 | 2.50% | ¥153,672 | ¥36,881,241 | ¥7,881,241 |
| 20 | 2.60% | ¥155,089 | ¥37,221,248 | ¥8,221,248 |
| 20 | 2.70% | ¥156,513 | ¥37,563,131 | ¥8,563,131 |
| 20 | 2.80% | ¥157,945 | ¥37,906,886 | ¥8,906,886 |
| 20 | 2.90% | ¥159,385 | ¥38,252,508 | ¥9,252,508 |
| 20 | 3.00% | ¥160,833 | ¥38,599,993 | ¥9,599,993 |
2900万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥169,764 | ¥30,557,589 | ¥1,557,589 |
| 15 | 0.80% | ¥171,025 | ¥30,784,446 | ¥1,784,446 |
| 15 | 0.90% | ¥172,291 | ¥31,012,388 | ¥2,012,388 |
| 15 | 1.00% | ¥173,563 | ¥31,241,414 | ¥2,241,414 |
| 15 | 1.10% | ¥174,842 | ¥31,471,523 | ¥2,471,523 |
| 15 | 1.20% | ¥176,126 | ¥31,702,716 | ¥2,702,716 |
| 15 | 1.30% | ¥177,417 | ¥31,934,991 | ¥2,934,991 |
| 15 | 1.40% | ¥178,713 | ¥32,168,348 | ¥3,168,348 |
| 15 | 1.50% | ¥180,015 | ¥32,402,786 | ¥3,402,786 |
| 15 | 1.60% | ¥181,324 | ¥32,638,303 | ¥3,638,303 |
| 15 | 1.70% | ¥182,638 | ¥32,874,900 | ¥3,874,900 |
| 15 | 1.80% | ¥183,959 | ¥33,112,574 | ¥4,112,574 |
| 15 | 1.90% | ¥185,285 | ¥33,351,326 | ¥4,351,326 |
| 15 | 2.00% | ¥186,618 | ¥33,591,154 | ¥4,591,154 |
| 15 | 2.10% | ¥187,956 | ¥33,832,057 | ¥4,832,057 |
| 15 | 2.20% | ¥189,300 | ¥34,074,034 | ¥5,074,034 |
| 15 | 2.30% | ¥190,650 | ¥34,317,084 | ¥5,317,084 |
| 15 | 2.40% | ¥192,007 | ¥34,561,205 | ¥5,561,205 |
| 15 | 2.50% | ¥193,369 | ¥34,806,397 | ¥5,806,397 |
| 15 | 2.60% | ¥194,737 | ¥35,052,657 | ¥6,052,657 |
| 15 | 2.70% | ¥196,111 | ¥35,299,985 | ¥6,299,985 |
| 15 | 2.80% | ¥197,491 | ¥35,548,380 | ¥6,548,380 |
| 15 | 2.90% | ¥198,877 | ¥35,797,839 | ¥6,797,839 |
| 15 | 3.00% | ¥200,269 | ¥36,048,362 | ¥7,048,362 |
2900万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥250,294 | ¥30,035,295 | ¥1,035,295 |
| 10 | 0.80% | ¥251,543 | ¥30,185,125 | ¥1,185,125 |
| 10 | 0.90% | ¥252,795 | ¥30,335,439 | ¥1,335,439 |
| 10 | 1.00% | ¥254,052 | ¥30,486,234 | ¥1,486,234 |
| 10 | 1.10% | ¥255,313 | ¥30,637,512 | ¥1,637,512 |
| 10 | 1.20% | ¥256,577 | ¥30,789,272 | ¥1,789,272 |
| 10 | 1.30% | ¥257,846 | ¥30,941,514 | ¥1,941,514 |
| 10 | 1.40% | ¥259,119 | ¥31,094,237 | ¥2,094,237 |
| 10 | 1.50% | ¥260,395 | ¥31,247,442 | ¥2,247,442 |
| 10 | 1.60% | ¥261,676 | ¥31,401,128 | ¥2,401,128 |
| 10 | 1.70% | ¥262,961 | ¥31,555,296 | ¥2,555,296 |
| 10 | 1.80% | ¥264,250 | ¥31,709,944 | ¥2,709,944 |
| 10 | 1.90% | ¥265,542 | ¥31,865,073 | ¥2,865,073 |
| 10 | 2.00% | ¥266,839 | ¥32,020,682 | ¥3,020,682 |
| 10 | 2.10% | ¥268,140 | ¥32,176,771 | ¥3,176,771 |
| 10 | 2.20% | ¥269,445 | ¥32,333,341 | ¥3,333,341 |
| 10 | 2.30% | ¥270,753 | ¥32,490,390 | ¥3,490,390 |
| 10 | 2.40% | ¥272,066 | ¥32,647,918 | ¥3,647,918 |
| 10 | 2.50% | ¥273,383 | ¥32,805,926 | ¥3,805,926 |
| 10 | 2.60% | ¥274,703 | ¥32,964,412 | ¥3,964,412 |
| 10 | 2.70% | ¥276,028 | ¥33,123,377 | ¥4,123,377 |
| 10 | 2.80% | ¥277,357 | ¥33,282,820 | ¥4,282,820 |
| 10 | 2.90% | ¥278,690 | ¥33,442,741 | ¥4,442,741 |
| 10 | 3.00% | ¥280,026 | ¥33,603,139 | ¥4,603,139 |
