2900万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2900万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2900万円の住宅ローン｜期間・年数別
2900万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥57,298 |
¥34,378,811 |
¥5,378,811 |
| 50 |
0.80% |
¥58,659 |
¥35,195,177 |
¥6,195,177 |
| 50 |
0.90% |
¥60,039 |
¥36,023,423 |
¥7,023,423 |
| 50 |
1.00% |
¥61,439 |
¥36,863,497 |
¥7,863,497 |
| 50 |
1.10% |
¥62,859 |
¥37,715,342 |
¥8,715,342 |
| 50 |
1.20% |
¥64,298 |
¥38,578,895 |
¥9,578,895 |
| 50 |
1.30% |
¥65,757 |
¥39,454,088 |
¥10,454,088 |
| 50 |
1.40% |
¥67,235 |
¥40,340,847 |
¥11,340,847 |
| 50 |
1.50% |
¥68,732 |
¥41,239,095 |
¥12,239,095 |
| 50 |
1.60% |
¥70,248 |
¥42,148,747 |
¥13,148,747 |
| 50 |
1.70% |
¥71,783 |
¥43,069,716 |
¥14,069,716 |
| 50 |
1.80% |
¥73,337 |
¥44,001,909 |
¥15,001,909 |
| 50 |
1.90% |
¥74,909 |
¥44,945,227 |
¥15,945,227 |
| 50 |
2.00% |
¥76,499 |
¥45,899,569 |
¥16,899,569 |
| 50 |
2.10% |
¥78,108 |
¥46,864,830 |
¥17,864,830 |
| 50 |
2.20% |
¥79,735 |
¥47,840,897 |
¥18,840,897 |
| 50 |
2.30% |
¥81,379 |
¥48,827,659 |
¥19,827,659 |
| 50 |
2.40% |
¥83,042 |
¥49,824,995 |
¥20,824,995 |
| 50 |
2.50% |
¥84,721 |
¥50,832,787 |
¥21,832,787 |
| 50 |
2.60% |
¥86,418 |
¥51,850,907 |
¥22,850,907 |
| 50 |
2.70% |
¥88,132 |
¥52,879,230 |
¥23,879,230 |
| 50 |
2.80% |
¥89,863 |
¥53,917,623 |
¥24,917,623 |
| 50 |
2.90% |
¥91,610 |
¥54,965,953 |
¥25,965,953 |
| 50 |
3.00% |
¥93,373 |
¥56,024,085 |
¥27,024,085 |
2900万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥62,621 |
¥33,815,286 |
¥4,815,286 |
| 45 |
0.80% |
¥63,967 |
¥34,542,087 |
¥5,542,087 |
| 45 |
0.90% |
¥65,331 |
¥35,278,541 |
¥6,278,541 |
| 45 |
1.00% |
¥66,712 |
¥36,024,611 |
¥7,024,611 |
| 45 |
1.10% |
¥68,112 |
¥36,780,261 |
¥7,780,261 |
| 45 |
1.20% |
¥69,529 |
¥37,545,449 |
¥8,545,449 |
| 45 |
1.30% |
¥70,963 |
¥38,320,130 |
¥9,320,130 |
| 45 |
1.40% |
¥72,415 |
¥39,104,255 |
¥10,104,255 |
| 45 |
1.50% |
¥73,885 |
¥39,897,771 |
¥10,897,771 |
| 45 |
1.60% |
¥75,372 |
¥40,700,623 |
¥11,700,623 |
| 45 |
1.70% |
¥76,875 |
¥41,512,753 |
¥12,512,753 |
| 45 |
1.80% |
¥78,396 |
¥42,334,098 |
¥13,334,098 |
| 45 |
1.90% |
¥79,934 |
¥43,164,592 |
¥14,164,592 |
| 45 |
2.00% |
¥81,489 |
¥44,004,168 |
¥15,004,168 |
| 45 |
2.10% |
¥83,061 |
¥44,852,753 |
¥15,852,753 |
| 45 |
2.20% |
¥84,649 |
¥45,710,274 |
¥16,710,274 |
| 45 |
2.30% |
¥86,253 |
¥46,576,654 |
¥17,576,654 |
| 45 |
2.40% |
¥87,874 |
¥47,451,813 |
¥18,451,813 |
| 45 |
2.50% |
¥89,510 |
¥48,335,669 |
¥19,335,669 |
| 45 |
2.60% |
¥91,163 |
¥49,228,136 |
¥20,228,136 |
| 45 |
2.70% |
¥92,832 |
¥50,129,128 |
¥21,129,128 |
| 45 |
2.80% |
¥94,516 |
¥51,038,556 |
¥22,038,556 |
| 45 |
2.90% |
¥96,215 |
¥51,956,328 |
¥22,956,328 |
| 45 |
3.00% |
¥97,930 |
¥52,882,349 |
¥23,882,349 |
2900万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥69,287 |
¥33,257,622 |
¥4,257,622 |
| 40 |
0.80% |
¥70,618 |
¥33,896,629 |
¥4,896,629 |
| 40 |
0.90% |
¥71,965 |
¥34,543,283 |
¥5,543,283 |
| 40 |
1.00% |
¥73,328 |
¥35,197,561 |
¥6,197,561 |
| 40 |
1.10% |
¥74,707 |
¥35,859,441 |
¥6,859,441 |
| 40 |
1.20% |
¥76,102 |
¥36,528,896 |
¥7,528,896 |
| 40 |
1.30% |
¥77,512 |
¥37,205,897 |
¥8,205,897 |
| 40 |
1.40% |
¥78,938 |
¥37,890,413 |
¥8,890,413 |
| 40 |
1.50% |
¥80,380 |
¥38,582,412 |
¥9,582,412 |
| 40 |
1.60% |
¥81,837 |
¥39,281,857 |
¥10,281,857 |
| 40 |
1.70% |
¥83,310 |
¥39,988,712 |
¥10,988,712 |
| 40 |
1.80% |
¥84,798 |
¥40,702,937 |
¥11,702,937 |
| 40 |
1.90% |
¥86,301 |
¥41,424,491 |
¥12,424,491 |
| 40 |
2.00% |
¥87,819 |
¥42,153,329 |
¥13,153,329 |
| 40 |
2.10% |
¥89,353 |
¥42,889,406 |
¥13,889,406 |
| 40 |
2.20% |
¥90,901 |
¥43,632,675 |
¥14,632,675 |
| 40 |
2.30% |
¥92,465 |
¥44,383,087 |
¥15,383,087 |
| 40 |
2.40% |
¥94,043 |
¥45,140,589 |
¥16,140,589 |
| 40 |
2.50% |
¥95,636 |
¥45,905,129 |
¥16,905,129 |
| 40 |
2.60% |
¥97,243 |
¥46,676,653 |
¥17,676,653 |
| 40 |
2.70% |
¥98,865 |
¥47,455,104 |
¥18,455,104 |
| 40 |
2.80% |
¥100,501 |
¥48,240,424 |
¥19,240,424 |
| 40 |
2.90% |
¥102,151 |
¥49,032,553 |
¥20,032,553 |
| 40 |
3.00% |
¥103,815 |
¥49,831,432 |
¥20,831,432 |
2900万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥77,871 |
¥32,705,831 |
¥3,705,831 |
| 35 |
0.80% |
¥79,188 |
¥33,258,822 |
¥4,258,822 |
| 35 |
0.90% |
¥80,518 |
¥33,817,682 |
¥4,817,682 |
| 35 |
1.00% |
¥81,863 |
¥34,382,398 |
¥5,382,398 |
| 35 |
1.10% |
¥83,221 |
¥34,952,955 |
¥5,952,955 |
| 35 |
1.20% |
¥84,594 |
¥35,529,338 |
¥6,529,338 |
| 35 |
1.30% |
¥85,980 |
¥36,111,530 |
¥7,111,530 |
| 35 |
1.40% |
¥87,380 |
¥36,699,512 |
¥7,699,512 |
| 35 |
1.50% |
¥88,793 |
¥37,293,265 |
¥8,293,265 |
| 35 |
1.60% |
¥90,221 |
¥37,892,767 |
¥8,892,767 |
| 35 |
1.70% |
¥91,662 |
¥38,497,996 |
¥9,497,996 |
| 35 |
1.80% |
¥93,116 |
¥39,108,929 |
¥10,108,929 |
| 35 |
1.90% |
¥94,585 |
¥39,725,541 |
¥10,725,541 |
| 35 |
2.00% |
¥96,066 |
¥40,347,805 |
¥11,347,805 |
| 35 |
2.10% |
¥97,561 |
¥40,975,695 |
¥11,975,695 |
| 35 |
2.20% |
¥99,069 |
¥41,609,181 |
¥12,609,181 |
| 35 |
2.30% |
¥100,591 |
¥42,248,234 |
¥13,248,234 |
| 35 |
2.40% |
¥102,126 |
¥42,892,824 |
¥13,892,824 |
| 35 |
2.50% |
¥103,674 |
¥43,542,917 |
¥14,542,917 |
| 35 |
2.60% |
¥105,234 |
¥44,198,482 |
¥15,198,482 |
| 35 |
2.70% |
¥106,808 |
¥44,859,483 |
¥15,859,483 |
| 35 |
2.80% |
¥108,395 |
¥45,525,887 |
¥16,525,887 |
| 35 |
2.90% |
¥109,994 |
¥46,197,656 |
¥17,197,656 |
| 35 |
3.00% |
¥111,607 |
¥46,874,753 |
¥17,874,753 |
2900万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥89,333 |
¥32,159,923 |
¥3,159,923 |
| 30 |
0.80% |
¥90,635 |
¥32,628,686 |
¥3,628,686 |
| 30 |
0.90% |
¥91,949 |
¥33,101,769 |
¥4,101,769 |
| 30 |
1.00% |
¥93,275 |
¥33,579,166 |
¥4,579,166 |
| 30 |
1.10% |
¥94,614 |
¥34,060,868 |
¥5,060,868 |
| 30 |
1.20% |
¥95,964 |
¥34,546,868 |
¥5,546,868 |
| 30 |
1.30% |
¥97,325 |
¥35,037,155 |
¥6,037,155 |
| 30 |
1.40% |
¥98,699 |
¥35,531,719 |
¥6,531,719 |
| 30 |
1.50% |
¥100,085 |
¥36,030,550 |
¥7,030,550 |
| 30 |
1.60% |
¥101,482 |
¥36,533,636 |
¥7,533,636 |
| 30 |
1.70% |
¥102,892 |
¥37,040,965 |
¥8,040,965 |
| 30 |
1.80% |
¥104,313 |
¥37,552,523 |
¥8,552,523 |
| 30 |
1.90% |
¥105,745 |
¥38,068,297 |
¥9,068,297 |
| 30 |
2.00% |
¥107,190 |
¥38,588,273 |
¥9,588,273 |
| 30 |
2.10% |
¥108,646 |
¥39,112,435 |
¥10,112,435 |
| 30 |
2.20% |
¥110,113 |
¥39,640,768 |
¥10,640,768 |
| 30 |
2.30% |
¥111,592 |
¥40,173,255 |
¥11,173,255 |
| 30 |
2.40% |
¥113,083 |
¥40,709,879 |
¥11,709,879 |
| 30 |
2.50% |
¥114,585 |
¥41,250,622 |
¥12,250,622 |
| 30 |
2.60% |
¥116,099 |
¥41,795,466 |
¥12,795,466 |
| 30 |
2.70% |
¥117,623 |
¥42,344,392 |
¥13,344,392 |
| 30 |
2.80% |
¥119,159 |
¥42,897,380 |
¥13,897,380 |
| 30 |
2.90% |
¥120,707 |
¥43,454,410 |
¥14,454,410 |
| 30 |
3.00% |
¥122,265 |
¥44,015,461 |
¥15,015,461 |
2900万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥105,400 |
¥31,619,909 |
¥2,619,909 |
| 25 |
0.80% |
¥106,687 |
¥32,006,236 |
¥3,006,236 |
| 25 |
0.90% |
¥107,985 |
¥32,395,569 |
¥3,395,569 |
| 25 |
1.00% |
¥109,293 |
¥32,787,904 |
¥3,787,904 |
| 25 |
1.10% |
¥110,611 |
¥33,183,237 |
¥4,183,237 |
| 25 |
1.20% |
¥111,939 |
¥33,581,564 |
¥4,581,564 |
| 25 |
1.30% |
¥113,276 |
¥33,982,880 |
¥4,982,880 |
| 25 |
1.40% |
¥114,624 |
¥34,387,181 |
¥5,387,181 |
| 25 |
1.50% |
¥115,982 |
¥34,794,460 |
¥5,794,460 |
| 25 |
1.60% |
¥117,349 |
¥35,204,713 |
¥6,204,713 |
| 25 |
1.70% |
¥118,726 |
¥35,617,933 |
¥6,617,933 |
| 25 |
1.80% |
¥120,114 |
¥36,034,113 |
¥7,034,113 |
| 25 |
1.90% |
¥121,511 |
¥36,453,247 |
¥7,453,247 |
| 25 |
2.00% |
¥122,918 |
¥36,875,327 |
¥7,875,327 |
| 25 |
2.10% |
¥124,334 |
¥37,300,347 |
¥8,300,347 |
| 25 |
2.20% |
¥125,761 |
¥37,728,298 |
¥8,728,298 |
| 25 |
2.30% |
¥127,197 |
¥38,159,172 |
¥9,159,172 |
| 25 |
2.40% |
¥128,643 |
¥38,592,961 |
¥9,592,961 |
| 25 |
2.50% |
¥130,099 |
¥39,029,656 |
¥10,029,656 |
| 25 |
2.60% |
¥131,564 |
¥39,469,247 |
¥10,469,247 |
| 25 |
2.70% |
¥133,039 |
¥39,911,726 |
¥10,911,726 |
| 25 |
2.80% |
¥134,524 |
¥40,357,081 |
¥11,357,081 |
| 25 |
2.90% |
¥136,018 |
¥40,805,304 |
¥11,805,304 |
| 25 |
3.00% |
¥137,521 |
¥41,256,384 |
¥12,256,384 |
2900万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥129,524 |
¥31,085,795 |
¥2,085,795 |
| 20 |
0.80% |
¥130,798 |
¥31,391,485 |
¥2,391,485 |
| 20 |
0.90% |
¥132,080 |
¥31,699,102 |
¥2,699,102 |
| 20 |
1.00% |
¥133,369 |
¥32,008,644 |
¥3,008,644 |
| 20 |
1.10% |
¥134,667 |
¥32,320,109 |
¥3,320,109 |
| 20 |
1.20% |
¥135,973 |
¥32,633,495 |
¥3,633,495 |
| 20 |
1.30% |
¥137,287 |
¥32,948,800 |
¥3,948,800 |
| 20 |
1.40% |
¥138,608 |
¥33,266,023 |
¥4,266,023 |
| 20 |
1.50% |
¥139,938 |
¥33,585,160 |
¥4,585,160 |
| 20 |
1.60% |
¥141,276 |
¥33,906,210 |
¥4,906,210 |
| 20 |
1.70% |
¥142,622 |
¥34,229,170 |
¥5,229,170 |
| 20 |
1.80% |
¥143,975 |
¥34,554,037 |
¥5,554,037 |
| 20 |
1.90% |
¥145,337 |
¥34,880,808 |
¥5,880,808 |
| 20 |
2.00% |
¥146,706 |
¥35,209,480 |
¥6,209,480 |
| 20 |
2.10% |
¥148,084 |
¥35,540,050 |
¥6,540,050 |
| 20 |
2.20% |
¥149,469 |
¥35,872,515 |
¥6,872,515 |
| 20 |
2.30% |
¥150,862 |
¥36,206,871 |
¥7,206,871 |
| 20 |
2.40% |
¥152,263 |
¥36,543,114 |
¥7,543,114 |
| 20 |
2.50% |
¥153,672 |
¥36,881,241 |
¥7,881,241 |
| 20 |
2.60% |
¥155,089 |
¥37,221,248 |
¥8,221,248 |
| 20 |
2.70% |
¥156,513 |
¥37,563,131 |
¥8,563,131 |
| 20 |
2.80% |
¥157,945 |
¥37,906,886 |
¥8,906,886 |
| 20 |
2.90% |
¥159,385 |
¥38,252,508 |
¥9,252,508 |
| 20 |
3.00% |
¥160,833 |
¥38,599,993 |
¥9,599,993 |
2900万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥169,764 |
¥30,557,589 |
¥1,557,589 |
| 15 |
0.80% |
¥171,025 |
¥30,784,446 |
¥1,784,446 |
| 15 |
0.90% |
¥172,291 |
¥31,012,388 |
¥2,012,388 |
| 15 |
1.00% |
¥173,563 |
¥31,241,414 |
¥2,241,414 |
| 15 |
1.10% |
¥174,842 |
¥31,471,523 |
¥2,471,523 |
| 15 |
1.20% |
¥176,126 |
¥31,702,716 |
¥2,702,716 |
| 15 |
1.30% |
¥177,417 |
¥31,934,991 |
¥2,934,991 |
| 15 |
1.40% |
¥178,713 |
¥32,168,348 |
¥3,168,348 |
| 15 |
1.50% |
¥180,015 |
¥32,402,786 |
¥3,402,786 |
| 15 |
1.60% |
¥181,324 |
¥32,638,303 |
¥3,638,303 |
| 15 |
1.70% |
¥182,638 |
¥32,874,900 |
¥3,874,900 |
| 15 |
1.80% |
¥183,959 |
¥33,112,574 |
¥4,112,574 |
| 15 |
1.90% |
¥185,285 |
¥33,351,326 |
¥4,351,326 |
| 15 |
2.00% |
¥186,618 |
¥33,591,154 |
¥4,591,154 |
| 15 |
2.10% |
¥187,956 |
¥33,832,057 |
¥4,832,057 |
| 15 |
2.20% |
¥189,300 |
¥34,074,034 |
¥5,074,034 |
| 15 |
2.30% |
¥190,650 |
¥34,317,084 |
¥5,317,084 |
| 15 |
2.40% |
¥192,007 |
¥34,561,205 |
¥5,561,205 |
| 15 |
2.50% |
¥193,369 |
¥34,806,397 |
¥5,806,397 |
| 15 |
2.60% |
¥194,737 |
¥35,052,657 |
¥6,052,657 |
| 15 |
2.70% |
¥196,111 |
¥35,299,985 |
¥6,299,985 |
| 15 |
2.80% |
¥197,491 |
¥35,548,380 |
¥6,548,380 |
| 15 |
2.90% |
¥198,877 |
¥35,797,839 |
¥6,797,839 |
| 15 |
3.00% |
¥200,269 |
¥36,048,362 |
¥7,048,362 |
2900万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥250,294 |
¥30,035,295 |
¥1,035,295 |
| 10 |
0.80% |
¥251,543 |
¥30,185,125 |
¥1,185,125 |
| 10 |
0.90% |
¥252,795 |
¥30,335,439 |
¥1,335,439 |
| 10 |
1.00% |
¥254,052 |
¥30,486,234 |
¥1,486,234 |
| 10 |
1.10% |
¥255,313 |
¥30,637,512 |
¥1,637,512 |
| 10 |
1.20% |
¥256,577 |
¥30,789,272 |
¥1,789,272 |
| 10 |
1.30% |
¥257,846 |
¥30,941,514 |
¥1,941,514 |
| 10 |
1.40% |
¥259,119 |
¥31,094,237 |
¥2,094,237 |
| 10 |
1.50% |
¥260,395 |
¥31,247,442 |
¥2,247,442 |
| 10 |
1.60% |
¥261,676 |
¥31,401,128 |
¥2,401,128 |
| 10 |
1.70% |
¥262,961 |
¥31,555,296 |
¥2,555,296 |
| 10 |
1.80% |
¥264,250 |
¥31,709,944 |
¥2,709,944 |
| 10 |
1.90% |
¥265,542 |
¥31,865,073 |
¥2,865,073 |
| 10 |
2.00% |
¥266,839 |
¥32,020,682 |
¥3,020,682 |
| 10 |
2.10% |
¥268,140 |
¥32,176,771 |
¥3,176,771 |
| 10 |
2.20% |
¥269,445 |
¥32,333,341 |
¥3,333,341 |
| 10 |
2.30% |
¥270,753 |
¥32,490,390 |
¥3,490,390 |
| 10 |
2.40% |
¥272,066 |
¥32,647,918 |
¥3,647,918 |
| 10 |
2.50% |
¥273,383 |
¥32,805,926 |
¥3,805,926 |
| 10 |
2.60% |
¥274,703 |
¥32,964,412 |
¥3,964,412 |
| 10 |
2.70% |
¥276,028 |
¥33,123,377 |
¥4,123,377 |
| 10 |
2.80% |
¥277,357 |
¥33,282,820 |
¥4,282,820 |
| 10 |
2.90% |
¥278,690 |
¥33,442,741 |
¥4,442,741 |
| 10 |
3.00% |
¥280,026 |
¥33,603,139 |
¥4,603,139 |
