2940万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2940万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2940万円の住宅ローン｜期間・年数別
2940万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥58,088 | ¥34,853,001 | ¥5,453,001 |
| 50 | 0.80% | ¥59,468 | ¥35,680,628 | ¥6,280,628 |
| 50 | 0.90% | ¥60,867 | ¥36,520,298 | ¥7,120,298 |
| 50 | 1.00% | ¥62,287 | ¥37,371,959 | ¥7,971,959 |
| 50 | 1.10% | ¥63,726 | ¥38,235,554 | ¥8,835,554 |
| 50 | 1.20% | ¥65,185 | ¥39,111,018 | ¥9,711,018 |
| 50 | 1.30% | ¥66,664 | ¥39,998,282 | ¥10,598,282 |
| 50 | 1.40% | ¥68,162 | ¥40,897,273 | ¥11,497,273 |
| 50 | 1.50% | ¥69,680 | ¥41,807,910 | ¥12,407,910 |
| 50 | 1.60% | ¥71,217 | ¥42,730,109 | ¥13,330,109 |
| 50 | 1.70% | ¥72,773 | ¥43,663,781 | ¥14,263,781 |
| 50 | 1.80% | ¥74,348 | ¥44,608,832 | ¥15,208,832 |
| 50 | 1.90% | ¥75,942 | ¥45,565,161 | ¥16,165,161 |
| 50 | 2.00% | ¥77,554 | ¥46,532,667 | ¥17,132,667 |
| 50 | 2.10% | ¥79,185 | ¥47,511,241 | ¥18,111,241 |
| 50 | 2.20% | ¥80,835 | ¥48,500,772 | ¥19,100,772 |
| 50 | 2.30% | ¥82,502 | ¥49,501,144 | ¥20,101,144 |
| 50 | 2.40% | ¥84,187 | ¥50,512,237 | ¥21,112,237 |
| 50 | 2.50% | ¥85,890 | ¥51,533,928 | ¥22,133,928 |
| 50 | 2.60% | ¥87,610 | ¥52,566,092 | ¥23,166,092 |
| 50 | 2.70% | ¥89,348 | ¥53,608,598 | ¥24,208,598 |
| 50 | 2.80% | ¥91,102 | ¥54,661,314 | ¥25,261,314 |
| 50 | 2.90% | ¥92,874 | ¥55,724,104 | ¥26,324,104 |
| 50 | 3.00% | ¥94,661 | ¥56,796,831 | ¥27,396,831 |
2940万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥63,485 | ¥34,281,704 | ¥4,881,704 |
| 45 | 0.80% | ¥64,849 | ¥35,018,530 | ¥5,618,530 |
| 45 | 0.90% | ¥66,232 | ¥35,765,141 | ¥6,365,141 |
| 45 | 1.00% | ¥67,632 | ¥36,521,502 | ¥7,121,502 |
| 45 | 1.10% | ¥69,051 | ¥37,287,575 | ¥7,887,575 |
| 45 | 1.20% | ¥70,488 | ¥38,063,318 | ¥8,663,318 |
| 45 | 1.30% | ¥71,942 | ¥38,848,684 | ¥9,448,684 |
| 45 | 1.40% | ¥73,414 | ¥39,643,624 | ¥10,243,624 |
| 45 | 1.50% | ¥74,904 | ¥40,448,085 | ¥11,048,085 |
| 45 | 1.60% | ¥76,411 | ¥41,262,011 | ¥11,862,011 |
| 45 | 1.70% | ¥77,936 | ¥42,085,343 | ¥12,685,343 |
| 45 | 1.80% | ¥79,478 | ¥42,918,016 | ¥13,518,016 |
| 45 | 1.90% | ¥81,037 | ¥43,759,966 | ¥14,359,966 |
| 45 | 2.00% | ¥82,613 | ¥44,611,122 | ¥15,211,122 |
| 45 | 2.10% | ¥84,206 | ¥45,471,412 | ¥16,071,412 |
| 45 | 2.20% | ¥85,816 | ¥46,340,761 | ¥16,940,761 |
| 45 | 2.30% | ¥87,443 | ¥47,219,091 | ¥17,819,091 |
| 45 | 2.40% | ¥89,086 | ¥48,106,321 | ¥18,706,321 |
| 45 | 2.50% | ¥90,745 | ¥49,002,368 | ¥19,602,368 |
| 45 | 2.60% | ¥92,421 | ¥49,907,145 | ¥20,507,145 |
| 45 | 2.70% | ¥94,112 | ¥50,820,565 | ¥21,420,565 |
| 45 | 2.80% | ¥95,820 | ¥51,742,536 | ¥22,342,536 |
| 45 | 2.90% | ¥97,543 | ¥52,672,967 | ¥23,272,967 |
| 45 | 3.00% | ¥99,281 | ¥53,611,761 | ¥24,211,761 |
2940万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥70,242 | ¥33,716,348 | ¥4,316,348 |
| 40 | 0.80% | ¥71,592 | ¥34,364,169 | ¥4,964,169 |
| 40 | 0.90% | ¥72,958 | ¥35,019,742 | ¥5,619,742 |
| 40 | 1.00% | ¥74,340 | ¥35,683,045 | ¥6,283,045 |
| 40 | 1.10% | ¥75,738 | ¥36,354,054 | ¥6,954,054 |
| 40 | 1.20% | ¥77,152 | ¥37,032,743 | ¥7,632,743 |
| 40 | 1.30% | ¥78,581 | ¥37,719,082 | ¥8,319,082 |
| 40 | 1.40% | ¥80,027 | ¥38,413,040 | ¥9,013,040 |
| 40 | 1.50% | ¥81,489 | ¥39,114,583 | ¥9,714,583 |
| 40 | 1.60% | ¥82,966 | ¥39,823,676 | ¥10,423,676 |
| 40 | 1.70% | ¥84,459 | ¥40,540,281 | ¥11,140,281 |
| 40 | 1.80% | ¥85,967 | ¥41,264,357 | ¥11,864,357 |
| 40 | 1.90% | ¥87,491 | ¥41,995,863 | ¥12,595,863 |
| 40 | 2.00% | ¥89,031 | ¥42,734,754 | ¥13,334,754 |
| 40 | 2.10% | ¥90,585 | ¥43,480,984 | ¥14,080,984 |
| 40 | 2.20% | ¥92,155 | ¥44,234,505 | ¥14,834,505 |
| 40 | 2.30% | ¥93,740 | ¥44,995,267 | ¥15,595,267 |
| 40 | 2.40% | ¥95,340 | ¥45,763,218 | ¥16,363,218 |
| 40 | 2.50% | ¥96,955 | ¥46,538,303 | ¥17,138,303 |
| 40 | 2.60% | ¥98,584 | ¥47,320,469 | ¥17,920,469 |
| 40 | 2.70% | ¥100,228 | ¥48,109,657 | ¥18,709,657 |
| 40 | 2.80% | ¥101,887 | ¥48,905,809 | ¥19,505,809 |
| 40 | 2.90% | ¥103,560 | ¥49,708,864 | ¥20,308,864 |
| 40 | 3.00% | ¥105,247 | ¥50,518,762 | ¥21,118,762 |
2940万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥78,945 | ¥33,156,946 | ¥3,756,946 |
| 35 | 0.80% | ¥80,280 | ¥33,717,565 | ¥4,317,565 |
| 35 | 0.90% | ¥81,629 | ¥34,284,133 | ¥4,884,133 |
| 35 | 1.00% | ¥82,992 | ¥34,856,638 | ¥5,456,638 |
| 35 | 1.10% | ¥84,369 | ¥35,435,065 | ¥6,035,065 |
| 35 | 1.20% | ¥85,760 | ¥36,019,398 | ¥6,619,398 |
| 35 | 1.30% | ¥87,166 | ¥36,609,620 | ¥7,209,620 |
| 35 | 1.40% | ¥88,585 | ¥37,205,712 | ¥7,805,712 |
| 35 | 1.50% | ¥90,018 | ¥37,807,655 | ¥8,407,655 |
| 35 | 1.60% | ¥91,465 | ¥38,415,426 | ¥9,015,426 |
| 35 | 1.70% | ¥92,926 | ¥39,029,003 | ¥9,629,003 |
| 35 | 1.80% | ¥94,401 | ¥39,648,363 | ¥10,248,363 |
| 35 | 1.90% | ¥95,889 | ¥40,273,480 | ¥10,873,480 |
| 35 | 2.00% | ¥97,391 | ¥40,904,327 | ¥11,504,327 |
| 35 | 2.10% | ¥98,907 | ¥41,540,877 | ¥12,140,877 |
| 35 | 2.20% | ¥100,436 | ¥42,183,101 | ¥12,783,101 |
| 35 | 2.30% | ¥101,978 | ¥42,830,969 | ¥13,430,969 |
| 35 | 2.40% | ¥103,534 | ¥43,484,449 | ¥14,084,449 |
| 35 | 2.50% | ¥105,104 | ¥44,143,509 | ¥14,743,509 |
| 35 | 2.60% | ¥106,686 | ¥44,808,116 | ¥15,408,116 |
| 35 | 2.70% | ¥108,282 | ¥45,478,235 | ¥16,078,235 |
| 35 | 2.80% | ¥109,890 | ¥46,153,830 | ¥16,753,830 |
| 35 | 2.90% | ¥111,512 | ¥46,834,865 | ¥17,434,865 |
| 35 | 3.00% | ¥113,146 | ¥47,521,301 | ¥18,121,301 |
2940万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥90,565 | ¥32,603,508 | ¥3,203,508 |
| 30 | 0.80% | ¥91,885 | ¥33,078,737 | ¥3,678,737 |
| 30 | 0.90% | ¥93,218 | ¥33,558,345 | ¥4,158,345 |
| 30 | 1.00% | ¥94,562 | ¥34,042,327 | ¥4,642,327 |
| 30 | 1.10% | ¥95,919 | ¥34,530,673 | ¥5,130,673 |
| 30 | 1.20% | ¥97,287 | ¥35,023,376 | ¥5,623,376 |
| 30 | 1.30% | ¥98,668 | ¥35,520,426 | ¥6,120,426 |
| 30 | 1.40% | ¥100,061 | ¥36,021,812 | ¥6,621,812 |
| 30 | 1.50% | ¥101,465 | ¥36,527,523 | ¥7,127,523 |
| 30 | 1.60% | ¥102,882 | ¥37,037,548 | ¥7,637,548 |
| 30 | 1.70% | ¥104,311 | ¥37,551,874 | ¥8,151,874 |
| 30 | 1.80% | ¥105,751 | ¥38,070,489 | ¥8,670,489 |
| 30 | 1.90% | ¥107,204 | ¥38,593,377 | ¥9,193,377 |
| 30 | 2.00% | ¥108,668 | ¥39,120,525 | ¥9,720,525 |
| 30 | 2.10% | ¥110,144 | ¥39,651,917 | ¥10,251,917 |
| 30 | 2.20% | ¥111,632 | ¥40,187,537 | ¥10,787,537 |
| 30 | 2.30% | ¥113,132 | ¥40,727,369 | ¥11,327,369 |
| 30 | 2.40% | ¥114,643 | ¥41,271,394 | ¥11,871,394 |
| 30 | 2.50% | ¥116,166 | ¥41,819,596 | ¥12,419,596 |
| 30 | 2.60% | ¥117,700 | ¥42,371,955 | ¥12,971,955 |
| 30 | 2.70% | ¥119,246 | ¥42,928,452 | ¥13,528,452 |
| 30 | 2.80% | ¥120,803 | ¥43,489,068 | ¥14,089,068 |
| 30 | 2.90% | ¥122,372 | ¥44,053,781 | ¥14,653,781 |
| 30 | 3.00% | ¥123,952 | ¥44,622,571 | ¥15,222,571 |
2940万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥106,853 | ¥32,056,045 | ¥2,656,045 |
| 25 | 0.80% | ¥108,159 | ¥32,447,701 | ¥3,047,701 |
| 25 | 0.90% | ¥109,475 | ¥32,842,404 | ¥3,442,404 |
| 25 | 1.00% | ¥110,801 | ¥33,240,150 | ¥3,840,150 |
| 25 | 1.10% | ¥112,136 | ¥33,640,937 | ¥4,240,937 |
| 25 | 1.20% | ¥113,483 | ¥34,044,758 | ¥4,644,758 |
| 25 | 1.30% | ¥114,839 | ¥34,451,610 | ¥5,051,610 |
| 25 | 1.40% | ¥116,205 | ¥34,861,487 | ¥5,461,487 |
| 25 | 1.50% | ¥117,581 | ¥35,274,384 | ¥5,874,384 |
| 25 | 1.60% | ¥118,968 | ¥35,690,295 | ¥6,290,295 |
| 25 | 1.70% | ¥120,364 | ¥36,109,214 | ¥6,709,214 |
| 25 | 1.80% | ¥121,770 | ¥36,531,135 | ¥7,131,135 |
| 25 | 1.90% | ¥123,187 | ¥36,956,050 | ¥7,556,050 |
| 25 | 2.00% | ¥124,613 | ¥37,383,953 | ¥7,983,953 |
| 25 | 2.10% | ¥126,049 | ¥37,814,835 | ¥8,414,835 |
| 25 | 2.20% | ¥127,496 | ¥38,248,689 | ¥8,848,689 |
| 25 | 2.30% | ¥128,952 | ¥38,685,506 | ¥9,285,506 |
| 25 | 2.40% | ¥130,418 | ¥39,125,278 | ¥9,725,278 |
| 25 | 2.50% | ¥131,893 | ¥39,567,996 | ¥10,167,996 |
| 25 | 2.60% | ¥133,379 | ¥40,013,651 | ¥10,613,651 |
| 25 | 2.70% | ¥134,874 | ¥40,462,232 | ¥11,062,232 |
| 25 | 2.80% | ¥136,379 | ¥40,913,731 | ¥11,513,731 |
| 25 | 2.90% | ¥137,894 | ¥41,368,136 | ¥11,968,136 |
| 25 | 3.00% | ¥139,418 | ¥41,825,438 | ¥12,425,438 |
2940万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥131,311 | ¥31,514,565 | ¥2,114,565 |
| 20 | 0.80% | ¥132,602 | ¥31,824,471 | ¥2,424,471 |
| 20 | 0.90% | ¥133,901 | ¥32,136,331 | ¥2,736,331 |
| 20 | 1.00% | ¥135,209 | ¥32,450,142 | ¥3,050,142 |
| 20 | 1.10% | ¥136,525 | ¥32,765,903 | ¥3,365,903 |
| 20 | 1.20% | ¥137,848 | ¥33,083,612 | ¥3,683,612 |
| 20 | 1.30% | ¥139,180 | ¥33,403,266 | ¥4,003,266 |
| 20 | 1.40% | ¥140,520 | ¥33,724,865 | ¥4,324,865 |
| 20 | 1.50% | ¥141,868 | ¥34,048,404 | ¥4,648,404 |
| 20 | 1.60% | ¥143,225 | ¥34,373,882 | ¥4,973,882 |
| 20 | 1.70% | ¥144,589 | ¥34,701,297 | ¥5,301,297 |
| 20 | 1.80% | ¥145,961 | ¥35,030,644 | ¥5,630,644 |
| 20 | 1.90% | ¥147,341 | ¥35,361,923 | ¥5,961,923 |
| 20 | 2.00% | ¥148,730 | ¥35,695,128 | ¥6,295,128 |
| 20 | 2.10% | ¥150,126 | ¥36,030,258 | ¥6,630,258 |
| 20 | 2.20% | ¥151,530 | ¥36,367,308 | ¥6,967,308 |
| 20 | 2.30% | ¥152,943 | ¥36,706,276 | ¥7,306,276 |
| 20 | 2.40% | ¥154,363 | ¥37,047,157 | ¥7,647,157 |
| 20 | 2.50% | ¥155,791 | ¥37,389,948 | ¥7,989,948 |
| 20 | 2.60% | ¥157,228 | ¥37,734,645 | ¥8,334,645 |
| 20 | 2.70% | ¥158,672 | ¥38,081,243 | ¥8,681,243 |
| 20 | 2.80% | ¥160,124 | ¥38,429,740 | ¥9,029,740 |
| 20 | 2.90% | ¥161,584 | ¥38,780,129 | ¥9,380,129 |
| 20 | 3.00% | ¥163,052 | ¥39,132,407 | ¥9,732,407 |
2940万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥172,106 | ¥30,979,073 | ¥1,579,073 |
| 15 | 0.80% | ¥173,384 | ¥31,209,059 | ¥1,809,059 |
| 15 | 0.90% | ¥174,667 | ¥31,440,145 | ¥2,040,145 |
| 15 | 1.00% | ¥175,957 | ¥31,672,330 | ¥2,272,330 |
| 15 | 1.10% | ¥177,253 | ¥31,905,613 | ¥2,505,613 |
| 15 | 1.20% | ¥178,556 | ¥32,139,995 | ¥2,739,995 |
| 15 | 1.30% | ¥179,864 | ¥32,375,474 | ¥2,975,474 |
| 15 | 1.40% | ¥181,178 | ¥32,612,049 | ¥3,212,049 |
| 15 | 1.50% | ¥182,498 | ¥32,849,721 | ¥3,449,721 |
| 15 | 1.60% | ¥183,825 | ¥33,088,487 | ¥3,688,487 |
| 15 | 1.70% | ¥185,157 | ¥33,328,347 | ¥3,928,347 |
| 15 | 1.80% | ¥186,496 | ¥33,569,300 | ¥4,169,300 |
| 15 | 1.90% | ¥187,841 | ¥33,811,344 | ¥4,411,344 |
| 15 | 2.00% | ¥189,192 | ¥34,054,480 | ¥4,654,480 |
| 15 | 2.10% | ¥190,548 | ¥34,298,706 | ¥4,898,706 |
| 15 | 2.20% | ¥191,911 | ¥34,544,021 | ¥5,144,021 |
| 15 | 2.30% | ¥193,280 | ¥34,790,423 | ¥5,390,423 |
| 15 | 2.40% | ¥194,655 | ¥35,037,911 | ¥5,637,911 |
| 15 | 2.50% | ¥196,036 | ¥35,286,485 | ¥5,886,485 |
| 15 | 2.60% | ¥197,423 | ¥35,536,142 | ¥6,136,142 |
| 15 | 2.70% | ¥198,816 | ¥35,786,882 | ¥6,386,882 |
| 15 | 2.80% | ¥200,215 | ¥36,038,702 | ¥6,638,702 |
| 15 | 2.90% | ¥201,620 | ¥36,291,602 | ¥6,891,602 |
| 15 | 3.00% | ¥203,031 | ¥36,545,580 | ¥7,145,580 |
2940万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥253,746 | ¥30,449,575 | ¥1,049,575 |
| 10 | 0.80% | ¥255,012 | ¥30,601,472 | ¥1,201,472 |
| 10 | 0.90% | ¥256,282 | ¥30,753,859 | ¥1,353,859 |
| 10 | 1.00% | ¥257,556 | ¥30,906,734 | ¥1,506,734 |
| 10 | 1.10% | ¥258,834 | ¥31,060,098 | ¥1,660,098 |
| 10 | 1.20% | ¥260,116 | ¥31,213,951 | ¥1,813,951 |
| 10 | 1.30% | ¥261,402 | ¥31,368,293 | ¥1,968,293 |
| 10 | 1.40% | ¥262,693 | ¥31,523,123 | ¥2,123,123 |
| 10 | 1.50% | ¥263,987 | ¥31,678,441 | ¥2,278,441 |
| 10 | 1.60% | ¥265,285 | ¥31,834,247 | ¥2,434,247 |
| 10 | 1.70% | ¥266,588 | ¥31,990,541 | ¥2,590,541 |
| 10 | 1.80% | ¥267,894 | ¥32,147,322 | ¥2,747,322 |
| 10 | 1.90% | ¥269,205 | ¥32,304,591 | ¥2,904,591 |
| 10 | 2.00% | ¥270,520 | ¥32,462,347 | ¥3,062,347 |
| 10 | 2.10% | ¥271,838 | ¥32,620,589 | ¥3,220,589 |
| 10 | 2.20% | ¥273,161 | ¥32,779,318 | ¥3,379,318 |
| 10 | 2.30% | ¥274,488 | ¥32,938,533 | ¥3,538,533 |
| 10 | 2.40% | ¥275,819 | ¥33,098,234 | ¥3,698,234 |
| 10 | 2.50% | ¥277,154 | ¥33,258,421 | ¥3,858,421 |
| 10 | 2.60% | ¥278,492 | ¥33,419,094 | ¥4,019,094 |
| 10 | 2.70% | ¥279,835 | ¥33,580,251 | ¥4,180,251 |
| 10 | 2.80% | ¥281,182 | ¥33,741,893 | ¥4,341,893 |
| 10 | 2.90% | ¥282,533 | ¥33,904,020 | ¥4,504,020 |
| 10 | 3.00% | ¥283,889 | ¥34,066,631 | ¥4,666,631 |
