2950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2950万円の住宅ローン｜期間・年数別
2950万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥58,286 | ¥34,971,549 | ¥5,471,549 |
| 50 | 0.80% | ¥59,670 | ¥35,801,991 | ¥6,301,991 |
| 50 | 0.90% | ¥61,074 | ¥36,644,517 | ¥7,144,517 |
| 50 | 1.00% | ¥62,498 | ¥37,499,075 | ¥7,999,075 |
| 50 | 1.10% | ¥63,943 | ¥38,365,607 | ¥8,865,607 |
| 50 | 1.20% | ¥65,407 | ¥39,244,048 | ¥9,744,048 |
| 50 | 1.30% | ¥66,891 | ¥40,134,331 | ¥10,634,331 |
| 50 | 1.40% | ¥68,394 | ¥41,036,379 | ¥11,536,379 |
| 50 | 1.50% | ¥69,917 | ¥41,950,114 | ¥12,450,114 |
| 50 | 1.60% | ¥71,459 | ¥42,875,450 | ¥13,375,450 |
| 50 | 1.70% | ¥73,020 | ¥43,812,298 | ¥14,312,298 |
| 50 | 1.80% | ¥74,601 | ¥44,760,562 | ¥15,260,562 |
| 50 | 1.90% | ¥76,200 | ¥45,720,145 | ¥16,220,145 |
| 50 | 2.00% | ¥77,818 | ¥46,690,941 | ¥17,190,941 |
| 50 | 2.10% | ¥79,455 | ¥47,672,844 | ¥18,172,844 |
| 50 | 2.20% | ¥81,110 | ¥48,665,740 | ¥19,165,740 |
| 50 | 2.30% | ¥82,783 | ¥49,669,515 | ¥20,169,515 |
| 50 | 2.40% | ¥84,473 | ¥50,684,047 | ¥21,184,047 |
| 50 | 2.50% | ¥86,182 | ¥51,709,214 | ¥22,209,214 |
| 50 | 2.60% | ¥87,908 | ¥52,744,888 | ¥23,244,888 |
| 50 | 2.70% | ¥89,652 | ¥53,790,940 | ¥24,290,940 |
| 50 | 2.80% | ¥91,412 | ¥54,847,237 | ¥25,347,237 |
| 50 | 2.90% | ¥93,189 | ¥55,913,642 | ¥26,413,642 |
| 50 | 3.00% | ¥94,983 | ¥56,990,017 | ¥27,490,017 |
2950万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥63,701 | ¥34,398,308 | ¥4,898,308 |
| 45 | 0.80% | ¥65,070 | ¥35,137,641 | ¥5,637,641 |
| 45 | 0.90% | ¥66,457 | ¥35,886,791 | ¥6,386,791 |
| 45 | 1.00% | ¥67,862 | ¥36,645,725 | ¥7,145,725 |
| 45 | 1.10% | ¥69,286 | ¥37,414,404 | ¥7,914,404 |
| 45 | 1.20% | ¥70,727 | ¥38,192,785 | ¥8,692,785 |
| 45 | 1.30% | ¥72,187 | ¥38,980,822 | ¥9,480,822 |
| 45 | 1.40% | ¥73,664 | ¥39,778,466 | ¥10,278,466 |
| 45 | 1.50% | ¥75,159 | ¥40,585,664 | ¥11,085,664 |
| 45 | 1.60% | ¥76,671 | ¥41,402,358 | ¥11,902,358 |
| 45 | 1.70% | ¥78,201 | ¥42,228,490 | ¥12,728,490 |
| 45 | 1.80% | ¥79,748 | ¥43,063,996 | ¥13,563,996 |
| 45 | 1.90% | ¥81,313 | ¥43,908,809 | ¥14,408,809 |
| 45 | 2.00% | ¥82,894 | ¥44,762,860 | ¥15,262,860 |
| 45 | 2.10% | ¥84,493 | ¥45,626,077 | ¥16,126,077 |
| 45 | 2.20% | ¥86,108 | ¥46,498,383 | ¥16,998,383 |
| 45 | 2.30% | ¥87,740 | ¥47,379,700 | ¥17,879,700 |
| 45 | 2.40% | ¥89,389 | ¥48,269,948 | ¥18,769,948 |
| 45 | 2.50% | ¥91,054 | ¥49,169,042 | ¥19,669,042 |
| 45 | 2.60% | ¥92,735 | ¥50,076,897 | ¥20,576,897 |
| 45 | 2.70% | ¥94,432 | ¥50,993,424 | ¥21,493,424 |
| 45 | 2.80% | ¥96,145 | ¥51,918,531 | ¥22,418,531 |
| 45 | 2.90% | ¥97,874 | ¥52,852,126 | ¥23,352,126 |
| 45 | 3.00% | ¥99,619 | ¥53,794,114 | ¥24,294,114 |
2950万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥70,481 | ¥33,831,029 | ¥4,331,029 |
| 40 | 0.80% | ¥71,836 | ¥34,481,054 | ¥4,981,054 |
| 40 | 0.90% | ¥73,206 | ¥35,138,856 | ¥5,638,856 |
| 40 | 1.00% | ¥74,593 | ¥35,804,416 | ¥6,304,416 |
| 40 | 1.10% | ¥75,995 | ¥36,477,708 | ¥6,977,708 |
| 40 | 1.20% | ¥77,414 | ¥37,158,705 | ¥7,658,705 |
| 40 | 1.30% | ¥78,849 | ¥37,847,378 | ¥8,347,378 |
| 40 | 1.40% | ¥80,299 | ¥38,543,696 | ¥9,043,696 |
| 40 | 1.50% | ¥81,766 | ¥39,247,626 | ¥9,747,626 |
| 40 | 1.60% | ¥83,248 | ¥39,959,131 | ¥10,459,131 |
| 40 | 1.70% | ¥84,746 | ¥40,678,173 | ¥11,178,173 |
| 40 | 1.80% | ¥86,260 | ¥41,404,712 | ¥11,904,712 |
| 40 | 1.90% | ¥87,789 | ¥42,138,706 | ¥12,638,706 |
| 40 | 2.00% | ¥89,334 | ¥42,880,111 | ¥13,380,111 |
| 40 | 2.10% | ¥90,893 | ¥43,628,879 | ¥14,128,879 |
| 40 | 2.20% | ¥92,469 | ¥44,384,963 | ¥14,884,963 |
| 40 | 2.30% | ¥94,059 | ¥45,148,312 | ¥15,648,312 |
| 40 | 2.40% | ¥95,664 | ¥45,918,875 | ¥16,418,875 |
| 40 | 2.50% | ¥97,285 | ¥46,696,597 | ¥17,196,597 |
| 40 | 2.60% | ¥98,920 | ¥47,481,423 | ¥17,981,423 |
| 40 | 2.70% | ¥100,569 | ¥48,273,295 | ¥18,773,295 |
| 40 | 2.80% | ¥102,234 | ¥49,072,155 | ¥19,572,155 |
| 40 | 2.90% | ¥103,912 | ¥49,877,942 | ¥20,377,942 |
| 40 | 3.00% | ¥105,605 | ¥50,690,594 | ¥21,190,594 |
2950万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥79,214 | ¥33,269,724 | ¥3,769,724 |
| 35 | 0.80% | ¥80,553 | ¥33,832,250 | ¥4,332,250 |
| 35 | 0.90% | ¥81,907 | ¥34,400,746 | ¥4,900,746 |
| 35 | 1.00% | ¥83,274 | ¥34,975,198 | ¥5,475,198 |
| 35 | 1.10% | ¥84,656 | ¥35,555,593 | ¥6,055,593 |
| 35 | 1.20% | ¥86,052 | ¥36,141,913 | ¥6,641,913 |
| 35 | 1.30% | ¥87,462 | ¥36,734,143 | ¥7,234,143 |
| 35 | 1.40% | ¥88,886 | ¥37,332,262 | ¥7,832,262 |
| 35 | 1.50% | ¥90,324 | ¥37,936,252 | ¥8,436,252 |
| 35 | 1.60% | ¥91,776 | ¥38,546,091 | ¥9,046,091 |
| 35 | 1.70% | ¥93,242 | ¥39,161,755 | ¥9,661,755 |
| 35 | 1.80% | ¥94,722 | ¥39,783,221 | ¥10,283,221 |
| 35 | 1.90% | ¥96,215 | ¥40,410,464 | ¥10,910,464 |
| 35 | 2.00% | ¥97,723 | ¥41,043,457 | ¥11,543,457 |
| 35 | 2.10% | ¥99,243 | ¥41,682,172 | ¥12,182,172 |
| 35 | 2.20% | ¥100,778 | ¥42,326,581 | ¥12,826,581 |
| 35 | 2.30% | ¥102,325 | ¥42,976,652 | ¥13,476,652 |
| 35 | 2.40% | ¥103,887 | ¥43,632,355 | ¥14,132,355 |
| 35 | 2.50% | ¥105,461 | ¥44,293,657 | ¥14,793,657 |
| 35 | 2.60% | ¥107,049 | ¥44,960,525 | ¥15,460,525 |
| 35 | 2.70% | ¥108,650 | ¥45,632,923 | ¥16,132,923 |
| 35 | 2.80% | ¥110,264 | ¥46,310,816 | ¥16,810,816 |
| 35 | 2.90% | ¥111,891 | ¥46,994,167 | ¥17,494,167 |
| 35 | 3.00% | ¥113,531 | ¥47,682,939 | ¥18,182,939 |
2950万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥90,873 | ¥32,714,405 | ¥3,214,405 |
| 30 | 0.80% | ¥92,198 | ¥33,191,249 | ¥3,691,249 |
| 30 | 0.90% | ¥93,535 | ¥33,672,489 | ¥4,172,489 |
| 30 | 1.00% | ¥94,884 | ¥34,158,117 | ¥4,658,117 |
| 30 | 1.10% | ¥96,245 | ¥34,648,125 | ¥5,148,125 |
| 30 | 1.20% | ¥97,618 | ¥35,142,503 | ¥5,642,503 |
| 30 | 1.30% | ¥99,003 | ¥35,641,243 | ¥6,141,243 |
| 30 | 1.40% | ¥100,401 | ¥36,144,335 | ¥6,644,335 |
| 30 | 1.50% | ¥101,810 | ¥36,651,766 | ¥7,151,766 |
| 30 | 1.60% | ¥103,232 | ¥37,163,526 | ¥7,663,526 |
| 30 | 1.70% | ¥104,666 | ¥37,679,602 | ¥8,179,602 |
| 30 | 1.80% | ¥106,111 | ¥38,199,980 | ¥8,699,980 |
| 30 | 1.90% | ¥107,568 | ¥38,724,647 | ¥9,224,647 |
| 30 | 2.00% | ¥109,038 | ¥39,253,588 | ¥9,753,588 |
| 30 | 2.10% | ¥110,519 | ¥39,786,787 | ¥10,286,787 |
| 30 | 2.20% | ¥112,012 | ¥40,324,229 | ¥10,824,229 |
| 30 | 2.30% | ¥113,516 | ¥40,865,897 | ¥11,365,897 |
| 30 | 2.40% | ¥115,033 | ¥41,411,773 | ¥11,911,773 |
| 30 | 2.50% | ¥116,561 | ¥41,961,839 | ¥12,461,839 |
| 30 | 2.60% | ¥118,100 | ¥42,516,077 | ¥13,016,077 |
| 30 | 2.70% | ¥119,651 | ¥43,074,467 | ¥13,574,467 |
| 30 | 2.80% | ¥121,214 | ¥43,636,990 | ¥14,136,990 |
| 30 | 2.90% | ¥122,788 | ¥44,203,624 | ¥14,703,624 |
| 30 | 3.00% | ¥124,373 | ¥44,774,348 | ¥15,274,348 |
2950万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥107,217 | ¥32,165,079 | ¥2,665,079 |
| 25 | 0.80% | ¥108,527 | ¥32,558,067 | ¥3,058,067 |
| 25 | 0.90% | ¥109,847 | ¥32,954,113 | ¥3,454,113 |
| 25 | 1.00% | ¥111,177 | ¥33,353,212 | ¥3,853,212 |
| 25 | 1.10% | ¥112,518 | ¥33,755,361 | ¥4,255,361 |
| 25 | 1.20% | ¥113,869 | ¥34,160,556 | ¥4,660,556 |
| 25 | 1.30% | ¥115,229 | ¥34,568,792 | ¥5,068,792 |
| 25 | 1.40% | ¥116,600 | ¥34,980,063 | ¥5,480,063 |
| 25 | 1.50% | ¥117,981 | ¥35,394,365 | ¥5,894,365 |
| 25 | 1.60% | ¥119,372 | ¥35,811,691 | ¥6,311,691 |
| 25 | 1.70% | ¥120,773 | ¥36,232,035 | ¥6,732,035 |
| 25 | 1.80% | ¥122,185 | ¥36,655,391 | ¥7,155,391 |
| 25 | 1.90% | ¥123,606 | ¥37,081,751 | ¥7,581,751 |
| 25 | 2.00% | ¥125,037 | ¥37,511,109 | ¥8,011,109 |
| 25 | 2.10% | ¥126,478 | ¥37,943,457 | ¥8,443,457 |
| 25 | 2.20% | ¥127,929 | ¥38,378,786 | ¥8,878,786 |
| 25 | 2.30% | ¥129,390 | ¥38,817,089 | ¥9,317,089 |
| 25 | 2.40% | ¥130,861 | ¥39,258,357 | ¥9,758,357 |
| 25 | 2.50% | ¥132,342 | ¥39,702,581 | ¥10,202,581 |
| 25 | 2.60% | ¥133,833 | ¥40,149,751 | ¥10,649,751 |
| 25 | 2.70% | ¥135,333 | ¥40,599,859 | ¥11,099,859 |
| 25 | 2.80% | ¥136,843 | ¥41,052,893 | ¥11,552,893 |
| 25 | 2.90% | ¥138,363 | ¥41,508,844 | ¥12,008,844 |
| 25 | 3.00% | ¥139,892 | ¥41,967,701 | ¥12,467,701 |
2950万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥131,757 | ¥31,621,757 | ¥2,121,757 |
| 20 | 0.80% | ¥133,053 | ¥31,932,718 | ¥2,432,718 |
| 20 | 0.90% | ¥134,357 | ¥32,245,638 | ¥2,745,638 |
| 20 | 1.00% | ¥135,669 | ¥32,560,517 | ¥3,060,517 |
| 20 | 1.10% | ¥136,989 | ¥32,877,352 | ¥3,377,352 |
| 20 | 1.20% | ¥138,317 | ¥33,196,141 | ¥3,696,141 |
| 20 | 1.30% | ¥139,654 | ¥33,516,883 | ¥4,016,883 |
| 20 | 1.40% | ¥140,998 | ¥33,839,575 | ¥4,339,575 |
| 20 | 1.50% | ¥142,351 | ¥34,164,215 | ¥4,664,215 |
| 20 | 1.60% | ¥143,712 | ¥34,490,800 | ¥4,990,800 |
| 20 | 1.70% | ¥145,081 | ¥34,819,328 | ¥5,319,328 |
| 20 | 1.80% | ¥146,457 | ¥35,149,796 | ¥5,649,796 |
| 20 | 1.90% | ¥147,843 | ¥35,482,201 | ¥5,982,201 |
| 20 | 2.00% | ¥149,236 | ¥35,816,540 | ¥6,316,540 |
| 20 | 2.10% | ¥150,637 | ¥36,152,810 | ¥6,652,810 |
| 20 | 2.20% | ¥152,046 | ¥36,491,007 | ¥6,991,007 |
| 20 | 2.30% | ¥153,463 | ¥36,831,127 | ¥7,331,127 |
| 20 | 2.40% | ¥154,888 | ¥37,173,168 | ¥7,673,168 |
| 20 | 2.50% | ¥156,321 | ¥37,517,125 | ¥8,017,125 |
| 20 | 2.60% | ¥157,762 | ¥37,862,994 | ¥8,362,994 |
| 20 | 2.70% | ¥159,212 | ¥38,210,772 | ¥8,710,772 |
| 20 | 2.80% | ¥160,669 | ¥38,560,453 | ¥9,060,453 |
| 20 | 2.90% | ¥162,133 | ¥38,912,034 | ¥9,412,034 |
| 20 | 3.00% | ¥163,606 | ¥39,265,510 | ¥9,765,510 |
2950万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥172,691 | ¥31,084,444 | ¥1,584,444 |
| 15 | 0.80% | ¥173,973 | ¥31,315,212 | ¥1,815,212 |
| 15 | 0.90% | ¥175,262 | ¥31,547,084 | ¥2,047,084 |
| 15 | 1.00% | ¥176,556 | ¥31,780,059 | ¥2,280,059 |
| 15 | 1.10% | ¥177,856 | ¥32,014,136 | ¥2,514,136 |
| 15 | 1.20% | ¥179,163 | ¥32,249,315 | ¥2,749,315 |
| 15 | 1.30% | ¥180,476 | ¥32,485,595 | ¥2,985,595 |
| 15 | 1.40% | ¥181,794 | ¥32,722,975 | ¥3,222,975 |
| 15 | 1.50% | ¥183,119 | ¥32,961,454 | ¥3,461,454 |
| 15 | 1.60% | ¥184,450 | ¥33,201,033 | ¥3,701,033 |
| 15 | 1.70% | ¥185,787 | ¥33,441,708 | ¥3,941,708 |
| 15 | 1.80% | ¥187,130 | ¥33,683,481 | ¥4,183,481 |
| 15 | 1.90% | ¥188,480 | ¥33,926,349 | ¥4,426,349 |
| 15 | 2.00% | ¥189,835 | ¥34,170,312 | ¥4,670,312 |
| 15 | 2.10% | ¥191,196 | ¥34,415,369 | ¥4,915,369 |
| 15 | 2.20% | ¥192,564 | ¥34,661,517 | ¥5,161,517 |
| 15 | 2.30% | ¥193,938 | ¥34,908,758 | ¥5,408,758 |
| 15 | 2.40% | ¥195,317 | ¥35,157,088 | ¥5,657,088 |
| 15 | 2.50% | ¥196,703 | ¥35,406,507 | ¥5,906,507 |
| 15 | 2.60% | ¥198,095 | ¥35,657,013 | ¥6,157,013 |
| 15 | 2.70% | ¥199,492 | ¥35,908,606 | ¥6,408,606 |
| 15 | 2.80% | ¥200,896 | ¥36,161,283 | ¥6,661,283 |
| 15 | 2.90% | ¥202,306 | ¥36,415,043 | ¥6,915,043 |
| 15 | 3.00% | ¥203,722 | ¥36,669,885 | ¥7,169,885 |
2950万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥254,610 | ¥30,553,145 | ¥1,053,145 |
| 10 | 0.80% | ¥255,880 | ¥30,705,559 | ¥1,205,559 |
| 10 | 0.90% | ¥257,154 | ¥30,858,463 | ¥1,358,463 |
| 10 | 1.00% | ¥258,432 | ¥31,011,859 | ¥1,511,859 |
| 10 | 1.10% | ¥259,715 | ¥31,165,745 | ¥1,665,745 |
| 10 | 1.20% | ¥261,001 | ¥31,320,121 | ¥1,820,121 |
| 10 | 1.30% | ¥262,292 | ¥31,474,988 | ¥1,974,988 |
| 10 | 1.40% | ¥263,586 | ¥31,630,345 | ¥2,130,345 |
| 10 | 1.50% | ¥264,885 | ¥31,786,191 | ¥2,286,191 |
| 10 | 1.60% | ¥266,188 | ¥31,942,527 | ¥2,442,527 |
| 10 | 1.70% | ¥267,495 | ¥32,099,352 | ¥2,599,352 |
| 10 | 1.80% | ¥268,806 | ¥32,256,667 | ¥2,756,667 |
| 10 | 1.90% | ¥270,121 | ¥32,414,470 | ¥2,914,470 |
| 10 | 2.00% | ¥271,440 | ¥32,572,763 | ¥3,072,763 |
| 10 | 2.10% | ¥272,763 | ¥32,731,543 | ¥3,231,543 |
| 10 | 2.20% | ¥274,090 | ¥32,890,812 | ¥3,390,812 |
| 10 | 2.30% | ¥275,421 | ¥33,050,569 | ¥3,550,569 |
| 10 | 2.40% | ¥276,757 | ¥33,210,813 | ¥3,710,813 |
| 10 | 2.50% | ¥278,096 | ¥33,371,545 | ¥3,871,545 |
| 10 | 2.60% | ¥279,440 | ¥33,532,764 | ¥4,032,764 |
| 10 | 2.70% | ¥280,787 | ¥33,694,470 | ¥4,194,470 |
| 10 | 2.80% | ¥282,139 | ¥33,856,662 | ¥4,356,662 |
| 10 | 2.90% | ¥283,494 | ¥34,019,340 | ¥4,519,340 |
| 10 | 3.00% | ¥284,854 | ¥34,182,504 | ¥4,682,504 |
