2950万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2950万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2950万円の住宅ローン｜期間・年数別
2950万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥58,286 |
¥34,971,549 |
¥5,471,549 |
| 50 |
0.80% |
¥59,670 |
¥35,801,991 |
¥6,301,991 |
| 50 |
0.90% |
¥61,074 |
¥36,644,517 |
¥7,144,517 |
| 50 |
1.00% |
¥62,498 |
¥37,499,075 |
¥7,999,075 |
| 50 |
1.10% |
¥63,943 |
¥38,365,607 |
¥8,865,607 |
| 50 |
1.20% |
¥65,407 |
¥39,244,048 |
¥9,744,048 |
| 50 |
1.30% |
¥66,891 |
¥40,134,331 |
¥10,634,331 |
| 50 |
1.40% |
¥68,394 |
¥41,036,379 |
¥11,536,379 |
| 50 |
1.50% |
¥69,917 |
¥41,950,114 |
¥12,450,114 |
| 50 |
1.60% |
¥71,459 |
¥42,875,450 |
¥13,375,450 |
| 50 |
1.70% |
¥73,020 |
¥43,812,298 |
¥14,312,298 |
| 50 |
1.80% |
¥74,601 |
¥44,760,562 |
¥15,260,562 |
| 50 |
1.90% |
¥76,200 |
¥45,720,145 |
¥16,220,145 |
| 50 |
2.00% |
¥77,818 |
¥46,690,941 |
¥17,190,941 |
| 50 |
2.10% |
¥79,455 |
¥47,672,844 |
¥18,172,844 |
| 50 |
2.20% |
¥81,110 |
¥48,665,740 |
¥19,165,740 |
| 50 |
2.30% |
¥82,783 |
¥49,669,515 |
¥20,169,515 |
| 50 |
2.40% |
¥84,473 |
¥50,684,047 |
¥21,184,047 |
| 50 |
2.50% |
¥86,182 |
¥51,709,214 |
¥22,209,214 |
| 50 |
2.60% |
¥87,908 |
¥52,744,888 |
¥23,244,888 |
| 50 |
2.70% |
¥89,652 |
¥53,790,940 |
¥24,290,940 |
| 50 |
2.80% |
¥91,412 |
¥54,847,237 |
¥25,347,237 |
| 50 |
2.90% |
¥93,189 |
¥55,913,642 |
¥26,413,642 |
| 50 |
3.00% |
¥94,983 |
¥56,990,017 |
¥27,490,017 |
2950万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥63,701 |
¥34,398,308 |
¥4,898,308 |
| 45 |
0.80% |
¥65,070 |
¥35,137,641 |
¥5,637,641 |
| 45 |
0.90% |
¥66,457 |
¥35,886,791 |
¥6,386,791 |
| 45 |
1.00% |
¥67,862 |
¥36,645,725 |
¥7,145,725 |
| 45 |
1.10% |
¥69,286 |
¥37,414,404 |
¥7,914,404 |
| 45 |
1.20% |
¥70,727 |
¥38,192,785 |
¥8,692,785 |
| 45 |
1.30% |
¥72,187 |
¥38,980,822 |
¥9,480,822 |
| 45 |
1.40% |
¥73,664 |
¥39,778,466 |
¥10,278,466 |
| 45 |
1.50% |
¥75,159 |
¥40,585,664 |
¥11,085,664 |
| 45 |
1.60% |
¥76,671 |
¥41,402,358 |
¥11,902,358 |
| 45 |
1.70% |
¥78,201 |
¥42,228,490 |
¥12,728,490 |
| 45 |
1.80% |
¥79,748 |
¥43,063,996 |
¥13,563,996 |
| 45 |
1.90% |
¥81,313 |
¥43,908,809 |
¥14,408,809 |
| 45 |
2.00% |
¥82,894 |
¥44,762,860 |
¥15,262,860 |
| 45 |
2.10% |
¥84,493 |
¥45,626,077 |
¥16,126,077 |
| 45 |
2.20% |
¥86,108 |
¥46,498,383 |
¥16,998,383 |
| 45 |
2.30% |
¥87,740 |
¥47,379,700 |
¥17,879,700 |
| 45 |
2.40% |
¥89,389 |
¥48,269,948 |
¥18,769,948 |
| 45 |
2.50% |
¥91,054 |
¥49,169,042 |
¥19,669,042 |
| 45 |
2.60% |
¥92,735 |
¥50,076,897 |
¥20,576,897 |
| 45 |
2.70% |
¥94,432 |
¥50,993,424 |
¥21,493,424 |
| 45 |
2.80% |
¥96,145 |
¥51,918,531 |
¥22,418,531 |
| 45 |
2.90% |
¥97,874 |
¥52,852,126 |
¥23,352,126 |
| 45 |
3.00% |
¥99,619 |
¥53,794,114 |
¥24,294,114 |
2950万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥70,481 |
¥33,831,029 |
¥4,331,029 |
| 40 |
0.80% |
¥71,836 |
¥34,481,054 |
¥4,981,054 |
| 40 |
0.90% |
¥73,206 |
¥35,138,856 |
¥5,638,856 |
| 40 |
1.00% |
¥74,593 |
¥35,804,416 |
¥6,304,416 |
| 40 |
1.10% |
¥75,995 |
¥36,477,708 |
¥6,977,708 |
| 40 |
1.20% |
¥77,414 |
¥37,158,705 |
¥7,658,705 |
| 40 |
1.30% |
¥78,849 |
¥37,847,378 |
¥8,347,378 |
| 40 |
1.40% |
¥80,299 |
¥38,543,696 |
¥9,043,696 |
| 40 |
1.50% |
¥81,766 |
¥39,247,626 |
¥9,747,626 |
| 40 |
1.60% |
¥83,248 |
¥39,959,131 |
¥10,459,131 |
| 40 |
1.70% |
¥84,746 |
¥40,678,173 |
¥11,178,173 |
| 40 |
1.80% |
¥86,260 |
¥41,404,712 |
¥11,904,712 |
| 40 |
1.90% |
¥87,789 |
¥42,138,706 |
¥12,638,706 |
| 40 |
2.00% |
¥89,334 |
¥42,880,111 |
¥13,380,111 |
| 40 |
2.10% |
¥90,893 |
¥43,628,879 |
¥14,128,879 |
| 40 |
2.20% |
¥92,469 |
¥44,384,963 |
¥14,884,963 |
| 40 |
2.30% |
¥94,059 |
¥45,148,312 |
¥15,648,312 |
| 40 |
2.40% |
¥95,664 |
¥45,918,875 |
¥16,418,875 |
| 40 |
2.50% |
¥97,285 |
¥46,696,597 |
¥17,196,597 |
| 40 |
2.60% |
¥98,920 |
¥47,481,423 |
¥17,981,423 |
| 40 |
2.70% |
¥100,569 |
¥48,273,295 |
¥18,773,295 |
| 40 |
2.80% |
¥102,234 |
¥49,072,155 |
¥19,572,155 |
| 40 |
2.90% |
¥103,912 |
¥49,877,942 |
¥20,377,942 |
| 40 |
3.00% |
¥105,605 |
¥50,690,594 |
¥21,190,594 |
2950万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥79,214 |
¥33,269,724 |
¥3,769,724 |
| 35 |
0.80% |
¥80,553 |
¥33,832,250 |
¥4,332,250 |
| 35 |
0.90% |
¥81,907 |
¥34,400,746 |
¥4,900,746 |
| 35 |
1.00% |
¥83,274 |
¥34,975,198 |
¥5,475,198 |
| 35 |
1.10% |
¥84,656 |
¥35,555,593 |
¥6,055,593 |
| 35 |
1.20% |
¥86,052 |
¥36,141,913 |
¥6,641,913 |
| 35 |
1.30% |
¥87,462 |
¥36,734,143 |
¥7,234,143 |
| 35 |
1.40% |
¥88,886 |
¥37,332,262 |
¥7,832,262 |
| 35 |
1.50% |
¥90,324 |
¥37,936,252 |
¥8,436,252 |
| 35 |
1.60% |
¥91,776 |
¥38,546,091 |
¥9,046,091 |
| 35 |
1.70% |
¥93,242 |
¥39,161,755 |
¥9,661,755 |
| 35 |
1.80% |
¥94,722 |
¥39,783,221 |
¥10,283,221 |
| 35 |
1.90% |
¥96,215 |
¥40,410,464 |
¥10,910,464 |
| 35 |
2.00% |
¥97,723 |
¥41,043,457 |
¥11,543,457 |
| 35 |
2.10% |
¥99,243 |
¥41,682,172 |
¥12,182,172 |
| 35 |
2.20% |
¥100,778 |
¥42,326,581 |
¥12,826,581 |
| 35 |
2.30% |
¥102,325 |
¥42,976,652 |
¥13,476,652 |
| 35 |
2.40% |
¥103,887 |
¥43,632,355 |
¥14,132,355 |
| 35 |
2.50% |
¥105,461 |
¥44,293,657 |
¥14,793,657 |
| 35 |
2.60% |
¥107,049 |
¥44,960,525 |
¥15,460,525 |
| 35 |
2.70% |
¥108,650 |
¥45,632,923 |
¥16,132,923 |
| 35 |
2.80% |
¥110,264 |
¥46,310,816 |
¥16,810,816 |
| 35 |
2.90% |
¥111,891 |
¥46,994,167 |
¥17,494,167 |
| 35 |
3.00% |
¥113,531 |
¥47,682,939 |
¥18,182,939 |
2950万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥90,873 |
¥32,714,405 |
¥3,214,405 |
| 30 |
0.80% |
¥92,198 |
¥33,191,249 |
¥3,691,249 |
| 30 |
0.90% |
¥93,535 |
¥33,672,489 |
¥4,172,489 |
| 30 |
1.00% |
¥94,884 |
¥34,158,117 |
¥4,658,117 |
| 30 |
1.10% |
¥96,245 |
¥34,648,125 |
¥5,148,125 |
| 30 |
1.20% |
¥97,618 |
¥35,142,503 |
¥5,642,503 |
| 30 |
1.30% |
¥99,003 |
¥35,641,243 |
¥6,141,243 |
| 30 |
1.40% |
¥100,401 |
¥36,144,335 |
¥6,644,335 |
| 30 |
1.50% |
¥101,810 |
¥36,651,766 |
¥7,151,766 |
| 30 |
1.60% |
¥103,232 |
¥37,163,526 |
¥7,663,526 |
| 30 |
1.70% |
¥104,666 |
¥37,679,602 |
¥8,179,602 |
| 30 |
1.80% |
¥106,111 |
¥38,199,980 |
¥8,699,980 |
| 30 |
1.90% |
¥107,568 |
¥38,724,647 |
¥9,224,647 |
| 30 |
2.00% |
¥109,038 |
¥39,253,588 |
¥9,753,588 |
| 30 |
2.10% |
¥110,519 |
¥39,786,787 |
¥10,286,787 |
| 30 |
2.20% |
¥112,012 |
¥40,324,229 |
¥10,824,229 |
| 30 |
2.30% |
¥113,516 |
¥40,865,897 |
¥11,365,897 |
| 30 |
2.40% |
¥115,033 |
¥41,411,773 |
¥11,911,773 |
| 30 |
2.50% |
¥116,561 |
¥41,961,839 |
¥12,461,839 |
| 30 |
2.60% |
¥118,100 |
¥42,516,077 |
¥13,016,077 |
| 30 |
2.70% |
¥119,651 |
¥43,074,467 |
¥13,574,467 |
| 30 |
2.80% |
¥121,214 |
¥43,636,990 |
¥14,136,990 |
| 30 |
2.90% |
¥122,788 |
¥44,203,624 |
¥14,703,624 |
| 30 |
3.00% |
¥124,373 |
¥44,774,348 |
¥15,274,348 |
2950万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥107,217 |
¥32,165,079 |
¥2,665,079 |
| 25 |
0.80% |
¥108,527 |
¥32,558,067 |
¥3,058,067 |
| 25 |
0.90% |
¥109,847 |
¥32,954,113 |
¥3,454,113 |
| 25 |
1.00% |
¥111,177 |
¥33,353,212 |
¥3,853,212 |
| 25 |
1.10% |
¥112,518 |
¥33,755,361 |
¥4,255,361 |
| 25 |
1.20% |
¥113,869 |
¥34,160,556 |
¥4,660,556 |
| 25 |
1.30% |
¥115,229 |
¥34,568,792 |
¥5,068,792 |
| 25 |
1.40% |
¥116,600 |
¥34,980,063 |
¥5,480,063 |
| 25 |
1.50% |
¥117,981 |
¥35,394,365 |
¥5,894,365 |
| 25 |
1.60% |
¥119,372 |
¥35,811,691 |
¥6,311,691 |
| 25 |
1.70% |
¥120,773 |
¥36,232,035 |
¥6,732,035 |
| 25 |
1.80% |
¥122,185 |
¥36,655,391 |
¥7,155,391 |
| 25 |
1.90% |
¥123,606 |
¥37,081,751 |
¥7,581,751 |
| 25 |
2.00% |
¥125,037 |
¥37,511,109 |
¥8,011,109 |
| 25 |
2.10% |
¥126,478 |
¥37,943,457 |
¥8,443,457 |
| 25 |
2.20% |
¥127,929 |
¥38,378,786 |
¥8,878,786 |
| 25 |
2.30% |
¥129,390 |
¥38,817,089 |
¥9,317,089 |
| 25 |
2.40% |
¥130,861 |
¥39,258,357 |
¥9,758,357 |
| 25 |
2.50% |
¥132,342 |
¥39,702,581 |
¥10,202,581 |
| 25 |
2.60% |
¥133,833 |
¥40,149,751 |
¥10,649,751 |
| 25 |
2.70% |
¥135,333 |
¥40,599,859 |
¥11,099,859 |
| 25 |
2.80% |
¥136,843 |
¥41,052,893 |
¥11,552,893 |
| 25 |
2.90% |
¥138,363 |
¥41,508,844 |
¥12,008,844 |
| 25 |
3.00% |
¥139,892 |
¥41,967,701 |
¥12,467,701 |
2950万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥131,757 |
¥31,621,757 |
¥2,121,757 |
| 20 |
0.80% |
¥133,053 |
¥31,932,718 |
¥2,432,718 |
| 20 |
0.90% |
¥134,357 |
¥32,245,638 |
¥2,745,638 |
| 20 |
1.00% |
¥135,669 |
¥32,560,517 |
¥3,060,517 |
| 20 |
1.10% |
¥136,989 |
¥32,877,352 |
¥3,377,352 |
| 20 |
1.20% |
¥138,317 |
¥33,196,141 |
¥3,696,141 |
| 20 |
1.30% |
¥139,654 |
¥33,516,883 |
¥4,016,883 |
| 20 |
1.40% |
¥140,998 |
¥33,839,575 |
¥4,339,575 |
| 20 |
1.50% |
¥142,351 |
¥34,164,215 |
¥4,664,215 |
| 20 |
1.60% |
¥143,712 |
¥34,490,800 |
¥4,990,800 |
| 20 |
1.70% |
¥145,081 |
¥34,819,328 |
¥5,319,328 |
| 20 |
1.80% |
¥146,457 |
¥35,149,796 |
¥5,649,796 |
| 20 |
1.90% |
¥147,843 |
¥35,482,201 |
¥5,982,201 |
| 20 |
2.00% |
¥149,236 |
¥35,816,540 |
¥6,316,540 |
| 20 |
2.10% |
¥150,637 |
¥36,152,810 |
¥6,652,810 |
| 20 |
2.20% |
¥152,046 |
¥36,491,007 |
¥6,991,007 |
| 20 |
2.30% |
¥153,463 |
¥36,831,127 |
¥7,331,127 |
| 20 |
2.40% |
¥154,888 |
¥37,173,168 |
¥7,673,168 |
| 20 |
2.50% |
¥156,321 |
¥37,517,125 |
¥8,017,125 |
| 20 |
2.60% |
¥157,762 |
¥37,862,994 |
¥8,362,994 |
| 20 |
2.70% |
¥159,212 |
¥38,210,772 |
¥8,710,772 |
| 20 |
2.80% |
¥160,669 |
¥38,560,453 |
¥9,060,453 |
| 20 |
2.90% |
¥162,133 |
¥38,912,034 |
¥9,412,034 |
| 20 |
3.00% |
¥163,606 |
¥39,265,510 |
¥9,765,510 |
2950万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥172,691 |
¥31,084,444 |
¥1,584,444 |
| 15 |
0.80% |
¥173,973 |
¥31,315,212 |
¥1,815,212 |
| 15 |
0.90% |
¥175,262 |
¥31,547,084 |
¥2,047,084 |
| 15 |
1.00% |
¥176,556 |
¥31,780,059 |
¥2,280,059 |
| 15 |
1.10% |
¥177,856 |
¥32,014,136 |
¥2,514,136 |
| 15 |
1.20% |
¥179,163 |
¥32,249,315 |
¥2,749,315 |
| 15 |
1.30% |
¥180,476 |
¥32,485,595 |
¥2,985,595 |
| 15 |
1.40% |
¥181,794 |
¥32,722,975 |
¥3,222,975 |
| 15 |
1.50% |
¥183,119 |
¥32,961,454 |
¥3,461,454 |
| 15 |
1.60% |
¥184,450 |
¥33,201,033 |
¥3,701,033 |
| 15 |
1.70% |
¥185,787 |
¥33,441,708 |
¥3,941,708 |
| 15 |
1.80% |
¥187,130 |
¥33,683,481 |
¥4,183,481 |
| 15 |
1.90% |
¥188,480 |
¥33,926,349 |
¥4,426,349 |
| 15 |
2.00% |
¥189,835 |
¥34,170,312 |
¥4,670,312 |
| 15 |
2.10% |
¥191,196 |
¥34,415,369 |
¥4,915,369 |
| 15 |
2.20% |
¥192,564 |
¥34,661,517 |
¥5,161,517 |
| 15 |
2.30% |
¥193,938 |
¥34,908,758 |
¥5,408,758 |
| 15 |
2.40% |
¥195,317 |
¥35,157,088 |
¥5,657,088 |
| 15 |
2.50% |
¥196,703 |
¥35,406,507 |
¥5,906,507 |
| 15 |
2.60% |
¥198,095 |
¥35,657,013 |
¥6,157,013 |
| 15 |
2.70% |
¥199,492 |
¥35,908,606 |
¥6,408,606 |
| 15 |
2.80% |
¥200,896 |
¥36,161,283 |
¥6,661,283 |
| 15 |
2.90% |
¥202,306 |
¥36,415,043 |
¥6,915,043 |
| 15 |
3.00% |
¥203,722 |
¥36,669,885 |
¥7,169,885 |
2950万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥254,610 |
¥30,553,145 |
¥1,053,145 |
| 10 |
0.80% |
¥255,880 |
¥30,705,559 |
¥1,205,559 |
| 10 |
0.90% |
¥257,154 |
¥30,858,463 |
¥1,358,463 |
| 10 |
1.00% |
¥258,432 |
¥31,011,859 |
¥1,511,859 |
| 10 |
1.10% |
¥259,715 |
¥31,165,745 |
¥1,665,745 |
| 10 |
1.20% |
¥261,001 |
¥31,320,121 |
¥1,820,121 |
| 10 |
1.30% |
¥262,292 |
¥31,474,988 |
¥1,974,988 |
| 10 |
1.40% |
¥263,586 |
¥31,630,345 |
¥2,130,345 |
| 10 |
1.50% |
¥264,885 |
¥31,786,191 |
¥2,286,191 |
| 10 |
1.60% |
¥266,188 |
¥31,942,527 |
¥2,442,527 |
| 10 |
1.70% |
¥267,495 |
¥32,099,352 |
¥2,599,352 |
| 10 |
1.80% |
¥268,806 |
¥32,256,667 |
¥2,756,667 |
| 10 |
1.90% |
¥270,121 |
¥32,414,470 |
¥2,914,470 |
| 10 |
2.00% |
¥271,440 |
¥32,572,763 |
¥3,072,763 |
| 10 |
2.10% |
¥272,763 |
¥32,731,543 |
¥3,231,543 |
| 10 |
2.20% |
¥274,090 |
¥32,890,812 |
¥3,390,812 |
| 10 |
2.30% |
¥275,421 |
¥33,050,569 |
¥3,550,569 |
| 10 |
2.40% |
¥276,757 |
¥33,210,813 |
¥3,710,813 |
| 10 |
2.50% |
¥278,096 |
¥33,371,545 |
¥3,871,545 |
| 10 |
2.60% |
¥279,440 |
¥33,532,764 |
¥4,032,764 |
| 10 |
2.70% |
¥280,787 |
¥33,694,470 |
¥4,194,470 |
| 10 |
2.80% |
¥282,139 |
¥33,856,662 |
¥4,356,662 |
| 10 |
2.90% |
¥283,494 |
¥34,019,340 |
¥4,519,340 |
| 10 |
3.00% |
¥284,854 |
¥34,182,504 |
¥4,682,504 |
