2960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2960万円の住宅ローン|期間・年数別
2960万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥58,483 |
¥35,090,096 |
¥5,490,096 |
| 50 |
0.80% |
¥59,872 |
¥35,923,353 |
¥6,323,353 |
| 50 |
0.90% |
¥61,281 |
¥36,768,736 |
¥7,168,736 |
| 50 |
1.00% |
¥62,710 |
¥37,626,190 |
¥8,026,190 |
| 50 |
1.10% |
¥64,159 |
¥38,495,660 |
¥8,895,660 |
| 50 |
1.20% |
¥65,628 |
¥39,377,079 |
¥9,777,079 |
| 50 |
1.30% |
¥67,117 |
¥40,270,379 |
¥10,670,379 |
| 50 |
1.40% |
¥68,626 |
¥41,175,485 |
¥11,575,485 |
| 50 |
1.50% |
¥70,154 |
¥42,092,317 |
¥12,492,317 |
| 50 |
1.60% |
¥71,701 |
¥43,020,790 |
¥13,420,790 |
| 50 |
1.70% |
¥73,268 |
¥43,960,814 |
¥14,360,814 |
| 50 |
1.80% |
¥74,854 |
¥44,912,293 |
¥15,312,293 |
| 50 |
1.90% |
¥76,459 |
¥45,875,128 |
¥16,275,128 |
| 50 |
2.00% |
¥78,082 |
¥46,849,216 |
¥17,249,216 |
| 50 |
2.10% |
¥79,724 |
¥47,834,447 |
¥18,234,447 |
| 50 |
2.20% |
¥81,385 |
¥48,830,709 |
¥19,230,709 |
| 50 |
2.30% |
¥83,063 |
¥49,837,886 |
¥20,237,886 |
| 50 |
2.40% |
¥84,760 |
¥50,855,857 |
¥21,255,857 |
| 50 |
2.50% |
¥86,474 |
¥51,884,499 |
¥22,284,499 |
| 50 |
2.60% |
¥88,206 |
¥52,923,685 |
¥23,323,685 |
| 50 |
2.70% |
¥89,955 |
¥53,973,283 |
¥24,373,283 |
| 50 |
2.80% |
¥91,722 |
¥55,033,160 |
¥25,433,160 |
| 50 |
2.90% |
¥93,505 |
¥56,103,180 |
¥26,503,180 |
| 50 |
3.00% |
¥95,305 |
¥57,183,204 |
¥27,583,204 |
2960万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥63,917 |
¥34,514,913 |
¥4,914,913 |
| 45 |
0.80% |
¥65,290 |
¥35,256,751 |
¥5,656,751 |
| 45 |
0.90% |
¥66,682 |
¥36,008,441 |
¥6,408,441 |
| 45 |
1.00% |
¥68,092 |
¥36,769,948 |
¥7,169,948 |
| 45 |
1.10% |
¥69,521 |
¥37,541,232 |
¥7,941,232 |
| 45 |
1.20% |
¥70,967 |
¥38,322,252 |
¥8,722,252 |
| 45 |
1.30% |
¥72,431 |
¥39,112,960 |
¥9,512,960 |
| 45 |
1.40% |
¥73,914 |
¥39,913,308 |
¥10,313,308 |
| 45 |
1.50% |
¥75,413 |
¥40,723,242 |
¥11,123,242 |
| 45 |
1.60% |
¥76,931 |
¥41,542,705 |
¥11,942,705 |
| 45 |
1.70% |
¥78,466 |
¥42,371,638 |
¥12,771,638 |
| 45 |
1.80% |
¥80,018 |
¥43,209,976 |
¥13,609,976 |
| 45 |
1.90% |
¥81,588 |
¥44,057,653 |
¥14,457,653 |
| 45 |
2.00% |
¥83,175 |
¥44,914,599 |
¥15,314,599 |
| 45 |
2.10% |
¥84,779 |
¥45,780,741 |
¥16,180,741 |
| 45 |
2.20% |
¥86,400 |
¥46,656,004 |
¥17,056,004 |
| 45 |
2.30% |
¥88,038 |
¥47,540,309 |
¥17,940,309 |
| 45 |
2.40% |
¥89,692 |
¥48,433,575 |
¥18,833,575 |
| 45 |
2.50% |
¥91,362 |
¥49,335,717 |
¥19,735,717 |
| 45 |
2.60% |
¥93,049 |
¥50,246,649 |
¥20,646,649 |
| 45 |
2.70% |
¥94,752 |
¥51,166,283 |
¥21,566,283 |
| 45 |
2.80% |
¥96,471 |
¥52,094,526 |
¥22,494,526 |
| 45 |
2.90% |
¥98,206 |
¥53,031,286 |
¥23,431,286 |
| 45 |
3.00% |
¥99,956 |
¥53,976,467 |
¥24,376,467 |
2960万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥70,720 |
¥33,945,711 |
¥4,345,711 |
| 40 |
0.80% |
¥72,079 |
¥34,597,938 |
¥4,997,938 |
| 40 |
0.90% |
¥73,454 |
¥35,257,971 |
¥5,657,971 |
| 40 |
1.00% |
¥74,845 |
¥35,925,787 |
¥6,325,787 |
| 40 |
1.10% |
¥76,253 |
¥36,601,361 |
¥7,001,361 |
| 40 |
1.20% |
¥77,676 |
¥37,284,666 |
¥7,684,666 |
| 40 |
1.30% |
¥79,116 |
¥37,975,674 |
¥8,375,674 |
| 40 |
1.40% |
¥80,572 |
¥38,674,353 |
¥9,074,353 |
| 40 |
1.50% |
¥82,043 |
¥39,380,669 |
¥9,780,669 |
| 40 |
1.60% |
¥83,530 |
¥40,094,585 |
¥10,494,585 |
| 40 |
1.70% |
¥85,033 |
¥40,816,065 |
¥11,216,065 |
| 40 |
1.80% |
¥86,552 |
¥41,545,067 |
¥11,945,067 |
| 40 |
1.90% |
¥88,087 |
¥42,281,549 |
¥12,681,549 |
| 40 |
2.00% |
¥89,636 |
¥43,025,467 |
¥13,425,467 |
| 40 |
2.10% |
¥91,202 |
¥43,776,773 |
¥14,176,773 |
| 40 |
2.20% |
¥92,782 |
¥44,535,420 |
¥14,935,420 |
| 40 |
2.30% |
¥94,378 |
¥45,301,357 |
¥15,701,357 |
| 40 |
2.40% |
¥95,989 |
¥46,074,532 |
¥16,474,532 |
| 40 |
2.50% |
¥97,614 |
¥46,854,891 |
¥17,254,891 |
| 40 |
2.60% |
¥99,255 |
¥47,642,377 |
¥18,042,377 |
| 40 |
2.70% |
¥100,910 |
¥48,436,934 |
¥18,836,934 |
| 40 |
2.80% |
¥102,580 |
¥49,238,502 |
¥19,638,502 |
| 40 |
2.90% |
¥104,265 |
¥50,047,020 |
¥20,447,020 |
| 40 |
3.00% |
¥105,963 |
¥50,862,427 |
¥21,262,427 |
2960万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥79,482 |
¥33,382,503 |
¥3,782,503 |
| 35 |
0.80% |
¥80,826 |
¥33,946,936 |
¥4,346,936 |
| 35 |
0.90% |
¥82,184 |
¥34,517,359 |
¥4,917,359 |
| 35 |
1.00% |
¥83,557 |
¥35,093,758 |
¥5,493,758 |
| 35 |
1.10% |
¥84,943 |
¥35,676,120 |
¥6,076,120 |
| 35 |
1.20% |
¥86,344 |
¥36,264,428 |
¥6,664,428 |
| 35 |
1.30% |
¥87,759 |
¥36,858,665 |
¥7,258,665 |
| 35 |
1.40% |
¥89,188 |
¥37,458,812 |
¥7,858,812 |
| 35 |
1.50% |
¥90,631 |
¥38,064,850 |
¥8,464,850 |
| 35 |
1.60% |
¥92,088 |
¥38,676,755 |
¥9,076,755 |
| 35 |
1.70% |
¥93,558 |
¥39,294,507 |
¥9,694,507 |
| 35 |
1.80% |
¥95,043 |
¥39,918,080 |
¥10,318,080 |
| 35 |
1.90% |
¥96,542 |
¥40,547,449 |
¥10,947,449 |
| 35 |
2.00% |
¥98,054 |
¥41,182,588 |
¥11,582,588 |
| 35 |
2.10% |
¥99,580 |
¥41,823,468 |
¥12,223,468 |
| 35 |
2.20% |
¥101,119 |
¥42,470,061 |
¥12,870,061 |
| 35 |
2.30% |
¥102,672 |
¥43,122,336 |
¥13,522,336 |
| 35 |
2.40% |
¥104,239 |
¥43,780,261 |
¥14,180,261 |
| 35 |
2.50% |
¥105,819 |
¥44,443,805 |
¥14,843,805 |
| 35 |
2.60% |
¥107,412 |
¥45,112,933 |
¥15,512,933 |
| 35 |
2.70% |
¥109,018 |
¥45,787,611 |
¥16,187,611 |
| 35 |
2.80% |
¥110,638 |
¥46,467,802 |
¥16,867,802 |
| 35 |
2.90% |
¥112,270 |
¥47,153,469 |
¥17,553,469 |
| 35 |
3.00% |
¥113,916 |
¥47,844,576 |
¥18,244,576 |
2960万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥91,181 |
¥32,825,301 |
¥3,225,301 |
| 30 |
0.80% |
¥92,510 |
¥33,303,762 |
¥3,703,762 |
| 30 |
0.90% |
¥93,852 |
¥33,786,633 |
¥4,186,633 |
| 30 |
1.00% |
¥95,205 |
¥34,273,907 |
¥4,673,907 |
| 30 |
1.10% |
¥96,571 |
¥34,765,576 |
¥5,165,576 |
| 30 |
1.20% |
¥97,949 |
¥35,261,630 |
¥5,661,630 |
| 30 |
1.30% |
¥99,339 |
¥35,762,061 |
¥6,162,061 |
| 30 |
1.40% |
¥100,741 |
¥36,266,858 |
¥6,666,858 |
| 30 |
1.50% |
¥102,156 |
¥36,776,010 |
¥7,176,010 |
| 30 |
1.60% |
¥103,582 |
¥37,289,504 |
¥7,689,504 |
| 30 |
1.70% |
¥105,020 |
¥37,807,329 |
¥8,207,329 |
| 30 |
1.80% |
¥106,471 |
¥38,329,472 |
¥8,729,472 |
| 30 |
1.90% |
¥107,933 |
¥38,855,917 |
¥9,255,917 |
| 30 |
2.00% |
¥109,407 |
¥39,386,651 |
¥9,786,651 |
| 30 |
2.10% |
¥110,893 |
¥39,921,658 |
¥10,321,658 |
| 30 |
2.20% |
¥112,391 |
¥40,460,922 |
¥10,860,922 |
| 30 |
2.30% |
¥113,901 |
¥41,004,426 |
¥11,404,426 |
| 30 |
2.40% |
¥115,423 |
¥41,552,152 |
¥11,952,152 |
| 30 |
2.50% |
¥116,956 |
¥42,104,083 |
¥12,504,083 |
| 30 |
2.60% |
¥118,501 |
¥42,660,200 |
¥13,060,200 |
| 30 |
2.70% |
¥120,057 |
¥43,220,483 |
¥13,620,483 |
| 30 |
2.80% |
¥121,625 |
¥43,784,912 |
¥14,184,912 |
| 30 |
2.90% |
¥123,204 |
¥44,353,467 |
¥14,753,467 |
| 30 |
3.00% |
¥124,795 |
¥44,926,126 |
¥15,326,126 |
2960万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥107,580 |
¥32,274,114 |
¥2,674,114 |
| 25 |
0.80% |
¥108,895 |
¥32,668,434 |
¥3,068,434 |
| 25 |
0.90% |
¥110,219 |
¥33,065,822 |
¥3,465,822 |
| 25 |
1.00% |
¥111,554 |
¥33,466,274 |
¥3,866,274 |
| 25 |
1.10% |
¥112,899 |
¥33,869,786 |
¥4,269,786 |
| 25 |
1.20% |
¥114,255 |
¥34,276,355 |
¥4,676,355 |
| 25 |
1.30% |
¥115,620 |
¥34,685,974 |
¥5,085,974 |
| 25 |
1.40% |
¥116,995 |
¥35,098,640 |
¥5,498,640 |
| 25 |
1.50% |
¥118,381 |
¥35,514,346 |
¥5,914,346 |
| 25 |
1.60% |
¥119,777 |
¥35,933,086 |
¥6,333,086 |
| 25 |
1.70% |
¥121,183 |
¥36,354,855 |
¥6,754,855 |
| 25 |
1.80% |
¥122,599 |
¥36,779,646 |
¥7,179,646 |
| 25 |
1.90% |
¥124,025 |
¥37,207,452 |
¥7,607,452 |
| 25 |
2.00% |
¥125,461 |
¥37,638,265 |
¥8,038,265 |
| 25 |
2.10% |
¥126,907 |
¥38,072,079 |
¥8,472,079 |
| 25 |
2.20% |
¥128,363 |
¥38,508,884 |
¥8,908,884 |
| 25 |
2.30% |
¥129,829 |
¥38,948,673 |
¥9,348,673 |
| 25 |
2.40% |
¥131,305 |
¥39,391,436 |
¥9,791,436 |
| 25 |
2.50% |
¥132,791 |
¥39,837,166 |
¥10,237,166 |
| 25 |
2.60% |
¥134,286 |
¥40,285,852 |
¥10,685,852 |
| 25 |
2.70% |
¥135,792 |
¥40,737,485 |
¥11,137,485 |
| 25 |
2.80% |
¥137,307 |
¥41,192,055 |
¥11,592,055 |
| 25 |
2.90% |
¥138,832 |
¥41,649,552 |
¥12,049,552 |
| 25 |
3.00% |
¥140,367 |
¥42,109,965 |
¥12,509,965 |
2960万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥132,204 |
¥31,728,949 |
¥2,128,949 |
| 20 |
0.80% |
¥133,504 |
¥32,040,964 |
¥2,440,964 |
| 20 |
0.90% |
¥134,812 |
¥32,354,946 |
¥2,754,946 |
| 20 |
1.00% |
¥136,129 |
¥32,670,892 |
¥3,070,892 |
| 20 |
1.10% |
¥137,453 |
¥32,988,801 |
¥3,388,801 |
| 20 |
1.20% |
¥138,786 |
¥33,308,671 |
¥3,708,671 |
| 20 |
1.30% |
¥140,127 |
¥33,630,500 |
¥4,030,500 |
| 20 |
1.40% |
¥141,476 |
¥33,954,285 |
¥4,354,285 |
| 20 |
1.50% |
¥142,833 |
¥34,280,026 |
¥4,680,026 |
| 20 |
1.60% |
¥144,199 |
¥34,607,718 |
¥5,007,718 |
| 20 |
1.70% |
¥145,572 |
¥34,937,360 |
¥5,337,360 |
| 20 |
1.80% |
¥146,954 |
¥35,268,948 |
¥5,668,948 |
| 20 |
1.90% |
¥148,344 |
¥35,602,480 |
¥6,002,480 |
| 20 |
2.00% |
¥149,741 |
¥35,937,952 |
¥6,337,952 |
| 20 |
2.10% |
¥151,147 |
¥36,275,362 |
¥6,675,362 |
| 20 |
2.20% |
¥152,561 |
¥36,614,705 |
¥7,014,705 |
| 20 |
2.30% |
¥153,983 |
¥36,955,978 |
¥7,355,978 |
| 20 |
2.40% |
¥155,413 |
¥37,299,179 |
¥7,699,179 |
| 20 |
2.50% |
¥156,851 |
¥37,644,302 |
¥8,044,302 |
| 20 |
2.60% |
¥158,297 |
¥37,991,343 |
¥8,391,343 |
| 20 |
2.70% |
¥159,751 |
¥38,340,300 |
¥8,740,300 |
| 20 |
2.80% |
¥161,213 |
¥38,691,166 |
¥9,091,166 |
| 20 |
2.90% |
¥162,683 |
¥39,043,939 |
¥9,443,939 |
| 20 |
3.00% |
¥164,161 |
¥39,398,613 |
¥9,798,613 |
2960万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥173,277 |
¥31,189,815 |
¥1,589,815 |
| 15 |
0.80% |
¥174,563 |
¥31,421,365 |
¥1,821,365 |
| 15 |
0.90% |
¥175,856 |
¥31,654,023 |
¥2,054,023 |
| 15 |
1.00% |
¥177,154 |
¥31,887,788 |
¥2,287,788 |
| 15 |
1.10% |
¥178,459 |
¥32,122,658 |
¥2,522,658 |
| 15 |
1.20% |
¥179,770 |
¥32,358,635 |
¥2,758,635 |
| 15 |
1.30% |
¥181,087 |
¥32,595,715 |
¥2,995,715 |
| 15 |
1.40% |
¥182,411 |
¥32,833,900 |
¥3,233,900 |
| 15 |
1.50% |
¥183,740 |
¥33,073,188 |
¥3,473,188 |
| 15 |
1.60% |
¥185,075 |
¥33,313,578 |
¥3,713,578 |
| 15 |
1.70% |
¥186,417 |
¥33,555,070 |
¥3,955,070 |
| 15 |
1.80% |
¥187,765 |
¥33,797,662 |
¥4,197,662 |
| 15 |
1.90% |
¥189,119 |
¥34,041,354 |
¥4,441,354 |
| 15 |
2.00% |
¥190,479 |
¥34,286,144 |
¥4,686,144 |
| 15 |
2.10% |
¥191,845 |
¥34,532,031 |
¥4,932,031 |
| 15 |
2.20% |
¥193,217 |
¥34,779,014 |
¥5,179,014 |
| 15 |
2.30% |
¥194,595 |
¥35,027,093 |
¥5,427,093 |
| 15 |
2.40% |
¥195,979 |
¥35,276,265 |
¥5,676,265 |
| 15 |
2.50% |
¥197,370 |
¥35,526,529 |
¥5,926,529 |
| 15 |
2.60% |
¥198,766 |
¥35,777,885 |
¥6,177,885 |
| 15 |
2.70% |
¥200,168 |
¥36,030,330 |
¥6,430,330 |
| 15 |
2.80% |
¥201,577 |
¥36,283,864 |
¥6,683,864 |
| 15 |
2.90% |
¥202,992 |
¥36,538,484 |
¥6,938,484 |
| 15 |
3.00% |
¥204,412 |
¥36,794,190 |
¥7,194,190 |
2960万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥255,473 |
¥30,656,715 |
¥1,056,715 |
| 10 |
0.80% |
¥256,747 |
¥30,809,645 |
¥1,209,645 |
| 10 |
0.90% |
¥258,026 |
¥30,963,068 |
¥1,363,068 |
| 10 |
1.00% |
¥259,308 |
¥31,116,984 |
¥1,516,984 |
| 10 |
1.10% |
¥260,595 |
¥31,271,392 |
¥1,671,392 |
| 10 |
1.20% |
¥261,886 |
¥31,426,291 |
¥1,826,291 |
| 10 |
1.30% |
¥263,181 |
¥31,581,683 |
¥1,981,683 |
| 10 |
1.40% |
¥264,480 |
¥31,737,566 |
¥2,137,566 |
| 10 |
1.50% |
¥265,783 |
¥31,893,941 |
¥2,293,941 |
| 10 |
1.60% |
¥267,090 |
¥32,050,807 |
¥2,450,807 |
| 10 |
1.70% |
¥268,401 |
¥32,208,164 |
¥2,608,164 |
| 10 |
1.80% |
¥269,717 |
¥32,366,012 |
¥2,766,012 |
| 10 |
1.90% |
¥271,036 |
¥32,524,350 |
¥2,924,350 |
| 10 |
2.00% |
¥272,360 |
¥32,683,179 |
¥3,083,179 |
| 10 |
2.10% |
¥273,687 |
¥32,842,498 |
¥3,242,498 |
| 10 |
2.20% |
¥275,019 |
¥33,002,306 |
¥3,402,306 |
| 10 |
2.30% |
¥276,355 |
¥33,162,605 |
¥3,562,605 |
| 10 |
2.40% |
¥277,695 |
¥33,323,392 |
¥3,723,392 |
| 10 |
2.50% |
¥279,039 |
¥33,484,669 |
¥3,884,669 |
| 10 |
2.60% |
¥280,387 |
¥33,646,434 |
¥4,046,434 |
| 10 |
2.70% |
¥281,739 |
¥33,808,688 |
¥4,208,688 |
| 10 |
2.80% |
¥283,095 |
¥33,971,430 |
¥4,371,430 |
| 10 |
2.90% |
¥284,455 |
¥34,134,660 |
¥4,534,660 |
| 10 |
3.00% |
¥285,820 |
¥34,298,377 |
¥4,698,377 |