2960万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2960万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2960万円の住宅ローン｜期間・年数別
2960万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥58,483 | ¥35,090,096 | ¥5,490,096 |
| 50 | 0.80% | ¥59,872 | ¥35,923,353 | ¥6,323,353 |
| 50 | 0.90% | ¥61,281 | ¥36,768,736 | ¥7,168,736 |
| 50 | 1.00% | ¥62,710 | ¥37,626,190 | ¥8,026,190 |
| 50 | 1.10% | ¥64,159 | ¥38,495,660 | ¥8,895,660 |
| 50 | 1.20% | ¥65,628 | ¥39,377,079 | ¥9,777,079 |
| 50 | 1.30% | ¥67,117 | ¥40,270,379 | ¥10,670,379 |
| 50 | 1.40% | ¥68,626 | ¥41,175,485 | ¥11,575,485 |
| 50 | 1.50% | ¥70,154 | ¥42,092,317 | ¥12,492,317 |
| 50 | 1.60% | ¥71,701 | ¥43,020,790 | ¥13,420,790 |
| 50 | 1.70% | ¥73,268 | ¥43,960,814 | ¥14,360,814 |
| 50 | 1.80% | ¥74,854 | ¥44,912,293 | ¥15,312,293 |
| 50 | 1.90% | ¥76,459 | ¥45,875,128 | ¥16,275,128 |
| 50 | 2.00% | ¥78,082 | ¥46,849,216 | ¥17,249,216 |
| 50 | 2.10% | ¥79,724 | ¥47,834,447 | ¥18,234,447 |
| 50 | 2.20% | ¥81,385 | ¥48,830,709 | ¥19,230,709 |
| 50 | 2.30% | ¥83,063 | ¥49,837,886 | ¥20,237,886 |
| 50 | 2.40% | ¥84,760 | ¥50,855,857 | ¥21,255,857 |
| 50 | 2.50% | ¥86,474 | ¥51,884,499 | ¥22,284,499 |
| 50 | 2.60% | ¥88,206 | ¥52,923,685 | ¥23,323,685 |
| 50 | 2.70% | ¥89,955 | ¥53,973,283 | ¥24,373,283 |
| 50 | 2.80% | ¥91,722 | ¥55,033,160 | ¥25,433,160 |
| 50 | 2.90% | ¥93,505 | ¥56,103,180 | ¥26,503,180 |
| 50 | 3.00% | ¥95,305 | ¥57,183,204 | ¥27,583,204 |
2960万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥63,917 | ¥34,514,913 | ¥4,914,913 |
| 45 | 0.80% | ¥65,290 | ¥35,256,751 | ¥5,656,751 |
| 45 | 0.90% | ¥66,682 | ¥36,008,441 | ¥6,408,441 |
| 45 | 1.00% | ¥68,092 | ¥36,769,948 | ¥7,169,948 |
| 45 | 1.10% | ¥69,521 | ¥37,541,232 | ¥7,941,232 |
| 45 | 1.20% | ¥70,967 | ¥38,322,252 | ¥8,722,252 |
| 45 | 1.30% | ¥72,431 | ¥39,112,960 | ¥9,512,960 |
| 45 | 1.40% | ¥73,914 | ¥39,913,308 | ¥10,313,308 |
| 45 | 1.50% | ¥75,413 | ¥40,723,242 | ¥11,123,242 |
| 45 | 1.60% | ¥76,931 | ¥41,542,705 | ¥11,942,705 |
| 45 | 1.70% | ¥78,466 | ¥42,371,638 | ¥12,771,638 |
| 45 | 1.80% | ¥80,018 | ¥43,209,976 | ¥13,609,976 |
| 45 | 1.90% | ¥81,588 | ¥44,057,653 | ¥14,457,653 |
| 45 | 2.00% | ¥83,175 | ¥44,914,599 | ¥15,314,599 |
| 45 | 2.10% | ¥84,779 | ¥45,780,741 | ¥16,180,741 |
| 45 | 2.20% | ¥86,400 | ¥46,656,004 | ¥17,056,004 |
| 45 | 2.30% | ¥88,038 | ¥47,540,309 | ¥17,940,309 |
| 45 | 2.40% | ¥89,692 | ¥48,433,575 | ¥18,833,575 |
| 45 | 2.50% | ¥91,362 | ¥49,335,717 | ¥19,735,717 |
| 45 | 2.60% | ¥93,049 | ¥50,246,649 | ¥20,646,649 |
| 45 | 2.70% | ¥94,752 | ¥51,166,283 | ¥21,566,283 |
| 45 | 2.80% | ¥96,471 | ¥52,094,526 | ¥22,494,526 |
| 45 | 2.90% | ¥98,206 | ¥53,031,286 | ¥23,431,286 |
| 45 | 3.00% | ¥99,956 | ¥53,976,467 | ¥24,376,467 |
2960万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥70,720 | ¥33,945,711 | ¥4,345,711 |
| 40 | 0.80% | ¥72,079 | ¥34,597,938 | ¥4,997,938 |
| 40 | 0.90% | ¥73,454 | ¥35,257,971 | ¥5,657,971 |
| 40 | 1.00% | ¥74,845 | ¥35,925,787 | ¥6,325,787 |
| 40 | 1.10% | ¥76,253 | ¥36,601,361 | ¥7,001,361 |
| 40 | 1.20% | ¥77,676 | ¥37,284,666 | ¥7,684,666 |
| 40 | 1.30% | ¥79,116 | ¥37,975,674 | ¥8,375,674 |
| 40 | 1.40% | ¥80,572 | ¥38,674,353 | ¥9,074,353 |
| 40 | 1.50% | ¥82,043 | ¥39,380,669 | ¥9,780,669 |
| 40 | 1.60% | ¥83,530 | ¥40,094,585 | ¥10,494,585 |
| 40 | 1.70% | ¥85,033 | ¥40,816,065 | ¥11,216,065 |
| 40 | 1.80% | ¥86,552 | ¥41,545,067 | ¥11,945,067 |
| 40 | 1.90% | ¥88,087 | ¥42,281,549 | ¥12,681,549 |
| 40 | 2.00% | ¥89,636 | ¥43,025,467 | ¥13,425,467 |
| 40 | 2.10% | ¥91,202 | ¥43,776,773 | ¥14,176,773 |
| 40 | 2.20% | ¥92,782 | ¥44,535,420 | ¥14,935,420 |
| 40 | 2.30% | ¥94,378 | ¥45,301,357 | ¥15,701,357 |
| 40 | 2.40% | ¥95,989 | ¥46,074,532 | ¥16,474,532 |
| 40 | 2.50% | ¥97,614 | ¥46,854,891 | ¥17,254,891 |
| 40 | 2.60% | ¥99,255 | ¥47,642,377 | ¥18,042,377 |
| 40 | 2.70% | ¥100,910 | ¥48,436,934 | ¥18,836,934 |
| 40 | 2.80% | ¥102,580 | ¥49,238,502 | ¥19,638,502 |
| 40 | 2.90% | ¥104,265 | ¥50,047,020 | ¥20,447,020 |
| 40 | 3.00% | ¥105,963 | ¥50,862,427 | ¥21,262,427 |
2960万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥79,482 | ¥33,382,503 | ¥3,782,503 |
| 35 | 0.80% | ¥80,826 | ¥33,946,936 | ¥4,346,936 |
| 35 | 0.90% | ¥82,184 | ¥34,517,359 | ¥4,917,359 |
| 35 | 1.00% | ¥83,557 | ¥35,093,758 | ¥5,493,758 |
| 35 | 1.10% | ¥84,943 | ¥35,676,120 | ¥6,076,120 |
| 35 | 1.20% | ¥86,344 | ¥36,264,428 | ¥6,664,428 |
| 35 | 1.30% | ¥87,759 | ¥36,858,665 | ¥7,258,665 |
| 35 | 1.40% | ¥89,188 | ¥37,458,812 | ¥7,858,812 |
| 35 | 1.50% | ¥90,631 | ¥38,064,850 | ¥8,464,850 |
| 35 | 1.60% | ¥92,088 | ¥38,676,755 | ¥9,076,755 |
| 35 | 1.70% | ¥93,558 | ¥39,294,507 | ¥9,694,507 |
| 35 | 1.80% | ¥95,043 | ¥39,918,080 | ¥10,318,080 |
| 35 | 1.90% | ¥96,542 | ¥40,547,449 | ¥10,947,449 |
| 35 | 2.00% | ¥98,054 | ¥41,182,588 | ¥11,582,588 |
| 35 | 2.10% | ¥99,580 | ¥41,823,468 | ¥12,223,468 |
| 35 | 2.20% | ¥101,119 | ¥42,470,061 | ¥12,870,061 |
| 35 | 2.30% | ¥102,672 | ¥43,122,336 | ¥13,522,336 |
| 35 | 2.40% | ¥104,239 | ¥43,780,261 | ¥14,180,261 |
| 35 | 2.50% | ¥105,819 | ¥44,443,805 | ¥14,843,805 |
| 35 | 2.60% | ¥107,412 | ¥45,112,933 | ¥15,512,933 |
| 35 | 2.70% | ¥109,018 | ¥45,787,611 | ¥16,187,611 |
| 35 | 2.80% | ¥110,638 | ¥46,467,802 | ¥16,867,802 |
| 35 | 2.90% | ¥112,270 | ¥47,153,469 | ¥17,553,469 |
| 35 | 3.00% | ¥113,916 | ¥47,844,576 | ¥18,244,576 |
2960万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥91,181 | ¥32,825,301 | ¥3,225,301 |
| 30 | 0.80% | ¥92,510 | ¥33,303,762 | ¥3,703,762 |
| 30 | 0.90% | ¥93,852 | ¥33,786,633 | ¥4,186,633 |
| 30 | 1.00% | ¥95,205 | ¥34,273,907 | ¥4,673,907 |
| 30 | 1.10% | ¥96,571 | ¥34,765,576 | ¥5,165,576 |
| 30 | 1.20% | ¥97,949 | ¥35,261,630 | ¥5,661,630 |
| 30 | 1.30% | ¥99,339 | ¥35,762,061 | ¥6,162,061 |
| 30 | 1.40% | ¥100,741 | ¥36,266,858 | ¥6,666,858 |
| 30 | 1.50% | ¥102,156 | ¥36,776,010 | ¥7,176,010 |
| 30 | 1.60% | ¥103,582 | ¥37,289,504 | ¥7,689,504 |
| 30 | 1.70% | ¥105,020 | ¥37,807,329 | ¥8,207,329 |
| 30 | 1.80% | ¥106,471 | ¥38,329,472 | ¥8,729,472 |
| 30 | 1.90% | ¥107,933 | ¥38,855,917 | ¥9,255,917 |
| 30 | 2.00% | ¥109,407 | ¥39,386,651 | ¥9,786,651 |
| 30 | 2.10% | ¥110,893 | ¥39,921,658 | ¥10,321,658 |
| 30 | 2.20% | ¥112,391 | ¥40,460,922 | ¥10,860,922 |
| 30 | 2.30% | ¥113,901 | ¥41,004,426 | ¥11,404,426 |
| 30 | 2.40% | ¥115,423 | ¥41,552,152 | ¥11,952,152 |
| 30 | 2.50% | ¥116,956 | ¥42,104,083 | ¥12,504,083 |
| 30 | 2.60% | ¥118,501 | ¥42,660,200 | ¥13,060,200 |
| 30 | 2.70% | ¥120,057 | ¥43,220,483 | ¥13,620,483 |
| 30 | 2.80% | ¥121,625 | ¥43,784,912 | ¥14,184,912 |
| 30 | 2.90% | ¥123,204 | ¥44,353,467 | ¥14,753,467 |
| 30 | 3.00% | ¥124,795 | ¥44,926,126 | ¥15,326,126 |
2960万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥107,580 | ¥32,274,114 | ¥2,674,114 |
| 25 | 0.80% | ¥108,895 | ¥32,668,434 | ¥3,068,434 |
| 25 | 0.90% | ¥110,219 | ¥33,065,822 | ¥3,465,822 |
| 25 | 1.00% | ¥111,554 | ¥33,466,274 | ¥3,866,274 |
| 25 | 1.10% | ¥112,899 | ¥33,869,786 | ¥4,269,786 |
| 25 | 1.20% | ¥114,255 | ¥34,276,355 | ¥4,676,355 |
| 25 | 1.30% | ¥115,620 | ¥34,685,974 | ¥5,085,974 |
| 25 | 1.40% | ¥116,995 | ¥35,098,640 | ¥5,498,640 |
| 25 | 1.50% | ¥118,381 | ¥35,514,346 | ¥5,914,346 |
| 25 | 1.60% | ¥119,777 | ¥35,933,086 | ¥6,333,086 |
| 25 | 1.70% | ¥121,183 | ¥36,354,855 | ¥6,754,855 |
| 25 | 1.80% | ¥122,599 | ¥36,779,646 | ¥7,179,646 |
| 25 | 1.90% | ¥124,025 | ¥37,207,452 | ¥7,607,452 |
| 25 | 2.00% | ¥125,461 | ¥37,638,265 | ¥8,038,265 |
| 25 | 2.10% | ¥126,907 | ¥38,072,079 | ¥8,472,079 |
| 25 | 2.20% | ¥128,363 | ¥38,508,884 | ¥8,908,884 |
| 25 | 2.30% | ¥129,829 | ¥38,948,673 | ¥9,348,673 |
| 25 | 2.40% | ¥131,305 | ¥39,391,436 | ¥9,791,436 |
| 25 | 2.50% | ¥132,791 | ¥39,837,166 | ¥10,237,166 |
| 25 | 2.60% | ¥134,286 | ¥40,285,852 | ¥10,685,852 |
| 25 | 2.70% | ¥135,792 | ¥40,737,485 | ¥11,137,485 |
| 25 | 2.80% | ¥137,307 | ¥41,192,055 | ¥11,592,055 |
| 25 | 2.90% | ¥138,832 | ¥41,649,552 | ¥12,049,552 |
| 25 | 3.00% | ¥140,367 | ¥42,109,965 | ¥12,509,965 |
2960万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥132,204 | ¥31,728,949 | ¥2,128,949 |
| 20 | 0.80% | ¥133,504 | ¥32,040,964 | ¥2,440,964 |
| 20 | 0.90% | ¥134,812 | ¥32,354,946 | ¥2,754,946 |
| 20 | 1.00% | ¥136,129 | ¥32,670,892 | ¥3,070,892 |
| 20 | 1.10% | ¥137,453 | ¥32,988,801 | ¥3,388,801 |
| 20 | 1.20% | ¥138,786 | ¥33,308,671 | ¥3,708,671 |
| 20 | 1.30% | ¥140,127 | ¥33,630,500 | ¥4,030,500 |
| 20 | 1.40% | ¥141,476 | ¥33,954,285 | ¥4,354,285 |
| 20 | 1.50% | ¥142,833 | ¥34,280,026 | ¥4,680,026 |
| 20 | 1.60% | ¥144,199 | ¥34,607,718 | ¥5,007,718 |
| 20 | 1.70% | ¥145,572 | ¥34,937,360 | ¥5,337,360 |
| 20 | 1.80% | ¥146,954 | ¥35,268,948 | ¥5,668,948 |
| 20 | 1.90% | ¥148,344 | ¥35,602,480 | ¥6,002,480 |
| 20 | 2.00% | ¥149,741 | ¥35,937,952 | ¥6,337,952 |
| 20 | 2.10% | ¥151,147 | ¥36,275,362 | ¥6,675,362 |
| 20 | 2.20% | ¥152,561 | ¥36,614,705 | ¥7,014,705 |
| 20 | 2.30% | ¥153,983 | ¥36,955,978 | ¥7,355,978 |
| 20 | 2.40% | ¥155,413 | ¥37,299,179 | ¥7,699,179 |
| 20 | 2.50% | ¥156,851 | ¥37,644,302 | ¥8,044,302 |
| 20 | 2.60% | ¥158,297 | ¥37,991,343 | ¥8,391,343 |
| 20 | 2.70% | ¥159,751 | ¥38,340,300 | ¥8,740,300 |
| 20 | 2.80% | ¥161,213 | ¥38,691,166 | ¥9,091,166 |
| 20 | 2.90% | ¥162,683 | ¥39,043,939 | ¥9,443,939 |
| 20 | 3.00% | ¥164,161 | ¥39,398,613 | ¥9,798,613 |
2960万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥173,277 | ¥31,189,815 | ¥1,589,815 |
| 15 | 0.80% | ¥174,563 | ¥31,421,365 | ¥1,821,365 |
| 15 | 0.90% | ¥175,856 | ¥31,654,023 | ¥2,054,023 |
| 15 | 1.00% | ¥177,154 | ¥31,887,788 | ¥2,287,788 |
| 15 | 1.10% | ¥178,459 | ¥32,122,658 | ¥2,522,658 |
| 15 | 1.20% | ¥179,770 | ¥32,358,635 | ¥2,758,635 |
| 15 | 1.30% | ¥181,087 | ¥32,595,715 | ¥2,995,715 |
| 15 | 1.40% | ¥182,411 | ¥32,833,900 | ¥3,233,900 |
| 15 | 1.50% | ¥183,740 | ¥33,073,188 | ¥3,473,188 |
| 15 | 1.60% | ¥185,075 | ¥33,313,578 | ¥3,713,578 |
| 15 | 1.70% | ¥186,417 | ¥33,555,070 | ¥3,955,070 |
| 15 | 1.80% | ¥187,765 | ¥33,797,662 | ¥4,197,662 |
| 15 | 1.90% | ¥189,119 | ¥34,041,354 | ¥4,441,354 |
| 15 | 2.00% | ¥190,479 | ¥34,286,144 | ¥4,686,144 |
| 15 | 2.10% | ¥191,845 | ¥34,532,031 | ¥4,932,031 |
| 15 | 2.20% | ¥193,217 | ¥34,779,014 | ¥5,179,014 |
| 15 | 2.30% | ¥194,595 | ¥35,027,093 | ¥5,427,093 |
| 15 | 2.40% | ¥195,979 | ¥35,276,265 | ¥5,676,265 |
| 15 | 2.50% | ¥197,370 | ¥35,526,529 | ¥5,926,529 |
| 15 | 2.60% | ¥198,766 | ¥35,777,885 | ¥6,177,885 |
| 15 | 2.70% | ¥200,168 | ¥36,030,330 | ¥6,430,330 |
| 15 | 2.80% | ¥201,577 | ¥36,283,864 | ¥6,683,864 |
| 15 | 2.90% | ¥202,992 | ¥36,538,484 | ¥6,938,484 |
| 15 | 3.00% | ¥204,412 | ¥36,794,190 | ¥7,194,190 |
2960万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥255,473 | ¥30,656,715 | ¥1,056,715 |
| 10 | 0.80% | ¥256,747 | ¥30,809,645 | ¥1,209,645 |
| 10 | 0.90% | ¥258,026 | ¥30,963,068 | ¥1,363,068 |
| 10 | 1.00% | ¥259,308 | ¥31,116,984 | ¥1,516,984 |
| 10 | 1.10% | ¥260,595 | ¥31,271,392 | ¥1,671,392 |
| 10 | 1.20% | ¥261,886 | ¥31,426,291 | ¥1,826,291 |
| 10 | 1.30% | ¥263,181 | ¥31,581,683 | ¥1,981,683 |
| 10 | 1.40% | ¥264,480 | ¥31,737,566 | ¥2,137,566 |
| 10 | 1.50% | ¥265,783 | ¥31,893,941 | ¥2,293,941 |
| 10 | 1.60% | ¥267,090 | ¥32,050,807 | ¥2,450,807 |
| 10 | 1.70% | ¥268,401 | ¥32,208,164 | ¥2,608,164 |
| 10 | 1.80% | ¥269,717 | ¥32,366,012 | ¥2,766,012 |
| 10 | 1.90% | ¥271,036 | ¥32,524,350 | ¥2,924,350 |
| 10 | 2.00% | ¥272,360 | ¥32,683,179 | ¥3,083,179 |
| 10 | 2.10% | ¥273,687 | ¥32,842,498 | ¥3,242,498 |
| 10 | 2.20% | ¥275,019 | ¥33,002,306 | ¥3,402,306 |
| 10 | 2.30% | ¥276,355 | ¥33,162,605 | ¥3,562,605 |
| 10 | 2.40% | ¥277,695 | ¥33,323,392 | ¥3,723,392 |
| 10 | 2.50% | ¥279,039 | ¥33,484,669 | ¥3,884,669 |
| 10 | 2.60% | ¥280,387 | ¥33,646,434 | ¥4,046,434 |
| 10 | 2.70% | ¥281,739 | ¥33,808,688 | ¥4,208,688 |
| 10 | 2.80% | ¥283,095 | ¥33,971,430 | ¥4,371,430 |
| 10 | 2.90% | ¥284,455 | ¥34,134,660 | ¥4,534,660 |
| 10 | 3.00% | ¥285,820 | ¥34,298,377 | ¥4,698,377 |
