2970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2970万円の住宅ローン｜期間・年数別
2970万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥58,681 | ¥35,208,644 | ¥5,508,644 |
| 50 | 0.80% | ¥60,075 | ¥36,044,716 | ¥6,344,716 |
| 50 | 0.90% | ¥61,488 | ¥36,892,954 | ¥7,192,954 |
| 50 | 1.00% | ¥62,922 | ¥37,753,306 | ¥8,053,306 |
| 50 | 1.10% | ¥64,376 | ¥38,625,712 | ¥8,925,712 |
| 50 | 1.20% | ¥65,850 | ¥39,510,110 | ¥9,810,110 |
| 50 | 1.30% | ¥67,344 | ¥40,406,428 | ¥10,706,428 |
| 50 | 1.40% | ¥68,858 | ¥41,314,592 | ¥11,614,592 |
| 50 | 1.50% | ¥70,391 | ¥42,234,521 | ¥12,534,521 |
| 50 | 1.60% | ¥71,944 | ¥43,166,131 | ¥13,466,131 |
| 50 | 1.70% | ¥73,516 | ¥44,109,330 | ¥14,409,330 |
| 50 | 1.80% | ¥75,107 | ¥45,064,024 | ¥15,364,024 |
| 50 | 1.90% | ¥76,717 | ¥46,030,112 | ¥16,330,112 |
| 50 | 2.00% | ¥78,346 | ¥47,007,490 | ¥17,307,490 |
| 50 | 2.10% | ¥79,993 | ¥47,996,050 | ¥18,296,050 |
| 50 | 2.20% | ¥81,659 | ¥48,995,678 | ¥19,295,678 |
| 50 | 2.30% | ¥83,344 | ¥50,006,257 | ¥20,306,257 |
| 50 | 2.40% | ¥85,046 | ¥51,027,668 | ¥21,327,668 |
| 50 | 2.50% | ¥86,766 | ¥52,059,785 | ¥22,359,785 |
| 50 | 2.60% | ¥88,504 | ¥53,102,481 | ¥23,402,481 |
| 50 | 2.70% | ¥90,259 | ¥54,155,625 | ¥24,455,625 |
| 50 | 2.80% | ¥92,032 | ¥55,219,083 | ¥25,519,083 |
| 50 | 2.90% | ¥93,821 | ¥56,292,718 | ¥26,592,718 |
| 50 | 3.00% | ¥95,627 | ¥57,376,390 | ¥27,676,390 |
2970万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥64,132 | ¥34,631,517 | ¥4,931,517 |
| 45 | 0.80% | ¥65,511 | ¥35,375,862 | ¥5,675,862 |
| 45 | 0.90% | ¥66,908 | ¥36,130,092 | ¥6,430,092 |
| 45 | 1.00% | ¥68,323 | ¥36,894,171 | ¥7,194,171 |
| 45 | 1.10% | ¥69,756 | ¥37,668,061 | ¥7,968,061 |
| 45 | 1.20% | ¥71,207 | ¥38,451,719 | ¥8,751,719 |
| 45 | 1.30% | ¥72,676 | ¥39,245,099 | ¥9,545,099 |
| 45 | 1.40% | ¥74,163 | ¥40,048,150 | ¥10,348,150 |
| 45 | 1.50% | ¥75,668 | ¥40,860,821 | ¥11,160,821 |
| 45 | 1.60% | ¥77,191 | ¥41,683,052 | ¥11,983,052 |
| 45 | 1.70% | ¥78,731 | ¥42,514,785 | ¥12,814,785 |
| 45 | 1.80% | ¥80,289 | ¥43,355,955 | ¥13,655,955 |
| 45 | 1.90% | ¥81,864 | ¥44,206,496 | ¥14,506,496 |
| 45 | 2.00% | ¥83,456 | ¥45,066,337 | ¥15,366,337 |
| 45 | 2.10% | ¥85,066 | ¥45,935,406 | ¥16,235,406 |
| 45 | 2.20% | ¥86,692 | ¥46,813,626 | ¥17,113,626 |
| 45 | 2.30% | ¥88,335 | ¥47,700,918 | ¥18,000,918 |
| 45 | 2.40% | ¥89,995 | ¥48,597,202 | ¥18,897,202 |
| 45 | 2.50% | ¥91,671 | ¥49,502,392 | ¥19,802,392 |
| 45 | 2.60% | ¥93,364 | ¥50,416,402 | ¥20,716,402 |
| 45 | 2.70% | ¥95,072 | ¥51,339,142 | ¥21,639,142 |
| 45 | 2.80% | ¥96,797 | ¥52,270,521 | ¥22,570,521 |
| 45 | 2.90% | ¥98,538 | ¥53,210,446 | ¥23,510,446 |
| 45 | 3.00% | ¥100,294 | ¥54,158,820 | ¥24,458,820 |
2970万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥70,959 | ¥34,060,392 | ¥4,360,392 |
| 40 | 0.80% | ¥72,323 | ¥34,714,823 | ¥5,014,823 |
| 40 | 0.90% | ¥73,702 | ¥35,377,086 | ¥5,677,086 |
| 40 | 1.00% | ¥75,098 | ¥36,047,158 | ¥6,347,158 |
| 40 | 1.10% | ¥76,510 | ¥36,725,014 | ¥7,025,014 |
| 40 | 1.20% | ¥77,939 | ¥37,410,628 | ¥7,710,628 |
| 40 | 1.30% | ¥79,383 | ¥38,103,970 | ¥8,403,970 |
| 40 | 1.40% | ¥80,844 | ¥38,805,010 | ¥9,105,010 |
| 40 | 1.50% | ¥82,320 | ¥39,513,712 | ¥9,813,712 |
| 40 | 1.60% | ¥83,813 | ¥40,230,040 | ¥10,530,040 |
| 40 | 1.70% | ¥85,321 | ¥40,953,957 | ¥11,253,957 |
| 40 | 1.80% | ¥86,845 | ¥41,685,422 | ¥11,985,422 |
| 40 | 1.90% | ¥88,384 | ¥42,424,392 | ¥12,724,392 |
| 40 | 2.00% | ¥89,939 | ¥43,170,823 | ¥13,470,823 |
| 40 | 2.10% | ¥91,510 | ¥43,924,668 | ¥14,224,668 |
| 40 | 2.20% | ¥93,096 | ¥44,685,878 | ¥14,985,878 |
| 40 | 2.30% | ¥94,697 | ¥45,454,402 | ¥15,754,402 |
| 40 | 2.40% | ¥96,313 | ¥46,230,189 | ¥16,530,189 |
| 40 | 2.50% | ¥97,944 | ¥47,013,184 | ¥17,313,184 |
| 40 | 2.60% | ¥99,590 | ¥47,803,331 | ¥18,103,331 |
| 40 | 2.70% | ¥101,251 | ¥48,600,572 | ¥18,900,572 |
| 40 | 2.80% | ¥102,927 | ¥49,404,848 | ¥19,704,848 |
| 40 | 2.90% | ¥104,617 | ¥50,216,098 | ¥20,516,098 |
| 40 | 3.00% | ¥106,321 | ¥51,034,259 | ¥21,334,259 |
2970万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥79,751 | ¥33,495,282 | ¥3,795,282 |
| 35 | 0.80% | ¥81,099 | ¥34,061,621 | ¥4,361,621 |
| 35 | 0.90% | ¥82,462 | ¥34,633,971 | ¥4,933,971 |
| 35 | 1.00% | ¥83,839 | ¥35,212,318 | ¥5,512,318 |
| 35 | 1.10% | ¥85,230 | ¥35,796,647 | ¥6,096,647 |
| 35 | 1.20% | ¥86,636 | ¥36,386,943 | ¥6,686,943 |
| 35 | 1.30% | ¥88,055 | ¥36,983,188 | ¥7,283,188 |
| 35 | 1.40% | ¥89,489 | ¥37,585,362 | ¥7,885,362 |
| 35 | 1.50% | ¥90,937 | ¥38,193,447 | ¥8,493,447 |
| 35 | 1.60% | ¥92,399 | ¥38,807,420 | ¥9,107,420 |
| 35 | 1.70% | ¥93,874 | ¥39,427,258 | ¥9,727,258 |
| 35 | 1.80% | ¥95,364 | ¥40,052,938 | ¥10,352,938 |
| 35 | 1.90% | ¥96,868 | ¥40,684,433 | ¥10,984,433 |
| 35 | 2.00% | ¥98,385 | ¥41,321,718 | ¥11,621,718 |
| 35 | 2.10% | ¥99,916 | ¥41,964,763 | ¥12,264,763 |
| 35 | 2.20% | ¥101,461 | ¥42,613,541 | ¥12,913,541 |
| 35 | 2.30% | ¥103,019 | ¥43,268,019 | ¥13,568,019 |
| 35 | 2.40% | ¥104,591 | ¥43,928,168 | ¥14,228,168 |
| 35 | 2.50% | ¥106,176 | ¥44,593,953 | ¥14,893,953 |
| 35 | 2.60% | ¥107,775 | ¥45,265,342 | ¥15,565,342 |
| 35 | 2.70% | ¥109,386 | ¥45,942,299 | ¥16,242,299 |
| 35 | 2.80% | ¥111,011 | ¥46,624,788 | ¥16,924,788 |
| 35 | 2.90% | ¥112,649 | ¥47,312,772 | ¥17,612,772 |
| 35 | 3.00% | ¥114,301 | ¥48,006,213 | ¥18,306,213 |
2970万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥91,489 | ¥32,936,197 | ¥3,236,197 |
| 30 | 0.80% | ¥92,823 | ¥33,416,275 | ¥3,716,275 |
| 30 | 0.90% | ¥94,169 | ¥33,900,777 | ¥4,200,777 |
| 30 | 1.00% | ¥95,527 | ¥34,389,698 | ¥4,689,698 |
| 30 | 1.10% | ¥96,897 | ¥34,883,027 | ¥5,183,027 |
| 30 | 1.20% | ¥98,280 | ¥35,380,758 | ¥5,680,758 |
| 30 | 1.30% | ¥99,675 | ¥35,882,879 | ¥6,182,879 |
| 30 | 1.40% | ¥101,082 | ¥36,389,381 | ¥6,689,381 |
| 30 | 1.50% | ¥102,501 | ¥36,900,253 | ¥7,200,253 |
| 30 | 1.60% | ¥103,932 | ¥37,415,482 | ¥7,715,482 |
| 30 | 1.70% | ¥105,375 | ¥37,935,057 | ¥8,235,057 |
| 30 | 1.80% | ¥106,830 | ¥38,458,963 | ¥8,758,963 |
| 30 | 1.90% | ¥108,298 | ¥38,987,187 | ¥9,287,187 |
| 30 | 2.00% | ¥109,777 | ¥39,519,714 | ¥9,819,714 |
| 30 | 2.10% | ¥111,268 | ¥40,056,528 | ¥10,356,528 |
| 30 | 2.20% | ¥112,771 | ¥40,597,614 | ¥10,897,614 |
| 30 | 2.30% | ¥114,286 | ¥41,142,954 | ¥11,442,954 |
| 30 | 2.40% | ¥115,813 | ¥41,692,531 | ¥11,992,531 |
| 30 | 2.50% | ¥117,351 | ¥42,246,327 | ¥12,546,327 |
| 30 | 2.60% | ¥118,901 | ¥42,804,322 | ¥13,104,322 |
| 30 | 2.70% | ¥120,462 | ¥43,366,498 | ¥13,666,498 |
| 30 | 2.80% | ¥122,036 | ¥43,932,834 | ¥14,232,834 |
| 30 | 2.90% | ¥123,620 | ¥44,503,309 | ¥14,803,309 |
| 30 | 3.00% | ¥125,216 | ¥45,077,903 | ¥15,377,903 |
2970万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥107,944 | ¥32,383,148 | ¥2,683,148 |
| 25 | 0.80% | ¥109,263 | ¥32,778,800 | ¥3,078,800 |
| 25 | 0.90% | ¥110,592 | ¥33,177,531 | ¥3,477,531 |
| 25 | 1.00% | ¥111,931 | ¥33,579,336 | ¥3,879,336 |
| 25 | 1.10% | ¥113,281 | ¥33,984,211 | ¥4,284,211 |
| 25 | 1.20% | ¥114,641 | ¥34,392,153 | ¥4,692,153 |
| 25 | 1.30% | ¥116,011 | ¥34,803,157 | ¥5,103,157 |
| 25 | 1.40% | ¥117,391 | ¥35,217,216 | ¥5,517,216 |
| 25 | 1.50% | ¥118,781 | ¥35,634,327 | ¥5,934,327 |
| 25 | 1.60% | ¥120,182 | ¥36,054,482 | ¥6,354,482 |
| 25 | 1.70% | ¥121,592 | ¥36,477,676 | ¥6,777,676 |
| 25 | 1.80% | ¥123,013 | ¥36,903,902 | ¥7,203,902 |
| 25 | 1.90% | ¥124,444 | ¥37,333,153 | ¥7,633,153 |
| 25 | 2.00% | ¥125,885 | ¥37,765,422 | ¥8,065,422 |
| 25 | 2.10% | ¥127,336 | ¥38,200,700 | ¥8,500,700 |
| 25 | 2.20% | ¥128,797 | ¥38,638,981 | ¥8,938,981 |
| 25 | 2.30% | ¥130,268 | ¥39,080,256 | ¥9,380,256 |
| 25 | 2.40% | ¥131,748 | ¥39,524,515 | ¥9,824,515 |
| 25 | 2.50% | ¥133,239 | ¥39,971,751 | ¥10,271,751 |
| 25 | 2.60% | ¥134,740 | ¥40,421,953 | ¥10,721,953 |
| 25 | 2.70% | ¥136,250 | ¥40,875,112 | ¥11,175,112 |
| 25 | 2.80% | ¥137,771 | ¥41,331,218 | ¥11,631,218 |
| 25 | 2.90% | ¥139,301 | ¥41,790,260 | ¥12,090,260 |
| 25 | 3.00% | ¥140,841 | ¥42,252,228 | ¥12,552,228 |
2970万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥132,651 | ¥31,836,142 | ¥2,136,142 |
| 20 | 0.80% | ¥133,955 | ¥32,149,211 | ¥2,449,211 |
| 20 | 0.90% | ¥135,268 | ¥32,464,253 | ¥2,764,253 |
| 20 | 1.00% | ¥136,589 | ¥32,781,266 | ¥3,081,266 |
| 20 | 1.10% | ¥137,918 | ¥33,100,249 | ¥3,400,249 |
| 20 | 1.20% | ¥139,255 | ¥33,421,200 | ¥3,721,200 |
| 20 | 1.30% | ¥140,600 | ¥33,744,116 | ¥4,044,116 |
| 20 | 1.40% | ¥141,954 | ¥34,068,996 | ¥4,368,996 |
| 20 | 1.50% | ¥143,316 | ¥34,395,837 | ¥4,695,837 |
| 20 | 1.60% | ¥144,686 | ¥34,724,636 | ¥5,024,636 |
| 20 | 1.70% | ¥146,064 | ¥35,055,392 | ¥5,355,392 |
| 20 | 1.80% | ¥147,450 | ¥35,388,100 | ¥5,688,100 |
| 20 | 1.90% | ¥148,845 | ¥35,722,759 | ¥6,022,759 |
| 20 | 2.00% | ¥150,247 | ¥36,059,364 | ¥6,359,364 |
| 20 | 2.10% | ¥151,658 | ¥36,397,913 | ¥6,697,913 |
| 20 | 2.20% | ¥153,077 | ¥36,738,403 | ¥7,038,403 |
| 20 | 2.30% | ¥154,503 | ¥37,080,830 | ¥7,380,830 |
| 20 | 2.40% | ¥155,938 | ¥37,425,189 | ¥7,725,189 |
| 20 | 2.50% | ¥157,381 | ¥37,771,478 | ¥8,071,478 |
| 20 | 2.60% | ¥158,832 | ¥38,119,692 | ¥8,419,692 |
| 20 | 2.70% | ¥160,291 | ¥38,469,828 | ¥8,769,828 |
| 20 | 2.80% | ¥161,758 | ¥38,821,880 | ¥9,121,880 |
| 20 | 2.90% | ¥163,233 | ¥39,175,844 | ¥9,475,844 |
| 20 | 3.00% | ¥164,715 | ¥39,531,717 | ¥9,831,717 |
2970万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥173,862 | ¥31,295,186 | ¥1,595,186 |
| 15 | 0.80% | ¥175,153 | ¥31,527,518 | ¥1,827,518 |
| 15 | 0.90% | ¥176,450 | ¥31,760,962 | ¥2,060,962 |
| 15 | 1.00% | ¥177,753 | ¥31,995,517 | ¥2,295,517 |
| 15 | 1.10% | ¥179,062 | ¥32,231,181 | ¥2,531,181 |
| 15 | 1.20% | ¥180,378 | ¥32,467,954 | ¥2,767,954 |
| 15 | 1.30% | ¥181,699 | ¥32,705,836 | ¥3,005,836 |
| 15 | 1.40% | ¥183,027 | ¥32,944,826 | ¥3,244,826 |
| 15 | 1.50% | ¥184,361 | ¥33,184,922 | ¥3,484,922 |
| 15 | 1.60% | ¥185,701 | ¥33,426,124 | ¥3,726,124 |
| 15 | 1.70% | ¥187,047 | ¥33,668,432 | ¥3,968,432 |
| 15 | 1.80% | ¥188,399 | ¥33,911,843 | ¥4,211,843 |
| 15 | 1.90% | ¥189,758 | ¥34,156,358 | ¥4,456,358 |
| 15 | 2.00% | ¥191,122 | ¥34,401,975 | ¥4,701,975 |
| 15 | 2.10% | ¥192,493 | ¥34,648,693 | ¥4,948,693 |
| 15 | 2.20% | ¥193,870 | ¥34,896,511 | ¥5,196,511 |
| 15 | 2.30% | ¥195,252 | ¥35,145,427 | ¥5,445,427 |
| 15 | 2.40% | ¥196,641 | ¥35,395,441 | ¥5,695,441 |
| 15 | 2.50% | ¥198,036 | ¥35,646,551 | ¥5,946,551 |
| 15 | 2.60% | ¥199,438 | ¥35,898,756 | ¥6,198,756 |
| 15 | 2.70% | ¥200,845 | ¥36,152,054 | ¥6,452,054 |
| 15 | 2.80% | ¥202,258 | ¥36,406,444 | ¥6,706,444 |
| 15 | 2.90% | ¥203,677 | ¥36,661,925 | ¥6,961,925 |
| 15 | 3.00% | ¥205,103 | ¥36,918,494 | ¥7,218,494 |
2970万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥256,336 | ¥30,760,285 | ¥1,060,285 |
| 10 | 0.80% | ¥257,614 | ¥30,913,732 | ¥1,213,732 |
| 10 | 0.90% | ¥258,897 | ¥31,067,673 | ¥1,367,673 |
| 10 | 1.00% | ¥260,184 | ¥31,222,109 | ¥1,522,109 |
| 10 | 1.10% | ¥261,475 | ¥31,377,038 | ¥1,677,038 |
| 10 | 1.20% | ¥262,771 | ¥31,532,461 | ¥1,832,461 |
| 10 | 1.30% | ¥264,070 | ¥31,688,378 | ¥1,988,378 |
| 10 | 1.40% | ¥265,373 | ¥31,844,788 | ¥2,144,788 |
| 10 | 1.50% | ¥266,681 | ¥32,001,691 | ¥2,301,691 |
| 10 | 1.60% | ¥267,992 | ¥32,159,086 | ¥2,459,086 |
| 10 | 1.70% | ¥269,308 | ¥32,316,975 | ¥2,616,975 |
| 10 | 1.80% | ¥270,628 | ¥32,475,356 | ¥2,775,356 |
| 10 | 1.90% | ¥271,952 | ¥32,634,230 | ¥2,934,230 |
| 10 | 2.00% | ¥273,280 | ¥32,793,595 | ¥3,093,595 |
| 10 | 2.10% | ¥274,612 | ¥32,953,452 | ¥3,253,452 |
| 10 | 2.20% | ¥275,948 | ¥33,113,801 | ¥3,413,801 |
| 10 | 2.30% | ¥277,289 | ¥33,274,641 | ¥3,574,641 |
| 10 | 2.40% | ¥278,633 | ¥33,435,971 | ¥3,735,971 |
| 10 | 2.50% | ¥279,982 | ¥33,597,793 | ¥3,897,793 |
| 10 | 2.60% | ¥281,334 | ¥33,760,105 | ¥4,060,105 |
| 10 | 2.70% | ¥282,691 | ¥33,922,907 | ¥4,222,907 |
| 10 | 2.80% | ¥284,052 | ¥34,086,198 | ¥4,386,198 |
| 10 | 2.90% | ¥285,416 | ¥34,249,979 | ¥4,549,979 |
| 10 | 3.00% | ¥286,785 | ¥34,414,249 | ¥4,714,249 |
