2970万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2970万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2970万円の住宅ローン|期間・年数別
2970万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥58,681 |
¥35,208,644 |
¥5,508,644 |
| 50 |
0.80% |
¥60,075 |
¥36,044,716 |
¥6,344,716 |
| 50 |
0.90% |
¥61,488 |
¥36,892,954 |
¥7,192,954 |
| 50 |
1.00% |
¥62,922 |
¥37,753,306 |
¥8,053,306 |
| 50 |
1.10% |
¥64,376 |
¥38,625,712 |
¥8,925,712 |
| 50 |
1.20% |
¥65,850 |
¥39,510,110 |
¥9,810,110 |
| 50 |
1.30% |
¥67,344 |
¥40,406,428 |
¥10,706,428 |
| 50 |
1.40% |
¥68,858 |
¥41,314,592 |
¥11,614,592 |
| 50 |
1.50% |
¥70,391 |
¥42,234,521 |
¥12,534,521 |
| 50 |
1.60% |
¥71,944 |
¥43,166,131 |
¥13,466,131 |
| 50 |
1.70% |
¥73,516 |
¥44,109,330 |
¥14,409,330 |
| 50 |
1.80% |
¥75,107 |
¥45,064,024 |
¥15,364,024 |
| 50 |
1.90% |
¥76,717 |
¥46,030,112 |
¥16,330,112 |
| 50 |
2.00% |
¥78,346 |
¥47,007,490 |
¥17,307,490 |
| 50 |
2.10% |
¥79,993 |
¥47,996,050 |
¥18,296,050 |
| 50 |
2.20% |
¥81,659 |
¥48,995,678 |
¥19,295,678 |
| 50 |
2.30% |
¥83,344 |
¥50,006,257 |
¥20,306,257 |
| 50 |
2.40% |
¥85,046 |
¥51,027,668 |
¥21,327,668 |
| 50 |
2.50% |
¥86,766 |
¥52,059,785 |
¥22,359,785 |
| 50 |
2.60% |
¥88,504 |
¥53,102,481 |
¥23,402,481 |
| 50 |
2.70% |
¥90,259 |
¥54,155,625 |
¥24,455,625 |
| 50 |
2.80% |
¥92,032 |
¥55,219,083 |
¥25,519,083 |
| 50 |
2.90% |
¥93,821 |
¥56,292,718 |
¥26,592,718 |
| 50 |
3.00% |
¥95,627 |
¥57,376,390 |
¥27,676,390 |
2970万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥64,132 |
¥34,631,517 |
¥4,931,517 |
| 45 |
0.80% |
¥65,511 |
¥35,375,862 |
¥5,675,862 |
| 45 |
0.90% |
¥66,908 |
¥36,130,092 |
¥6,430,092 |
| 45 |
1.00% |
¥68,323 |
¥36,894,171 |
¥7,194,171 |
| 45 |
1.10% |
¥69,756 |
¥37,668,061 |
¥7,968,061 |
| 45 |
1.20% |
¥71,207 |
¥38,451,719 |
¥8,751,719 |
| 45 |
1.30% |
¥72,676 |
¥39,245,099 |
¥9,545,099 |
| 45 |
1.40% |
¥74,163 |
¥40,048,150 |
¥10,348,150 |
| 45 |
1.50% |
¥75,668 |
¥40,860,821 |
¥11,160,821 |
| 45 |
1.60% |
¥77,191 |
¥41,683,052 |
¥11,983,052 |
| 45 |
1.70% |
¥78,731 |
¥42,514,785 |
¥12,814,785 |
| 45 |
1.80% |
¥80,289 |
¥43,355,955 |
¥13,655,955 |
| 45 |
1.90% |
¥81,864 |
¥44,206,496 |
¥14,506,496 |
| 45 |
2.00% |
¥83,456 |
¥45,066,337 |
¥15,366,337 |
| 45 |
2.10% |
¥85,066 |
¥45,935,406 |
¥16,235,406 |
| 45 |
2.20% |
¥86,692 |
¥46,813,626 |
¥17,113,626 |
| 45 |
2.30% |
¥88,335 |
¥47,700,918 |
¥18,000,918 |
| 45 |
2.40% |
¥89,995 |
¥48,597,202 |
¥18,897,202 |
| 45 |
2.50% |
¥91,671 |
¥49,502,392 |
¥19,802,392 |
| 45 |
2.60% |
¥93,364 |
¥50,416,402 |
¥20,716,402 |
| 45 |
2.70% |
¥95,072 |
¥51,339,142 |
¥21,639,142 |
| 45 |
2.80% |
¥96,797 |
¥52,270,521 |
¥22,570,521 |
| 45 |
2.90% |
¥98,538 |
¥53,210,446 |
¥23,510,446 |
| 45 |
3.00% |
¥100,294 |
¥54,158,820 |
¥24,458,820 |
2970万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥70,959 |
¥34,060,392 |
¥4,360,392 |
| 40 |
0.80% |
¥72,323 |
¥34,714,823 |
¥5,014,823 |
| 40 |
0.90% |
¥73,702 |
¥35,377,086 |
¥5,677,086 |
| 40 |
1.00% |
¥75,098 |
¥36,047,158 |
¥6,347,158 |
| 40 |
1.10% |
¥76,510 |
¥36,725,014 |
¥7,025,014 |
| 40 |
1.20% |
¥77,939 |
¥37,410,628 |
¥7,710,628 |
| 40 |
1.30% |
¥79,383 |
¥38,103,970 |
¥8,403,970 |
| 40 |
1.40% |
¥80,844 |
¥38,805,010 |
¥9,105,010 |
| 40 |
1.50% |
¥82,320 |
¥39,513,712 |
¥9,813,712 |
| 40 |
1.60% |
¥83,813 |
¥40,230,040 |
¥10,530,040 |
| 40 |
1.70% |
¥85,321 |
¥40,953,957 |
¥11,253,957 |
| 40 |
1.80% |
¥86,845 |
¥41,685,422 |
¥11,985,422 |
| 40 |
1.90% |
¥88,384 |
¥42,424,392 |
¥12,724,392 |
| 40 |
2.00% |
¥89,939 |
¥43,170,823 |
¥13,470,823 |
| 40 |
2.10% |
¥91,510 |
¥43,924,668 |
¥14,224,668 |
| 40 |
2.20% |
¥93,096 |
¥44,685,878 |
¥14,985,878 |
| 40 |
2.30% |
¥94,697 |
¥45,454,402 |
¥15,754,402 |
| 40 |
2.40% |
¥96,313 |
¥46,230,189 |
¥16,530,189 |
| 40 |
2.50% |
¥97,944 |
¥47,013,184 |
¥17,313,184 |
| 40 |
2.60% |
¥99,590 |
¥47,803,331 |
¥18,103,331 |
| 40 |
2.70% |
¥101,251 |
¥48,600,572 |
¥18,900,572 |
| 40 |
2.80% |
¥102,927 |
¥49,404,848 |
¥19,704,848 |
| 40 |
2.90% |
¥104,617 |
¥50,216,098 |
¥20,516,098 |
| 40 |
3.00% |
¥106,321 |
¥51,034,259 |
¥21,334,259 |
2970万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥79,751 |
¥33,495,282 |
¥3,795,282 |
| 35 |
0.80% |
¥81,099 |
¥34,061,621 |
¥4,361,621 |
| 35 |
0.90% |
¥82,462 |
¥34,633,971 |
¥4,933,971 |
| 35 |
1.00% |
¥83,839 |
¥35,212,318 |
¥5,512,318 |
| 35 |
1.10% |
¥85,230 |
¥35,796,647 |
¥6,096,647 |
| 35 |
1.20% |
¥86,636 |
¥36,386,943 |
¥6,686,943 |
| 35 |
1.30% |
¥88,055 |
¥36,983,188 |
¥7,283,188 |
| 35 |
1.40% |
¥89,489 |
¥37,585,362 |
¥7,885,362 |
| 35 |
1.50% |
¥90,937 |
¥38,193,447 |
¥8,493,447 |
| 35 |
1.60% |
¥92,399 |
¥38,807,420 |
¥9,107,420 |
| 35 |
1.70% |
¥93,874 |
¥39,427,258 |
¥9,727,258 |
| 35 |
1.80% |
¥95,364 |
¥40,052,938 |
¥10,352,938 |
| 35 |
1.90% |
¥96,868 |
¥40,684,433 |
¥10,984,433 |
| 35 |
2.00% |
¥98,385 |
¥41,321,718 |
¥11,621,718 |
| 35 |
2.10% |
¥99,916 |
¥41,964,763 |
¥12,264,763 |
| 35 |
2.20% |
¥101,461 |
¥42,613,541 |
¥12,913,541 |
| 35 |
2.30% |
¥103,019 |
¥43,268,019 |
¥13,568,019 |
| 35 |
2.40% |
¥104,591 |
¥43,928,168 |
¥14,228,168 |
| 35 |
2.50% |
¥106,176 |
¥44,593,953 |
¥14,893,953 |
| 35 |
2.60% |
¥107,775 |
¥45,265,342 |
¥15,565,342 |
| 35 |
2.70% |
¥109,386 |
¥45,942,299 |
¥16,242,299 |
| 35 |
2.80% |
¥111,011 |
¥46,624,788 |
¥16,924,788 |
| 35 |
2.90% |
¥112,649 |
¥47,312,772 |
¥17,612,772 |
| 35 |
3.00% |
¥114,301 |
¥48,006,213 |
¥18,306,213 |
2970万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥91,489 |
¥32,936,197 |
¥3,236,197 |
| 30 |
0.80% |
¥92,823 |
¥33,416,275 |
¥3,716,275 |
| 30 |
0.90% |
¥94,169 |
¥33,900,777 |
¥4,200,777 |
| 30 |
1.00% |
¥95,527 |
¥34,389,698 |
¥4,689,698 |
| 30 |
1.10% |
¥96,897 |
¥34,883,027 |
¥5,183,027 |
| 30 |
1.20% |
¥98,280 |
¥35,380,758 |
¥5,680,758 |
| 30 |
1.30% |
¥99,675 |
¥35,882,879 |
¥6,182,879 |
| 30 |
1.40% |
¥101,082 |
¥36,389,381 |
¥6,689,381 |
| 30 |
1.50% |
¥102,501 |
¥36,900,253 |
¥7,200,253 |
| 30 |
1.60% |
¥103,932 |
¥37,415,482 |
¥7,715,482 |
| 30 |
1.70% |
¥105,375 |
¥37,935,057 |
¥8,235,057 |
| 30 |
1.80% |
¥106,830 |
¥38,458,963 |
¥8,758,963 |
| 30 |
1.90% |
¥108,298 |
¥38,987,187 |
¥9,287,187 |
| 30 |
2.00% |
¥109,777 |
¥39,519,714 |
¥9,819,714 |
| 30 |
2.10% |
¥111,268 |
¥40,056,528 |
¥10,356,528 |
| 30 |
2.20% |
¥112,771 |
¥40,597,614 |
¥10,897,614 |
| 30 |
2.30% |
¥114,286 |
¥41,142,954 |
¥11,442,954 |
| 30 |
2.40% |
¥115,813 |
¥41,692,531 |
¥11,992,531 |
| 30 |
2.50% |
¥117,351 |
¥42,246,327 |
¥12,546,327 |
| 30 |
2.60% |
¥118,901 |
¥42,804,322 |
¥13,104,322 |
| 30 |
2.70% |
¥120,462 |
¥43,366,498 |
¥13,666,498 |
| 30 |
2.80% |
¥122,036 |
¥43,932,834 |
¥14,232,834 |
| 30 |
2.90% |
¥123,620 |
¥44,503,309 |
¥14,803,309 |
| 30 |
3.00% |
¥125,216 |
¥45,077,903 |
¥15,377,903 |
2970万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥107,944 |
¥32,383,148 |
¥2,683,148 |
| 25 |
0.80% |
¥109,263 |
¥32,778,800 |
¥3,078,800 |
| 25 |
0.90% |
¥110,592 |
¥33,177,531 |
¥3,477,531 |
| 25 |
1.00% |
¥111,931 |
¥33,579,336 |
¥3,879,336 |
| 25 |
1.10% |
¥113,281 |
¥33,984,211 |
¥4,284,211 |
| 25 |
1.20% |
¥114,641 |
¥34,392,153 |
¥4,692,153 |
| 25 |
1.30% |
¥116,011 |
¥34,803,157 |
¥5,103,157 |
| 25 |
1.40% |
¥117,391 |
¥35,217,216 |
¥5,517,216 |
| 25 |
1.50% |
¥118,781 |
¥35,634,327 |
¥5,934,327 |
| 25 |
1.60% |
¥120,182 |
¥36,054,482 |
¥6,354,482 |
| 25 |
1.70% |
¥121,592 |
¥36,477,676 |
¥6,777,676 |
| 25 |
1.80% |
¥123,013 |
¥36,903,902 |
¥7,203,902 |
| 25 |
1.90% |
¥124,444 |
¥37,333,153 |
¥7,633,153 |
| 25 |
2.00% |
¥125,885 |
¥37,765,422 |
¥8,065,422 |
| 25 |
2.10% |
¥127,336 |
¥38,200,700 |
¥8,500,700 |
| 25 |
2.20% |
¥128,797 |
¥38,638,981 |
¥8,938,981 |
| 25 |
2.30% |
¥130,268 |
¥39,080,256 |
¥9,380,256 |
| 25 |
2.40% |
¥131,748 |
¥39,524,515 |
¥9,824,515 |
| 25 |
2.50% |
¥133,239 |
¥39,971,751 |
¥10,271,751 |
| 25 |
2.60% |
¥134,740 |
¥40,421,953 |
¥10,721,953 |
| 25 |
2.70% |
¥136,250 |
¥40,875,112 |
¥11,175,112 |
| 25 |
2.80% |
¥137,771 |
¥41,331,218 |
¥11,631,218 |
| 25 |
2.90% |
¥139,301 |
¥41,790,260 |
¥12,090,260 |
| 25 |
3.00% |
¥140,841 |
¥42,252,228 |
¥12,552,228 |
2970万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥132,651 |
¥31,836,142 |
¥2,136,142 |
| 20 |
0.80% |
¥133,955 |
¥32,149,211 |
¥2,449,211 |
| 20 |
0.90% |
¥135,268 |
¥32,464,253 |
¥2,764,253 |
| 20 |
1.00% |
¥136,589 |
¥32,781,266 |
¥3,081,266 |
| 20 |
1.10% |
¥137,918 |
¥33,100,249 |
¥3,400,249 |
| 20 |
1.20% |
¥139,255 |
¥33,421,200 |
¥3,721,200 |
| 20 |
1.30% |
¥140,600 |
¥33,744,116 |
¥4,044,116 |
| 20 |
1.40% |
¥141,954 |
¥34,068,996 |
¥4,368,996 |
| 20 |
1.50% |
¥143,316 |
¥34,395,837 |
¥4,695,837 |
| 20 |
1.60% |
¥144,686 |
¥34,724,636 |
¥5,024,636 |
| 20 |
1.70% |
¥146,064 |
¥35,055,392 |
¥5,355,392 |
| 20 |
1.80% |
¥147,450 |
¥35,388,100 |
¥5,688,100 |
| 20 |
1.90% |
¥148,845 |
¥35,722,759 |
¥6,022,759 |
| 20 |
2.00% |
¥150,247 |
¥36,059,364 |
¥6,359,364 |
| 20 |
2.10% |
¥151,658 |
¥36,397,913 |
¥6,697,913 |
| 20 |
2.20% |
¥153,077 |
¥36,738,403 |
¥7,038,403 |
| 20 |
2.30% |
¥154,503 |
¥37,080,830 |
¥7,380,830 |
| 20 |
2.40% |
¥155,938 |
¥37,425,189 |
¥7,725,189 |
| 20 |
2.50% |
¥157,381 |
¥37,771,478 |
¥8,071,478 |
| 20 |
2.60% |
¥158,832 |
¥38,119,692 |
¥8,419,692 |
| 20 |
2.70% |
¥160,291 |
¥38,469,828 |
¥8,769,828 |
| 20 |
2.80% |
¥161,758 |
¥38,821,880 |
¥9,121,880 |
| 20 |
2.90% |
¥163,233 |
¥39,175,844 |
¥9,475,844 |
| 20 |
3.00% |
¥164,715 |
¥39,531,717 |
¥9,831,717 |
2970万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥173,862 |
¥31,295,186 |
¥1,595,186 |
| 15 |
0.80% |
¥175,153 |
¥31,527,518 |
¥1,827,518 |
| 15 |
0.90% |
¥176,450 |
¥31,760,962 |
¥2,060,962 |
| 15 |
1.00% |
¥177,753 |
¥31,995,517 |
¥2,295,517 |
| 15 |
1.10% |
¥179,062 |
¥32,231,181 |
¥2,531,181 |
| 15 |
1.20% |
¥180,378 |
¥32,467,954 |
¥2,767,954 |
| 15 |
1.30% |
¥181,699 |
¥32,705,836 |
¥3,005,836 |
| 15 |
1.40% |
¥183,027 |
¥32,944,826 |
¥3,244,826 |
| 15 |
1.50% |
¥184,361 |
¥33,184,922 |
¥3,484,922 |
| 15 |
1.60% |
¥185,701 |
¥33,426,124 |
¥3,726,124 |
| 15 |
1.70% |
¥187,047 |
¥33,668,432 |
¥3,968,432 |
| 15 |
1.80% |
¥188,399 |
¥33,911,843 |
¥4,211,843 |
| 15 |
1.90% |
¥189,758 |
¥34,156,358 |
¥4,456,358 |
| 15 |
2.00% |
¥191,122 |
¥34,401,975 |
¥4,701,975 |
| 15 |
2.10% |
¥192,493 |
¥34,648,693 |
¥4,948,693 |
| 15 |
2.20% |
¥193,870 |
¥34,896,511 |
¥5,196,511 |
| 15 |
2.30% |
¥195,252 |
¥35,145,427 |
¥5,445,427 |
| 15 |
2.40% |
¥196,641 |
¥35,395,441 |
¥5,695,441 |
| 15 |
2.50% |
¥198,036 |
¥35,646,551 |
¥5,946,551 |
| 15 |
2.60% |
¥199,438 |
¥35,898,756 |
¥6,198,756 |
| 15 |
2.70% |
¥200,845 |
¥36,152,054 |
¥6,452,054 |
| 15 |
2.80% |
¥202,258 |
¥36,406,444 |
¥6,706,444 |
| 15 |
2.90% |
¥203,677 |
¥36,661,925 |
¥6,961,925 |
| 15 |
3.00% |
¥205,103 |
¥36,918,494 |
¥7,218,494 |
2970万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥256,336 |
¥30,760,285 |
¥1,060,285 |
| 10 |
0.80% |
¥257,614 |
¥30,913,732 |
¥1,213,732 |
| 10 |
0.90% |
¥258,897 |
¥31,067,673 |
¥1,367,673 |
| 10 |
1.00% |
¥260,184 |
¥31,222,109 |
¥1,522,109 |
| 10 |
1.10% |
¥261,475 |
¥31,377,038 |
¥1,677,038 |
| 10 |
1.20% |
¥262,771 |
¥31,532,461 |
¥1,832,461 |
| 10 |
1.30% |
¥264,070 |
¥31,688,378 |
¥1,988,378 |
| 10 |
1.40% |
¥265,373 |
¥31,844,788 |
¥2,144,788 |
| 10 |
1.50% |
¥266,681 |
¥32,001,691 |
¥2,301,691 |
| 10 |
1.60% |
¥267,992 |
¥32,159,086 |
¥2,459,086 |
| 10 |
1.70% |
¥269,308 |
¥32,316,975 |
¥2,616,975 |
| 10 |
1.80% |
¥270,628 |
¥32,475,356 |
¥2,775,356 |
| 10 |
1.90% |
¥271,952 |
¥32,634,230 |
¥2,934,230 |
| 10 |
2.00% |
¥273,280 |
¥32,793,595 |
¥3,093,595 |
| 10 |
2.10% |
¥274,612 |
¥32,953,452 |
¥3,253,452 |
| 10 |
2.20% |
¥275,948 |
¥33,113,801 |
¥3,413,801 |
| 10 |
2.30% |
¥277,289 |
¥33,274,641 |
¥3,574,641 |
| 10 |
2.40% |
¥278,633 |
¥33,435,971 |
¥3,735,971 |
| 10 |
2.50% |
¥279,982 |
¥33,597,793 |
¥3,897,793 |
| 10 |
2.60% |
¥281,334 |
¥33,760,105 |
¥4,060,105 |
| 10 |
2.70% |
¥282,691 |
¥33,922,907 |
¥4,222,907 |
| 10 |
2.80% |
¥284,052 |
¥34,086,198 |
¥4,386,198 |
| 10 |
2.90% |
¥285,416 |
¥34,249,979 |
¥4,549,979 |
| 10 |
3.00% |
¥286,785 |
¥34,414,249 |
¥4,714,249 |