2990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2990万円の住宅ローン｜期間・年数別
2990万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥59,076 | ¥35,445,739 | ¥5,545,739 |
| 50 | 0.80% | ¥60,479 | ¥36,287,441 | ¥6,387,441 |
| 50 | 0.90% | ¥61,902 | ¥37,141,392 | ¥7,241,392 |
| 50 | 1.00% | ¥63,346 | ¥38,007,537 | ¥8,107,537 |
| 50 | 1.10% | ¥64,810 | ¥38,885,818 | ¥8,985,818 |
| 50 | 1.20% | ¥66,294 | ¥39,776,171 | ¥9,876,171 |
| 50 | 1.30% | ¥67,798 | ¥40,678,525 | ¥10,778,525 |
| 50 | 1.40% | ¥69,321 | ¥41,592,804 | ¥11,692,804 |
| 50 | 1.50% | ¥70,865 | ¥42,518,929 | ¥12,618,929 |
| 50 | 1.60% | ¥72,428 | ¥43,456,812 | ¥13,556,812 |
| 50 | 1.70% | ¥74,011 | ¥44,406,363 | ¥14,506,363 |
| 50 | 1.80% | ¥75,612 | ¥45,367,485 | ¥15,467,485 |
| 50 | 1.90% | ¥77,233 | ¥46,340,079 | ¥16,440,079 |
| 50 | 2.00% | ¥78,873 | ¥47,324,039 | ¥17,424,039 |
| 50 | 2.10% | ¥80,532 | ¥48,319,255 | ¥18,419,255 |
| 50 | 2.20% | ¥82,209 | ¥49,325,615 | ¥19,425,615 |
| 50 | 2.30% | ¥83,905 | ¥50,343,000 | ¥20,443,000 |
| 50 | 2.40% | ¥85,619 | ¥51,371,288 | ¥21,471,288 |
| 50 | 2.50% | ¥87,351 | ¥52,410,356 | ¥22,510,356 |
| 50 | 2.60% | ¥89,100 | ¥53,460,073 | ¥23,560,073 |
| 50 | 2.70% | ¥90,867 | ¥54,520,309 | ¥24,620,309 |
| 50 | 2.80% | ¥92,652 | ¥55,590,928 | ¥25,690,928 |
| 50 | 2.90% | ¥94,453 | ¥56,671,793 | ¥26,771,793 |
| 50 | 3.00% | ¥96,271 | ¥57,762,763 | ¥27,862,763 |
2990万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥64,564 | ¥34,864,726 | ¥4,964,726 |
| 45 | 0.80% | ¥65,952 | ¥35,614,083 | ¥5,714,083 |
| 45 | 0.90% | ¥67,358 | ¥36,373,392 | ¥6,473,392 |
| 45 | 1.00% | ¥68,783 | ¥37,142,616 | ¥7,242,616 |
| 45 | 1.10% | ¥70,225 | ¥37,921,718 | ¥8,021,718 |
| 45 | 1.20% | ¥71,686 | ¥38,710,653 | ¥8,810,653 |
| 45 | 1.30% | ¥73,166 | ¥39,509,375 | ¥9,609,375 |
| 45 | 1.40% | ¥74,663 | ¥40,317,835 | ¥10,417,835 |
| 45 | 1.50% | ¥76,178 | ¥41,135,978 | ¥11,235,978 |
| 45 | 1.60% | ¥77,711 | ¥41,963,746 | ¥12,063,746 |
| 45 | 1.70% | ¥79,261 | ¥42,801,080 | ¥12,901,080 |
| 45 | 1.80% | ¥80,829 | ¥43,647,915 | ¥13,747,915 |
| 45 | 1.90% | ¥82,415 | ¥44,504,183 | ¥14,604,183 |
| 45 | 2.00% | ¥84,018 | ¥45,369,814 | ¥15,469,814 |
| 45 | 2.10% | ¥85,638 | ¥46,244,735 | ¥16,344,735 |
| 45 | 2.20% | ¥87,276 | ¥47,128,869 | ¥17,228,869 |
| 45 | 2.30% | ¥88,930 | ¥48,022,137 | ¥18,122,137 |
| 45 | 2.40% | ¥90,601 | ¥48,924,456 | ¥19,024,456 |
| 45 | 2.50% | ¥92,288 | ¥49,835,741 | ¥19,935,741 |
| 45 | 2.60% | ¥93,992 | ¥50,755,906 | ¥20,855,906 |
| 45 | 2.70% | ¥95,713 | ¥51,684,860 | ¥21,784,860 |
| 45 | 2.80% | ¥97,449 | ¥52,622,511 | ¥22,722,511 |
| 45 | 2.90% | ¥99,201 | ¥53,568,765 | ¥23,668,765 |
| 45 | 3.00% | ¥100,969 | ¥54,523,526 | ¥24,623,526 |
2990万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥71,437 | ¥34,289,755 | ¥4,389,755 |
| 40 | 0.80% | ¥72,810 | ¥34,948,593 | ¥5,048,593 |
| 40 | 0.90% | ¥74,199 | ¥35,615,315 | ¥5,715,315 |
| 40 | 1.00% | ¥75,604 | ¥36,289,899 | ¥6,389,899 |
| 40 | 1.10% | ¥77,026 | ¥36,972,321 | ¥7,072,321 |
| 40 | 1.20% | ¥78,464 | ¥37,662,551 | ¥7,762,551 |
| 40 | 1.30% | ¥79,918 | ¥38,360,563 | ¥8,460,563 |
| 40 | 1.40% | ¥81,388 | ¥39,066,323 | ¥9,166,323 |
| 40 | 1.50% | ¥82,875 | ¥39,779,797 | ¥9,879,797 |
| 40 | 1.60% | ¥84,377 | ¥40,500,950 | ¥10,600,950 |
| 40 | 1.70% | ¥85,895 | ¥41,229,741 | ¥11,329,741 |
| 40 | 1.80% | ¥87,429 | ¥41,966,132 | ¥12,066,132 |
| 40 | 1.90% | ¥88,979 | ¥42,710,078 | ¥12,810,078 |
| 40 | 2.00% | ¥90,545 | ¥43,461,536 | ¥13,561,536 |
| 40 | 2.10% | ¥92,126 | ¥44,220,457 | ¥14,320,457 |
| 40 | 2.20% | ¥93,722 | ¥44,986,793 | ¥15,086,793 |
| 40 | 2.30% | ¥95,334 | ¥45,760,493 | ¥15,860,493 |
| 40 | 2.40% | ¥96,961 | ¥46,541,504 | ¥16,641,504 |
| 40 | 2.50% | ¥98,604 | ¥47,329,771 | ¥17,429,771 |
| 40 | 2.60% | ¥100,261 | ¥48,125,239 | ¥18,225,239 |
| 40 | 2.70% | ¥101,933 | ¥48,927,848 | ¥19,027,848 |
| 40 | 2.80% | ¥103,620 | ¥49,737,540 | ¥19,837,540 |
| 40 | 2.90% | ¥105,321 | ¥50,554,253 | ¥20,654,253 |
| 40 | 3.00% | ¥107,037 | ¥51,377,924 | ¥21,477,924 |
2990万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥80,288 | ¥33,720,839 | ¥3,820,839 |
| 35 | 0.80% | ¥81,645 | ¥34,290,993 | ¥4,390,993 |
| 35 | 0.90% | ¥83,017 | ¥34,867,197 | ¥4,967,197 |
| 35 | 1.00% | ¥84,403 | ¥35,449,438 | ¥5,549,438 |
| 35 | 1.10% | ¥85,804 | ¥36,037,702 | ¥6,137,702 |
| 35 | 1.20% | ¥87,219 | ¥36,631,973 | ¥6,731,973 |
| 35 | 1.30% | ¥88,648 | ¥37,232,233 | ¥7,332,233 |
| 35 | 1.40% | ¥90,092 | ¥37,838,462 | ¥7,938,462 |
| 35 | 1.50% | ¥91,549 | ¥38,450,642 | ¥8,550,642 |
| 35 | 1.60% | ¥93,021 | ¥39,068,749 | ¥9,168,749 |
| 35 | 1.70% | ¥94,507 | ¥39,692,762 | ¥9,792,762 |
| 35 | 1.80% | ¥96,006 | ¥40,322,655 | ¥10,422,655 |
| 35 | 1.90% | ¥97,520 | ¥40,958,403 | ¥11,058,403 |
| 35 | 2.00% | ¥99,048 | ¥41,599,979 | ¥11,699,979 |
| 35 | 2.10% | ¥100,589 | ¥42,247,354 | ¥12,347,354 |
| 35 | 2.20% | ¥102,144 | ¥42,900,501 | ¥13,000,501 |
| 35 | 2.30% | ¥103,713 | ¥43,559,386 | ¥13,659,386 |
| 35 | 2.40% | ¥105,295 | ¥44,223,980 | ¥14,323,980 |
| 35 | 2.50% | ¥106,891 | ¥44,894,249 | ¥14,994,249 |
| 35 | 2.60% | ¥108,500 | ¥45,570,159 | ¥15,670,159 |
| 35 | 2.70% | ¥110,123 | ¥46,251,674 | ¥16,351,674 |
| 35 | 2.80% | ¥111,759 | ¥46,938,759 | ¥17,038,759 |
| 35 | 2.90% | ¥113,408 | ¥47,631,376 | ¥17,731,376 |
| 35 | 3.00% | ¥115,070 | ¥48,329,487 | ¥18,429,487 |
2990万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥92,106 | ¥33,157,990 | ¥3,257,990 |
| 30 | 0.80% | ¥93,448 | ¥33,641,300 | ¥3,741,300 |
| 30 | 0.90% | ¥94,803 | ¥34,129,065 | ¥4,229,065 |
| 30 | 1.00% | ¥96,170 | ¥34,621,278 | ¥4,721,278 |
| 30 | 1.10% | ¥97,550 | ¥35,117,930 | ¥5,217,930 |
| 30 | 1.20% | ¥98,942 | ¥35,619,012 | ¥5,719,012 |
| 30 | 1.30% | ¥100,346 | ¥36,124,515 | ¥6,224,515 |
| 30 | 1.40% | ¥101,762 | ¥36,634,428 | ¥6,734,428 |
| 30 | 1.50% | ¥103,191 | ¥37,148,739 | ¥7,248,739 |
| 30 | 1.60% | ¥104,632 | ¥37,667,438 | ¥7,767,438 |
| 30 | 1.70% | ¥106,085 | ¥38,190,512 | ¥8,290,512 |
| 30 | 1.80% | ¥107,550 | ¥38,717,946 | ¥8,817,946 |
| 30 | 1.90% | ¥109,027 | ¥39,249,727 | ¥9,349,727 |
| 30 | 2.00% | ¥110,516 | ¥39,785,840 | ¥9,885,840 |
| 30 | 2.10% | ¥112,017 | ¥40,326,269 | ¥10,426,269 |
| 30 | 2.20% | ¥113,531 | ¥40,870,999 | ¥10,970,999 |
| 30 | 2.30% | ¥115,056 | ¥41,420,011 | ¥11,520,011 |
| 30 | 2.40% | ¥116,592 | ¥41,973,289 | ¥12,073,289 |
| 30 | 2.50% | ¥118,141 | ¥42,530,814 | ¥12,630,814 |
| 30 | 2.60% | ¥119,702 | ¥43,092,567 | ¥13,192,567 |
| 30 | 2.70% | ¥121,274 | ¥43,658,528 | ¥13,758,528 |
| 30 | 2.80% | ¥122,857 | ¥44,228,678 | ¥14,328,678 |
| 30 | 2.90% | ¥124,453 | ¥44,802,995 | ¥14,902,995 |
| 30 | 3.00% | ¥126,060 | ¥45,381,458 | ¥15,481,458 |
2990万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥108,671 | ¥32,601,216 | ¥2,701,216 |
| 25 | 0.80% | ¥109,998 | ¥32,999,533 | ¥3,099,533 |
| 25 | 0.90% | ¥111,336 | ¥33,400,948 | ¥3,500,948 |
| 25 | 1.00% | ¥112,685 | ¥33,805,459 | ¥3,905,459 |
| 25 | 1.10% | ¥114,044 | ¥34,213,061 | ¥4,313,061 |
| 25 | 1.20% | ¥115,413 | ¥34,623,750 | ¥4,723,750 |
| 25 | 1.30% | ¥116,792 | ¥35,037,521 | ¥5,137,521 |
| 25 | 1.40% | ¥118,181 | ¥35,454,369 | ¥5,554,369 |
| 25 | 1.50% | ¥119,581 | ¥35,874,288 | ¥5,974,288 |
| 25 | 1.60% | ¥120,991 | ¥36,297,273 | ¥6,397,273 |
| 25 | 1.70% | ¥122,411 | ¥36,723,317 | ¥6,823,317 |
| 25 | 1.80% | ¥123,841 | ¥37,152,413 | ¥7,252,413 |
| 25 | 1.90% | ¥125,282 | ¥37,584,555 | ¥7,684,555 |
| 25 | 2.00% | ¥126,732 | ¥38,019,734 | ¥8,119,734 |
| 25 | 2.10% | ¥128,193 | ¥38,457,944 | ¥8,557,944 |
| 25 | 2.20% | ¥129,664 | ¥38,899,176 | ¥8,999,176 |
| 25 | 2.30% | ¥131,145 | ¥39,343,423 | ¥9,443,423 |
| 25 | 2.40% | ¥132,636 | ¥39,790,674 | ¥9,890,674 |
| 25 | 2.50% | ¥134,136 | ¥40,240,921 | ¥10,340,921 |
| 25 | 2.60% | ¥135,647 | ¥40,694,155 | ¥10,794,155 |
| 25 | 2.70% | ¥137,168 | ¥41,150,365 | ¥11,250,365 |
| 25 | 2.80% | ¥138,698 | ¥41,609,542 | ¥11,709,542 |
| 25 | 2.90% | ¥140,239 | ¥42,071,676 | ¥12,171,676 |
| 25 | 3.00% | ¥141,789 | ¥42,536,755 | ¥12,636,755 |
2990万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥133,544 | ¥32,050,526 | ¥2,150,526 |
| 20 | 0.80% | ¥134,857 | ¥32,365,704 | ¥2,465,704 |
| 20 | 0.90% | ¥136,179 | ¥32,682,867 | ¥2,782,867 |
| 20 | 1.00% | ¥137,508 | ¥33,002,015 | ¥3,102,015 |
| 20 | 1.10% | ¥138,846 | ¥33,323,146 | ¥3,423,146 |
| 20 | 1.20% | ¥140,193 | ¥33,646,258 | ¥3,746,258 |
| 20 | 1.30% | ¥141,547 | ¥33,971,349 | ¥4,071,349 |
| 20 | 1.40% | ¥142,910 | ¥34,298,417 | ¥4,398,417 |
| 20 | 1.50% | ¥144,281 | ¥34,627,459 | ¥4,727,459 |
| 20 | 1.60% | ¥145,660 | ¥34,958,472 | ¥5,058,472 |
| 20 | 1.70% | ¥147,048 | ¥35,291,455 | ¥5,391,455 |
| 20 | 1.80% | ¥148,443 | ¥35,626,404 | ¥5,726,404 |
| 20 | 1.90% | ¥149,847 | ¥35,963,316 | ¥6,063,316 |
| 20 | 2.00% | ¥151,259 | ¥36,302,188 | ¥6,402,188 |
| 20 | 2.10% | ¥152,679 | ¥36,643,017 | ¥6,743,017 |
| 20 | 2.20% | ¥154,107 | ¥36,985,800 | ¥7,085,800 |
| 20 | 2.30% | ¥155,544 | ¥37,330,532 | ¥7,430,532 |
| 20 | 2.40% | ¥156,988 | ¥37,677,211 | ¥7,777,211 |
| 20 | 2.50% | ¥158,441 | ¥38,025,832 | ¥8,125,832 |
| 20 | 2.60% | ¥159,902 | ¥38,376,391 | ¥8,476,391 |
| 20 | 2.70% | ¥161,370 | ¥38,728,884 | ¥8,828,884 |
| 20 | 2.80% | ¥162,847 | ¥39,083,307 | ¥9,183,307 |
| 20 | 2.90% | ¥164,332 | ¥39,439,655 | ¥9,539,655 |
| 20 | 3.00% | ¥165,825 | ¥39,797,924 | ¥9,897,924 |
2990万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥175,033 | ¥31,505,928 | ¥1,605,928 |
| 15 | 0.80% | ¥176,332 | ¥31,739,825 | ¥1,839,825 |
| 15 | 0.90% | ¥177,638 | ¥31,974,841 | ¥2,074,841 |
| 15 | 1.00% | ¥178,950 | ¥32,210,975 | ¥2,310,975 |
| 15 | 1.10% | ¥180,268 | ¥32,448,226 | ¥2,548,226 |
| 15 | 1.20% | ¥181,592 | ¥32,686,594 | ¥2,786,594 |
| 15 | 1.30% | ¥182,923 | ¥32,926,077 | ¥3,026,077 |
| 15 | 1.40% | ¥184,259 | ¥33,166,676 | ¥3,266,676 |
| 15 | 1.50% | ¥185,602 | ¥33,408,389 | ¥3,508,389 |
| 15 | 1.60% | ¥186,951 | ¥33,651,216 | ¥3,751,216 |
| 15 | 1.70% | ¥188,306 | ¥33,895,155 | ¥3,995,155 |
| 15 | 1.80% | ¥189,668 | ¥34,140,206 | ¥4,240,206 |
| 15 | 1.90% | ¥191,035 | ¥34,386,367 | ¥4,486,367 |
| 15 | 2.00% | ¥192,409 | ¥34,633,638 | ¥4,733,638 |
| 15 | 2.10% | ¥193,789 | ¥34,882,018 | ¥4,982,018 |
| 15 | 2.20% | ¥195,175 | ¥35,131,504 | ¥5,231,504 |
| 15 | 2.30% | ¥196,567 | ¥35,382,097 | ¥5,482,097 |
| 15 | 2.40% | ¥197,966 | ¥35,633,794 | ¥5,733,794 |
| 15 | 2.50% | ¥199,370 | ¥35,886,595 | ¥5,986,595 |
| 15 | 2.60% | ¥200,781 | ¥36,140,498 | ¥6,240,498 |
| 15 | 2.70% | ¥202,197 | ¥36,395,502 | ¥6,495,502 |
| 15 | 2.80% | ¥203,620 | ¥36,651,605 | ¥6,751,605 |
| 15 | 2.90% | ¥205,049 | ¥36,908,807 | ¥7,008,807 |
| 15 | 3.00% | ¥206,484 | ¥37,167,104 | ¥7,267,104 |
2990万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥258,062 | ¥30,967,425 | ¥1,067,425 |
| 10 | 0.80% | ¥259,349 | ¥31,121,905 | ¥1,221,905 |
| 10 | 0.90% | ¥260,641 | ¥31,276,883 | ¥1,376,883 |
| 10 | 1.00% | ¥261,936 | ¥31,432,359 | ¥1,532,359 |
| 10 | 1.10% | ¥263,236 | ¥31,588,331 | ¥1,688,331 |
| 10 | 1.20% | ¥264,540 | ¥31,744,801 | ¥1,844,801 |
| 10 | 1.30% | ¥265,848 | ¥31,901,767 | ¥2,001,767 |
| 10 | 1.40% | ¥267,160 | ¥32,059,231 | ¥2,159,231 |
| 10 | 1.50% | ¥268,477 | ¥32,217,190 | ¥2,317,190 |
| 10 | 1.60% | ¥269,797 | ¥32,375,646 | ¥2,475,646 |
| 10 | 1.70% | ¥271,122 | ¥32,534,598 | ¥2,634,598 |
| 10 | 1.80% | ¥272,450 | ¥32,694,045 | ¥2,794,045 |
| 10 | 1.90% | ¥273,783 | ¥32,853,989 | ¥2,953,989 |
| 10 | 2.00% | ¥275,120 | ¥33,014,427 | ¥3,114,427 |
| 10 | 2.10% | ¥276,461 | ¥33,175,361 | ¥3,275,361 |
| 10 | 2.20% | ¥277,807 | ¥33,336,789 | ¥3,436,789 |
| 10 | 2.30% | ¥279,156 | ¥33,498,712 | ¥3,598,712 |
| 10 | 2.40% | ¥280,509 | ¥33,661,130 | ¥3,761,130 |
| 10 | 2.50% | ¥281,867 | ¥33,824,041 | ¥3,924,041 |
| 10 | 2.60% | ¥283,229 | ¥33,987,446 | ¥4,087,446 |
| 10 | 2.70% | ¥284,595 | ¥34,151,344 | ¥4,251,344 |
| 10 | 2.80% | ¥285,964 | ¥34,315,735 | ¥4,415,735 |
| 10 | 2.90% | ¥287,338 | ¥34,480,619 | ¥4,580,619 |
| 10 | 3.00% | ¥288,717 | ¥34,645,995 | ¥4,745,995 |
