2990万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。2990万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
2990万円の住宅ローン|期間・年数別
2990万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥59,076 |
¥35,445,739 |
¥5,545,739 |
| 50 |
0.80% |
¥60,479 |
¥36,287,441 |
¥6,387,441 |
| 50 |
0.90% |
¥61,902 |
¥37,141,392 |
¥7,241,392 |
| 50 |
1.00% |
¥63,346 |
¥38,007,537 |
¥8,107,537 |
| 50 |
1.10% |
¥64,810 |
¥38,885,818 |
¥8,985,818 |
| 50 |
1.20% |
¥66,294 |
¥39,776,171 |
¥9,876,171 |
| 50 |
1.30% |
¥67,798 |
¥40,678,525 |
¥10,778,525 |
| 50 |
1.40% |
¥69,321 |
¥41,592,804 |
¥11,692,804 |
| 50 |
1.50% |
¥70,865 |
¥42,518,929 |
¥12,618,929 |
| 50 |
1.60% |
¥72,428 |
¥43,456,812 |
¥13,556,812 |
| 50 |
1.70% |
¥74,011 |
¥44,406,363 |
¥14,506,363 |
| 50 |
1.80% |
¥75,612 |
¥45,367,485 |
¥15,467,485 |
| 50 |
1.90% |
¥77,233 |
¥46,340,079 |
¥16,440,079 |
| 50 |
2.00% |
¥78,873 |
¥47,324,039 |
¥17,424,039 |
| 50 |
2.10% |
¥80,532 |
¥48,319,255 |
¥18,419,255 |
| 50 |
2.20% |
¥82,209 |
¥49,325,615 |
¥19,425,615 |
| 50 |
2.30% |
¥83,905 |
¥50,343,000 |
¥20,443,000 |
| 50 |
2.40% |
¥85,619 |
¥51,371,288 |
¥21,471,288 |
| 50 |
2.50% |
¥87,351 |
¥52,410,356 |
¥22,510,356 |
| 50 |
2.60% |
¥89,100 |
¥53,460,073 |
¥23,560,073 |
| 50 |
2.70% |
¥90,867 |
¥54,520,309 |
¥24,620,309 |
| 50 |
2.80% |
¥92,652 |
¥55,590,928 |
¥25,690,928 |
| 50 |
2.90% |
¥94,453 |
¥56,671,793 |
¥26,771,793 |
| 50 |
3.00% |
¥96,271 |
¥57,762,763 |
¥27,862,763 |
2990万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥64,564 |
¥34,864,726 |
¥4,964,726 |
| 45 |
0.80% |
¥65,952 |
¥35,614,083 |
¥5,714,083 |
| 45 |
0.90% |
¥67,358 |
¥36,373,392 |
¥6,473,392 |
| 45 |
1.00% |
¥68,783 |
¥37,142,616 |
¥7,242,616 |
| 45 |
1.10% |
¥70,225 |
¥37,921,718 |
¥8,021,718 |
| 45 |
1.20% |
¥71,686 |
¥38,710,653 |
¥8,810,653 |
| 45 |
1.30% |
¥73,166 |
¥39,509,375 |
¥9,609,375 |
| 45 |
1.40% |
¥74,663 |
¥40,317,835 |
¥10,417,835 |
| 45 |
1.50% |
¥76,178 |
¥41,135,978 |
¥11,235,978 |
| 45 |
1.60% |
¥77,711 |
¥41,963,746 |
¥12,063,746 |
| 45 |
1.70% |
¥79,261 |
¥42,801,080 |
¥12,901,080 |
| 45 |
1.80% |
¥80,829 |
¥43,647,915 |
¥13,747,915 |
| 45 |
1.90% |
¥82,415 |
¥44,504,183 |
¥14,604,183 |
| 45 |
2.00% |
¥84,018 |
¥45,369,814 |
¥15,469,814 |
| 45 |
2.10% |
¥85,638 |
¥46,244,735 |
¥16,344,735 |
| 45 |
2.20% |
¥87,276 |
¥47,128,869 |
¥17,228,869 |
| 45 |
2.30% |
¥88,930 |
¥48,022,137 |
¥18,122,137 |
| 45 |
2.40% |
¥90,601 |
¥48,924,456 |
¥19,024,456 |
| 45 |
2.50% |
¥92,288 |
¥49,835,741 |
¥19,935,741 |
| 45 |
2.60% |
¥93,992 |
¥50,755,906 |
¥20,855,906 |
| 45 |
2.70% |
¥95,713 |
¥51,684,860 |
¥21,784,860 |
| 45 |
2.80% |
¥97,449 |
¥52,622,511 |
¥22,722,511 |
| 45 |
2.90% |
¥99,201 |
¥53,568,765 |
¥23,668,765 |
| 45 |
3.00% |
¥100,969 |
¥54,523,526 |
¥24,623,526 |
2990万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥71,437 |
¥34,289,755 |
¥4,389,755 |
| 40 |
0.80% |
¥72,810 |
¥34,948,593 |
¥5,048,593 |
| 40 |
0.90% |
¥74,199 |
¥35,615,315 |
¥5,715,315 |
| 40 |
1.00% |
¥75,604 |
¥36,289,899 |
¥6,389,899 |
| 40 |
1.10% |
¥77,026 |
¥36,972,321 |
¥7,072,321 |
| 40 |
1.20% |
¥78,464 |
¥37,662,551 |
¥7,762,551 |
| 40 |
1.30% |
¥79,918 |
¥38,360,563 |
¥8,460,563 |
| 40 |
1.40% |
¥81,388 |
¥39,066,323 |
¥9,166,323 |
| 40 |
1.50% |
¥82,875 |
¥39,779,797 |
¥9,879,797 |
| 40 |
1.60% |
¥84,377 |
¥40,500,950 |
¥10,600,950 |
| 40 |
1.70% |
¥85,895 |
¥41,229,741 |
¥11,329,741 |
| 40 |
1.80% |
¥87,429 |
¥41,966,132 |
¥12,066,132 |
| 40 |
1.90% |
¥88,979 |
¥42,710,078 |
¥12,810,078 |
| 40 |
2.00% |
¥90,545 |
¥43,461,536 |
¥13,561,536 |
| 40 |
2.10% |
¥92,126 |
¥44,220,457 |
¥14,320,457 |
| 40 |
2.20% |
¥93,722 |
¥44,986,793 |
¥15,086,793 |
| 40 |
2.30% |
¥95,334 |
¥45,760,493 |
¥15,860,493 |
| 40 |
2.40% |
¥96,961 |
¥46,541,504 |
¥16,641,504 |
| 40 |
2.50% |
¥98,604 |
¥47,329,771 |
¥17,429,771 |
| 40 |
2.60% |
¥100,261 |
¥48,125,239 |
¥18,225,239 |
| 40 |
2.70% |
¥101,933 |
¥48,927,848 |
¥19,027,848 |
| 40 |
2.80% |
¥103,620 |
¥49,737,540 |
¥19,837,540 |
| 40 |
2.90% |
¥105,321 |
¥50,554,253 |
¥20,654,253 |
| 40 |
3.00% |
¥107,037 |
¥51,377,924 |
¥21,477,924 |
2990万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥80,288 |
¥33,720,839 |
¥3,820,839 |
| 35 |
0.80% |
¥81,645 |
¥34,290,993 |
¥4,390,993 |
| 35 |
0.90% |
¥83,017 |
¥34,867,197 |
¥4,967,197 |
| 35 |
1.00% |
¥84,403 |
¥35,449,438 |
¥5,549,438 |
| 35 |
1.10% |
¥85,804 |
¥36,037,702 |
¥6,137,702 |
| 35 |
1.20% |
¥87,219 |
¥36,631,973 |
¥6,731,973 |
| 35 |
1.30% |
¥88,648 |
¥37,232,233 |
¥7,332,233 |
| 35 |
1.40% |
¥90,092 |
¥37,838,462 |
¥7,938,462 |
| 35 |
1.50% |
¥91,549 |
¥38,450,642 |
¥8,550,642 |
| 35 |
1.60% |
¥93,021 |
¥39,068,749 |
¥9,168,749 |
| 35 |
1.70% |
¥94,507 |
¥39,692,762 |
¥9,792,762 |
| 35 |
1.80% |
¥96,006 |
¥40,322,655 |
¥10,422,655 |
| 35 |
1.90% |
¥97,520 |
¥40,958,403 |
¥11,058,403 |
| 35 |
2.00% |
¥99,048 |
¥41,599,979 |
¥11,699,979 |
| 35 |
2.10% |
¥100,589 |
¥42,247,354 |
¥12,347,354 |
| 35 |
2.20% |
¥102,144 |
¥42,900,501 |
¥13,000,501 |
| 35 |
2.30% |
¥103,713 |
¥43,559,386 |
¥13,659,386 |
| 35 |
2.40% |
¥105,295 |
¥44,223,980 |
¥14,323,980 |
| 35 |
2.50% |
¥106,891 |
¥44,894,249 |
¥14,994,249 |
| 35 |
2.60% |
¥108,500 |
¥45,570,159 |
¥15,670,159 |
| 35 |
2.70% |
¥110,123 |
¥46,251,674 |
¥16,351,674 |
| 35 |
2.80% |
¥111,759 |
¥46,938,759 |
¥17,038,759 |
| 35 |
2.90% |
¥113,408 |
¥47,631,376 |
¥17,731,376 |
| 35 |
3.00% |
¥115,070 |
¥48,329,487 |
¥18,429,487 |
2990万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥92,106 |
¥33,157,990 |
¥3,257,990 |
| 30 |
0.80% |
¥93,448 |
¥33,641,300 |
¥3,741,300 |
| 30 |
0.90% |
¥94,803 |
¥34,129,065 |
¥4,229,065 |
| 30 |
1.00% |
¥96,170 |
¥34,621,278 |
¥4,721,278 |
| 30 |
1.10% |
¥97,550 |
¥35,117,930 |
¥5,217,930 |
| 30 |
1.20% |
¥98,942 |
¥35,619,012 |
¥5,719,012 |
| 30 |
1.30% |
¥100,346 |
¥36,124,515 |
¥6,224,515 |
| 30 |
1.40% |
¥101,762 |
¥36,634,428 |
¥6,734,428 |
| 30 |
1.50% |
¥103,191 |
¥37,148,739 |
¥7,248,739 |
| 30 |
1.60% |
¥104,632 |
¥37,667,438 |
¥7,767,438 |
| 30 |
1.70% |
¥106,085 |
¥38,190,512 |
¥8,290,512 |
| 30 |
1.80% |
¥107,550 |
¥38,717,946 |
¥8,817,946 |
| 30 |
1.90% |
¥109,027 |
¥39,249,727 |
¥9,349,727 |
| 30 |
2.00% |
¥110,516 |
¥39,785,840 |
¥9,885,840 |
| 30 |
2.10% |
¥112,017 |
¥40,326,269 |
¥10,426,269 |
| 30 |
2.20% |
¥113,531 |
¥40,870,999 |
¥10,970,999 |
| 30 |
2.30% |
¥115,056 |
¥41,420,011 |
¥11,520,011 |
| 30 |
2.40% |
¥116,592 |
¥41,973,289 |
¥12,073,289 |
| 30 |
2.50% |
¥118,141 |
¥42,530,814 |
¥12,630,814 |
| 30 |
2.60% |
¥119,702 |
¥43,092,567 |
¥13,192,567 |
| 30 |
2.70% |
¥121,274 |
¥43,658,528 |
¥13,758,528 |
| 30 |
2.80% |
¥122,857 |
¥44,228,678 |
¥14,328,678 |
| 30 |
2.90% |
¥124,453 |
¥44,802,995 |
¥14,902,995 |
| 30 |
3.00% |
¥126,060 |
¥45,381,458 |
¥15,481,458 |
2990万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥108,671 |
¥32,601,216 |
¥2,701,216 |
| 25 |
0.80% |
¥109,998 |
¥32,999,533 |
¥3,099,533 |
| 25 |
0.90% |
¥111,336 |
¥33,400,948 |
¥3,500,948 |
| 25 |
1.00% |
¥112,685 |
¥33,805,459 |
¥3,905,459 |
| 25 |
1.10% |
¥114,044 |
¥34,213,061 |
¥4,313,061 |
| 25 |
1.20% |
¥115,413 |
¥34,623,750 |
¥4,723,750 |
| 25 |
1.30% |
¥116,792 |
¥35,037,521 |
¥5,137,521 |
| 25 |
1.40% |
¥118,181 |
¥35,454,369 |
¥5,554,369 |
| 25 |
1.50% |
¥119,581 |
¥35,874,288 |
¥5,974,288 |
| 25 |
1.60% |
¥120,991 |
¥36,297,273 |
¥6,397,273 |
| 25 |
1.70% |
¥122,411 |
¥36,723,317 |
¥6,823,317 |
| 25 |
1.80% |
¥123,841 |
¥37,152,413 |
¥7,252,413 |
| 25 |
1.90% |
¥125,282 |
¥37,584,555 |
¥7,684,555 |
| 25 |
2.00% |
¥126,732 |
¥38,019,734 |
¥8,119,734 |
| 25 |
2.10% |
¥128,193 |
¥38,457,944 |
¥8,557,944 |
| 25 |
2.20% |
¥129,664 |
¥38,899,176 |
¥8,999,176 |
| 25 |
2.30% |
¥131,145 |
¥39,343,423 |
¥9,443,423 |
| 25 |
2.40% |
¥132,636 |
¥39,790,674 |
¥9,890,674 |
| 25 |
2.50% |
¥134,136 |
¥40,240,921 |
¥10,340,921 |
| 25 |
2.60% |
¥135,647 |
¥40,694,155 |
¥10,794,155 |
| 25 |
2.70% |
¥137,168 |
¥41,150,365 |
¥11,250,365 |
| 25 |
2.80% |
¥138,698 |
¥41,609,542 |
¥11,709,542 |
| 25 |
2.90% |
¥140,239 |
¥42,071,676 |
¥12,171,676 |
| 25 |
3.00% |
¥141,789 |
¥42,536,755 |
¥12,636,755 |
2990万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥133,544 |
¥32,050,526 |
¥2,150,526 |
| 20 |
0.80% |
¥134,857 |
¥32,365,704 |
¥2,465,704 |
| 20 |
0.90% |
¥136,179 |
¥32,682,867 |
¥2,782,867 |
| 20 |
1.00% |
¥137,508 |
¥33,002,015 |
¥3,102,015 |
| 20 |
1.10% |
¥138,846 |
¥33,323,146 |
¥3,423,146 |
| 20 |
1.20% |
¥140,193 |
¥33,646,258 |
¥3,746,258 |
| 20 |
1.30% |
¥141,547 |
¥33,971,349 |
¥4,071,349 |
| 20 |
1.40% |
¥142,910 |
¥34,298,417 |
¥4,398,417 |
| 20 |
1.50% |
¥144,281 |
¥34,627,459 |
¥4,727,459 |
| 20 |
1.60% |
¥145,660 |
¥34,958,472 |
¥5,058,472 |
| 20 |
1.70% |
¥147,048 |
¥35,291,455 |
¥5,391,455 |
| 20 |
1.80% |
¥148,443 |
¥35,626,404 |
¥5,726,404 |
| 20 |
1.90% |
¥149,847 |
¥35,963,316 |
¥6,063,316 |
| 20 |
2.00% |
¥151,259 |
¥36,302,188 |
¥6,402,188 |
| 20 |
2.10% |
¥152,679 |
¥36,643,017 |
¥6,743,017 |
| 20 |
2.20% |
¥154,107 |
¥36,985,800 |
¥7,085,800 |
| 20 |
2.30% |
¥155,544 |
¥37,330,532 |
¥7,430,532 |
| 20 |
2.40% |
¥156,988 |
¥37,677,211 |
¥7,777,211 |
| 20 |
2.50% |
¥158,441 |
¥38,025,832 |
¥8,125,832 |
| 20 |
2.60% |
¥159,902 |
¥38,376,391 |
¥8,476,391 |
| 20 |
2.70% |
¥161,370 |
¥38,728,884 |
¥8,828,884 |
| 20 |
2.80% |
¥162,847 |
¥39,083,307 |
¥9,183,307 |
| 20 |
2.90% |
¥164,332 |
¥39,439,655 |
¥9,539,655 |
| 20 |
3.00% |
¥165,825 |
¥39,797,924 |
¥9,897,924 |
2990万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥175,033 |
¥31,505,928 |
¥1,605,928 |
| 15 |
0.80% |
¥176,332 |
¥31,739,825 |
¥1,839,825 |
| 15 |
0.90% |
¥177,638 |
¥31,974,841 |
¥2,074,841 |
| 15 |
1.00% |
¥178,950 |
¥32,210,975 |
¥2,310,975 |
| 15 |
1.10% |
¥180,268 |
¥32,448,226 |
¥2,548,226 |
| 15 |
1.20% |
¥181,592 |
¥32,686,594 |
¥2,786,594 |
| 15 |
1.30% |
¥182,923 |
¥32,926,077 |
¥3,026,077 |
| 15 |
1.40% |
¥184,259 |
¥33,166,676 |
¥3,266,676 |
| 15 |
1.50% |
¥185,602 |
¥33,408,389 |
¥3,508,389 |
| 15 |
1.60% |
¥186,951 |
¥33,651,216 |
¥3,751,216 |
| 15 |
1.70% |
¥188,306 |
¥33,895,155 |
¥3,995,155 |
| 15 |
1.80% |
¥189,668 |
¥34,140,206 |
¥4,240,206 |
| 15 |
1.90% |
¥191,035 |
¥34,386,367 |
¥4,486,367 |
| 15 |
2.00% |
¥192,409 |
¥34,633,638 |
¥4,733,638 |
| 15 |
2.10% |
¥193,789 |
¥34,882,018 |
¥4,982,018 |
| 15 |
2.20% |
¥195,175 |
¥35,131,504 |
¥5,231,504 |
| 15 |
2.30% |
¥196,567 |
¥35,382,097 |
¥5,482,097 |
| 15 |
2.40% |
¥197,966 |
¥35,633,794 |
¥5,733,794 |
| 15 |
2.50% |
¥199,370 |
¥35,886,595 |
¥5,986,595 |
| 15 |
2.60% |
¥200,781 |
¥36,140,498 |
¥6,240,498 |
| 15 |
2.70% |
¥202,197 |
¥36,395,502 |
¥6,495,502 |
| 15 |
2.80% |
¥203,620 |
¥36,651,605 |
¥6,751,605 |
| 15 |
2.90% |
¥205,049 |
¥36,908,807 |
¥7,008,807 |
| 15 |
3.00% |
¥206,484 |
¥37,167,104 |
¥7,267,104 |
2990万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥258,062 |
¥30,967,425 |
¥1,067,425 |
| 10 |
0.80% |
¥259,349 |
¥31,121,905 |
¥1,221,905 |
| 10 |
0.90% |
¥260,641 |
¥31,276,883 |
¥1,376,883 |
| 10 |
1.00% |
¥261,936 |
¥31,432,359 |
¥1,532,359 |
| 10 |
1.10% |
¥263,236 |
¥31,588,331 |
¥1,688,331 |
| 10 |
1.20% |
¥264,540 |
¥31,744,801 |
¥1,844,801 |
| 10 |
1.30% |
¥265,848 |
¥31,901,767 |
¥2,001,767 |
| 10 |
1.40% |
¥267,160 |
¥32,059,231 |
¥2,159,231 |
| 10 |
1.50% |
¥268,477 |
¥32,217,190 |
¥2,317,190 |
| 10 |
1.60% |
¥269,797 |
¥32,375,646 |
¥2,475,646 |
| 10 |
1.70% |
¥271,122 |
¥32,534,598 |
¥2,634,598 |
| 10 |
1.80% |
¥272,450 |
¥32,694,045 |
¥2,794,045 |
| 10 |
1.90% |
¥273,783 |
¥32,853,989 |
¥2,953,989 |
| 10 |
2.00% |
¥275,120 |
¥33,014,427 |
¥3,114,427 |
| 10 |
2.10% |
¥276,461 |
¥33,175,361 |
¥3,275,361 |
| 10 |
2.20% |
¥277,807 |
¥33,336,789 |
¥3,436,789 |
| 10 |
2.30% |
¥279,156 |
¥33,498,712 |
¥3,598,712 |
| 10 |
2.40% |
¥280,509 |
¥33,661,130 |
¥3,761,130 |
| 10 |
2.50% |
¥281,867 |
¥33,824,041 |
¥3,924,041 |
| 10 |
2.60% |
¥283,229 |
¥33,987,446 |
¥4,087,446 |
| 10 |
2.70% |
¥284,595 |
¥34,151,344 |
¥4,251,344 |
| 10 |
2.80% |
¥285,964 |
¥34,315,735 |
¥4,415,735 |
| 10 |
2.90% |
¥287,338 |
¥34,480,619 |
¥4,580,619 |
| 10 |
3.00% |
¥288,717 |
¥34,645,995 |
¥4,745,995 |