3000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3000万円の住宅ローン|期間・年数別
3000万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥59,274 |
¥35,564,287 |
¥5,564,287 |
| 50 |
0.80% |
¥60,681 |
¥36,408,804 |
¥6,408,804 |
| 50 |
0.90% |
¥62,109 |
¥37,265,610 |
¥7,265,610 |
| 50 |
1.00% |
¥63,558 |
¥38,134,652 |
¥8,134,652 |
| 50 |
1.10% |
¥65,026 |
¥39,015,871 |
¥9,015,871 |
| 50 |
1.20% |
¥66,515 |
¥39,909,202 |
¥9,909,202 |
| 50 |
1.30% |
¥68,024 |
¥40,814,573 |
¥10,814,573 |
| 50 |
1.40% |
¥69,553 |
¥41,731,911 |
¥11,731,911 |
| 50 |
1.50% |
¥71,102 |
¥42,661,133 |
¥12,661,133 |
| 50 |
1.60% |
¥72,670 |
¥43,602,152 |
¥13,602,152 |
| 50 |
1.70% |
¥74,258 |
¥44,554,879 |
¥14,554,879 |
| 50 |
1.80% |
¥75,865 |
¥45,519,216 |
¥15,519,216 |
| 50 |
1.90% |
¥77,492 |
¥46,495,062 |
¥16,495,062 |
| 50 |
2.00% |
¥79,137 |
¥47,482,313 |
¥17,482,313 |
| 50 |
2.10% |
¥80,801 |
¥48,480,858 |
¥18,480,858 |
| 50 |
2.20% |
¥82,484 |
¥49,490,584 |
¥19,490,584 |
| 50 |
2.30% |
¥84,186 |
¥50,511,371 |
¥20,511,371 |
| 50 |
2.40% |
¥85,905 |
¥51,543,099 |
¥21,543,099 |
| 50 |
2.50% |
¥87,643 |
¥52,585,641 |
¥22,585,641 |
| 50 |
2.60% |
¥89,398 |
¥53,638,869 |
¥23,638,869 |
| 50 |
2.70% |
¥91,171 |
¥54,702,651 |
¥24,702,651 |
| 50 |
2.80% |
¥92,961 |
¥55,776,851 |
¥25,776,851 |
| 50 |
2.90% |
¥94,769 |
¥56,861,331 |
¥26,861,331 |
| 50 |
3.00% |
¥96,593 |
¥57,955,950 |
¥27,955,950 |
3000万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥64,780 |
¥34,981,330 |
¥4,981,330 |
| 45 |
0.80% |
¥66,173 |
¥35,733,194 |
¥5,733,194 |
| 45 |
0.90% |
¥67,583 |
¥36,495,042 |
¥6,495,042 |
| 45 |
1.00% |
¥69,013 |
¥37,266,839 |
¥7,266,839 |
| 45 |
1.10% |
¥70,460 |
¥38,048,546 |
¥8,048,546 |
| 45 |
1.20% |
¥71,926 |
¥38,840,120 |
¥8,840,120 |
| 45 |
1.30% |
¥73,410 |
¥39,641,514 |
¥9,641,514 |
| 45 |
1.40% |
¥74,912 |
¥40,452,677 |
¥10,452,677 |
| 45 |
1.50% |
¥76,433 |
¥41,273,556 |
¥11,273,556 |
| 45 |
1.60% |
¥77,971 |
¥42,104,093 |
¥12,104,093 |
| 45 |
1.70% |
¥79,526 |
¥42,944,227 |
¥12,944,227 |
| 45 |
1.80% |
¥81,100 |
¥43,793,894 |
¥13,793,894 |
| 45 |
1.90% |
¥82,691 |
¥44,653,026 |
¥14,653,026 |
| 45 |
2.00% |
¥84,299 |
¥45,521,553 |
¥15,521,553 |
| 45 |
2.10% |
¥85,925 |
¥46,399,400 |
¥16,399,400 |
| 45 |
2.20% |
¥87,568 |
¥47,286,491 |
¥17,286,491 |
| 45 |
2.30% |
¥89,227 |
¥48,182,746 |
¥18,182,746 |
| 45 |
2.40% |
¥90,904 |
¥49,088,083 |
¥19,088,083 |
| 45 |
2.50% |
¥92,597 |
¥50,002,416 |
¥20,002,416 |
| 45 |
2.60% |
¥94,307 |
¥50,925,658 |
¥20,925,658 |
| 45 |
2.70% |
¥96,033 |
¥51,857,719 |
¥21,857,719 |
| 45 |
2.80% |
¥97,775 |
¥52,798,506 |
¥22,798,506 |
| 45 |
2.90% |
¥99,533 |
¥53,747,925 |
¥23,747,925 |
| 45 |
3.00% |
¥101,307 |
¥54,705,879 |
¥24,705,879 |
3000万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥71,676 |
¥34,404,437 |
¥4,404,437 |
| 40 |
0.80% |
¥73,053 |
¥35,065,478 |
¥5,065,478 |
| 40 |
0.90% |
¥74,447 |
¥35,734,430 |
¥5,734,430 |
| 40 |
1.00% |
¥75,857 |
¥36,411,270 |
¥6,411,270 |
| 40 |
1.10% |
¥77,283 |
¥37,095,974 |
¥7,095,974 |
| 40 |
1.20% |
¥78,726 |
¥37,788,513 |
¥7,788,513 |
| 40 |
1.30% |
¥80,185 |
¥38,488,859 |
¥8,488,859 |
| 40 |
1.40% |
¥81,660 |
¥39,196,979 |
¥9,196,979 |
| 40 |
1.50% |
¥83,152 |
¥39,912,840 |
¥9,912,840 |
| 40 |
1.60% |
¥84,659 |
¥40,636,404 |
¥10,636,404 |
| 40 |
1.70% |
¥86,183 |
¥41,367,634 |
¥11,367,634 |
| 40 |
1.80% |
¥87,722 |
¥42,106,487 |
¥12,106,487 |
| 40 |
1.90% |
¥89,277 |
¥42,852,922 |
¥12,852,922 |
| 40 |
2.00% |
¥90,848 |
¥43,606,892 |
¥13,606,892 |
| 40 |
2.10% |
¥92,434 |
¥44,368,351 |
¥14,368,351 |
| 40 |
2.20% |
¥94,036 |
¥45,137,250 |
¥15,137,250 |
| 40 |
2.30% |
¥95,653 |
¥45,913,538 |
¥15,913,538 |
| 40 |
2.40% |
¥97,286 |
¥46,697,161 |
¥16,697,161 |
| 40 |
2.50% |
¥98,933 |
¥47,488,065 |
¥17,488,065 |
| 40 |
2.60% |
¥100,596 |
¥48,286,193 |
¥18,286,193 |
| 40 |
2.70% |
¥102,274 |
¥49,091,487 |
¥19,091,487 |
| 40 |
2.80% |
¥103,966 |
¥49,903,887 |
¥19,903,887 |
| 40 |
2.90% |
¥105,674 |
¥50,723,331 |
¥20,723,331 |
| 40 |
3.00% |
¥107,395 |
¥51,549,757 |
¥21,549,757 |
3000万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥80,556 |
¥33,833,618 |
¥3,833,618 |
| 35 |
0.80% |
¥81,918 |
¥34,405,678 |
¥4,405,678 |
| 35 |
0.90% |
¥83,295 |
¥34,983,809 |
¥4,983,809 |
| 35 |
1.00% |
¥84,686 |
¥35,567,998 |
¥5,567,998 |
| 35 |
1.10% |
¥86,091 |
¥36,158,230 |
¥6,158,230 |
| 35 |
1.20% |
¥87,511 |
¥36,754,488 |
¥6,754,488 |
| 35 |
1.30% |
¥88,945 |
¥37,356,755 |
¥7,356,755 |
| 35 |
1.40% |
¥90,393 |
¥37,965,013 |
¥7,965,013 |
| 35 |
1.50% |
¥91,855 |
¥38,579,239 |
¥8,579,239 |
| 35 |
1.60% |
¥93,332 |
¥39,199,414 |
¥9,199,414 |
| 35 |
1.70% |
¥94,823 |
¥39,825,513 |
¥9,825,513 |
| 35 |
1.80% |
¥96,327 |
¥40,457,513 |
¥10,457,513 |
| 35 |
1.90% |
¥97,846 |
¥41,095,387 |
¥11,095,387 |
| 35 |
2.00% |
¥99,379 |
¥41,739,109 |
¥11,739,109 |
| 35 |
2.10% |
¥100,925 |
¥42,388,650 |
¥12,388,650 |
| 35 |
2.20% |
¥102,486 |
¥43,043,980 |
¥13,043,980 |
| 35 |
2.30% |
¥104,060 |
¥43,705,070 |
¥13,705,070 |
| 35 |
2.40% |
¥105,647 |
¥44,371,887 |
¥14,371,887 |
| 35 |
2.50% |
¥107,249 |
¥45,044,397 |
¥15,044,397 |
| 35 |
2.60% |
¥108,863 |
¥45,722,567 |
¥15,722,567 |
| 35 |
2.70% |
¥110,491 |
¥46,406,362 |
¥16,406,362 |
| 35 |
2.80% |
¥112,133 |
¥47,095,745 |
¥17,095,745 |
| 35 |
2.90% |
¥113,787 |
¥47,790,678 |
¥17,790,678 |
| 35 |
3.00% |
¥115,455 |
¥48,491,124 |
¥18,491,124 |
3000万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥92,414 |
¥33,268,886 |
¥3,268,886 |
| 30 |
0.80% |
¥93,761 |
¥33,753,813 |
¥3,753,813 |
| 30 |
0.90% |
¥95,120 |
¥34,243,209 |
¥4,243,209 |
| 30 |
1.00% |
¥96,492 |
¥34,737,068 |
¥4,737,068 |
| 30 |
1.10% |
¥97,876 |
¥35,235,381 |
¥5,235,381 |
| 30 |
1.20% |
¥99,273 |
¥35,738,139 |
¥5,738,139 |
| 30 |
1.30% |
¥100,681 |
¥36,245,332 |
¥6,245,332 |
| 30 |
1.40% |
¥102,103 |
¥36,756,951 |
¥6,756,951 |
| 30 |
1.50% |
¥103,536 |
¥37,272,983 |
¥7,272,983 |
| 30 |
1.60% |
¥104,982 |
¥37,793,417 |
¥7,793,417 |
| 30 |
1.70% |
¥106,440 |
¥38,318,239 |
¥8,318,239 |
| 30 |
1.80% |
¥107,910 |
¥38,847,438 |
¥8,847,438 |
| 30 |
1.90% |
¥109,392 |
¥39,380,997 |
¥9,380,997 |
| 30 |
2.00% |
¥110,886 |
¥39,918,903 |
¥9,918,903 |
| 30 |
2.10% |
¥112,392 |
¥40,461,140 |
¥10,461,140 |
| 30 |
2.20% |
¥113,910 |
¥41,007,691 |
¥11,007,691 |
| 30 |
2.30% |
¥115,440 |
¥41,558,539 |
¥11,558,539 |
| 30 |
2.40% |
¥116,982 |
¥42,113,668 |
¥12,113,668 |
| 30 |
2.50% |
¥118,536 |
¥42,673,057 |
¥12,673,057 |
| 30 |
2.60% |
¥120,102 |
¥43,236,689 |
¥13,236,689 |
| 30 |
2.70% |
¥121,679 |
¥43,804,543 |
¥13,804,543 |
| 30 |
2.80% |
¥123,268 |
¥44,376,600 |
¥14,376,600 |
| 30 |
2.90% |
¥124,869 |
¥44,952,838 |
¥14,952,838 |
| 30 |
3.00% |
¥126,481 |
¥45,533,236 |
¥15,533,236 |
3000万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥109,034 |
¥32,710,250 |
¥2,710,250 |
| 25 |
0.80% |
¥110,366 |
¥33,109,899 |
¥3,109,899 |
| 25 |
0.90% |
¥111,709 |
¥33,512,657 |
¥3,512,657 |
| 25 |
1.00% |
¥113,062 |
¥33,918,521 |
¥3,918,521 |
| 25 |
1.10% |
¥114,425 |
¥34,327,486 |
¥4,327,486 |
| 25 |
1.20% |
¥115,798 |
¥34,739,549 |
¥4,739,549 |
| 25 |
1.30% |
¥117,182 |
¥35,154,704 |
¥5,154,704 |
| 25 |
1.40% |
¥118,576 |
¥35,572,946 |
¥5,572,946 |
| 25 |
1.50% |
¥119,981 |
¥35,994,269 |
¥5,994,269 |
| 25 |
1.60% |
¥121,396 |
¥36,418,669 |
¥6,418,669 |
| 25 |
1.70% |
¥122,820 |
¥36,846,137 |
¥6,846,137 |
| 25 |
1.80% |
¥124,256 |
¥37,276,668 |
¥7,276,668 |
| 25 |
1.90% |
¥125,701 |
¥37,710,255 |
¥7,710,255 |
| 25 |
2.00% |
¥127,156 |
¥38,146,890 |
¥8,146,890 |
| 25 |
2.10% |
¥128,622 |
¥38,586,566 |
¥8,586,566 |
| 25 |
2.20% |
¥130,098 |
¥39,029,274 |
¥9,029,274 |
| 25 |
2.30% |
¥131,583 |
¥39,475,006 |
¥9,475,006 |
| 25 |
2.40% |
¥133,079 |
¥39,923,753 |
¥9,923,753 |
| 25 |
2.50% |
¥134,585 |
¥40,375,506 |
¥10,375,506 |
| 25 |
2.60% |
¥136,101 |
¥40,830,256 |
¥10,830,256 |
| 25 |
2.70% |
¥137,627 |
¥41,287,992 |
¥11,287,992 |
| 25 |
2.80% |
¥139,162 |
¥41,748,705 |
¥11,748,705 |
| 25 |
2.90% |
¥140,708 |
¥42,212,384 |
¥12,212,384 |
| 25 |
3.00% |
¥142,263 |
¥42,679,018 |
¥12,679,018 |
3000万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥133,990 |
¥32,157,719 |
¥2,157,719 |
| 20 |
0.80% |
¥135,308 |
¥32,473,950 |
¥2,473,950 |
| 20 |
0.90% |
¥136,634 |
¥32,792,175 |
¥2,792,175 |
| 20 |
1.00% |
¥137,968 |
¥33,112,390 |
¥3,112,390 |
| 20 |
1.10% |
¥139,311 |
¥33,434,595 |
¥3,434,595 |
| 20 |
1.20% |
¥140,662 |
¥33,758,788 |
¥3,758,788 |
| 20 |
1.30% |
¥142,021 |
¥34,084,966 |
¥4,084,966 |
| 20 |
1.40% |
¥143,388 |
¥34,413,127 |
¥4,413,127 |
| 20 |
1.50% |
¥144,764 |
¥34,743,269 |
¥4,743,269 |
| 20 |
1.60% |
¥146,147 |
¥35,075,390 |
¥5,075,390 |
| 20 |
1.70% |
¥147,540 |
¥35,409,486 |
¥5,409,486 |
| 20 |
1.80% |
¥148,940 |
¥35,745,555 |
¥5,745,555 |
| 20 |
1.90% |
¥150,348 |
¥36,083,594 |
¥6,083,594 |
| 20 |
2.00% |
¥151,765 |
¥36,423,600 |
¥6,423,600 |
| 20 |
2.10% |
¥153,190 |
¥36,765,569 |
¥6,765,569 |
| 20 |
2.20% |
¥154,623 |
¥37,109,498 |
¥7,109,498 |
| 20 |
2.30% |
¥156,064 |
¥37,455,384 |
¥7,455,384 |
| 20 |
2.40% |
¥157,513 |
¥37,803,222 |
¥7,803,222 |
| 20 |
2.50% |
¥158,971 |
¥38,153,008 |
¥8,153,008 |
| 20 |
2.60% |
¥160,436 |
¥38,504,740 |
¥8,504,740 |
| 20 |
2.70% |
¥161,910 |
¥38,858,412 |
¥8,858,412 |
| 20 |
2.80% |
¥163,392 |
¥39,214,020 |
¥9,214,020 |
| 20 |
2.90% |
¥164,881 |
¥39,571,560 |
¥9,571,560 |
| 20 |
3.00% |
¥166,379 |
¥39,931,027 |
¥9,931,027 |
3000万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥175,618 |
¥31,611,299 |
¥1,611,299 |
| 15 |
0.80% |
¥176,922 |
¥31,845,978 |
¥1,845,978 |
| 15 |
0.90% |
¥178,232 |
¥32,081,780 |
¥2,081,780 |
| 15 |
1.00% |
¥179,548 |
¥32,318,704 |
¥2,318,704 |
| 15 |
1.10% |
¥180,871 |
¥32,556,748 |
¥2,556,748 |
| 15 |
1.20% |
¥182,200 |
¥32,795,913 |
¥2,795,913 |
| 15 |
1.30% |
¥183,534 |
¥33,036,198 |
¥3,036,198 |
| 15 |
1.40% |
¥184,876 |
¥33,277,602 |
¥3,277,602 |
| 15 |
1.50% |
¥186,223 |
¥33,520,123 |
¥3,520,123 |
| 15 |
1.60% |
¥187,576 |
¥33,763,762 |
¥3,763,762 |
| 15 |
1.70% |
¥188,936 |
¥34,008,517 |
¥4,008,517 |
| 15 |
1.80% |
¥190,302 |
¥34,254,387 |
¥4,254,387 |
| 15 |
1.90% |
¥191,674 |
¥34,501,372 |
¥4,501,372 |
| 15 |
2.00% |
¥193,053 |
¥34,749,470 |
¥4,749,470 |
| 15 |
2.10% |
¥194,437 |
¥34,998,680 |
¥4,998,680 |
| 15 |
2.20% |
¥195,828 |
¥35,249,001 |
¥5,249,001 |
| 15 |
2.30% |
¥197,225 |
¥35,500,432 |
¥5,500,432 |
| 15 |
2.40% |
¥198,628 |
¥35,752,971 |
¥5,752,971 |
| 15 |
2.50% |
¥200,037 |
¥36,006,617 |
¥6,006,617 |
| 15 |
2.60% |
¥201,452 |
¥36,261,370 |
¥6,261,370 |
| 15 |
2.70% |
¥202,873 |
¥36,517,226 |
¥6,517,226 |
| 15 |
2.80% |
¥204,301 |
¥36,774,186 |
¥6,774,186 |
| 15 |
2.90% |
¥205,735 |
¥37,032,247 |
¥7,032,247 |
| 15 |
3.00% |
¥207,174 |
¥37,291,409 |
¥7,291,409 |
3000万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥258,925 |
¥31,070,995 |
¥1,070,995 |
| 10 |
0.80% |
¥260,217 |
¥31,225,992 |
¥1,225,992 |
| 10 |
0.90% |
¥261,512 |
¥31,381,488 |
¥1,381,488 |
| 10 |
1.00% |
¥262,812 |
¥31,537,484 |
¥1,537,484 |
| 10 |
1.10% |
¥264,116 |
¥31,693,978 |
¥1,693,978 |
| 10 |
1.20% |
¥265,425 |
¥31,850,971 |
¥1,850,971 |
| 10 |
1.30% |
¥266,737 |
¥32,008,462 |
¥2,008,462 |
| 10 |
1.40% |
¥268,054 |
¥32,166,452 |
¥2,166,452 |
| 10 |
1.50% |
¥269,374 |
¥32,324,940 |
¥2,324,940 |
| 10 |
1.60% |
¥270,699 |
¥32,483,926 |
¥2,483,926 |
| 10 |
1.70% |
¥272,028 |
¥32,643,409 |
¥2,643,409 |
| 10 |
1.80% |
¥273,362 |
¥32,803,390 |
¥2,803,390 |
| 10 |
1.90% |
¥274,699 |
¥32,963,868 |
¥2,963,868 |
| 10 |
2.00% |
¥276,040 |
¥33,124,843 |
¥3,124,843 |
| 10 |
2.10% |
¥277,386 |
¥33,286,315 |
¥3,286,315 |
| 10 |
2.20% |
¥278,736 |
¥33,448,284 |
¥3,448,284 |
| 10 |
2.30% |
¥280,090 |
¥33,610,748 |
¥3,610,748 |
| 10 |
2.40% |
¥281,448 |
¥33,773,709 |
¥3,773,709 |
| 10 |
2.50% |
¥282,810 |
¥33,937,165 |
¥3,937,165 |
| 10 |
2.60% |
¥284,176 |
¥34,101,116 |
¥4,101,116 |
| 10 |
2.70% |
¥285,546 |
¥34,265,562 |
¥4,265,562 |
| 10 |
2.80% |
¥286,921 |
¥34,430,503 |
¥4,430,503 |
| 10 |
2.90% |
¥288,299 |
¥34,595,939 |
¥4,595,939 |
| 10 |
3.00% |
¥289,682 |
¥34,761,868 |
¥4,761,868 |