3000万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3000万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3000万円の住宅ローン｜期間・年数別
3000万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥59,274 | ¥35,564,287 | ¥5,564,287 |
| 50 | 0.80% | ¥60,681 | ¥36,408,804 | ¥6,408,804 |
| 50 | 0.90% | ¥62,109 | ¥37,265,610 | ¥7,265,610 |
| 50 | 1.00% | ¥63,558 | ¥38,134,652 | ¥8,134,652 |
| 50 | 1.10% | ¥65,026 | ¥39,015,871 | ¥9,015,871 |
| 50 | 1.20% | ¥66,515 | ¥39,909,202 | ¥9,909,202 |
| 50 | 1.30% | ¥68,024 | ¥40,814,573 | ¥10,814,573 |
| 50 | 1.40% | ¥69,553 | ¥41,731,911 | ¥11,731,911 |
| 50 | 1.50% | ¥71,102 | ¥42,661,133 | ¥12,661,133 |
| 50 | 1.60% | ¥72,670 | ¥43,602,152 | ¥13,602,152 |
| 50 | 1.70% | ¥74,258 | ¥44,554,879 | ¥14,554,879 |
| 50 | 1.80% | ¥75,865 | ¥45,519,216 | ¥15,519,216 |
| 50 | 1.90% | ¥77,492 | ¥46,495,062 | ¥16,495,062 |
| 50 | 2.00% | ¥79,137 | ¥47,482,313 | ¥17,482,313 |
| 50 | 2.10% | ¥80,801 | ¥48,480,858 | ¥18,480,858 |
| 50 | 2.20% | ¥82,484 | ¥49,490,584 | ¥19,490,584 |
| 50 | 2.30% | ¥84,186 | ¥50,511,371 | ¥20,511,371 |
| 50 | 2.40% | ¥85,905 | ¥51,543,099 | ¥21,543,099 |
| 50 | 2.50% | ¥87,643 | ¥52,585,641 | ¥22,585,641 |
| 50 | 2.60% | ¥89,398 | ¥53,638,869 | ¥23,638,869 |
| 50 | 2.70% | ¥91,171 | ¥54,702,651 | ¥24,702,651 |
| 50 | 2.80% | ¥92,961 | ¥55,776,851 | ¥25,776,851 |
| 50 | 2.90% | ¥94,769 | ¥56,861,331 | ¥26,861,331 |
| 50 | 3.00% | ¥96,593 | ¥57,955,950 | ¥27,955,950 |
3000万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥64,780 | ¥34,981,330 | ¥4,981,330 |
| 45 | 0.80% | ¥66,173 | ¥35,733,194 | ¥5,733,194 |
| 45 | 0.90% | ¥67,583 | ¥36,495,042 | ¥6,495,042 |
| 45 | 1.00% | ¥69,013 | ¥37,266,839 | ¥7,266,839 |
| 45 | 1.10% | ¥70,460 | ¥38,048,546 | ¥8,048,546 |
| 45 | 1.20% | ¥71,926 | ¥38,840,120 | ¥8,840,120 |
| 45 | 1.30% | ¥73,410 | ¥39,641,514 | ¥9,641,514 |
| 45 | 1.40% | ¥74,912 | ¥40,452,677 | ¥10,452,677 |
| 45 | 1.50% | ¥76,433 | ¥41,273,556 | ¥11,273,556 |
| 45 | 1.60% | ¥77,971 | ¥42,104,093 | ¥12,104,093 |
| 45 | 1.70% | ¥79,526 | ¥42,944,227 | ¥12,944,227 |
| 45 | 1.80% | ¥81,100 | ¥43,793,894 | ¥13,793,894 |
| 45 | 1.90% | ¥82,691 | ¥44,653,026 | ¥14,653,026 |
| 45 | 2.00% | ¥84,299 | ¥45,521,553 | ¥15,521,553 |
| 45 | 2.10% | ¥85,925 | ¥46,399,400 | ¥16,399,400 |
| 45 | 2.20% | ¥87,568 | ¥47,286,491 | ¥17,286,491 |
| 45 | 2.30% | ¥89,227 | ¥48,182,746 | ¥18,182,746 |
| 45 | 2.40% | ¥90,904 | ¥49,088,083 | ¥19,088,083 |
| 45 | 2.50% | ¥92,597 | ¥50,002,416 | ¥20,002,416 |
| 45 | 2.60% | ¥94,307 | ¥50,925,658 | ¥20,925,658 |
| 45 | 2.70% | ¥96,033 | ¥51,857,719 | ¥21,857,719 |
| 45 | 2.80% | ¥97,775 | ¥52,798,506 | ¥22,798,506 |
| 45 | 2.90% | ¥99,533 | ¥53,747,925 | ¥23,747,925 |
| 45 | 3.00% | ¥101,307 | ¥54,705,879 | ¥24,705,879 |
3000万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥71,676 | ¥34,404,437 | ¥4,404,437 |
| 40 | 0.80% | ¥73,053 | ¥35,065,478 | ¥5,065,478 |
| 40 | 0.90% | ¥74,447 | ¥35,734,430 | ¥5,734,430 |
| 40 | 1.00% | ¥75,857 | ¥36,411,270 | ¥6,411,270 |
| 40 | 1.10% | ¥77,283 | ¥37,095,974 | ¥7,095,974 |
| 40 | 1.20% | ¥78,726 | ¥37,788,513 | ¥7,788,513 |
| 40 | 1.30% | ¥80,185 | ¥38,488,859 | ¥8,488,859 |
| 40 | 1.40% | ¥81,660 | ¥39,196,979 | ¥9,196,979 |
| 40 | 1.50% | ¥83,152 | ¥39,912,840 | ¥9,912,840 |
| 40 | 1.60% | ¥84,659 | ¥40,636,404 | ¥10,636,404 |
| 40 | 1.70% | ¥86,183 | ¥41,367,634 | ¥11,367,634 |
| 40 | 1.80% | ¥87,722 | ¥42,106,487 | ¥12,106,487 |
| 40 | 1.90% | ¥89,277 | ¥42,852,922 | ¥12,852,922 |
| 40 | 2.00% | ¥90,848 | ¥43,606,892 | ¥13,606,892 |
| 40 | 2.10% | ¥92,434 | ¥44,368,351 | ¥14,368,351 |
| 40 | 2.20% | ¥94,036 | ¥45,137,250 | ¥15,137,250 |
| 40 | 2.30% | ¥95,653 | ¥45,913,538 | ¥15,913,538 |
| 40 | 2.40% | ¥97,286 | ¥46,697,161 | ¥16,697,161 |
| 40 | 2.50% | ¥98,933 | ¥47,488,065 | ¥17,488,065 |
| 40 | 2.60% | ¥100,596 | ¥48,286,193 | ¥18,286,193 |
| 40 | 2.70% | ¥102,274 | ¥49,091,487 | ¥19,091,487 |
| 40 | 2.80% | ¥103,966 | ¥49,903,887 | ¥19,903,887 |
| 40 | 2.90% | ¥105,674 | ¥50,723,331 | ¥20,723,331 |
| 40 | 3.00% | ¥107,395 | ¥51,549,757 | ¥21,549,757 |
3000万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥80,556 | ¥33,833,618 | ¥3,833,618 |
| 35 | 0.80% | ¥81,918 | ¥34,405,678 | ¥4,405,678 |
| 35 | 0.90% | ¥83,295 | ¥34,983,809 | ¥4,983,809 |
| 35 | 1.00% | ¥84,686 | ¥35,567,998 | ¥5,567,998 |
| 35 | 1.10% | ¥86,091 | ¥36,158,230 | ¥6,158,230 |
| 35 | 1.20% | ¥87,511 | ¥36,754,488 | ¥6,754,488 |
| 35 | 1.30% | ¥88,945 | ¥37,356,755 | ¥7,356,755 |
| 35 | 1.40% | ¥90,393 | ¥37,965,013 | ¥7,965,013 |
| 35 | 1.50% | ¥91,855 | ¥38,579,239 | ¥8,579,239 |
| 35 | 1.60% | ¥93,332 | ¥39,199,414 | ¥9,199,414 |
| 35 | 1.70% | ¥94,823 | ¥39,825,513 | ¥9,825,513 |
| 35 | 1.80% | ¥96,327 | ¥40,457,513 | ¥10,457,513 |
| 35 | 1.90% | ¥97,846 | ¥41,095,387 | ¥11,095,387 |
| 35 | 2.00% | ¥99,379 | ¥41,739,109 | ¥11,739,109 |
| 35 | 2.10% | ¥100,925 | ¥42,388,650 | ¥12,388,650 |
| 35 | 2.20% | ¥102,486 | ¥43,043,980 | ¥13,043,980 |
| 35 | 2.30% | ¥104,060 | ¥43,705,070 | ¥13,705,070 |
| 35 | 2.40% | ¥105,647 | ¥44,371,887 | ¥14,371,887 |
| 35 | 2.50% | ¥107,249 | ¥45,044,397 | ¥15,044,397 |
| 35 | 2.60% | ¥108,863 | ¥45,722,567 | ¥15,722,567 |
| 35 | 2.70% | ¥110,491 | ¥46,406,362 | ¥16,406,362 |
| 35 | 2.80% | ¥112,133 | ¥47,095,745 | ¥17,095,745 |
| 35 | 2.90% | ¥113,787 | ¥47,790,678 | ¥17,790,678 |
| 35 | 3.00% | ¥115,455 | ¥48,491,124 | ¥18,491,124 |
3000万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥92,414 | ¥33,268,886 | ¥3,268,886 |
| 30 | 0.80% | ¥93,761 | ¥33,753,813 | ¥3,753,813 |
| 30 | 0.90% | ¥95,120 | ¥34,243,209 | ¥4,243,209 |
| 30 | 1.00% | ¥96,492 | ¥34,737,068 | ¥4,737,068 |
| 30 | 1.10% | ¥97,876 | ¥35,235,381 | ¥5,235,381 |
| 30 | 1.20% | ¥99,273 | ¥35,738,139 | ¥5,738,139 |
| 30 | 1.30% | ¥100,681 | ¥36,245,332 | ¥6,245,332 |
| 30 | 1.40% | ¥102,103 | ¥36,756,951 | ¥6,756,951 |
| 30 | 1.50% | ¥103,536 | ¥37,272,983 | ¥7,272,983 |
| 30 | 1.60% | ¥104,982 | ¥37,793,417 | ¥7,793,417 |
| 30 | 1.70% | ¥106,440 | ¥38,318,239 | ¥8,318,239 |
| 30 | 1.80% | ¥107,910 | ¥38,847,438 | ¥8,847,438 |
| 30 | 1.90% | ¥109,392 | ¥39,380,997 | ¥9,380,997 |
| 30 | 2.00% | ¥110,886 | ¥39,918,903 | ¥9,918,903 |
| 30 | 2.10% | ¥112,392 | ¥40,461,140 | ¥10,461,140 |
| 30 | 2.20% | ¥113,910 | ¥41,007,691 | ¥11,007,691 |
| 30 | 2.30% | ¥115,440 | ¥41,558,539 | ¥11,558,539 |
| 30 | 2.40% | ¥116,982 | ¥42,113,668 | ¥12,113,668 |
| 30 | 2.50% | ¥118,536 | ¥42,673,057 | ¥12,673,057 |
| 30 | 2.60% | ¥120,102 | ¥43,236,689 | ¥13,236,689 |
| 30 | 2.70% | ¥121,679 | ¥43,804,543 | ¥13,804,543 |
| 30 | 2.80% | ¥123,268 | ¥44,376,600 | ¥14,376,600 |
| 30 | 2.90% | ¥124,869 | ¥44,952,838 | ¥14,952,838 |
| 30 | 3.00% | ¥126,481 | ¥45,533,236 | ¥15,533,236 |
3000万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥109,034 | ¥32,710,250 | ¥2,710,250 |
| 25 | 0.80% | ¥110,366 | ¥33,109,899 | ¥3,109,899 |
| 25 | 0.90% | ¥111,709 | ¥33,512,657 | ¥3,512,657 |
| 25 | 1.00% | ¥113,062 | ¥33,918,521 | ¥3,918,521 |
| 25 | 1.10% | ¥114,425 | ¥34,327,486 | ¥4,327,486 |
| 25 | 1.20% | ¥115,798 | ¥34,739,549 | ¥4,739,549 |
| 25 | 1.30% | ¥117,182 | ¥35,154,704 | ¥5,154,704 |
| 25 | 1.40% | ¥118,576 | ¥35,572,946 | ¥5,572,946 |
| 25 | 1.50% | ¥119,981 | ¥35,994,269 | ¥5,994,269 |
| 25 | 1.60% | ¥121,396 | ¥36,418,669 | ¥6,418,669 |
| 25 | 1.70% | ¥122,820 | ¥36,846,137 | ¥6,846,137 |
| 25 | 1.80% | ¥124,256 | ¥37,276,668 | ¥7,276,668 |
| 25 | 1.90% | ¥125,701 | ¥37,710,255 | ¥7,710,255 |
| 25 | 2.00% | ¥127,156 | ¥38,146,890 | ¥8,146,890 |
| 25 | 2.10% | ¥128,622 | ¥38,586,566 | ¥8,586,566 |
| 25 | 2.20% | ¥130,098 | ¥39,029,274 | ¥9,029,274 |
| 25 | 2.30% | ¥131,583 | ¥39,475,006 | ¥9,475,006 |
| 25 | 2.40% | ¥133,079 | ¥39,923,753 | ¥9,923,753 |
| 25 | 2.50% | ¥134,585 | ¥40,375,506 | ¥10,375,506 |
| 25 | 2.60% | ¥136,101 | ¥40,830,256 | ¥10,830,256 |
| 25 | 2.70% | ¥137,627 | ¥41,287,992 | ¥11,287,992 |
| 25 | 2.80% | ¥139,162 | ¥41,748,705 | ¥11,748,705 |
| 25 | 2.90% | ¥140,708 | ¥42,212,384 | ¥12,212,384 |
| 25 | 3.00% | ¥142,263 | ¥42,679,018 | ¥12,679,018 |
3000万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥133,990 | ¥32,157,719 | ¥2,157,719 |
| 20 | 0.80% | ¥135,308 | ¥32,473,950 | ¥2,473,950 |
| 20 | 0.90% | ¥136,634 | ¥32,792,175 | ¥2,792,175 |
| 20 | 1.00% | ¥137,968 | ¥33,112,390 | ¥3,112,390 |
| 20 | 1.10% | ¥139,311 | ¥33,434,595 | ¥3,434,595 |
| 20 | 1.20% | ¥140,662 | ¥33,758,788 | ¥3,758,788 |
| 20 | 1.30% | ¥142,021 | ¥34,084,966 | ¥4,084,966 |
| 20 | 1.40% | ¥143,388 | ¥34,413,127 | ¥4,413,127 |
| 20 | 1.50% | ¥144,764 | ¥34,743,269 | ¥4,743,269 |
| 20 | 1.60% | ¥146,147 | ¥35,075,390 | ¥5,075,390 |
| 20 | 1.70% | ¥147,540 | ¥35,409,486 | ¥5,409,486 |
| 20 | 1.80% | ¥148,940 | ¥35,745,555 | ¥5,745,555 |
| 20 | 1.90% | ¥150,348 | ¥36,083,594 | ¥6,083,594 |
| 20 | 2.00% | ¥151,765 | ¥36,423,600 | ¥6,423,600 |
| 20 | 2.10% | ¥153,190 | ¥36,765,569 | ¥6,765,569 |
| 20 | 2.20% | ¥154,623 | ¥37,109,498 | ¥7,109,498 |
| 20 | 2.30% | ¥156,064 | ¥37,455,384 | ¥7,455,384 |
| 20 | 2.40% | ¥157,513 | ¥37,803,222 | ¥7,803,222 |
| 20 | 2.50% | ¥158,971 | ¥38,153,008 | ¥8,153,008 |
| 20 | 2.60% | ¥160,436 | ¥38,504,740 | ¥8,504,740 |
| 20 | 2.70% | ¥161,910 | ¥38,858,412 | ¥8,858,412 |
| 20 | 2.80% | ¥163,392 | ¥39,214,020 | ¥9,214,020 |
| 20 | 2.90% | ¥164,881 | ¥39,571,560 | ¥9,571,560 |
| 20 | 3.00% | ¥166,379 | ¥39,931,027 | ¥9,931,027 |
3000万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥175,618 | ¥31,611,299 | ¥1,611,299 |
| 15 | 0.80% | ¥176,922 | ¥31,845,978 | ¥1,845,978 |
| 15 | 0.90% | ¥178,232 | ¥32,081,780 | ¥2,081,780 |
| 15 | 1.00% | ¥179,548 | ¥32,318,704 | ¥2,318,704 |
| 15 | 1.10% | ¥180,871 | ¥32,556,748 | ¥2,556,748 |
| 15 | 1.20% | ¥182,200 | ¥32,795,913 | ¥2,795,913 |
| 15 | 1.30% | ¥183,534 | ¥33,036,198 | ¥3,036,198 |
| 15 | 1.40% | ¥184,876 | ¥33,277,602 | ¥3,277,602 |
| 15 | 1.50% | ¥186,223 | ¥33,520,123 | ¥3,520,123 |
| 15 | 1.60% | ¥187,576 | ¥33,763,762 | ¥3,763,762 |
| 15 | 1.70% | ¥188,936 | ¥34,008,517 | ¥4,008,517 |
| 15 | 1.80% | ¥190,302 | ¥34,254,387 | ¥4,254,387 |
| 15 | 1.90% | ¥191,674 | ¥34,501,372 | ¥4,501,372 |
| 15 | 2.00% | ¥193,053 | ¥34,749,470 | ¥4,749,470 |
| 15 | 2.10% | ¥194,437 | ¥34,998,680 | ¥4,998,680 |
| 15 | 2.20% | ¥195,828 | ¥35,249,001 | ¥5,249,001 |
| 15 | 2.30% | ¥197,225 | ¥35,500,432 | ¥5,500,432 |
| 15 | 2.40% | ¥198,628 | ¥35,752,971 | ¥5,752,971 |
| 15 | 2.50% | ¥200,037 | ¥36,006,617 | ¥6,006,617 |
| 15 | 2.60% | ¥201,452 | ¥36,261,370 | ¥6,261,370 |
| 15 | 2.70% | ¥202,873 | ¥36,517,226 | ¥6,517,226 |
| 15 | 2.80% | ¥204,301 | ¥36,774,186 | ¥6,774,186 |
| 15 | 2.90% | ¥205,735 | ¥37,032,247 | ¥7,032,247 |
| 15 | 3.00% | ¥207,174 | ¥37,291,409 | ¥7,291,409 |
3000万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥258,925 | ¥31,070,995 | ¥1,070,995 |
| 10 | 0.80% | ¥260,217 | ¥31,225,992 | ¥1,225,992 |
| 10 | 0.90% | ¥261,512 | ¥31,381,488 | ¥1,381,488 |
| 10 | 1.00% | ¥262,812 | ¥31,537,484 | ¥1,537,484 |
| 10 | 1.10% | ¥264,116 | ¥31,693,978 | ¥1,693,978 |
| 10 | 1.20% | ¥265,425 | ¥31,850,971 | ¥1,850,971 |
| 10 | 1.30% | ¥266,737 | ¥32,008,462 | ¥2,008,462 |
| 10 | 1.40% | ¥268,054 | ¥32,166,452 | ¥2,166,452 |
| 10 | 1.50% | ¥269,374 | ¥32,324,940 | ¥2,324,940 |
| 10 | 1.60% | ¥270,699 | ¥32,483,926 | ¥2,483,926 |
| 10 | 1.70% | ¥272,028 | ¥32,643,409 | ¥2,643,409 |
| 10 | 1.80% | ¥273,362 | ¥32,803,390 | ¥2,803,390 |
| 10 | 1.90% | ¥274,699 | ¥32,963,868 | ¥2,963,868 |
| 10 | 2.00% | ¥276,040 | ¥33,124,843 | ¥3,124,843 |
| 10 | 2.10% | ¥277,386 | ¥33,286,315 | ¥3,286,315 |
| 10 | 2.20% | ¥278,736 | ¥33,448,284 | ¥3,448,284 |
| 10 | 2.30% | ¥280,090 | ¥33,610,748 | ¥3,610,748 |
| 10 | 2.40% | ¥281,448 | ¥33,773,709 | ¥3,773,709 |
| 10 | 2.50% | ¥282,810 | ¥33,937,165 | ¥3,937,165 |
| 10 | 2.60% | ¥284,176 | ¥34,101,116 | ¥4,101,116 |
| 10 | 2.70% | ¥285,546 | ¥34,265,562 | ¥4,265,562 |
| 10 | 2.80% | ¥286,921 | ¥34,430,503 | ¥4,430,503 |
| 10 | 2.90% | ¥288,299 | ¥34,595,939 | ¥4,595,939 |
| 10 | 3.00% | ¥289,682 | ¥34,761,868 | ¥4,761,868 |
