3020万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3020万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3020万円の住宅ローン｜期間・年数別
3020万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥59,669 | ¥35,801,382 | ¥5,601,382 |
| 50 | 0.80% | ¥61,086 | ¥36,651,529 | ¥6,451,529 |
| 50 | 0.90% | ¥62,523 | ¥37,514,048 | ¥7,314,048 |
| 50 | 1.00% | ¥63,981 | ¥38,388,883 | ¥8,188,883 |
| 50 | 1.10% | ¥65,460 | ¥39,275,977 | ¥9,075,977 |
| 50 | 1.20% | ¥66,959 | ¥40,175,263 | ¥9,975,263 |
| 50 | 1.30% | ¥68,478 | ¥41,086,671 | ¥10,886,671 |
| 50 | 1.40% | ¥70,017 | ¥42,010,124 | ¥11,810,124 |
| 50 | 1.50% | ¥71,576 | ¥42,945,540 | ¥12,745,540 |
| 50 | 1.60% | ¥73,155 | ¥43,892,833 | ¥13,692,833 |
| 50 | 1.70% | ¥74,753 | ¥44,851,911 | ¥14,651,911 |
| 50 | 1.80% | ¥76,371 | ¥45,822,677 | ¥15,622,677 |
| 50 | 1.90% | ¥78,008 | ¥46,805,030 | ¥16,605,030 |
| 50 | 2.00% | ¥79,665 | ¥47,798,862 | ¥17,598,862 |
| 50 | 2.10% | ¥81,340 | ¥48,804,064 | ¥18,604,064 |
| 50 | 2.20% | ¥83,034 | ¥49,820,521 | ¥19,620,521 |
| 50 | 2.30% | ¥84,747 | ¥50,848,113 | ¥20,648,113 |
| 50 | 2.40% | ¥86,478 | ¥51,886,719 | ¥21,686,719 |
| 50 | 2.50% | ¥88,227 | ¥52,936,212 | ¥22,736,212 |
| 50 | 2.60% | ¥89,994 | ¥53,996,462 | ¥23,796,462 |
| 50 | 2.70% | ¥91,779 | ¥55,067,336 | ¥24,867,336 |
| 50 | 2.80% | ¥93,581 | ¥56,148,697 | ¥25,948,697 |
| 50 | 2.90% | ¥95,401 | ¥57,240,406 | ¥27,040,406 |
| 50 | 3.00% | ¥97,237 | ¥58,342,323 | ¥28,142,323 |
3020万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥65,212 | ¥35,214,539 | ¥5,014,539 |
| 45 | 0.80% | ¥66,614 | ¥35,971,415 | ¥5,771,415 |
| 45 | 0.90% | ¥68,034 | ¥36,738,342 | ¥6,538,342 |
| 45 | 1.00% | ¥69,473 | ¥37,515,285 | ¥7,315,285 |
| 45 | 1.10% | ¥70,930 | ¥38,302,203 | ¥8,102,203 |
| 45 | 1.20% | ¥72,406 | ¥39,099,054 | ¥8,899,054 |
| 45 | 1.30% | ¥73,900 | ¥39,905,791 | ¥9,705,791 |
| 45 | 1.40% | ¥75,412 | ¥40,722,362 | ¥10,522,362 |
| 45 | 1.50% | ¥76,942 | ¥41,548,713 | ¥11,348,713 |
| 45 | 1.60% | ¥78,490 | ¥42,384,787 | ¥12,184,787 |
| 45 | 1.70% | ¥80,057 | ¥43,230,522 | ¥13,030,522 |
| 45 | 1.80% | ¥81,640 | ¥44,085,854 | ¥13,885,854 |
| 45 | 1.90% | ¥83,242 | ¥44,950,713 | ¥14,750,713 |
| 45 | 2.00% | ¥84,861 | ¥45,825,030 | ¥15,625,030 |
| 45 | 2.10% | ¥86,498 | ¥46,708,729 | ¥16,508,729 |
| 45 | 2.20% | ¥88,151 | ¥47,601,734 | ¥17,401,734 |
| 45 | 2.30% | ¥89,822 | ¥48,503,964 | ¥18,303,964 |
| 45 | 2.40% | ¥91,510 | ¥49,415,337 | ¥19,215,337 |
| 45 | 2.50% | ¥93,214 | ¥50,335,765 | ¥20,135,765 |
| 45 | 2.60% | ¥94,935 | ¥51,265,163 | ¥21,065,163 |
| 45 | 2.70% | ¥96,673 | ¥52,203,437 | ¥22,003,437 |
| 45 | 2.80% | ¥98,427 | ¥53,150,496 | ¥22,950,496 |
| 45 | 2.90% | ¥100,197 | ¥54,106,245 | ¥23,906,245 |
| 45 | 3.00% | ¥101,983 | ¥55,070,584 | ¥24,870,584 |
3020万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥72,154 | ¥34,633,800 | ¥4,433,800 |
| 40 | 0.80% | ¥73,540 | ¥35,299,248 | ¥5,099,248 |
| 40 | 0.90% | ¥74,943 | ¥35,972,660 | ¥5,772,660 |
| 40 | 1.00% | ¥76,363 | ¥36,654,012 | ¥6,454,012 |
| 40 | 1.10% | ¥77,799 | ¥37,343,280 | ¥7,143,280 |
| 40 | 1.20% | ¥79,251 | ¥38,040,437 | ¥7,840,437 |
| 40 | 1.30% | ¥80,720 | ¥38,745,451 | ¥8,545,451 |
| 40 | 1.40% | ¥82,205 | ¥39,458,293 | ¥9,258,293 |
| 40 | 1.50% | ¥83,706 | ¥40,178,926 | ¥9,978,926 |
| 40 | 1.60% | ¥85,224 | ¥40,907,314 | ¥10,707,314 |
| 40 | 1.70% | ¥86,757 | ¥41,643,418 | ¥11,443,418 |
| 40 | 1.80% | ¥88,307 | ¥42,387,197 | ¥12,187,197 |
| 40 | 1.90% | ¥89,872 | ¥43,138,608 | ¥12,938,608 |
| 40 | 2.00% | ¥91,453 | ¥43,897,605 | ¥13,697,605 |
| 40 | 2.10% | ¥93,050 | ¥44,664,140 | ¥14,464,140 |
| 40 | 2.20% | ¥94,663 | ¥45,438,165 | ¥15,238,165 |
| 40 | 2.30% | ¥96,291 | ¥46,219,628 | ¥16,019,628 |
| 40 | 2.40% | ¥97,934 | ¥47,008,475 | ¥16,808,475 |
| 40 | 2.50% | ¥99,593 | ¥47,804,652 | ¥17,604,652 |
| 40 | 2.60% | ¥101,267 | ¥48,608,101 | ¥18,408,101 |
| 40 | 2.70% | ¥102,956 | ¥49,418,763 | ¥19,218,763 |
| 40 | 2.80% | ¥104,660 | ¥50,236,579 | ¥20,036,579 |
| 40 | 2.90% | ¥106,378 | ¥51,061,487 | ¥20,861,487 |
| 40 | 3.00% | ¥108,111 | ¥51,893,422 | ¥21,693,422 |
3020万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥81,093 | ¥34,059,176 | ¥3,859,176 |
| 35 | 0.80% | ¥82,464 | ¥34,635,049 | ¥4,435,049 |
| 35 | 0.90% | ¥83,850 | ¥35,217,035 | ¥5,017,035 |
| 35 | 1.00% | ¥85,250 | ¥35,805,118 | ¥5,605,118 |
| 35 | 1.10% | ¥86,665 | ¥36,399,285 | ¥6,199,285 |
| 35 | 1.20% | ¥88,094 | ¥36,999,518 | ¥6,799,518 |
| 35 | 1.30% | ¥89,538 | ¥37,605,800 | ¥7,405,800 |
| 35 | 1.40% | ¥90,996 | ¥38,218,113 | ¥8,018,113 |
| 35 | 1.50% | ¥92,468 | ¥38,836,434 | ¥8,636,434 |
| 35 | 1.60% | ¥93,954 | ¥39,460,744 | ¥9,260,744 |
| 35 | 1.70% | ¥95,455 | ¥40,091,017 | ¥9,891,017 |
| 35 | 1.80% | ¥96,970 | ¥40,727,230 | ¥10,527,230 |
| 35 | 1.90% | ¥98,498 | ¥41,369,357 | ¥11,169,357 |
| 35 | 2.00% | ¥100,041 | ¥42,017,370 | ¥11,817,370 |
| 35 | 2.10% | ¥101,598 | ¥42,671,241 | ¥12,471,241 |
| 35 | 2.20% | ¥103,169 | ¥43,330,940 | ¥13,130,940 |
| 35 | 2.30% | ¥104,753 | ¥43,996,437 | ¥13,796,437 |
| 35 | 2.40% | ¥106,352 | ¥44,667,699 | ¥14,467,699 |
| 35 | 2.50% | ¥107,964 | ¥45,344,693 | ¥15,144,693 |
| 35 | 2.60% | ¥109,589 | ¥46,027,385 | ¥15,827,385 |
| 35 | 2.70% | ¥111,228 | ¥46,715,738 | ¥16,515,738 |
| 35 | 2.80% | ¥112,880 | ¥47,409,717 | ¥17,209,717 |
| 35 | 2.90% | ¥114,546 | ¥48,109,283 | ¥17,909,283 |
| 35 | 3.00% | ¥116,225 | ¥48,814,398 | ¥18,614,398 |
3020万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥93,030 | ¥33,490,679 | ¥3,290,679 |
| 30 | 0.80% | ¥94,386 | ¥33,978,838 | ¥3,778,838 |
| 30 | 0.90% | ¥95,754 | ¥34,471,498 | ¥4,271,498 |
| 30 | 1.00% | ¥97,135 | ¥34,968,649 | ¥4,768,649 |
| 30 | 1.10% | ¥98,529 | ¥35,470,284 | ¥5,270,284 |
| 30 | 1.20% | ¥99,934 | ¥35,976,393 | ¥5,776,393 |
| 30 | 1.30% | ¥101,353 | ¥36,486,968 | ¥6,286,968 |
| 30 | 1.40% | ¥102,783 | ¥37,001,997 | ¥6,801,997 |
| 30 | 1.50% | ¥104,226 | ¥37,521,469 | ¥7,321,469 |
| 30 | 1.60% | ¥105,682 | ¥38,045,373 | ¥7,845,373 |
| 30 | 1.70% | ¥107,149 | ¥38,573,694 | ¥8,373,694 |
| 30 | 1.80% | ¥108,629 | ¥39,106,420 | ¥8,906,420 |
| 30 | 1.90% | ¥110,121 | ¥39,643,537 | ¥9,443,537 |
| 30 | 2.00% | ¥111,625 | ¥40,185,029 | ¥9,985,029 |
| 30 | 2.10% | ¥113,141 | ¥40,730,881 | ¥10,530,881 |
| 30 | 2.20% | ¥114,670 | ¥41,281,075 | ¥11,081,075 |
| 30 | 2.30% | ¥116,210 | ¥41,835,596 | ¥11,635,596 |
| 30 | 2.40% | ¥117,762 | ¥42,394,425 | ¥12,194,425 |
| 30 | 2.50% | ¥119,327 | ¥42,957,544 | ¥12,757,544 |
| 30 | 2.60% | ¥120,903 | ¥43,524,933 | ¥13,324,933 |
| 30 | 2.70% | ¥122,490 | ¥44,096,574 | ¥13,896,574 |
| 30 | 2.80% | ¥124,090 | ¥44,672,444 | ¥14,472,444 |
| 30 | 2.90% | ¥125,701 | ¥45,252,523 | ¥15,052,523 |
| 30 | 3.00% | ¥127,324 | ¥45,836,791 | ¥15,636,791 |
3020万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥109,761 | ¥32,928,319 | ¥2,728,319 |
| 25 | 0.80% | ¥111,102 | ¥33,330,632 | ¥3,130,632 |
| 25 | 0.90% | ¥112,454 | ¥33,736,075 | ¥3,536,075 |
| 25 | 1.00% | ¥113,815 | ¥34,144,644 | ¥3,944,644 |
| 25 | 1.10% | ¥115,188 | ¥34,556,336 | ¥4,356,336 |
| 25 | 1.20% | ¥116,570 | ¥34,971,146 | ¥4,771,146 |
| 25 | 1.30% | ¥117,964 | ¥35,389,068 | ¥5,189,068 |
| 25 | 1.40% | ¥119,367 | ¥35,810,099 | ¥5,610,099 |
| 25 | 1.50% | ¥120,781 | ¥36,234,231 | ¥6,034,231 |
| 25 | 1.60% | ¥122,205 | ¥36,661,460 | ¥6,461,460 |
| 25 | 1.70% | ¥123,639 | ¥37,091,778 | ¥6,891,778 |
| 25 | 1.80% | ¥125,084 | ¥37,525,180 | ¥7,325,180 |
| 25 | 1.90% | ¥126,539 | ¥37,961,657 | ¥7,761,657 |
| 25 | 2.00% | ¥128,004 | ¥38,401,203 | ¥8,201,203 |
| 25 | 2.10% | ¥129,479 | ¥38,843,810 | ¥8,643,810 |
| 25 | 2.20% | ¥130,965 | ¥39,289,469 | ¥9,089,469 |
| 25 | 2.30% | ¥132,461 | ¥39,738,173 | ¥9,538,173 |
| 25 | 2.40% | ¥133,966 | ¥40,189,911 | ¥9,989,911 |
| 25 | 2.50% | ¥135,482 | ¥40,644,676 | ¥10,444,676 |
| 25 | 2.60% | ¥137,008 | ¥41,102,457 | ¥10,902,457 |
| 25 | 2.70% | ¥138,544 | ¥41,563,245 | ¥11,363,245 |
| 25 | 2.80% | ¥140,090 | ¥42,027,030 | ¥11,827,030 |
| 25 | 2.90% | ¥141,646 | ¥42,493,800 | ¥12,293,800 |
| 25 | 3.00% | ¥143,212 | ¥42,963,545 | ¥12,763,545 |
3020万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥134,884 | ¥32,372,104 | ¥2,172,104 |
| 20 | 0.80% | ¥136,210 | ¥32,690,443 | ¥2,490,443 |
| 20 | 0.90% | ¥137,545 | ¥33,010,789 | ¥2,810,789 |
| 20 | 1.00% | ¥138,888 | ¥33,333,139 | ¥3,133,139 |
| 20 | 1.10% | ¥140,240 | ¥33,657,492 | ¥3,457,492 |
| 20 | 1.20% | ¥141,599 | ¥33,983,846 | ¥3,783,846 |
| 20 | 1.30% | ¥142,967 | ¥34,312,199 | ¥4,112,199 |
| 20 | 1.40% | ¥144,344 | ¥34,642,548 | ¥4,442,548 |
| 20 | 1.50% | ¥145,729 | ¥34,974,891 | ¥4,774,891 |
| 20 | 1.60% | ¥147,122 | ¥35,309,226 | ¥5,109,226 |
| 20 | 1.70% | ¥148,523 | ¥35,645,550 | ¥5,445,550 |
| 20 | 1.80% | ¥149,933 | ¥35,983,859 | ¥5,783,859 |
| 20 | 1.90% | ¥151,351 | ¥36,324,152 | ¥6,124,152 |
| 20 | 2.00% | ¥152,777 | ¥36,666,424 | ¥6,466,424 |
| 20 | 2.10% | ¥154,211 | ¥37,010,673 | ¥6,810,673 |
| 20 | 2.20% | ¥155,654 | ¥37,356,895 | ¥7,156,895 |
| 20 | 2.30% | ¥157,105 | ¥37,705,086 | ¥7,505,086 |
| 20 | 2.40% | ¥158,564 | ¥38,055,243 | ¥7,855,243 |
| 20 | 2.50% | ¥160,031 | ¥38,407,362 | ¥8,207,362 |
| 20 | 2.60% | ¥161,506 | ¥38,761,438 | ¥8,561,438 |
| 20 | 2.70% | ¥162,989 | ¥39,117,468 | ¥8,917,468 |
| 20 | 2.80% | ¥164,481 | ¥39,475,447 | ¥9,275,447 |
| 20 | 2.90% | ¥165,981 | ¥39,835,370 | ¥9,635,370 |
| 20 | 3.00% | ¥167,488 | ¥40,197,234 | ¥9,997,234 |
3020万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥176,789 | ¥31,822,041 | ¥1,622,041 |
| 15 | 0.80% | ¥178,102 | ¥32,058,285 | ¥1,858,285 |
| 15 | 0.90% | ¥179,420 | ¥32,295,659 | ¥2,095,659 |
| 15 | 1.00% | ¥180,745 | ¥32,534,162 | ¥2,334,162 |
| 15 | 1.10% | ¥182,077 | ¥32,773,793 | ¥2,573,793 |
| 15 | 1.20% | ¥183,414 | ¥33,014,553 | ¥2,814,553 |
| 15 | 1.30% | ¥184,758 | ¥33,256,439 | ¥3,056,439 |
| 15 | 1.40% | ¥186,108 | ¥33,499,452 | ¥3,299,452 |
| 15 | 1.50% | ¥187,464 | ¥33,743,591 | ¥3,543,591 |
| 15 | 1.60% | ¥188,827 | ¥33,988,854 | ¥3,788,854 |
| 15 | 1.70% | ¥190,196 | ¥34,235,240 | ¥4,035,240 |
| 15 | 1.80% | ¥191,571 | ¥34,482,750 | ¥4,282,750 |
| 15 | 1.90% | ¥192,952 | ¥34,731,381 | ¥4,531,381 |
| 15 | 2.00% | ¥194,340 | ¥34,981,133 | ¥4,781,133 |
| 15 | 2.10% | ¥195,733 | ¥35,232,004 | ¥5,032,004 |
| 15 | 2.20% | ¥197,133 | ¥35,483,994 | ¥5,283,994 |
| 15 | 2.30% | ¥198,539 | ¥35,737,101 | ¥5,537,101 |
| 15 | 2.40% | ¥199,952 | ¥35,991,324 | ¥5,791,324 |
| 15 | 2.50% | ¥201,370 | ¥36,246,661 | ¥6,046,661 |
| 15 | 2.60% | ¥202,795 | ¥36,503,112 | ¥6,303,112 |
| 15 | 2.70% | ¥204,226 | ¥36,760,675 | ¥6,560,675 |
| 15 | 2.80% | ¥205,663 | ¥37,019,347 | ¥6,819,347 |
| 15 | 2.90% | ¥207,106 | ¥37,279,129 | ¥7,079,129 |
| 15 | 3.00% | ¥208,556 | ¥37,540,018 | ¥7,340,018 |
3020万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥260,651 | ¥31,278,135 | ¥1,078,135 |
| 10 | 0.80% | ¥261,951 | ¥31,434,165 | ¥1,234,165 |
| 10 | 0.90% | ¥263,256 | ¥31,590,698 | ¥1,390,698 |
| 10 | 1.00% | ¥264,564 | ¥31,747,734 | ¥1,547,734 |
| 10 | 1.10% | ¥265,877 | ¥31,905,271 | ¥1,705,271 |
| 10 | 1.20% | ¥267,194 | ¥32,063,311 | ¥1,863,311 |
| 10 | 1.30% | ¥268,515 | ¥32,221,852 | ¥2,021,852 |
| 10 | 1.40% | ¥269,841 | ¥32,380,895 | ¥2,180,895 |
| 10 | 1.50% | ¥271,170 | ¥32,540,440 | ¥2,340,440 |
| 10 | 1.60% | ¥272,504 | ¥32,700,485 | ¥2,500,485 |
| 10 | 1.70% | ¥273,842 | ¥32,861,032 | ¥2,661,032 |
| 10 | 1.80% | ¥275,184 | ¥33,022,079 | ¥2,822,079 |
| 10 | 1.90% | ¥276,530 | ¥33,183,627 | ¥2,983,627 |
| 10 | 2.00% | ¥277,881 | ¥33,345,676 | ¥3,145,676 |
| 10 | 2.10% | ¥279,235 | ¥33,508,224 | ¥3,308,224 |
| 10 | 2.20% | ¥280,594 | ¥33,671,272 | ¥3,471,272 |
| 10 | 2.30% | ¥281,957 | ¥33,834,820 | ¥3,634,820 |
| 10 | 2.40% | ¥283,324 | ¥33,998,867 | ¥3,798,867 |
| 10 | 2.50% | ¥284,695 | ¥34,163,412 | ¥3,963,412 |
| 10 | 2.60% | ¥286,070 | ¥34,328,457 | ¥4,128,457 |
| 10 | 2.70% | ¥287,450 | ¥34,493,999 | ¥4,293,999 |
| 10 | 2.80% | ¥288,834 | ¥34,660,040 | ¥4,460,040 |
| 10 | 2.90% | ¥290,221 | ¥34,826,578 | ¥4,626,578 |
| 10 | 3.00% | ¥291,613 | ¥34,993,614 | ¥4,793,614 |
