3040万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3040万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3040万円の住宅ローン｜期間・年数別
3040万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥60,064 | ¥36,038,477 | ¥5,638,477 |
| 50 | 0.80% | ¥61,490 | ¥36,894,255 | ¥6,494,255 |
| 50 | 0.90% | ¥62,937 | ¥37,762,485 | ¥7,362,485 |
| 50 | 1.00% | ¥64,405 | ¥38,643,114 | ¥8,243,114 |
| 50 | 1.10% | ¥65,893 | ¥39,536,083 | ¥9,136,083 |
| 50 | 1.20% | ¥67,402 | ¥40,441,324 | ¥10,041,324 |
| 50 | 1.30% | ¥68,931 | ¥41,358,768 | ¥10,958,768 |
| 50 | 1.40% | ¥70,481 | ¥42,288,336 | ¥11,888,336 |
| 50 | 1.50% | ¥72,050 | ¥43,229,948 | ¥12,829,948 |
| 50 | 1.60% | ¥73,639 | ¥44,183,514 | ¥13,783,514 |
| 50 | 1.70% | ¥75,248 | ¥45,148,944 | ¥14,748,944 |
| 50 | 1.80% | ¥76,877 | ¥46,126,139 | ¥15,726,139 |
| 50 | 1.90% | ¥78,525 | ¥47,114,997 | ¥16,714,997 |
| 50 | 2.00% | ¥80,192 | ¥48,115,411 | ¥17,715,411 |
| 50 | 2.10% | ¥81,879 | ¥49,127,270 | ¥18,727,270 |
| 50 | 2.20% | ¥83,584 | ¥50,150,458 | ¥19,750,458 |
| 50 | 2.30% | ¥85,308 | ¥51,184,856 | ¥20,784,856 |
| 50 | 2.40% | ¥87,051 | ¥52,230,340 | ¥21,830,340 |
| 50 | 2.50% | ¥88,811 | ¥53,286,783 | ¥22,886,783 |
| 50 | 2.60% | ¥90,590 | ¥54,354,054 | ¥23,954,054 |
| 50 | 2.70% | ¥92,387 | ¥55,432,020 | ¥25,032,020 |
| 50 | 2.80% | ¥94,201 | ¥56,520,542 | ¥26,120,542 |
| 50 | 2.90% | ¥96,032 | ¥57,619,482 | ¥27,219,482 |
| 50 | 3.00% | ¥97,881 | ¥58,728,696 | ¥28,328,696 |
3040万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥65,644 | ¥35,447,748 | ¥5,047,748 |
| 45 | 0.80% | ¥67,055 | ¥36,209,637 | ¥5,809,637 |
| 45 | 0.90% | ¥68,485 | ¥36,981,643 | ¥6,581,643 |
| 45 | 1.00% | ¥69,933 | ¥37,763,730 | ¥7,363,730 |
| 45 | 1.10% | ¥71,400 | ¥38,555,860 | ¥8,155,860 |
| 45 | 1.20% | ¥72,885 | ¥39,357,988 | ¥8,957,988 |
| 45 | 1.30% | ¥74,389 | ¥40,170,067 | ¥9,770,067 |
| 45 | 1.40% | ¥75,911 | ¥40,992,046 | ¥10,592,046 |
| 45 | 1.50% | ¥77,452 | ¥41,823,870 | ¥11,423,870 |
| 45 | 1.60% | ¥79,010 | ¥42,665,481 | ¥12,265,481 |
| 45 | 1.70% | ¥80,587 | ¥43,516,817 | ¥13,116,817 |
| 45 | 1.80% | ¥82,181 | ¥44,377,813 | ¥13,977,813 |
| 45 | 1.90% | ¥83,793 | ¥45,248,400 | ¥14,848,400 |
| 45 | 2.00% | ¥85,423 | ¥46,128,507 | ¥15,728,507 |
| 45 | 2.10% | ¥87,070 | ¥47,018,059 | ¥16,618,059 |
| 45 | 2.20% | ¥88,735 | ¥47,916,977 | ¥17,516,977 |
| 45 | 2.30% | ¥90,417 | ¥48,825,183 | ¥18,425,183 |
| 45 | 2.40% | ¥92,116 | ¥49,742,590 | ¥19,342,590 |
| 45 | 2.50% | ¥93,832 | ¥50,669,115 | ¥20,269,115 |
| 45 | 2.60% | ¥95,564 | ¥51,604,667 | ¥21,204,667 |
| 45 | 2.70% | ¥97,313 | ¥52,549,155 | ¥22,149,155 |
| 45 | 2.80% | ¥99,079 | ¥53,502,486 | ¥23,102,486 |
| 45 | 2.90% | ¥100,860 | ¥54,464,564 | ¥24,064,564 |
| 45 | 3.00% | ¥102,658 | ¥55,435,290 | ¥25,035,290 |
3040万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥72,632 | ¥34,863,162 | ¥4,463,162 |
| 40 | 0.80% | ¥74,027 | ¥35,533,018 | ¥5,133,018 |
| 40 | 0.90% | ¥75,439 | ¥36,210,889 | ¥5,810,889 |
| 40 | 1.00% | ¥76,868 | ¥36,896,754 | ¥6,496,754 |
| 40 | 1.10% | ¥78,314 | ¥37,590,587 | ¥7,190,587 |
| 40 | 1.20% | ¥79,776 | ¥38,292,360 | ¥7,892,360 |
| 40 | 1.30% | ¥81,254 | ¥39,002,044 | ¥8,602,044 |
| 40 | 1.40% | ¥82,749 | ¥39,719,606 | ¥9,319,606 |
| 40 | 1.50% | ¥84,260 | ¥40,445,011 | ¥10,045,011 |
| 40 | 1.60% | ¥85,788 | ¥41,178,223 | ¥10,778,223 |
| 40 | 1.70% | ¥87,332 | ¥41,919,202 | ¥11,519,202 |
| 40 | 1.80% | ¥88,891 | ¥42,667,907 | ¥12,267,907 |
| 40 | 1.90% | ¥90,467 | ¥43,424,294 | ¥13,024,294 |
| 40 | 2.00% | ¥92,059 | ¥44,188,317 | ¥13,788,317 |
| 40 | 2.10% | ¥93,667 | ¥44,959,929 | ¥14,559,929 |
| 40 | 2.20% | ¥95,290 | ¥45,739,080 | ¥15,339,080 |
| 40 | 2.30% | ¥96,929 | ¥46,525,718 | ¥16,125,718 |
| 40 | 2.40% | ¥98,583 | ¥47,319,790 | ¥16,919,790 |
| 40 | 2.50% | ¥100,253 | ¥48,121,239 | ¥17,721,239 |
| 40 | 2.60% | ¥101,938 | ¥48,930,009 | ¥18,530,009 |
| 40 | 2.70% | ¥103,638 | ¥49,746,040 | ¥19,346,040 |
| 40 | 2.80% | ¥105,353 | ¥50,569,272 | ¥20,169,272 |
| 40 | 2.90% | ¥107,083 | ¥51,399,642 | ¥20,999,642 |
| 40 | 3.00% | ¥108,827 | ¥52,237,087 | ¥21,837,087 |
3040万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥81,630 | ¥34,284,733 | ¥3,884,733 |
| 35 | 0.80% | ¥83,011 | ¥34,864,421 | ¥4,464,421 |
| 35 | 0.90% | ¥84,405 | ¥35,450,260 | ¥5,050,260 |
| 35 | 1.00% | ¥85,815 | ¥36,042,238 | ¥5,642,238 |
| 35 | 1.10% | ¥87,239 | ¥36,640,339 | ¥6,240,339 |
| 35 | 1.20% | ¥88,677 | ¥37,244,548 | ¥6,844,548 |
| 35 | 1.30% | ¥90,131 | ¥37,854,845 | ¥7,454,845 |
| 35 | 1.40% | ¥91,598 | ¥38,471,213 | ¥8,071,213 |
| 35 | 1.50% | ¥93,080 | ¥39,093,629 | ¥8,693,629 |
| 35 | 1.60% | ¥94,576 | ¥39,722,073 | ¥9,322,073 |
| 35 | 1.70% | ¥96,087 | ¥40,356,520 | ¥9,956,520 |
| 35 | 1.80% | ¥97,612 | ¥40,996,947 | ¥10,596,947 |
| 35 | 1.90% | ¥99,151 | ¥41,643,326 | ¥11,243,326 |
| 35 | 2.00% | ¥100,704 | ¥42,295,630 | ¥11,895,630 |
| 35 | 2.10% | ¥102,271 | ¥42,953,832 | ¥12,553,832 |
| 35 | 2.20% | ¥103,852 | ¥43,617,900 | ¥13,217,900 |
| 35 | 2.30% | ¥105,447 | ¥44,287,804 | ¥13,887,804 |
| 35 | 2.40% | ¥107,056 | ¥44,963,512 | ¥14,563,512 |
| 35 | 2.50% | ¥108,679 | ¥45,644,989 | ¥15,244,989 |
| 35 | 2.60% | ¥110,315 | ¥46,332,202 | ¥15,932,202 |
| 35 | 2.70% | ¥111,965 | ¥47,025,114 | ¥16,625,114 |
| 35 | 2.80% | ¥113,628 | ¥47,723,688 | ¥17,323,688 |
| 35 | 2.90% | ¥115,304 | ¥48,427,887 | ¥18,027,887 |
| 35 | 3.00% | ¥116,994 | ¥49,137,672 | ¥18,737,672 |
3040万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥93,646 | ¥33,712,471 | ¥3,312,471 |
| 30 | 0.80% | ¥95,011 | ¥34,203,864 | ¥3,803,864 |
| 30 | 0.90% | ¥96,388 | ¥34,699,786 | ¥4,299,786 |
| 30 | 1.00% | ¥97,778 | ¥35,200,229 | ¥4,800,229 |
| 30 | 1.10% | ¥99,181 | ¥35,705,186 | ¥5,305,186 |
| 30 | 1.20% | ¥100,596 | ¥36,214,647 | ¥5,814,647 |
| 30 | 1.30% | ¥102,024 | ¥36,728,603 | ¥6,328,603 |
| 30 | 1.40% | ¥103,464 | ¥37,247,043 | ¥6,847,043 |
| 30 | 1.50% | ¥104,917 | ¥37,769,956 | ¥7,369,956 |
| 30 | 1.60% | ¥106,381 | ¥38,297,329 | ¥7,897,329 |
| 30 | 1.70% | ¥107,859 | ¥38,829,149 | ¥8,429,149 |
| 30 | 1.80% | ¥109,348 | ¥39,365,403 | ¥8,965,403 |
| 30 | 1.90% | ¥110,850 | ¥39,906,077 | ¥9,506,077 |
| 30 | 2.00% | ¥112,364 | ¥40,451,155 | ¥10,051,155 |
| 30 | 2.10% | ¥113,891 | ¥41,000,622 | ¥10,600,622 |
| 30 | 2.20% | ¥115,429 | ¥41,554,460 | ¥11,154,460 |
| 30 | 2.30% | ¥116,980 | ¥42,112,653 | ¥11,712,653 |
| 30 | 2.40% | ¥118,542 | ¥42,675,183 | ¥12,275,183 |
| 30 | 2.50% | ¥120,117 | ¥43,242,031 | ¥12,842,031 |
| 30 | 2.60% | ¥121,703 | ¥43,813,178 | ¥13,413,178 |
| 30 | 2.70% | ¥123,302 | ¥44,388,604 | ¥13,988,604 |
| 30 | 2.80% | ¥124,912 | ¥44,968,288 | ¥14,568,288 |
| 30 | 2.90% | ¥126,534 | ¥45,552,209 | ¥15,152,209 |
| 30 | 3.00% | ¥128,168 | ¥46,140,345 | ¥15,740,345 |
3040万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥110,488 | ¥33,146,387 | ¥2,746,387 |
| 25 | 0.80% | ¥111,838 | ¥33,551,364 | ¥3,151,364 |
| 25 | 0.90% | ¥113,198 | ¥33,959,493 | ¥3,559,493 |
| 25 | 1.00% | ¥114,569 | ¥34,370,768 | ¥3,970,768 |
| 25 | 1.10% | ¥115,951 | ¥34,785,186 | ¥4,385,186 |
| 25 | 1.20% | ¥117,342 | ¥35,202,743 | ¥4,802,743 |
| 25 | 1.30% | ¥118,745 | ¥35,623,433 | ¥5,223,433 |
| 25 | 1.40% | ¥120,158 | ¥36,047,252 | ¥5,647,252 |
| 25 | 1.50% | ¥121,581 | ¥36,474,193 | ¥6,074,193 |
| 25 | 1.60% | ¥123,014 | ¥36,904,251 | ¥6,504,251 |
| 25 | 1.70% | ¥124,458 | ¥37,337,419 | ¥6,937,419 |
| 25 | 1.80% | ¥125,912 | ¥37,773,691 | ¥7,373,691 |
| 25 | 1.90% | ¥127,377 | ¥38,213,059 | ¥7,813,059 |
| 25 | 2.00% | ¥128,852 | ¥38,655,516 | ¥8,255,516 |
| 25 | 2.10% | ¥130,337 | ¥39,101,054 | ¥8,701,054 |
| 25 | 2.20% | ¥131,832 | ¥39,549,664 | ¥9,149,664 |
| 25 | 2.30% | ¥133,338 | ¥40,001,339 | ¥9,601,339 |
| 25 | 2.40% | ¥134,854 | ¥40,456,070 | ¥10,056,070 |
| 25 | 2.50% | ¥136,379 | ¥40,913,846 | ¥10,513,846 |
| 25 | 2.60% | ¥137,916 | ¥41,374,659 | ¥10,974,659 |
| 25 | 2.70% | ¥139,462 | ¥41,838,499 | ¥11,438,499 |
| 25 | 2.80% | ¥141,018 | ¥42,305,354 | ¥11,905,354 |
| 25 | 2.90% | ¥142,584 | ¥42,775,216 | ¥12,375,216 |
| 25 | 3.00% | ¥144,160 | ¥43,248,072 | ¥12,848,072 |
3040万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥135,777 | ¥32,586,488 | ¥2,186,488 |
| 20 | 0.80% | ¥137,112 | ¥32,906,936 | ¥2,506,936 |
| 20 | 0.90% | ¥138,456 | ¥33,229,404 | ¥2,829,404 |
| 20 | 1.00% | ¥139,808 | ¥33,553,889 | ¥3,153,889 |
| 20 | 1.10% | ¥141,168 | ¥33,880,390 | ¥3,480,390 |
| 20 | 1.20% | ¥142,537 | ¥34,208,905 | ¥3,808,905 |
| 20 | 1.30% | ¥143,914 | ¥34,539,432 | ¥4,139,432 |
| 20 | 1.40% | ¥145,300 | ¥34,871,969 | ¥4,471,969 |
| 20 | 1.50% | ¥146,694 | ¥35,206,513 | ¥4,806,513 |
| 20 | 1.60% | ¥148,096 | ¥35,543,062 | ¥5,143,062 |
| 20 | 1.70% | ¥149,507 | ¥35,881,613 | ¥5,481,613 |
| 20 | 1.80% | ¥150,926 | ¥36,222,163 | ¥5,822,163 |
| 20 | 1.90% | ¥152,353 | ¥36,564,709 | ¥6,164,709 |
| 20 | 2.00% | ¥153,789 | ¥36,909,248 | ¥6,509,248 |
| 20 | 2.10% | ¥155,232 | ¥37,255,777 | ¥6,855,777 |
| 20 | 2.20% | ¥156,685 | ¥37,604,291 | ¥7,204,291 |
| 20 | 2.30% | ¥158,145 | ¥37,954,789 | ¥7,554,789 |
| 20 | 2.40% | ¥159,614 | ¥38,307,265 | ¥7,907,265 |
| 20 | 2.50% | ¥161,090 | ¥38,661,715 | ¥8,261,715 |
| 20 | 2.60% | ¥162,576 | ¥39,018,136 | ¥8,618,136 |
| 20 | 2.70% | ¥164,069 | ¥39,376,524 | ¥8,976,524 |
| 20 | 2.80% | ¥165,570 | ¥39,736,874 | ¥9,336,874 |
| 20 | 2.90% | ¥167,080 | ¥40,099,181 | ¥9,699,181 |
| 20 | 3.00% | ¥168,598 | ¥40,463,441 | ¥10,063,441 |
3040万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥177,960 | ¥32,032,783 | ¥1,632,783 |
| 15 | 0.80% | ¥179,281 | ¥32,270,591 | ¥1,870,591 |
| 15 | 0.90% | ¥180,609 | ¥32,509,537 | ¥2,109,537 |
| 15 | 1.00% | ¥181,942 | ¥32,749,620 | ¥2,349,620 |
| 15 | 1.10% | ¥183,282 | ¥32,990,838 | ¥2,590,838 |
| 15 | 1.20% | ¥184,629 | ¥33,233,192 | ¥2,833,192 |
| 15 | 1.30% | ¥185,982 | ¥33,476,681 | ¥3,076,681 |
| 15 | 1.40% | ¥187,341 | ¥33,721,303 | ¥3,321,303 |
| 15 | 1.50% | ¥188,706 | ¥33,967,058 | ¥3,567,058 |
| 15 | 1.60% | ¥190,077 | ¥34,213,945 | ¥3,813,945 |
| 15 | 1.70% | ¥191,455 | ¥34,461,964 | ¥4,061,964 |
| 15 | 1.80% | ¥192,840 | ¥34,711,112 | ¥4,311,112 |
| 15 | 1.90% | ¥194,230 | ¥34,961,390 | ¥4,561,390 |
| 15 | 2.00% | ¥195,627 | ¥35,212,796 | ¥4,812,796 |
| 15 | 2.10% | ¥197,030 | ¥35,465,329 | ¥5,065,329 |
| 15 | 2.20% | ¥198,439 | ¥35,718,988 | ¥5,318,988 |
| 15 | 2.30% | ¥199,854 | ¥35,973,771 | ¥5,573,771 |
| 15 | 2.40% | ¥201,276 | ¥36,229,677 | ¥5,829,677 |
| 15 | 2.50% | ¥202,704 | ¥36,486,706 | ¥6,086,706 |
| 15 | 2.60% | ¥204,138 | ¥36,744,855 | ¥6,344,855 |
| 15 | 2.70% | ¥205,578 | ¥37,004,123 | ¥6,604,123 |
| 15 | 2.80% | ¥207,025 | ¥37,264,509 | ¥6,864,509 |
| 15 | 2.90% | ¥208,478 | ¥37,526,011 | ¥7,126,011 |
| 15 | 3.00% | ¥209,937 | ¥37,788,627 | ¥7,388,627 |
3040万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥262,377 | ¥31,485,275 | ¥1,085,275 |
| 10 | 0.80% | ¥263,686 | ¥31,642,338 | ¥1,242,338 |
| 10 | 0.90% | ¥264,999 | ¥31,799,908 | ¥1,399,908 |
| 10 | 1.00% | ¥266,317 | ¥31,957,983 | ¥1,557,983 |
| 10 | 1.10% | ¥267,638 | ¥32,116,564 | ¥1,716,564 |
| 10 | 1.20% | ¥268,964 | ¥32,275,651 | ¥1,875,651 |
| 10 | 1.30% | ¥270,294 | ¥32,435,242 | ¥2,035,242 |
| 10 | 1.40% | ¥271,628 | ¥32,595,338 | ¥2,195,338 |
| 10 | 1.50% | ¥272,966 | ¥32,755,939 | ¥2,355,939 |
| 10 | 1.60% | ¥274,309 | ¥32,917,045 | ¥2,517,045 |
| 10 | 1.70% | ¥275,655 | ¥33,078,655 | ¥2,678,655 |
| 10 | 1.80% | ¥277,006 | ¥33,240,769 | ¥2,840,769 |
| 10 | 1.90% | ¥278,362 | ¥33,403,386 | ¥3,003,386 |
| 10 | 2.00% | ¥279,721 | ¥33,566,508 | ¥3,166,508 |
| 10 | 2.10% | ¥281,084 | ¥33,730,133 | ¥3,330,133 |
| 10 | 2.20% | ¥282,452 | ¥33,894,261 | ¥3,494,261 |
| 10 | 2.30% | ¥283,824 | ¥34,058,891 | ¥3,658,891 |
| 10 | 2.40% | ¥285,200 | ¥34,224,025 | ¥3,824,025 |
| 10 | 2.50% | ¥286,581 | ¥34,389,660 | ¥3,989,660 |
| 10 | 2.60% | ¥287,965 | ¥34,555,798 | ¥4,155,798 |
| 10 | 2.70% | ¥289,354 | ¥34,722,436 | ¥4,322,436 |
| 10 | 2.80% | ¥290,746 | ¥34,889,577 | ¥4,489,577 |
| 10 | 2.90% | ¥292,143 | ¥35,057,218 | ¥4,657,218 |
| 10 | 3.00% | ¥293,545 | ¥35,225,360 | ¥4,825,360 |
