3050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3050万円の住宅ローン｜期間・年数別
3050万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥60,262 |
¥36,157,025 |
¥5,657,025 |
| 50 |
0.80% |
¥61,693 |
¥37,015,617 |
¥6,515,617 |
| 50 |
0.90% |
¥63,145 |
¥37,886,704 |
¥7,386,704 |
| 50 |
1.00% |
¥64,617 |
¥38,770,230 |
¥8,270,230 |
| 50 |
1.10% |
¥66,110 |
¥39,666,136 |
¥9,166,136 |
| 50 |
1.20% |
¥67,624 |
¥40,574,355 |
¥10,074,355 |
| 50 |
1.30% |
¥69,158 |
¥41,494,816 |
¥10,994,816 |
| 50 |
1.40% |
¥70,712 |
¥42,427,443 |
¥11,927,443 |
| 50 |
1.50% |
¥72,287 |
¥43,372,151 |
¥12,872,151 |
| 50 |
1.60% |
¥73,881 |
¥44,328,855 |
¥13,828,855 |
| 50 |
1.70% |
¥75,496 |
¥45,297,460 |
¥14,797,460 |
| 50 |
1.80% |
¥77,130 |
¥46,277,869 |
¥15,777,869 |
| 50 |
1.90% |
¥78,783 |
¥47,269,980 |
¥16,769,980 |
| 50 |
2.00% |
¥80,456 |
¥48,273,685 |
¥17,773,685 |
| 50 |
2.10% |
¥82,148 |
¥49,288,873 |
¥18,788,873 |
| 50 |
2.20% |
¥83,859 |
¥50,315,427 |
¥19,815,427 |
| 50 |
2.30% |
¥85,589 |
¥51,353,227 |
¥20,853,227 |
| 50 |
2.40% |
¥87,337 |
¥52,402,150 |
¥21,902,150 |
| 50 |
2.50% |
¥89,103 |
¥53,462,069 |
¥22,962,069 |
| 50 |
2.60% |
¥90,888 |
¥54,532,851 |
¥24,032,851 |
| 50 |
2.70% |
¥92,691 |
¥55,614,362 |
¥25,114,362 |
| 50 |
2.80% |
¥94,511 |
¥56,706,465 |
¥26,206,465 |
| 50 |
2.90% |
¥96,348 |
¥57,809,020 |
¥27,309,020 |
| 50 |
3.00% |
¥98,203 |
¥58,921,882 |
¥28,421,882 |
3050万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥65,860 |
¥35,564,353 |
¥5,064,353 |
| 45 |
0.80% |
¥67,275 |
¥36,328,747 |
¥5,828,747 |
| 45 |
0.90% |
¥68,710 |
¥37,103,293 |
¥6,603,293 |
| 45 |
1.00% |
¥70,163 |
¥37,887,953 |
¥7,387,953 |
| 45 |
1.10% |
¥71,635 |
¥38,682,689 |
¥8,182,689 |
| 45 |
1.20% |
¥73,125 |
¥39,487,455 |
¥8,987,455 |
| 45 |
1.30% |
¥74,634 |
¥40,302,206 |
¥9,802,206 |
| 45 |
1.40% |
¥76,161 |
¥41,126,889 |
¥10,626,889 |
| 45 |
1.50% |
¥77,706 |
¥41,961,449 |
¥11,461,449 |
| 45 |
1.60% |
¥79,270 |
¥42,805,828 |
¥12,305,828 |
| 45 |
1.70% |
¥80,852 |
¥43,659,964 |
¥13,159,964 |
| 45 |
1.80% |
¥82,451 |
¥44,523,792 |
¥14,023,792 |
| 45 |
1.90% |
¥84,069 |
¥45,397,243 |
¥14,897,243 |
| 45 |
2.00% |
¥85,704 |
¥46,280,245 |
¥15,780,245 |
| 45 |
2.10% |
¥87,357 |
¥47,172,723 |
¥16,672,723 |
| 45 |
2.20% |
¥89,027 |
¥48,074,599 |
¥17,574,599 |
| 45 |
2.30% |
¥90,714 |
¥48,985,792 |
¥18,485,792 |
| 45 |
2.40% |
¥92,419 |
¥49,906,217 |
¥19,406,217 |
| 45 |
2.50% |
¥94,140 |
¥50,835,790 |
¥20,335,790 |
| 45 |
2.60% |
¥95,879 |
¥51,774,419 |
¥21,274,419 |
| 45 |
2.70% |
¥97,633 |
¥52,722,014 |
¥22,222,014 |
| 45 |
2.80% |
¥99,405 |
¥53,678,481 |
¥23,178,481 |
| 45 |
2.90% |
¥101,192 |
¥54,643,724 |
¥24,143,724 |
| 45 |
3.00% |
¥102,996 |
¥55,617,643 |
¥25,117,643 |
3050万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥72,871 |
¥34,977,844 |
¥4,477,844 |
| 40 |
0.80% |
¥74,271 |
¥35,649,903 |
¥5,149,903 |
| 40 |
0.90% |
¥75,688 |
¥36,330,004 |
¥5,830,004 |
| 40 |
1.00% |
¥77,121 |
¥37,018,125 |
¥6,518,125 |
| 40 |
1.10% |
¥78,571 |
¥37,714,240 |
¥7,214,240 |
| 40 |
1.20% |
¥80,038 |
¥38,418,322 |
¥7,918,322 |
| 40 |
1.30% |
¥81,522 |
¥39,130,340 |
¥8,630,340 |
| 40 |
1.40% |
¥83,021 |
¥39,850,262 |
¥9,350,262 |
| 40 |
1.50% |
¥84,538 |
¥40,578,054 |
¥10,078,054 |
| 40 |
1.60% |
¥86,070 |
¥41,313,678 |
¥10,813,678 |
| 40 |
1.70% |
¥87,619 |
¥42,057,094 |
¥11,557,094 |
| 40 |
1.80% |
¥89,184 |
¥42,808,262 |
¥12,308,262 |
| 40 |
1.90% |
¥90,765 |
¥43,567,137 |
¥13,067,137 |
| 40 |
2.00% |
¥92,362 |
¥44,333,674 |
¥13,833,674 |
| 40 |
2.10% |
¥93,975 |
¥45,107,824 |
¥14,607,824 |
| 40 |
2.20% |
¥95,603 |
¥45,889,538 |
¥15,389,538 |
| 40 |
2.30% |
¥97,247 |
¥46,678,763 |
¥16,178,763 |
| 40 |
2.40% |
¥98,907 |
¥47,475,447 |
¥16,975,447 |
| 40 |
2.50% |
¥100,582 |
¥48,279,532 |
¥17,779,532 |
| 40 |
2.60% |
¥102,273 |
¥49,090,963 |
¥18,590,963 |
| 40 |
2.70% |
¥103,978 |
¥49,909,678 |
¥19,409,678 |
| 40 |
2.80% |
¥105,699 |
¥50,735,618 |
¥20,235,618 |
| 40 |
2.90% |
¥107,435 |
¥51,568,720 |
¥21,068,720 |
| 40 |
3.00% |
¥109,185 |
¥52,408,919 |
¥21,908,919 |
3050万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥81,899 |
¥34,397,512 |
¥3,897,512 |
| 35 |
0.80% |
¥83,284 |
¥34,979,106 |
¥4,479,106 |
| 35 |
0.90% |
¥84,683 |
¥35,566,873 |
¥5,066,873 |
| 35 |
1.00% |
¥86,097 |
¥36,160,798 |
¥5,660,798 |
| 35 |
1.10% |
¥87,526 |
¥36,760,867 |
¥6,260,867 |
| 35 |
1.20% |
¥88,969 |
¥37,367,063 |
¥6,867,063 |
| 35 |
1.30% |
¥90,427 |
¥37,979,368 |
¥7,479,368 |
| 35 |
1.40% |
¥91,899 |
¥38,597,763 |
¥8,097,763 |
| 35 |
1.50% |
¥93,386 |
¥39,222,227 |
¥8,722,227 |
| 35 |
1.60% |
¥94,887 |
¥39,852,738 |
¥9,352,738 |
| 35 |
1.70% |
¥96,403 |
¥40,489,272 |
¥9,989,272 |
| 35 |
1.80% |
¥97,933 |
¥41,131,805 |
¥10,631,805 |
| 35 |
1.90% |
¥99,477 |
¥41,780,310 |
¥11,280,310 |
| 35 |
2.00% |
¥101,035 |
¥42,434,761 |
¥11,934,761 |
| 35 |
2.10% |
¥102,607 |
¥43,095,127 |
¥12,595,127 |
| 35 |
2.20% |
¥104,194 |
¥43,761,380 |
¥13,261,380 |
| 35 |
2.30% |
¥105,794 |
¥44,433,488 |
¥13,933,488 |
| 35 |
2.40% |
¥107,408 |
¥45,111,418 |
¥14,611,418 |
| 35 |
2.50% |
¥109,036 |
¥45,795,137 |
¥15,295,137 |
| 35 |
2.60% |
¥110,678 |
¥46,484,610 |
¥15,984,610 |
| 35 |
2.70% |
¥112,333 |
¥47,179,802 |
¥16,679,802 |
| 35 |
2.80% |
¥114,002 |
¥47,880,674 |
¥17,380,674 |
| 35 |
2.90% |
¥115,684 |
¥48,587,190 |
¥18,087,190 |
| 35 |
3.00% |
¥117,379 |
¥49,299,309 |
¥18,799,309 |
3050万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥93,954 |
¥33,823,368 |
¥3,323,368 |
| 30 |
0.80% |
¥95,323 |
¥34,316,377 |
¥3,816,377 |
| 30 |
0.90% |
¥96,705 |
¥34,813,930 |
¥4,313,930 |
| 30 |
1.00% |
¥98,100 |
¥35,316,019 |
¥4,816,019 |
| 30 |
1.10% |
¥99,507 |
¥35,822,637 |
¥5,322,637 |
| 30 |
1.20% |
¥100,927 |
¥36,333,775 |
¥5,833,775 |
| 30 |
1.30% |
¥102,360 |
¥36,849,421 |
¥6,349,421 |
| 30 |
1.40% |
¥103,804 |
¥37,369,567 |
¥6,869,567 |
| 30 |
1.50% |
¥105,262 |
¥37,894,199 |
¥7,394,199 |
| 30 |
1.60% |
¥106,731 |
¥38,423,307 |
¥7,923,307 |
| 30 |
1.70% |
¥108,214 |
¥38,956,877 |
¥8,456,877 |
| 30 |
1.80% |
¥109,708 |
¥39,494,895 |
¥8,994,895 |
| 30 |
1.90% |
¥111,215 |
¥40,037,347 |
¥9,537,347 |
| 30 |
2.00% |
¥112,734 |
¥40,584,218 |
¥10,084,218 |
| 30 |
2.10% |
¥114,265 |
¥41,135,492 |
¥10,635,492 |
| 30 |
2.20% |
¥115,809 |
¥41,691,152 |
¥11,191,152 |
| 30 |
2.30% |
¥117,364 |
¥42,251,182 |
¥11,751,182 |
| 30 |
2.40% |
¥118,932 |
¥42,815,562 |
¥12,315,562 |
| 30 |
2.50% |
¥120,512 |
¥43,384,275 |
¥12,884,275 |
| 30 |
2.60% |
¥122,104 |
¥43,957,300 |
¥13,457,300 |
| 30 |
2.70% |
¥123,707 |
¥44,534,619 |
¥14,034,619 |
| 30 |
2.80% |
¥125,323 |
¥45,116,210 |
¥14,616,210 |
| 30 |
2.90% |
¥126,950 |
¥45,702,052 |
¥15,202,052 |
| 30 |
3.00% |
¥128,589 |
¥46,292,123 |
¥15,792,123 |
3050万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥110,851 |
¥33,255,421 |
¥2,755,421 |
| 25 |
0.80% |
¥112,206 |
¥33,661,731 |
¥3,161,731 |
| 25 |
0.90% |
¥113,571 |
¥34,071,201 |
¥3,571,201 |
| 25 |
1.00% |
¥114,946 |
¥34,483,830 |
¥3,983,830 |
| 25 |
1.10% |
¥116,332 |
¥34,899,611 |
¥4,399,611 |
| 25 |
1.20% |
¥117,728 |
¥35,318,541 |
¥4,818,541 |
| 25 |
1.30% |
¥119,135 |
¥35,740,615 |
¥5,240,615 |
| 25 |
1.40% |
¥120,553 |
¥36,165,828 |
¥5,665,828 |
| 25 |
1.50% |
¥121,981 |
¥36,594,174 |
¥6,094,174 |
| 25 |
1.60% |
¥123,419 |
¥37,025,646 |
¥6,525,646 |
| 25 |
1.70% |
¥124,867 |
¥37,460,240 |
¥6,960,240 |
| 25 |
1.80% |
¥126,326 |
¥37,897,946 |
¥7,397,946 |
| 25 |
1.90% |
¥127,796 |
¥38,338,760 |
¥7,838,760 |
| 25 |
2.00% |
¥129,276 |
¥38,782,672 |
¥8,282,672 |
| 25 |
2.10% |
¥130,766 |
¥39,229,676 |
¥8,729,676 |
| 25 |
2.20% |
¥132,266 |
¥39,679,762 |
¥9,179,762 |
| 25 |
2.30% |
¥133,776 |
¥40,132,923 |
¥9,632,923 |
| 25 |
2.40% |
¥135,297 |
¥40,589,149 |
¥10,089,149 |
| 25 |
2.50% |
¥136,828 |
¥41,048,431 |
¥10,548,431 |
| 25 |
2.60% |
¥138,369 |
¥41,510,760 |
¥11,010,760 |
| 25 |
2.70% |
¥139,920 |
¥41,976,125 |
¥11,476,125 |
| 25 |
2.80% |
¥141,482 |
¥42,444,517 |
¥11,944,517 |
| 25 |
2.90% |
¥143,053 |
¥42,915,924 |
¥12,415,924 |
| 25 |
3.00% |
¥144,634 |
¥43,390,335 |
¥12,890,335 |
3050万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥136,224 |
¥32,693,681 |
¥2,193,681 |
| 20 |
0.80% |
¥137,563 |
¥33,015,183 |
¥2,515,183 |
| 20 |
0.90% |
¥138,911 |
¥33,338,711 |
¥2,838,711 |
| 20 |
1.00% |
¥140,268 |
¥33,664,263 |
¥3,164,263 |
| 20 |
1.10% |
¥141,633 |
¥33,991,838 |
¥3,491,838 |
| 20 |
1.20% |
¥143,006 |
¥34,321,434 |
¥3,821,434 |
| 20 |
1.30% |
¥144,388 |
¥34,653,049 |
¥4,153,049 |
| 20 |
1.40% |
¥145,778 |
¥34,986,679 |
¥4,486,679 |
| 20 |
1.50% |
¥147,176 |
¥35,322,324 |
¥4,822,324 |
| 20 |
1.60% |
¥148,583 |
¥35,659,980 |
¥5,159,980 |
| 20 |
1.70% |
¥149,999 |
¥35,999,644 |
¥5,499,644 |
| 20 |
1.80% |
¥151,422 |
¥36,341,315 |
¥5,841,315 |
| 20 |
1.90% |
¥152,854 |
¥36,684,988 |
¥6,184,988 |
| 20 |
2.00% |
¥154,294 |
¥37,030,660 |
¥6,530,660 |
| 20 |
2.10% |
¥155,743 |
¥37,378,329 |
¥6,878,329 |
| 20 |
2.20% |
¥157,200 |
¥37,727,990 |
¥7,227,990 |
| 20 |
2.30% |
¥158,665 |
¥38,079,640 |
¥7,579,640 |
| 20 |
2.40% |
¥160,139 |
¥38,433,275 |
¥7,933,275 |
| 20 |
2.50% |
¥161,620 |
¥38,788,892 |
¥8,288,892 |
| 20 |
2.60% |
¥163,110 |
¥39,146,485 |
¥8,646,485 |
| 20 |
2.70% |
¥164,609 |
¥39,506,052 |
¥9,006,052 |
| 20 |
2.80% |
¥166,115 |
¥39,867,587 |
¥9,367,587 |
| 20 |
2.90% |
¥167,630 |
¥40,231,086 |
¥9,731,086 |
| 20 |
3.00% |
¥169,152 |
¥40,596,544 |
¥10,096,544 |
3050万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥178,545 |
¥32,138,154 |
¥1,638,154 |
| 15 |
0.80% |
¥179,871 |
¥32,376,745 |
¥1,876,745 |
| 15 |
0.90% |
¥181,203 |
¥32,616,477 |
¥2,116,477 |
| 15 |
1.00% |
¥182,541 |
¥32,857,349 |
¥2,357,349 |
| 15 |
1.10% |
¥183,885 |
¥33,099,361 |
¥2,599,361 |
| 15 |
1.20% |
¥185,236 |
¥33,342,512 |
¥2,842,512 |
| 15 |
1.30% |
¥186,593 |
¥33,586,801 |
¥3,086,801 |
| 15 |
1.40% |
¥187,957 |
¥33,832,228 |
¥3,332,228 |
| 15 |
1.50% |
¥189,327 |
¥34,078,792 |
¥3,578,792 |
| 15 |
1.60% |
¥190,703 |
¥34,326,491 |
¥3,826,491 |
| 15 |
1.70% |
¥192,085 |
¥34,575,326 |
¥4,075,326 |
| 15 |
1.80% |
¥193,474 |
¥34,825,294 |
¥4,325,294 |
| 15 |
1.90% |
¥194,869 |
¥35,076,395 |
¥4,576,395 |
| 15 |
2.00% |
¥196,270 |
¥35,328,628 |
¥4,828,628 |
| 15 |
2.10% |
¥197,678 |
¥35,581,991 |
¥5,081,991 |
| 15 |
2.20% |
¥199,092 |
¥35,836,484 |
¥5,336,484 |
| 15 |
2.30% |
¥200,512 |
¥36,092,105 |
¥5,592,105 |
| 15 |
2.40% |
¥201,938 |
¥36,348,854 |
¥5,848,854 |
| 15 |
2.50% |
¥203,371 |
¥36,606,728 |
¥6,106,728 |
| 15 |
2.60% |
¥204,810 |
¥36,865,726 |
¥6,365,726 |
| 15 |
2.70% |
¥206,255 |
¥37,125,847 |
¥6,625,847 |
| 15 |
2.80% |
¥207,706 |
¥37,387,089 |
¥6,887,089 |
| 15 |
2.90% |
¥209,164 |
¥37,649,451 |
¥7,149,451 |
| 15 |
3.00% |
¥210,627 |
¥37,912,932 |
¥7,412,932 |
3050万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥263,240 |
¥31,588,844 |
¥1,088,844 |
| 10 |
0.80% |
¥264,554 |
¥31,746,425 |
¥1,246,425 |
| 10 |
0.90% |
¥265,871 |
¥31,904,513 |
¥1,404,513 |
| 10 |
1.00% |
¥267,193 |
¥32,063,108 |
¥1,563,108 |
| 10 |
1.10% |
¥268,518 |
¥32,222,211 |
¥1,722,211 |
| 10 |
1.20% |
¥269,849 |
¥32,381,820 |
¥1,881,820 |
| 10 |
1.30% |
¥271,183 |
¥32,541,937 |
¥2,041,937 |
| 10 |
1.40% |
¥272,521 |
¥32,702,560 |
¥2,202,560 |
| 10 |
1.50% |
¥273,864 |
¥32,863,689 |
¥2,363,689 |
| 10 |
1.60% |
¥275,211 |
¥33,025,324 |
¥2,525,324 |
| 10 |
1.70% |
¥276,562 |
¥33,187,466 |
¥2,687,466 |
| 10 |
1.80% |
¥277,918 |
¥33,350,113 |
¥2,850,113 |
| 10 |
1.90% |
¥279,277 |
¥33,513,266 |
¥3,013,266 |
| 10 |
2.00% |
¥280,641 |
¥33,676,924 |
¥3,176,924 |
| 10 |
2.10% |
¥282,009 |
¥33,841,087 |
¥3,341,087 |
| 10 |
2.20% |
¥283,381 |
¥34,005,755 |
¥3,505,755 |
| 10 |
2.30% |
¥284,758 |
¥34,170,927 |
¥3,670,927 |
| 10 |
2.40% |
¥286,138 |
¥34,336,604 |
¥3,836,604 |
| 10 |
2.50% |
¥287,523 |
¥34,502,784 |
¥4,002,784 |
| 10 |
2.60% |
¥288,912 |
¥34,669,468 |
¥4,169,468 |
| 10 |
2.70% |
¥290,305 |
¥34,836,655 |
¥4,336,655 |
| 10 |
2.80% |
¥291,703 |
¥35,004,345 |
¥4,504,345 |
| 10 |
2.90% |
¥293,104 |
¥35,172,538 |
¥4,672,538 |
| 10 |
3.00% |
¥294,510 |
¥35,341,233 |
¥4,841,233 |
