3050万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3050万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3050万円の住宅ローン｜期間・年数別
3050万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥60,262 | ¥36,157,025 | ¥5,657,025 |
| 50 | 0.80% | ¥61,693 | ¥37,015,617 | ¥6,515,617 |
| 50 | 0.90% | ¥63,145 | ¥37,886,704 | ¥7,386,704 |
| 50 | 1.00% | ¥64,617 | ¥38,770,230 | ¥8,270,230 |
| 50 | 1.10% | ¥66,110 | ¥39,666,136 | ¥9,166,136 |
| 50 | 1.20% | ¥67,624 | ¥40,574,355 | ¥10,074,355 |
| 50 | 1.30% | ¥69,158 | ¥41,494,816 | ¥10,994,816 |
| 50 | 1.40% | ¥70,712 | ¥42,427,443 | ¥11,927,443 |
| 50 | 1.50% | ¥72,287 | ¥43,372,151 | ¥12,872,151 |
| 50 | 1.60% | ¥73,881 | ¥44,328,855 | ¥13,828,855 |
| 50 | 1.70% | ¥75,496 | ¥45,297,460 | ¥14,797,460 |
| 50 | 1.80% | ¥77,130 | ¥46,277,869 | ¥15,777,869 |
| 50 | 1.90% | ¥78,783 | ¥47,269,980 | ¥16,769,980 |
| 50 | 2.00% | ¥80,456 | ¥48,273,685 | ¥17,773,685 |
| 50 | 2.10% | ¥82,148 | ¥49,288,873 | ¥18,788,873 |
| 50 | 2.20% | ¥83,859 | ¥50,315,427 | ¥19,815,427 |
| 50 | 2.30% | ¥85,589 | ¥51,353,227 | ¥20,853,227 |
| 50 | 2.40% | ¥87,337 | ¥52,402,150 | ¥21,902,150 |
| 50 | 2.50% | ¥89,103 | ¥53,462,069 | ¥22,962,069 |
| 50 | 2.60% | ¥90,888 | ¥54,532,851 | ¥24,032,851 |
| 50 | 2.70% | ¥92,691 | ¥55,614,362 | ¥25,114,362 |
| 50 | 2.80% | ¥94,511 | ¥56,706,465 | ¥26,206,465 |
| 50 | 2.90% | ¥96,348 | ¥57,809,020 | ¥27,309,020 |
| 50 | 3.00% | ¥98,203 | ¥58,921,882 | ¥28,421,882 |
3050万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥65,860 | ¥35,564,353 | ¥5,064,353 |
| 45 | 0.80% | ¥67,275 | ¥36,328,747 | ¥5,828,747 |
| 45 | 0.90% | ¥68,710 | ¥37,103,293 | ¥6,603,293 |
| 45 | 1.00% | ¥70,163 | ¥37,887,953 | ¥7,387,953 |
| 45 | 1.10% | ¥71,635 | ¥38,682,689 | ¥8,182,689 |
| 45 | 1.20% | ¥73,125 | ¥39,487,455 | ¥8,987,455 |
| 45 | 1.30% | ¥74,634 | ¥40,302,206 | ¥9,802,206 |
| 45 | 1.40% | ¥76,161 | ¥41,126,889 | ¥10,626,889 |
| 45 | 1.50% | ¥77,706 | ¥41,961,449 | ¥11,461,449 |
| 45 | 1.60% | ¥79,270 | ¥42,805,828 | ¥12,305,828 |
| 45 | 1.70% | ¥80,852 | ¥43,659,964 | ¥13,159,964 |
| 45 | 1.80% | ¥82,451 | ¥44,523,792 | ¥14,023,792 |
| 45 | 1.90% | ¥84,069 | ¥45,397,243 | ¥14,897,243 |
| 45 | 2.00% | ¥85,704 | ¥46,280,245 | ¥15,780,245 |
| 45 | 2.10% | ¥87,357 | ¥47,172,723 | ¥16,672,723 |
| 45 | 2.20% | ¥89,027 | ¥48,074,599 | ¥17,574,599 |
| 45 | 2.30% | ¥90,714 | ¥48,985,792 | ¥18,485,792 |
| 45 | 2.40% | ¥92,419 | ¥49,906,217 | ¥19,406,217 |
| 45 | 2.50% | ¥94,140 | ¥50,835,790 | ¥20,335,790 |
| 45 | 2.60% | ¥95,879 | ¥51,774,419 | ¥21,274,419 |
| 45 | 2.70% | ¥97,633 | ¥52,722,014 | ¥22,222,014 |
| 45 | 2.80% | ¥99,405 | ¥53,678,481 | ¥23,178,481 |
| 45 | 2.90% | ¥101,192 | ¥54,643,724 | ¥24,143,724 |
| 45 | 3.00% | ¥102,996 | ¥55,617,643 | ¥25,117,643 |
3050万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥72,871 | ¥34,977,844 | ¥4,477,844 |
| 40 | 0.80% | ¥74,271 | ¥35,649,903 | ¥5,149,903 |
| 40 | 0.90% | ¥75,688 | ¥36,330,004 | ¥5,830,004 |
| 40 | 1.00% | ¥77,121 | ¥37,018,125 | ¥6,518,125 |
| 40 | 1.10% | ¥78,571 | ¥37,714,240 | ¥7,214,240 |
| 40 | 1.20% | ¥80,038 | ¥38,418,322 | ¥7,918,322 |
| 40 | 1.30% | ¥81,522 | ¥39,130,340 | ¥8,630,340 |
| 40 | 1.40% | ¥83,021 | ¥39,850,262 | ¥9,350,262 |
| 40 | 1.50% | ¥84,538 | ¥40,578,054 | ¥10,078,054 |
| 40 | 1.60% | ¥86,070 | ¥41,313,678 | ¥10,813,678 |
| 40 | 1.70% | ¥87,619 | ¥42,057,094 | ¥11,557,094 |
| 40 | 1.80% | ¥89,184 | ¥42,808,262 | ¥12,308,262 |
| 40 | 1.90% | ¥90,765 | ¥43,567,137 | ¥13,067,137 |
| 40 | 2.00% | ¥92,362 | ¥44,333,674 | ¥13,833,674 |
| 40 | 2.10% | ¥93,975 | ¥45,107,824 | ¥14,607,824 |
| 40 | 2.20% | ¥95,603 | ¥45,889,538 | ¥15,389,538 |
| 40 | 2.30% | ¥97,247 | ¥46,678,763 | ¥16,178,763 |
| 40 | 2.40% | ¥98,907 | ¥47,475,447 | ¥16,975,447 |
| 40 | 2.50% | ¥100,582 | ¥48,279,532 | ¥17,779,532 |
| 40 | 2.60% | ¥102,273 | ¥49,090,963 | ¥18,590,963 |
| 40 | 2.70% | ¥103,978 | ¥49,909,678 | ¥19,409,678 |
| 40 | 2.80% | ¥105,699 | ¥50,735,618 | ¥20,235,618 |
| 40 | 2.90% | ¥107,435 | ¥51,568,720 | ¥21,068,720 |
| 40 | 3.00% | ¥109,185 | ¥52,408,919 | ¥21,908,919 |
3050万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥81,899 | ¥34,397,512 | ¥3,897,512 |
| 35 | 0.80% | ¥83,284 | ¥34,979,106 | ¥4,479,106 |
| 35 | 0.90% | ¥84,683 | ¥35,566,873 | ¥5,066,873 |
| 35 | 1.00% | ¥86,097 | ¥36,160,798 | ¥5,660,798 |
| 35 | 1.10% | ¥87,526 | ¥36,760,867 | ¥6,260,867 |
| 35 | 1.20% | ¥88,969 | ¥37,367,063 | ¥6,867,063 |
| 35 | 1.30% | ¥90,427 | ¥37,979,368 | ¥7,479,368 |
| 35 | 1.40% | ¥91,899 | ¥38,597,763 | ¥8,097,763 |
| 35 | 1.50% | ¥93,386 | ¥39,222,227 | ¥8,722,227 |
| 35 | 1.60% | ¥94,887 | ¥39,852,738 | ¥9,352,738 |
| 35 | 1.70% | ¥96,403 | ¥40,489,272 | ¥9,989,272 |
| 35 | 1.80% | ¥97,933 | ¥41,131,805 | ¥10,631,805 |
| 35 | 1.90% | ¥99,477 | ¥41,780,310 | ¥11,280,310 |
| 35 | 2.00% | ¥101,035 | ¥42,434,761 | ¥11,934,761 |
| 35 | 2.10% | ¥102,607 | ¥43,095,127 | ¥12,595,127 |
| 35 | 2.20% | ¥104,194 | ¥43,761,380 | ¥13,261,380 |
| 35 | 2.30% | ¥105,794 | ¥44,433,488 | ¥13,933,488 |
| 35 | 2.40% | ¥107,408 | ¥45,111,418 | ¥14,611,418 |
| 35 | 2.50% | ¥109,036 | ¥45,795,137 | ¥15,295,137 |
| 35 | 2.60% | ¥110,678 | ¥46,484,610 | ¥15,984,610 |
| 35 | 2.70% | ¥112,333 | ¥47,179,802 | ¥16,679,802 |
| 35 | 2.80% | ¥114,002 | ¥47,880,674 | ¥17,380,674 |
| 35 | 2.90% | ¥115,684 | ¥48,587,190 | ¥18,087,190 |
| 35 | 3.00% | ¥117,379 | ¥49,299,309 | ¥18,799,309 |
3050万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥93,954 | ¥33,823,368 | ¥3,323,368 |
| 30 | 0.80% | ¥95,323 | ¥34,316,377 | ¥3,816,377 |
| 30 | 0.90% | ¥96,705 | ¥34,813,930 | ¥4,313,930 |
| 30 | 1.00% | ¥98,100 | ¥35,316,019 | ¥4,816,019 |
| 30 | 1.10% | ¥99,507 | ¥35,822,637 | ¥5,322,637 |
| 30 | 1.20% | ¥100,927 | ¥36,333,775 | ¥5,833,775 |
| 30 | 1.30% | ¥102,360 | ¥36,849,421 | ¥6,349,421 |
| 30 | 1.40% | ¥103,804 | ¥37,369,567 | ¥6,869,567 |
| 30 | 1.50% | ¥105,262 | ¥37,894,199 | ¥7,394,199 |
| 30 | 1.60% | ¥106,731 | ¥38,423,307 | ¥7,923,307 |
| 30 | 1.70% | ¥108,214 | ¥38,956,877 | ¥8,456,877 |
| 30 | 1.80% | ¥109,708 | ¥39,494,895 | ¥8,994,895 |
| 30 | 1.90% | ¥111,215 | ¥40,037,347 | ¥9,537,347 |
| 30 | 2.00% | ¥112,734 | ¥40,584,218 | ¥10,084,218 |
| 30 | 2.10% | ¥114,265 | ¥41,135,492 | ¥10,635,492 |
| 30 | 2.20% | ¥115,809 | ¥41,691,152 | ¥11,191,152 |
| 30 | 2.30% | ¥117,364 | ¥42,251,182 | ¥11,751,182 |
| 30 | 2.40% | ¥118,932 | ¥42,815,562 | ¥12,315,562 |
| 30 | 2.50% | ¥120,512 | ¥43,384,275 | ¥12,884,275 |
| 30 | 2.60% | ¥122,104 | ¥43,957,300 | ¥13,457,300 |
| 30 | 2.70% | ¥123,707 | ¥44,534,619 | ¥14,034,619 |
| 30 | 2.80% | ¥125,323 | ¥45,116,210 | ¥14,616,210 |
| 30 | 2.90% | ¥126,950 | ¥45,702,052 | ¥15,202,052 |
| 30 | 3.00% | ¥128,589 | ¥46,292,123 | ¥15,792,123 |
3050万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥110,851 | ¥33,255,421 | ¥2,755,421 |
| 25 | 0.80% | ¥112,206 | ¥33,661,731 | ¥3,161,731 |
| 25 | 0.90% | ¥113,571 | ¥34,071,201 | ¥3,571,201 |
| 25 | 1.00% | ¥114,946 | ¥34,483,830 | ¥3,983,830 |
| 25 | 1.10% | ¥116,332 | ¥34,899,611 | ¥4,399,611 |
| 25 | 1.20% | ¥117,728 | ¥35,318,541 | ¥4,818,541 |
| 25 | 1.30% | ¥119,135 | ¥35,740,615 | ¥5,240,615 |
| 25 | 1.40% | ¥120,553 | ¥36,165,828 | ¥5,665,828 |
| 25 | 1.50% | ¥121,981 | ¥36,594,174 | ¥6,094,174 |
| 25 | 1.60% | ¥123,419 | ¥37,025,646 | ¥6,525,646 |
| 25 | 1.70% | ¥124,867 | ¥37,460,240 | ¥6,960,240 |
| 25 | 1.80% | ¥126,326 | ¥37,897,946 | ¥7,397,946 |
| 25 | 1.90% | ¥127,796 | ¥38,338,760 | ¥7,838,760 |
| 25 | 2.00% | ¥129,276 | ¥38,782,672 | ¥8,282,672 |
| 25 | 2.10% | ¥130,766 | ¥39,229,676 | ¥8,729,676 |
| 25 | 2.20% | ¥132,266 | ¥39,679,762 | ¥9,179,762 |
| 25 | 2.30% | ¥133,776 | ¥40,132,923 | ¥9,632,923 |
| 25 | 2.40% | ¥135,297 | ¥40,589,149 | ¥10,089,149 |
| 25 | 2.50% | ¥136,828 | ¥41,048,431 | ¥10,548,431 |
| 25 | 2.60% | ¥138,369 | ¥41,510,760 | ¥11,010,760 |
| 25 | 2.70% | ¥139,920 | ¥41,976,125 | ¥11,476,125 |
| 25 | 2.80% | ¥141,482 | ¥42,444,517 | ¥11,944,517 |
| 25 | 2.90% | ¥143,053 | ¥42,915,924 | ¥12,415,924 |
| 25 | 3.00% | ¥144,634 | ¥43,390,335 | ¥12,890,335 |
3050万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥136,224 | ¥32,693,681 | ¥2,193,681 |
| 20 | 0.80% | ¥137,563 | ¥33,015,183 | ¥2,515,183 |
| 20 | 0.90% | ¥138,911 | ¥33,338,711 | ¥2,838,711 |
| 20 | 1.00% | ¥140,268 | ¥33,664,263 | ¥3,164,263 |
| 20 | 1.10% | ¥141,633 | ¥33,991,838 | ¥3,491,838 |
| 20 | 1.20% | ¥143,006 | ¥34,321,434 | ¥3,821,434 |
| 20 | 1.30% | ¥144,388 | ¥34,653,049 | ¥4,153,049 |
| 20 | 1.40% | ¥145,778 | ¥34,986,679 | ¥4,486,679 |
| 20 | 1.50% | ¥147,176 | ¥35,322,324 | ¥4,822,324 |
| 20 | 1.60% | ¥148,583 | ¥35,659,980 | ¥5,159,980 |
| 20 | 1.70% | ¥149,999 | ¥35,999,644 | ¥5,499,644 |
| 20 | 1.80% | ¥151,422 | ¥36,341,315 | ¥5,841,315 |
| 20 | 1.90% | ¥152,854 | ¥36,684,988 | ¥6,184,988 |
| 20 | 2.00% | ¥154,294 | ¥37,030,660 | ¥6,530,660 |
| 20 | 2.10% | ¥155,743 | ¥37,378,329 | ¥6,878,329 |
| 20 | 2.20% | ¥157,200 | ¥37,727,990 | ¥7,227,990 |
| 20 | 2.30% | ¥158,665 | ¥38,079,640 | ¥7,579,640 |
| 20 | 2.40% | ¥160,139 | ¥38,433,275 | ¥7,933,275 |
| 20 | 2.50% | ¥161,620 | ¥38,788,892 | ¥8,288,892 |
| 20 | 2.60% | ¥163,110 | ¥39,146,485 | ¥8,646,485 |
| 20 | 2.70% | ¥164,609 | ¥39,506,052 | ¥9,006,052 |
| 20 | 2.80% | ¥166,115 | ¥39,867,587 | ¥9,367,587 |
| 20 | 2.90% | ¥167,630 | ¥40,231,086 | ¥9,731,086 |
| 20 | 3.00% | ¥169,152 | ¥40,596,544 | ¥10,096,544 |
3050万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥178,545 | ¥32,138,154 | ¥1,638,154 |
| 15 | 0.80% | ¥179,871 | ¥32,376,745 | ¥1,876,745 |
| 15 | 0.90% | ¥181,203 | ¥32,616,477 | ¥2,116,477 |
| 15 | 1.00% | ¥182,541 | ¥32,857,349 | ¥2,357,349 |
| 15 | 1.10% | ¥183,885 | ¥33,099,361 | ¥2,599,361 |
| 15 | 1.20% | ¥185,236 | ¥33,342,512 | ¥2,842,512 |
| 15 | 1.30% | ¥186,593 | ¥33,586,801 | ¥3,086,801 |
| 15 | 1.40% | ¥187,957 | ¥33,832,228 | ¥3,332,228 |
| 15 | 1.50% | ¥189,327 | ¥34,078,792 | ¥3,578,792 |
| 15 | 1.60% | ¥190,703 | ¥34,326,491 | ¥3,826,491 |
| 15 | 1.70% | ¥192,085 | ¥34,575,326 | ¥4,075,326 |
| 15 | 1.80% | ¥193,474 | ¥34,825,294 | ¥4,325,294 |
| 15 | 1.90% | ¥194,869 | ¥35,076,395 | ¥4,576,395 |
| 15 | 2.00% | ¥196,270 | ¥35,328,628 | ¥4,828,628 |
| 15 | 2.10% | ¥197,678 | ¥35,581,991 | ¥5,081,991 |
| 15 | 2.20% | ¥199,092 | ¥35,836,484 | ¥5,336,484 |
| 15 | 2.30% | ¥200,512 | ¥36,092,105 | ¥5,592,105 |
| 15 | 2.40% | ¥201,938 | ¥36,348,854 | ¥5,848,854 |
| 15 | 2.50% | ¥203,371 | ¥36,606,728 | ¥6,106,728 |
| 15 | 2.60% | ¥204,810 | ¥36,865,726 | ¥6,365,726 |
| 15 | 2.70% | ¥206,255 | ¥37,125,847 | ¥6,625,847 |
| 15 | 2.80% | ¥207,706 | ¥37,387,089 | ¥6,887,089 |
| 15 | 2.90% | ¥209,164 | ¥37,649,451 | ¥7,149,451 |
| 15 | 3.00% | ¥210,627 | ¥37,912,932 | ¥7,412,932 |
3050万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥263,240 | ¥31,588,844 | ¥1,088,844 |
| 10 | 0.80% | ¥264,554 | ¥31,746,425 | ¥1,246,425 |
| 10 | 0.90% | ¥265,871 | ¥31,904,513 | ¥1,404,513 |
| 10 | 1.00% | ¥267,193 | ¥32,063,108 | ¥1,563,108 |
| 10 | 1.10% | ¥268,518 | ¥32,222,211 | ¥1,722,211 |
| 10 | 1.20% | ¥269,849 | ¥32,381,820 | ¥1,881,820 |
| 10 | 1.30% | ¥271,183 | ¥32,541,937 | ¥2,041,937 |
| 10 | 1.40% | ¥272,521 | ¥32,702,560 | ¥2,202,560 |
| 10 | 1.50% | ¥273,864 | ¥32,863,689 | ¥2,363,689 |
| 10 | 1.60% | ¥275,211 | ¥33,025,324 | ¥2,525,324 |
| 10 | 1.70% | ¥276,562 | ¥33,187,466 | ¥2,687,466 |
| 10 | 1.80% | ¥277,918 | ¥33,350,113 | ¥2,850,113 |
| 10 | 1.90% | ¥279,277 | ¥33,513,266 | ¥3,013,266 |
| 10 | 2.00% | ¥280,641 | ¥33,676,924 | ¥3,176,924 |
| 10 | 2.10% | ¥282,009 | ¥33,841,087 | ¥3,341,087 |
| 10 | 2.20% | ¥283,381 | ¥34,005,755 | ¥3,505,755 |
| 10 | 2.30% | ¥284,758 | ¥34,170,927 | ¥3,670,927 |
| 10 | 2.40% | ¥286,138 | ¥34,336,604 | ¥3,836,604 |
| 10 | 2.50% | ¥287,523 | ¥34,502,784 | ¥4,002,784 |
| 10 | 2.60% | ¥288,912 | ¥34,669,468 | ¥4,169,468 |
| 10 | 2.70% | ¥290,305 | ¥34,836,655 | ¥4,336,655 |
| 10 | 2.80% | ¥291,703 | ¥35,004,345 | ¥4,504,345 |
| 10 | 2.90% | ¥293,104 | ¥35,172,538 | ¥4,672,538 |
| 10 | 3.00% | ¥294,510 | ¥35,341,233 | ¥4,841,233 |
