3060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3060万円の住宅ローン｜期間・年数別
3060万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥60,459 | ¥36,275,573 | ¥5,675,573 |
| 50 | 0.80% | ¥61,895 | ¥37,136,980 | ¥6,536,980 |
| 50 | 0.90% | ¥63,352 | ¥38,010,923 | ¥7,410,923 |
| 50 | 1.00% | ¥64,829 | ¥38,897,345 | ¥8,297,345 |
| 50 | 1.10% | ¥66,327 | ¥39,796,189 | ¥9,196,189 |
| 50 | 1.20% | ¥67,846 | ¥40,707,386 | ¥10,107,386 |
| 50 | 1.30% | ¥69,385 | ¥41,630,865 | ¥11,030,865 |
| 50 | 1.40% | ¥70,944 | ¥42,566,549 | ¥11,966,549 |
| 50 | 1.50% | ¥72,524 | ¥43,514,355 | ¥12,914,355 |
| 50 | 1.60% | ¥74,124 | ¥44,474,195 | ¥13,874,195 |
| 50 | 1.70% | ¥75,743 | ¥45,445,976 | ¥14,845,976 |
| 50 | 1.80% | ¥77,383 | ¥46,429,600 | ¥15,829,600 |
| 50 | 1.90% | ¥79,042 | ¥47,424,964 | ¥16,824,964 |
| 50 | 2.00% | ¥80,720 | ¥48,431,959 | ¥17,831,959 |
| 50 | 2.10% | ¥82,417 | ¥49,450,475 | ¥18,850,475 |
| 50 | 2.20% | ¥84,134 | ¥50,480,395 | ¥19,880,395 |
| 50 | 2.30% | ¥85,869 | ¥51,521,598 | ¥20,921,598 |
| 50 | 2.40% | ¥87,623 | ¥52,573,961 | ¥21,973,961 |
| 50 | 2.50% | ¥89,396 | ¥53,637,354 | ¥23,037,354 |
| 50 | 2.60% | ¥91,186 | ¥54,711,647 | ¥24,111,647 |
| 50 | 2.70% | ¥92,995 | ¥55,796,704 | ¥25,196,704 |
| 50 | 2.80% | ¥94,821 | ¥56,892,388 | ¥26,292,388 |
| 50 | 2.90% | ¥96,664 | ¥57,998,557 | ¥27,398,557 |
| 50 | 3.00% | ¥98,525 | ¥59,115,069 | ¥28,515,069 |
3060万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥66,076 | ¥35,680,957 | ¥5,080,957 |
| 45 | 0.80% | ¥67,496 | ¥36,447,858 | ¥5,847,858 |
| 45 | 0.90% | ¥68,935 | ¥37,224,943 | ¥6,624,943 |
| 45 | 1.00% | ¥70,393 | ¥38,012,176 | ¥7,412,176 |
| 45 | 1.10% | ¥71,869 | ¥38,809,517 | ¥8,209,517 |
| 45 | 1.20% | ¥73,365 | ¥39,616,922 | ¥9,016,922 |
| 45 | 1.30% | ¥74,878 | ¥40,434,344 | ¥9,834,344 |
| 45 | 1.40% | ¥76,411 | ¥41,261,731 | ¥10,661,731 |
| 45 | 1.50% | ¥77,961 | ¥42,099,027 | ¥11,499,027 |
| 45 | 1.60% | ¥79,530 | ¥42,946,175 | ¥12,346,175 |
| 45 | 1.70% | ¥81,117 | ¥43,803,112 | ¥13,203,112 |
| 45 | 1.80% | ¥82,722 | ¥44,669,772 | ¥14,069,772 |
| 45 | 1.90% | ¥84,345 | ¥45,546,087 | ¥14,946,087 |
| 45 | 2.00% | ¥85,985 | ¥46,431,984 | ¥15,831,984 |
| 45 | 2.10% | ¥87,643 | ¥47,327,388 | ¥16,727,388 |
| 45 | 2.20% | ¥89,319 | ¥48,232,221 | ¥17,632,221 |
| 45 | 2.30% | ¥91,012 | ¥49,146,401 | ¥18,546,401 |
| 45 | 2.40% | ¥92,722 | ¥50,069,844 | ¥19,469,844 |
| 45 | 2.50% | ¥94,449 | ¥51,002,464 | ¥20,402,464 |
| 45 | 2.60% | ¥96,193 | ¥51,944,171 | ¥21,344,171 |
| 45 | 2.70% | ¥97,953 | ¥52,894,874 | ¥22,294,874 |
| 45 | 2.80% | ¥99,731 | ¥53,854,476 | ¥23,254,476 |
| 45 | 2.90% | ¥101,524 | ¥54,822,884 | ¥24,222,884 |
| 45 | 3.00% | ¥103,333 | ¥55,799,996 | ¥25,199,996 |
3060万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥73,109 | ¥35,092,525 | ¥4,492,525 |
| 40 | 0.80% | ¥74,514 | ¥35,766,788 | ¥5,166,788 |
| 40 | 0.90% | ¥75,936 | ¥36,449,119 | ¥5,849,119 |
| 40 | 1.00% | ¥77,374 | ¥37,139,496 | ¥6,539,496 |
| 40 | 1.10% | ¥78,829 | ¥37,837,893 | ¥7,237,893 |
| 40 | 1.20% | ¥80,301 | ¥38,544,283 | ¥7,944,283 |
| 40 | 1.30% | ¥81,789 | ¥39,258,636 | ¥8,658,636 |
| 40 | 1.40% | ¥83,294 | ¥39,980,919 | ¥9,380,919 |
| 40 | 1.50% | ¥84,815 | ¥40,711,097 | ¥10,111,097 |
| 40 | 1.60% | ¥86,352 | ¥41,449,132 | ¥10,849,132 |
| 40 | 1.70% | ¥87,906 | ¥42,194,986 | ¥11,594,986 |
| 40 | 1.80% | ¥89,476 | ¥42,948,617 | ¥12,348,617 |
| 40 | 1.90% | ¥91,062 | ¥43,709,980 | ¥13,109,980 |
| 40 | 2.00% | ¥92,665 | ¥44,479,030 | ¥13,879,030 |
| 40 | 2.10% | ¥94,283 | ¥45,255,718 | ¥14,655,718 |
| 40 | 2.20% | ¥95,917 | ¥46,039,995 | ¥15,439,995 |
| 40 | 2.30% | ¥97,566 | ¥46,831,809 | ¥16,231,809 |
| 40 | 2.40% | ¥99,231 | ¥47,631,104 | ¥17,031,104 |
| 40 | 2.50% | ¥100,912 | ¥48,437,826 | ¥17,837,826 |
| 40 | 2.60% | ¥102,608 | ¥49,251,917 | ¥18,651,917 |
| 40 | 2.70% | ¥104,319 | ¥50,073,316 | ¥19,473,316 |
| 40 | 2.80% | ¥106,046 | ¥50,901,964 | ¥20,301,964 |
| 40 | 2.90% | ¥107,787 | ¥51,737,798 | ¥21,137,798 |
| 40 | 3.00% | ¥109,543 | ¥52,580,752 | ¥21,980,752 |
3060万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥82,167 | ¥34,510,290 | ¥3,910,290 |
| 35 | 0.80% | ¥83,557 | ¥35,093,792 | ¥4,493,792 |
| 35 | 0.90% | ¥84,961 | ¥35,683,485 | ¥5,083,485 |
| 35 | 1.00% | ¥86,379 | ¥36,279,358 | ¥5,679,358 |
| 35 | 1.10% | ¥87,813 | ¥36,881,394 | ¥6,281,394 |
| 35 | 1.20% | ¥89,261 | ¥37,489,578 | ¥6,889,578 |
| 35 | 1.30% | ¥90,724 | ¥38,103,890 | ¥7,503,890 |
| 35 | 1.40% | ¥92,201 | ¥38,724,313 | ¥8,124,313 |
| 35 | 1.50% | ¥93,692 | ¥39,350,824 | ¥8,750,824 |
| 35 | 1.60% | ¥95,199 | ¥39,983,402 | ¥9,383,402 |
| 35 | 1.70% | ¥96,719 | ¥40,622,024 | ¥10,022,024 |
| 35 | 1.80% | ¥98,254 | ¥41,266,663 | ¥10,666,663 |
| 35 | 1.90% | ¥99,803 | ¥41,917,295 | ¥11,317,295 |
| 35 | 2.00% | ¥101,366 | ¥42,573,891 | ¥11,973,891 |
| 35 | 2.10% | ¥102,944 | ¥43,236,423 | ¥12,636,423 |
| 35 | 2.20% | ¥104,535 | ¥43,904,860 | ¥13,304,860 |
| 35 | 2.30% | ¥106,141 | ¥44,579,171 | ¥13,979,171 |
| 35 | 2.40% | ¥107,760 | ¥45,259,324 | ¥14,659,324 |
| 35 | 2.50% | ¥109,394 | ¥45,945,285 | ¥15,345,285 |
| 35 | 2.60% | ¥111,041 | ¥46,637,019 | ¥16,037,019 |
| 35 | 2.70% | ¥112,701 | ¥47,334,489 | ¥16,734,489 |
| 35 | 2.80% | ¥114,375 | ¥48,037,660 | ¥17,437,660 |
| 35 | 2.90% | ¥116,063 | ¥48,746,492 | ¥18,146,492 |
| 35 | 3.00% | ¥117,764 | ¥49,460,946 | ¥18,860,946 |
3060万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥94,262 | ¥33,934,264 | ¥3,334,264 |
| 30 | 0.80% | ¥95,636 | ¥34,428,889 | ¥3,828,889 |
| 30 | 0.90% | ¥97,022 | ¥34,928,074 | ¥4,328,074 |
| 30 | 1.00% | ¥98,422 | ¥35,431,810 | ¥4,831,810 |
| 30 | 1.10% | ¥99,834 | ¥35,940,089 | ¥5,340,089 |
| 30 | 1.20% | ¥101,258 | ¥36,452,902 | ¥5,852,902 |
| 30 | 1.30% | ¥102,695 | ¥36,970,239 | ¥6,370,239 |
| 30 | 1.40% | ¥104,145 | ¥37,492,090 | ¥6,892,090 |
| 30 | 1.50% | ¥105,607 | ¥38,018,442 | ¥7,418,442 |
| 30 | 1.60% | ¥107,081 | ¥38,549,285 | ¥7,949,285 |
| 30 | 1.70% | ¥108,568 | ¥39,084,604 | ¥8,484,604 |
| 30 | 1.80% | ¥110,068 | ¥39,624,386 | ¥9,024,386 |
| 30 | 1.90% | ¥111,579 | ¥40,168,617 | ¥9,568,617 |
| 30 | 2.00% | ¥113,104 | ¥40,717,281 | ¥10,117,281 |
| 30 | 2.10% | ¥114,640 | ¥41,270,363 | ¥10,670,363 |
| 30 | 2.20% | ¥116,188 | ¥41,827,845 | ¥11,227,845 |
| 30 | 2.30% | ¥117,749 | ¥42,389,710 | ¥11,789,710 |
| 30 | 2.40% | ¥119,322 | ¥42,955,941 | ¥12,355,941 |
| 30 | 2.50% | ¥120,907 | ¥43,526,518 | ¥12,926,518 |
| 30 | 2.60% | ¥122,504 | ¥44,101,423 | ¥13,501,423 |
| 30 | 2.70% | ¥124,113 | ¥44,680,634 | ¥14,080,634 |
| 30 | 2.80% | ¥125,734 | ¥45,264,132 | ¥14,664,132 |
| 30 | 2.90% | ¥127,366 | ¥45,851,895 | ¥15,251,895 |
| 30 | 3.00% | ¥129,011 | ¥46,443,900 | ¥15,843,900 |
3060万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥111,215 | ¥33,364,455 | ¥2,764,455 |
| 25 | 0.80% | ¥112,574 | ¥33,772,097 | ¥3,172,097 |
| 25 | 0.90% | ¥113,943 | ¥34,182,910 | ¥3,582,910 |
| 25 | 1.00% | ¥115,323 | ¥34,596,891 | ¥3,996,891 |
| 25 | 1.10% | ¥116,713 | ¥35,014,036 | ¥4,414,036 |
| 25 | 1.20% | ¥118,114 | ¥35,434,340 | ¥4,834,340 |
| 25 | 1.30% | ¥119,526 | ¥35,857,798 | ¥5,257,798 |
| 25 | 1.40% | ¥120,948 | ¥36,284,405 | ¥5,684,405 |
| 25 | 1.50% | ¥122,381 | ¥36,714,155 | ¥6,114,155 |
| 25 | 1.60% | ¥123,823 | ¥37,147,042 | ¥6,547,042 |
| 25 | 1.70% | ¥125,277 | ¥37,583,060 | ¥6,983,060 |
| 25 | 1.80% | ¥126,741 | ¥38,022,202 | ¥7,422,202 |
| 25 | 1.90% | ¥128,215 | ¥38,464,460 | ¥7,864,460 |
| 25 | 2.00% | ¥129,699 | ¥38,909,828 | ¥8,309,828 |
| 25 | 2.10% | ¥131,194 | ¥39,358,297 | ¥8,758,297 |
| 25 | 2.20% | ¥132,700 | ¥39,809,860 | ¥9,209,860 |
| 25 | 2.30% | ¥134,215 | ¥40,264,506 | ¥9,664,506 |
| 25 | 2.40% | ¥135,741 | ¥40,722,228 | ¥10,122,228 |
| 25 | 2.50% | ¥137,277 | ¥41,183,016 | ¥10,583,016 |
| 25 | 2.60% | ¥138,823 | ¥41,646,861 | ¥11,046,861 |
| 25 | 2.70% | ¥140,379 | ¥42,113,752 | ¥11,513,752 |
| 25 | 2.80% | ¥141,946 | ¥42,583,679 | ¥11,983,679 |
| 25 | 2.90% | ¥143,522 | ¥43,056,632 | ¥12,456,632 |
| 25 | 3.00% | ¥145,109 | ¥43,532,599 | ¥12,932,599 |
3060万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥136,670 | ¥32,800,873 | ¥2,200,873 |
| 20 | 0.80% | ¥138,014 | ¥33,123,429 | ¥2,523,429 |
| 20 | 0.90% | ¥139,367 | ¥33,448,018 | ¥2,848,018 |
| 20 | 1.00% | ¥140,728 | ¥33,774,638 | ¥3,174,638 |
| 20 | 1.10% | ¥142,097 | ¥34,103,287 | ¥3,503,287 |
| 20 | 1.20% | ¥143,475 | ¥34,433,963 | ¥3,833,963 |
| 20 | 1.30% | ¥144,861 | ¥34,766,665 | ¥4,166,665 |
| 20 | 1.40% | ¥146,256 | ¥35,101,390 | ¥4,501,390 |
| 20 | 1.50% | ¥147,659 | ¥35,438,135 | ¥4,838,135 |
| 20 | 1.60% | ¥149,070 | ¥35,776,898 | ¥5,176,898 |
| 20 | 1.70% | ¥150,490 | ¥36,117,676 | ¥5,517,676 |
| 20 | 1.80% | ¥151,919 | ¥36,460,467 | ¥5,860,467 |
| 20 | 1.90% | ¥153,355 | ¥36,805,266 | ¥6,205,266 |
| 20 | 2.00% | ¥154,800 | ¥37,152,072 | ¥6,552,072 |
| 20 | 2.10% | ¥156,254 | ¥37,500,881 | ¥6,900,881 |
| 20 | 2.20% | ¥157,715 | ¥37,851,688 | ¥7,251,688 |
| 20 | 2.30% | ¥159,185 | ¥38,204,491 | ¥7,604,491 |
| 20 | 2.40% | ¥160,664 | ¥38,559,286 | ¥7,959,286 |
| 20 | 2.50% | ¥162,150 | ¥38,916,068 | ¥8,316,068 |
| 20 | 2.60% | ¥163,645 | ¥39,274,835 | ¥8,674,835 |
| 20 | 2.70% | ¥165,148 | ¥39,635,580 | ¥9,035,580 |
| 20 | 2.80% | ¥166,660 | ¥39,998,300 | ¥9,398,300 |
| 20 | 2.90% | ¥168,179 | ¥40,362,991 | ¥9,762,991 |
| 20 | 3.00% | ¥169,707 | ¥40,729,648 | ¥10,129,648 |
3060万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥179,131 | ¥32,243,525 | ¥1,643,525 |
| 15 | 0.80% | ¥180,461 | ¥32,482,898 | ¥1,882,898 |
| 15 | 0.90% | ¥181,797 | ¥32,723,416 | ¥2,123,416 |
| 15 | 1.00% | ¥183,139 | ¥32,965,078 | ¥2,365,078 |
| 15 | 1.10% | ¥184,488 | ¥33,207,883 | ¥2,607,883 |
| 15 | 1.20% | ¥185,844 | ¥33,451,832 | ¥2,851,832 |
| 15 | 1.30% | ¥187,205 | ¥33,696,922 | ¥3,096,922 |
| 15 | 1.40% | ¥188,573 | ¥33,943,154 | ¥3,343,154 |
| 15 | 1.50% | ¥189,947 | ¥34,190,526 | ¥3,590,526 |
| 15 | 1.60% | ¥191,328 | ¥34,439,037 | ¥3,839,037 |
| 15 | 1.70% | ¥192,715 | ¥34,688,687 | ¥4,088,687 |
| 15 | 1.80% | ¥194,108 | ¥34,939,475 | ¥4,339,475 |
| 15 | 1.90% | ¥195,508 | ¥35,191,399 | ¥4,591,399 |
| 15 | 2.00% | ¥196,914 | ¥35,444,459 | ¥4,844,459 |
| 15 | 2.10% | ¥198,326 | ¥35,698,653 | ¥5,098,653 |
| 15 | 2.20% | ¥199,744 | ¥35,953,981 | ¥5,353,981 |
| 15 | 2.30% | ¥201,169 | ¥36,210,440 | ¥5,610,440 |
| 15 | 2.40% | ¥202,600 | ¥36,468,030 | ¥5,868,030 |
| 15 | 2.50% | ¥204,037 | ¥36,726,750 | ¥6,126,750 |
| 15 | 2.60% | ¥205,481 | ¥36,986,597 | ¥6,386,597 |
| 15 | 2.70% | ¥206,931 | ¥37,247,571 | ¥6,647,571 |
| 15 | 2.80% | ¥208,387 | ¥37,509,670 | ¥6,909,670 |
| 15 | 2.90% | ¥209,849 | ¥37,772,892 | ¥7,172,892 |
| 15 | 3.00% | ¥211,318 | ¥38,037,237 | ¥7,437,237 |
3060万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥264,103 | ¥31,692,414 | ¥1,092,414 |
| 10 | 0.80% | ¥265,421 | ¥31,850,512 | ¥1,250,512 |
| 10 | 0.90% | ¥266,743 | ¥32,009,118 | ¥1,409,118 |
| 10 | 1.00% | ¥268,069 | ¥32,168,233 | ¥1,568,233 |
| 10 | 1.10% | ¥269,399 | ¥32,327,858 | ¥1,727,858 |
| 10 | 1.20% | ¥270,733 | ¥32,487,990 | ¥1,887,990 |
| 10 | 1.30% | ¥272,072 | ¥32,648,632 | ¥2,048,632 |
| 10 | 1.40% | ¥273,415 | ¥32,809,781 | ¥2,209,781 |
| 10 | 1.50% | ¥274,762 | ¥32,971,439 | ¥2,371,439 |
| 10 | 1.60% | ¥276,113 | ¥33,133,604 | ¥2,533,604 |
| 10 | 1.70% | ¥277,469 | ¥33,296,277 | ¥2,696,277 |
| 10 | 1.80% | ¥278,829 | ¥33,459,458 | ¥2,859,458 |
| 10 | 1.90% | ¥280,193 | ¥33,623,146 | ¥3,023,146 |
| 10 | 2.00% | ¥281,561 | ¥33,787,340 | ¥3,187,340 |
| 10 | 2.10% | ¥282,934 | ¥33,952,042 | ¥3,352,042 |
| 10 | 2.20% | ¥284,310 | ¥34,117,249 | ¥3,517,249 |
| 10 | 2.30% | ¥285,691 | ¥34,282,963 | ¥3,682,963 |
| 10 | 2.40% | ¥287,077 | ¥34,449,183 | ¥3,849,183 |
| 10 | 2.50% | ¥288,466 | ¥34,615,908 | ¥4,015,908 |
| 10 | 2.60% | ¥289,859 | ¥34,783,138 | ¥4,183,138 |
| 10 | 2.70% | ¥291,257 | ¥34,950,874 | ¥4,350,874 |
| 10 | 2.80% | ¥292,659 | ¥35,119,113 | ¥4,519,113 |
| 10 | 2.90% | ¥294,065 | ¥35,287,857 | ¥4,687,857 |
| 10 | 3.00% | ¥295,476 | ¥35,457,105 | ¥4,857,105 |
