3060万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3060万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3060万円の住宅ローン｜期間・年数別
3060万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥60,459 |
¥36,275,573 |
¥5,675,573 |
| 50 |
0.80% |
¥61,895 |
¥37,136,980 |
¥6,536,980 |
| 50 |
0.90% |
¥63,352 |
¥38,010,923 |
¥7,410,923 |
| 50 |
1.00% |
¥64,829 |
¥38,897,345 |
¥8,297,345 |
| 50 |
1.10% |
¥66,327 |
¥39,796,189 |
¥9,196,189 |
| 50 |
1.20% |
¥67,846 |
¥40,707,386 |
¥10,107,386 |
| 50 |
1.30% |
¥69,385 |
¥41,630,865 |
¥11,030,865 |
| 50 |
1.40% |
¥70,944 |
¥42,566,549 |
¥11,966,549 |
| 50 |
1.50% |
¥72,524 |
¥43,514,355 |
¥12,914,355 |
| 50 |
1.60% |
¥74,124 |
¥44,474,195 |
¥13,874,195 |
| 50 |
1.70% |
¥75,743 |
¥45,445,976 |
¥14,845,976 |
| 50 |
1.80% |
¥77,383 |
¥46,429,600 |
¥15,829,600 |
| 50 |
1.90% |
¥79,042 |
¥47,424,964 |
¥16,824,964 |
| 50 |
2.00% |
¥80,720 |
¥48,431,959 |
¥17,831,959 |
| 50 |
2.10% |
¥82,417 |
¥49,450,475 |
¥18,850,475 |
| 50 |
2.20% |
¥84,134 |
¥50,480,395 |
¥19,880,395 |
| 50 |
2.30% |
¥85,869 |
¥51,521,598 |
¥20,921,598 |
| 50 |
2.40% |
¥87,623 |
¥52,573,961 |
¥21,973,961 |
| 50 |
2.50% |
¥89,396 |
¥53,637,354 |
¥23,037,354 |
| 50 |
2.60% |
¥91,186 |
¥54,711,647 |
¥24,111,647 |
| 50 |
2.70% |
¥92,995 |
¥55,796,704 |
¥25,196,704 |
| 50 |
2.80% |
¥94,821 |
¥56,892,388 |
¥26,292,388 |
| 50 |
2.90% |
¥96,664 |
¥57,998,557 |
¥27,398,557 |
| 50 |
3.00% |
¥98,525 |
¥59,115,069 |
¥28,515,069 |
3060万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥66,076 |
¥35,680,957 |
¥5,080,957 |
| 45 |
0.80% |
¥67,496 |
¥36,447,858 |
¥5,847,858 |
| 45 |
0.90% |
¥68,935 |
¥37,224,943 |
¥6,624,943 |
| 45 |
1.00% |
¥70,393 |
¥38,012,176 |
¥7,412,176 |
| 45 |
1.10% |
¥71,869 |
¥38,809,517 |
¥8,209,517 |
| 45 |
1.20% |
¥73,365 |
¥39,616,922 |
¥9,016,922 |
| 45 |
1.30% |
¥74,878 |
¥40,434,344 |
¥9,834,344 |
| 45 |
1.40% |
¥76,411 |
¥41,261,731 |
¥10,661,731 |
| 45 |
1.50% |
¥77,961 |
¥42,099,027 |
¥11,499,027 |
| 45 |
1.60% |
¥79,530 |
¥42,946,175 |
¥12,346,175 |
| 45 |
1.70% |
¥81,117 |
¥43,803,112 |
¥13,203,112 |
| 45 |
1.80% |
¥82,722 |
¥44,669,772 |
¥14,069,772 |
| 45 |
1.90% |
¥84,345 |
¥45,546,087 |
¥14,946,087 |
| 45 |
2.00% |
¥85,985 |
¥46,431,984 |
¥15,831,984 |
| 45 |
2.10% |
¥87,643 |
¥47,327,388 |
¥16,727,388 |
| 45 |
2.20% |
¥89,319 |
¥48,232,221 |
¥17,632,221 |
| 45 |
2.30% |
¥91,012 |
¥49,146,401 |
¥18,546,401 |
| 45 |
2.40% |
¥92,722 |
¥50,069,844 |
¥19,469,844 |
| 45 |
2.50% |
¥94,449 |
¥51,002,464 |
¥20,402,464 |
| 45 |
2.60% |
¥96,193 |
¥51,944,171 |
¥21,344,171 |
| 45 |
2.70% |
¥97,953 |
¥52,894,874 |
¥22,294,874 |
| 45 |
2.80% |
¥99,731 |
¥53,854,476 |
¥23,254,476 |
| 45 |
2.90% |
¥101,524 |
¥54,822,884 |
¥24,222,884 |
| 45 |
3.00% |
¥103,333 |
¥55,799,996 |
¥25,199,996 |
3060万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥73,109 |
¥35,092,525 |
¥4,492,525 |
| 40 |
0.80% |
¥74,514 |
¥35,766,788 |
¥5,166,788 |
| 40 |
0.90% |
¥75,936 |
¥36,449,119 |
¥5,849,119 |
| 40 |
1.00% |
¥77,374 |
¥37,139,496 |
¥6,539,496 |
| 40 |
1.10% |
¥78,829 |
¥37,837,893 |
¥7,237,893 |
| 40 |
1.20% |
¥80,301 |
¥38,544,283 |
¥7,944,283 |
| 40 |
1.30% |
¥81,789 |
¥39,258,636 |
¥8,658,636 |
| 40 |
1.40% |
¥83,294 |
¥39,980,919 |
¥9,380,919 |
| 40 |
1.50% |
¥84,815 |
¥40,711,097 |
¥10,111,097 |
| 40 |
1.60% |
¥86,352 |
¥41,449,132 |
¥10,849,132 |
| 40 |
1.70% |
¥87,906 |
¥42,194,986 |
¥11,594,986 |
| 40 |
1.80% |
¥89,476 |
¥42,948,617 |
¥12,348,617 |
| 40 |
1.90% |
¥91,062 |
¥43,709,980 |
¥13,109,980 |
| 40 |
2.00% |
¥92,665 |
¥44,479,030 |
¥13,879,030 |
| 40 |
2.10% |
¥94,283 |
¥45,255,718 |
¥14,655,718 |
| 40 |
2.20% |
¥95,917 |
¥46,039,995 |
¥15,439,995 |
| 40 |
2.30% |
¥97,566 |
¥46,831,809 |
¥16,231,809 |
| 40 |
2.40% |
¥99,231 |
¥47,631,104 |
¥17,031,104 |
| 40 |
2.50% |
¥100,912 |
¥48,437,826 |
¥17,837,826 |
| 40 |
2.60% |
¥102,608 |
¥49,251,917 |
¥18,651,917 |
| 40 |
2.70% |
¥104,319 |
¥50,073,316 |
¥19,473,316 |
| 40 |
2.80% |
¥106,046 |
¥50,901,964 |
¥20,301,964 |
| 40 |
2.90% |
¥107,787 |
¥51,737,798 |
¥21,137,798 |
| 40 |
3.00% |
¥109,543 |
¥52,580,752 |
¥21,980,752 |
3060万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥82,167 |
¥34,510,290 |
¥3,910,290 |
| 35 |
0.80% |
¥83,557 |
¥35,093,792 |
¥4,493,792 |
| 35 |
0.90% |
¥84,961 |
¥35,683,485 |
¥5,083,485 |
| 35 |
1.00% |
¥86,379 |
¥36,279,358 |
¥5,679,358 |
| 35 |
1.10% |
¥87,813 |
¥36,881,394 |
¥6,281,394 |
| 35 |
1.20% |
¥89,261 |
¥37,489,578 |
¥6,889,578 |
| 35 |
1.30% |
¥90,724 |
¥38,103,890 |
¥7,503,890 |
| 35 |
1.40% |
¥92,201 |
¥38,724,313 |
¥8,124,313 |
| 35 |
1.50% |
¥93,692 |
¥39,350,824 |
¥8,750,824 |
| 35 |
1.60% |
¥95,199 |
¥39,983,402 |
¥9,383,402 |
| 35 |
1.70% |
¥96,719 |
¥40,622,024 |
¥10,022,024 |
| 35 |
1.80% |
¥98,254 |
¥41,266,663 |
¥10,666,663 |
| 35 |
1.90% |
¥99,803 |
¥41,917,295 |
¥11,317,295 |
| 35 |
2.00% |
¥101,366 |
¥42,573,891 |
¥11,973,891 |
| 35 |
2.10% |
¥102,944 |
¥43,236,423 |
¥12,636,423 |
| 35 |
2.20% |
¥104,535 |
¥43,904,860 |
¥13,304,860 |
| 35 |
2.30% |
¥106,141 |
¥44,579,171 |
¥13,979,171 |
| 35 |
2.40% |
¥107,760 |
¥45,259,324 |
¥14,659,324 |
| 35 |
2.50% |
¥109,394 |
¥45,945,285 |
¥15,345,285 |
| 35 |
2.60% |
¥111,041 |
¥46,637,019 |
¥16,037,019 |
| 35 |
2.70% |
¥112,701 |
¥47,334,489 |
¥16,734,489 |
| 35 |
2.80% |
¥114,375 |
¥48,037,660 |
¥17,437,660 |
| 35 |
2.90% |
¥116,063 |
¥48,746,492 |
¥18,146,492 |
| 35 |
3.00% |
¥117,764 |
¥49,460,946 |
¥18,860,946 |
3060万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥94,262 |
¥33,934,264 |
¥3,334,264 |
| 30 |
0.80% |
¥95,636 |
¥34,428,889 |
¥3,828,889 |
| 30 |
0.90% |
¥97,022 |
¥34,928,074 |
¥4,328,074 |
| 30 |
1.00% |
¥98,422 |
¥35,431,810 |
¥4,831,810 |
| 30 |
1.10% |
¥99,834 |
¥35,940,089 |
¥5,340,089 |
| 30 |
1.20% |
¥101,258 |
¥36,452,902 |
¥5,852,902 |
| 30 |
1.30% |
¥102,695 |
¥36,970,239 |
¥6,370,239 |
| 30 |
1.40% |
¥104,145 |
¥37,492,090 |
¥6,892,090 |
| 30 |
1.50% |
¥105,607 |
¥38,018,442 |
¥7,418,442 |
| 30 |
1.60% |
¥107,081 |
¥38,549,285 |
¥7,949,285 |
| 30 |
1.70% |
¥108,568 |
¥39,084,604 |
¥8,484,604 |
| 30 |
1.80% |
¥110,068 |
¥39,624,386 |
¥9,024,386 |
| 30 |
1.90% |
¥111,579 |
¥40,168,617 |
¥9,568,617 |
| 30 |
2.00% |
¥113,104 |
¥40,717,281 |
¥10,117,281 |
| 30 |
2.10% |
¥114,640 |
¥41,270,363 |
¥10,670,363 |
| 30 |
2.20% |
¥116,188 |
¥41,827,845 |
¥11,227,845 |
| 30 |
2.30% |
¥117,749 |
¥42,389,710 |
¥11,789,710 |
| 30 |
2.40% |
¥119,322 |
¥42,955,941 |
¥12,355,941 |
| 30 |
2.50% |
¥120,907 |
¥43,526,518 |
¥12,926,518 |
| 30 |
2.60% |
¥122,504 |
¥44,101,423 |
¥13,501,423 |
| 30 |
2.70% |
¥124,113 |
¥44,680,634 |
¥14,080,634 |
| 30 |
2.80% |
¥125,734 |
¥45,264,132 |
¥14,664,132 |
| 30 |
2.90% |
¥127,366 |
¥45,851,895 |
¥15,251,895 |
| 30 |
3.00% |
¥129,011 |
¥46,443,900 |
¥15,843,900 |
3060万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥111,215 |
¥33,364,455 |
¥2,764,455 |
| 25 |
0.80% |
¥112,574 |
¥33,772,097 |
¥3,172,097 |
| 25 |
0.90% |
¥113,943 |
¥34,182,910 |
¥3,582,910 |
| 25 |
1.00% |
¥115,323 |
¥34,596,891 |
¥3,996,891 |
| 25 |
1.10% |
¥116,713 |
¥35,014,036 |
¥4,414,036 |
| 25 |
1.20% |
¥118,114 |
¥35,434,340 |
¥4,834,340 |
| 25 |
1.30% |
¥119,526 |
¥35,857,798 |
¥5,257,798 |
| 25 |
1.40% |
¥120,948 |
¥36,284,405 |
¥5,684,405 |
| 25 |
1.50% |
¥122,381 |
¥36,714,155 |
¥6,114,155 |
| 25 |
1.60% |
¥123,823 |
¥37,147,042 |
¥6,547,042 |
| 25 |
1.70% |
¥125,277 |
¥37,583,060 |
¥6,983,060 |
| 25 |
1.80% |
¥126,741 |
¥38,022,202 |
¥7,422,202 |
| 25 |
1.90% |
¥128,215 |
¥38,464,460 |
¥7,864,460 |
| 25 |
2.00% |
¥129,699 |
¥38,909,828 |
¥8,309,828 |
| 25 |
2.10% |
¥131,194 |
¥39,358,297 |
¥8,758,297 |
| 25 |
2.20% |
¥132,700 |
¥39,809,860 |
¥9,209,860 |
| 25 |
2.30% |
¥134,215 |
¥40,264,506 |
¥9,664,506 |
| 25 |
2.40% |
¥135,741 |
¥40,722,228 |
¥10,122,228 |
| 25 |
2.50% |
¥137,277 |
¥41,183,016 |
¥10,583,016 |
| 25 |
2.60% |
¥138,823 |
¥41,646,861 |
¥11,046,861 |
| 25 |
2.70% |
¥140,379 |
¥42,113,752 |
¥11,513,752 |
| 25 |
2.80% |
¥141,946 |
¥42,583,679 |
¥11,983,679 |
| 25 |
2.90% |
¥143,522 |
¥43,056,632 |
¥12,456,632 |
| 25 |
3.00% |
¥145,109 |
¥43,532,599 |
¥12,932,599 |
3060万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥136,670 |
¥32,800,873 |
¥2,200,873 |
| 20 |
0.80% |
¥138,014 |
¥33,123,429 |
¥2,523,429 |
| 20 |
0.90% |
¥139,367 |
¥33,448,018 |
¥2,848,018 |
| 20 |
1.00% |
¥140,728 |
¥33,774,638 |
¥3,174,638 |
| 20 |
1.10% |
¥142,097 |
¥34,103,287 |
¥3,503,287 |
| 20 |
1.20% |
¥143,475 |
¥34,433,963 |
¥3,833,963 |
| 20 |
1.30% |
¥144,861 |
¥34,766,665 |
¥4,166,665 |
| 20 |
1.40% |
¥146,256 |
¥35,101,390 |
¥4,501,390 |
| 20 |
1.50% |
¥147,659 |
¥35,438,135 |
¥4,838,135 |
| 20 |
1.60% |
¥149,070 |
¥35,776,898 |
¥5,176,898 |
| 20 |
1.70% |
¥150,490 |
¥36,117,676 |
¥5,517,676 |
| 20 |
1.80% |
¥151,919 |
¥36,460,467 |
¥5,860,467 |
| 20 |
1.90% |
¥153,355 |
¥36,805,266 |
¥6,205,266 |
| 20 |
2.00% |
¥154,800 |
¥37,152,072 |
¥6,552,072 |
| 20 |
2.10% |
¥156,254 |
¥37,500,881 |
¥6,900,881 |
| 20 |
2.20% |
¥157,715 |
¥37,851,688 |
¥7,251,688 |
| 20 |
2.30% |
¥159,185 |
¥38,204,491 |
¥7,604,491 |
| 20 |
2.40% |
¥160,664 |
¥38,559,286 |
¥7,959,286 |
| 20 |
2.50% |
¥162,150 |
¥38,916,068 |
¥8,316,068 |
| 20 |
2.60% |
¥163,645 |
¥39,274,835 |
¥8,674,835 |
| 20 |
2.70% |
¥165,148 |
¥39,635,580 |
¥9,035,580 |
| 20 |
2.80% |
¥166,660 |
¥39,998,300 |
¥9,398,300 |
| 20 |
2.90% |
¥168,179 |
¥40,362,991 |
¥9,762,991 |
| 20 |
3.00% |
¥169,707 |
¥40,729,648 |
¥10,129,648 |
3060万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥179,131 |
¥32,243,525 |
¥1,643,525 |
| 15 |
0.80% |
¥180,461 |
¥32,482,898 |
¥1,882,898 |
| 15 |
0.90% |
¥181,797 |
¥32,723,416 |
¥2,123,416 |
| 15 |
1.00% |
¥183,139 |
¥32,965,078 |
¥2,365,078 |
| 15 |
1.10% |
¥184,488 |
¥33,207,883 |
¥2,607,883 |
| 15 |
1.20% |
¥185,844 |
¥33,451,832 |
¥2,851,832 |
| 15 |
1.30% |
¥187,205 |
¥33,696,922 |
¥3,096,922 |
| 15 |
1.40% |
¥188,573 |
¥33,943,154 |
¥3,343,154 |
| 15 |
1.50% |
¥189,947 |
¥34,190,526 |
¥3,590,526 |
| 15 |
1.60% |
¥191,328 |
¥34,439,037 |
¥3,839,037 |
| 15 |
1.70% |
¥192,715 |
¥34,688,687 |
¥4,088,687 |
| 15 |
1.80% |
¥194,108 |
¥34,939,475 |
¥4,339,475 |
| 15 |
1.90% |
¥195,508 |
¥35,191,399 |
¥4,591,399 |
| 15 |
2.00% |
¥196,914 |
¥35,444,459 |
¥4,844,459 |
| 15 |
2.10% |
¥198,326 |
¥35,698,653 |
¥5,098,653 |
| 15 |
2.20% |
¥199,744 |
¥35,953,981 |
¥5,353,981 |
| 15 |
2.30% |
¥201,169 |
¥36,210,440 |
¥5,610,440 |
| 15 |
2.40% |
¥202,600 |
¥36,468,030 |
¥5,868,030 |
| 15 |
2.50% |
¥204,037 |
¥36,726,750 |
¥6,126,750 |
| 15 |
2.60% |
¥205,481 |
¥36,986,597 |
¥6,386,597 |
| 15 |
2.70% |
¥206,931 |
¥37,247,571 |
¥6,647,571 |
| 15 |
2.80% |
¥208,387 |
¥37,509,670 |
¥6,909,670 |
| 15 |
2.90% |
¥209,849 |
¥37,772,892 |
¥7,172,892 |
| 15 |
3.00% |
¥211,318 |
¥38,037,237 |
¥7,437,237 |
3060万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥264,103 |
¥31,692,414 |
¥1,092,414 |
| 10 |
0.80% |
¥265,421 |
¥31,850,512 |
¥1,250,512 |
| 10 |
0.90% |
¥266,743 |
¥32,009,118 |
¥1,409,118 |
| 10 |
1.00% |
¥268,069 |
¥32,168,233 |
¥1,568,233 |
| 10 |
1.10% |
¥269,399 |
¥32,327,858 |
¥1,727,858 |
| 10 |
1.20% |
¥270,733 |
¥32,487,990 |
¥1,887,990 |
| 10 |
1.30% |
¥272,072 |
¥32,648,632 |
¥2,048,632 |
| 10 |
1.40% |
¥273,415 |
¥32,809,781 |
¥2,209,781 |
| 10 |
1.50% |
¥274,762 |
¥32,971,439 |
¥2,371,439 |
| 10 |
1.60% |
¥276,113 |
¥33,133,604 |
¥2,533,604 |
| 10 |
1.70% |
¥277,469 |
¥33,296,277 |
¥2,696,277 |
| 10 |
1.80% |
¥278,829 |
¥33,459,458 |
¥2,859,458 |
| 10 |
1.90% |
¥280,193 |
¥33,623,146 |
¥3,023,146 |
| 10 |
2.00% |
¥281,561 |
¥33,787,340 |
¥3,187,340 |
| 10 |
2.10% |
¥282,934 |
¥33,952,042 |
¥3,352,042 |
| 10 |
2.20% |
¥284,310 |
¥34,117,249 |
¥3,517,249 |
| 10 |
2.30% |
¥285,691 |
¥34,282,963 |
¥3,682,963 |
| 10 |
2.40% |
¥287,077 |
¥34,449,183 |
¥3,849,183 |
| 10 |
2.50% |
¥288,466 |
¥34,615,908 |
¥4,015,908 |
| 10 |
2.60% |
¥289,859 |
¥34,783,138 |
¥4,183,138 |
| 10 |
2.70% |
¥291,257 |
¥34,950,874 |
¥4,350,874 |
| 10 |
2.80% |
¥292,659 |
¥35,119,113 |
¥4,519,113 |
| 10 |
2.90% |
¥294,065 |
¥35,287,857 |
¥4,687,857 |
| 10 |
3.00% |
¥295,476 |
¥35,457,105 |
¥4,857,105 |
