3090万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3090万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3090万円の住宅ローン｜期間・年数別
3090万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥61,052 | ¥36,631,216 | ¥5,731,216 |
| 50 | 0.80% | ¥62,502 | ¥37,501,068 | ¥6,601,068 |
| 50 | 0.90% | ¥63,973 | ¥38,383,579 | ¥7,483,579 |
| 50 | 1.00% | ¥65,464 | ¥39,278,692 | ¥8,378,692 |
| 50 | 1.10% | ¥66,977 | ¥40,186,347 | ¥9,286,347 |
| 50 | 1.20% | ¥68,511 | ¥41,106,478 | ¥10,206,478 |
| 50 | 1.30% | ¥70,065 | ¥42,039,011 | ¥11,139,011 |
| 50 | 1.40% | ¥71,640 | ¥42,983,868 | ¥12,083,868 |
| 50 | 1.50% | ¥73,235 | ¥43,940,967 | ¥13,040,967 |
| 50 | 1.60% | ¥74,850 | ¥44,910,217 | ¥14,010,217 |
| 50 | 1.70% | ¥76,486 | ¥45,891,525 | ¥14,991,525 |
| 50 | 1.80% | ¥78,141 | ¥46,884,792 | ¥15,984,792 |
| 50 | 1.90% | ¥79,817 | ¥47,889,914 | ¥16,989,914 |
| 50 | 2.00% | ¥81,511 | ¥48,906,783 | ¥18,006,783 |
| 50 | 2.10% | ¥83,225 | ¥49,935,284 | ¥19,035,284 |
| 50 | 2.20% | ¥84,959 | ¥50,975,301 | ¥20,075,301 |
| 50 | 2.30% | ¥86,711 | ¥52,026,712 | ¥21,126,712 |
| 50 | 2.40% | ¥88,482 | ¥53,089,392 | ¥22,189,392 |
| 50 | 2.50% | ¥90,272 | ¥54,163,210 | ¥23,263,210 |
| 50 | 2.60% | ¥92,080 | ¥55,248,036 | ¥24,348,036 |
| 50 | 2.70% | ¥93,906 | ¥56,343,731 | ¥25,443,731 |
| 50 | 2.80% | ¥95,750 | ¥57,450,157 | ¥26,550,157 |
| 50 | 2.90% | ¥97,612 | ¥58,567,171 | ¥27,667,171 |
| 50 | 3.00% | ¥99,491 | ¥59,694,628 | ¥28,794,628 |
3090万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥66,724 | ¥36,030,770 | ¥5,130,770 |
| 45 | 0.80% | ¥68,158 | ¥36,805,190 | ¥5,905,190 |
| 45 | 0.90% | ¥69,611 | ¥37,589,893 | ¥6,689,893 |
| 45 | 1.00% | ¥71,083 | ¥38,384,844 | ¥7,484,844 |
| 45 | 1.10% | ¥72,574 | ¥39,190,003 | ¥8,290,003 |
| 45 | 1.20% | ¥74,084 | ¥40,005,324 | ¥9,105,324 |
| 45 | 1.30% | ¥75,613 | ¥40,830,759 | ¥9,930,759 |
| 45 | 1.40% | ¥77,160 | ¥41,666,258 | ¥10,766,258 |
| 45 | 1.50% | ¥78,725 | ¥42,511,763 | ¥11,611,763 |
| 45 | 1.60% | ¥80,310 | ¥43,367,216 | ¥12,467,216 |
| 45 | 1.70% | ¥81,912 | ¥44,232,554 | ¥13,332,554 |
| 45 | 1.80% | ¥83,533 | ¥45,107,711 | ¥14,207,711 |
| 45 | 1.90% | ¥85,172 | ¥45,992,617 | ¥15,092,617 |
| 45 | 2.00% | ¥86,828 | ¥46,887,199 | ¥15,987,199 |
| 45 | 2.10% | ¥88,503 | ¥47,791,382 | ¥16,891,382 |
| 45 | 2.20% | ¥90,195 | ¥48,705,086 | ¥17,805,086 |
| 45 | 2.30% | ¥91,904 | ¥49,628,228 | ¥18,728,228 |
| 45 | 2.40% | ¥93,631 | ¥50,560,725 | ¥19,660,725 |
| 45 | 2.50% | ¥95,375 | ¥51,502,488 | ¥20,602,488 |
| 45 | 2.60% | ¥97,136 | ¥52,453,428 | ¥21,553,428 |
| 45 | 2.70% | ¥98,914 | ¥53,413,451 | ¥22,513,451 |
| 45 | 2.80% | ¥100,708 | ¥54,382,462 | ¥23,482,462 |
| 45 | 2.90% | ¥102,519 | ¥55,360,363 | ¥24,460,363 |
| 45 | 3.00% | ¥104,346 | ¥56,347,055 | ¥25,447,055 |
3090万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥73,826 | ¥35,436,570 | ¥4,536,570 |
| 40 | 0.80% | ¥75,245 | ¥36,117,443 | ¥5,217,443 |
| 40 | 0.90% | ¥76,680 | ¥36,806,463 | ¥5,906,463 |
| 40 | 1.00% | ¥78,133 | ¥37,503,609 | ¥6,603,609 |
| 40 | 1.10% | ¥79,602 | ¥38,208,853 | ¥7,308,853 |
| 40 | 1.20% | ¥81,088 | ¥38,922,169 | ¥8,022,169 |
| 40 | 1.30% | ¥82,591 | ¥39,643,525 | ¥8,743,525 |
| 40 | 1.40% | ¥84,110 | ¥40,372,889 | ¥9,472,889 |
| 40 | 1.50% | ¥85,646 | ¥41,110,225 | ¥10,210,225 |
| 40 | 1.60% | ¥87,199 | ¥41,855,496 | ¥10,955,496 |
| 40 | 1.70% | ¥88,768 | ¥42,608,663 | ¥11,708,663 |
| 40 | 1.80% | ¥90,354 | ¥43,369,682 | ¥12,469,682 |
| 40 | 1.90% | ¥91,955 | ¥44,138,509 | ¥13,238,509 |
| 40 | 2.00% | ¥93,573 | ¥44,915,099 | ¥14,015,099 |
| 40 | 2.10% | ¥95,207 | ¥45,699,402 | ¥14,799,402 |
| 40 | 2.20% | ¥96,857 | ¥46,491,368 | ¥15,591,368 |
| 40 | 2.30% | ¥98,523 | ¥47,290,944 | ¥16,390,944 |
| 40 | 2.40% | ¥100,204 | ¥48,098,076 | ¥17,198,076 |
| 40 | 2.50% | ¥101,901 | ¥48,912,707 | ¥18,012,707 |
| 40 | 2.60% | ¥103,614 | ¥49,734,779 | ¥18,834,779 |
| 40 | 2.70% | ¥105,342 | ¥50,564,231 | ¥19,664,231 |
| 40 | 2.80% | ¥107,085 | ¥51,401,003 | ¥20,501,003 |
| 40 | 2.90% | ¥108,844 | ¥52,245,031 | ¥21,345,031 |
| 40 | 3.00% | ¥110,617 | ¥53,096,249 | ¥22,196,249 |
3090万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥82,973 | ¥34,848,627 | ¥3,948,627 |
| 35 | 0.80% | ¥84,376 | ¥35,437,849 | ¥4,537,849 |
| 35 | 0.90% | ¥85,794 | ¥36,033,324 | ¥5,133,324 |
| 35 | 1.00% | ¥87,226 | ¥36,635,038 | ¥5,735,038 |
| 35 | 1.10% | ¥88,674 | ¥37,242,977 | ¥6,342,977 |
| 35 | 1.20% | ¥90,136 | ¥37,857,123 | ¥6,957,123 |
| 35 | 1.30% | ¥91,613 | ¥38,477,458 | ¥7,577,458 |
| 35 | 1.40% | ¥93,105 | ¥39,103,963 | ¥8,203,963 |
| 35 | 1.50% | ¥94,611 | ¥39,736,617 | ¥8,836,617 |
| 35 | 1.60% | ¥96,132 | ¥40,375,397 | ¥9,475,397 |
| 35 | 1.70% | ¥97,667 | ¥41,020,279 | ¥10,120,279 |
| 35 | 1.80% | ¥99,217 | ¥41,671,239 | ¥10,771,239 |
| 35 | 1.90% | ¥100,782 | ¥42,328,249 | ¥11,428,249 |
| 35 | 2.00% | ¥102,360 | ¥42,991,282 | ¥12,091,282 |
| 35 | 2.10% | ¥103,953 | ¥43,660,309 | ¥12,760,309 |
| 35 | 2.20% | ¥105,560 | ¥44,335,300 | ¥13,435,300 |
| 35 | 2.30% | ¥107,181 | ¥45,016,222 | ¥14,116,222 |
| 35 | 2.40% | ¥108,817 | ¥45,703,043 | ¥14,803,043 |
| 35 | 2.50% | ¥110,466 | ¥46,395,729 | ¥15,495,729 |
| 35 | 2.60% | ¥112,129 | ¥47,094,244 | ¥16,194,244 |
| 35 | 2.70% | ¥113,806 | ¥47,798,553 | ¥16,898,553 |
| 35 | 2.80% | ¥115,497 | ¥48,508,617 | ¥17,608,617 |
| 35 | 2.90% | ¥117,201 | ¥49,224,399 | ¥18,324,399 |
| 35 | 3.00% | ¥118,919 | ¥49,945,858 | ¥19,045,858 |
3090万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥95,186 | ¥34,266,953 | ¥3,366,953 |
| 30 | 0.80% | ¥96,573 | ¥34,766,427 | ¥3,866,427 |
| 30 | 0.90% | ¥97,974 | ¥35,270,506 | ¥4,370,506 |
| 30 | 1.00% | ¥99,387 | ¥35,779,180 | ¥4,879,180 |
| 30 | 1.10% | ¥100,812 | ¥36,292,442 | ¥5,392,442 |
| 30 | 1.20% | ¥102,251 | ¥36,810,283 | ¥5,910,283 |
| 30 | 1.30% | ¥103,702 | ¥37,332,692 | ¥6,432,692 |
| 30 | 1.40% | ¥105,166 | ¥37,859,659 | ¥6,959,659 |
| 30 | 1.50% | ¥106,642 | ¥38,391,172 | ¥7,491,172 |
| 30 | 1.60% | ¥108,131 | ¥38,927,219 | ¥8,027,219 |
| 30 | 1.70% | ¥109,633 | ¥39,467,786 | ¥8,567,786 |
| 30 | 1.80% | ¥111,147 | ¥40,012,861 | ¥9,112,861 |
| 30 | 1.90% | ¥112,673 | ¥40,562,427 | ¥9,662,427 |
| 30 | 2.00% | ¥114,212 | ¥41,116,470 | ¥10,216,470 |
| 30 | 2.10% | ¥115,764 | ¥41,674,974 | ¥10,774,974 |
| 30 | 2.20% | ¥117,328 | ¥42,237,922 | ¥11,337,922 |
| 30 | 2.30% | ¥118,904 | ¥42,805,296 | ¥11,905,296 |
| 30 | 2.40% | ¥120,492 | ¥43,377,078 | ¥12,477,078 |
| 30 | 2.50% | ¥122,092 | ¥43,953,249 | ¥13,053,249 |
| 30 | 2.60% | ¥123,705 | ¥44,533,790 | ¥13,633,790 |
| 30 | 2.70% | ¥125,330 | ¥45,118,680 | ¥14,218,680 |
| 30 | 2.80% | ¥126,966 | ¥45,707,898 | ¥14,807,898 |
| 30 | 2.90% | ¥128,615 | ¥46,301,423 | ¥15,401,423 |
| 30 | 3.00% | ¥130,276 | ¥46,899,233 | ¥15,999,233 |
3090万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥112,305 | ¥33,691,558 | ¥2,791,558 |
| 25 | 0.80% | ¥113,677 | ¥34,103,196 | ¥3,203,196 |
| 25 | 0.90% | ¥115,060 | ¥34,518,037 | ¥3,618,037 |
| 25 | 1.00% | ¥116,454 | ¥34,936,077 | ¥4,036,077 |
| 25 | 1.10% | ¥117,858 | ¥35,357,311 | ¥4,457,311 |
| 25 | 1.20% | ¥119,272 | ¥35,781,735 | ¥4,881,735 |
| 25 | 1.30% | ¥120,698 | ¥36,209,345 | ¥5,309,345 |
| 25 | 1.40% | ¥122,134 | ¥36,640,134 | ¥5,740,134 |
| 25 | 1.50% | ¥123,580 | ¥37,074,097 | ¥6,174,097 |
| 25 | 1.60% | ¥125,037 | ¥37,511,229 | ¥6,611,229 |
| 25 | 1.70% | ¥126,505 | ¥37,951,521 | ¥7,051,521 |
| 25 | 1.80% | ¥127,983 | ¥38,394,969 | ¥7,494,969 |
| 25 | 1.90% | ¥129,472 | ¥38,841,563 | ¥7,941,563 |
| 25 | 2.00% | ¥130,971 | ¥39,291,297 | ¥8,391,297 |
| 25 | 2.10% | ¥132,481 | ¥39,744,163 | ¥8,844,163 |
| 25 | 2.20% | ¥134,001 | ¥40,200,152 | ¥9,300,152 |
| 25 | 2.30% | ¥135,531 | ¥40,659,256 | ¥9,759,256 |
| 25 | 2.40% | ¥137,072 | ¥41,121,466 | ¥10,221,466 |
| 25 | 2.50% | ¥138,623 | ¥41,586,771 | ¥10,686,771 |
| 25 | 2.60% | ¥140,184 | ¥42,055,163 | ¥11,155,163 |
| 25 | 2.70% | ¥141,755 | ¥42,526,632 | ¥11,626,632 |
| 25 | 2.80% | ¥143,337 | ¥43,001,166 | ¥12,101,166 |
| 25 | 2.90% | ¥144,929 | ¥43,478,755 | ¥12,578,755 |
| 25 | 3.00% | ¥146,531 | ¥43,959,389 | ¥13,059,389 |
3090万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥138,010 | ¥33,122,450 | ¥2,222,450 |
| 20 | 0.80% | ¥139,367 | ¥33,448,169 | ¥2,548,169 |
| 20 | 0.90% | ¥140,733 | ¥33,775,940 | ¥2,875,940 |
| 20 | 1.00% | ¥142,107 | ¥34,105,762 | ¥3,205,762 |
| 20 | 1.10% | ¥143,490 | ¥34,437,633 | ¥3,537,633 |
| 20 | 1.20% | ¥144,881 | ¥34,771,551 | ¥3,871,551 |
| 20 | 1.30% | ¥146,281 | ¥35,107,515 | ¥4,207,515 |
| 20 | 1.40% | ¥147,690 | ¥35,445,521 | ¥4,545,521 |
| 20 | 1.50% | ¥149,107 | ¥35,785,568 | ¥4,885,568 |
| 20 | 1.60% | ¥150,532 | ¥36,127,652 | ¥5,227,652 |
| 20 | 1.70% | ¥151,966 | ¥36,471,771 | ¥5,571,771 |
| 20 | 1.80% | ¥153,408 | ¥36,817,922 | ¥5,917,922 |
| 20 | 1.90% | ¥154,859 | ¥37,166,102 | ¥6,266,102 |
| 20 | 2.00% | ¥156,318 | ¥37,516,308 | ¥6,616,308 |
| 20 | 2.10% | ¥157,786 | ¥37,868,536 | ¥6,968,536 |
| 20 | 2.20% | ¥159,262 | ¥38,222,783 | ¥7,322,783 |
| 20 | 2.30% | ¥160,746 | ¥38,579,045 | ¥7,679,045 |
| 20 | 2.40% | ¥162,239 | ¥38,937,318 | ¥8,037,318 |
| 20 | 2.50% | ¥163,740 | ¥39,297,599 | ¥8,397,599 |
| 20 | 2.60% | ¥165,250 | ¥39,659,882 | ¥8,759,882 |
| 20 | 2.70% | ¥166,767 | ¥40,024,164 | ¥9,124,164 |
| 20 | 2.80% | ¥168,294 | ¥40,390,441 | ¥9,490,441 |
| 20 | 2.90% | ¥169,828 | ¥40,758,707 | ¥9,858,707 |
| 20 | 3.00% | ¥171,371 | ¥41,128,958 | ¥10,228,958 |
3090万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥180,887 | ¥32,559,638 | ¥1,659,638 |
| 15 | 0.80% | ¥182,230 | ¥32,801,358 | ¥1,901,358 |
| 15 | 0.90% | ¥183,579 | ¥33,044,234 | ¥2,144,234 |
| 15 | 1.00% | ¥184,935 | ¥33,288,265 | ¥2,388,265 |
| 15 | 1.10% | ¥186,297 | ¥33,533,451 | ¥2,633,451 |
| 15 | 1.20% | ¥187,666 | ¥33,779,791 | ¥2,879,791 |
| 15 | 1.30% | ¥189,040 | ¥34,027,284 | ¥3,127,284 |
| 15 | 1.40% | ¥190,422 | ¥34,275,930 | ¥3,375,930 |
| 15 | 1.50% | ¥191,810 | ¥34,525,727 | ¥3,625,727 |
| 15 | 1.60% | ¥193,204 | ¥34,776,675 | ¥3,876,675 |
| 15 | 1.70% | ¥194,604 | ¥35,028,772 | ¥4,128,772 |
| 15 | 1.80% | ¥196,011 | ¥35,282,019 | ¥4,382,019 |
| 15 | 1.90% | ¥197,425 | ¥35,536,413 | ¥4,636,413 |
| 15 | 2.00% | ¥198,844 | ¥35,791,954 | ¥4,891,954 |
| 15 | 2.10% | ¥200,270 | ¥36,048,640 | ¥5,148,640 |
| 15 | 2.20% | ¥201,703 | ¥36,306,471 | ¥5,406,471 |
| 15 | 2.30% | ¥203,141 | ¥36,565,445 | ¥5,665,445 |
| 15 | 2.40% | ¥204,586 | ¥36,825,560 | ¥5,925,560 |
| 15 | 2.50% | ¥206,038 | ¥37,086,816 | ¥6,186,816 |
| 15 | 2.60% | ¥207,496 | ¥37,349,211 | ¥6,449,211 |
| 15 | 2.70% | ¥208,960 | ¥37,612,743 | ¥6,712,743 |
| 15 | 2.80% | ¥210,430 | ¥37,877,412 | ¥6,977,412 |
| 15 | 2.90% | ¥211,907 | ¥38,143,215 | ¥7,243,215 |
| 15 | 3.00% | ¥213,390 | ¥38,410,151 | ¥7,510,151 |
3090万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥266,693 | ¥32,003,124 | ¥1,103,124 |
| 10 | 0.80% | ¥268,023 | ¥32,162,772 | ¥1,262,772 |
| 10 | 0.90% | ¥269,358 | ¥32,322,933 | ¥1,422,933 |
| 10 | 1.00% | ¥270,697 | ¥32,483,608 | ¥1,583,608 |
| 10 | 1.10% | ¥272,040 | ¥32,644,797 | ¥1,744,797 |
| 10 | 1.20% | ¥273,388 | ¥32,806,500 | ¥1,906,500 |
| 10 | 1.30% | ¥274,739 | ¥32,968,716 | ¥2,068,716 |
| 10 | 1.40% | ¥276,095 | ¥33,131,446 | ¥2,231,446 |
| 10 | 1.50% | ¥277,456 | ¥33,294,688 | ¥2,394,688 |
| 10 | 1.60% | ¥278,820 | ¥33,458,443 | ¥2,558,443 |
| 10 | 1.70% | ¥280,189 | ¥33,622,711 | ¥2,722,711 |
| 10 | 1.80% | ¥281,562 | ¥33,787,492 | ¥2,887,492 |
| 10 | 1.90% | ¥282,940 | ¥33,952,784 | ¥3,052,784 |
| 10 | 2.00% | ¥284,322 | ¥34,118,589 | ¥3,218,589 |
| 10 | 2.10% | ¥285,708 | ¥34,284,905 | ¥3,384,905 |
| 10 | 2.20% | ¥287,098 | ¥34,451,732 | ¥3,551,732 |
| 10 | 2.30% | ¥288,492 | ¥34,619,071 | ¥3,719,071 |
| 10 | 2.40% | ¥289,891 | ¥34,786,920 | ¥3,886,920 |
| 10 | 2.50% | ¥291,294 | ¥34,955,280 | ¥4,055,280 |
| 10 | 2.60% | ¥292,701 | ¥35,124,149 | ¥4,224,149 |
| 10 | 2.70% | ¥294,113 | ¥35,293,529 | ¥4,393,529 |
| 10 | 2.80% | ¥295,528 | ¥35,463,418 | ¥4,563,418 |
| 10 | 2.90% | ¥296,948 | ¥35,633,817 | ¥4,733,817 |
| 10 | 3.00% | ¥298,373 | ¥35,804,724 | ¥4,904,724 |
