3100万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3100万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3100万円の住宅ローン｜期間・年数別
3100万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥61,250 |
¥36,749,763 |
¥5,749,763 |
| 50 |
0.80% |
¥62,704 |
¥37,622,431 |
¥6,622,431 |
| 50 |
0.90% |
¥64,180 |
¥38,507,797 |
¥7,507,797 |
| 50 |
1.00% |
¥65,676 |
¥39,405,808 |
¥8,405,808 |
| 50 |
1.10% |
¥67,194 |
¥40,316,400 |
¥9,316,400 |
| 50 |
1.20% |
¥68,733 |
¥41,239,508 |
¥10,239,508 |
| 50 |
1.30% |
¥70,292 |
¥42,175,059 |
¥11,175,059 |
| 50 |
1.40% |
¥71,872 |
¥43,122,975 |
¥12,122,975 |
| 50 |
1.50% |
¥73,472 |
¥44,083,170 |
¥13,083,170 |
| 50 |
1.60% |
¥75,093 |
¥45,055,557 |
¥14,055,557 |
| 50 |
1.70% |
¥76,733 |
¥46,040,042 |
¥15,040,042 |
| 50 |
1.80% |
¥78,394 |
¥47,036,523 |
¥16,036,523 |
| 50 |
1.90% |
¥80,075 |
¥48,044,898 |
¥17,044,898 |
| 50 |
2.00% |
¥81,775 |
¥49,065,057 |
¥18,065,057 |
| 50 |
2.10% |
¥83,495 |
¥50,096,887 |
¥19,096,887 |
| 50 |
2.20% |
¥85,234 |
¥51,140,270 |
¥20,140,270 |
| 50 |
2.30% |
¥86,992 |
¥52,195,083 |
¥21,195,083 |
| 50 |
2.40% |
¥88,769 |
¥53,261,202 |
¥22,261,202 |
| 50 |
2.50% |
¥90,564 |
¥54,338,496 |
¥23,338,496 |
| 50 |
2.60% |
¥92,378 |
¥55,426,832 |
¥24,426,832 |
| 50 |
2.70% |
¥94,210 |
¥56,526,073 |
¥25,526,073 |
| 50 |
2.80% |
¥96,060 |
¥57,636,079 |
¥26,636,079 |
| 50 |
2.90% |
¥97,928 |
¥58,756,709 |
¥27,756,709 |
| 50 |
3.00% |
¥99,813 |
¥59,887,815 |
¥28,887,815 |
3100万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥66,940 |
¥36,147,375 |
¥5,147,375 |
| 45 |
0.80% |
¥68,378 |
¥36,924,300 |
¥5,924,300 |
| 45 |
0.90% |
¥69,836 |
¥37,711,543 |
¥6,711,543 |
| 45 |
1.00% |
¥71,313 |
¥38,509,067 |
¥7,509,067 |
| 45 |
1.10% |
¥72,809 |
¥39,316,831 |
¥8,316,831 |
| 45 |
1.20% |
¥74,324 |
¥40,134,791 |
¥9,134,791 |
| 45 |
1.30% |
¥75,857 |
¥40,962,898 |
¥9,962,898 |
| 45 |
1.40% |
¥77,409 |
¥41,801,100 |
¥10,801,100 |
| 45 |
1.50% |
¥78,980 |
¥42,649,341 |
¥11,649,341 |
| 45 |
1.60% |
¥80,570 |
¥43,507,563 |
¥12,507,563 |
| 45 |
1.70% |
¥82,177 |
¥44,375,702 |
¥13,375,702 |
| 45 |
1.80% |
¥83,803 |
¥45,253,691 |
¥14,253,691 |
| 45 |
1.90% |
¥85,447 |
¥46,141,460 |
¥15,141,460 |
| 45 |
2.00% |
¥87,109 |
¥47,038,938 |
¥16,038,938 |
| 45 |
2.10% |
¥88,789 |
¥47,946,047 |
¥16,946,047 |
| 45 |
2.20% |
¥90,486 |
¥48,862,707 |
¥17,862,707 |
| 45 |
2.30% |
¥92,202 |
¥49,788,837 |
¥18,788,837 |
| 45 |
2.40% |
¥93,934 |
¥50,724,352 |
¥19,724,352 |
| 45 |
2.50% |
¥95,684 |
¥51,669,163 |
¥20,669,163 |
| 45 |
2.60% |
¥97,450 |
¥52,623,180 |
¥21,623,180 |
| 45 |
2.70% |
¥99,234 |
¥53,586,310 |
¥22,586,310 |
| 45 |
2.80% |
¥101,034 |
¥54,558,457 |
¥23,558,457 |
| 45 |
2.90% |
¥102,851 |
¥55,539,523 |
¥24,539,523 |
| 45 |
3.00% |
¥104,684 |
¥56,529,408 |
¥25,529,408 |
3100万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥74,065 |
¥35,551,251 |
¥4,551,251 |
| 40 |
0.80% |
¥75,488 |
¥36,234,327 |
¥5,234,327 |
| 40 |
0.90% |
¥76,928 |
¥36,925,578 |
¥5,925,578 |
| 40 |
1.00% |
¥78,385 |
¥37,624,979 |
¥6,624,979 |
| 40 |
1.10% |
¥79,859 |
¥38,332,506 |
¥7,332,506 |
| 40 |
1.20% |
¥81,350 |
¥39,048,130 |
¥8,048,130 |
| 40 |
1.30% |
¥82,858 |
¥39,771,821 |
¥8,771,821 |
| 40 |
1.40% |
¥84,382 |
¥40,503,545 |
¥9,503,545 |
| 40 |
1.50% |
¥85,923 |
¥41,243,268 |
¥10,243,268 |
| 40 |
1.60% |
¥87,481 |
¥41,990,951 |
¥10,990,951 |
| 40 |
1.70% |
¥89,055 |
¥42,746,555 |
¥11,746,555 |
| 40 |
1.80% |
¥90,646 |
¥43,510,037 |
¥12,510,037 |
| 40 |
1.90% |
¥92,253 |
¥44,281,352 |
¥13,281,352 |
| 40 |
2.00% |
¥93,876 |
¥45,060,455 |
¥14,060,455 |
| 40 |
2.10% |
¥95,515 |
¥45,847,296 |
¥14,847,296 |
| 40 |
2.20% |
¥97,170 |
¥46,641,825 |
¥15,641,825 |
| 40 |
2.30% |
¥98,842 |
¥47,443,989 |
¥16,443,989 |
| 40 |
2.40% |
¥100,529 |
¥48,253,733 |
¥17,253,733 |
| 40 |
2.50% |
¥102,231 |
¥49,071,000 |
¥18,071,000 |
| 40 |
2.60% |
¥103,949 |
¥49,895,733 |
¥18,895,733 |
| 40 |
2.70% |
¥105,683 |
¥50,727,870 |
¥19,727,870 |
| 40 |
2.80% |
¥107,432 |
¥51,567,350 |
¥20,567,350 |
| 40 |
2.90% |
¥109,196 |
¥52,414,109 |
¥21,414,109 |
| 40 |
3.00% |
¥110,975 |
¥53,268,082 |
¥22,268,082 |
3100万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥83,241 |
¥34,961,405 |
¥3,961,405 |
| 35 |
0.80% |
¥84,649 |
¥35,552,534 |
¥4,552,534 |
| 35 |
0.90% |
¥86,071 |
¥36,149,936 |
¥5,149,936 |
| 35 |
1.00% |
¥87,509 |
¥36,753,598 |
¥5,753,598 |
| 35 |
1.10% |
¥88,961 |
¥37,363,504 |
¥6,363,504 |
| 35 |
1.20% |
¥90,428 |
¥37,979,638 |
¥6,979,638 |
| 35 |
1.30% |
¥91,909 |
¥38,601,980 |
¥7,601,980 |
| 35 |
1.40% |
¥93,406 |
¥39,230,513 |
¥8,230,513 |
| 35 |
1.50% |
¥94,917 |
¥39,865,214 |
¥8,865,214 |
| 35 |
1.60% |
¥96,443 |
¥40,506,061 |
¥9,506,061 |
| 35 |
1.70% |
¥97,983 |
¥41,153,031 |
¥10,153,031 |
| 35 |
1.80% |
¥99,538 |
¥41,806,097 |
¥10,806,097 |
| 35 |
1.90% |
¥101,108 |
¥42,465,234 |
¥11,465,234 |
| 35 |
2.00% |
¥102,691 |
¥43,130,413 |
¥12,130,413 |
| 35 |
2.10% |
¥104,290 |
¥43,801,605 |
¥12,801,605 |
| 35 |
2.20% |
¥105,902 |
¥44,478,780 |
¥13,478,780 |
| 35 |
2.30% |
¥107,528 |
¥45,161,906 |
¥14,161,906 |
| 35 |
2.40% |
¥109,169 |
¥45,850,949 |
¥14,850,949 |
| 35 |
2.50% |
¥110,824 |
¥46,545,877 |
¥15,545,877 |
| 35 |
2.60% |
¥112,492 |
¥47,246,653 |
¥16,246,653 |
| 35 |
2.70% |
¥114,174 |
¥47,953,241 |
¥16,953,241 |
| 35 |
2.80% |
¥115,870 |
¥48,665,603 |
¥17,665,603 |
| 35 |
2.90% |
¥117,580 |
¥49,383,701 |
¥18,383,701 |
| 35 |
3.00% |
¥119,304 |
¥50,107,495 |
¥19,107,495 |
3100万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥95,494 |
¥34,377,849 |
¥3,377,849 |
| 30 |
0.80% |
¥96,886 |
¥34,878,940 |
¥3,878,940 |
| 30 |
0.90% |
¥98,291 |
¥35,384,650 |
¥4,384,650 |
| 30 |
1.00% |
¥99,708 |
¥35,894,970 |
¥4,894,970 |
| 30 |
1.10% |
¥101,139 |
¥36,409,894 |
¥5,409,894 |
| 30 |
1.20% |
¥102,582 |
¥36,929,410 |
¥5,929,410 |
| 30 |
1.30% |
¥104,038 |
¥37,453,510 |
¥6,453,510 |
| 30 |
1.40% |
¥105,506 |
¥37,982,182 |
¥6,982,182 |
| 30 |
1.50% |
¥106,987 |
¥38,515,415 |
¥7,515,415 |
| 30 |
1.60% |
¥108,481 |
¥39,053,197 |
¥8,053,197 |
| 30 |
1.70% |
¥109,988 |
¥39,595,514 |
¥8,595,514 |
| 30 |
1.80% |
¥111,507 |
¥40,142,352 |
¥9,142,352 |
| 30 |
1.90% |
¥113,038 |
¥40,693,697 |
¥9,693,697 |
| 30 |
2.00% |
¥114,582 |
¥41,249,533 |
¥10,249,533 |
| 30 |
2.10% |
¥116,138 |
¥41,809,844 |
¥10,809,844 |
| 30 |
2.20% |
¥117,707 |
¥42,374,614 |
¥11,374,614 |
| 30 |
2.30% |
¥119,288 |
¥42,943,824 |
¥11,943,824 |
| 30 |
2.40% |
¥120,882 |
¥43,517,456 |
¥12,517,456 |
| 30 |
2.50% |
¥122,487 |
¥44,095,492 |
¥13,095,492 |
| 30 |
2.60% |
¥124,105 |
¥44,677,912 |
¥13,677,912 |
| 30 |
2.70% |
¥125,735 |
¥45,264,695 |
¥14,264,695 |
| 30 |
2.80% |
¥127,377 |
¥45,855,820 |
¥14,855,820 |
| 30 |
2.90% |
¥129,031 |
¥46,451,266 |
¥15,451,266 |
| 30 |
3.00% |
¥130,697 |
¥47,051,010 |
¥16,051,010 |
3100万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥112,669 |
¥33,800,592 |
¥2,800,592 |
| 25 |
0.80% |
¥114,045 |
¥34,213,562 |
¥3,213,562 |
| 25 |
0.90% |
¥115,432 |
¥34,629,746 |
¥3,629,746 |
| 25 |
1.00% |
¥116,830 |
¥35,049,138 |
¥4,049,138 |
| 25 |
1.10% |
¥118,239 |
¥35,471,736 |
¥4,471,736 |
| 25 |
1.20% |
¥119,658 |
¥35,897,534 |
¥4,897,534 |
| 25 |
1.30% |
¥121,088 |
¥36,326,527 |
¥5,326,527 |
| 25 |
1.40% |
¥122,529 |
¥36,758,711 |
¥5,758,711 |
| 25 |
1.50% |
¥123,980 |
¥37,194,078 |
¥6,194,078 |
| 25 |
1.60% |
¥125,442 |
¥37,632,624 |
¥6,632,624 |
| 25 |
1.70% |
¥126,914 |
¥38,074,342 |
¥7,074,342 |
| 25 |
1.80% |
¥128,397 |
¥38,519,224 |
¥7,519,224 |
| 25 |
1.90% |
¥129,891 |
¥38,967,264 |
¥7,967,264 |
| 25 |
2.00% |
¥131,395 |
¥39,418,453 |
¥8,418,453 |
| 25 |
2.10% |
¥132,909 |
¥39,872,785 |
¥8,872,785 |
| 25 |
2.20% |
¥134,434 |
¥40,330,250 |
¥9,330,250 |
| 25 |
2.30% |
¥135,969 |
¥40,790,839 |
¥9,790,839 |
| 25 |
2.40% |
¥137,515 |
¥41,254,545 |
¥10,254,545 |
| 25 |
2.50% |
¥139,071 |
¥41,721,356 |
¥10,721,356 |
| 25 |
2.60% |
¥140,638 |
¥42,191,264 |
¥11,191,264 |
| 25 |
2.70% |
¥142,214 |
¥42,664,258 |
¥11,664,258 |
| 25 |
2.80% |
¥143,801 |
¥43,140,328 |
¥12,140,328 |
| 25 |
2.90% |
¥145,398 |
¥43,619,463 |
¥12,619,463 |
| 25 |
3.00% |
¥147,006 |
¥44,101,652 |
¥13,101,652 |
3100万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥138,457 |
¥33,229,643 |
¥2,229,643 |
| 20 |
0.80% |
¥139,818 |
¥33,556,415 |
¥2,556,415 |
| 20 |
0.90% |
¥141,189 |
¥33,885,247 |
¥2,885,247 |
| 20 |
1.00% |
¥142,567 |
¥34,216,136 |
¥3,216,136 |
| 20 |
1.10% |
¥143,955 |
¥34,549,082 |
¥3,549,082 |
| 20 |
1.20% |
¥145,350 |
¥34,884,081 |
¥3,884,081 |
| 20 |
1.30% |
¥146,755 |
¥35,221,131 |
¥4,221,131 |
| 20 |
1.40% |
¥148,168 |
¥35,560,231 |
¥4,560,231 |
| 20 |
1.50% |
¥149,589 |
¥35,901,378 |
¥4,901,378 |
| 20 |
1.60% |
¥151,019 |
¥36,244,570 |
¥5,244,570 |
| 20 |
1.70% |
¥152,458 |
¥36,589,803 |
¥5,589,803 |
| 20 |
1.80% |
¥153,904 |
¥36,937,074 |
¥5,937,074 |
| 20 |
1.90% |
¥155,360 |
¥37,286,381 |
¥6,286,381 |
| 20 |
2.00% |
¥156,824 |
¥37,637,720 |
¥6,637,720 |
| 20 |
2.10% |
¥158,296 |
¥37,991,088 |
¥6,991,088 |
| 20 |
2.20% |
¥159,777 |
¥38,346,481 |
¥7,346,481 |
| 20 |
2.30% |
¥161,266 |
¥38,703,896 |
¥7,703,896 |
| 20 |
2.40% |
¥162,764 |
¥39,063,329 |
¥8,063,329 |
| 20 |
2.50% |
¥164,270 |
¥39,424,775 |
¥8,424,775 |
| 20 |
2.60% |
¥165,784 |
¥39,788,231 |
¥8,788,231 |
| 20 |
2.70% |
¥167,307 |
¥40,153,692 |
¥9,153,692 |
| 20 |
2.80% |
¥168,838 |
¥40,521,154 |
¥9,521,154 |
| 20 |
2.90% |
¥170,378 |
¥40,890,612 |
¥9,890,612 |
| 20 |
3.00% |
¥171,925 |
¥41,262,061 |
¥10,262,061 |
3100万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥181,472 |
¥32,665,009 |
¥1,665,009 |
| 15 |
0.80% |
¥182,820 |
¥32,907,511 |
¥1,907,511 |
| 15 |
0.90% |
¥184,173 |
¥33,151,173 |
¥2,151,173 |
| 15 |
1.00% |
¥185,533 |
¥33,395,994 |
¥2,395,994 |
| 15 |
1.10% |
¥186,900 |
¥33,641,973 |
¥2,641,973 |
| 15 |
1.20% |
¥188,273 |
¥33,889,111 |
¥2,889,111 |
| 15 |
1.30% |
¥189,652 |
¥34,137,405 |
¥3,137,405 |
| 15 |
1.40% |
¥191,038 |
¥34,386,855 |
¥3,386,855 |
| 15 |
1.50% |
¥192,430 |
¥34,637,461 |
¥3,637,461 |
| 15 |
1.60% |
¥193,829 |
¥34,889,221 |
¥3,889,221 |
| 15 |
1.70% |
¥195,234 |
¥35,142,134 |
¥4,142,134 |
| 15 |
1.80% |
¥196,646 |
¥35,396,200 |
¥4,396,200 |
| 15 |
1.90% |
¥198,063 |
¥35,651,418 |
¥4,651,418 |
| 15 |
2.00% |
¥199,488 |
¥35,907,785 |
¥4,907,785 |
| 15 |
2.10% |
¥200,918 |
¥36,165,303 |
¥5,165,303 |
| 15 |
2.20% |
¥202,355 |
¥36,423,968 |
¥5,423,968 |
| 15 |
2.30% |
¥203,799 |
¥36,683,779 |
¥5,683,779 |
| 15 |
2.40% |
¥205,249 |
¥36,944,737 |
¥5,944,737 |
| 15 |
2.50% |
¥206,705 |
¥37,206,838 |
¥6,206,838 |
| 15 |
2.60% |
¥208,167 |
¥37,470,082 |
¥6,470,082 |
| 15 |
2.70% |
¥209,636 |
¥37,734,467 |
¥6,734,467 |
| 15 |
2.80% |
¥211,111 |
¥37,999,992 |
¥6,999,992 |
| 15 |
2.90% |
¥212,593 |
¥38,266,656 |
¥7,266,656 |
| 15 |
3.00% |
¥214,080 |
¥38,534,456 |
¥7,534,456 |
3100万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥267,556 |
¥32,106,694 |
¥1,106,694 |
| 10 |
0.80% |
¥268,890 |
¥32,266,858 |
¥1,266,858 |
| 10 |
0.90% |
¥270,229 |
¥32,427,538 |
¥1,427,538 |
| 10 |
1.00% |
¥271,573 |
¥32,588,733 |
¥1,588,733 |
| 10 |
1.10% |
¥272,920 |
¥32,750,444 |
¥1,750,444 |
| 10 |
1.20% |
¥274,272 |
¥32,912,670 |
¥1,912,670 |
| 10 |
1.30% |
¥275,628 |
¥33,075,411 |
¥2,075,411 |
| 10 |
1.40% |
¥276,989 |
¥33,238,667 |
¥2,238,667 |
| 10 |
1.50% |
¥278,354 |
¥33,402,438 |
¥2,402,438 |
| 10 |
1.60% |
¥279,723 |
¥33,566,723 |
¥2,566,723 |
| 10 |
1.70% |
¥281,096 |
¥33,731,523 |
¥2,731,523 |
| 10 |
1.80% |
¥282,474 |
¥33,896,836 |
¥2,896,836 |
| 10 |
1.90% |
¥283,856 |
¥34,062,664 |
¥3,062,664 |
| 10 |
2.00% |
¥285,242 |
¥34,229,005 |
¥3,229,005 |
| 10 |
2.10% |
¥286,632 |
¥34,395,859 |
¥3,395,859 |
| 10 |
2.20% |
¥288,027 |
¥34,563,226 |
¥3,563,226 |
| 10 |
2.30% |
¥289,426 |
¥34,731,106 |
¥3,731,106 |
| 10 |
2.40% |
¥290,829 |
¥34,899,499 |
¥3,899,499 |
| 10 |
2.50% |
¥292,237 |
¥35,068,403 |
¥4,068,403 |
| 10 |
2.60% |
¥293,648 |
¥35,237,820 |
¥4,237,820 |
| 10 |
2.70% |
¥295,065 |
¥35,407,748 |
¥4,407,748 |
| 10 |
2.80% |
¥296,485 |
¥35,578,187 |
¥4,578,187 |
| 10 |
2.90% |
¥297,909 |
¥35,749,137 |
¥4,749,137 |
| 10 |
3.00% |
¥299,338 |
¥35,920,597 |
¥4,920,597 |
