3130万円の住宅ローン・毎月の返済額・総支払額・総金利額

3130万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3130万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。

返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
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3130万円の住宅ローン｜期間・年数別

3130万円｜50年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
50 0.70% ¥61,842 ¥37,105,406 ¥5,805,406
50 0.80% ¥63,311 ¥37,986,519 ¥6,686,519
50 0.90% ¥64,801 ¥38,880,453 ¥7,580,453
50 1.00% ¥66,312 ¥39,787,154 ¥8,487,154
50 1.10% ¥67,844 ¥40,706,559 ¥9,406,559
50 1.20% ¥69,398 ¥41,638,600 ¥10,338,600
50 1.30% ¥70,972 ¥42,583,205 ¥11,283,205
50 1.40% ¥72,567 ¥43,540,294 ¥12,240,294
50 1.50% ¥74,183 ¥44,509,782 ¥13,209,782
50 1.60% ¥75,819 ¥45,491,579 ¥14,191,579
50 1.70% ¥77,476 ¥46,485,590 ¥15,185,590
50 1.80% ¥79,153 ¥47,491,715 ¥16,191,715
50 1.90% ¥80,850 ¥48,509,849 ¥17,209,849
50 2.00% ¥82,566 ¥49,539,880 ¥18,239,880
50 2.10% ¥84,303 ¥50,581,695 ¥19,281,695
50 2.20% ¥86,059 ¥51,635,175 ¥20,335,175
50 2.30% ¥87,834 ¥52,700,197 ¥21,400,197
50 2.40% ¥89,628 ¥53,776,633 ¥22,476,633
50 2.50% ¥91,441 ¥54,864,352 ¥23,564,352
50 2.60% ¥93,272 ¥55,963,220 ¥24,663,220
50 2.70% ¥95,122 ¥57,073,099 ¥25,773,099
50 2.80% ¥96,990 ¥58,193,848 ¥26,893,848
50 2.90% ¥98,876 ¥59,325,322 ¥28,025,322
50 3.00% ¥100,779 ¥60,467,374 ¥29,167,374

3130万円｜45年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
45 0.70% ¥67,587 ¥36,497,188 ¥5,197,188
45 0.80% ¥69,040 ¥37,281,632 ¥5,981,632
45 0.90% ¥70,512 ¥38,076,494 ¥6,776,494
45 1.00% ¥72,003 ¥38,881,736 ¥7,581,736
45 1.10% ¥73,514 ¥39,697,317 ¥8,397,317
45 1.20% ¥75,043 ¥40,523,192 ¥9,223,192
45 1.30% ¥76,591 ¥41,359,313 ¥10,059,313
45 1.40% ¥78,159 ¥42,205,627 ¥10,905,627
45 1.50% ¥79,745 ¥43,062,077 ¥11,762,077
45 1.60% ¥81,349 ¥43,928,604 ¥12,628,604
45 1.70% ¥82,972 ¥44,805,144 ¥13,505,144
45 1.80% ¥84,614 ¥45,691,630 ¥14,391,630
45 1.90% ¥86,274 ¥46,587,991 ¥15,287,991
45 2.00% ¥87,952 ¥47,494,153 ¥16,194,153
45 2.10% ¥89,648 ¥48,410,041 ¥17,110,041
45 2.20% ¥91,362 ¥49,335,572 ¥18,035,572
45 2.30% ¥93,094 ¥50,270,665 ¥18,970,665
45 2.40% ¥94,843 ¥51,215,233 ¥19,915,233
45 2.50% ¥96,610 ¥52,169,187 ¥20,869,187
45 2.60% ¥98,393 ¥53,132,437 ¥21,832,437
45 2.70% ¥100,194 ¥54,104,887 ¥22,804,887
45 2.80% ¥102,012 ¥55,086,442 ¥23,786,442
45 2.90% ¥103,846 ¥56,077,002 ¥24,777,002
45 3.00% ¥105,697 ¥57,076,467 ¥25,776,467

3130万円｜40年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
40 0.70% ¥74,782 ¥35,895,296 ¥4,595,296
40 0.80% ¥76,219 ¥36,584,982 ¥5,284,982
40 0.90% ¥77,673 ¥37,282,922 ¥5,982,922
40 1.00% ¥79,144 ¥37,989,092 ¥6,689,092
40 1.10% ¥80,632 ¥38,703,466 ¥7,403,466
40 1.20% ¥82,138 ¥39,426,015 ¥8,126,015
40 1.30% ¥83,660 ¥40,156,710 ¥8,856,710
40 1.40% ¥85,199 ¥40,895,515 ¥9,595,515
40 1.50% ¥86,755 ¥41,642,396 ¥10,342,396
40 1.60% ¥88,328 ¥42,397,315 ¥11,097,315
40 1.70% ¥89,917 ¥43,160,231 ¥11,860,231
40 1.80% ¥91,523 ¥43,931,101 ¥12,631,101
40 1.90% ¥93,146 ¥44,709,881 ¥13,409,881
40 2.00% ¥94,784 ¥45,496,524 ¥14,196,524
40 2.10% ¥96,440 ¥46,290,980 ¥14,990,980
40 2.20% ¥98,111 ¥47,093,198 ¥15,793,198
40 2.30% ¥99,798 ¥47,903,124 ¥16,603,124
40 2.40% ¥101,501 ¥48,720,705 ¥17,420,705
40 2.50% ¥103,221 ¥49,545,881 ¥18,245,881
40 2.60% ¥104,955 ¥50,378,594 ¥19,078,594
40 2.70% ¥106,706 ¥51,218,785 ¥19,918,785
40 2.80% ¥108,472 ¥52,066,388 ¥20,766,388
40 2.90% ¥110,253 ¥52,921,342 ¥21,621,342
40 3.00% ¥112,049 ¥53,783,580 ¥22,483,580

3130万円｜35年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
35 0.70% ¥84,047 ¥35,299,742 ¥3,999,742
35 0.80% ¥85,468 ¥35,896,591 ¥4,596,591
35 0.90% ¥86,904 ¥36,499,774 ¥5,199,774
35 1.00% ¥88,355 ¥37,109,278 ¥5,809,278
35 1.10% ¥89,822 ¥37,725,086 ¥6,425,086
35 1.20% ¥91,303 ¥38,347,182 ¥7,047,182
35 1.30% ¥92,799 ¥38,975,548 ¥7,675,548
35 1.40% ¥94,310 ¥39,610,163 ¥8,310,163
35 1.50% ¥95,836 ¥40,251,006 ¥8,951,006
35 1.60% ¥97,376 ¥40,898,055 ¥9,598,055
35 1.70% ¥98,932 ¥41,551,286 ¥10,251,286
35 1.80% ¥100,502 ¥42,210,672 ¥10,910,672
35 1.90% ¥102,086 ¥42,876,187 ¥11,576,187
35 2.00% ¥103,685 ¥43,547,804 ¥12,247,804
35 2.10% ¥105,299 ¥44,225,491 ¥12,925,491
35 2.20% ¥106,927 ¥44,909,220 ¥13,609,220
35 2.30% ¥108,569 ¥45,598,956 ¥14,298,956
35 2.40% ¥110,225 ¥46,294,668 ¥14,994,668
35 2.50% ¥111,896 ¥46,996,321 ¥15,696,321
35 2.60% ¥113,581 ¥47,703,879 ¥16,403,879
35 2.70% ¥115,279 ¥48,417,305 ¥17,117,305
35 2.80% ¥116,992 ¥49,136,561 ¥17,836,561
35 2.90% ¥118,718 ¥49,861,608 ¥18,561,608
35 3.00% ¥120,458 ¥50,592,406 ¥19,292,406

3130万円｜30年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
30 0.70% ¥96,418 ¥34,710,538 ¥3,410,538
30 0.80% ¥97,824 ¥35,216,478 ¥3,916,478
30 0.90% ¥99,242 ¥35,727,082 ¥4,427,082
30 1.00% ¥100,673 ¥36,242,341 ¥4,942,341
30 1.10% ¥102,117 ¥36,762,248 ¥5,462,248
30 1.20% ¥103,574 ¥37,286,792 ¥5,986,792
30 1.30% ¥105,044 ¥37,815,963 ¥6,515,963
30 1.40% ¥106,527 ¥38,349,752 ¥7,049,752
30 1.50% ¥108,023 ¥38,888,145 ¥7,588,145
30 1.60% ¥109,531 ¥39,431,131 ¥8,131,131
30 1.70% ¥111,052 ¥39,978,696 ¥8,678,696
30 1.80% ¥112,586 ¥40,530,826 ¥9,230,826
30 1.90% ¥114,132 ¥41,087,507 ¥9,787,507
30 2.00% ¥115,691 ¥41,648,722 ¥10,348,722
30 2.10% ¥117,262 ¥42,214,456 ¥10,914,456
30 2.20% ¥118,846 ¥42,784,691 ¥11,484,691
30 2.30% ¥120,443 ¥43,359,409 ¥12,059,409
30 2.40% ¥122,052 ¥43,938,593 ¥12,638,593
30 2.50% ¥123,673 ¥44,522,223 ¥13,222,223
30 2.60% ¥125,306 ¥45,110,279 ¥13,810,279
30 2.70% ¥126,952 ¥45,702,740 ¥14,402,740
30 2.80% ¥128,610 ¥46,299,586 ¥14,999,586
30 2.90% ¥130,280 ¥46,900,794 ¥15,600,794
30 3.00% ¥131,962 ¥47,506,343 ¥16,206,343

3130万円｜25年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
25 0.70% ¥113,759 ¥34,127,694 ¥2,827,694
25 0.80% ¥115,149 ¥34,544,661 ¥3,244,661
25 0.90% ¥116,550 ¥34,964,872 ¥3,664,872
25 1.00% ¥117,961 ¥35,388,323 ¥4,088,323
25 1.10% ¥119,383 ¥35,815,011 ¥4,515,011
25 1.20% ¥120,816 ¥36,244,929 ¥4,944,929
25 1.30% ¥122,260 ¥36,678,074 ¥5,378,074
25 1.40% ¥123,715 ¥37,114,440 ¥5,814,440
25 1.50% ¥125,180 ¥37,554,021 ¥6,254,021
25 1.60% ¥126,656 ¥37,996,811 ¥6,696,811
25 1.70% ¥128,143 ¥38,442,803 ¥7,142,803
25 1.80% ¥129,640 ¥38,891,991 ¥7,591,991
25 1.90% ¥131,148 ¥39,344,366 ¥8,044,366
25 2.00% ¥132,666 ¥39,799,922 ¥8,499,922
25 2.10% ¥134,196 ¥40,258,651 ¥8,958,651
25 2.20% ¥135,735 ¥40,720,543 ¥9,420,543
25 2.30% ¥137,285 ¥41,185,590 ¥9,885,590
25 2.40% ¥138,846 ¥41,653,782 ¥10,353,782
25 2.50% ¥140,417 ¥42,125,111 ¥10,825,111
25 2.60% ¥141,999 ¥42,599,567 ¥11,299,567
25 2.70% ¥143,590 ¥43,077,138 ¥11,777,138
25 2.80% ¥145,193 ¥43,557,815 ¥12,257,815
25 2.90% ¥146,805 ¥44,041,587 ¥12,741,587
25 3.00% ¥148,428 ¥44,528,442 ¥13,228,442

3130万円｜20年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
20 0.70% ¥139,797 ¥33,551,220 ¥2,251,220
20 0.80% ¥141,171 ¥33,881,155 ¥2,581,155
20 0.90% ¥142,555 ¥34,213,169 ¥2,913,169
20 1.00% ¥143,947 ¥34,547,260 ¥3,247,260
20 1.10% ¥145,348 ¥34,883,428 ¥3,583,428
20 1.20% ¥146,757 ¥35,221,669 ¥3,921,669
20 1.30% ¥148,175 ¥35,561,981 ¥4,261,981
20 1.40% ¥149,602 ¥35,904,363 ¥4,604,363
20 1.50% ¥151,037 ¥36,248,811 ¥4,948,811
20 1.60% ¥152,481 ¥36,595,324 ¥5,295,324
20 1.70% ¥153,933 ¥36,943,897 ¥5,643,897
20 1.80% ¥155,394 ¥37,294,530 ¥5,994,530
20 1.90% ¥156,863 ¥37,647,217 ¥6,347,217
20 2.00% ¥158,341 ¥38,001,956 ¥6,701,956
20 2.10% ¥159,828 ¥38,358,744 ¥7,058,744
20 2.20% ¥161,323 ¥38,717,576 ¥7,417,576
20 2.30% ¥162,827 ¥39,078,450 ¥7,778,450
20 2.40% ¥164,339 ¥39,441,361 ¥8,141,361
20 2.50% ¥165,860 ¥39,806,305 ¥8,506,305
20 2.60% ¥167,389 ¥40,173,278 ¥8,873,278
20 2.70% ¥168,926 ¥40,542,276 ¥9,242,276
20 2.80% ¥170,472 ¥40,913,294 ¥9,613,294
20 2.90% ¥172,026 ¥41,286,328 ¥9,986,328
20 3.00% ¥173,589 ¥41,661,372 ¥10,361,372

3130万円｜15年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
15 0.70% ¥183,228 ¥32,981,121 ¥1,681,121
15 0.80% ¥184,589 ¥33,225,971 ¥1,925,971
15 0.90% ¥185,956 ¥33,471,991 ¥2,171,991
15 1.00% ¥187,329 ¥33,719,181 ¥2,419,181
15 1.10% ¥188,709 ¥33,967,541 ¥2,667,541
15 1.20% ¥190,095 ¥34,217,070 ¥2,917,070
15 1.30% ¥191,488 ¥34,467,767 ¥3,167,767
15 1.40% ¥192,887 ¥34,719,631 ¥3,419,631
15 1.50% ¥194,293 ¥34,972,662 ¥3,672,662
15 1.60% ¥195,705 ¥35,226,858 ¥3,926,858
15 1.70% ¥197,123 ¥35,482,219 ¥4,182,219
15 1.80% ¥198,549 ¥35,738,744 ¥4,438,744
15 1.90% ¥199,980 ¥35,996,431 ¥4,696,431
15 2.00% ¥201,418 ¥36,255,280 ¥4,955,280
15 2.10% ¥202,863 ¥36,515,289 ¥5,215,289
15 2.20% ¥204,314 ¥36,776,458 ¥5,476,458
15 2.30% ¥205,771 ¥37,038,784 ¥5,738,784
15 2.40% ¥207,235 ¥37,302,266 ¥6,002,266
15 2.50% ¥208,705 ¥37,566,904 ¥6,266,904
15 2.60% ¥210,182 ¥37,832,696 ¥6,532,696
15 2.70% ¥211,665 ¥38,099,639 ¥6,799,639
15 2.80% ¥213,154 ¥38,367,734 ¥7,067,734
15 2.90% ¥214,650 ¥38,636,978 ¥7,336,978
15 3.00% ¥216,152 ¥38,907,370 ¥7,607,370

3130万円｜10年返済のローン

期間（年） 金利 毎月返済額 総支払額 総金利額
10 0.70% ¥270,145 ¥32,417,404 ¥1,117,404
10 0.80% ¥271,493 ¥32,579,118 ¥1,279,118
10 0.90% ¥272,845 ¥32,741,353 ¥1,441,353
10 1.00% ¥274,201 ¥32,904,108 ¥1,604,108
10 1.10% ¥275,562 ¥33,067,384 ¥1,767,384
10 1.20% ¥276,926 ¥33,231,180 ¥1,931,180
10 1.30% ¥278,296 ¥33,395,496 ¥2,095,496
10 1.40% ¥279,669 ¥33,560,332 ¥2,260,332
10 1.50% ¥281,047 ¥33,725,687 ¥2,425,687
10 1.60% ¥282,430 ¥33,891,562 ¥2,591,562
10 1.70% ¥283,816 ¥34,057,957 ¥2,757,957
10 1.80% ¥285,207 ¥34,224,870 ¥2,924,870
10 1.90% ¥286,603 ¥34,392,303 ¥3,092,303
10 2.00% ¥288,002 ¥34,560,253 ¥3,260,253
10 2.10% ¥289,406 ¥34,728,722 ¥3,428,722
10 2.20% ¥290,814 ¥34,897,709 ¥3,597,709
10 2.30% ¥292,227 ¥35,067,214 ¥3,767,214
10 2.40% ¥293,644 ¥35,237,236 ¥3,937,236
10 2.50% ¥295,065 ¥35,407,775 ¥4,107,775
10 2.60% ¥296,490 ¥35,578,831 ¥4,278,831
10 2.70% ¥297,920 ¥35,750,403 ¥4,450,403
10 2.80% ¥299,354 ¥35,922,492 ¥4,622,492
10 2.90% ¥300,792 ¥36,095,096 ¥4,795,096
10 3.00% ¥302,235 ¥36,268,216 ¥4,968,216

住宅ローン｜金額別

1000万円台 2000万円台 3000万円台
4000万円台 5000万円台 6000万円台
7000万円台 8000万円台 9000万円台