3140万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3140万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3140万円の住宅ローン｜期間・年数別
3140万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥62,040 | ¥37,223,954 | ¥5,823,954 |
| 50 | 0.80% | ¥63,513 | ¥38,107,882 | ¥6,707,882 |
| 50 | 0.90% | ¥65,008 | ¥39,004,672 | ¥7,604,672 |
| 50 | 1.00% | ¥66,524 | ¥39,914,270 | ¥8,514,270 |
| 50 | 1.10% | ¥68,061 | ¥40,836,612 | ¥9,436,612 |
| 50 | 1.20% | ¥69,619 | ¥41,771,631 | ¥10,371,631 |
| 50 | 1.30% | ¥71,199 | ¥42,719,254 | ¥11,319,254 |
| 50 | 1.40% | ¥72,799 | ¥43,679,400 | ¥12,279,400 |
| 50 | 1.50% | ¥74,420 | ¥44,651,985 | ¥13,251,985 |
| 50 | 1.60% | ¥76,062 | ¥45,636,919 | ¥14,236,919 |
| 50 | 1.70% | ¥77,724 | ¥46,634,107 | ¥15,234,107 |
| 50 | 1.80% | ¥79,406 | ¥47,643,446 | ¥16,243,446 |
| 50 | 1.90% | ¥81,108 | ¥48,664,832 | ¥17,264,832 |
| 50 | 2.00% | ¥82,830 | ¥49,698,155 | ¥18,298,155 |
| 50 | 2.10% | ¥84,572 | ¥50,743,298 | ¥19,343,298 |
| 50 | 2.20% | ¥86,334 | ¥51,800,144 | ¥20,400,144 |
| 50 | 2.30% | ¥88,114 | ¥52,868,568 | ¥21,468,568 |
| 50 | 2.40% | ¥89,914 | ¥53,948,443 | ¥22,548,443 |
| 50 | 2.50% | ¥91,733 | ¥55,039,638 | ¥23,639,638 |
| 50 | 2.60% | ¥93,570 | ¥56,142,017 | ¥24,742,017 |
| 50 | 2.70% | ¥95,426 | ¥57,255,442 | ¥25,855,442 |
| 50 | 2.80% | ¥97,300 | ¥58,379,771 | ¥26,979,771 |
| 50 | 2.90% | ¥99,191 | ¥59,514,860 | ¥28,114,860 |
| 50 | 3.00% | ¥101,101 | ¥60,660,561 | ¥29,260,561 |
3140万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥67,803 | ¥36,613,793 | ¥5,213,793 |
| 45 | 0.80% | ¥69,261 | ¥37,400,743 | ¥6,000,743 |
| 45 | 0.90% | ¥70,737 | ¥38,198,144 | ¥6,798,144 |
| 45 | 1.00% | ¥72,233 | ¥39,005,958 | ¥7,605,958 |
| 45 | 1.10% | ¥73,748 | ¥39,824,145 | ¥8,424,145 |
| 45 | 1.20% | ¥75,283 | ¥40,652,659 | ¥9,252,659 |
| 45 | 1.30% | ¥76,836 | ¥41,491,451 | ¥10,091,451 |
| 45 | 1.40% | ¥78,408 | ¥42,340,469 | ¥10,940,469 |
| 45 | 1.50% | ¥79,999 | ¥43,199,655 | ¥11,799,655 |
| 45 | 1.60% | ¥81,609 | ¥44,068,951 | ¥12,668,951 |
| 45 | 1.70% | ¥83,238 | ¥44,948,291 | ¥13,548,291 |
| 45 | 1.80% | ¥84,884 | ¥45,837,609 | ¥14,437,609 |
| 45 | 1.90% | ¥86,550 | ¥46,736,834 | ¥15,336,834 |
| 45 | 2.00% | ¥88,233 | ¥47,645,892 | ¥16,245,892 |
| 45 | 2.10% | ¥89,935 | ¥48,564,705 | ¥17,164,705 |
| 45 | 2.20% | ¥91,654 | ¥49,493,194 | ¥18,093,194 |
| 45 | 2.30% | ¥93,391 | ¥50,431,274 | ¥19,031,274 |
| 45 | 2.40% | ¥95,146 | ¥51,378,860 | ¥19,978,860 |
| 45 | 2.50% | ¥96,918 | ¥52,335,862 | ¥20,935,862 |
| 45 | 2.60% | ¥98,708 | ¥53,302,189 | ¥21,902,189 |
| 45 | 2.70% | ¥100,514 | ¥54,277,746 | ¥22,877,746 |
| 45 | 2.80% | ¥102,338 | ¥55,262,437 | ¥23,862,437 |
| 45 | 2.90% | ¥104,178 | ¥56,256,162 | ¥24,856,162 |
| 45 | 3.00% | ¥106,035 | ¥57,258,820 | ¥25,858,820 |
3140万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥75,021 | ¥36,009,977 | ¥4,609,977 |
| 40 | 0.80% | ¥76,462 | ¥36,701,867 | ¥5,301,867 |
| 40 | 0.90% | ¥77,921 | ¥37,402,037 | ¥6,002,037 |
| 40 | 1.00% | ¥79,397 | ¥38,110,463 | ¥6,710,463 |
| 40 | 1.10% | ¥80,890 | ¥38,827,119 | ¥7,427,119 |
| 40 | 1.20% | ¥82,400 | ¥39,551,977 | ¥8,151,977 |
| 40 | 1.30% | ¥83,927 | ¥40,285,006 | ¥8,885,006 |
| 40 | 1.40% | ¥85,471 | ¥41,026,172 | ¥9,626,172 |
| 40 | 1.50% | ¥87,032 | ¥41,775,439 | ¥10,375,439 |
| 40 | 1.60% | ¥88,610 | ¥42,532,770 | ¥11,132,770 |
| 40 | 1.70% | ¥90,204 | ¥43,298,123 | ¥11,898,123 |
| 40 | 1.80% | ¥91,816 | ¥44,071,456 | ¥12,671,456 |
| 40 | 1.90% | ¥93,443 | ¥44,852,725 | ¥13,452,725 |
| 40 | 2.00% | ¥95,087 | ¥45,641,880 | ¥14,241,880 |
| 40 | 2.10% | ¥96,748 | ¥46,438,874 | ¥15,038,874 |
| 40 | 2.20% | ¥98,424 | ¥47,243,655 | ¥15,843,655 |
| 40 | 2.30% | ¥100,117 | ¥48,056,170 | ¥16,656,170 |
| 40 | 2.40% | ¥101,826 | ¥48,876,362 | ¥17,476,362 |
| 40 | 2.50% | ¥103,550 | ¥49,704,174 | ¥18,304,174 |
| 40 | 2.60% | ¥105,291 | ¥50,539,548 | ¥19,139,548 |
| 40 | 2.70% | ¥107,047 | ¥51,382,423 | ¥19,982,423 |
| 40 | 2.80% | ¥108,818 | ¥52,232,735 | ¥20,832,735 |
| 40 | 2.90% | ¥110,605 | ¥53,090,420 | ¥21,690,420 |
| 40 | 3.00% | ¥112,407 | ¥53,955,412 | ¥22,555,412 |
3140万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥84,316 | ¥35,412,520 | ¥4,012,520 |
| 35 | 0.80% | ¥85,741 | ¥36,011,277 | ¥4,611,277 |
| 35 | 0.90% | ¥87,182 | ¥36,616,387 | ¥5,216,387 |
| 35 | 1.00% | ¥88,638 | ¥37,227,838 | ¥5,827,838 |
| 35 | 1.10% | ¥90,109 | ¥37,845,614 | ¥6,445,614 |
| 35 | 1.20% | ¥91,595 | ¥38,469,697 | ¥7,069,697 |
| 35 | 1.30% | ¥93,095 | ¥39,100,070 | ¥7,700,070 |
| 35 | 1.40% | ¥94,611 | ¥39,736,713 | ¥8,336,713 |
| 35 | 1.50% | ¥96,142 | ¥40,379,604 | ¥8,979,604 |
| 35 | 1.60% | ¥97,687 | ¥41,028,720 | ¥9,628,720 |
| 35 | 1.70% | ¥99,248 | ¥41,684,037 | ¥10,284,037 |
| 35 | 1.80% | ¥100,823 | ¥42,345,530 | ¥10,945,530 |
| 35 | 1.90% | ¥102,412 | ¥43,013,172 | ¥11,613,172 |
| 35 | 2.00% | ¥104,017 | ¥43,686,934 | ¥12,286,934 |
| 35 | 2.10% | ¥105,635 | ¥44,366,787 | ¥12,966,787 |
| 35 | 2.20% | ¥107,268 | ¥45,052,700 | ¥13,652,700 |
| 35 | 2.30% | ¥108,916 | ¥45,744,640 | ¥14,344,640 |
| 35 | 2.40% | ¥110,578 | ¥46,442,575 | ¥15,042,575 |
| 35 | 2.50% | ¥112,253 | ¥47,146,469 | ¥15,746,469 |
| 35 | 2.60% | ¥113,944 | ¥47,856,287 | ¥16,456,287 |
| 35 | 2.70% | ¥115,648 | ¥48,571,992 | ¥17,171,992 |
| 35 | 2.80% | ¥117,366 | ¥49,293,546 | ¥17,893,546 |
| 35 | 2.90% | ¥119,097 | ¥50,020,910 | ¥18,620,910 |
| 35 | 3.00% | ¥120,843 | ¥50,754,043 | ¥19,354,043 |
3140万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥96,726 | ¥34,821,434 | ¥3,421,434 |
| 30 | 0.80% | ¥98,136 | ¥35,328,991 | ¥3,928,991 |
| 30 | 0.90% | ¥99,559 | ¥35,841,226 | ¥4,441,226 |
| 30 | 1.00% | ¥100,995 | ¥36,358,131 | ¥4,958,131 |
| 30 | 1.10% | ¥102,444 | ¥36,879,699 | ¥5,479,699 |
| 30 | 1.20% | ¥103,905 | ¥37,405,919 | ¥6,005,919 |
| 30 | 1.30% | ¥105,380 | ¥37,936,781 | ¥6,536,781 |
| 30 | 1.40% | ¥106,867 | ¥38,472,275 | ¥7,072,275 |
| 30 | 1.50% | ¥108,368 | ¥39,012,389 | ¥7,612,389 |
| 30 | 1.60% | ¥109,881 | ¥39,557,109 | ¥8,157,109 |
| 30 | 1.70% | ¥111,407 | ¥40,106,424 | ¥8,706,424 |
| 30 | 1.80% | ¥112,945 | ¥40,660,318 | ¥9,260,318 |
| 30 | 1.90% | ¥114,497 | ¥41,218,777 | ¥9,818,777 |
| 30 | 2.00% | ¥116,061 | ¥41,781,785 | ¥10,381,785 |
| 30 | 2.10% | ¥117,637 | ¥42,349,326 | ¥10,949,326 |
| 30 | 2.20% | ¥119,226 | ¥42,921,383 | ¥11,521,383 |
| 30 | 2.30% | ¥120,828 | ¥43,497,938 | ¥12,097,938 |
| 30 | 2.40% | ¥122,442 | ¥44,078,972 | ¥12,678,972 |
| 30 | 2.50% | ¥124,068 | ¥44,664,466 | ¥13,264,466 |
| 30 | 2.60% | ¥125,707 | ¥45,254,401 | ¥13,854,401 |
| 30 | 2.70% | ¥127,358 | ¥45,848,755 | ¥14,448,755 |
| 30 | 2.80% | ¥129,021 | ¥46,447,508 | ¥15,047,508 |
| 30 | 2.90% | ¥130,696 | ¥47,050,637 | ¥15,650,637 |
| 30 | 3.00% | ¥132,384 | ¥47,658,120 | ¥16,258,120 |
3140万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥114,122 | ¥34,236,729 | ¥2,836,729 |
| 25 | 0.80% | ¥115,517 | ¥34,655,028 | ¥3,255,028 |
| 25 | 0.90% | ¥116,922 | ¥35,076,581 | ¥3,676,581 |
| 25 | 1.00% | ¥118,338 | ¥35,501,385 | ¥4,101,385 |
| 25 | 1.10% | ¥119,765 | ¥35,929,436 | ¥4,529,436 |
| 25 | 1.20% | ¥121,202 | ¥36,360,728 | ¥4,960,728 |
| 25 | 1.30% | ¥122,651 | ¥36,795,257 | ¥5,395,257 |
| 25 | 1.40% | ¥124,110 | ¥37,233,017 | ¥5,833,017 |
| 25 | 1.50% | ¥125,580 | ¥37,674,002 | ¥6,274,002 |
| 25 | 1.60% | ¥127,061 | ¥38,118,206 | ¥6,718,206 |
| 25 | 1.70% | ¥128,552 | ¥38,565,624 | ¥7,165,624 |
| 25 | 1.80% | ¥130,054 | ¥39,016,246 | ¥7,616,246 |
| 25 | 1.90% | ¥131,567 | ¥39,470,067 | ¥8,070,067 |
| 25 | 2.00% | ¥133,090 | ¥39,927,079 | ¥8,527,079 |
| 25 | 2.10% | ¥134,624 | ¥40,387,272 | ¥8,987,272 |
| 25 | 2.20% | ¥136,169 | ¥40,850,640 | ¥9,450,640 |
| 25 | 2.30% | ¥137,724 | ¥41,317,173 | ¥9,917,173 |
| 25 | 2.40% | ¥139,290 | ¥41,786,861 | ¥10,386,861 |
| 25 | 2.50% | ¥140,866 | ¥42,259,696 | ¥10,859,696 |
| 25 | 2.60% | ¥142,452 | ¥42,735,668 | ¥11,335,668 |
| 25 | 2.70% | ¥144,049 | ¥43,214,765 | ¥11,814,765 |
| 25 | 2.80% | ¥145,657 | ¥43,696,978 | ¥12,296,978 |
| 25 | 2.90% | ¥147,274 | ¥44,182,295 | ¥12,782,295 |
| 25 | 3.00% | ¥148,902 | ¥44,670,706 | ¥13,270,706 |
3140万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥140,243 | ¥33,658,412 | ¥2,258,412 |
| 20 | 0.80% | ¥141,623 | ¥33,989,401 | ¥2,589,401 |
| 20 | 0.90% | ¥143,010 | ¥34,322,476 | ¥2,922,476 |
| 20 | 1.00% | ¥144,407 | ¥34,657,635 | ¥3,257,635 |
| 20 | 1.10% | ¥145,812 | ¥34,994,876 | ¥3,594,876 |
| 20 | 1.20% | ¥147,226 | ¥35,334,198 | ¥3,934,198 |
| 20 | 1.30% | ¥148,648 | ¥35,675,598 | ¥4,275,598 |
| 20 | 1.40% | ¥150,079 | ¥36,019,073 | ¥4,619,073 |
| 20 | 1.50% | ¥151,519 | ¥36,364,622 | ¥4,964,622 |
| 20 | 1.60% | ¥152,968 | ¥36,712,242 | ¥5,312,242 |
| 20 | 1.70% | ¥154,425 | ¥37,061,929 | ¥5,661,929 |
| 20 | 1.80% | ¥155,890 | ¥37,413,681 | ¥6,013,681 |
| 20 | 1.90% | ¥157,365 | ¥37,767,496 | ¥6,367,496 |
| 20 | 2.00% | ¥158,847 | ¥38,123,368 | ¥6,723,368 |
| 20 | 2.10% | ¥160,339 | ¥38,481,296 | ¥7,081,296 |
| 20 | 2.20% | ¥161,839 | ¥38,841,275 | ¥7,441,275 |
| 20 | 2.30% | ¥163,347 | ¥39,203,301 | ¥7,803,301 |
| 20 | 2.40% | ¥164,864 | ¥39,567,372 | ¥8,167,372 |
| 20 | 2.50% | ¥166,390 | ¥39,933,482 | ¥8,533,482 |
| 20 | 2.60% | ¥167,923 | ¥40,301,628 | ¥8,901,628 |
| 20 | 2.70% | ¥169,466 | ¥40,671,804 | ¥9,271,804 |
| 20 | 2.80% | ¥171,017 | ¥41,044,008 | ¥9,644,008 |
| 20 | 2.90% | ¥172,576 | ¥41,418,233 | ¥10,018,233 |
| 20 | 3.00% | ¥174,144 | ¥41,794,475 | ¥10,394,475 |
3140万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥183,814 | ¥33,086,492 | ¥1,686,492 |
| 15 | 0.80% | ¥185,178 | ¥33,332,124 | ¥1,932,124 |
| 15 | 0.90% | ¥186,550 | ¥33,578,930 | ¥2,178,930 |
| 15 | 1.00% | ¥187,927 | ¥33,826,910 | ¥2,426,910 |
| 15 | 1.10% | ¥189,311 | ¥34,076,063 | ¥2,676,063 |
| 15 | 1.20% | ¥190,702 | ¥34,326,389 | ¥2,926,389 |
| 15 | 1.30% | ¥192,099 | ¥34,577,887 | ¥3,177,887 |
| 15 | 1.40% | ¥193,503 | ¥34,830,556 | ¥3,430,556 |
| 15 | 1.50% | ¥194,913 | ¥35,084,396 | ¥3,684,396 |
| 15 | 1.60% | ¥196,330 | ¥35,339,404 | ¥3,939,404 |
| 15 | 1.70% | ¥197,753 | ¥35,595,581 | ¥4,195,581 |
| 15 | 1.80% | ¥199,183 | ¥35,852,925 | ¥4,452,925 |
| 15 | 1.90% | ¥200,619 | ¥36,111,436 | ¥4,711,436 |
| 15 | 2.00% | ¥202,062 | ¥36,371,112 | ¥4,971,112 |
| 15 | 2.10% | ¥203,511 | ¥36,631,952 | ¥5,231,952 |
| 15 | 2.20% | ¥204,966 | ¥36,893,954 | ¥5,493,954 |
| 15 | 2.30% | ¥206,428 | ¥37,157,118 | ¥5,757,118 |
| 15 | 2.40% | ¥207,897 | ¥37,421,443 | ¥6,021,443 |
| 15 | 2.50% | ¥209,372 | ¥37,686,926 | ¥6,286,926 |
| 15 | 2.60% | ¥210,853 | ¥37,953,567 | ¥6,553,567 |
| 15 | 2.70% | ¥212,341 | ¥38,221,364 | ¥6,821,364 |
| 15 | 2.80% | ¥213,835 | ¥38,490,315 | ¥7,090,315 |
| 15 | 2.90% | ¥215,336 | ¥38,760,419 | ¥7,360,419 |
| 15 | 3.00% | ¥216,843 | ¥39,031,674 | ¥7,631,674 |
3140万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥271,008 | ¥32,520,974 | ¥1,120,974 |
| 10 | 0.80% | ¥272,360 | ¥32,683,205 | ¥1,283,205 |
| 10 | 0.90% | ¥273,716 | ¥32,845,958 | ¥1,445,958 |
| 10 | 1.00% | ¥275,077 | ¥33,009,233 | ¥1,609,233 |
| 10 | 1.10% | ¥276,442 | ¥33,173,030 | ¥1,773,030 |
| 10 | 1.20% | ¥277,811 | ¥33,337,350 | ¥1,937,350 |
| 10 | 1.30% | ¥279,185 | ¥33,502,191 | ¥2,102,191 |
| 10 | 1.40% | ¥280,563 | ¥33,667,553 | ¥2,267,553 |
| 10 | 1.50% | ¥281,945 | ¥33,833,437 | ¥2,433,437 |
| 10 | 1.60% | ¥283,332 | ¥33,999,842 | ¥2,599,842 |
| 10 | 1.70% | ¥284,723 | ¥34,166,768 | ¥2,766,768 |
| 10 | 1.80% | ¥286,118 | ¥34,334,215 | ¥2,934,215 |
| 10 | 1.90% | ¥287,518 | ¥34,502,182 | ¥3,102,182 |
| 10 | 2.00% | ¥288,922 | ¥34,670,669 | ¥3,270,669 |
| 10 | 2.10% | ¥290,331 | ¥34,839,677 | ¥3,439,677 |
| 10 | 2.20% | ¥291,743 | ¥35,009,203 | ¥3,609,203 |
| 10 | 2.30% | ¥293,160 | ¥35,179,250 | ¥3,779,250 |
| 10 | 2.40% | ¥294,582 | ¥35,349,815 | ¥3,949,815 |
| 10 | 2.50% | ¥296,007 | ¥35,520,899 | ¥4,120,899 |
| 10 | 2.60% | ¥297,438 | ¥35,692,501 | ¥4,292,501 |
| 10 | 2.70% | ¥298,872 | ¥35,864,622 | ¥4,464,622 |
| 10 | 2.80% | ¥300,311 | ¥36,037,260 | ¥4,637,260 |
| 10 | 2.90% | ¥301,753 | ¥36,210,416 | ¥4,810,416 |
| 10 | 3.00% | ¥303,201 | ¥36,384,089 | ¥4,984,089 |
