3160万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3160万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3160万円の住宅ローン｜期間・年数別
3160万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥62,435 | ¥37,461,049 | ¥5,861,049 |
| 50 | 0.80% | ¥63,918 | ¥38,350,607 | ¥6,750,607 |
| 50 | 0.90% | ¥65,422 | ¥39,253,110 | ¥7,653,110 |
| 50 | 1.00% | ¥66,948 | ¥40,168,501 | ¥8,568,501 |
| 50 | 1.10% | ¥68,495 | ¥41,096,718 | ¥9,496,718 |
| 50 | 1.20% | ¥70,063 | ¥42,037,692 | ¥10,437,692 |
| 50 | 1.30% | ¥71,652 | ¥42,991,351 | ¥11,391,351 |
| 50 | 1.40% | ¥73,263 | ¥43,957,613 | ¥12,357,613 |
| 50 | 1.50% | ¥74,894 | ¥44,936,393 | ¥13,336,393 |
| 50 | 1.60% | ¥76,546 | ¥45,927,601 | ¥14,327,601 |
| 50 | 1.70% | ¥78,219 | ¥46,931,139 | ¥15,331,139 |
| 50 | 1.80% | ¥79,912 | ¥47,946,907 | ¥16,346,907 |
| 50 | 1.90% | ¥81,625 | ¥48,974,799 | ¥17,374,799 |
| 50 | 2.00% | ¥83,358 | ¥50,014,703 | ¥18,414,703 |
| 50 | 2.10% | ¥85,111 | ¥51,066,504 | ¥19,466,504 |
| 50 | 2.20% | ¥86,883 | ¥52,130,081 | ¥20,530,081 |
| 50 | 2.30% | ¥88,676 | ¥53,205,311 | ¥21,605,311 |
| 50 | 2.40% | ¥90,487 | ¥54,292,064 | ¥22,692,064 |
| 50 | 2.50% | ¥92,317 | ¥55,390,209 | ¥23,790,209 |
| 50 | 2.60% | ¥94,166 | ¥56,499,609 | ¥24,899,609 |
| 50 | 2.70% | ¥96,034 | ¥57,620,126 | ¥26,020,126 |
| 50 | 2.80% | ¥97,919 | ¥58,751,616 | ¥27,151,616 |
| 50 | 2.90% | ¥99,823 | ¥59,893,935 | ¥28,293,935 |
| 50 | 3.00% | ¥101,745 | ¥61,046,934 | ¥29,446,934 |
3160万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥68,235 | ¥36,847,001 | ¥5,247,001 |
| 45 | 0.80% | ¥69,702 | ¥37,638,964 | ¥6,038,964 |
| 45 | 0.90% | ¥71,188 | ¥38,441,444 | ¥6,841,444 |
| 45 | 1.00% | ¥72,693 | ¥39,254,404 | ¥7,654,404 |
| 45 | 1.10% | ¥74,218 | ¥40,077,802 | ¥8,477,802 |
| 45 | 1.20% | ¥75,762 | ¥40,911,593 | ¥9,311,593 |
| 45 | 1.30% | ¥77,325 | ¥41,755,728 | ¥10,155,728 |
| 45 | 1.40% | ¥78,908 | ¥42,610,153 | ¥11,010,153 |
| 45 | 1.50% | ¥80,509 | ¥43,474,813 | ¥11,874,813 |
| 45 | 1.60% | ¥82,129 | ¥44,349,645 | ¥12,749,645 |
| 45 | 1.70% | ¥83,768 | ¥45,234,586 | ¥13,634,586 |
| 45 | 1.80% | ¥85,425 | ¥46,129,569 | ¥14,529,569 |
| 45 | 1.90% | ¥87,101 | ¥47,034,521 | ¥15,434,521 |
| 45 | 2.00% | ¥88,795 | ¥47,949,369 | ¥16,349,369 |
| 45 | 2.10% | ¥90,507 | ¥48,874,035 | ¥17,274,035 |
| 45 | 2.20% | ¥92,238 | ¥49,808,437 | ¥18,208,437 |
| 45 | 2.30% | ¥93,986 | ¥50,752,492 | ¥19,152,492 |
| 45 | 2.40% | ¥95,752 | ¥51,706,114 | ¥20,106,114 |
| 45 | 2.50% | ¥97,536 | ¥52,669,212 | ¥21,069,212 |
| 45 | 2.60% | ¥99,336 | ¥53,641,693 | ¥22,041,693 |
| 45 | 2.70% | ¥101,155 | ¥54,623,464 | ¥23,023,464 |
| 45 | 2.80% | ¥102,990 | ¥55,614,427 | ¥24,014,427 |
| 45 | 2.90% | ¥104,842 | ¥56,614,481 | ¥25,014,481 |
| 45 | 3.00% | ¥106,710 | ¥57,623,525 | ¥26,023,525 |
3160万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥75,499 | ¥36,239,340 | ¥4,639,340 |
| 40 | 0.80% | ¥76,949 | ¥36,935,637 | ¥5,335,637 |
| 40 | 0.90% | ¥78,417 | ¥37,640,267 | ¥6,040,267 |
| 40 | 1.00% | ¥79,903 | ¥38,353,205 | ¥6,753,205 |
| 40 | 1.10% | ¥81,405 | ¥39,074,426 | ¥7,474,426 |
| 40 | 1.20% | ¥82,925 | ¥39,803,901 | ¥8,203,901 |
| 40 | 1.30% | ¥84,462 | ¥40,541,598 | ¥8,941,598 |
| 40 | 1.40% | ¥86,016 | ¥41,287,485 | ¥9,687,485 |
| 40 | 1.50% | ¥87,587 | ¥42,041,525 | ¥10,441,525 |
| 40 | 1.60% | ¥89,174 | ¥42,803,679 | ¥11,203,679 |
| 40 | 1.70% | ¥90,779 | ¥43,573,907 | ¥11,973,907 |
| 40 | 1.80% | ¥92,400 | ¥44,352,166 | ¥12,752,166 |
| 40 | 1.90% | ¥94,038 | ¥45,138,411 | ¥13,538,411 |
| 40 | 2.00% | ¥95,693 | ¥45,932,593 | ¥14,332,593 |
| 40 | 2.10% | ¥97,364 | ¥46,734,663 | ¥15,134,663 |
| 40 | 2.20% | ¥99,051 | ¥47,544,570 | ¥15,944,570 |
| 40 | 2.30% | ¥100,755 | ¥48,362,260 | ¥16,762,260 |
| 40 | 2.40% | ¥102,474 | ¥49,187,676 | ¥17,587,676 |
| 40 | 2.50% | ¥104,210 | ¥50,020,762 | ¥18,420,762 |
| 40 | 2.60% | ¥105,961 | ¥50,861,456 | ¥19,261,456 |
| 40 | 2.70% | ¥107,729 | ¥51,709,699 | ¥20,109,699 |
| 40 | 2.80% | ¥109,511 | ¥52,565,427 | ¥20,965,427 |
| 40 | 2.90% | ¥111,310 | ¥53,428,575 | ¥21,828,575 |
| 40 | 3.00% | ¥113,123 | ¥54,299,077 | ¥22,699,077 |
3160万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥84,853 | ¥35,638,078 | ¥4,038,078 |
| 35 | 0.80% | ¥86,287 | ¥36,240,648 | ¥4,640,648 |
| 35 | 0.90% | ¥87,737 | ¥36,849,612 | ¥5,249,612 |
| 35 | 1.00% | ¥89,202 | ¥37,464,958 | ¥5,864,958 |
| 35 | 1.10% | ¥90,683 | ¥38,086,669 | ¥6,486,669 |
| 35 | 1.20% | ¥92,178 | ¥38,714,727 | ¥7,114,727 |
| 35 | 1.30% | ¥93,688 | ¥39,349,116 | ¥7,749,116 |
| 35 | 1.40% | ¥95,214 | ¥39,989,813 | ¥8,389,813 |
| 35 | 1.50% | ¥96,754 | ¥40,636,799 | ¥9,036,799 |
| 35 | 1.60% | ¥98,310 | ¥41,290,050 | ¥9,690,050 |
| 35 | 1.70% | ¥99,880 | ¥41,949,541 | ¥10,349,541 |
| 35 | 1.80% | ¥101,465 | ¥42,615,247 | ¥11,015,247 |
| 35 | 1.90% | ¥103,065 | ¥43,287,141 | ¥11,687,141 |
| 35 | 2.00% | ¥104,679 | ¥43,965,195 | ¥12,365,195 |
| 35 | 2.10% | ¥106,308 | ¥44,649,378 | ¥13,049,378 |
| 35 | 2.20% | ¥107,952 | ¥45,339,659 | ¥13,739,659 |
| 35 | 2.30% | ¥109,610 | ¥46,036,007 | ¥14,436,007 |
| 35 | 2.40% | ¥111,282 | ¥46,738,387 | ¥15,138,387 |
| 35 | 2.50% | ¥112,968 | ¥47,446,765 | ¥15,846,765 |
| 35 | 2.60% | ¥114,669 | ¥48,161,104 | ¥16,561,104 |
| 35 | 2.70% | ¥116,384 | ¥48,881,368 | ¥17,281,368 |
| 35 | 2.80% | ¥118,113 | ¥49,607,518 | ¥18,007,518 |
| 35 | 2.90% | ¥119,856 | ¥50,339,515 | ¥18,739,515 |
| 35 | 3.00% | ¥121,613 | ¥51,077,317 | ¥19,477,317 |
3160万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥97,342 | ¥35,043,227 | ¥3,443,227 |
| 30 | 0.80% | ¥98,761 | ¥35,554,016 | ¥3,954,016 |
| 30 | 0.90% | ¥100,193 | ¥36,069,514 | ¥4,469,514 |
| 30 | 1.00% | ¥101,638 | ¥36,589,712 | ¥4,989,712 |
| 30 | 1.10% | ¥103,096 | ¥37,114,601 | ¥5,514,601 |
| 30 | 1.20% | ¥104,567 | ¥37,644,173 | ¥6,044,173 |
| 30 | 1.30% | ¥106,051 | ¥38,178,417 | ¥6,578,417 |
| 30 | 1.40% | ¥107,548 | ¥38,717,321 | ¥7,117,321 |
| 30 | 1.50% | ¥109,058 | ¥39,260,875 | ¥7,660,875 |
| 30 | 1.60% | ¥110,581 | ¥39,809,065 | ¥8,209,065 |
| 30 | 1.70% | ¥112,116 | ¥40,361,879 | ¥8,761,879 |
| 30 | 1.80% | ¥113,665 | ¥40,919,301 | ¥9,319,301 |
| 30 | 1.90% | ¥115,226 | ¥41,481,317 | ¥9,881,317 |
| 30 | 2.00% | ¥116,800 | ¥42,047,911 | ¥10,447,911 |
| 30 | 2.10% | ¥118,386 | ¥42,619,067 | ¥11,019,067 |
| 30 | 2.20% | ¥119,985 | ¥43,194,768 | ¥11,594,768 |
| 30 | 2.30% | ¥121,597 | ¥43,774,995 | ¥12,174,995 |
| 30 | 2.40% | ¥123,221 | ¥44,359,730 | ¥12,759,730 |
| 30 | 2.50% | ¥124,858 | ¥44,948,953 | ¥13,348,953 |
| 30 | 2.60% | ¥126,507 | ¥45,542,646 | ¥13,942,646 |
| 30 | 2.70% | ¥128,169 | ¥46,140,786 | ¥14,540,786 |
| 30 | 2.80% | ¥129,843 | ¥46,743,352 | ¥15,143,352 |
| 30 | 2.90% | ¥131,529 | ¥47,350,323 | ¥15,750,323 |
| 30 | 3.00% | ¥133,227 | ¥47,961,675 | ¥16,361,675 |
3160万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥114,849 | ¥34,454,797 | ¥2,854,797 |
| 25 | 0.80% | ¥116,253 | ¥34,875,760 | ¥3,275,760 |
| 25 | 0.90% | ¥117,667 | ¥35,299,999 | ¥3,699,999 |
| 25 | 1.00% | ¥119,092 | ¥35,727,509 | ¥4,127,509 |
| 25 | 1.10% | ¥120,528 | ¥36,158,286 | ¥4,558,286 |
| 25 | 1.20% | ¥121,974 | ¥36,592,325 | ¥4,992,325 |
| 25 | 1.30% | ¥123,432 | ¥37,029,621 | ¥5,429,621 |
| 25 | 1.40% | ¥124,901 | ¥37,470,170 | ¥5,870,170 |
| 25 | 1.50% | ¥126,380 | ¥37,913,964 | ¥6,313,964 |
| 25 | 1.60% | ¥127,870 | ¥38,360,998 | ¥6,760,998 |
| 25 | 1.70% | ¥129,371 | ¥38,811,265 | ¥7,211,265 |
| 25 | 1.80% | ¥130,883 | ¥39,264,757 | ¥7,664,757 |
| 25 | 1.90% | ¥132,405 | ¥39,721,469 | ¥8,121,469 |
| 25 | 2.00% | ¥133,938 | ¥40,181,391 | ¥8,581,391 |
| 25 | 2.10% | ¥135,482 | ¥40,644,516 | ¥9,044,516 |
| 25 | 2.20% | ¥137,036 | ¥41,110,835 | ¥9,510,835 |
| 25 | 2.30% | ¥138,601 | ¥41,580,340 | ¥9,980,340 |
| 25 | 2.40% | ¥140,177 | ¥42,053,020 | ¥10,453,020 |
| 25 | 2.50% | ¥141,763 | ¥42,528,866 | ¥10,928,866 |
| 25 | 2.60% | ¥143,360 | ¥43,007,869 | ¥11,407,869 |
| 25 | 2.70% | ¥144,967 | ¥43,490,018 | ¥11,890,018 |
| 25 | 2.80% | ¥146,584 | ¥43,975,302 | ¥12,375,302 |
| 25 | 2.90% | ¥148,212 | ¥44,463,711 | ¥12,863,711 |
| 25 | 3.00% | ¥149,851 | ¥44,955,233 | ¥13,355,233 |
3160万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥141,137 | ¥33,872,797 | ¥2,272,797 |
| 20 | 0.80% | ¥142,525 | ¥34,205,894 | ¥2,605,894 |
| 20 | 0.90% | ¥143,921 | ¥34,541,091 | ¥2,941,091 |
| 20 | 1.00% | ¥145,327 | ¥34,878,384 | ¥3,278,384 |
| 20 | 1.10% | ¥146,741 | ¥35,217,774 | ¥3,617,774 |
| 20 | 1.20% | ¥148,164 | ¥35,559,256 | ¥3,959,256 |
| 20 | 1.30% | ¥149,595 | ¥35,902,831 | ¥4,302,831 |
| 20 | 1.40% | ¥151,035 | ¥36,248,494 | ¥4,648,494 |
| 20 | 1.50% | ¥152,484 | ¥36,596,244 | ¥4,996,244 |
| 20 | 1.60% | ¥153,942 | ¥36,946,078 | ¥5,346,078 |
| 20 | 1.70% | ¥155,408 | ¥37,297,992 | ¥5,697,992 |
| 20 | 1.80% | ¥156,883 | ¥37,651,985 | ¥6,051,985 |
| 20 | 1.90% | ¥158,367 | ¥38,008,053 | ¥6,408,053 |
| 20 | 2.00% | ¥159,859 | ¥38,366,192 | ¥6,766,192 |
| 20 | 2.10% | ¥161,360 | ¥38,726,400 | ¥7,126,400 |
| 20 | 2.20% | ¥162,869 | ¥39,088,671 | ¥7,488,671 |
| 20 | 2.30% | ¥164,388 | ¥39,453,004 | ¥7,853,004 |
| 20 | 2.40% | ¥165,914 | ¥39,819,393 | ¥8,219,393 |
| 20 | 2.50% | ¥167,449 | ¥40,187,835 | ¥8,587,835 |
| 20 | 2.60% | ¥168,993 | ¥40,558,326 | ¥8,958,326 |
| 20 | 2.70% | ¥170,545 | ¥40,930,860 | ¥9,330,860 |
| 20 | 2.80% | ¥172,106 | ¥41,305,434 | ¥9,705,434 |
| 20 | 2.90% | ¥173,675 | ¥41,682,043 | ¥10,082,043 |
| 20 | 3.00% | ¥175,253 | ¥42,060,682 | ¥10,460,682 |
3160万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥184,985 | ¥33,297,234 | ¥1,697,234 |
| 15 | 0.80% | ¥186,358 | ¥33,544,430 | ¥1,944,430 |
| 15 | 0.90% | ¥187,738 | ¥33,792,808 | ¥2,192,808 |
| 15 | 1.00% | ¥189,124 | ¥34,042,368 | ¥2,442,368 |
| 15 | 1.10% | ¥190,517 | ¥34,293,108 | ¥2,693,108 |
| 15 | 1.20% | ¥191,917 | ¥34,545,029 | ¥2,945,029 |
| 15 | 1.30% | ¥193,323 | ¥34,798,129 | ¥3,198,129 |
| 15 | 1.40% | ¥194,736 | ¥35,052,407 | ¥3,452,407 |
| 15 | 1.50% | ¥196,155 | ¥35,307,863 | ¥3,707,863 |
| 15 | 1.60% | ¥197,581 | ¥35,564,496 | ¥3,964,496 |
| 15 | 1.70% | ¥199,013 | ¥35,822,304 | ¥4,222,304 |
| 15 | 1.80% | ¥200,452 | ¥36,081,288 | ¥4,481,288 |
| 15 | 1.90% | ¥201,897 | ¥36,341,445 | ¥4,741,445 |
| 15 | 2.00% | ¥203,349 | ¥36,602,775 | ¥5,002,775 |
| 15 | 2.10% | ¥204,807 | ¥36,865,276 | ¥5,265,276 |
| 15 | 2.20% | ¥206,272 | ¥37,128,948 | ¥5,528,948 |
| 15 | 2.30% | ¥207,743 | ¥37,393,788 | ¥5,793,788 |
| 15 | 2.40% | ¥209,221 | ¥37,659,796 | ¥6,059,796 |
| 15 | 2.50% | ¥210,705 | ¥37,926,970 | ¥6,326,970 |
| 15 | 2.60% | ¥212,196 | ¥38,195,309 | ¥6,595,309 |
| 15 | 2.70% | ¥213,693 | ¥38,464,812 | ¥6,864,812 |
| 15 | 2.80% | ¥215,197 | ¥38,735,476 | ¥7,135,476 |
| 15 | 2.90% | ¥216,707 | ¥39,007,301 | ¥7,407,301 |
| 15 | 3.00% | ¥218,224 | ¥39,280,284 | ¥7,680,284 |
3160万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥272,734 | ¥32,728,114 | ¥1,128,114 |
| 10 | 0.80% | ¥274,095 | ¥32,891,378 | ¥1,291,378 |
| 10 | 0.90% | ¥275,460 | ¥33,055,168 | ¥1,455,168 |
| 10 | 1.00% | ¥276,829 | ¥33,219,483 | ¥1,619,483 |
| 10 | 1.10% | ¥278,203 | ¥33,384,323 | ¥1,784,323 |
| 10 | 1.20% | ¥279,581 | ¥33,549,689 | ¥1,949,689 |
| 10 | 1.30% | ¥280,963 | ¥33,715,580 | ¥2,115,580 |
| 10 | 1.40% | ¥282,350 | ¥33,881,996 | ¥2,281,996 |
| 10 | 1.50% | ¥283,741 | ¥34,048,937 | ¥2,448,937 |
| 10 | 1.60% | ¥285,137 | ¥34,216,402 | ¥2,616,402 |
| 10 | 1.70% | ¥286,537 | ¥34,384,391 | ¥2,784,391 |
| 10 | 1.80% | ¥287,941 | ¥34,552,904 | ¥2,952,904 |
| 10 | 1.90% | ¥289,350 | ¥34,721,941 | ¥3,121,941 |
| 10 | 2.00% | ¥290,763 | ¥34,891,502 | ¥3,291,502 |
| 10 | 2.10% | ¥292,180 | ¥35,061,585 | ¥3,461,585 |
| 10 | 2.20% | ¥293,602 | ¥35,232,192 | ¥3,632,192 |
| 10 | 2.30% | ¥295,028 | ¥35,403,321 | ¥3,803,321 |
| 10 | 2.40% | ¥296,458 | ¥35,574,973 | ¥3,974,973 |
| 10 | 2.50% | ¥297,893 | ¥35,747,147 | ¥4,147,147 |
| 10 | 2.60% | ¥299,332 | ¥35,919,842 | ¥4,319,842 |
| 10 | 2.70% | ¥300,775 | ¥36,093,059 | ¥4,493,059 |
| 10 | 2.80% | ¥302,223 | ¥36,266,797 | ¥4,666,797 |
| 10 | 2.90% | ¥303,675 | ¥36,441,055 | ¥4,841,055 |
| 10 | 3.00% | ¥305,132 | ¥36,615,834 | ¥5,015,834 |
