3170万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3170万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3170万円の住宅ローン|期間・年数別
3170万円|50年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥62,633 |
¥37,579,597 |
¥5,879,597 |
| 50 |
0.80% |
¥64,120 |
¥38,471,970 |
¥6,771,970 |
| 50 |
0.90% |
¥65,629 |
¥39,377,328 |
¥7,677,328 |
| 50 |
1.00% |
¥67,159 |
¥40,295,616 |
¥8,595,616 |
| 50 |
1.10% |
¥68,711 |
¥41,226,771 |
¥9,526,771 |
| 50 |
1.20% |
¥70,285 |
¥42,170,723 |
¥10,470,723 |
| 50 |
1.30% |
¥71,879 |
¥43,127,399 |
¥11,427,399 |
| 50 |
1.40% |
¥73,495 |
¥44,096,719 |
¥12,396,719 |
| 50 |
1.50% |
¥75,131 |
¥45,078,597 |
¥13,378,597 |
| 50 |
1.60% |
¥76,788 |
¥46,072,941 |
¥14,372,941 |
| 50 |
1.70% |
¥78,466 |
¥47,079,655 |
¥15,379,655 |
| 50 |
1.80% |
¥80,164 |
¥48,098,638 |
¥16,398,638 |
| 50 |
1.90% |
¥81,883 |
¥49,129,783 |
¥17,429,783 |
| 50 |
2.00% |
¥83,622 |
¥50,172,978 |
¥18,472,978 |
| 50 |
2.10% |
¥85,380 |
¥51,228,107 |
¥19,528,107 |
| 50 |
2.20% |
¥87,158 |
¥52,295,050 |
¥20,595,050 |
| 50 |
2.30% |
¥88,956 |
¥53,373,682 |
¥21,673,682 |
| 50 |
2.40% |
¥90,773 |
¥54,463,874 |
¥22,763,874 |
| 50 |
2.50% |
¥92,609 |
¥55,565,494 |
¥23,865,494 |
| 50 |
2.60% |
¥94,464 |
¥56,678,405 |
¥24,978,405 |
| 50 |
2.70% |
¥96,337 |
¥57,802,468 |
¥26,102,468 |
| 50 |
2.80% |
¥98,229 |
¥58,937,539 |
¥27,237,539 |
| 50 |
2.90% |
¥100,139 |
¥60,083,473 |
¥28,383,473 |
| 50 |
3.00% |
¥102,067 |
¥61,240,120 |
¥29,540,120 |
3170万円|45年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥68,451 |
¥36,963,606 |
¥5,263,606 |
| 45 |
0.80% |
¥69,922 |
¥37,758,075 |
¥6,058,075 |
| 45 |
0.90% |
¥71,413 |
¥38,563,094 |
¥6,863,094 |
| 45 |
1.00% |
¥72,923 |
¥39,378,627 |
¥7,678,627 |
| 45 |
1.10% |
¥74,453 |
¥40,204,630 |
¥8,504,630 |
| 45 |
1.20% |
¥76,002 |
¥41,041,060 |
¥9,341,060 |
| 45 |
1.30% |
¥77,570 |
¥41,887,866 |
¥10,187,866 |
| 45 |
1.40% |
¥79,157 |
¥42,744,996 |
¥11,044,996 |
| 45 |
1.50% |
¥80,764 |
¥43,612,391 |
¥11,912,391 |
| 45 |
1.60% |
¥82,389 |
¥44,489,992 |
¥12,789,992 |
| 45 |
1.70% |
¥84,033 |
¥45,377,734 |
¥13,677,734 |
| 45 |
1.80% |
¥85,695 |
¥46,275,548 |
¥14,575,548 |
| 45 |
1.90% |
¥87,377 |
¥47,183,364 |
¥15,483,364 |
| 45 |
2.00% |
¥89,076 |
¥48,101,107 |
¥16,401,107 |
| 45 |
2.10% |
¥90,794 |
¥49,028,699 |
¥17,328,699 |
| 45 |
2.20% |
¥92,530 |
¥49,966,059 |
¥18,266,059 |
| 45 |
2.30% |
¥94,284 |
¥50,913,102 |
¥19,213,102 |
| 45 |
2.40% |
¥96,055 |
¥51,869,741 |
¥20,169,741 |
| 45 |
2.50% |
¥97,844 |
¥52,835,886 |
¥21,135,886 |
| 45 |
2.60% |
¥99,651 |
¥53,811,445 |
¥22,111,445 |
| 45 |
2.70% |
¥101,475 |
¥54,796,323 |
¥23,096,323 |
| 45 |
2.80% |
¥103,316 |
¥55,790,422 |
¥24,090,422 |
| 45 |
2.90% |
¥105,173 |
¥56,793,641 |
¥25,093,641 |
| 45 |
3.00% |
¥107,048 |
¥57,805,878 |
¥26,105,878 |
3170万円|40年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥75,738 |
¥36,354,021 |
¥4,654,021 |
| 40 |
0.80% |
¥77,193 |
¥37,052,522 |
¥5,352,522 |
| 40 |
0.90% |
¥78,665 |
¥37,759,381 |
¥6,059,381 |
| 40 |
1.00% |
¥80,155 |
¥38,474,576 |
¥6,774,576 |
| 40 |
1.10% |
¥81,663 |
¥39,198,079 |
¥7,498,079 |
| 40 |
1.20% |
¥83,187 |
¥39,929,862 |
¥8,229,862 |
| 40 |
1.30% |
¥84,729 |
¥40,669,894 |
¥8,969,894 |
| 40 |
1.40% |
¥86,288 |
¥41,418,142 |
¥9,718,142 |
| 40 |
1.50% |
¥87,864 |
¥42,174,567 |
¥10,474,567 |
| 40 |
1.60% |
¥89,457 |
¥42,939,134 |
¥11,239,134 |
| 40 |
1.70% |
¥91,066 |
¥43,711,799 |
¥12,011,799 |
| 40 |
1.80% |
¥92,693 |
¥44,492,521 |
¥12,792,521 |
| 40 |
1.90% |
¥94,336 |
¥45,281,254 |
¥13,581,254 |
| 40 |
2.00% |
¥95,996 |
¥46,077,949 |
¥14,377,949 |
| 40 |
2.10% |
¥97,672 |
¥46,882,558 |
¥15,182,558 |
| 40 |
2.20% |
¥99,365 |
¥47,695,028 |
¥15,995,028 |
| 40 |
2.30% |
¥101,074 |
¥48,515,305 |
¥16,815,305 |
| 40 |
2.40% |
¥102,799 |
¥49,343,333 |
¥17,643,333 |
| 40 |
2.50% |
¥104,540 |
¥50,179,055 |
¥18,479,055 |
| 40 |
2.60% |
¥106,297 |
¥51,022,410 |
¥19,322,410 |
| 40 |
2.70% |
¥108,069 |
¥51,873,338 |
¥20,173,338 |
| 40 |
2.80% |
¥109,858 |
¥52,731,774 |
¥21,031,774 |
| 40 |
2.90% |
¥111,662 |
¥53,597,653 |
¥21,897,653 |
| 40 |
3.00% |
¥113,481 |
¥54,470,910 |
¥22,770,910 |
3170万円|35年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥85,121 |
¥35,750,856 |
¥4,050,856 |
| 35 |
0.80% |
¥86,560 |
¥36,355,333 |
¥4,655,333 |
| 35 |
0.90% |
¥88,015 |
¥36,966,225 |
¥5,266,225 |
| 35 |
1.00% |
¥89,485 |
¥37,583,518 |
¥5,883,518 |
| 35 |
1.10% |
¥90,970 |
¥38,207,196 |
¥6,507,196 |
| 35 |
1.20% |
¥92,470 |
¥38,837,242 |
¥7,137,242 |
| 35 |
1.30% |
¥93,985 |
¥39,473,638 |
¥7,773,638 |
| 35 |
1.40% |
¥95,515 |
¥40,116,363 |
¥8,416,363 |
| 35 |
1.50% |
¥97,060 |
¥40,765,396 |
¥9,065,396 |
| 35 |
1.60% |
¥98,621 |
¥41,420,714 |
¥9,720,714 |
| 35 |
1.70% |
¥100,196 |
¥42,082,293 |
¥10,382,293 |
| 35 |
1.80% |
¥101,786 |
¥42,750,106 |
¥11,050,106 |
| 35 |
1.90% |
¥103,391 |
¥43,424,126 |
¥11,724,126 |
| 35 |
2.00% |
¥105,010 |
¥44,104,325 |
¥12,404,325 |
| 35 |
2.10% |
¥106,644 |
¥44,790,673 |
¥13,090,673 |
| 35 |
2.20% |
¥108,293 |
¥45,483,139 |
¥13,783,139 |
| 35 |
2.30% |
¥109,956 |
¥46,181,691 |
¥14,481,691 |
| 35 |
2.40% |
¥111,634 |
¥46,886,293 |
¥15,186,293 |
| 35 |
2.50% |
¥113,326 |
¥47,596,913 |
¥15,896,913 |
| 35 |
2.60% |
¥115,032 |
¥48,313,513 |
¥16,613,513 |
| 35 |
2.70% |
¥116,753 |
¥49,036,056 |
¥17,336,056 |
| 35 |
2.80% |
¥118,487 |
¥49,764,504 |
¥18,064,504 |
| 35 |
2.90% |
¥120,235 |
¥50,498,817 |
¥18,798,817 |
| 35 |
3.00% |
¥121,998 |
¥51,238,954 |
¥19,538,954 |
3170万円|30年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥97,650 |
¥35,154,123 |
¥3,454,123 |
| 30 |
0.80% |
¥99,074 |
¥35,666,529 |
¥3,966,529 |
| 30 |
0.90% |
¥100,510 |
¥36,183,658 |
¥4,483,658 |
| 30 |
1.00% |
¥101,960 |
¥36,705,502 |
¥5,005,502 |
| 30 |
1.10% |
¥103,422 |
¥37,232,053 |
¥5,532,053 |
| 30 |
1.20% |
¥104,898 |
¥37,763,300 |
¥6,063,300 |
| 30 |
1.30% |
¥106,387 |
¥38,299,235 |
¥6,599,235 |
| 30 |
1.40% |
¥107,888 |
¥38,839,845 |
¥7,139,845 |
| 30 |
1.50% |
¥109,403 |
¥39,385,118 |
¥7,685,118 |
| 30 |
1.60% |
¥110,931 |
¥39,935,043 |
¥8,235,043 |
| 30 |
1.70% |
¥112,471 |
¥40,489,606 |
¥8,789,606 |
| 30 |
1.80% |
¥114,024 |
¥41,048,792 |
¥9,348,792 |
| 30 |
1.90% |
¥115,591 |
¥41,612,587 |
¥9,912,587 |
| 30 |
2.00% |
¥117,169 |
¥42,180,974 |
¥10,480,974 |
| 30 |
2.10% |
¥118,761 |
¥42,753,938 |
¥11,053,938 |
| 30 |
2.20% |
¥120,365 |
¥43,331,460 |
¥11,631,460 |
| 30 |
2.30% |
¥121,982 |
¥43,913,523 |
¥12,213,523 |
| 30 |
2.40% |
¥123,611 |
¥44,500,109 |
¥12,800,109 |
| 30 |
2.50% |
¥125,253 |
¥45,091,197 |
¥13,391,197 |
| 30 |
2.60% |
¥126,908 |
¥45,686,768 |
¥13,986,768 |
| 30 |
2.70% |
¥128,574 |
¥46,286,801 |
¥14,586,801 |
| 30 |
2.80% |
¥130,254 |
¥46,891,274 |
¥15,191,274 |
| 30 |
2.90% |
¥131,945 |
¥47,500,165 |
¥15,800,165 |
| 30 |
3.00% |
¥133,648 |
¥48,113,452 |
¥16,413,452 |
3170万円|25年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥115,213 |
¥34,563,831 |
¥2,863,831 |
| 25 |
0.80% |
¥116,620 |
¥34,986,127 |
¥3,286,127 |
| 25 |
0.90% |
¥118,039 |
¥35,411,708 |
¥3,711,708 |
| 25 |
1.00% |
¥119,469 |
¥35,840,570 |
¥4,140,570 |
| 25 |
1.10% |
¥120,909 |
¥36,272,710 |
¥4,572,710 |
| 25 |
1.20% |
¥122,360 |
¥36,708,123 |
¥5,008,123 |
| 25 |
1.30% |
¥123,823 |
¥37,146,804 |
¥5,446,804 |
| 25 |
1.40% |
¥125,296 |
¥37,588,746 |
¥5,888,746 |
| 25 |
1.50% |
¥126,780 |
¥38,033,945 |
¥6,333,945 |
| 25 |
1.60% |
¥128,275 |
¥38,482,393 |
¥6,782,393 |
| 25 |
1.70% |
¥129,780 |
¥38,934,085 |
¥7,234,085 |
| 25 |
1.80% |
¥131,297 |
¥39,389,013 |
¥7,689,013 |
| 25 |
1.90% |
¥132,824 |
¥39,847,170 |
¥8,147,170 |
| 25 |
2.00% |
¥134,362 |
¥40,308,548 |
¥8,608,548 |
| 25 |
2.10% |
¥135,910 |
¥40,773,138 |
¥9,073,138 |
| 25 |
2.20% |
¥137,470 |
¥41,240,933 |
¥9,540,933 |
| 25 |
2.30% |
¥139,040 |
¥41,711,923 |
¥10,011,923 |
| 25 |
2.40% |
¥140,620 |
¥42,186,099 |
¥10,486,099 |
| 25 |
2.50% |
¥142,212 |
¥42,663,451 |
¥10,963,451 |
| 25 |
2.60% |
¥143,813 |
¥43,143,970 |
¥11,443,970 |
| 25 |
2.70% |
¥145,425 |
¥43,627,645 |
¥11,927,645 |
| 25 |
2.80% |
¥147,048 |
¥44,114,465 |
¥12,414,465 |
| 25 |
2.90% |
¥148,681 |
¥44,604,419 |
¥12,904,419 |
| 25 |
3.00% |
¥150,325 |
¥45,097,496 |
¥13,397,496 |
3170万円|20年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥141,583 |
¥33,979,990 |
¥2,279,990 |
| 20 |
0.80% |
¥142,976 |
¥34,314,141 |
¥2,614,141 |
| 20 |
0.90% |
¥144,377 |
¥34,650,398 |
¥2,950,398 |
| 20 |
1.00% |
¥145,786 |
¥34,988,759 |
¥3,288,759 |
| 20 |
1.10% |
¥147,205 |
¥35,329,222 |
¥3,629,222 |
| 20 |
1.20% |
¥148,632 |
¥35,671,786 |
¥3,971,786 |
| 20 |
1.30% |
¥150,069 |
¥36,016,447 |
¥4,316,447 |
| 20 |
1.40% |
¥151,513 |
¥36,363,204 |
¥4,663,204 |
| 20 |
1.50% |
¥152,967 |
¥36,712,055 |
¥5,012,055 |
| 20 |
1.60% |
¥154,429 |
¥37,062,996 |
¥5,362,996 |
| 20 |
1.70% |
¥155,900 |
¥37,416,024 |
¥5,716,024 |
| 20 |
1.80% |
¥157,380 |
¥37,771,137 |
¥6,071,137 |
| 20 |
1.90% |
¥158,868 |
¥38,128,331 |
¥6,428,331 |
| 20 |
2.00% |
¥160,365 |
¥38,487,604 |
¥6,787,604 |
| 20 |
2.10% |
¥161,871 |
¥38,848,951 |
¥7,148,951 |
| 20 |
2.20% |
¥163,385 |
¥39,212,370 |
¥7,512,370 |
| 20 |
2.30% |
¥164,908 |
¥39,577,855 |
¥7,877,855 |
| 20 |
2.40% |
¥166,439 |
¥39,945,404 |
¥8,245,404 |
| 20 |
2.50% |
¥167,979 |
¥40,315,012 |
¥8,615,012 |
| 20 |
2.60% |
¥169,528 |
¥40,686,675 |
¥8,986,675 |
| 20 |
2.70% |
¥171,085 |
¥41,060,388 |
¥9,360,388 |
| 20 |
2.80% |
¥172,651 |
¥41,436,148 |
¥9,736,148 |
| 20 |
2.90% |
¥174,225 |
¥41,813,948 |
¥10,113,948 |
| 20 |
3.00% |
¥175,807 |
¥42,193,785 |
¥10,493,785 |
3170万円|15年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥185,570 |
¥33,402,605 |
¥1,702,605 |
| 15 |
0.80% |
¥186,948 |
¥33,650,584 |
¥1,950,584 |
| 15 |
0.90% |
¥188,332 |
¥33,899,748 |
¥2,199,748 |
| 15 |
1.00% |
¥189,723 |
¥34,150,097 |
¥2,450,097 |
| 15 |
1.10% |
¥191,120 |
¥34,401,631 |
¥2,701,631 |
| 15 |
1.20% |
¥192,524 |
¥34,654,348 |
¥2,954,348 |
| 15 |
1.30% |
¥193,935 |
¥34,908,249 |
¥3,208,249 |
| 15 |
1.40% |
¥195,352 |
¥35,163,332 |
¥3,463,332 |
| 15 |
1.50% |
¥196,776 |
¥35,419,597 |
¥3,719,597 |
| 15 |
1.60% |
¥198,206 |
¥35,677,042 |
¥3,977,042 |
| 15 |
1.70% |
¥199,643 |
¥35,935,666 |
¥4,235,666 |
| 15 |
1.80% |
¥201,086 |
¥36,195,469 |
¥4,495,469 |
| 15 |
1.90% |
¥202,536 |
¥36,456,450 |
¥4,756,450 |
| 15 |
2.00% |
¥203,992 |
¥36,718,606 |
¥5,018,606 |
| 15 |
2.10% |
¥205,455 |
¥36,981,938 |
¥5,281,938 |
| 15 |
2.20% |
¥206,925 |
¥37,246,444 |
¥5,546,444 |
| 15 |
2.30% |
¥208,401 |
¥37,512,123 |
¥5,812,123 |
| 15 |
2.40% |
¥209,883 |
¥37,778,973 |
¥6,078,973 |
| 15 |
2.50% |
¥211,372 |
¥38,046,992 |
¥6,346,992 |
| 15 |
2.60% |
¥212,868 |
¥38,316,181 |
¥6,616,181 |
| 15 |
2.70% |
¥214,370 |
¥38,586,536 |
¥6,886,536 |
| 15 |
2.80% |
¥215,878 |
¥38,858,057 |
¥7,158,057 |
| 15 |
2.90% |
¥217,393 |
¥39,130,741 |
¥7,430,741 |
| 15 |
3.00% |
¥218,914 |
¥39,404,588 |
¥7,704,588 |
3170万円|10年返済のローン
| 期間(年) |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥273,597 |
¥32,831,684 |
¥1,131,684 |
| 10 |
0.80% |
¥274,962 |
¥32,995,465 |
¥1,295,465 |
| 10 |
0.90% |
¥276,331 |
¥33,159,773 |
¥1,459,773 |
| 10 |
1.00% |
¥277,705 |
¥33,324,608 |
¥1,624,608 |
| 10 |
1.10% |
¥279,083 |
¥33,489,970 |
¥1,789,970 |
| 10 |
1.20% |
¥280,465 |
¥33,655,859 |
¥1,955,859 |
| 10 |
1.30% |
¥281,852 |
¥33,822,275 |
¥2,122,275 |
| 10 |
1.40% |
¥283,243 |
¥33,989,218 |
¥2,289,218 |
| 10 |
1.50% |
¥284,639 |
¥34,156,687 |
¥2,456,687 |
| 10 |
1.60% |
¥286,039 |
¥34,324,681 |
¥2,624,681 |
| 10 |
1.70% |
¥287,443 |
¥34,493,202 |
¥2,793,202 |
| 10 |
1.80% |
¥288,852 |
¥34,662,249 |
¥2,962,249 |
| 10 |
1.90% |
¥290,265 |
¥34,831,821 |
¥3,131,821 |
| 10 |
2.00% |
¥291,683 |
¥35,001,918 |
¥3,301,918 |
| 10 |
2.10% |
¥293,104 |
¥35,172,540 |
¥3,472,540 |
| 10 |
2.20% |
¥294,531 |
¥35,343,686 |
¥3,643,686 |
| 10 |
2.30% |
¥295,961 |
¥35,515,357 |
¥3,815,357 |
| 10 |
2.40% |
¥297,396 |
¥35,687,552 |
¥3,987,552 |
| 10 |
2.50% |
¥298,836 |
¥35,860,271 |
¥4,160,271 |
| 10 |
2.60% |
¥300,279 |
¥36,033,513 |
¥4,333,513 |
| 10 |
2.70% |
¥301,727 |
¥36,207,278 |
¥4,507,278 |
| 10 |
2.80% |
¥303,180 |
¥36,381,565 |
¥4,681,565 |
| 10 |
2.90% |
¥304,636 |
¥36,556,375 |
¥4,856,375 |
| 10 |
3.00% |
¥306,098 |
¥36,731,707 |
¥5,031,707 |