3170万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3170万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3170万円の住宅ローン｜期間・年数別
3170万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥62,633 | ¥37,579,597 | ¥5,879,597 |
| 50 | 0.80% | ¥64,120 | ¥38,471,970 | ¥6,771,970 |
| 50 | 0.90% | ¥65,629 | ¥39,377,328 | ¥7,677,328 |
| 50 | 1.00% | ¥67,159 | ¥40,295,616 | ¥8,595,616 |
| 50 | 1.10% | ¥68,711 | ¥41,226,771 | ¥9,526,771 |
| 50 | 1.20% | ¥70,285 | ¥42,170,723 | ¥10,470,723 |
| 50 | 1.30% | ¥71,879 | ¥43,127,399 | ¥11,427,399 |
| 50 | 1.40% | ¥73,495 | ¥44,096,719 | ¥12,396,719 |
| 50 | 1.50% | ¥75,131 | ¥45,078,597 | ¥13,378,597 |
| 50 | 1.60% | ¥76,788 | ¥46,072,941 | ¥14,372,941 |
| 50 | 1.70% | ¥78,466 | ¥47,079,655 | ¥15,379,655 |
| 50 | 1.80% | ¥80,164 | ¥48,098,638 | ¥16,398,638 |
| 50 | 1.90% | ¥81,883 | ¥49,129,783 | ¥17,429,783 |
| 50 | 2.00% | ¥83,622 | ¥50,172,978 | ¥18,472,978 |
| 50 | 2.10% | ¥85,380 | ¥51,228,107 | ¥19,528,107 |
| 50 | 2.20% | ¥87,158 | ¥52,295,050 | ¥20,595,050 |
| 50 | 2.30% | ¥88,956 | ¥53,373,682 | ¥21,673,682 |
| 50 | 2.40% | ¥90,773 | ¥54,463,874 | ¥22,763,874 |
| 50 | 2.50% | ¥92,609 | ¥55,565,494 | ¥23,865,494 |
| 50 | 2.60% | ¥94,464 | ¥56,678,405 | ¥24,978,405 |
| 50 | 2.70% | ¥96,337 | ¥57,802,468 | ¥26,102,468 |
| 50 | 2.80% | ¥98,229 | ¥58,937,539 | ¥27,237,539 |
| 50 | 2.90% | ¥100,139 | ¥60,083,473 | ¥28,383,473 |
| 50 | 3.00% | ¥102,067 | ¥61,240,120 | ¥29,540,120 |
3170万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥68,451 | ¥36,963,606 | ¥5,263,606 |
| 45 | 0.80% | ¥69,922 | ¥37,758,075 | ¥6,058,075 |
| 45 | 0.90% | ¥71,413 | ¥38,563,094 | ¥6,863,094 |
| 45 | 1.00% | ¥72,923 | ¥39,378,627 | ¥7,678,627 |
| 45 | 1.10% | ¥74,453 | ¥40,204,630 | ¥8,504,630 |
| 45 | 1.20% | ¥76,002 | ¥41,041,060 | ¥9,341,060 |
| 45 | 1.30% | ¥77,570 | ¥41,887,866 | ¥10,187,866 |
| 45 | 1.40% | ¥79,157 | ¥42,744,996 | ¥11,044,996 |
| 45 | 1.50% | ¥80,764 | ¥43,612,391 | ¥11,912,391 |
| 45 | 1.60% | ¥82,389 | ¥44,489,992 | ¥12,789,992 |
| 45 | 1.70% | ¥84,033 | ¥45,377,734 | ¥13,677,734 |
| 45 | 1.80% | ¥85,695 | ¥46,275,548 | ¥14,575,548 |
| 45 | 1.90% | ¥87,377 | ¥47,183,364 | ¥15,483,364 |
| 45 | 2.00% | ¥89,076 | ¥48,101,107 | ¥16,401,107 |
| 45 | 2.10% | ¥90,794 | ¥49,028,699 | ¥17,328,699 |
| 45 | 2.20% | ¥92,530 | ¥49,966,059 | ¥18,266,059 |
| 45 | 2.30% | ¥94,284 | ¥50,913,102 | ¥19,213,102 |
| 45 | 2.40% | ¥96,055 | ¥51,869,741 | ¥20,169,741 |
| 45 | 2.50% | ¥97,844 | ¥52,835,886 | ¥21,135,886 |
| 45 | 2.60% | ¥99,651 | ¥53,811,445 | ¥22,111,445 |
| 45 | 2.70% | ¥101,475 | ¥54,796,323 | ¥23,096,323 |
| 45 | 2.80% | ¥103,316 | ¥55,790,422 | ¥24,090,422 |
| 45 | 2.90% | ¥105,173 | ¥56,793,641 | ¥25,093,641 |
| 45 | 3.00% | ¥107,048 | ¥57,805,878 | ¥26,105,878 |
3170万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥75,738 | ¥36,354,021 | ¥4,654,021 |
| 40 | 0.80% | ¥77,193 | ¥37,052,522 | ¥5,352,522 |
| 40 | 0.90% | ¥78,665 | ¥37,759,381 | ¥6,059,381 |
| 40 | 1.00% | ¥80,155 | ¥38,474,576 | ¥6,774,576 |
| 40 | 1.10% | ¥81,663 | ¥39,198,079 | ¥7,498,079 |
| 40 | 1.20% | ¥83,187 | ¥39,929,862 | ¥8,229,862 |
| 40 | 1.30% | ¥84,729 | ¥40,669,894 | ¥8,969,894 |
| 40 | 1.40% | ¥86,288 | ¥41,418,142 | ¥9,718,142 |
| 40 | 1.50% | ¥87,864 | ¥42,174,567 | ¥10,474,567 |
| 40 | 1.60% | ¥89,457 | ¥42,939,134 | ¥11,239,134 |
| 40 | 1.70% | ¥91,066 | ¥43,711,799 | ¥12,011,799 |
| 40 | 1.80% | ¥92,693 | ¥44,492,521 | ¥12,792,521 |
| 40 | 1.90% | ¥94,336 | ¥45,281,254 | ¥13,581,254 |
| 40 | 2.00% | ¥95,996 | ¥46,077,949 | ¥14,377,949 |
| 40 | 2.10% | ¥97,672 | ¥46,882,558 | ¥15,182,558 |
| 40 | 2.20% | ¥99,365 | ¥47,695,028 | ¥15,995,028 |
| 40 | 2.30% | ¥101,074 | ¥48,515,305 | ¥16,815,305 |
| 40 | 2.40% | ¥102,799 | ¥49,343,333 | ¥17,643,333 |
| 40 | 2.50% | ¥104,540 | ¥50,179,055 | ¥18,479,055 |
| 40 | 2.60% | ¥106,297 | ¥51,022,410 | ¥19,322,410 |
| 40 | 2.70% | ¥108,069 | ¥51,873,338 | ¥20,173,338 |
| 40 | 2.80% | ¥109,858 | ¥52,731,774 | ¥21,031,774 |
| 40 | 2.90% | ¥111,662 | ¥53,597,653 | ¥21,897,653 |
| 40 | 3.00% | ¥113,481 | ¥54,470,910 | ¥22,770,910 |
3170万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥85,121 | ¥35,750,856 | ¥4,050,856 |
| 35 | 0.80% | ¥86,560 | ¥36,355,333 | ¥4,655,333 |
| 35 | 0.90% | ¥88,015 | ¥36,966,225 | ¥5,266,225 |
| 35 | 1.00% | ¥89,485 | ¥37,583,518 | ¥5,883,518 |
| 35 | 1.10% | ¥90,970 | ¥38,207,196 | ¥6,507,196 |
| 35 | 1.20% | ¥92,470 | ¥38,837,242 | ¥7,137,242 |
| 35 | 1.30% | ¥93,985 | ¥39,473,638 | ¥7,773,638 |
| 35 | 1.40% | ¥95,515 | ¥40,116,363 | ¥8,416,363 |
| 35 | 1.50% | ¥97,060 | ¥40,765,396 | ¥9,065,396 |
| 35 | 1.60% | ¥98,621 | ¥41,420,714 | ¥9,720,714 |
| 35 | 1.70% | ¥100,196 | ¥42,082,293 | ¥10,382,293 |
| 35 | 1.80% | ¥101,786 | ¥42,750,106 | ¥11,050,106 |
| 35 | 1.90% | ¥103,391 | ¥43,424,126 | ¥11,724,126 |
| 35 | 2.00% | ¥105,010 | ¥44,104,325 | ¥12,404,325 |
| 35 | 2.10% | ¥106,644 | ¥44,790,673 | ¥13,090,673 |
| 35 | 2.20% | ¥108,293 | ¥45,483,139 | ¥13,783,139 |
| 35 | 2.30% | ¥109,956 | ¥46,181,691 | ¥14,481,691 |
| 35 | 2.40% | ¥111,634 | ¥46,886,293 | ¥15,186,293 |
| 35 | 2.50% | ¥113,326 | ¥47,596,913 | ¥15,896,913 |
| 35 | 2.60% | ¥115,032 | ¥48,313,513 | ¥16,613,513 |
| 35 | 2.70% | ¥116,753 | ¥49,036,056 | ¥17,336,056 |
| 35 | 2.80% | ¥118,487 | ¥49,764,504 | ¥18,064,504 |
| 35 | 2.90% | ¥120,235 | ¥50,498,817 | ¥18,798,817 |
| 35 | 3.00% | ¥121,998 | ¥51,238,954 | ¥19,538,954 |
3170万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥97,650 | ¥35,154,123 | ¥3,454,123 |
| 30 | 0.80% | ¥99,074 | ¥35,666,529 | ¥3,966,529 |
| 30 | 0.90% | ¥100,510 | ¥36,183,658 | ¥4,483,658 |
| 30 | 1.00% | ¥101,960 | ¥36,705,502 | ¥5,005,502 |
| 30 | 1.10% | ¥103,422 | ¥37,232,053 | ¥5,532,053 |
| 30 | 1.20% | ¥104,898 | ¥37,763,300 | ¥6,063,300 |
| 30 | 1.30% | ¥106,387 | ¥38,299,235 | ¥6,599,235 |
| 30 | 1.40% | ¥107,888 | ¥38,839,845 | ¥7,139,845 |
| 30 | 1.50% | ¥109,403 | ¥39,385,118 | ¥7,685,118 |
| 30 | 1.60% | ¥110,931 | ¥39,935,043 | ¥8,235,043 |
| 30 | 1.70% | ¥112,471 | ¥40,489,606 | ¥8,789,606 |
| 30 | 1.80% | ¥114,024 | ¥41,048,792 | ¥9,348,792 |
| 30 | 1.90% | ¥115,591 | ¥41,612,587 | ¥9,912,587 |
| 30 | 2.00% | ¥117,169 | ¥42,180,974 | ¥10,480,974 |
| 30 | 2.10% | ¥118,761 | ¥42,753,938 | ¥11,053,938 |
| 30 | 2.20% | ¥120,365 | ¥43,331,460 | ¥11,631,460 |
| 30 | 2.30% | ¥121,982 | ¥43,913,523 | ¥12,213,523 |
| 30 | 2.40% | ¥123,611 | ¥44,500,109 | ¥12,800,109 |
| 30 | 2.50% | ¥125,253 | ¥45,091,197 | ¥13,391,197 |
| 30 | 2.60% | ¥126,908 | ¥45,686,768 | ¥13,986,768 |
| 30 | 2.70% | ¥128,574 | ¥46,286,801 | ¥14,586,801 |
| 30 | 2.80% | ¥130,254 | ¥46,891,274 | ¥15,191,274 |
| 30 | 2.90% | ¥131,945 | ¥47,500,165 | ¥15,800,165 |
| 30 | 3.00% | ¥133,648 | ¥48,113,452 | ¥16,413,452 |
3170万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥115,213 | ¥34,563,831 | ¥2,863,831 |
| 25 | 0.80% | ¥116,620 | ¥34,986,127 | ¥3,286,127 |
| 25 | 0.90% | ¥118,039 | ¥35,411,708 | ¥3,711,708 |
| 25 | 1.00% | ¥119,469 | ¥35,840,570 | ¥4,140,570 |
| 25 | 1.10% | ¥120,909 | ¥36,272,710 | ¥4,572,710 |
| 25 | 1.20% | ¥122,360 | ¥36,708,123 | ¥5,008,123 |
| 25 | 1.30% | ¥123,823 | ¥37,146,804 | ¥5,446,804 |
| 25 | 1.40% | ¥125,296 | ¥37,588,746 | ¥5,888,746 |
| 25 | 1.50% | ¥126,780 | ¥38,033,945 | ¥6,333,945 |
| 25 | 1.60% | ¥128,275 | ¥38,482,393 | ¥6,782,393 |
| 25 | 1.70% | ¥129,780 | ¥38,934,085 | ¥7,234,085 |
| 25 | 1.80% | ¥131,297 | ¥39,389,013 | ¥7,689,013 |
| 25 | 1.90% | ¥132,824 | ¥39,847,170 | ¥8,147,170 |
| 25 | 2.00% | ¥134,362 | ¥40,308,548 | ¥8,608,548 |
| 25 | 2.10% | ¥135,910 | ¥40,773,138 | ¥9,073,138 |
| 25 | 2.20% | ¥137,470 | ¥41,240,933 | ¥9,540,933 |
| 25 | 2.30% | ¥139,040 | ¥41,711,923 | ¥10,011,923 |
| 25 | 2.40% | ¥140,620 | ¥42,186,099 | ¥10,486,099 |
| 25 | 2.50% | ¥142,212 | ¥42,663,451 | ¥10,963,451 |
| 25 | 2.60% | ¥143,813 | ¥43,143,970 | ¥11,443,970 |
| 25 | 2.70% | ¥145,425 | ¥43,627,645 | ¥11,927,645 |
| 25 | 2.80% | ¥147,048 | ¥44,114,465 | ¥12,414,465 |
| 25 | 2.90% | ¥148,681 | ¥44,604,419 | ¥12,904,419 |
| 25 | 3.00% | ¥150,325 | ¥45,097,496 | ¥13,397,496 |
3170万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥141,583 | ¥33,979,990 | ¥2,279,990 |
| 20 | 0.80% | ¥142,976 | ¥34,314,141 | ¥2,614,141 |
| 20 | 0.90% | ¥144,377 | ¥34,650,398 | ¥2,950,398 |
| 20 | 1.00% | ¥145,786 | ¥34,988,759 | ¥3,288,759 |
| 20 | 1.10% | ¥147,205 | ¥35,329,222 | ¥3,629,222 |
| 20 | 1.20% | ¥148,632 | ¥35,671,786 | ¥3,971,786 |
| 20 | 1.30% | ¥150,069 | ¥36,016,447 | ¥4,316,447 |
| 20 | 1.40% | ¥151,513 | ¥36,363,204 | ¥4,663,204 |
| 20 | 1.50% | ¥152,967 | ¥36,712,055 | ¥5,012,055 |
| 20 | 1.60% | ¥154,429 | ¥37,062,996 | ¥5,362,996 |
| 20 | 1.70% | ¥155,900 | ¥37,416,024 | ¥5,716,024 |
| 20 | 1.80% | ¥157,380 | ¥37,771,137 | ¥6,071,137 |
| 20 | 1.90% | ¥158,868 | ¥38,128,331 | ¥6,428,331 |
| 20 | 2.00% | ¥160,365 | ¥38,487,604 | ¥6,787,604 |
| 20 | 2.10% | ¥161,871 | ¥38,848,951 | ¥7,148,951 |
| 20 | 2.20% | ¥163,385 | ¥39,212,370 | ¥7,512,370 |
| 20 | 2.30% | ¥164,908 | ¥39,577,855 | ¥7,877,855 |
| 20 | 2.40% | ¥166,439 | ¥39,945,404 | ¥8,245,404 |
| 20 | 2.50% | ¥167,979 | ¥40,315,012 | ¥8,615,012 |
| 20 | 2.60% | ¥169,528 | ¥40,686,675 | ¥8,986,675 |
| 20 | 2.70% | ¥171,085 | ¥41,060,388 | ¥9,360,388 |
| 20 | 2.80% | ¥172,651 | ¥41,436,148 | ¥9,736,148 |
| 20 | 2.90% | ¥174,225 | ¥41,813,948 | ¥10,113,948 |
| 20 | 3.00% | ¥175,807 | ¥42,193,785 | ¥10,493,785 |
3170万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥185,570 | ¥33,402,605 | ¥1,702,605 |
| 15 | 0.80% | ¥186,948 | ¥33,650,584 | ¥1,950,584 |
| 15 | 0.90% | ¥188,332 | ¥33,899,748 | ¥2,199,748 |
| 15 | 1.00% | ¥189,723 | ¥34,150,097 | ¥2,450,097 |
| 15 | 1.10% | ¥191,120 | ¥34,401,631 | ¥2,701,631 |
| 15 | 1.20% | ¥192,524 | ¥34,654,348 | ¥2,954,348 |
| 15 | 1.30% | ¥193,935 | ¥34,908,249 | ¥3,208,249 |
| 15 | 1.40% | ¥195,352 | ¥35,163,332 | ¥3,463,332 |
| 15 | 1.50% | ¥196,776 | ¥35,419,597 | ¥3,719,597 |
| 15 | 1.60% | ¥198,206 | ¥35,677,042 | ¥3,977,042 |
| 15 | 1.70% | ¥199,643 | ¥35,935,666 | ¥4,235,666 |
| 15 | 1.80% | ¥201,086 | ¥36,195,469 | ¥4,495,469 |
| 15 | 1.90% | ¥202,536 | ¥36,456,450 | ¥4,756,450 |
| 15 | 2.00% | ¥203,992 | ¥36,718,606 | ¥5,018,606 |
| 15 | 2.10% | ¥205,455 | ¥36,981,938 | ¥5,281,938 |
| 15 | 2.20% | ¥206,925 | ¥37,246,444 | ¥5,546,444 |
| 15 | 2.30% | ¥208,401 | ¥37,512,123 | ¥5,812,123 |
| 15 | 2.40% | ¥209,883 | ¥37,778,973 | ¥6,078,973 |
| 15 | 2.50% | ¥211,372 | ¥38,046,992 | ¥6,346,992 |
| 15 | 2.60% | ¥212,868 | ¥38,316,181 | ¥6,616,181 |
| 15 | 2.70% | ¥214,370 | ¥38,586,536 | ¥6,886,536 |
| 15 | 2.80% | ¥215,878 | ¥38,858,057 | ¥7,158,057 |
| 15 | 2.90% | ¥217,393 | ¥39,130,741 | ¥7,430,741 |
| 15 | 3.00% | ¥218,914 | ¥39,404,588 | ¥7,704,588 |
3170万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥273,597 | ¥32,831,684 | ¥1,131,684 |
| 10 | 0.80% | ¥274,962 | ¥32,995,465 | ¥1,295,465 |
| 10 | 0.90% | ¥276,331 | ¥33,159,773 | ¥1,459,773 |
| 10 | 1.00% | ¥277,705 | ¥33,324,608 | ¥1,624,608 |
| 10 | 1.10% | ¥279,083 | ¥33,489,970 | ¥1,789,970 |
| 10 | 1.20% | ¥280,465 | ¥33,655,859 | ¥1,955,859 |
| 10 | 1.30% | ¥281,852 | ¥33,822,275 | ¥2,122,275 |
| 10 | 1.40% | ¥283,243 | ¥33,989,218 | ¥2,289,218 |
| 10 | 1.50% | ¥284,639 | ¥34,156,687 | ¥2,456,687 |
| 10 | 1.60% | ¥286,039 | ¥34,324,681 | ¥2,624,681 |
| 10 | 1.70% | ¥287,443 | ¥34,493,202 | ¥2,793,202 |
| 10 | 1.80% | ¥288,852 | ¥34,662,249 | ¥2,962,249 |
| 10 | 1.90% | ¥290,265 | ¥34,831,821 | ¥3,131,821 |
| 10 | 2.00% | ¥291,683 | ¥35,001,918 | ¥3,301,918 |
| 10 | 2.10% | ¥293,104 | ¥35,172,540 | ¥3,472,540 |
| 10 | 2.20% | ¥294,531 | ¥35,343,686 | ¥3,643,686 |
| 10 | 2.30% | ¥295,961 | ¥35,515,357 | ¥3,815,357 |
| 10 | 2.40% | ¥297,396 | ¥35,687,552 | ¥3,987,552 |
| 10 | 2.50% | ¥298,836 | ¥35,860,271 | ¥4,160,271 |
| 10 | 2.60% | ¥300,279 | ¥36,033,513 | ¥4,333,513 |
| 10 | 2.70% | ¥301,727 | ¥36,207,278 | ¥4,507,278 |
| 10 | 2.80% | ¥303,180 | ¥36,381,565 | ¥4,681,565 |
| 10 | 2.90% | ¥304,636 | ¥36,556,375 | ¥4,856,375 |
| 10 | 3.00% | ¥306,098 | ¥36,731,707 | ¥5,031,707 |
