3180万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3180万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3180万円の住宅ローン｜期間・年数別
3180万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥62,830 | ¥37,698,144 | ¥5,898,144 |
| 50 | 0.80% | ¥64,322 | ¥38,593,332 | ¥6,793,332 |
| 50 | 0.90% | ¥65,836 | ¥39,501,547 | ¥7,701,547 |
| 50 | 1.00% | ¥67,371 | ¥40,422,732 | ¥8,622,732 |
| 50 | 1.10% | ¥68,928 | ¥41,356,823 | ¥9,556,823 |
| 50 | 1.20% | ¥70,506 | ¥42,303,754 | ¥10,503,754 |
| 50 | 1.30% | ¥72,106 | ¥43,263,448 | ¥11,463,448 |
| 50 | 1.40% | ¥73,726 | ¥44,235,826 | ¥12,435,826 |
| 50 | 1.50% | ¥75,368 | ¥45,220,801 | ¥13,420,801 |
| 50 | 1.60% | ¥77,030 | ¥46,218,282 | ¥14,418,282 |
| 50 | 1.70% | ¥78,714 | ¥47,228,172 | ¥15,428,172 |
| 50 | 1.80% | ¥80,417 | ¥48,250,369 | ¥16,450,369 |
| 50 | 1.90% | ¥82,141 | ¥49,284,766 | ¥17,484,766 |
| 50 | 2.00% | ¥83,885 | ¥50,331,252 | ¥18,531,252 |
| 50 | 2.10% | ¥85,650 | ¥51,389,710 | ¥19,589,710 |
| 50 | 2.20% | ¥87,433 | ¥52,460,019 | ¥20,660,019 |
| 50 | 2.30% | ¥89,237 | ¥53,542,053 | ¥21,742,053 |
| 50 | 2.40% | ¥91,059 | ¥54,635,685 | ¥22,835,685 |
| 50 | 2.50% | ¥92,901 | ¥55,740,780 | ¥23,940,780 |
| 50 | 2.60% | ¥94,762 | ¥56,857,202 | ¥25,057,202 |
| 50 | 2.70% | ¥96,641 | ¥57,984,810 | ¥26,184,810 |
| 50 | 2.80% | ¥98,539 | ¥59,123,462 | ¥27,323,462 |
| 50 | 2.90% | ¥100,455 | ¥60,273,011 | ¥28,473,011 |
| 50 | 3.00% | ¥102,389 | ¥61,433,307 | ¥29,633,307 |
3180万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥68,667 | ¥37,080,210 | ¥5,280,210 |
| 45 | 0.80% | ¥70,143 | ¥37,877,186 | ¥6,077,186 |
| 45 | 0.90% | ¥71,638 | ¥38,684,745 | ¥6,884,745 |
| 45 | 1.00% | ¥73,153 | ¥39,502,850 | ¥7,702,850 |
| 45 | 1.10% | ¥74,688 | ¥40,331,459 | ¥8,531,459 |
| 45 | 1.20% | ¥76,242 | ¥41,170,527 | ¥9,370,527 |
| 45 | 1.30% | ¥77,815 | ¥42,020,005 | ¥10,220,005 |
| 45 | 1.40% | ¥79,407 | ¥42,879,838 | ¥11,079,838 |
| 45 | 1.50% | ¥81,018 | ¥43,749,970 | ¥11,949,970 |
| 45 | 1.60% | ¥82,649 | ¥44,630,339 | ¥12,830,339 |
| 45 | 1.70% | ¥84,298 | ¥45,520,881 | ¥13,720,881 |
| 45 | 1.80% | ¥85,966 | ¥46,421,528 | ¥14,621,528 |
| 45 | 1.90% | ¥87,652 | ¥47,332,208 | ¥15,532,208 |
| 45 | 2.00% | ¥89,357 | ¥48,252,846 | ¥16,452,846 |
| 45 | 2.10% | ¥91,080 | ¥49,183,364 | ¥17,383,364 |
| 45 | 2.20% | ¥92,822 | ¥50,123,680 | ¥18,323,680 |
| 45 | 2.30% | ¥94,581 | ¥51,073,711 | ¥19,273,711 |
| 45 | 2.40% | ¥96,358 | ¥52,033,368 | ¥20,233,368 |
| 45 | 2.50% | ¥98,153 | ¥53,002,561 | ¥21,202,561 |
| 45 | 2.60% | ¥99,965 | ¥53,981,198 | ¥22,181,198 |
| 45 | 2.70% | ¥101,795 | ¥54,969,182 | ¥23,169,182 |
| 45 | 2.80% | ¥103,642 | ¥55,966,417 | ¥24,166,417 |
| 45 | 2.90% | ¥105,505 | ¥56,972,801 | ¥25,172,801 |
| 45 | 3.00% | ¥107,386 | ¥57,988,231 | ¥26,188,231 |
3180万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥75,976 | ¥36,468,703 | ¥4,668,703 |
| 40 | 0.80% | ¥77,436 | ¥37,169,407 | ¥5,369,407 |
| 40 | 0.90% | ¥78,914 | ¥37,878,496 | ¥6,078,496 |
| 40 | 1.00% | ¥80,408 | ¥38,595,947 | ¥6,795,947 |
| 40 | 1.10% | ¥81,920 | ¥39,321,732 | ¥7,521,732 |
| 40 | 1.20% | ¥83,450 | ¥40,055,824 | ¥8,255,824 |
| 40 | 1.30% | ¥84,996 | ¥40,798,191 | ¥8,998,191 |
| 40 | 1.40% | ¥86,560 | ¥41,548,798 | ¥9,748,798 |
| 40 | 1.50% | ¥88,141 | ¥42,307,610 | ¥10,507,610 |
| 40 | 1.60% | ¥89,739 | ¥43,074,588 | ¥11,274,588 |
| 40 | 1.70% | ¥91,354 | ¥43,849,692 | ¥12,049,692 |
| 40 | 1.80% | ¥92,985 | ¥44,632,876 | ¥12,832,876 |
| 40 | 1.90% | ¥94,634 | ¥45,424,097 | ¥13,624,097 |
| 40 | 2.00% | ¥96,299 | ¥46,223,306 | ¥14,423,306 |
| 40 | 2.10% | ¥97,980 | ¥47,030,452 | ¥15,230,452 |
| 40 | 2.20% | ¥99,678 | ¥47,845,485 | ¥16,045,485 |
| 40 | 2.30% | ¥101,392 | ¥48,668,350 | ¥16,868,350 |
| 40 | 2.40% | ¥103,123 | ¥49,498,991 | ¥17,698,991 |
| 40 | 2.50% | ¥104,869 | ¥50,337,349 | ¥18,537,349 |
| 40 | 2.60% | ¥106,632 | ¥51,183,364 | ¥19,383,364 |
| 40 | 2.70% | ¥108,410 | ¥52,036,976 | ¥20,236,976 |
| 40 | 2.80% | ¥110,204 | ¥52,898,120 | ¥21,098,120 |
| 40 | 2.90% | ¥112,014 | ¥53,766,731 | ¥21,966,731 |
| 40 | 3.00% | ¥113,839 | ¥54,642,742 | ¥22,842,742 |
3180万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥85,390 | ¥35,863,635 | ¥4,063,635 |
| 35 | 0.80% | ¥86,833 | ¥36,470,019 | ¥4,670,019 |
| 35 | 0.90% | ¥88,292 | ¥37,082,838 | ¥5,282,838 |
| 35 | 1.00% | ¥89,767 | ¥37,702,078 | ¥5,902,078 |
| 35 | 1.10% | ¥91,256 | ¥38,327,723 | ¥6,527,723 |
| 35 | 1.20% | ¥92,761 | ¥38,959,757 | ¥7,159,757 |
| 35 | 1.30% | ¥94,281 | ¥39,598,161 | ¥7,798,161 |
| 35 | 1.40% | ¥95,816 | ¥40,242,913 | ¥8,442,913 |
| 35 | 1.50% | ¥97,367 | ¥40,893,994 | ¥9,093,994 |
| 35 | 1.60% | ¥98,932 | ¥41,551,379 | ¥9,751,379 |
| 35 | 1.70% | ¥100,512 | ¥42,215,044 | ¥10,415,044 |
| 35 | 1.80% | ¥102,107 | ¥42,884,964 | ¥11,084,964 |
| 35 | 1.90% | ¥103,717 | ¥43,561,111 | ¥11,761,111 |
| 35 | 2.00% | ¥105,342 | ¥44,243,456 | ¥12,443,456 |
| 35 | 2.10% | ¥106,981 | ¥44,931,969 | ¥13,131,969 |
| 35 | 2.20% | ¥108,635 | ¥45,626,619 | ¥13,826,619 |
| 35 | 2.30% | ¥110,303 | ¥46,327,374 | ¥14,527,374 |
| 35 | 2.40% | ¥111,986 | ¥47,034,200 | ¥15,234,200 |
| 35 | 2.50% | ¥113,683 | ¥47,747,061 | ¥15,947,061 |
| 35 | 2.60% | ¥115,395 | ¥48,465,921 | ¥16,665,921 |
| 35 | 2.70% | ¥117,121 | ¥49,190,744 | ¥17,390,744 |
| 35 | 2.80% | ¥118,861 | ¥49,921,490 | ¥18,121,490 |
| 35 | 2.90% | ¥120,615 | ¥50,658,119 | ¥18,858,119 |
| 35 | 3.00% | ¥122,382 | ¥51,400,591 | ¥19,600,591 |
3180万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥97,958 | ¥35,265,019 | ¥3,465,019 |
| 30 | 0.80% | ¥99,386 | ¥35,779,042 | ¥3,979,042 |
| 30 | 0.90% | ¥100,827 | ¥36,297,802 | ¥4,497,802 |
| 30 | 1.00% | ¥102,281 | ¥36,821,292 | ¥5,021,292 |
| 30 | 1.10% | ¥103,749 | ¥37,349,504 | ¥5,549,504 |
| 30 | 1.20% | ¥105,229 | ¥37,882,427 | ¥6,082,427 |
| 30 | 1.30% | ¥106,722 | ¥38,420,052 | ¥6,620,052 |
| 30 | 1.40% | ¥108,229 | ¥38,962,368 | ¥7,162,368 |
| 30 | 1.50% | ¥109,748 | ¥39,509,362 | ¥7,709,362 |
| 30 | 1.60% | ¥111,281 | ¥40,061,021 | ¥8,261,021 |
| 30 | 1.70% | ¥112,826 | ¥40,617,334 | ¥8,817,334 |
| 30 | 1.80% | ¥114,384 | ¥41,178,284 | ¥9,378,284 |
| 30 | 1.90% | ¥115,955 | ¥41,743,857 | ¥9,943,857 |
| 30 | 2.00% | ¥117,539 | ¥42,314,037 | ¥10,514,037 |
| 30 | 2.10% | ¥119,136 | ¥42,888,808 | ¥11,088,808 |
| 30 | 2.20% | ¥120,745 | ¥43,468,152 | ¥11,668,152 |
| 30 | 2.30% | ¥122,367 | ¥44,052,052 | ¥12,252,052 |
| 30 | 2.40% | ¥124,001 | ¥44,640,488 | ¥12,840,488 |
| 30 | 2.50% | ¥125,648 | ¥45,233,440 | ¥13,433,440 |
| 30 | 2.60% | ¥127,308 | ¥45,830,890 | ¥14,030,890 |
| 30 | 2.70% | ¥128,980 | ¥46,432,816 | ¥14,632,816 |
| 30 | 2.80% | ¥130,664 | ¥47,039,196 | ¥15,239,196 |
| 30 | 2.90% | ¥132,361 | ¥47,650,008 | ¥15,850,008 |
| 30 | 3.00% | ¥134,070 | ¥48,265,230 | ¥16,465,230 |
3180万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥115,576 | ¥34,672,865 | ¥2,872,865 |
| 25 | 0.80% | ¥116,988 | ¥35,096,493 | ¥3,296,493 |
| 25 | 0.90% | ¥118,411 | ¥35,523,417 | ¥3,723,417 |
| 25 | 1.00% | ¥119,845 | ¥35,953,632 | ¥4,153,632 |
| 25 | 1.10% | ¥121,290 | ¥36,387,135 | ¥4,587,135 |
| 25 | 1.20% | ¥122,746 | ¥36,823,922 | ¥5,023,922 |
| 25 | 1.30% | ¥124,213 | ¥37,263,986 | ¥5,463,986 |
| 25 | 1.40% | ¥125,691 | ¥37,707,322 | ¥5,907,322 |
| 25 | 1.50% | ¥127,180 | ¥38,153,926 | ¥6,353,926 |
| 25 | 1.60% | ¥128,679 | ¥38,603,789 | ¥6,803,789 |
| 25 | 1.70% | ¥130,190 | ¥39,056,905 | ¥7,256,905 |
| 25 | 1.80% | ¥131,711 | ¥39,513,269 | ¥7,713,269 |
| 25 | 1.90% | ¥133,243 | ¥39,972,871 | ¥8,172,871 |
| 25 | 2.00% | ¥134,786 | ¥40,435,704 | ¥8,635,704 |
| 25 | 2.10% | ¥136,339 | ¥40,901,760 | ¥9,101,760 |
| 25 | 2.20% | ¥137,903 | ¥41,371,030 | ¥9,571,030 |
| 25 | 2.30% | ¥139,478 | ¥41,843,506 | ¥10,043,506 |
| 25 | 2.40% | ¥141,064 | ¥42,319,178 | ¥10,519,178 |
| 25 | 2.50% | ¥142,660 | ¥42,798,036 | ¥10,998,036 |
| 25 | 2.60% | ¥144,267 | ¥43,280,071 | ¥11,480,071 |
| 25 | 2.70% | ¥145,884 | ¥43,765,271 | ¥11,965,271 |
| 25 | 2.80% | ¥147,512 | ¥44,253,627 | ¥12,453,627 |
| 25 | 2.90% | ¥149,150 | ¥44,745,127 | ¥12,945,127 |
| 25 | 3.00% | ¥150,799 | ¥45,239,759 | ¥13,439,759 |
3180万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥142,030 | ¥34,087,182 | ¥2,287,182 |
| 20 | 0.80% | ¥143,427 | ¥34,422,387 | ¥2,622,387 |
| 20 | 0.90% | ¥144,832 | ¥34,759,705 | ¥2,959,705 |
| 20 | 1.00% | ¥146,246 | ¥35,099,134 | ¥3,299,134 |
| 20 | 1.10% | ¥147,669 | ¥35,440,671 | ¥3,640,671 |
| 20 | 1.20% | ¥149,101 | ¥35,784,315 | ¥3,984,315 |
| 20 | 1.30% | ¥150,542 | ¥36,130,064 | ¥4,330,064 |
| 20 | 1.40% | ¥151,991 | ¥36,477,915 | ¥4,677,915 |
| 20 | 1.50% | ¥153,449 | ¥36,827,866 | ¥5,027,866 |
| 20 | 1.60% | ¥154,916 | ¥37,179,913 | ¥5,379,913 |
| 20 | 1.70% | ¥156,392 | ¥37,534,056 | ¥5,734,056 |
| 20 | 1.80% | ¥157,876 | ¥37,890,289 | ¥6,090,289 |
| 20 | 1.90% | ¥159,369 | ¥38,248,610 | ¥6,448,610 |
| 20 | 2.00% | ¥160,871 | ¥38,609,016 | ¥6,809,016 |
| 20 | 2.10% | ¥162,381 | ¥38,971,503 | ¥7,171,503 |
| 20 | 2.20% | ¥163,900 | ¥39,336,068 | ¥7,536,068 |
| 20 | 2.30% | ¥165,428 | ¥39,702,707 | ¥7,902,707 |
| 20 | 2.40% | ¥166,964 | ¥40,071,415 | ¥8,271,415 |
| 20 | 2.50% | ¥168,509 | ¥40,442,189 | ¥8,642,189 |
| 20 | 2.60% | ¥170,063 | ¥40,815,024 | ¥9,015,024 |
| 20 | 2.70% | ¥171,625 | ¥41,189,916 | ¥9,389,916 |
| 20 | 2.80% | ¥173,195 | ¥41,566,861 | ¥9,766,861 |
| 20 | 2.90% | ¥174,774 | ¥41,945,854 | ¥10,145,854 |
| 20 | 3.00% | ¥176,362 | ¥42,326,889 | ¥10,526,889 |
3180万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥186,155 | ¥33,507,976 | ¥1,707,976 |
| 15 | 0.80% | ¥187,537 | ¥33,756,737 | ¥1,956,737 |
| 15 | 0.90% | ¥188,926 | ¥34,006,687 | ¥2,206,687 |
| 15 | 1.00% | ¥190,321 | ¥34,257,826 | ¥2,457,826 |
| 15 | 1.10% | ¥191,723 | ¥34,510,153 | ¥2,710,153 |
| 15 | 1.20% | ¥193,131 | ¥34,763,668 | ¥2,963,668 |
| 15 | 1.30% | ¥194,546 | ¥35,018,370 | ¥3,218,370 |
| 15 | 1.40% | ¥195,968 | ¥35,274,258 | ¥3,474,258 |
| 15 | 1.50% | ¥197,396 | ¥35,531,330 | ¥3,731,330 |
| 15 | 1.60% | ¥198,831 | ¥35,789,588 | ¥3,989,588 |
| 15 | 1.70% | ¥200,272 | ¥36,049,028 | ¥4,249,028 |
| 15 | 1.80% | ¥201,720 | ¥36,309,651 | ¥4,509,651 |
| 15 | 1.90% | ¥203,175 | ¥36,571,454 | ¥4,771,454 |
| 15 | 2.00% | ¥204,636 | ¥36,834,438 | ¥5,034,438 |
| 15 | 2.10% | ¥206,103 | ¥37,098,601 | ¥5,298,601 |
| 15 | 2.20% | ¥207,577 | ¥37,363,941 | ¥5,563,941 |
| 15 | 2.30% | ¥209,058 | ¥37,630,457 | ¥5,830,457 |
| 15 | 2.40% | ¥210,545 | ¥37,898,149 | ¥6,098,149 |
| 15 | 2.50% | ¥212,039 | ¥38,167,014 | ¥6,367,014 |
| 15 | 2.60% | ¥213,539 | ¥38,437,052 | ¥6,637,052 |
| 15 | 2.70% | ¥215,046 | ¥38,708,260 | ¥6,908,260 |
| 15 | 2.80% | ¥216,559 | ¥38,980,637 | ¥7,180,637 |
| 15 | 2.90% | ¥218,079 | ¥39,254,182 | ¥7,454,182 |
| 15 | 3.00% | ¥219,605 | ¥39,528,893 | ¥7,728,893 |
3180万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥274,460 | ¥32,935,254 | ¥1,135,254 |
| 10 | 0.80% | ¥275,830 | ¥33,099,551 | ¥1,299,551 |
| 10 | 0.90% | ¥277,203 | ¥33,264,378 | ¥1,464,378 |
| 10 | 1.00% | ¥278,581 | ¥33,429,733 | ¥1,629,733 |
| 10 | 1.10% | ¥279,963 | ¥33,595,617 | ¥1,795,617 |
| 10 | 1.20% | ¥281,350 | ¥33,762,029 | ¥1,962,029 |
| 10 | 1.30% | ¥282,741 | ¥33,928,970 | ¥2,128,970 |
| 10 | 1.40% | ¥284,137 | ¥34,096,439 | ¥2,296,439 |
| 10 | 1.50% | ¥285,537 | ¥34,264,436 | ¥2,464,436 |
| 10 | 1.60% | ¥286,941 | ¥34,432,961 | ¥2,632,961 |
| 10 | 1.70% | ¥288,350 | ¥34,602,014 | ¥2,802,014 |
| 10 | 1.80% | ¥289,763 | ¥34,771,593 | ¥2,971,593 |
| 10 | 1.90% | ¥291,181 | ¥34,941,700 | ¥3,141,700 |
| 10 | 2.00% | ¥292,603 | ¥35,112,334 | ¥3,312,334 |
| 10 | 2.10% | ¥294,029 | ¥35,283,494 | ¥3,483,494 |
| 10 | 2.20% | ¥295,460 | ¥35,455,181 | ¥3,655,181 |
| 10 | 2.30% | ¥296,895 | ¥35,627,393 | ¥3,827,393 |
| 10 | 2.40% | ¥298,334 | ¥35,800,131 | ¥4,000,131 |
| 10 | 2.50% | ¥299,778 | ¥35,973,394 | ¥4,173,394 |
| 10 | 2.60% | ¥301,227 | ¥36,147,183 | ¥4,347,183 |
| 10 | 2.70% | ¥302,679 | ¥36,321,496 | ¥4,521,496 |
| 10 | 2.80% | ¥304,136 | ¥36,496,334 | ¥4,696,334 |
| 10 | 2.90% | ¥305,597 | ¥36,671,695 | ¥4,871,695 |
| 10 | 3.00% | ¥307,063 | ¥36,847,580 | ¥5,047,580 |
