3210万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3210万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3210万円の住宅ローン｜期間・年数別
3210万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥63,423 | ¥38,053,787 | ¥5,953,787 |
| 50 | 0.80% | ¥64,929 | ¥38,957,420 | ¥6,857,420 |
| 50 | 0.90% | ¥66,457 | ¥39,874,203 | ¥7,774,203 |
| 50 | 1.00% | ¥68,007 | ¥40,804,078 | ¥8,704,078 |
| 50 | 1.10% | ¥69,578 | ¥41,746,982 | ¥9,646,982 |
| 50 | 1.20% | ¥71,171 | ¥42,702,846 | ¥10,602,846 |
| 50 | 1.30% | ¥72,786 | ¥43,671,594 | ¥11,571,594 |
| 50 | 1.40% | ¥74,422 | ¥44,653,145 | ¥12,553,145 |
| 50 | 1.50% | ¥76,079 | ¥45,647,412 | ¥13,547,412 |
| 50 | 1.60% | ¥77,757 | ¥46,654,303 | ¥14,554,303 |
| 50 | 1.70% | ¥79,456 | ¥47,673,720 | ¥15,573,720 |
| 50 | 1.80% | ¥81,176 | ¥48,705,561 | ¥16,605,561 |
| 50 | 1.90% | ¥82,916 | ¥49,749,717 | ¥17,649,717 |
| 50 | 2.00% | ¥84,677 | ¥50,806,075 | ¥18,706,075 |
| 50 | 2.10% | ¥86,458 | ¥51,874,518 | ¥19,774,518 |
| 50 | 2.20% | ¥88,258 | ¥52,954,924 | ¥20,854,924 |
| 50 | 2.30% | ¥90,079 | ¥54,047,167 | ¥21,947,167 |
| 50 | 2.40% | ¥91,919 | ¥55,151,116 | ¥23,051,116 |
| 50 | 2.50% | ¥93,778 | ¥56,266,636 | ¥24,166,636 |
| 50 | 2.60% | ¥95,656 | ¥57,393,590 | ¥25,293,590 |
| 50 | 2.70% | ¥97,553 | ¥58,531,837 | ¥26,431,837 |
| 50 | 2.80% | ¥99,469 | ¥59,681,231 | ¥27,581,231 |
| 50 | 2.90% | ¥101,403 | ¥60,841,624 | ¥28,741,624 |
| 50 | 3.00% | ¥103,355 | ¥62,012,866 | ¥29,912,866 |
3210万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥69,315 | ¥37,430,024 | ¥5,330,024 |
| 45 | 0.80% | ¥70,805 | ¥38,234,518 | ¥6,134,518 |
| 45 | 0.90% | ¥72,314 | ¥39,049,695 | ¥6,949,695 |
| 45 | 1.00% | ¥73,844 | ¥39,875,518 | ¥7,775,518 |
| 45 | 1.10% | ¥75,392 | ¥40,711,944 | ¥8,611,944 |
| 45 | 1.20% | ¥76,961 | ¥41,558,928 | ¥9,458,928 |
| 45 | 1.30% | ¥78,549 | ¥42,416,420 | ¥10,316,420 |
| 45 | 1.40% | ¥80,156 | ¥43,284,365 | ¥11,184,365 |
| 45 | 1.50% | ¥81,783 | ¥44,162,705 | ¥12,062,705 |
| 45 | 1.60% | ¥83,428 | ¥45,051,380 | ¥12,951,380 |
| 45 | 1.70% | ¥85,093 | ¥45,950,323 | ¥13,850,323 |
| 45 | 1.80% | ¥86,777 | ¥46,859,467 | ¥14,759,467 |
| 45 | 1.90% | ¥88,479 | ¥47,778,738 | ¥15,678,738 |
| 45 | 2.00% | ¥90,200 | ¥48,708,061 | ¥16,608,061 |
| 45 | 2.10% | ¥91,940 | ¥49,647,358 | ¥17,547,358 |
| 45 | 2.20% | ¥93,697 | ¥50,596,545 | ¥18,496,545 |
| 45 | 2.30% | ¥95,473 | ¥51,555,538 | ¥19,455,538 |
| 45 | 2.40% | ¥97,267 | ¥52,524,248 | ¥20,424,248 |
| 45 | 2.50% | ¥99,079 | ¥53,502,585 | ¥21,402,585 |
| 45 | 2.60% | ¥100,908 | ¥54,490,454 | ¥22,390,454 |
| 45 | 2.70% | ¥102,755 | ¥55,487,759 | ¥23,387,759 |
| 45 | 2.80% | ¥104,619 | ¥56,494,402 | ¥24,394,402 |
| 45 | 2.90% | ¥106,501 | ¥57,510,280 | ¥25,410,280 |
| 45 | 3.00% | ¥108,399 | ¥58,535,290 | ¥26,435,290 |
3210万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥76,693 | ¥36,812,747 | ¥4,712,747 |
| 40 | 0.80% | ¥78,167 | ¥37,520,062 | ¥5,420,062 |
| 40 | 0.90% | ¥79,658 | ¥38,235,840 | ¥6,135,840 |
| 40 | 1.00% | ¥81,167 | ¥38,960,059 | ¥6,860,059 |
| 40 | 1.10% | ¥82,693 | ¥39,692,692 | ¥7,592,692 |
| 40 | 1.20% | ¥84,237 | ¥40,433,709 | ¥8,333,709 |
| 40 | 1.30% | ¥85,798 | ¥41,183,079 | ¥9,083,079 |
| 40 | 1.40% | ¥87,377 | ¥41,940,768 | ¥9,840,768 |
| 40 | 1.50% | ¥88,972 | ¥42,706,739 | ¥10,606,739 |
| 40 | 1.60% | ¥90,585 | ¥43,480,953 | ¥11,380,953 |
| 40 | 1.70% | ¥92,215 | ¥44,263,368 | ¥12,163,368 |
| 40 | 1.80% | ¥93,862 | ¥45,053,941 | ¥12,953,941 |
| 40 | 1.90% | ¥95,526 | ¥45,852,626 | ¥13,752,626 |
| 40 | 2.00% | ¥97,207 | ¥46,659,374 | ¥14,559,374 |
| 40 | 2.10% | ¥98,904 | ¥47,474,136 | ¥15,374,136 |
| 40 | 2.20% | ¥100,618 | ¥48,296,858 | ¥16,196,858 |
| 40 | 2.30% | ¥102,349 | ¥49,127,485 | ¥17,027,485 |
| 40 | 2.40% | ¥104,096 | ¥49,965,962 | ¥17,865,962 |
| 40 | 2.50% | ¥105,859 | ¥50,812,229 | ¥18,712,229 |
| 40 | 2.60% | ¥107,638 | ¥51,666,226 | ¥19,566,226 |
| 40 | 2.70% | ¥109,433 | ¥52,527,891 | ¥20,427,891 |
| 40 | 2.80% | ¥111,244 | ¥53,397,159 | ¥21,297,159 |
| 40 | 2.90% | ¥113,071 | ¥54,273,964 | ¥22,173,964 |
| 40 | 3.00% | ¥114,913 | ¥55,158,240 | ¥23,058,240 |
3210万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥86,195 | ¥36,201,971 | ¥4,101,971 |
| 35 | 0.80% | ¥87,653 | ¥36,814,076 | ¥4,714,076 |
| 35 | 0.90% | ¥89,125 | ¥37,432,676 | ¥5,332,676 |
| 35 | 1.00% | ¥90,614 | ¥38,057,758 | ¥5,957,758 |
| 35 | 1.10% | ¥92,117 | ¥38,689,306 | ¥6,589,306 |
| 35 | 1.20% | ¥93,636 | ¥39,327,302 | ¥7,227,302 |
| 35 | 1.30% | ¥95,171 | ¥39,971,728 | ¥7,871,728 |
| 35 | 1.40% | ¥96,720 | ¥40,622,563 | ¥8,522,563 |
| 35 | 1.50% | ¥98,285 | ¥41,279,786 | ¥9,179,786 |
| 35 | 1.60% | ¥99,865 | ¥41,943,373 | ¥9,843,373 |
| 35 | 1.70% | ¥101,460 | ¥42,613,299 | ¥10,513,299 |
| 35 | 1.80% | ¥103,070 | ¥43,289,539 | ¥11,189,539 |
| 35 | 1.90% | ¥104,695 | ¥43,972,064 | ¥11,872,064 |
| 35 | 2.00% | ¥106,335 | ¥44,660,847 | ¥12,560,847 |
| 35 | 2.10% | ¥107,990 | ¥45,355,855 | ¥13,255,855 |
| 35 | 2.20% | ¥109,660 | ¥46,057,059 | ¥13,957,059 |
| 35 | 2.30% | ¥111,344 | ¥46,764,425 | ¥14,664,425 |
| 35 | 2.40% | ¥113,043 | ¥47,477,919 | ¥15,377,919 |
| 35 | 2.50% | ¥114,756 | ¥48,197,505 | ¥16,097,505 |
| 35 | 2.60% | ¥116,484 | ¥48,923,147 | ¥16,823,147 |
| 35 | 2.70% | ¥118,226 | ¥49,654,808 | ¥17,554,808 |
| 35 | 2.80% | ¥119,982 | ¥50,392,447 | ¥18,292,447 |
| 35 | 2.90% | ¥121,752 | ¥51,136,026 | ¥19,036,026 |
| 35 | 3.00% | ¥123,537 | ¥51,885,503 | ¥19,785,503 |
3210万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥98,883 | ¥35,597,708 | ¥3,497,708 |
| 30 | 0.80% | ¥100,324 | ¥36,116,580 | ¥4,016,580 |
| 30 | 0.90% | ¥101,778 | ¥36,640,234 | ¥4,540,234 |
| 30 | 1.00% | ¥103,246 | ¥37,168,663 | ¥5,068,663 |
| 30 | 1.10% | ¥104,727 | ¥37,701,858 | ¥5,601,858 |
| 30 | 1.20% | ¥106,222 | ¥38,239,809 | ¥6,139,809 |
| 30 | 1.30% | ¥107,729 | ¥38,782,506 | ¥6,682,506 |
| 30 | 1.40% | ¥109,250 | ¥39,329,937 | ¥7,229,937 |
| 30 | 1.50% | ¥110,784 | ¥39,882,092 | ¥7,782,092 |
| 30 | 1.60% | ¥112,330 | ¥40,438,956 | ¥8,338,956 |
| 30 | 1.70% | ¥113,890 | ¥41,000,516 | ¥8,900,516 |
| 30 | 1.80% | ¥115,463 | ¥41,566,758 | ¥9,466,758 |
| 30 | 1.90% | ¥117,049 | ¥42,137,667 | ¥10,037,667 |
| 30 | 2.00% | ¥118,648 | ¥42,713,226 | ¥10,613,226 |
| 30 | 2.10% | ¥120,259 | ¥43,293,420 | ¥11,193,420 |
| 30 | 2.20% | ¥121,884 | ¥43,878,229 | ¥11,778,229 |
| 30 | 2.30% | ¥123,521 | ¥44,467,637 | ¥12,367,637 |
| 30 | 2.40% | ¥125,171 | ¥45,061,624 | ¥12,961,624 |
| 30 | 2.50% | ¥126,834 | ¥45,660,171 | ¥13,560,171 |
| 30 | 2.60% | ¥128,509 | ¥46,263,257 | ¥14,163,257 |
| 30 | 2.70% | ¥130,197 | ¥46,870,861 | ¥14,770,861 |
| 30 | 2.80% | ¥131,897 | ¥47,482,962 | ¥15,382,962 |
| 30 | 2.90% | ¥133,610 | ¥48,099,537 | ¥15,999,537 |
| 30 | 3.00% | ¥135,335 | ¥48,720,562 | ¥16,620,562 |
3210万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥116,667 | ¥34,999,968 | ¥2,899,968 |
| 25 | 0.80% | ¥118,092 | ¥35,427,592 | ¥3,327,592 |
| 25 | 0.90% | ¥119,528 | ¥35,858,543 | ¥3,758,543 |
| 25 | 1.00% | ¥120,976 | ¥36,292,817 | ¥4,192,817 |
| 25 | 1.10% | ¥122,435 | ¥36,730,410 | ¥4,630,410 |
| 25 | 1.20% | ¥123,904 | ¥37,171,317 | ¥5,071,317 |
| 25 | 1.30% | ¥125,385 | ¥37,615,533 | ¥5,515,533 |
| 25 | 1.40% | ¥126,877 | ¥38,063,052 | ¥5,963,052 |
| 25 | 1.50% | ¥128,380 | ¥38,513,868 | ¥6,413,868 |
| 25 | 1.60% | ¥129,893 | ¥38,967,975 | ¥6,867,975 |
| 25 | 1.70% | ¥131,418 | ¥39,425,367 | ¥7,325,367 |
| 25 | 1.80% | ¥132,953 | ¥39,886,035 | ¥7,786,035 |
| 25 | 1.90% | ¥134,500 | ¥40,349,973 | ¥8,249,973 |
| 25 | 2.00% | ¥136,057 | ¥40,817,173 | ¥8,717,173 |
| 25 | 2.10% | ¥137,625 | ¥41,287,626 | ¥9,187,626 |
| 25 | 2.20% | ¥139,204 | ¥41,761,323 | ¥9,661,323 |
| 25 | 2.30% | ¥140,794 | ¥42,238,256 | ¥10,138,256 |
| 25 | 2.40% | ¥142,395 | ¥42,718,416 | ¥10,618,416 |
| 25 | 2.50% | ¥144,006 | ¥43,201,791 | ¥11,101,791 |
| 25 | 2.60% | ¥145,628 | ¥43,688,374 | ¥11,588,374 |
| 25 | 2.70% | ¥147,261 | ¥44,178,151 | ¥12,078,151 |
| 25 | 2.80% | ¥148,904 | ¥44,671,114 | ¥12,571,114 |
| 25 | 2.90% | ¥150,558 | ¥45,167,251 | ¥13,067,251 |
| 25 | 3.00% | ¥152,222 | ¥45,666,550 | ¥13,566,550 |
3210万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥143,370 | ¥34,408,759 | ¥2,308,759 |
| 20 | 0.80% | ¥144,780 | ¥34,747,127 | ¥2,647,127 |
| 20 | 0.90% | ¥146,198 | ¥35,087,627 | ¥2,987,627 |
| 20 | 1.00% | ¥147,626 | ¥35,430,257 | ¥3,330,257 |
| 20 | 1.10% | ¥149,063 | ¥35,775,017 | ¥3,675,017 |
| 20 | 1.20% | ¥150,508 | ¥36,121,903 | ¥4,021,903 |
| 20 | 1.30% | ¥151,962 | ¥36,470,913 | ¥4,370,913 |
| 20 | 1.40% | ¥153,425 | ¥36,822,046 | ¥4,722,046 |
| 20 | 1.50% | ¥154,897 | ¥37,175,298 | ¥5,075,298 |
| 20 | 1.60% | ¥156,378 | ¥37,530,667 | ¥5,430,667 |
| 20 | 1.70% | ¥157,867 | ¥37,888,150 | ¥5,788,150 |
| 20 | 1.80% | ¥159,366 | ¥38,247,744 | ¥6,147,744 |
| 20 | 1.90% | ¥160,873 | ¥38,609,446 | ¥6,509,446 |
| 20 | 2.00% | ¥162,389 | ¥38,973,252 | ¥6,873,252 |
| 20 | 2.10% | ¥163,913 | ¥39,339,159 | ¥7,239,159 |
| 20 | 2.20% | ¥165,447 | ¥39,707,163 | ¥7,607,163 |
| 20 | 2.30% | ¥166,989 | ¥40,077,260 | ¥7,977,260 |
| 20 | 2.40% | ¥168,539 | ¥40,449,447 | ¥8,349,447 |
| 20 | 2.50% | ¥170,099 | ¥40,823,719 | ¥8,723,719 |
| 20 | 2.60% | ¥171,667 | ¥41,200,072 | ¥9,100,072 |
| 20 | 2.70% | ¥173,244 | ¥41,578,501 | ¥9,478,501 |
| 20 | 2.80% | ¥174,829 | ¥41,959,001 | ¥9,859,001 |
| 20 | 2.90% | ¥176,423 | ¥42,341,569 | ¥10,241,569 |
| 20 | 3.00% | ¥178,026 | ¥42,726,199 | ¥10,626,199 |
3210万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥187,912 | ¥33,824,089 | ¥1,724,089 |
| 15 | 0.80% | ¥189,307 | ¥34,075,197 | ¥1,975,197 |
| 15 | 0.90% | ¥190,708 | ¥34,327,505 | ¥2,227,505 |
| 15 | 1.00% | ¥192,117 | ¥34,581,013 | ¥2,481,013 |
| 15 | 1.10% | ¥193,532 | ¥34,835,721 | ¥2,735,721 |
| 15 | 1.20% | ¥194,953 | ¥35,091,627 | ¥2,991,627 |
| 15 | 1.30% | ¥196,382 | ¥35,348,732 | ¥3,248,732 |
| 15 | 1.40% | ¥197,817 | ¥35,607,034 | ¥3,507,034 |
| 15 | 1.50% | ¥199,259 | ¥35,866,532 | ¥3,766,532 |
| 15 | 1.60% | ¥200,707 | ¥36,127,225 | ¥4,027,225 |
| 15 | 1.70% | ¥202,162 | ¥36,389,113 | ¥4,289,113 |
| 15 | 1.80% | ¥203,623 | ¥36,652,194 | ¥4,552,194 |
| 15 | 1.90% | ¥205,091 | ¥36,916,468 | ¥4,816,468 |
| 15 | 2.00% | ¥206,566 | ¥37,181,933 | ¥5,081,933 |
| 15 | 2.10% | ¥208,048 | ¥37,448,587 | ¥5,348,587 |
| 15 | 2.20% | ¥209,536 | ¥37,716,431 | ¥5,616,431 |
| 15 | 2.30% | ¥211,030 | ¥37,985,462 | ¥5,885,462 |
| 15 | 2.40% | ¥212,532 | ¥38,255,679 | ¥6,155,679 |
| 15 | 2.50% | ¥214,039 | ¥38,527,080 | ¥6,427,080 |
| 15 | 2.60% | ¥215,554 | ¥38,799,665 | ¥6,699,665 |
| 15 | 2.70% | ¥217,075 | ¥39,073,432 | ¥6,973,432 |
| 15 | 2.80% | ¥218,602 | ¥39,348,379 | ¥7,248,379 |
| 15 | 2.90% | ¥220,136 | ¥39,624,505 | ¥7,524,505 |
| 15 | 3.00% | ¥221,677 | ¥39,901,807 | ¥7,801,807 |
3210万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥277,050 | ¥33,245,964 | ¥1,145,964 |
| 10 | 0.80% | ¥278,432 | ¥33,411,811 | ¥1,311,811 |
| 10 | 0.90% | ¥279,818 | ¥33,578,192 | ¥1,478,192 |
| 10 | 1.00% | ¥281,209 | ¥33,745,108 | ¥1,645,108 |
| 10 | 1.10% | ¥282,605 | ¥33,912,556 | ¥1,812,556 |
| 10 | 1.20% | ¥284,004 | ¥34,080,539 | ¥1,980,539 |
| 10 | 1.30% | ¥285,409 | ¥34,249,055 | ¥2,149,055 |
| 10 | 1.40% | ¥286,818 | ¥34,418,104 | ¥2,318,104 |
| 10 | 1.50% | ¥288,231 | ¥34,587,686 | ¥2,487,686 |
| 10 | 1.60% | ¥289,648 | ¥34,757,800 | ¥2,657,800 |
| 10 | 1.70% | ¥291,070 | ¥34,928,448 | ¥2,828,448 |
| 10 | 1.80% | ¥292,497 | ¥35,099,627 | ¥2,999,627 |
| 10 | 1.90% | ¥293,928 | ¥35,271,339 | ¥3,171,339 |
| 10 | 2.00% | ¥295,363 | ¥35,443,582 | ¥3,343,582 |
| 10 | 2.10% | ¥296,803 | ¥35,616,357 | ¥3,516,357 |
| 10 | 2.20% | ¥298,247 | ¥35,789,663 | ¥3,689,663 |
| 10 | 2.30% | ¥299,696 | ¥35,963,500 | ¥3,863,500 |
| 10 | 2.40% | ¥301,149 | ¥36,137,868 | ¥4,037,868 |
| 10 | 2.50% | ¥302,606 | ¥36,312,766 | ¥4,212,766 |
| 10 | 2.60% | ¥304,068 | ¥36,488,194 | ¥4,388,194 |
| 10 | 2.70% | ¥305,535 | ¥36,664,152 | ¥4,564,152 |
| 10 | 2.80% | ¥307,005 | ¥36,840,639 | ¥4,740,639 |
| 10 | 2.90% | ¥308,480 | ¥37,017,654 | ¥4,917,654 |
| 10 | 3.00% | ¥309,960 | ¥37,195,199 | ¥5,095,199 |
