3210万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3210万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3210万円の住宅ローン｜期間・年数別
3210万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥63,423 |
¥38,053,787 |
¥5,953,787 |
| 50 |
0.80% |
¥64,929 |
¥38,957,420 |
¥6,857,420 |
| 50 |
0.90% |
¥66,457 |
¥39,874,203 |
¥7,774,203 |
| 50 |
1.00% |
¥68,007 |
¥40,804,078 |
¥8,704,078 |
| 50 |
1.10% |
¥69,578 |
¥41,746,982 |
¥9,646,982 |
| 50 |
1.20% |
¥71,171 |
¥42,702,846 |
¥10,602,846 |
| 50 |
1.30% |
¥72,786 |
¥43,671,594 |
¥11,571,594 |
| 50 |
1.40% |
¥74,422 |
¥44,653,145 |
¥12,553,145 |
| 50 |
1.50% |
¥76,079 |
¥45,647,412 |
¥13,547,412 |
| 50 |
1.60% |
¥77,757 |
¥46,654,303 |
¥14,554,303 |
| 50 |
1.70% |
¥79,456 |
¥47,673,720 |
¥15,573,720 |
| 50 |
1.80% |
¥81,176 |
¥48,705,561 |
¥16,605,561 |
| 50 |
1.90% |
¥82,916 |
¥49,749,717 |
¥17,649,717 |
| 50 |
2.00% |
¥84,677 |
¥50,806,075 |
¥18,706,075 |
| 50 |
2.10% |
¥86,458 |
¥51,874,518 |
¥19,774,518 |
| 50 |
2.20% |
¥88,258 |
¥52,954,924 |
¥20,854,924 |
| 50 |
2.30% |
¥90,079 |
¥54,047,167 |
¥21,947,167 |
| 50 |
2.40% |
¥91,919 |
¥55,151,116 |
¥23,051,116 |
| 50 |
2.50% |
¥93,778 |
¥56,266,636 |
¥24,166,636 |
| 50 |
2.60% |
¥95,656 |
¥57,393,590 |
¥25,293,590 |
| 50 |
2.70% |
¥97,553 |
¥58,531,837 |
¥26,431,837 |
| 50 |
2.80% |
¥99,469 |
¥59,681,231 |
¥27,581,231 |
| 50 |
2.90% |
¥101,403 |
¥60,841,624 |
¥28,741,624 |
| 50 |
3.00% |
¥103,355 |
¥62,012,866 |
¥29,912,866 |
3210万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥69,315 |
¥37,430,024 |
¥5,330,024 |
| 45 |
0.80% |
¥70,805 |
¥38,234,518 |
¥6,134,518 |
| 45 |
0.90% |
¥72,314 |
¥39,049,695 |
¥6,949,695 |
| 45 |
1.00% |
¥73,844 |
¥39,875,518 |
¥7,775,518 |
| 45 |
1.10% |
¥75,392 |
¥40,711,944 |
¥8,611,944 |
| 45 |
1.20% |
¥76,961 |
¥41,558,928 |
¥9,458,928 |
| 45 |
1.30% |
¥78,549 |
¥42,416,420 |
¥10,316,420 |
| 45 |
1.40% |
¥80,156 |
¥43,284,365 |
¥11,184,365 |
| 45 |
1.50% |
¥81,783 |
¥44,162,705 |
¥12,062,705 |
| 45 |
1.60% |
¥83,428 |
¥45,051,380 |
¥12,951,380 |
| 45 |
1.70% |
¥85,093 |
¥45,950,323 |
¥13,850,323 |
| 45 |
1.80% |
¥86,777 |
¥46,859,467 |
¥14,759,467 |
| 45 |
1.90% |
¥88,479 |
¥47,778,738 |
¥15,678,738 |
| 45 |
2.00% |
¥90,200 |
¥48,708,061 |
¥16,608,061 |
| 45 |
2.10% |
¥91,940 |
¥49,647,358 |
¥17,547,358 |
| 45 |
2.20% |
¥93,697 |
¥50,596,545 |
¥18,496,545 |
| 45 |
2.30% |
¥95,473 |
¥51,555,538 |
¥19,455,538 |
| 45 |
2.40% |
¥97,267 |
¥52,524,248 |
¥20,424,248 |
| 45 |
2.50% |
¥99,079 |
¥53,502,585 |
¥21,402,585 |
| 45 |
2.60% |
¥100,908 |
¥54,490,454 |
¥22,390,454 |
| 45 |
2.70% |
¥102,755 |
¥55,487,759 |
¥23,387,759 |
| 45 |
2.80% |
¥104,619 |
¥56,494,402 |
¥24,394,402 |
| 45 |
2.90% |
¥106,501 |
¥57,510,280 |
¥25,410,280 |
| 45 |
3.00% |
¥108,399 |
¥58,535,290 |
¥26,435,290 |
3210万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥76,693 |
¥36,812,747 |
¥4,712,747 |
| 40 |
0.80% |
¥78,167 |
¥37,520,062 |
¥5,420,062 |
| 40 |
0.90% |
¥79,658 |
¥38,235,840 |
¥6,135,840 |
| 40 |
1.00% |
¥81,167 |
¥38,960,059 |
¥6,860,059 |
| 40 |
1.10% |
¥82,693 |
¥39,692,692 |
¥7,592,692 |
| 40 |
1.20% |
¥84,237 |
¥40,433,709 |
¥8,333,709 |
| 40 |
1.30% |
¥85,798 |
¥41,183,079 |
¥9,083,079 |
| 40 |
1.40% |
¥87,377 |
¥41,940,768 |
¥9,840,768 |
| 40 |
1.50% |
¥88,972 |
¥42,706,739 |
¥10,606,739 |
| 40 |
1.60% |
¥90,585 |
¥43,480,953 |
¥11,380,953 |
| 40 |
1.70% |
¥92,215 |
¥44,263,368 |
¥12,163,368 |
| 40 |
1.80% |
¥93,862 |
¥45,053,941 |
¥12,953,941 |
| 40 |
1.90% |
¥95,526 |
¥45,852,626 |
¥13,752,626 |
| 40 |
2.00% |
¥97,207 |
¥46,659,374 |
¥14,559,374 |
| 40 |
2.10% |
¥98,904 |
¥47,474,136 |
¥15,374,136 |
| 40 |
2.20% |
¥100,618 |
¥48,296,858 |
¥16,196,858 |
| 40 |
2.30% |
¥102,349 |
¥49,127,485 |
¥17,027,485 |
| 40 |
2.40% |
¥104,096 |
¥49,965,962 |
¥17,865,962 |
| 40 |
2.50% |
¥105,859 |
¥50,812,229 |
¥18,712,229 |
| 40 |
2.60% |
¥107,638 |
¥51,666,226 |
¥19,566,226 |
| 40 |
2.70% |
¥109,433 |
¥52,527,891 |
¥20,427,891 |
| 40 |
2.80% |
¥111,244 |
¥53,397,159 |
¥21,297,159 |
| 40 |
2.90% |
¥113,071 |
¥54,273,964 |
¥22,173,964 |
| 40 |
3.00% |
¥114,913 |
¥55,158,240 |
¥23,058,240 |
3210万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥86,195 |
¥36,201,971 |
¥4,101,971 |
| 35 |
0.80% |
¥87,653 |
¥36,814,076 |
¥4,714,076 |
| 35 |
0.90% |
¥89,125 |
¥37,432,676 |
¥5,332,676 |
| 35 |
1.00% |
¥90,614 |
¥38,057,758 |
¥5,957,758 |
| 35 |
1.10% |
¥92,117 |
¥38,689,306 |
¥6,589,306 |
| 35 |
1.20% |
¥93,636 |
¥39,327,302 |
¥7,227,302 |
| 35 |
1.30% |
¥95,171 |
¥39,971,728 |
¥7,871,728 |
| 35 |
1.40% |
¥96,720 |
¥40,622,563 |
¥8,522,563 |
| 35 |
1.50% |
¥98,285 |
¥41,279,786 |
¥9,179,786 |
| 35 |
1.60% |
¥99,865 |
¥41,943,373 |
¥9,843,373 |
| 35 |
1.70% |
¥101,460 |
¥42,613,299 |
¥10,513,299 |
| 35 |
1.80% |
¥103,070 |
¥43,289,539 |
¥11,189,539 |
| 35 |
1.90% |
¥104,695 |
¥43,972,064 |
¥11,872,064 |
| 35 |
2.00% |
¥106,335 |
¥44,660,847 |
¥12,560,847 |
| 35 |
2.10% |
¥107,990 |
¥45,355,855 |
¥13,255,855 |
| 35 |
2.20% |
¥109,660 |
¥46,057,059 |
¥13,957,059 |
| 35 |
2.30% |
¥111,344 |
¥46,764,425 |
¥14,664,425 |
| 35 |
2.40% |
¥113,043 |
¥47,477,919 |
¥15,377,919 |
| 35 |
2.50% |
¥114,756 |
¥48,197,505 |
¥16,097,505 |
| 35 |
2.60% |
¥116,484 |
¥48,923,147 |
¥16,823,147 |
| 35 |
2.70% |
¥118,226 |
¥49,654,808 |
¥17,554,808 |
| 35 |
2.80% |
¥119,982 |
¥50,392,447 |
¥18,292,447 |
| 35 |
2.90% |
¥121,752 |
¥51,136,026 |
¥19,036,026 |
| 35 |
3.00% |
¥123,537 |
¥51,885,503 |
¥19,785,503 |
3210万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥98,883 |
¥35,597,708 |
¥3,497,708 |
| 30 |
0.80% |
¥100,324 |
¥36,116,580 |
¥4,016,580 |
| 30 |
0.90% |
¥101,778 |
¥36,640,234 |
¥4,540,234 |
| 30 |
1.00% |
¥103,246 |
¥37,168,663 |
¥5,068,663 |
| 30 |
1.10% |
¥104,727 |
¥37,701,858 |
¥5,601,858 |
| 30 |
1.20% |
¥106,222 |
¥38,239,809 |
¥6,139,809 |
| 30 |
1.30% |
¥107,729 |
¥38,782,506 |
¥6,682,506 |
| 30 |
1.40% |
¥109,250 |
¥39,329,937 |
¥7,229,937 |
| 30 |
1.50% |
¥110,784 |
¥39,882,092 |
¥7,782,092 |
| 30 |
1.60% |
¥112,330 |
¥40,438,956 |
¥8,338,956 |
| 30 |
1.70% |
¥113,890 |
¥41,000,516 |
¥8,900,516 |
| 30 |
1.80% |
¥115,463 |
¥41,566,758 |
¥9,466,758 |
| 30 |
1.90% |
¥117,049 |
¥42,137,667 |
¥10,037,667 |
| 30 |
2.00% |
¥118,648 |
¥42,713,226 |
¥10,613,226 |
| 30 |
2.10% |
¥120,259 |
¥43,293,420 |
¥11,193,420 |
| 30 |
2.20% |
¥121,884 |
¥43,878,229 |
¥11,778,229 |
| 30 |
2.30% |
¥123,521 |
¥44,467,637 |
¥12,367,637 |
| 30 |
2.40% |
¥125,171 |
¥45,061,624 |
¥12,961,624 |
| 30 |
2.50% |
¥126,834 |
¥45,660,171 |
¥13,560,171 |
| 30 |
2.60% |
¥128,509 |
¥46,263,257 |
¥14,163,257 |
| 30 |
2.70% |
¥130,197 |
¥46,870,861 |
¥14,770,861 |
| 30 |
2.80% |
¥131,897 |
¥47,482,962 |
¥15,382,962 |
| 30 |
2.90% |
¥133,610 |
¥48,099,537 |
¥15,999,537 |
| 30 |
3.00% |
¥135,335 |
¥48,720,562 |
¥16,620,562 |
3210万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥116,667 |
¥34,999,968 |
¥2,899,968 |
| 25 |
0.80% |
¥118,092 |
¥35,427,592 |
¥3,327,592 |
| 25 |
0.90% |
¥119,528 |
¥35,858,543 |
¥3,758,543 |
| 25 |
1.00% |
¥120,976 |
¥36,292,817 |
¥4,192,817 |
| 25 |
1.10% |
¥122,435 |
¥36,730,410 |
¥4,630,410 |
| 25 |
1.20% |
¥123,904 |
¥37,171,317 |
¥5,071,317 |
| 25 |
1.30% |
¥125,385 |
¥37,615,533 |
¥5,515,533 |
| 25 |
1.40% |
¥126,877 |
¥38,063,052 |
¥5,963,052 |
| 25 |
1.50% |
¥128,380 |
¥38,513,868 |
¥6,413,868 |
| 25 |
1.60% |
¥129,893 |
¥38,967,975 |
¥6,867,975 |
| 25 |
1.70% |
¥131,418 |
¥39,425,367 |
¥7,325,367 |
| 25 |
1.80% |
¥132,953 |
¥39,886,035 |
¥7,786,035 |
| 25 |
1.90% |
¥134,500 |
¥40,349,973 |
¥8,249,973 |
| 25 |
2.00% |
¥136,057 |
¥40,817,173 |
¥8,717,173 |
| 25 |
2.10% |
¥137,625 |
¥41,287,626 |
¥9,187,626 |
| 25 |
2.20% |
¥139,204 |
¥41,761,323 |
¥9,661,323 |
| 25 |
2.30% |
¥140,794 |
¥42,238,256 |
¥10,138,256 |
| 25 |
2.40% |
¥142,395 |
¥42,718,416 |
¥10,618,416 |
| 25 |
2.50% |
¥144,006 |
¥43,201,791 |
¥11,101,791 |
| 25 |
2.60% |
¥145,628 |
¥43,688,374 |
¥11,588,374 |
| 25 |
2.70% |
¥147,261 |
¥44,178,151 |
¥12,078,151 |
| 25 |
2.80% |
¥148,904 |
¥44,671,114 |
¥12,571,114 |
| 25 |
2.90% |
¥150,558 |
¥45,167,251 |
¥13,067,251 |
| 25 |
3.00% |
¥152,222 |
¥45,666,550 |
¥13,566,550 |
3210万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥143,370 |
¥34,408,759 |
¥2,308,759 |
| 20 |
0.80% |
¥144,780 |
¥34,747,127 |
¥2,647,127 |
| 20 |
0.90% |
¥146,198 |
¥35,087,627 |
¥2,987,627 |
| 20 |
1.00% |
¥147,626 |
¥35,430,257 |
¥3,330,257 |
| 20 |
1.10% |
¥149,063 |
¥35,775,017 |
¥3,675,017 |
| 20 |
1.20% |
¥150,508 |
¥36,121,903 |
¥4,021,903 |
| 20 |
1.30% |
¥151,962 |
¥36,470,913 |
¥4,370,913 |
| 20 |
1.40% |
¥153,425 |
¥36,822,046 |
¥4,722,046 |
| 20 |
1.50% |
¥154,897 |
¥37,175,298 |
¥5,075,298 |
| 20 |
1.60% |
¥156,378 |
¥37,530,667 |
¥5,430,667 |
| 20 |
1.70% |
¥157,867 |
¥37,888,150 |
¥5,788,150 |
| 20 |
1.80% |
¥159,366 |
¥38,247,744 |
¥6,147,744 |
| 20 |
1.90% |
¥160,873 |
¥38,609,446 |
¥6,509,446 |
| 20 |
2.00% |
¥162,389 |
¥38,973,252 |
¥6,873,252 |
| 20 |
2.10% |
¥163,913 |
¥39,339,159 |
¥7,239,159 |
| 20 |
2.20% |
¥165,447 |
¥39,707,163 |
¥7,607,163 |
| 20 |
2.30% |
¥166,989 |
¥40,077,260 |
¥7,977,260 |
| 20 |
2.40% |
¥168,539 |
¥40,449,447 |
¥8,349,447 |
| 20 |
2.50% |
¥170,099 |
¥40,823,719 |
¥8,723,719 |
| 20 |
2.60% |
¥171,667 |
¥41,200,072 |
¥9,100,072 |
| 20 |
2.70% |
¥173,244 |
¥41,578,501 |
¥9,478,501 |
| 20 |
2.80% |
¥174,829 |
¥41,959,001 |
¥9,859,001 |
| 20 |
2.90% |
¥176,423 |
¥42,341,569 |
¥10,241,569 |
| 20 |
3.00% |
¥178,026 |
¥42,726,199 |
¥10,626,199 |
3210万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥187,912 |
¥33,824,089 |
¥1,724,089 |
| 15 |
0.80% |
¥189,307 |
¥34,075,197 |
¥1,975,197 |
| 15 |
0.90% |
¥190,708 |
¥34,327,505 |
¥2,227,505 |
| 15 |
1.00% |
¥192,117 |
¥34,581,013 |
¥2,481,013 |
| 15 |
1.10% |
¥193,532 |
¥34,835,721 |
¥2,735,721 |
| 15 |
1.20% |
¥194,953 |
¥35,091,627 |
¥2,991,627 |
| 15 |
1.30% |
¥196,382 |
¥35,348,732 |
¥3,248,732 |
| 15 |
1.40% |
¥197,817 |
¥35,607,034 |
¥3,507,034 |
| 15 |
1.50% |
¥199,259 |
¥35,866,532 |
¥3,766,532 |
| 15 |
1.60% |
¥200,707 |
¥36,127,225 |
¥4,027,225 |
| 15 |
1.70% |
¥202,162 |
¥36,389,113 |
¥4,289,113 |
| 15 |
1.80% |
¥203,623 |
¥36,652,194 |
¥4,552,194 |
| 15 |
1.90% |
¥205,091 |
¥36,916,468 |
¥4,816,468 |
| 15 |
2.00% |
¥206,566 |
¥37,181,933 |
¥5,081,933 |
| 15 |
2.10% |
¥208,048 |
¥37,448,587 |
¥5,348,587 |
| 15 |
2.20% |
¥209,536 |
¥37,716,431 |
¥5,616,431 |
| 15 |
2.30% |
¥211,030 |
¥37,985,462 |
¥5,885,462 |
| 15 |
2.40% |
¥212,532 |
¥38,255,679 |
¥6,155,679 |
| 15 |
2.50% |
¥214,039 |
¥38,527,080 |
¥6,427,080 |
| 15 |
2.60% |
¥215,554 |
¥38,799,665 |
¥6,699,665 |
| 15 |
2.70% |
¥217,075 |
¥39,073,432 |
¥6,973,432 |
| 15 |
2.80% |
¥218,602 |
¥39,348,379 |
¥7,248,379 |
| 15 |
2.90% |
¥220,136 |
¥39,624,505 |
¥7,524,505 |
| 15 |
3.00% |
¥221,677 |
¥39,901,807 |
¥7,801,807 |
3210万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥277,050 |
¥33,245,964 |
¥1,145,964 |
| 10 |
0.80% |
¥278,432 |
¥33,411,811 |
¥1,311,811 |
| 10 |
0.90% |
¥279,818 |
¥33,578,192 |
¥1,478,192 |
| 10 |
1.00% |
¥281,209 |
¥33,745,108 |
¥1,645,108 |
| 10 |
1.10% |
¥282,605 |
¥33,912,556 |
¥1,812,556 |
| 10 |
1.20% |
¥284,004 |
¥34,080,539 |
¥1,980,539 |
| 10 |
1.30% |
¥285,409 |
¥34,249,055 |
¥2,149,055 |
| 10 |
1.40% |
¥286,818 |
¥34,418,104 |
¥2,318,104 |
| 10 |
1.50% |
¥288,231 |
¥34,587,686 |
¥2,487,686 |
| 10 |
1.60% |
¥289,648 |
¥34,757,800 |
¥2,657,800 |
| 10 |
1.70% |
¥291,070 |
¥34,928,448 |
¥2,828,448 |
| 10 |
1.80% |
¥292,497 |
¥35,099,627 |
¥2,999,627 |
| 10 |
1.90% |
¥293,928 |
¥35,271,339 |
¥3,171,339 |
| 10 |
2.00% |
¥295,363 |
¥35,443,582 |
¥3,343,582 |
| 10 |
2.10% |
¥296,803 |
¥35,616,357 |
¥3,516,357 |
| 10 |
2.20% |
¥298,247 |
¥35,789,663 |
¥3,689,663 |
| 10 |
2.30% |
¥299,696 |
¥35,963,500 |
¥3,863,500 |
| 10 |
2.40% |
¥301,149 |
¥36,137,868 |
¥4,037,868 |
| 10 |
2.50% |
¥302,606 |
¥36,312,766 |
¥4,212,766 |
| 10 |
2.60% |
¥304,068 |
¥36,488,194 |
¥4,388,194 |
| 10 |
2.70% |
¥305,535 |
¥36,664,152 |
¥4,564,152 |
| 10 |
2.80% |
¥307,005 |
¥36,840,639 |
¥4,740,639 |
| 10 |
2.90% |
¥308,480 |
¥37,017,654 |
¥4,917,654 |
| 10 |
3.00% |
¥309,960 |
¥37,195,199 |
¥5,095,199 |
