3220万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3220万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3220万円の住宅ローン｜期間・年数別
3220万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥63,621 | ¥38,172,335 | ¥5,972,335 |
| 50 | 0.80% | ¥65,131 | ¥39,078,783 | ¥6,878,783 |
| 50 | 0.90% | ¥66,664 | ¥39,998,422 | ¥7,798,422 |
| 50 | 1.00% | ¥68,219 | ¥40,931,194 | ¥8,731,194 |
| 50 | 1.10% | ¥69,795 | ¥41,877,035 | ¥9,677,035 |
| 50 | 1.20% | ¥71,393 | ¥42,835,876 | ¥10,635,876 |
| 50 | 1.30% | ¥73,013 | ¥43,807,642 | ¥11,607,642 |
| 50 | 1.40% | ¥74,654 | ¥44,792,251 | ¥12,592,251 |
| 50 | 1.50% | ¥76,316 | ¥45,789,616 | ¥13,589,616 |
| 50 | 1.60% | ¥77,999 | ¥46,799,644 | ¥14,599,644 |
| 50 | 1.70% | ¥79,704 | ¥47,822,237 | ¥15,622,237 |
| 50 | 1.80% | ¥81,429 | ¥48,857,292 | ¥16,657,292 |
| 50 | 1.90% | ¥83,175 | ¥49,904,700 | ¥17,704,700 |
| 50 | 2.00% | ¥84,941 | ¥50,964,350 | ¥18,764,350 |
| 50 | 2.10% | ¥86,727 | ¥52,036,121 | ¥19,836,121 |
| 50 | 2.20% | ¥88,533 | ¥53,119,893 | ¥20,919,893 |
| 50 | 2.30% | ¥90,359 | ¥54,215,538 | ¥22,015,538 |
| 50 | 2.40% | ¥92,205 | ¥55,322,926 | ¥23,122,926 |
| 50 | 2.50% | ¥94,070 | ¥56,441,922 | ¥24,241,922 |
| 50 | 2.60% | ¥95,954 | ¥57,572,387 | ¥25,372,387 |
| 50 | 2.70% | ¥97,857 | ¥58,714,179 | ¥26,514,179 |
| 50 | 2.80% | ¥99,779 | ¥59,867,153 | ¥27,667,153 |
| 50 | 2.90% | ¥101,719 | ¥61,031,162 | ¥28,831,162 |
| 50 | 3.00% | ¥103,677 | ¥62,206,053 | ¥30,006,053 |
3220万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥69,531 | ¥37,546,628 | ¥5,346,628 |
| 45 | 0.80% | ¥71,025 | ¥38,353,628 | ¥6,153,628 |
| 45 | 0.90% | ¥72,540 | ¥39,171,345 | ¥6,971,345 |
| 45 | 1.00% | ¥74,074 | ¥39,999,741 | ¥7,799,741 |
| 45 | 1.10% | ¥75,627 | ¥40,838,773 | ¥8,638,773 |
| 45 | 1.20% | ¥77,201 | ¥41,688,395 | ¥9,488,395 |
| 45 | 1.30% | ¥78,794 | ¥42,548,558 | ¥10,348,558 |
| 45 | 1.40% | ¥80,406 | ¥43,419,207 | ¥11,219,207 |
| 45 | 1.50% | ¥82,038 | ¥44,300,284 | ¥12,100,284 |
| 45 | 1.60% | ¥83,688 | ¥45,191,727 | ¥12,991,727 |
| 45 | 1.70% | ¥85,358 | ¥46,093,471 | ¥13,893,471 |
| 45 | 1.80% | ¥87,047 | ¥47,005,446 | ¥14,805,446 |
| 45 | 1.90% | ¥88,755 | ¥47,927,582 | ¥15,727,582 |
| 45 | 2.00% | ¥90,481 | ¥48,859,800 | ¥16,659,800 |
| 45 | 2.10% | ¥92,226 | ¥49,802,023 | ¥17,602,023 |
| 45 | 2.20% | ¥93,989 | ¥50,754,167 | ¥18,554,167 |
| 45 | 2.30% | ¥95,771 | ¥51,716,147 | ¥19,516,147 |
| 45 | 2.40% | ¥97,570 | ¥52,687,875 | ¥20,487,875 |
| 45 | 2.50% | ¥99,388 | ¥53,669,260 | ¥21,469,260 |
| 45 | 2.60% | ¥101,223 | ¥54,660,206 | ¥22,460,206 |
| 45 | 2.70% | ¥103,075 | ¥55,660,619 | ¥23,460,619 |
| 45 | 2.80% | ¥104,945 | ¥56,670,397 | ¥24,470,397 |
| 45 | 2.90% | ¥106,832 | ¥57,689,440 | ¥25,489,440 |
| 45 | 3.00% | ¥108,736 | ¥58,717,643 | ¥26,517,643 |
3220万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥76,932 | ¥36,927,429 | ¥4,727,429 |
| 40 | 0.80% | ¥78,410 | ¥37,636,947 | ¥5,436,947 |
| 40 | 0.90% | ¥79,906 | ¥38,354,955 | ¥6,154,955 |
| 40 | 1.00% | ¥81,420 | ¥39,081,430 | ¥6,881,430 |
| 40 | 1.10% | ¥82,951 | ¥39,816,345 | ¥7,616,345 |
| 40 | 1.20% | ¥84,499 | ¥40,559,671 | ¥8,359,671 |
| 40 | 1.30% | ¥86,065 | ¥41,311,375 | ¥9,111,375 |
| 40 | 1.40% | ¥87,649 | ¥42,071,424 | ¥9,871,424 |
| 40 | 1.50% | ¥89,250 | ¥42,839,781 | ¥10,639,781 |
| 40 | 1.60% | ¥90,868 | ¥43,616,407 | ¥11,416,407 |
| 40 | 1.70% | ¥92,503 | ¥44,401,260 | ¥12,201,260 |
| 40 | 1.80% | ¥94,155 | ¥45,194,296 | ¥12,994,296 |
| 40 | 1.90% | ¥95,824 | ¥45,995,469 | ¥13,795,469 |
| 40 | 2.00% | ¥97,510 | ¥46,804,731 | ¥14,604,731 |
| 40 | 2.10% | ¥99,213 | ¥47,622,030 | ¥15,422,030 |
| 40 | 2.20% | ¥100,932 | ¥48,447,315 | ¥16,247,315 |
| 40 | 2.30% | ¥102,668 | ¥49,280,531 | ¥17,080,531 |
| 40 | 2.40% | ¥104,420 | ¥50,121,619 | ¥17,921,619 |
| 40 | 2.50% | ¥106,189 | ¥50,970,523 | ¥18,770,523 |
| 40 | 2.60% | ¥107,973 | ¥51,827,180 | ¥19,627,180 |
| 40 | 2.70% | ¥109,774 | ¥52,691,529 | ¥20,491,529 |
| 40 | 2.80% | ¥111,591 | ¥53,563,505 | ¥21,363,505 |
| 40 | 2.90% | ¥113,423 | ¥54,443,042 | ¥22,243,042 |
| 40 | 3.00% | ¥115,271 | ¥55,330,072 | ¥23,130,072 |
3220万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥86,464 | ¥36,314,750 | ¥4,114,750 |
| 35 | 0.80% | ¥87,926 | ¥36,928,761 | ¥4,728,761 |
| 35 | 0.90% | ¥89,403 | ¥37,549,289 | ¥5,349,289 |
| 35 | 1.00% | ¥90,896 | ¥38,176,318 | ¥5,976,318 |
| 35 | 1.10% | ¥92,404 | ¥38,809,833 | ¥6,609,833 |
| 35 | 1.20% | ¥93,928 | ¥39,449,817 | ¥7,249,817 |
| 35 | 1.30% | ¥95,467 | ¥40,096,251 | ¥7,896,251 |
| 35 | 1.40% | ¥97,022 | ¥40,749,113 | ¥8,549,113 |
| 35 | 1.50% | ¥98,591 | ¥41,408,384 | ¥9,208,384 |
| 35 | 1.60% | ¥100,176 | ¥42,074,038 | ¥9,874,038 |
| 35 | 1.70% | ¥101,776 | ¥42,746,051 | ¥10,546,051 |
| 35 | 1.80% | ¥103,391 | ¥43,424,397 | ¥11,224,397 |
| 35 | 1.90% | ¥105,022 | ¥44,109,049 | ¥11,909,049 |
| 35 | 2.00% | ¥106,667 | ¥44,799,977 | ¥12,599,977 |
| 35 | 2.10% | ¥108,327 | ¥45,497,151 | ¥13,297,151 |
| 35 | 2.20% | ¥110,001 | ¥46,200,539 | ¥14,000,539 |
| 35 | 2.30% | ¥111,691 | ¥46,910,108 | ¥14,710,108 |
| 35 | 2.40% | ¥113,395 | ¥47,625,825 | ¥15,425,825 |
| 35 | 2.50% | ¥115,113 | ¥48,347,653 | ¥16,147,653 |
| 35 | 2.60% | ¥116,847 | ¥49,075,556 | ¥16,875,556 |
| 35 | 2.70% | ¥118,594 | ¥49,809,495 | ¥17,609,495 |
| 35 | 2.80% | ¥120,356 | ¥50,549,433 | ¥18,349,433 |
| 35 | 2.90% | ¥122,132 | ¥51,295,328 | ¥19,095,328 |
| 35 | 3.00% | ¥123,922 | ¥52,047,140 | ¥19,847,140 |
3220万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥99,191 | ¥35,708,604 | ¥3,508,604 |
| 30 | 0.80% | ¥100,636 | ¥36,229,093 | ¥4,029,093 |
| 30 | 0.90% | ¥102,095 | ¥36,754,378 | ¥4,554,378 |
| 30 | 1.00% | ¥103,568 | ¥37,284,453 | ¥5,084,453 |
| 30 | 1.10% | ¥105,054 | ¥37,819,309 | ¥5,619,309 |
| 30 | 1.20% | ¥106,553 | ¥38,358,936 | ¥6,158,936 |
| 30 | 1.30% | ¥108,065 | ¥38,903,323 | ¥6,703,323 |
| 30 | 1.40% | ¥109,590 | ¥39,452,460 | ¥7,252,460 |
| 30 | 1.50% | ¥111,129 | ¥40,006,335 | ¥7,806,335 |
| 30 | 1.60% | ¥112,680 | ¥40,564,934 | ¥8,364,934 |
| 30 | 1.70% | ¥114,245 | ¥41,128,243 | ¥8,928,243 |
| 30 | 1.80% | ¥115,823 | ¥41,696,250 | ¥9,496,250 |
| 30 | 1.90% | ¥117,414 | ¥42,268,937 | ¥10,068,937 |
| 30 | 2.00% | ¥119,017 | ¥42,846,289 | ¥10,646,289 |
| 30 | 2.10% | ¥120,634 | ¥43,428,290 | ¥11,228,290 |
| 30 | 2.20% | ¥122,264 | ¥44,014,922 | ¥11,814,922 |
| 30 | 2.30% | ¥123,906 | ¥44,606,166 | ¥12,406,166 |
| 30 | 2.40% | ¥125,561 | ¥45,202,003 | ¥13,002,003 |
| 30 | 2.50% | ¥127,229 | ¥45,802,415 | ¥13,602,415 |
| 30 | 2.60% | ¥128,909 | ¥46,407,379 | ¥14,207,379 |
| 30 | 2.70% | ¥130,602 | ¥47,016,876 | ¥14,816,876 |
| 30 | 2.80% | ¥132,308 | ¥47,630,884 | ¥15,430,884 |
| 30 | 2.90% | ¥134,026 | ¥48,249,379 | ¥16,049,379 |
| 30 | 3.00% | ¥135,756 | ¥48,872,340 | ¥16,672,340 |
3220万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥117,030 | ¥35,109,002 | ¥2,909,002 |
| 25 | 0.80% | ¥118,460 | ¥35,537,958 | ¥3,337,958 |
| 25 | 0.90% | ¥119,901 | ¥35,970,252 | ¥3,770,252 |
| 25 | 1.00% | ¥121,353 | ¥36,405,879 | ¥4,205,879 |
| 25 | 1.10% | ¥122,816 | ¥36,844,835 | ¥4,644,835 |
| 25 | 1.20% | ¥124,290 | ¥37,287,116 | ¥5,087,116 |
| 25 | 1.30% | ¥125,776 | ¥37,732,715 | ¥5,532,715 |
| 25 | 1.40% | ¥127,272 | ¥38,181,628 | ¥5,981,628 |
| 25 | 1.50% | ¥128,779 | ¥38,633,849 | ¥6,433,849 |
| 25 | 1.60% | ¥130,298 | ¥39,089,371 | ¥6,889,371 |
| 25 | 1.70% | ¥131,827 | ¥39,548,187 | ¥7,348,187 |
| 25 | 1.80% | ¥133,368 | ¥40,010,291 | ¥7,810,291 |
| 25 | 1.90% | ¥134,919 | ¥40,475,674 | ¥8,275,674 |
| 25 | 2.00% | ¥136,481 | ¥40,944,329 | ¥8,744,329 |
| 25 | 2.10% | ¥138,054 | ¥41,416,248 | ¥9,216,248 |
| 25 | 2.20% | ¥139,638 | ¥41,891,421 | ¥9,691,421 |
| 25 | 2.30% | ¥141,233 | ¥42,369,840 | ¥10,169,840 |
| 25 | 2.40% | ¥142,838 | ¥42,851,495 | ¥10,651,495 |
| 25 | 2.50% | ¥144,455 | ¥43,336,377 | ¥11,136,377 |
| 25 | 2.60% | ¥146,082 | ¥43,824,474 | ¥11,624,474 |
| 25 | 2.70% | ¥147,719 | ¥44,315,778 | ¥12,115,778 |
| 25 | 2.80% | ¥149,368 | ¥44,810,277 | ¥12,610,277 |
| 25 | 2.90% | ¥151,027 | ¥45,307,959 | ¥13,107,959 |
| 25 | 3.00% | ¥152,696 | ¥45,808,813 | ¥13,608,813 |
3220万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥143,816 | ¥34,515,952 | ¥2,315,952 |
| 20 | 0.80% | ¥145,231 | ¥34,855,373 | ¥2,655,373 |
| 20 | 0.90% | ¥146,654 | ¥35,196,934 | ¥2,996,934 |
| 20 | 1.00% | ¥148,086 | ¥35,540,632 | ¥3,340,632 |
| 20 | 1.10% | ¥149,527 | ¥35,886,465 | ¥3,686,465 |
| 20 | 1.20% | ¥150,977 | ¥36,234,432 | ¥4,034,432 |
| 20 | 1.30% | ¥152,436 | ¥36,584,530 | ¥4,384,530 |
| 20 | 1.40% | ¥153,903 | ¥36,936,756 | ¥4,736,756 |
| 20 | 1.50% | ¥155,380 | ¥37,291,109 | ¥5,091,109 |
| 20 | 1.60% | ¥156,865 | ¥37,647,585 | ¥5,447,585 |
| 20 | 1.70% | ¥158,359 | ¥38,006,182 | ¥5,806,182 |
| 20 | 1.80% | ¥159,862 | ¥38,366,896 | ¥6,166,896 |
| 20 | 1.90% | ¥161,374 | ¥38,729,725 | ¥6,529,725 |
| 20 | 2.00% | ¥162,894 | ¥39,094,664 | ¥6,894,664 |
| 20 | 2.10% | ¥164,424 | ¥39,461,711 | ¥7,261,711 |
| 20 | 2.20% | ¥165,962 | ¥39,830,861 | ¥7,630,861 |
| 20 | 2.30% | ¥167,509 | ¥40,202,112 | ¥8,002,112 |
| 20 | 2.40% | ¥169,064 | ¥40,575,458 | ¥8,375,458 |
| 20 | 2.50% | ¥170,629 | ¥40,950,896 | ¥8,750,896 |
| 20 | 2.60% | ¥172,202 | ¥41,328,421 | ¥9,128,421 |
| 20 | 2.70% | ¥173,783 | ¥41,708,029 | ¥9,508,029 |
| 20 | 2.80% | ¥175,374 | ¥42,089,715 | ¥9,889,715 |
| 20 | 2.90% | ¥176,973 | ¥42,473,474 | ¥10,273,474 |
| 20 | 3.00% | ¥178,580 | ¥42,859,302 | ¥10,659,302 |
3220万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥188,497 | ¥33,929,460 | ¥1,729,460 |
| 15 | 0.80% | ¥189,896 | ¥34,181,350 | ¥1,981,350 |
| 15 | 0.90% | ¥191,302 | ¥34,434,444 | ¥2,234,444 |
| 15 | 1.00% | ¥192,715 | ¥34,688,742 | ¥2,488,742 |
| 15 | 1.10% | ¥194,135 | ¥34,944,243 | ¥2,744,243 |
| 15 | 1.20% | ¥195,561 | ¥35,200,947 | ¥3,000,947 |
| 15 | 1.30% | ¥196,994 | ¥35,458,853 | ¥3,258,853 |
| 15 | 1.40% | ¥198,433 | ¥35,717,959 | ¥3,517,959 |
| 15 | 1.50% | ¥199,879 | ¥35,978,265 | ¥3,778,265 |
| 15 | 1.60% | ¥201,332 | ¥36,239,771 | ¥4,039,771 |
| 15 | 1.70% | ¥202,792 | ¥36,502,475 | ¥4,302,475 |
| 15 | 1.80% | ¥204,258 | ¥36,766,376 | ¥4,566,376 |
| 15 | 1.90% | ¥205,730 | ¥37,031,473 | ¥4,831,473 |
| 15 | 2.00% | ¥207,210 | ¥37,297,764 | ¥5,097,764 |
| 15 | 2.10% | ¥208,696 | ¥37,565,250 | ¥5,365,250 |
| 15 | 2.20% | ¥210,188 | ¥37,833,928 | ¥5,633,928 |
| 15 | 2.30% | ¥211,688 | ¥38,103,797 | ¥5,903,797 |
| 15 | 2.40% | ¥213,194 | ¥38,374,855 | ¥6,174,855 |
| 15 | 2.50% | ¥214,706 | ¥38,647,103 | ¥6,447,103 |
| 15 | 2.60% | ¥216,225 | ¥38,920,537 | ¥6,720,537 |
| 15 | 2.70% | ¥217,751 | ¥39,195,156 | ¥6,995,156 |
| 15 | 2.80% | ¥219,283 | ¥39,470,960 | ¥7,270,960 |
| 15 | 2.90% | ¥220,822 | ¥39,747,945 | ¥7,547,945 |
| 15 | 3.00% | ¥222,367 | ¥40,026,112 | ¥7,826,112 |
3220万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥277,913 | ¥33,349,534 | ¥1,149,534 |
| 10 | 0.80% | ¥279,299 | ¥33,515,898 | ¥1,315,898 |
| 10 | 0.90% | ¥280,690 | ¥33,682,797 | ¥1,482,797 |
| 10 | 1.00% | ¥282,085 | ¥33,850,232 | ¥1,650,232 |
| 10 | 1.10% | ¥283,485 | ¥34,018,203 | ¥1,818,203 |
| 10 | 1.20% | ¥284,889 | ¥34,186,709 | ¥1,986,709 |
| 10 | 1.30% | ¥286,298 | ¥34,355,750 | ¥2,155,750 |
| 10 | 1.40% | ¥287,711 | ¥34,525,325 | ¥2,325,325 |
| 10 | 1.50% | ¥289,129 | ¥34,695,436 | ¥2,495,436 |
| 10 | 1.60% | ¥290,551 | ¥34,866,080 | ¥2,666,080 |
| 10 | 1.70% | ¥291,977 | ¥35,037,259 | ¥2,837,259 |
| 10 | 1.80% | ¥293,408 | ¥35,208,972 | ¥3,008,972 |
| 10 | 1.90% | ¥294,843 | ¥35,381,219 | ¥3,181,219 |
| 10 | 2.00% | ¥296,283 | ¥35,553,999 | ¥3,353,999 |
| 10 | 2.10% | ¥297,728 | ¥35,727,312 | ¥3,527,312 |
| 10 | 2.20% | ¥299,176 | ¥35,901,158 | ¥3,701,158 |
| 10 | 2.30% | ¥300,629 | ¥36,075,536 | ¥3,875,536 |
| 10 | 2.40% | ¥302,087 | ¥36,250,447 | ¥4,050,447 |
| 10 | 2.50% | ¥303,549 | ¥36,425,890 | ¥4,225,890 |
| 10 | 2.60% | ¥305,016 | ¥36,601,864 | ¥4,401,864 |
| 10 | 2.70% | ¥306,486 | ¥36,778,370 | ¥4,578,370 |
| 10 | 2.80% | ¥307,962 | ¥36,955,407 | ¥4,755,407 |
| 10 | 2.90% | ¥309,441 | ¥37,132,974 | ¥4,932,974 |
| 10 | 3.00% | ¥310,926 | ¥37,311,072 | ¥5,111,072 |
