3250万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3250万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3250万円の住宅ローン｜期間・年数別
3250万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥64,213 | ¥38,527,978 | ¥6,027,978 |
| 50 | 0.80% | ¥65,738 | ¥39,442,871 | ¥6,942,871 |
| 50 | 0.90% | ¥67,285 | ¥40,371,078 | ¥7,871,078 |
| 50 | 1.00% | ¥68,854 | ¥41,312,540 | ¥8,812,540 |
| 50 | 1.10% | ¥70,445 | ¥42,267,194 | ¥9,767,194 |
| 50 | 1.20% | ¥72,058 | ¥43,234,968 | ¥10,734,968 |
| 50 | 1.30% | ¥73,693 | ¥44,215,788 | ¥11,715,788 |
| 50 | 1.40% | ¥75,349 | ¥45,209,570 | ¥12,709,570 |
| 50 | 1.50% | ¥77,027 | ¥46,216,227 | ¥13,716,227 |
| 50 | 1.60% | ¥78,726 | ¥47,235,665 | ¥14,735,665 |
| 50 | 1.70% | ¥80,446 | ¥48,267,785 | ¥15,767,785 |
| 50 | 1.80% | ¥82,187 | ¥49,312,484 | ¥16,812,484 |
| 50 | 1.90% | ¥83,949 | ¥50,369,651 | ¥17,869,651 |
| 50 | 2.00% | ¥85,732 | ¥51,439,173 | ¥18,939,173 |
| 50 | 2.10% | ¥87,535 | ¥52,520,930 | ¥20,020,930 |
| 50 | 2.20% | ¥89,358 | ¥53,614,799 | ¥21,114,799 |
| 50 | 2.30% | ¥91,201 | ¥54,720,652 | ¥22,220,652 |
| 50 | 2.40% | ¥93,064 | ¥55,838,357 | ¥23,338,357 |
| 50 | 2.50% | ¥94,946 | ¥56,967,778 | ¥24,467,778 |
| 50 | 2.60% | ¥96,848 | ¥58,108,775 | ¥25,608,775 |
| 50 | 2.70% | ¥98,769 | ¥59,261,205 | ¥26,761,205 |
| 50 | 2.80% | ¥100,708 | ¥60,424,922 | ¥27,924,922 |
| 50 | 2.90% | ¥102,666 | ¥61,599,775 | ¥29,099,775 |
| 50 | 3.00% | ¥104,643 | ¥62,785,612 | ¥30,285,612 |
3250万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥70,179 | ¥37,896,441 | ¥5,396,441 |
| 45 | 0.80% | ¥71,687 | ¥38,710,960 | ¥6,210,960 |
| 45 | 0.90% | ¥73,215 | ¥39,536,296 | ¥7,036,296 |
| 45 | 1.00% | ¥74,764 | ¥40,372,409 | ¥7,872,409 |
| 45 | 1.10% | ¥76,332 | ¥41,219,258 | ¥8,719,258 |
| 45 | 1.20% | ¥77,920 | ¥42,076,797 | ¥9,576,797 |
| 45 | 1.30% | ¥79,528 | ¥42,944,973 | ¥10,444,973 |
| 45 | 1.40% | ¥81,155 | ¥43,823,734 | ¥11,323,734 |
| 45 | 1.50% | ¥82,802 | ¥44,713,019 | ¥12,213,019 |
| 45 | 1.60% | ¥84,468 | ¥45,612,768 | ¥13,112,768 |
| 45 | 1.70% | ¥86,154 | ¥46,522,913 | ¥14,022,913 |
| 45 | 1.80% | ¥87,858 | ¥47,443,385 | ¥14,943,385 |
| 45 | 1.90% | ¥89,582 | ¥48,374,112 | ¥15,874,112 |
| 45 | 2.00% | ¥91,324 | ¥49,315,016 | ¥16,815,016 |
| 45 | 2.10% | ¥93,085 | ¥50,266,017 | ¥17,766,017 |
| 45 | 2.20% | ¥94,865 | ¥51,227,032 | ¥18,727,032 |
| 45 | 2.30% | ¥96,663 | ¥52,197,975 | ¥19,697,975 |
| 45 | 2.40% | ¥98,479 | ¥53,178,756 | ¥20,678,756 |
| 45 | 2.50% | ¥100,313 | ¥54,169,284 | ¥21,669,284 |
| 45 | 2.60% | ¥102,166 | ¥55,169,463 | ¥22,669,463 |
| 45 | 2.70% | ¥104,036 | ¥56,179,196 | ¥23,679,196 |
| 45 | 2.80% | ¥105,923 | ¥57,198,382 | ¥24,698,382 |
| 45 | 2.90% | ¥107,828 | ¥58,226,919 | ¥25,726,919 |
| 45 | 3.00% | ¥109,749 | ¥59,264,702 | ¥26,764,702 |
3250万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥77,649 | ¥37,271,473 | ¥4,771,473 |
| 40 | 0.80% | ¥79,141 | ¥37,987,601 | ¥5,487,601 |
| 40 | 0.90% | ¥80,651 | ¥38,712,299 | ¥6,212,299 |
| 40 | 1.00% | ¥82,178 | ¥39,445,543 | ¥6,945,543 |
| 40 | 1.10% | ¥83,724 | ¥40,187,305 | ¥7,687,305 |
| 40 | 1.20% | ¥85,287 | ¥40,937,556 | ¥8,437,556 |
| 40 | 1.30% | ¥86,867 | ¥41,696,264 | ¥9,196,264 |
| 40 | 1.40% | ¥88,465 | ¥42,463,394 | ¥9,963,394 |
| 40 | 1.50% | ¥90,081 | ¥43,238,910 | ¥10,738,910 |
| 40 | 1.60% | ¥91,714 | ¥44,022,771 | ¥11,522,771 |
| 40 | 1.70% | ¥93,364 | ¥44,814,936 | ¥12,314,936 |
| 40 | 1.80% | ¥95,032 | ¥45,615,361 | ¥13,115,361 |
| 40 | 1.90% | ¥96,717 | ¥46,423,998 | ¥13,923,998 |
| 40 | 2.00% | ¥98,418 | ¥47,240,800 | ¥14,740,800 |
| 40 | 2.10% | ¥100,137 | ¥48,065,714 | ¥15,565,714 |
| 40 | 2.20% | ¥101,872 | ¥48,898,688 | ¥16,398,688 |
| 40 | 2.30% | ¥103,624 | ¥49,739,666 | ¥17,239,666 |
| 40 | 2.40% | ¥105,393 | ¥50,588,591 | ¥18,088,591 |
| 40 | 2.50% | ¥107,178 | ¥51,445,403 | ¥18,945,403 |
| 40 | 2.60% | ¥108,979 | ¥52,310,042 | ¥19,810,042 |
| 40 | 2.70% | ¥110,797 | ¥53,182,444 | ¥20,682,444 |
| 40 | 2.80% | ¥112,630 | ¥54,062,544 | ¥21,562,544 |
| 40 | 2.90% | ¥114,480 | ¥54,950,275 | ¥22,450,275 |
| 40 | 3.00% | ¥116,345 | ¥55,845,570 | ¥23,345,570 |
3250万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥87,269 | ¥36,653,086 | ¥4,153,086 |
| 35 | 0.80% | ¥88,745 | ¥37,272,818 | ¥4,772,818 |
| 35 | 0.90% | ¥90,236 | ¥37,899,127 | ¥5,399,127 |
| 35 | 1.00% | ¥91,743 | ¥38,531,998 | ¥6,031,998 |
| 35 | 1.10% | ¥93,265 | ¥39,171,415 | ¥6,671,415 |
| 35 | 1.20% | ¥94,803 | ¥39,817,362 | ¥7,317,362 |
| 35 | 1.30% | ¥96,357 | ¥40,469,818 | ¥7,969,818 |
| 35 | 1.40% | ¥97,926 | ¥41,128,764 | ¥8,628,764 |
| 35 | 1.50% | ¥99,510 | ¥41,794,176 | ¥9,294,176 |
| 35 | 1.60% | ¥101,110 | ¥42,466,032 | ¥9,966,032 |
| 35 | 1.70% | ¥102,725 | ¥43,144,306 | ¥10,644,306 |
| 35 | 1.80% | ¥104,355 | ¥43,828,973 | ¥11,328,973 |
| 35 | 1.90% | ¥106,000 | ¥44,520,003 | ¥12,020,003 |
| 35 | 2.00% | ¥107,660 | ¥45,217,368 | ¥12,717,368 |
| 35 | 2.10% | ¥109,336 | ¥45,921,037 | ¥13,421,037 |
| 35 | 2.20% | ¥111,026 | ¥46,630,979 | ¥14,130,979 |
| 35 | 2.30% | ¥112,731 | ¥47,347,159 | ¥14,847,159 |
| 35 | 2.40% | ¥114,451 | ¥48,069,544 | ¥15,569,544 |
| 35 | 2.50% | ¥116,186 | ¥48,798,097 | ¥16,298,097 |
| 35 | 2.60% | ¥117,935 | ¥49,532,781 | ¥17,032,781 |
| 35 | 2.70% | ¥119,699 | ¥50,273,559 | ¥17,773,559 |
| 35 | 2.80% | ¥121,477 | ¥51,020,390 | ¥18,520,390 |
| 35 | 2.90% | ¥123,270 | ¥51,773,235 | ¥19,273,235 |
| 35 | 3.00% | ¥125,076 | ¥52,532,051 | ¥20,032,051 |
3250万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥100,115 | ¥36,041,293 | ¥3,541,293 |
| 30 | 0.80% | ¥101,574 | ¥36,566,631 | ¥4,066,631 |
| 30 | 0.90% | ¥103,047 | ¥37,096,810 | ¥4,596,810 |
| 30 | 1.00% | ¥104,533 | ¥37,631,824 | ¥5,131,824 |
| 30 | 1.10% | ¥106,032 | ¥38,171,663 | ¥5,671,663 |
| 30 | 1.20% | ¥107,545 | ¥38,716,317 | ¥6,216,317 |
| 30 | 1.30% | ¥109,072 | ¥39,265,777 | ¥6,765,777 |
| 30 | 1.40% | ¥110,611 | ¥39,820,030 | ¥7,320,030 |
| 30 | 1.50% | ¥112,164 | ¥40,379,065 | ¥7,879,065 |
| 30 | 1.60% | ¥113,730 | ¥40,942,868 | ¥8,442,868 |
| 30 | 1.70% | ¥115,310 | ¥41,511,426 | ¥9,011,426 |
| 30 | 1.80% | ¥116,902 | ¥42,084,724 | ¥9,584,724 |
| 30 | 1.90% | ¥118,508 | ¥42,662,747 | ¥10,162,747 |
| 30 | 2.00% | ¥120,126 | ¥43,245,478 | ¥10,745,478 |
| 30 | 2.10% | ¥121,758 | ¥43,832,901 | ¥11,332,901 |
| 30 | 2.20% | ¥123,403 | ¥44,424,998 | ¥11,924,998 |
| 30 | 2.30% | ¥125,060 | ¥45,021,751 | ¥12,521,751 |
| 30 | 2.40% | ¥126,731 | ¥45,623,140 | ¥13,123,140 |
| 30 | 2.50% | ¥128,414 | ¥46,229,145 | ¥13,729,145 |
| 30 | 2.60% | ¥130,110 | ¥46,839,746 | ¥14,339,746 |
| 30 | 2.70% | ¥131,819 | ¥47,454,922 | ¥14,954,922 |
| 30 | 2.80% | ¥133,541 | ¥48,074,650 | ¥15,574,650 |
| 30 | 2.90% | ¥135,275 | ¥48,698,908 | ¥16,198,908 |
| 30 | 3.00% | ¥137,021 | ¥49,327,672 | ¥16,827,672 |
3250万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥118,120 | ¥35,436,105 | ¥2,936,105 |
| 25 | 0.80% | ¥119,564 | ¥35,869,057 | ¥3,369,057 |
| 25 | 0.90% | ¥121,018 | ¥36,305,379 | ¥3,805,379 |
| 25 | 1.00% | ¥122,484 | ¥36,745,064 | ¥4,245,064 |
| 25 | 1.10% | ¥123,960 | ¥37,188,110 | ¥4,688,110 |
| 25 | 1.20% | ¥125,448 | ¥37,634,511 | ¥5,134,511 |
| 25 | 1.30% | ¥126,948 | ¥38,084,262 | ¥5,584,262 |
| 25 | 1.40% | ¥128,458 | ¥38,537,358 | ¥6,037,358 |
| 25 | 1.50% | ¥129,979 | ¥38,993,792 | ¥6,493,792 |
| 25 | 1.60% | ¥131,512 | ¥39,453,558 | ¥6,953,558 |
| 25 | 1.70% | ¥133,055 | ¥39,916,649 | ¥7,416,649 |
| 25 | 1.80% | ¥134,610 | ¥40,383,058 | ¥7,883,058 |
| 25 | 1.90% | ¥136,176 | ¥40,852,777 | ¥8,352,777 |
| 25 | 2.00% | ¥137,753 | ¥41,325,798 | ¥8,825,798 |
| 25 | 2.10% | ¥139,340 | ¥41,802,113 | ¥9,302,113 |
| 25 | 2.20% | ¥140,939 | ¥42,281,714 | ¥9,781,714 |
| 25 | 2.30% | ¥142,549 | ¥42,764,590 | ¥10,264,590 |
| 25 | 2.40% | ¥144,169 | ¥43,250,732 | ¥10,750,732 |
| 25 | 2.50% | ¥145,800 | ¥43,740,132 | ¥11,240,132 |
| 25 | 2.60% | ¥147,443 | ¥44,232,777 | ¥11,732,777 |
| 25 | 2.70% | ¥149,096 | ¥44,728,658 | ¥12,228,658 |
| 25 | 2.80% | ¥150,759 | ¥45,227,764 | ¥12,727,764 |
| 25 | 2.90% | ¥152,434 | ¥45,730,083 | ¥13,230,083 |
| 25 | 3.00% | ¥154,119 | ¥46,235,603 | ¥13,735,603 |
3250万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥145,156 | ¥34,837,529 | ¥2,337,529 |
| 20 | 0.80% | ¥146,584 | ¥35,180,113 | ¥2,680,113 |
| 20 | 0.90% | ¥148,020 | ¥35,524,856 | ¥3,024,856 |
| 20 | 1.00% | ¥149,466 | ¥35,871,756 | ¥3,371,756 |
| 20 | 1.10% | ¥150,920 | ¥36,220,811 | ¥3,720,811 |
| 20 | 1.20% | ¥152,383 | ¥36,572,020 | ¥4,072,020 |
| 20 | 1.30% | ¥153,856 | ¥36,925,380 | ¥4,425,380 |
| 20 | 1.40% | ¥155,337 | ¥37,280,888 | ¥4,780,888 |
| 20 | 1.50% | ¥156,827 | ¥37,638,542 | ¥5,138,542 |
| 20 | 1.60% | ¥158,326 | ¥37,998,339 | ¥5,498,339 |
| 20 | 1.70% | ¥159,834 | ¥38,360,277 | ¥5,860,277 |
| 20 | 1.80% | ¥161,351 | ¥38,724,352 | ¥6,224,352 |
| 20 | 1.90% | ¥162,877 | ¥39,090,561 | ¥6,590,561 |
| 20 | 2.00% | ¥164,412 | ¥39,458,900 | ¥6,958,900 |
| 20 | 2.10% | ¥165,956 | ¥39,829,367 | ¥7,329,367 |
| 20 | 2.20% | ¥167,508 | ¥40,201,956 | ¥7,701,956 |
| 20 | 2.30% | ¥169,069 | ¥40,576,666 | ¥8,076,666 |
| 20 | 2.40% | ¥170,640 | ¥40,953,490 | ¥8,453,490 |
| 20 | 2.50% | ¥172,218 | ¥41,332,426 | ¥8,832,426 |
| 20 | 2.60% | ¥173,806 | ¥41,713,468 | ¥9,213,468 |
| 20 | 2.70% | ¥175,403 | ¥42,096,613 | ¥9,596,613 |
| 20 | 2.80% | ¥177,008 | ¥42,481,855 | ¥9,981,855 |
| 20 | 2.90% | ¥178,622 | ¥42,869,190 | ¥10,369,190 |
| 20 | 3.00% | ¥180,244 | ¥43,258,613 | ¥10,758,613 |
3250万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥190,253 | ¥34,245,573 | ¥1,745,573 |
| 15 | 0.80% | ¥191,666 | ¥34,499,810 | ¥1,999,810 |
| 15 | 0.90% | ¥193,085 | ¥34,755,262 | ¥2,255,262 |
| 15 | 1.00% | ¥194,511 | ¥35,011,929 | ¥2,511,929 |
| 15 | 1.10% | ¥195,943 | ¥35,269,811 | ¥2,769,811 |
| 15 | 1.20% | ¥197,383 | ¥35,528,906 | ¥3,028,906 |
| 15 | 1.30% | ¥198,829 | ¥35,789,215 | ¥3,289,215 |
| 15 | 1.40% | ¥200,282 | ¥36,050,735 | ¥3,550,735 |
| 15 | 1.50% | ¥201,741 | ¥36,313,467 | ¥3,813,467 |
| 15 | 1.60% | ¥203,208 | ¥36,577,409 | ¥4,077,409 |
| 15 | 1.70% | ¥204,681 | ¥36,842,560 | ¥4,342,560 |
| 15 | 1.80% | ¥206,161 | ¥37,108,920 | ¥4,608,920 |
| 15 | 1.90% | ¥207,647 | ¥37,376,486 | ¥4,876,486 |
| 15 | 2.00% | ¥209,140 | ¥37,645,259 | ¥5,145,259 |
| 15 | 2.10% | ¥210,640 | ¥37,915,237 | ¥5,415,237 |
| 15 | 2.20% | ¥212,147 | ¥38,186,418 | ¥5,686,418 |
| 15 | 2.30% | ¥213,660 | ¥38,458,801 | ¥5,958,801 |
| 15 | 2.40% | ¥215,180 | ¥38,732,385 | ¥6,232,385 |
| 15 | 2.50% | ¥216,706 | ¥39,007,169 | ¥6,507,169 |
| 15 | 2.60% | ¥218,240 | ¥39,283,150 | ¥6,783,150 |
| 15 | 2.70% | ¥219,780 | ¥39,560,329 | ¥7,060,329 |
| 15 | 2.80% | ¥221,326 | ¥39,838,702 | ¥7,338,702 |
| 15 | 2.90% | ¥222,879 | ¥40,118,268 | ¥7,618,268 |
| 15 | 3.00% | ¥224,439 | ¥40,399,026 | ¥7,899,026 |
3250万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥280,502 | ¥33,660,244 | ¥1,160,244 |
| 10 | 0.80% | ¥281,901 | ¥33,828,158 | ¥1,328,158 |
| 10 | 0.90% | ¥283,305 | ¥33,996,612 | ¥1,496,612 |
| 10 | 1.00% | ¥284,713 | ¥34,165,607 | ¥1,665,607 |
| 10 | 1.10% | ¥286,126 | ¥34,335,143 | ¥1,835,143 |
| 10 | 1.20% | ¥287,543 | ¥34,505,218 | ¥2,005,218 |
| 10 | 1.30% | ¥288,965 | ¥34,675,834 | ¥2,175,834 |
| 10 | 1.40% | ¥290,392 | ¥34,846,990 | ¥2,346,990 |
| 10 | 1.50% | ¥291,822 | ¥35,018,685 | ¥2,518,685 |
| 10 | 1.60% | ¥293,258 | ¥35,190,920 | ¥2,690,920 |
| 10 | 1.70% | ¥294,697 | ¥35,363,693 | ¥2,863,693 |
| 10 | 1.80% | ¥296,142 | ¥35,537,006 | ¥3,037,006 |
| 10 | 1.90% | ¥297,590 | ¥35,710,857 | ¥3,210,857 |
| 10 | 2.00% | ¥299,044 | ¥35,885,247 | ¥3,385,247 |
| 10 | 2.10% | ¥300,501 | ¥36,060,175 | ¥3,560,175 |
| 10 | 2.20% | ¥301,964 | ¥36,235,641 | ¥3,735,641 |
| 10 | 2.30% | ¥303,430 | ¥36,411,644 | ¥3,911,644 |
| 10 | 2.40% | ¥304,902 | ¥36,588,184 | ¥4,088,184 |
| 10 | 2.50% | ¥306,377 | ¥36,765,262 | ¥4,265,262 |
| 10 | 2.60% | ¥307,857 | ¥36,942,876 | ¥4,442,876 |
| 10 | 2.70% | ¥309,342 | ¥37,121,026 | ¥4,621,026 |
| 10 | 2.80% | ¥310,831 | ¥37,299,712 | ¥4,799,712 |
| 10 | 2.90% | ¥312,324 | ¥37,478,934 | ¥4,978,934 |
| 10 | 3.00% | ¥313,822 | ¥37,658,690 | ¥5,158,690 |
