3260万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3260万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3260万円の住宅ローン｜期間・年数別
3260万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥64,411 | ¥38,646,525 | ¥6,046,525 |
| 50 | 0.80% | ¥65,940 | ¥39,564,234 | ¥6,964,234 |
| 50 | 0.90% | ¥67,492 | ¥40,495,297 | ¥7,895,297 |
| 50 | 1.00% | ¥69,066 | ¥41,439,656 | ¥8,839,656 |
| 50 | 1.10% | ¥70,662 | ¥42,397,247 | ¥9,797,247 |
| 50 | 1.20% | ¥72,280 | ¥43,367,999 | ¥10,767,999 |
| 50 | 1.30% | ¥73,920 | ¥44,351,837 | ¥11,751,837 |
| 50 | 1.40% | ¥75,581 | ¥45,348,676 | ¥12,748,676 |
| 50 | 1.50% | ¥77,264 | ¥46,358,431 | ¥13,758,431 |
| 50 | 1.60% | ¥78,968 | ¥47,381,006 | ¥14,781,006 |
| 50 | 1.70% | ¥80,694 | ¥48,416,302 | ¥15,816,302 |
| 50 | 1.80% | ¥82,440 | ¥49,464,215 | ¥16,864,215 |
| 50 | 1.90% | ¥84,208 | ¥50,524,635 | ¥17,924,635 |
| 50 | 2.00% | ¥85,996 | ¥51,597,447 | ¥18,997,447 |
| 50 | 2.10% | ¥87,804 | ¥52,682,533 | ¥20,082,533 |
| 50 | 2.20% | ¥89,633 | ¥53,779,767 | ¥21,179,767 |
| 50 | 2.30% | ¥91,482 | ¥54,889,023 | ¥22,289,023 |
| 50 | 2.40% | ¥93,350 | ¥56,010,167 | ¥23,410,167 |
| 50 | 2.50% | ¥95,238 | ¥57,143,063 | ¥24,543,063 |
| 50 | 2.60% | ¥97,146 | ¥58,287,572 | ¥25,687,572 |
| 50 | 2.70% | ¥99,073 | ¥59,443,548 | ¥26,843,548 |
| 50 | 2.80% | ¥101,018 | ¥60,610,845 | ¥28,010,845 |
| 50 | 2.90% | ¥102,982 | ¥61,789,313 | ¥29,189,313 |
| 50 | 3.00% | ¥104,965 | ¥62,978,799 | ¥30,378,799 |
3260万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥70,395 | ¥38,013,046 | ¥5,413,046 |
| 45 | 0.80% | ¥71,908 | ¥38,830,071 | ¥6,230,071 |
| 45 | 0.90% | ¥73,441 | ¥39,657,946 | ¥7,057,946 |
| 45 | 1.00% | ¥74,994 | ¥40,496,632 | ¥7,896,632 |
| 45 | 1.10% | ¥76,567 | ¥41,346,087 | ¥8,746,087 |
| 45 | 1.20% | ¥78,160 | ¥42,206,264 | ¥9,606,264 |
| 45 | 1.30% | ¥79,772 | ¥43,077,112 | ¥10,477,112 |
| 45 | 1.40% | ¥81,405 | ¥43,958,576 | ¥11,358,576 |
| 45 | 1.50% | ¥83,057 | ¥44,850,598 | ¥12,250,598 |
| 45 | 1.60% | ¥84,728 | ¥45,753,115 | ¥13,153,115 |
| 45 | 1.70% | ¥86,419 | ¥46,666,060 | ¥14,066,060 |
| 45 | 1.80% | ¥88,128 | ¥47,589,365 | ¥14,989,365 |
| 45 | 1.90% | ¥89,857 | ¥48,522,955 | ¥15,922,955 |
| 45 | 2.00% | ¥91,605 | ¥49,466,754 | ¥16,866,754 |
| 45 | 2.10% | ¥93,372 | ¥50,420,681 | ¥17,820,681 |
| 45 | 2.20% | ¥95,157 | ¥51,384,653 | ¥18,784,653 |
| 45 | 2.30% | ¥96,960 | ¥52,358,584 | ¥19,758,584 |
| 45 | 2.40% | ¥98,782 | ¥53,342,383 | ¥20,742,383 |
| 45 | 2.50% | ¥100,622 | ¥54,335,959 | ¥21,735,959 |
| 45 | 2.60% | ¥102,480 | ¥55,339,215 | ¥22,739,215 |
| 45 | 2.70% | ¥104,356 | ¥56,352,055 | ¥23,752,055 |
| 45 | 2.80% | ¥106,249 | ¥57,374,377 | ¥24,774,377 |
| 45 | 2.90% | ¥108,159 | ¥58,406,079 | ¥25,806,079 |
| 45 | 3.00% | ¥110,087 | ¥59,447,055 | ¥26,847,055 |
3260万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥77,888 | ¥37,386,154 | ¥4,786,154 |
| 40 | 0.80% | ¥79,384 | ¥38,104,486 | ¥5,504,486 |
| 40 | 0.90% | ¥80,899 | ¥38,831,414 | ¥6,231,414 |
| 40 | 1.00% | ¥82,431 | ¥39,566,914 | ¥6,966,914 |
| 40 | 1.10% | ¥83,981 | ¥40,310,958 | ¥7,710,958 |
| 40 | 1.20% | ¥85,549 | ¥41,063,518 | ¥8,463,518 |
| 40 | 1.30% | ¥87,135 | ¥41,824,560 | ¥9,224,560 |
| 40 | 1.40% | ¥88,738 | ¥42,594,051 | ¥9,994,051 |
| 40 | 1.50% | ¥90,358 | ¥43,371,953 | ¥10,771,953 |
| 40 | 1.60% | ¥91,996 | ¥44,158,226 | ¥11,558,226 |
| 40 | 1.70% | ¥93,652 | ¥44,952,828 | ¥12,352,828 |
| 40 | 1.80% | ¥95,324 | ¥45,755,716 | ¥13,155,716 |
| 40 | 1.90% | ¥97,014 | ¥46,566,841 | ¥13,966,841 |
| 40 | 2.00% | ¥98,721 | ¥47,386,156 | ¥14,786,156 |
| 40 | 2.10% | ¥100,445 | ¥48,213,608 | ¥15,613,608 |
| 40 | 2.20% | ¥102,186 | ¥49,049,145 | ¥16,449,145 |
| 40 | 2.30% | ¥103,943 | ¥49,892,711 | ¥17,292,711 |
| 40 | 2.40% | ¥105,717 | ¥50,744,248 | ¥18,144,248 |
| 40 | 2.50% | ¥107,508 | ¥51,603,697 | ¥19,003,697 |
| 40 | 2.60% | ¥109,315 | ¥52,470,996 | ¥19,870,996 |
| 40 | 2.70% | ¥111,138 | ¥53,346,082 | ¥20,746,082 |
| 40 | 2.80% | ¥112,977 | ¥54,228,890 | ¥21,628,890 |
| 40 | 2.90% | ¥114,832 | ¥55,119,353 | ¥22,519,353 |
| 40 | 3.00% | ¥116,703 | ¥56,017,402 | ¥23,417,402 |
3260万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥87,538 | ¥36,765,865 | ¥4,165,865 |
| 35 | 0.80% | ¥89,018 | ¥37,387,504 | ¥4,787,504 |
| 35 | 0.90% | ¥90,514 | ¥38,015,739 | ¥5,415,739 |
| 35 | 1.00% | ¥92,025 | ¥38,650,558 | ¥6,050,558 |
| 35 | 1.10% | ¥93,552 | ¥39,291,943 | ¥6,691,943 |
| 35 | 1.20% | ¥95,095 | ¥39,939,877 | ¥7,339,877 |
| 35 | 1.30% | ¥96,653 | ¥40,594,341 | ¥7,994,341 |
| 35 | 1.40% | ¥98,227 | ¥41,255,314 | ¥8,655,314 |
| 35 | 1.50% | ¥99,816 | ¥41,922,773 | ¥9,322,773 |
| 35 | 1.60% | ¥101,421 | ¥42,596,697 | ¥9,996,697 |
| 35 | 1.70% | ¥103,041 | ¥43,277,058 | ¥10,677,058 |
| 35 | 1.80% | ¥104,676 | ¥43,963,831 | ¥11,363,831 |
| 35 | 1.90% | ¥106,326 | ¥44,656,988 | ¥12,056,988 |
| 35 | 2.00% | ¥107,992 | ¥45,356,498 | ¥12,756,498 |
| 35 | 2.10% | ¥109,672 | ¥46,062,333 | ¥13,462,333 |
| 35 | 2.20% | ¥111,368 | ¥46,774,459 | ¥14,174,459 |
| 35 | 2.30% | ¥113,078 | ¥47,492,843 | ¥14,892,843 |
| 35 | 2.40% | ¥114,803 | ¥48,217,450 | ¥15,617,450 |
| 35 | 2.50% | ¥116,543 | ¥48,948,245 | ¥16,348,245 |
| 35 | 2.60% | ¥118,298 | ¥49,685,190 | ¥17,085,190 |
| 35 | 2.70% | ¥120,067 | ¥50,428,247 | ¥17,828,247 |
| 35 | 2.80% | ¥121,851 | ¥51,177,376 | ¥18,577,376 |
| 35 | 2.90% | ¥123,649 | ¥51,932,537 | ¥19,332,537 |
| 35 | 3.00% | ¥125,461 | ¥52,693,688 | ¥20,093,688 |
3260万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥100,423 | ¥36,152,190 | ¥3,552,190 |
| 30 | 0.80% | ¥101,887 | ¥36,679,143 | ¥4,079,143 |
| 30 | 0.90% | ¥103,364 | ¥37,210,954 | ¥4,610,954 |
| 30 | 1.00% | ¥104,854 | ¥37,747,614 | ¥5,147,614 |
| 30 | 1.10% | ¥106,359 | ¥38,289,114 | ¥5,689,114 |
| 30 | 1.20% | ¥107,876 | ¥38,835,444 | ¥6,235,444 |
| 30 | 1.30% | ¥109,407 | ¥39,386,594 | ¥6,786,594 |
| 30 | 1.40% | ¥110,952 | ¥39,942,553 | ¥7,342,553 |
| 30 | 1.50% | ¥112,509 | ¥40,503,308 | ¥7,903,308 |
| 30 | 1.60% | ¥114,080 | ¥41,068,846 | ¥8,468,846 |
| 30 | 1.70% | ¥115,664 | ¥41,639,153 | ¥9,039,153 |
| 30 | 1.80% | ¥117,262 | ¥42,214,215 | ¥9,614,215 |
| 30 | 1.90% | ¥118,872 | ¥42,794,017 | ¥10,194,017 |
| 30 | 2.00% | ¥120,496 | ¥43,378,541 | ¥10,778,541 |
| 30 | 2.10% | ¥122,133 | ¥43,967,772 | ¥11,367,772 |
| 30 | 2.20% | ¥123,782 | ¥44,561,691 | ¥11,961,691 |
| 30 | 2.30% | ¥125,445 | ¥45,160,279 | ¥12,560,279 |
| 30 | 2.40% | ¥127,121 | ¥45,763,519 | ¥13,163,519 |
| 30 | 2.50% | ¥128,809 | ¥46,371,389 | ¥13,771,389 |
| 30 | 2.60% | ¥130,511 | ¥46,983,869 | ¥14,383,869 |
| 30 | 2.70% | ¥132,225 | ¥47,600,937 | ¥15,000,937 |
| 30 | 2.80% | ¥133,952 | ¥48,222,572 | ¥15,622,572 |
| 30 | 2.90% | ¥135,691 | ¥48,848,750 | ¥16,248,750 |
| 30 | 3.00% | ¥137,443 | ¥49,479,449 | ¥16,879,449 |
3260万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥118,484 | ¥35,545,139 | ¥2,945,139 |
| 25 | 0.80% | ¥119,931 | ¥35,979,424 | ¥3,379,424 |
| 25 | 0.90% | ¥121,390 | ¥36,417,087 | ¥3,817,087 |
| 25 | 1.00% | ¥122,860 | ¥36,858,126 | ¥4,258,126 |
| 25 | 1.10% | ¥124,342 | ¥37,302,535 | ¥4,702,535 |
| 25 | 1.20% | ¥125,834 | ¥37,750,310 | ¥5,150,310 |
| 25 | 1.30% | ¥127,338 | ¥38,201,445 | ¥5,601,445 |
| 25 | 1.40% | ¥128,853 | ¥38,655,934 | ¥6,055,934 |
| 25 | 1.50% | ¥130,379 | ¥39,113,773 | ¥6,513,773 |
| 25 | 1.60% | ¥131,917 | ¥39,574,953 | ¥6,974,953 |
| 25 | 1.70% | ¥133,465 | ¥40,039,469 | ¥7,439,469 |
| 25 | 1.80% | ¥135,024 | ¥40,507,313 | ¥7,907,313 |
| 25 | 1.90% | ¥136,595 | ¥40,978,477 | ¥8,378,477 |
| 25 | 2.00% | ¥138,177 | ¥41,452,954 | ¥8,852,954 |
| 25 | 2.10% | ¥139,769 | ¥41,930,735 | ¥9,330,735 |
| 25 | 2.20% | ¥141,373 | ¥42,411,811 | ¥9,811,811 |
| 25 | 2.30% | ¥142,987 | ¥42,896,173 | ¥10,296,173 |
| 25 | 2.40% | ¥144,613 | ¥43,383,812 | ¥10,783,812 |
| 25 | 2.50% | ¥146,249 | ¥43,874,717 | ¥11,274,717 |
| 25 | 2.60% | ¥147,896 | ¥44,368,878 | ¥11,768,878 |
| 25 | 2.70% | ¥149,554 | ¥44,866,285 | ¥12,266,285 |
| 25 | 2.80% | ¥151,223 | ¥45,366,926 | ¥12,766,926 |
| 25 | 2.90% | ¥152,903 | ¥45,870,790 | ¥13,270,790 |
| 25 | 3.00% | ¥154,593 | ¥46,377,866 | ¥13,777,866 |
3260万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥145,603 | ¥34,944,721 | ¥2,344,721 |
| 20 | 0.80% | ¥147,035 | ¥35,288,359 | ¥2,688,359 |
| 20 | 0.90% | ¥148,476 | ¥35,634,163 | ¥3,034,163 |
| 20 | 1.00% | ¥149,926 | ¥35,982,131 | ¥3,382,131 |
| 20 | 1.10% | ¥151,384 | ¥36,332,260 | ¥3,732,260 |
| 20 | 1.20% | ¥152,852 | ¥36,684,549 | ¥4,084,549 |
| 20 | 1.30% | ¥154,329 | ¥37,038,996 | ¥4,438,996 |
| 20 | 1.40% | ¥155,815 | ¥37,395,598 | ¥4,795,598 |
| 20 | 1.50% | ¥157,310 | ¥37,754,353 | ¥5,154,353 |
| 20 | 1.60% | ¥158,814 | ¥38,115,257 | ¥5,515,257 |
| 20 | 1.70% | ¥160,326 | ¥38,478,309 | ¥5,878,309 |
| 20 | 1.80% | ¥161,848 | ¥38,843,504 | ¥6,243,504 |
| 20 | 1.90% | ¥163,378 | ¥39,210,839 | ¥6,610,839 |
| 20 | 2.00% | ¥164,918 | ¥39,580,312 | ¥6,980,312 |
| 20 | 2.10% | ¥166,466 | ¥39,951,919 | ¥7,351,919 |
| 20 | 2.20% | ¥168,024 | ¥40,325,655 | ¥7,725,655 |
| 20 | 2.30% | ¥169,590 | ¥40,701,517 | ¥8,101,517 |
| 20 | 2.40% | ¥171,165 | ¥41,079,501 | ¥8,479,501 |
| 20 | 2.50% | ¥172,748 | ¥41,459,602 | ¥8,859,602 |
| 20 | 2.60% | ¥174,341 | ¥41,841,817 | ¥9,241,817 |
| 20 | 2.70% | ¥175,942 | ¥42,226,141 | ¥9,626,141 |
| 20 | 2.80% | ¥177,552 | ¥42,612,568 | ¥10,012,568 |
| 20 | 2.90% | ¥179,171 | ¥43,001,095 | ¥10,401,095 |
| 20 | 3.00% | ¥180,799 | ¥43,391,716 | ¥10,791,716 |
3260万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥190,839 | ¥34,350,944 | ¥1,750,944 |
| 15 | 0.80% | ¥192,255 | ¥34,605,963 | ¥2,005,963 |
| 15 | 0.90% | ¥193,679 | ¥34,862,201 | ¥2,262,201 |
| 15 | 1.00% | ¥195,109 | ¥35,119,658 | ¥2,519,658 |
| 15 | 1.10% | ¥196,546 | ¥35,378,333 | ¥2,778,333 |
| 15 | 1.20% | ¥197,990 | ¥35,638,226 | ¥3,038,226 |
| 15 | 1.30% | ¥199,441 | ¥35,899,335 | ¥3,299,335 |
| 15 | 1.40% | ¥200,898 | ¥36,161,660 | ¥3,561,660 |
| 15 | 1.50% | ¥202,362 | ¥36,425,200 | ¥3,825,200 |
| 15 | 1.60% | ¥203,833 | ¥36,689,955 | ¥4,089,955 |
| 15 | 1.70% | ¥205,311 | ¥36,955,922 | ¥4,355,922 |
| 15 | 1.80% | ¥206,795 | ¥37,223,101 | ¥4,623,101 |
| 15 | 1.90% | ¥208,286 | ¥37,491,491 | ¥4,891,491 |
| 15 | 2.00% | ¥209,784 | ¥37,761,091 | ¥5,161,091 |
| 15 | 2.10% | ¥211,288 | ¥38,031,899 | ¥5,431,899 |
| 15 | 2.20% | ¥212,800 | ¥38,303,914 | ¥5,703,914 |
| 15 | 2.30% | ¥214,317 | ¥38,577,136 | ¥5,977,136 |
| 15 | 2.40% | ¥215,842 | ¥38,851,562 | ¥6,251,562 |
| 15 | 2.50% | ¥217,373 | ¥39,127,191 | ¥6,527,191 |
| 15 | 2.60% | ¥218,911 | ¥39,404,022 | ¥6,804,022 |
| 15 | 2.70% | ¥220,456 | ¥39,682,053 | ¥7,082,053 |
| 15 | 2.80% | ¥222,007 | ¥39,961,282 | ¥7,361,282 |
| 15 | 2.90% | ¥223,565 | ¥40,241,709 | ¥7,641,709 |
| 15 | 3.00% | ¥225,130 | ¥40,523,331 | ¥7,923,331 |
3260万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥281,365 | ¥33,763,814 | ¥1,163,814 |
| 10 | 0.80% | ¥282,769 | ¥33,932,244 | ¥1,332,244 |
| 10 | 0.90% | ¥284,177 | ¥34,101,217 | ¥1,501,217 |
| 10 | 1.00% | ¥285,589 | ¥34,270,732 | ¥1,670,732 |
| 10 | 1.10% | ¥287,007 | ¥34,440,789 | ¥1,840,789 |
| 10 | 1.20% | ¥288,428 | ¥34,611,388 | ¥2,011,388 |
| 10 | 1.30% | ¥289,854 | ¥34,782,529 | ¥2,182,529 |
| 10 | 1.40% | ¥291,285 | ¥34,954,211 | ¥2,354,211 |
| 10 | 1.50% | ¥292,720 | ¥35,126,435 | ¥2,526,435 |
| 10 | 1.60% | ¥294,160 | ¥35,299,199 | ¥2,699,199 |
| 10 | 1.70% | ¥295,604 | ¥35,472,505 | ¥2,872,505 |
| 10 | 1.80% | ¥297,053 | ¥35,646,351 | ¥3,046,351 |
| 10 | 1.90% | ¥298,506 | ¥35,820,737 | ¥3,220,737 |
| 10 | 2.00% | ¥299,964 | ¥35,995,663 | ¥3,395,663 |
| 10 | 2.10% | ¥301,426 | ¥36,171,129 | ¥3,571,129 |
| 10 | 2.20% | ¥302,893 | ¥36,347,135 | ¥3,747,135 |
| 10 | 2.30% | ¥304,364 | ¥36,523,680 | ¥3,923,680 |
| 10 | 2.40% | ¥305,840 | ¥36,700,763 | ¥4,100,763 |
| 10 | 2.50% | ¥307,320 | ¥36,878,386 | ¥4,278,386 |
| 10 | 2.60% | ¥308,805 | ¥37,056,546 | ¥4,456,546 |
| 10 | 2.70% | ¥310,294 | ¥37,235,244 | ¥4,635,244 |
| 10 | 2.80% | ¥311,787 | ¥37,414,480 | ¥4,814,480 |
| 10 | 2.90% | ¥313,285 | ¥37,594,253 | ¥4,994,253 |
| 10 | 3.00% | ¥314,788 | ¥37,774,563 | ¥5,174,563 |
