3260万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3260万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3260万円の住宅ローン｜期間・年数別
3260万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥64,411 |
¥38,646,525 |
¥6,046,525 |
| 50 |
0.80% |
¥65,940 |
¥39,564,234 |
¥6,964,234 |
| 50 |
0.90% |
¥67,492 |
¥40,495,297 |
¥7,895,297 |
| 50 |
1.00% |
¥69,066 |
¥41,439,656 |
¥8,839,656 |
| 50 |
1.10% |
¥70,662 |
¥42,397,247 |
¥9,797,247 |
| 50 |
1.20% |
¥72,280 |
¥43,367,999 |
¥10,767,999 |
| 50 |
1.30% |
¥73,920 |
¥44,351,837 |
¥11,751,837 |
| 50 |
1.40% |
¥75,581 |
¥45,348,676 |
¥12,748,676 |
| 50 |
1.50% |
¥77,264 |
¥46,358,431 |
¥13,758,431 |
| 50 |
1.60% |
¥78,968 |
¥47,381,006 |
¥14,781,006 |
| 50 |
1.70% |
¥80,694 |
¥48,416,302 |
¥15,816,302 |
| 50 |
1.80% |
¥82,440 |
¥49,464,215 |
¥16,864,215 |
| 50 |
1.90% |
¥84,208 |
¥50,524,635 |
¥17,924,635 |
| 50 |
2.00% |
¥85,996 |
¥51,597,447 |
¥18,997,447 |
| 50 |
2.10% |
¥87,804 |
¥52,682,533 |
¥20,082,533 |
| 50 |
2.20% |
¥89,633 |
¥53,779,767 |
¥21,179,767 |
| 50 |
2.30% |
¥91,482 |
¥54,889,023 |
¥22,289,023 |
| 50 |
2.40% |
¥93,350 |
¥56,010,167 |
¥23,410,167 |
| 50 |
2.50% |
¥95,238 |
¥57,143,063 |
¥24,543,063 |
| 50 |
2.60% |
¥97,146 |
¥58,287,572 |
¥25,687,572 |
| 50 |
2.70% |
¥99,073 |
¥59,443,548 |
¥26,843,548 |
| 50 |
2.80% |
¥101,018 |
¥60,610,845 |
¥28,010,845 |
| 50 |
2.90% |
¥102,982 |
¥61,789,313 |
¥29,189,313 |
| 50 |
3.00% |
¥104,965 |
¥62,978,799 |
¥30,378,799 |
3260万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥70,395 |
¥38,013,046 |
¥5,413,046 |
| 45 |
0.80% |
¥71,908 |
¥38,830,071 |
¥6,230,071 |
| 45 |
0.90% |
¥73,441 |
¥39,657,946 |
¥7,057,946 |
| 45 |
1.00% |
¥74,994 |
¥40,496,632 |
¥7,896,632 |
| 45 |
1.10% |
¥76,567 |
¥41,346,087 |
¥8,746,087 |
| 45 |
1.20% |
¥78,160 |
¥42,206,264 |
¥9,606,264 |
| 45 |
1.30% |
¥79,772 |
¥43,077,112 |
¥10,477,112 |
| 45 |
1.40% |
¥81,405 |
¥43,958,576 |
¥11,358,576 |
| 45 |
1.50% |
¥83,057 |
¥44,850,598 |
¥12,250,598 |
| 45 |
1.60% |
¥84,728 |
¥45,753,115 |
¥13,153,115 |
| 45 |
1.70% |
¥86,419 |
¥46,666,060 |
¥14,066,060 |
| 45 |
1.80% |
¥88,128 |
¥47,589,365 |
¥14,989,365 |
| 45 |
1.90% |
¥89,857 |
¥48,522,955 |
¥15,922,955 |
| 45 |
2.00% |
¥91,605 |
¥49,466,754 |
¥16,866,754 |
| 45 |
2.10% |
¥93,372 |
¥50,420,681 |
¥17,820,681 |
| 45 |
2.20% |
¥95,157 |
¥51,384,653 |
¥18,784,653 |
| 45 |
2.30% |
¥96,960 |
¥52,358,584 |
¥19,758,584 |
| 45 |
2.40% |
¥98,782 |
¥53,342,383 |
¥20,742,383 |
| 45 |
2.50% |
¥100,622 |
¥54,335,959 |
¥21,735,959 |
| 45 |
2.60% |
¥102,480 |
¥55,339,215 |
¥22,739,215 |
| 45 |
2.70% |
¥104,356 |
¥56,352,055 |
¥23,752,055 |
| 45 |
2.80% |
¥106,249 |
¥57,374,377 |
¥24,774,377 |
| 45 |
2.90% |
¥108,159 |
¥58,406,079 |
¥25,806,079 |
| 45 |
3.00% |
¥110,087 |
¥59,447,055 |
¥26,847,055 |
3260万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥77,888 |
¥37,386,154 |
¥4,786,154 |
| 40 |
0.80% |
¥79,384 |
¥38,104,486 |
¥5,504,486 |
| 40 |
0.90% |
¥80,899 |
¥38,831,414 |
¥6,231,414 |
| 40 |
1.00% |
¥82,431 |
¥39,566,914 |
¥6,966,914 |
| 40 |
1.10% |
¥83,981 |
¥40,310,958 |
¥7,710,958 |
| 40 |
1.20% |
¥85,549 |
¥41,063,518 |
¥8,463,518 |
| 40 |
1.30% |
¥87,135 |
¥41,824,560 |
¥9,224,560 |
| 40 |
1.40% |
¥88,738 |
¥42,594,051 |
¥9,994,051 |
| 40 |
1.50% |
¥90,358 |
¥43,371,953 |
¥10,771,953 |
| 40 |
1.60% |
¥91,996 |
¥44,158,226 |
¥11,558,226 |
| 40 |
1.70% |
¥93,652 |
¥44,952,828 |
¥12,352,828 |
| 40 |
1.80% |
¥95,324 |
¥45,755,716 |
¥13,155,716 |
| 40 |
1.90% |
¥97,014 |
¥46,566,841 |
¥13,966,841 |
| 40 |
2.00% |
¥98,721 |
¥47,386,156 |
¥14,786,156 |
| 40 |
2.10% |
¥100,445 |
¥48,213,608 |
¥15,613,608 |
| 40 |
2.20% |
¥102,186 |
¥49,049,145 |
¥16,449,145 |
| 40 |
2.30% |
¥103,943 |
¥49,892,711 |
¥17,292,711 |
| 40 |
2.40% |
¥105,717 |
¥50,744,248 |
¥18,144,248 |
| 40 |
2.50% |
¥107,508 |
¥51,603,697 |
¥19,003,697 |
| 40 |
2.60% |
¥109,315 |
¥52,470,996 |
¥19,870,996 |
| 40 |
2.70% |
¥111,138 |
¥53,346,082 |
¥20,746,082 |
| 40 |
2.80% |
¥112,977 |
¥54,228,890 |
¥21,628,890 |
| 40 |
2.90% |
¥114,832 |
¥55,119,353 |
¥22,519,353 |
| 40 |
3.00% |
¥116,703 |
¥56,017,402 |
¥23,417,402 |
3260万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥87,538 |
¥36,765,865 |
¥4,165,865 |
| 35 |
0.80% |
¥89,018 |
¥37,387,504 |
¥4,787,504 |
| 35 |
0.90% |
¥90,514 |
¥38,015,739 |
¥5,415,739 |
| 35 |
1.00% |
¥92,025 |
¥38,650,558 |
¥6,050,558 |
| 35 |
1.10% |
¥93,552 |
¥39,291,943 |
¥6,691,943 |
| 35 |
1.20% |
¥95,095 |
¥39,939,877 |
¥7,339,877 |
| 35 |
1.30% |
¥96,653 |
¥40,594,341 |
¥7,994,341 |
| 35 |
1.40% |
¥98,227 |
¥41,255,314 |
¥8,655,314 |
| 35 |
1.50% |
¥99,816 |
¥41,922,773 |
¥9,322,773 |
| 35 |
1.60% |
¥101,421 |
¥42,596,697 |
¥9,996,697 |
| 35 |
1.70% |
¥103,041 |
¥43,277,058 |
¥10,677,058 |
| 35 |
1.80% |
¥104,676 |
¥43,963,831 |
¥11,363,831 |
| 35 |
1.90% |
¥106,326 |
¥44,656,988 |
¥12,056,988 |
| 35 |
2.00% |
¥107,992 |
¥45,356,498 |
¥12,756,498 |
| 35 |
2.10% |
¥109,672 |
¥46,062,333 |
¥13,462,333 |
| 35 |
2.20% |
¥111,368 |
¥46,774,459 |
¥14,174,459 |
| 35 |
2.30% |
¥113,078 |
¥47,492,843 |
¥14,892,843 |
| 35 |
2.40% |
¥114,803 |
¥48,217,450 |
¥15,617,450 |
| 35 |
2.50% |
¥116,543 |
¥48,948,245 |
¥16,348,245 |
| 35 |
2.60% |
¥118,298 |
¥49,685,190 |
¥17,085,190 |
| 35 |
2.70% |
¥120,067 |
¥50,428,247 |
¥17,828,247 |
| 35 |
2.80% |
¥121,851 |
¥51,177,376 |
¥18,577,376 |
| 35 |
2.90% |
¥123,649 |
¥51,932,537 |
¥19,332,537 |
| 35 |
3.00% |
¥125,461 |
¥52,693,688 |
¥20,093,688 |
3260万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥100,423 |
¥36,152,190 |
¥3,552,190 |
| 30 |
0.80% |
¥101,887 |
¥36,679,143 |
¥4,079,143 |
| 30 |
0.90% |
¥103,364 |
¥37,210,954 |
¥4,610,954 |
| 30 |
1.00% |
¥104,854 |
¥37,747,614 |
¥5,147,614 |
| 30 |
1.10% |
¥106,359 |
¥38,289,114 |
¥5,689,114 |
| 30 |
1.20% |
¥107,876 |
¥38,835,444 |
¥6,235,444 |
| 30 |
1.30% |
¥109,407 |
¥39,386,594 |
¥6,786,594 |
| 30 |
1.40% |
¥110,952 |
¥39,942,553 |
¥7,342,553 |
| 30 |
1.50% |
¥112,509 |
¥40,503,308 |
¥7,903,308 |
| 30 |
1.60% |
¥114,080 |
¥41,068,846 |
¥8,468,846 |
| 30 |
1.70% |
¥115,664 |
¥41,639,153 |
¥9,039,153 |
| 30 |
1.80% |
¥117,262 |
¥42,214,215 |
¥9,614,215 |
| 30 |
1.90% |
¥118,872 |
¥42,794,017 |
¥10,194,017 |
| 30 |
2.00% |
¥120,496 |
¥43,378,541 |
¥10,778,541 |
| 30 |
2.10% |
¥122,133 |
¥43,967,772 |
¥11,367,772 |
| 30 |
2.20% |
¥123,782 |
¥44,561,691 |
¥11,961,691 |
| 30 |
2.30% |
¥125,445 |
¥45,160,279 |
¥12,560,279 |
| 30 |
2.40% |
¥127,121 |
¥45,763,519 |
¥13,163,519 |
| 30 |
2.50% |
¥128,809 |
¥46,371,389 |
¥13,771,389 |
| 30 |
2.60% |
¥130,511 |
¥46,983,869 |
¥14,383,869 |
| 30 |
2.70% |
¥132,225 |
¥47,600,937 |
¥15,000,937 |
| 30 |
2.80% |
¥133,952 |
¥48,222,572 |
¥15,622,572 |
| 30 |
2.90% |
¥135,691 |
¥48,848,750 |
¥16,248,750 |
| 30 |
3.00% |
¥137,443 |
¥49,479,449 |
¥16,879,449 |
3260万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥118,484 |
¥35,545,139 |
¥2,945,139 |
| 25 |
0.80% |
¥119,931 |
¥35,979,424 |
¥3,379,424 |
| 25 |
0.90% |
¥121,390 |
¥36,417,087 |
¥3,817,087 |
| 25 |
1.00% |
¥122,860 |
¥36,858,126 |
¥4,258,126 |
| 25 |
1.10% |
¥124,342 |
¥37,302,535 |
¥4,702,535 |
| 25 |
1.20% |
¥125,834 |
¥37,750,310 |
¥5,150,310 |
| 25 |
1.30% |
¥127,338 |
¥38,201,445 |
¥5,601,445 |
| 25 |
1.40% |
¥128,853 |
¥38,655,934 |
¥6,055,934 |
| 25 |
1.50% |
¥130,379 |
¥39,113,773 |
¥6,513,773 |
| 25 |
1.60% |
¥131,917 |
¥39,574,953 |
¥6,974,953 |
| 25 |
1.70% |
¥133,465 |
¥40,039,469 |
¥7,439,469 |
| 25 |
1.80% |
¥135,024 |
¥40,507,313 |
¥7,907,313 |
| 25 |
1.90% |
¥136,595 |
¥40,978,477 |
¥8,378,477 |
| 25 |
2.00% |
¥138,177 |
¥41,452,954 |
¥8,852,954 |
| 25 |
2.10% |
¥139,769 |
¥41,930,735 |
¥9,330,735 |
| 25 |
2.20% |
¥141,373 |
¥42,411,811 |
¥9,811,811 |
| 25 |
2.30% |
¥142,987 |
¥42,896,173 |
¥10,296,173 |
| 25 |
2.40% |
¥144,613 |
¥43,383,812 |
¥10,783,812 |
| 25 |
2.50% |
¥146,249 |
¥43,874,717 |
¥11,274,717 |
| 25 |
2.60% |
¥147,896 |
¥44,368,878 |
¥11,768,878 |
| 25 |
2.70% |
¥149,554 |
¥44,866,285 |
¥12,266,285 |
| 25 |
2.80% |
¥151,223 |
¥45,366,926 |
¥12,766,926 |
| 25 |
2.90% |
¥152,903 |
¥45,870,790 |
¥13,270,790 |
| 25 |
3.00% |
¥154,593 |
¥46,377,866 |
¥13,777,866 |
3260万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥145,603 |
¥34,944,721 |
¥2,344,721 |
| 20 |
0.80% |
¥147,035 |
¥35,288,359 |
¥2,688,359 |
| 20 |
0.90% |
¥148,476 |
¥35,634,163 |
¥3,034,163 |
| 20 |
1.00% |
¥149,926 |
¥35,982,131 |
¥3,382,131 |
| 20 |
1.10% |
¥151,384 |
¥36,332,260 |
¥3,732,260 |
| 20 |
1.20% |
¥152,852 |
¥36,684,549 |
¥4,084,549 |
| 20 |
1.30% |
¥154,329 |
¥37,038,996 |
¥4,438,996 |
| 20 |
1.40% |
¥155,815 |
¥37,395,598 |
¥4,795,598 |
| 20 |
1.50% |
¥157,310 |
¥37,754,353 |
¥5,154,353 |
| 20 |
1.60% |
¥158,814 |
¥38,115,257 |
¥5,515,257 |
| 20 |
1.70% |
¥160,326 |
¥38,478,309 |
¥5,878,309 |
| 20 |
1.80% |
¥161,848 |
¥38,843,504 |
¥6,243,504 |
| 20 |
1.90% |
¥163,378 |
¥39,210,839 |
¥6,610,839 |
| 20 |
2.00% |
¥164,918 |
¥39,580,312 |
¥6,980,312 |
| 20 |
2.10% |
¥166,466 |
¥39,951,919 |
¥7,351,919 |
| 20 |
2.20% |
¥168,024 |
¥40,325,655 |
¥7,725,655 |
| 20 |
2.30% |
¥169,590 |
¥40,701,517 |
¥8,101,517 |
| 20 |
2.40% |
¥171,165 |
¥41,079,501 |
¥8,479,501 |
| 20 |
2.50% |
¥172,748 |
¥41,459,602 |
¥8,859,602 |
| 20 |
2.60% |
¥174,341 |
¥41,841,817 |
¥9,241,817 |
| 20 |
2.70% |
¥175,942 |
¥42,226,141 |
¥9,626,141 |
| 20 |
2.80% |
¥177,552 |
¥42,612,568 |
¥10,012,568 |
| 20 |
2.90% |
¥179,171 |
¥43,001,095 |
¥10,401,095 |
| 20 |
3.00% |
¥180,799 |
¥43,391,716 |
¥10,791,716 |
3260万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥190,839 |
¥34,350,944 |
¥1,750,944 |
| 15 |
0.80% |
¥192,255 |
¥34,605,963 |
¥2,005,963 |
| 15 |
0.90% |
¥193,679 |
¥34,862,201 |
¥2,262,201 |
| 15 |
1.00% |
¥195,109 |
¥35,119,658 |
¥2,519,658 |
| 15 |
1.10% |
¥196,546 |
¥35,378,333 |
¥2,778,333 |
| 15 |
1.20% |
¥197,990 |
¥35,638,226 |
¥3,038,226 |
| 15 |
1.30% |
¥199,441 |
¥35,899,335 |
¥3,299,335 |
| 15 |
1.40% |
¥200,898 |
¥36,161,660 |
¥3,561,660 |
| 15 |
1.50% |
¥202,362 |
¥36,425,200 |
¥3,825,200 |
| 15 |
1.60% |
¥203,833 |
¥36,689,955 |
¥4,089,955 |
| 15 |
1.70% |
¥205,311 |
¥36,955,922 |
¥4,355,922 |
| 15 |
1.80% |
¥206,795 |
¥37,223,101 |
¥4,623,101 |
| 15 |
1.90% |
¥208,286 |
¥37,491,491 |
¥4,891,491 |
| 15 |
2.00% |
¥209,784 |
¥37,761,091 |
¥5,161,091 |
| 15 |
2.10% |
¥211,288 |
¥38,031,899 |
¥5,431,899 |
| 15 |
2.20% |
¥212,800 |
¥38,303,914 |
¥5,703,914 |
| 15 |
2.30% |
¥214,317 |
¥38,577,136 |
¥5,977,136 |
| 15 |
2.40% |
¥215,842 |
¥38,851,562 |
¥6,251,562 |
| 15 |
2.50% |
¥217,373 |
¥39,127,191 |
¥6,527,191 |
| 15 |
2.60% |
¥218,911 |
¥39,404,022 |
¥6,804,022 |
| 15 |
2.70% |
¥220,456 |
¥39,682,053 |
¥7,082,053 |
| 15 |
2.80% |
¥222,007 |
¥39,961,282 |
¥7,361,282 |
| 15 |
2.90% |
¥223,565 |
¥40,241,709 |
¥7,641,709 |
| 15 |
3.00% |
¥225,130 |
¥40,523,331 |
¥7,923,331 |
3260万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥281,365 |
¥33,763,814 |
¥1,163,814 |
| 10 |
0.80% |
¥282,769 |
¥33,932,244 |
¥1,332,244 |
| 10 |
0.90% |
¥284,177 |
¥34,101,217 |
¥1,501,217 |
| 10 |
1.00% |
¥285,589 |
¥34,270,732 |
¥1,670,732 |
| 10 |
1.10% |
¥287,007 |
¥34,440,789 |
¥1,840,789 |
| 10 |
1.20% |
¥288,428 |
¥34,611,388 |
¥2,011,388 |
| 10 |
1.30% |
¥289,854 |
¥34,782,529 |
¥2,182,529 |
| 10 |
1.40% |
¥291,285 |
¥34,954,211 |
¥2,354,211 |
| 10 |
1.50% |
¥292,720 |
¥35,126,435 |
¥2,526,435 |
| 10 |
1.60% |
¥294,160 |
¥35,299,199 |
¥2,699,199 |
| 10 |
1.70% |
¥295,604 |
¥35,472,505 |
¥2,872,505 |
| 10 |
1.80% |
¥297,053 |
¥35,646,351 |
¥3,046,351 |
| 10 |
1.90% |
¥298,506 |
¥35,820,737 |
¥3,220,737 |
| 10 |
2.00% |
¥299,964 |
¥35,995,663 |
¥3,395,663 |
| 10 |
2.10% |
¥301,426 |
¥36,171,129 |
¥3,571,129 |
| 10 |
2.20% |
¥302,893 |
¥36,347,135 |
¥3,747,135 |
| 10 |
2.30% |
¥304,364 |
¥36,523,680 |
¥3,923,680 |
| 10 |
2.40% |
¥305,840 |
¥36,700,763 |
¥4,100,763 |
| 10 |
2.50% |
¥307,320 |
¥36,878,386 |
¥4,278,386 |
| 10 |
2.60% |
¥308,805 |
¥37,056,546 |
¥4,456,546 |
| 10 |
2.70% |
¥310,294 |
¥37,235,244 |
¥4,635,244 |
| 10 |
2.80% |
¥311,787 |
¥37,414,480 |
¥4,814,480 |
| 10 |
2.90% |
¥313,285 |
¥37,594,253 |
¥4,994,253 |
| 10 |
3.00% |
¥314,788 |
¥37,774,563 |
¥5,174,563 |
