3280万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3280万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3280万円の住宅ローン｜期間・年数別
3280万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥64,806 | ¥38,883,620 | ¥6,083,620 |
| 50 | 0.80% | ¥66,345 | ¥39,806,959 | ¥7,006,959 |
| 50 | 0.90% | ¥67,906 | ¥40,743,734 | ¥7,943,734 |
| 50 | 1.00% | ¥69,490 | ¥41,693,887 | ¥8,893,887 |
| 50 | 1.10% | ¥71,096 | ¥42,657,352 | ¥9,857,352 |
| 50 | 1.20% | ¥72,723 | ¥43,634,060 | ¥10,834,060 |
| 50 | 1.30% | ¥74,373 | ¥44,623,934 | ¥11,823,934 |
| 50 | 1.40% | ¥76,045 | ¥45,626,889 | ¥12,826,889 |
| 50 | 1.50% | ¥77,738 | ¥46,642,838 | ¥13,842,838 |
| 50 | 1.60% | ¥79,453 | ¥47,671,687 | ¥14,871,687 |
| 50 | 1.70% | ¥81,189 | ¥48,713,334 | ¥15,913,334 |
| 50 | 1.80% | ¥82,946 | ¥49,767,676 | ¥16,967,676 |
| 50 | 1.90% | ¥84,724 | ¥50,834,602 | ¥18,034,602 |
| 50 | 2.00% | ¥86,523 | ¥51,913,996 | ¥19,113,996 |
| 50 | 2.10% | ¥88,343 | ¥53,005,738 | ¥20,205,738 |
| 50 | 2.20% | ¥90,183 | ¥54,109,705 | ¥21,309,705 |
| 50 | 2.30% | ¥92,043 | ¥55,225,766 | ¥22,425,766 |
| 50 | 2.40% | ¥93,923 | ¥56,353,788 | ¥23,553,788 |
| 50 | 2.50% | ¥95,823 | ¥57,493,634 | ¥24,693,634 |
| 50 | 2.60% | ¥97,742 | ¥58,645,164 | ¥25,845,164 |
| 50 | 2.70% | ¥99,680 | ¥59,808,232 | ¥27,008,232 |
| 50 | 2.80% | ¥101,638 | ¥60,982,691 | ¥28,182,691 |
| 50 | 2.90% | ¥103,614 | ¥62,168,388 | ¥29,368,388 |
| 50 | 3.00% | ¥105,609 | ¥63,365,172 | ¥30,565,172 |
3280万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥70,826 | ¥38,246,255 | ¥5,446,255 |
| 45 | 0.80% | ¥72,349 | ¥39,068,292 | ¥6,268,292 |
| 45 | 0.90% | ¥73,891 | ¥39,901,246 | ¥7,101,246 |
| 45 | 1.00% | ¥75,454 | ¥40,745,077 | ¥7,945,077 |
| 45 | 1.10% | ¥77,037 | ¥41,599,744 | ¥8,799,744 |
| 45 | 1.20% | ¥78,639 | ¥42,465,198 | ¥9,665,198 |
| 45 | 1.30% | ¥80,262 | ¥43,341,388 | ¥10,541,388 |
| 45 | 1.40% | ¥81,904 | ¥44,228,260 | ¥11,428,260 |
| 45 | 1.50% | ¥83,566 | ¥45,125,755 | ¥12,325,755 |
| 45 | 1.60% | ¥85,248 | ¥46,033,809 | ¥13,233,809 |
| 45 | 1.70% | ¥86,949 | ¥46,952,355 | ¥14,152,355 |
| 45 | 1.80% | ¥88,669 | ¥47,881,324 | ¥15,081,324 |
| 45 | 1.90% | ¥90,409 | ¥48,820,642 | ¥16,020,642 |
| 45 | 2.00% | ¥92,167 | ¥49,770,231 | ¥16,970,231 |
| 45 | 2.10% | ¥93,944 | ¥50,730,011 | ¥17,930,011 |
| 45 | 2.20% | ¥95,741 | ¥51,699,897 | ¥18,899,897 |
| 45 | 2.30% | ¥97,555 | ¥52,679,802 | ¥19,879,802 |
| 45 | 2.40% | ¥99,388 | ¥53,669,637 | ¥20,869,637 |
| 45 | 2.50% | ¥101,239 | ¥54,669,308 | ¥21,869,308 |
| 45 | 2.60% | ¥103,109 | ¥55,678,720 | ¥22,878,720 |
| 45 | 2.70% | ¥104,996 | ¥56,697,773 | ¥23,897,773 |
| 45 | 2.80% | ¥106,901 | ¥57,726,367 | ¥24,926,367 |
| 45 | 2.90% | ¥108,823 | ¥58,764,398 | ¥25,964,398 |
| 45 | 3.00% | ¥110,763 | ¥59,811,761 | ¥27,011,761 |
3280万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥78,366 | ¥37,615,517 | ¥4,815,517 |
| 40 | 0.80% | ¥79,871 | ¥38,338,256 | ¥5,538,256 |
| 40 | 0.90% | ¥81,395 | ¥39,069,644 | ¥6,269,644 |
| 40 | 1.00% | ¥82,937 | ¥39,809,656 | ¥7,009,656 |
| 40 | 1.10% | ¥84,496 | ¥40,558,265 | ¥7,758,265 |
| 40 | 1.20% | ¥86,074 | ¥41,315,441 | ¥8,515,441 |
| 40 | 1.30% | ¥87,669 | ¥42,081,153 | ¥9,281,153 |
| 40 | 1.40% | ¥89,282 | ¥42,855,364 | ¥10,055,364 |
| 40 | 1.50% | ¥90,913 | ¥43,638,038 | ¥10,838,038 |
| 40 | 1.60% | ¥92,561 | ¥44,429,135 | ¥11,629,135 |
| 40 | 1.70% | ¥94,226 | ¥45,228,613 | ¥12,428,613 |
| 40 | 1.80% | ¥95,909 | ¥46,036,426 | ¥13,236,426 |
| 40 | 1.90% | ¥97,609 | ¥46,852,528 | ¥14,052,528 |
| 40 | 2.00% | ¥99,327 | ¥47,676,869 | ¥14,876,869 |
| 40 | 2.10% | ¥101,061 | ¥48,509,397 | ¥15,709,397 |
| 40 | 2.20% | ¥102,813 | ¥49,350,060 | ¥16,550,060 |
| 40 | 2.30% | ¥104,581 | ¥50,198,801 | ¥17,398,801 |
| 40 | 2.40% | ¥106,366 | ¥51,055,563 | ¥18,255,563 |
| 40 | 2.50% | ¥108,167 | ¥51,920,284 | ¥19,120,284 |
| 40 | 2.60% | ¥109,985 | ¥52,792,904 | ¥19,992,904 |
| 40 | 2.70% | ¥111,819 | ¥53,673,359 | ¥20,873,359 |
| 40 | 2.80% | ¥113,670 | ¥54,561,583 | ¥21,761,583 |
| 40 | 2.90% | ¥115,536 | ¥55,457,509 | ¥22,657,509 |
| 40 | 3.00% | ¥117,419 | ¥56,361,067 | ¥23,561,067 |
3280万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥88,075 | ¥36,991,422 | ¥4,191,422 |
| 35 | 0.80% | ¥89,564 | ¥37,616,875 | ¥4,816,875 |
| 35 | 0.90% | ¥91,069 | ¥38,248,965 | ¥5,448,965 |
| 35 | 1.00% | ¥92,590 | ¥38,887,678 | ¥6,087,678 |
| 35 | 1.10% | ¥94,126 | ¥39,532,998 | ¥6,732,998 |
| 35 | 1.20% | ¥95,678 | ¥40,184,907 | ¥7,384,907 |
| 35 | 1.30% | ¥97,246 | ¥40,843,386 | ¥8,043,386 |
| 35 | 1.40% | ¥98,830 | ¥41,508,414 | ¥8,708,414 |
| 35 | 1.50% | ¥100,428 | ¥42,179,968 | ¥9,379,968 |
| 35 | 1.60% | ¥102,043 | ¥42,858,026 | ¥10,058,026 |
| 35 | 1.70% | ¥103,673 | ¥43,542,561 | ¥10,742,561 |
| 35 | 1.80% | ¥105,318 | ¥44,233,548 | ¥11,433,548 |
| 35 | 1.90% | ¥106,978 | ¥44,930,957 | ¥12,130,957 |
| 35 | 2.00% | ¥108,654 | ¥45,634,759 | ¥12,834,759 |
| 35 | 2.10% | ¥110,345 | ¥46,344,924 | ¥13,544,924 |
| 35 | 2.20% | ¥112,051 | ¥47,061,419 | ¥14,261,419 |
| 35 | 2.30% | ¥113,772 | ¥47,784,210 | ¥14,984,210 |
| 35 | 2.40% | ¥115,508 | ¥48,513,263 | ¥15,713,263 |
| 35 | 2.50% | ¥117,258 | ¥49,248,541 | ¥16,448,541 |
| 35 | 2.60% | ¥119,024 | ¥49,990,007 | ¥17,190,007 |
| 35 | 2.70% | ¥120,804 | ¥50,737,623 | ¥17,937,623 |
| 35 | 2.80% | ¥122,598 | ¥51,491,348 | ¥18,691,348 |
| 35 | 2.90% | ¥124,407 | ¥52,251,142 | ¥19,451,142 |
| 35 | 3.00% | ¥126,231 | ¥53,016,962 | ¥20,216,962 |
3280万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥101,039 | ¥36,373,982 | ¥3,573,982 |
| 30 | 0.80% | ¥102,512 | ¥36,904,169 | ¥4,104,169 |
| 30 | 0.90% | ¥103,998 | ¥37,439,242 | ¥4,639,242 |
| 30 | 1.00% | ¥105,498 | ¥37,979,195 | ¥5,179,195 |
| 30 | 1.10% | ¥107,011 | ¥38,524,017 | ¥5,724,017 |
| 30 | 1.20% | ¥108,538 | ¥39,073,699 | ¥6,273,699 |
| 30 | 1.30% | ¥110,078 | ¥39,628,230 | ¥6,828,230 |
| 30 | 1.40% | ¥111,632 | ¥40,187,599 | ¥7,387,599 |
| 30 | 1.50% | ¥113,199 | ¥40,751,794 | ¥7,951,794 |
| 30 | 1.60% | ¥114,780 | ¥41,320,802 | ¥8,520,802 |
| 30 | 1.70% | ¥116,374 | ¥41,894,608 | ¥9,094,608 |
| 30 | 1.80% | ¥117,981 | ¥42,473,198 | ¥9,673,198 |
| 30 | 1.90% | ¥119,602 | ¥43,056,557 | ¥10,256,557 |
| 30 | 2.00% | ¥121,235 | ¥43,644,667 | ¥10,844,667 |
| 30 | 2.10% | ¥122,882 | ¥44,237,513 | ¥11,437,513 |
| 30 | 2.20% | ¥124,542 | ¥44,835,075 | ¥12,035,075 |
| 30 | 2.30% | ¥126,215 | ¥45,437,336 | ¥12,637,336 |
| 30 | 2.40% | ¥127,901 | ¥46,044,277 | ¥13,244,277 |
| 30 | 2.50% | ¥129,600 | ¥46,655,876 | ¥13,855,876 |
| 30 | 2.60% | ¥131,311 | ¥47,272,113 | ¥14,472,113 |
| 30 | 2.70% | ¥133,036 | ¥47,892,967 | ¥15,092,967 |
| 30 | 2.80% | ¥134,773 | ¥48,518,416 | ¥15,718,416 |
| 30 | 2.90% | ¥136,523 | ¥49,148,436 | ¥16,348,436 |
| 30 | 3.00% | ¥138,286 | ¥49,783,004 | ¥16,983,004 |
3280万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥119,211 | ¥35,763,207 | ¥2,963,207 |
| 25 | 0.80% | ¥120,667 | ¥36,200,156 | ¥3,400,156 |
| 25 | 0.90% | ¥122,135 | ¥36,640,505 | ¥3,840,505 |
| 25 | 1.00% | ¥123,614 | ¥37,084,249 | ¥4,284,249 |
| 25 | 1.10% | ¥125,105 | ¥37,531,385 | ¥4,731,385 |
| 25 | 1.20% | ¥126,606 | ¥37,981,907 | ¥5,181,907 |
| 25 | 1.30% | ¥128,119 | ¥38,435,809 | ¥5,635,809 |
| 25 | 1.40% | ¥129,644 | ¥38,893,087 | ¥6,093,087 |
| 25 | 1.50% | ¥131,179 | ¥39,353,735 | ¥6,553,735 |
| 25 | 1.60% | ¥132,726 | ¥39,817,744 | ¥7,017,744 |
| 25 | 1.70% | ¥134,284 | ¥40,285,110 | ¥7,485,110 |
| 25 | 1.80% | ¥135,853 | ¥40,755,824 | ¥7,955,824 |
| 25 | 1.90% | ¥137,433 | ¥41,229,879 | ¥8,429,879 |
| 25 | 2.00% | ¥139,024 | ¥41,707,267 | ¥8,907,267 |
| 25 | 2.10% | ¥140,627 | ¥42,187,979 | ¥9,387,979 |
| 25 | 2.20% | ¥142,240 | ¥42,672,006 | ¥9,872,006 |
| 25 | 2.30% | ¥143,864 | ¥43,159,340 | ¥10,359,340 |
| 25 | 2.40% | ¥145,500 | ¥43,649,970 | ¥10,849,970 |
| 25 | 2.50% | ¥147,146 | ¥44,143,887 | ¥11,343,887 |
| 25 | 2.60% | ¥148,804 | ¥44,641,080 | ¥11,841,080 |
| 25 | 2.70% | ¥150,472 | ¥45,141,538 | ¥12,341,538 |
| 25 | 2.80% | ¥152,151 | ¥45,645,251 | ¥12,845,251 |
| 25 | 2.90% | ¥153,841 | ¥46,152,206 | ¥13,352,206 |
| 25 | 3.00% | ¥155,541 | ¥46,662,393 | ¥13,862,393 |
3280万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥146,496 | ¥35,159,106 | ¥2,359,106 |
| 20 | 0.80% | ¥147,937 | ¥35,504,852 | ¥2,704,852 |
| 20 | 0.90% | ¥149,387 | ¥35,852,778 | ¥3,052,778 |
| 20 | 1.00% | ¥150,845 | ¥36,202,880 | ¥3,402,880 |
| 20 | 1.10% | ¥152,313 | ¥36,555,157 | ¥3,755,157 |
| 20 | 1.20% | ¥153,790 | ¥36,909,608 | ¥4,109,608 |
| 20 | 1.30% | ¥155,276 | ¥37,266,229 | ¥4,466,229 |
| 20 | 1.40% | ¥156,771 | ¥37,625,019 | ¥4,825,019 |
| 20 | 1.50% | ¥158,275 | ¥37,985,975 | ¥5,185,975 |
| 20 | 1.60% | ¥159,788 | ¥38,349,093 | ¥5,549,093 |
| 20 | 1.70% | ¥161,310 | ¥38,714,372 | ¥5,914,372 |
| 20 | 1.80% | ¥162,841 | ¥39,081,807 | ¥6,281,807 |
| 20 | 1.90% | ¥164,381 | ¥39,451,397 | ¥6,651,397 |
| 20 | 2.00% | ¥165,930 | ¥39,823,136 | ¥7,023,136 |
| 20 | 2.10% | ¥167,488 | ¥40,197,022 | ¥7,397,022 |
| 20 | 2.20% | ¥169,054 | ¥40,573,051 | ¥7,773,051 |
| 20 | 2.30% | ¥170,630 | ¥40,951,219 | ¥8,151,219 |
| 20 | 2.40% | ¥172,215 | ¥41,331,522 | ¥8,531,522 |
| 20 | 2.50% | ¥173,808 | ¥41,713,956 | ¥8,913,956 |
| 20 | 2.60% | ¥175,410 | ¥42,098,515 | ¥9,298,515 |
| 20 | 2.70% | ¥177,022 | ¥42,485,197 | ¥9,685,197 |
| 20 | 2.80% | ¥178,642 | ¥42,873,995 | ¥10,073,995 |
| 20 | 2.90% | ¥180,270 | ¥43,264,905 | ¥10,464,905 |
| 20 | 3.00% | ¥181,908 | ¥43,657,923 | ¥10,857,923 |
3280万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥192,009 | ¥34,561,686 | ¥1,761,686 |
| 15 | 0.80% | ¥193,435 | ¥34,818,270 | ¥2,018,270 |
| 15 | 0.90% | ¥194,867 | ¥35,076,080 | ¥2,276,080 |
| 15 | 1.00% | ¥196,306 | ¥35,335,116 | ¥2,535,116 |
| 15 | 1.10% | ¥197,752 | ¥35,595,378 | ¥2,795,378 |
| 15 | 1.20% | ¥199,205 | ¥35,856,865 | ¥3,056,865 |
| 15 | 1.30% | ¥200,664 | ¥36,119,577 | ¥3,319,577 |
| 15 | 1.40% | ¥202,131 | ¥36,383,511 | ¥3,583,511 |
| 15 | 1.50% | ¥203,604 | ¥36,648,668 | ¥3,848,668 |
| 15 | 1.60% | ¥205,084 | ¥36,915,046 | ¥4,115,046 |
| 15 | 1.70% | ¥206,570 | ¥37,182,645 | ¥4,382,645 |
| 15 | 1.80% | ¥208,064 | ¥37,451,463 | ¥4,651,463 |
| 15 | 1.90% | ¥209,564 | ¥37,721,500 | ¥4,921,500 |
| 15 | 2.00% | ¥211,071 | ¥37,992,754 | ¥5,192,754 |
| 15 | 2.10% | ¥212,585 | ¥38,265,223 | ¥5,465,223 |
| 15 | 2.20% | ¥214,105 | ¥38,538,908 | ¥5,738,908 |
| 15 | 2.30% | ¥215,632 | ¥38,813,805 | ¥6,013,805 |
| 15 | 2.40% | ¥217,166 | ¥39,089,915 | ¥6,289,915 |
| 15 | 2.50% | ¥218,707 | ¥39,367,235 | ¥6,567,235 |
| 15 | 2.60% | ¥220,254 | ¥39,645,764 | ¥6,845,764 |
| 15 | 2.70% | ¥221,808 | ¥39,925,501 | ¥7,125,501 |
| 15 | 2.80% | ¥223,369 | ¥40,206,443 | ¥7,406,443 |
| 15 | 2.90% | ¥224,937 | ¥40,488,590 | ¥7,688,590 |
| 15 | 3.00% | ¥226,511 | ¥40,771,940 | ¥7,971,940 |
3280万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥283,091 | ¥33,970,954 | ¥1,170,954 |
| 10 | 0.80% | ¥284,503 | ¥34,140,418 | ¥1,340,418 |
| 10 | 0.90% | ¥285,920 | ¥34,310,427 | ¥1,510,427 |
| 10 | 1.00% | ¥287,342 | ¥34,480,982 | ¥1,680,982 |
| 10 | 1.10% | ¥288,767 | ¥34,652,083 | ¥1,852,083 |
| 10 | 1.20% | ¥290,198 | ¥34,823,728 | ¥2,023,728 |
| 10 | 1.30% | ¥291,633 | ¥34,995,919 | ¥2,195,919 |
| 10 | 1.40% | ¥293,072 | ¥35,168,654 | ¥2,368,654 |
| 10 | 1.50% | ¥294,516 | ¥35,341,934 | ¥2,541,934 |
| 10 | 1.60% | ¥295,965 | ¥35,515,759 | ¥2,715,759 |
| 10 | 1.70% | ¥297,418 | ¥35,690,127 | ¥2,890,127 |
| 10 | 1.80% | ¥298,875 | ¥35,865,040 | ¥3,065,040 |
| 10 | 1.90% | ¥300,337 | ¥36,040,496 | ¥3,240,496 |
| 10 | 2.00% | ¥301,804 | ¥36,216,495 | ¥3,416,495 |
| 10 | 2.10% | ¥303,275 | ¥36,393,038 | ¥3,593,038 |
| 10 | 2.20% | ¥304,751 | ¥36,570,123 | ¥3,770,123 |
| 10 | 2.30% | ¥306,231 | ¥36,747,751 | ¥3,947,751 |
| 10 | 2.40% | ¥307,716 | ¥36,925,921 | ¥4,125,921 |
| 10 | 2.50% | ¥309,205 | ¥37,104,633 | ¥4,304,633 |
| 10 | 2.60% | ¥310,699 | ¥37,283,887 | ¥4,483,887 |
| 10 | 2.70% | ¥312,197 | ¥37,463,681 | ¥4,663,681 |
| 10 | 2.80% | ¥313,700 | ¥37,644,017 | ¥4,844,017 |
| 10 | 2.90% | ¥315,207 | ¥37,824,893 | ¥5,024,893 |
| 10 | 3.00% | ¥316,719 | ¥38,006,309 | ¥5,206,309 |
