3290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3290万円の住宅ローン｜期間・年数別
3290万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥65,004 |
¥39,002,168 |
¥6,102,168 |
| 50 |
0.80% |
¥66,547 |
¥39,928,322 |
¥7,028,322 |
| 50 |
0.90% |
¥68,113 |
¥40,867,953 |
¥7,967,953 |
| 50 |
1.00% |
¥69,702 |
¥41,821,002 |
¥8,921,002 |
| 50 |
1.10% |
¥71,312 |
¥42,787,405 |
¥9,887,405 |
| 50 |
1.20% |
¥72,945 |
¥43,767,091 |
¥10,867,091 |
| 50 |
1.30% |
¥74,600 |
¥44,759,982 |
¥11,859,982 |
| 50 |
1.40% |
¥76,277 |
¥45,765,996 |
¥12,865,996 |
| 50 |
1.50% |
¥77,975 |
¥46,785,042 |
¥13,885,042 |
| 50 |
1.60% |
¥79,695 |
¥47,817,027 |
¥14,917,027 |
| 50 |
1.70% |
¥81,436 |
¥48,861,851 |
¥15,961,851 |
| 50 |
1.80% |
¥83,199 |
¥49,919,407 |
¥17,019,407 |
| 50 |
1.90% |
¥84,983 |
¥50,989,585 |
¥18,089,585 |
| 50 |
2.00% |
¥86,787 |
¥52,072,270 |
¥19,172,270 |
| 50 |
2.10% |
¥88,612 |
¥53,167,341 |
¥20,267,341 |
| 50 |
2.20% |
¥90,458 |
¥54,274,673 |
¥21,374,673 |
| 50 |
2.30% |
¥92,324 |
¥55,394,137 |
¥22,494,137 |
| 50 |
2.40% |
¥94,209 |
¥56,525,598 |
¥23,625,598 |
| 50 |
2.50% |
¥96,115 |
¥57,668,920 |
¥24,768,920 |
| 50 |
2.60% |
¥98,040 |
¥58,823,960 |
¥25,923,960 |
| 50 |
2.70% |
¥99,984 |
¥59,990,574 |
¥27,090,574 |
| 50 |
2.80% |
¥101,948 |
¥61,168,613 |
¥28,268,613 |
| 50 |
2.90% |
¥103,930 |
¥62,357,926 |
¥29,457,926 |
| 50 |
3.00% |
¥105,931 |
¥63,558,358 |
¥30,658,358 |
3290万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥71,042 |
¥38,362,859 |
¥5,462,859 |
| 45 |
0.80% |
¥72,569 |
¥39,187,403 |
¥6,287,403 |
| 45 |
0.90% |
¥74,116 |
¥40,022,896 |
¥7,122,896 |
| 45 |
1.00% |
¥75,684 |
¥40,869,300 |
¥7,969,300 |
| 45 |
1.10% |
¥77,271 |
¥41,726,572 |
¥8,826,572 |
| 45 |
1.20% |
¥78,879 |
¥42,594,665 |
¥9,694,665 |
| 45 |
1.30% |
¥80,507 |
¥43,473,527 |
¥10,573,527 |
| 45 |
1.40% |
¥82,154 |
¥44,363,103 |
¥11,463,103 |
| 45 |
1.50% |
¥83,821 |
¥45,263,333 |
¥12,363,333 |
| 45 |
1.60% |
¥85,508 |
¥46,174,156 |
¥13,274,156 |
| 45 |
1.70% |
¥87,214 |
¥47,095,503 |
¥14,195,503 |
| 45 |
1.80% |
¥88,939 |
¥48,027,304 |
¥15,127,304 |
| 45 |
1.90% |
¥90,684 |
¥48,969,485 |
¥16,069,485 |
| 45 |
2.00% |
¥92,448 |
¥49,921,970 |
¥17,021,970 |
| 45 |
2.10% |
¥94,231 |
¥50,884,675 |
¥17,984,675 |
| 45 |
2.20% |
¥96,032 |
¥51,857,518 |
¥18,957,518 |
| 45 |
2.30% |
¥97,853 |
¥52,840,411 |
¥19,940,411 |
| 45 |
2.40% |
¥99,691 |
¥53,833,264 |
¥20,933,264 |
| 45 |
2.50% |
¥101,548 |
¥54,835,983 |
¥21,935,983 |
| 45 |
2.60% |
¥103,423 |
¥55,848,472 |
¥22,948,472 |
| 45 |
2.70% |
¥105,316 |
¥56,870,632 |
¥23,970,632 |
| 45 |
2.80% |
¥107,227 |
¥57,902,362 |
¥25,002,362 |
| 45 |
2.90% |
¥109,155 |
¥58,943,558 |
¥26,043,558 |
| 45 |
3.00% |
¥111,100 |
¥59,994,114 |
¥27,094,114 |
3290万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥78,605 |
¥37,730,199 |
¥4,830,199 |
| 40 |
0.80% |
¥80,115 |
¥38,455,141 |
¥5,555,141 |
| 40 |
0.90% |
¥81,643 |
¥39,188,759 |
¥6,288,759 |
| 40 |
1.00% |
¥83,190 |
¥39,931,027 |
¥7,031,027 |
| 40 |
1.10% |
¥84,754 |
¥40,681,918 |
¥7,781,918 |
| 40 |
1.20% |
¥86,336 |
¥41,441,403 |
¥8,541,403 |
| 40 |
1.30% |
¥87,936 |
¥42,209,449 |
¥9,309,449 |
| 40 |
1.40% |
¥89,554 |
¥42,986,021 |
¥10,086,021 |
| 40 |
1.50% |
¥91,190 |
¥43,771,081 |
¥10,871,081 |
| 40 |
1.60% |
¥92,843 |
¥44,564,590 |
¥11,664,590 |
| 40 |
1.70% |
¥94,514 |
¥45,366,505 |
¥12,466,505 |
| 40 |
1.80% |
¥96,202 |
¥46,176,781 |
¥13,276,781 |
| 40 |
1.90% |
¥97,907 |
¥46,995,371 |
¥14,095,371 |
| 40 |
2.00% |
¥99,630 |
¥47,822,225 |
¥14,922,225 |
| 40 |
2.10% |
¥101,369 |
¥48,657,292 |
¥15,757,292 |
| 40 |
2.20% |
¥103,126 |
¥49,500,518 |
¥16,600,518 |
| 40 |
2.30% |
¥104,900 |
¥50,351,846 |
¥17,451,846 |
| 40 |
2.40% |
¥106,690 |
¥51,211,220 |
¥18,311,220 |
| 40 |
2.50% |
¥108,497 |
¥52,078,578 |
¥19,178,578 |
| 40 |
2.60% |
¥110,321 |
¥52,953,858 |
¥20,053,858 |
| 40 |
2.70% |
¥112,160 |
¥53,836,997 |
¥20,936,997 |
| 40 |
2.80% |
¥114,017 |
¥54,727,929 |
¥21,827,929 |
| 40 |
2.90% |
¥115,889 |
¥55,626,586 |
¥22,726,586 |
| 40 |
3.00% |
¥117,777 |
¥56,532,900 |
¥23,632,900 |
3290万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥88,343 |
¥37,104,201 |
¥4,204,201 |
| 35 |
0.80% |
¥89,837 |
¥37,731,560 |
¥4,831,560 |
| 35 |
0.90% |
¥91,347 |
¥38,365,578 |
¥5,465,578 |
| 35 |
1.00% |
¥92,872 |
¥39,006,238 |
¥6,106,238 |
| 35 |
1.10% |
¥94,413 |
¥39,653,525 |
¥6,753,525 |
| 35 |
1.20% |
¥95,970 |
¥40,307,422 |
¥7,407,422 |
| 35 |
1.30% |
¥97,543 |
¥40,967,908 |
¥8,067,908 |
| 35 |
1.40% |
¥99,131 |
¥41,634,964 |
¥8,734,964 |
| 35 |
1.50% |
¥100,735 |
¥42,308,566 |
¥9,408,566 |
| 35 |
1.60% |
¥102,354 |
¥42,988,691 |
¥10,088,691 |
| 35 |
1.70% |
¥103,989 |
¥43,675,313 |
¥10,775,313 |
| 35 |
1.80% |
¥105,639 |
¥44,368,406 |
¥11,468,406 |
| 35 |
1.90% |
¥107,305 |
¥45,067,941 |
¥12,167,941 |
| 35 |
2.00% |
¥108,985 |
¥45,773,890 |
¥12,873,890 |
| 35 |
2.10% |
¥110,681 |
¥46,486,219 |
¥13,586,219 |
| 35 |
2.20% |
¥112,393 |
¥47,204,899 |
¥14,304,899 |
| 35 |
2.30% |
¥114,119 |
¥47,929,893 |
¥15,029,893 |
| 35 |
2.40% |
¥115,860 |
¥48,661,169 |
¥15,761,169 |
| 35 |
2.50% |
¥117,616 |
¥49,398,689 |
¥16,498,689 |
| 35 |
2.60% |
¥119,387 |
¥50,142,416 |
¥17,242,416 |
| 35 |
2.70% |
¥121,172 |
¥50,892,311 |
¥17,992,311 |
| 35 |
2.80% |
¥122,972 |
¥51,648,334 |
¥18,748,334 |
| 35 |
2.90% |
¥124,787 |
¥52,410,444 |
¥19,510,444 |
| 35 |
3.00% |
¥126,616 |
¥53,178,599 |
¥20,278,599 |
3290万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥101,347 |
¥36,484,878 |
¥3,584,878 |
| 30 |
0.80% |
¥102,824 |
¥37,016,682 |
¥4,116,682 |
| 30 |
0.90% |
¥104,315 |
¥37,553,386 |
¥4,653,386 |
| 30 |
1.00% |
¥105,819 |
¥38,094,985 |
¥5,194,985 |
| 30 |
1.10% |
¥107,337 |
¥38,641,468 |
¥5,741,468 |
| 30 |
1.20% |
¥108,869 |
¥39,192,826 |
¥6,292,826 |
| 30 |
1.30% |
¥110,414 |
¥39,749,048 |
¥6,849,048 |
| 30 |
1.40% |
¥111,973 |
¥40,310,123 |
¥7,410,123 |
| 30 |
1.50% |
¥113,545 |
¥40,876,038 |
¥7,976,038 |
| 30 |
1.60% |
¥115,130 |
¥41,446,780 |
¥8,546,780 |
| 30 |
1.70% |
¥116,729 |
¥42,022,336 |
¥9,122,336 |
| 30 |
1.80% |
¥118,341 |
¥42,602,690 |
¥9,702,690 |
| 30 |
1.90% |
¥119,966 |
¥43,187,827 |
¥10,287,827 |
| 30 |
2.00% |
¥121,605 |
¥43,777,730 |
¥10,877,730 |
| 30 |
2.10% |
¥123,257 |
¥44,372,383 |
¥11,472,383 |
| 30 |
2.20% |
¥124,922 |
¥44,971,768 |
¥12,071,768 |
| 30 |
2.30% |
¥126,600 |
¥45,575,865 |
¥12,675,865 |
| 30 |
2.40% |
¥128,291 |
¥46,184,655 |
¥13,284,655 |
| 30 |
2.50% |
¥129,995 |
¥46,798,119 |
¥13,898,119 |
| 30 |
2.60% |
¥131,712 |
¥47,416,235 |
¥14,516,235 |
| 30 |
2.70% |
¥133,442 |
¥48,038,982 |
¥15,138,982 |
| 30 |
2.80% |
¥135,184 |
¥48,666,338 |
¥15,766,338 |
| 30 |
2.90% |
¥136,940 |
¥49,298,279 |
¥16,398,279 |
| 30 |
3.00% |
¥138,708 |
¥49,934,782 |
¥17,034,782 |
3290万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥119,574 |
¥35,872,241 |
¥2,972,241 |
| 25 |
0.80% |
¥121,035 |
¥36,310,523 |
¥3,410,523 |
| 25 |
0.90% |
¥122,507 |
¥36,752,214 |
¥3,852,214 |
| 25 |
1.00% |
¥123,991 |
¥37,197,311 |
¥4,297,311 |
| 25 |
1.10% |
¥125,486 |
¥37,645,810 |
¥4,745,810 |
| 25 |
1.20% |
¥126,992 |
¥38,097,705 |
¥5,197,705 |
| 25 |
1.30% |
¥128,510 |
¥38,552,992 |
¥5,652,992 |
| 25 |
1.40% |
¥130,039 |
¥39,011,664 |
¥6,111,664 |
| 25 |
1.50% |
¥131,579 |
¥39,473,715 |
¥6,573,715 |
| 25 |
1.60% |
¥133,130 |
¥39,939,140 |
¥7,039,140 |
| 25 |
1.70% |
¥134,693 |
¥40,407,930 |
¥7,507,930 |
| 25 |
1.80% |
¥136,267 |
¥40,880,080 |
¥7,980,080 |
| 25 |
1.90% |
¥137,852 |
¥41,355,580 |
¥8,455,580 |
| 25 |
2.00% |
¥139,448 |
¥41,834,423 |
¥8,934,423 |
| 25 |
2.10% |
¥141,055 |
¥42,316,601 |
¥9,416,601 |
| 25 |
2.20% |
¥142,674 |
¥42,802,104 |
¥9,902,104 |
| 25 |
2.30% |
¥144,303 |
¥43,290,923 |
¥10,390,923 |
| 25 |
2.40% |
¥145,943 |
¥43,783,049 |
¥10,883,049 |
| 25 |
2.50% |
¥147,595 |
¥44,278,472 |
¥11,378,472 |
| 25 |
2.60% |
¥149,257 |
¥44,777,180 |
¥11,877,180 |
| 25 |
2.70% |
¥150,931 |
¥45,279,165 |
¥12,379,165 |
| 25 |
2.80% |
¥152,615 |
¥45,784,413 |
¥12,884,413 |
| 25 |
2.90% |
¥154,310 |
¥46,292,914 |
¥13,392,914 |
| 25 |
3.00% |
¥156,016 |
¥46,804,657 |
¥13,904,657 |
3290万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥146,943 |
¥35,266,298 |
¥2,366,298 |
| 20 |
0.80% |
¥148,388 |
¥35,613,099 |
¥2,713,099 |
| 20 |
0.90% |
¥149,842 |
¥35,962,085 |
¥3,062,085 |
| 20 |
1.00% |
¥151,305 |
¥36,313,254 |
¥3,413,254 |
| 20 |
1.10% |
¥152,778 |
¥36,666,606 |
¥3,766,606 |
| 20 |
1.20% |
¥154,259 |
¥37,022,137 |
¥4,122,137 |
| 20 |
1.30% |
¥155,749 |
¥37,379,846 |
¥4,479,846 |
| 20 |
1.40% |
¥157,249 |
¥37,739,729 |
¥4,839,729 |
| 20 |
1.50% |
¥158,757 |
¥38,101,785 |
¥5,201,785 |
| 20 |
1.60% |
¥160,275 |
¥38,466,011 |
¥5,566,011 |
| 20 |
1.70% |
¥161,802 |
¥38,832,403 |
¥5,932,403 |
| 20 |
1.80% |
¥163,337 |
¥39,200,959 |
¥6,300,959 |
| 20 |
1.90% |
¥164,882 |
¥39,571,675 |
¥6,671,675 |
| 20 |
2.00% |
¥166,436 |
¥39,944,548 |
¥7,044,548 |
| 20 |
2.10% |
¥167,998 |
¥40,319,574 |
¥7,419,574 |
| 20 |
2.20% |
¥169,570 |
¥40,696,750 |
¥7,796,750 |
| 20 |
2.30% |
¥171,150 |
¥41,076,071 |
¥8,176,071 |
| 20 |
2.40% |
¥172,740 |
¥41,457,533 |
¥8,557,533 |
| 20 |
2.50% |
¥174,338 |
¥41,841,132 |
¥8,941,132 |
| 20 |
2.60% |
¥175,945 |
¥42,226,865 |
¥9,326,865 |
| 20 |
2.70% |
¥177,561 |
¥42,614,725 |
¥9,714,725 |
| 20 |
2.80% |
¥179,186 |
¥43,004,709 |
¥10,104,709 |
| 20 |
2.90% |
¥180,820 |
¥43,396,811 |
¥10,496,811 |
| 20 |
3.00% |
¥182,463 |
¥43,791,026 |
¥10,891,026 |
3290万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥192,595 |
¥34,667,057 |
¥1,767,057 |
| 15 |
0.80% |
¥194,025 |
¥34,924,423 |
¥2,024,423 |
| 15 |
0.90% |
¥195,461 |
¥35,183,019 |
¥2,283,019 |
| 15 |
1.00% |
¥196,905 |
¥35,442,845 |
¥2,542,845 |
| 15 |
1.10% |
¥198,355 |
¥35,703,901 |
¥2,803,901 |
| 15 |
1.20% |
¥199,812 |
¥35,966,185 |
¥3,066,185 |
| 15 |
1.30% |
¥201,276 |
¥36,229,697 |
¥3,329,697 |
| 15 |
1.40% |
¥202,747 |
¥36,494,436 |
¥3,594,436 |
| 15 |
1.50% |
¥204,224 |
¥36,760,402 |
¥3,860,402 |
| 15 |
1.60% |
¥205,709 |
¥37,027,592 |
¥4,127,592 |
| 15 |
1.70% |
¥207,200 |
¥37,296,007 |
¥4,396,007 |
| 15 |
1.80% |
¥208,698 |
¥37,565,645 |
¥4,665,645 |
| 15 |
1.90% |
¥210,203 |
¥37,836,505 |
¥4,936,505 |
| 15 |
2.00% |
¥211,714 |
¥38,108,585 |
¥5,208,585 |
| 15 |
2.10% |
¥213,233 |
¥38,381,886 |
¥5,481,886 |
| 15 |
2.20% |
¥214,758 |
¥38,656,404 |
¥5,756,404 |
| 15 |
2.30% |
¥216,290 |
¥38,932,140 |
¥6,032,140 |
| 15 |
2.40% |
¥217,828 |
¥39,209,091 |
¥6,309,091 |
| 15 |
2.50% |
¥219,374 |
¥39,487,257 |
¥6,587,257 |
| 15 |
2.60% |
¥220,926 |
¥39,766,635 |
¥6,866,635 |
| 15 |
2.70% |
¥222,485 |
¥40,047,225 |
¥7,147,225 |
| 15 |
2.80% |
¥224,050 |
¥40,329,024 |
¥7,429,024 |
| 15 |
2.90% |
¥225,622 |
¥40,612,031 |
¥7,712,031 |
| 15 |
3.00% |
¥227,201 |
¥40,896,245 |
¥7,996,245 |
3290万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥283,954 |
¥34,074,524 |
¥1,174,524 |
| 10 |
0.80% |
¥285,371 |
¥34,244,504 |
¥1,344,504 |
| 10 |
0.90% |
¥286,792 |
¥34,415,032 |
¥1,515,032 |
| 10 |
1.00% |
¥288,218 |
¥34,586,107 |
¥1,686,107 |
| 10 |
1.10% |
¥289,648 |
¥34,757,729 |
¥1,857,729 |
| 10 |
1.20% |
¥291,082 |
¥34,929,898 |
¥2,029,898 |
| 10 |
1.30% |
¥292,522 |
¥35,102,614 |
¥2,202,614 |
| 10 |
1.40% |
¥293,966 |
¥35,275,876 |
¥2,375,876 |
| 10 |
1.50% |
¥295,414 |
¥35,449,684 |
¥2,549,684 |
| 10 |
1.60% |
¥296,867 |
¥35,624,039 |
¥2,724,039 |
| 10 |
1.70% |
¥298,324 |
¥35,798,939 |
¥2,898,939 |
| 10 |
1.80% |
¥299,787 |
¥35,974,384 |
¥3,074,384 |
| 10 |
1.90% |
¥301,253 |
¥36,150,376 |
¥3,250,376 |
| 10 |
2.00% |
¥302,724 |
¥36,326,912 |
¥3,426,912 |
| 10 |
2.10% |
¥304,200 |
¥36,503,992 |
¥3,603,992 |
| 10 |
2.20% |
¥305,680 |
¥36,681,618 |
¥3,781,618 |
| 10 |
2.30% |
¥307,165 |
¥36,859,787 |
¥3,959,787 |
| 10 |
2.40% |
¥308,654 |
¥37,038,500 |
¥4,138,500 |
| 10 |
2.50% |
¥310,148 |
¥37,217,757 |
¥4,317,757 |
| 10 |
2.60% |
¥311,646 |
¥37,397,557 |
¥4,497,557 |
| 10 |
2.70% |
¥313,149 |
¥37,577,900 |
¥4,677,900 |
| 10 |
2.80% |
¥314,657 |
¥37,758,785 |
¥4,858,785 |
| 10 |
2.90% |
¥316,168 |
¥37,940,213 |
¥5,040,213 |
| 10 |
3.00% |
¥317,685 |
¥38,122,182 |
¥5,222,182 |
