3290万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3290万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3290万円の住宅ローン｜期間・年数別
3290万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥65,004 | ¥39,002,168 | ¥6,102,168 |
| 50 | 0.80% | ¥66,547 | ¥39,928,322 | ¥7,028,322 |
| 50 | 0.90% | ¥68,113 | ¥40,867,953 | ¥7,967,953 |
| 50 | 1.00% | ¥69,702 | ¥41,821,002 | ¥8,921,002 |
| 50 | 1.10% | ¥71,312 | ¥42,787,405 | ¥9,887,405 |
| 50 | 1.20% | ¥72,945 | ¥43,767,091 | ¥10,867,091 |
| 50 | 1.30% | ¥74,600 | ¥44,759,982 | ¥11,859,982 |
| 50 | 1.40% | ¥76,277 | ¥45,765,996 | ¥12,865,996 |
| 50 | 1.50% | ¥77,975 | ¥46,785,042 | ¥13,885,042 |
| 50 | 1.60% | ¥79,695 | ¥47,817,027 | ¥14,917,027 |
| 50 | 1.70% | ¥81,436 | ¥48,861,851 | ¥15,961,851 |
| 50 | 1.80% | ¥83,199 | ¥49,919,407 | ¥17,019,407 |
| 50 | 1.90% | ¥84,983 | ¥50,989,585 | ¥18,089,585 |
| 50 | 2.00% | ¥86,787 | ¥52,072,270 | ¥19,172,270 |
| 50 | 2.10% | ¥88,612 | ¥53,167,341 | ¥20,267,341 |
| 50 | 2.20% | ¥90,458 | ¥54,274,673 | ¥21,374,673 |
| 50 | 2.30% | ¥92,324 | ¥55,394,137 | ¥22,494,137 |
| 50 | 2.40% | ¥94,209 | ¥56,525,598 | ¥23,625,598 |
| 50 | 2.50% | ¥96,115 | ¥57,668,920 | ¥24,768,920 |
| 50 | 2.60% | ¥98,040 | ¥58,823,960 | ¥25,923,960 |
| 50 | 2.70% | ¥99,984 | ¥59,990,574 | ¥27,090,574 |
| 50 | 2.80% | ¥101,948 | ¥61,168,613 | ¥28,268,613 |
| 50 | 2.90% | ¥103,930 | ¥62,357,926 | ¥29,457,926 |
| 50 | 3.00% | ¥105,931 | ¥63,558,358 | ¥30,658,358 |
3290万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥71,042 | ¥38,362,859 | ¥5,462,859 |
| 45 | 0.80% | ¥72,569 | ¥39,187,403 | ¥6,287,403 |
| 45 | 0.90% | ¥74,116 | ¥40,022,896 | ¥7,122,896 |
| 45 | 1.00% | ¥75,684 | ¥40,869,300 | ¥7,969,300 |
| 45 | 1.10% | ¥77,271 | ¥41,726,572 | ¥8,826,572 |
| 45 | 1.20% | ¥78,879 | ¥42,594,665 | ¥9,694,665 |
| 45 | 1.30% | ¥80,507 | ¥43,473,527 | ¥10,573,527 |
| 45 | 1.40% | ¥82,154 | ¥44,363,103 | ¥11,463,103 |
| 45 | 1.50% | ¥83,821 | ¥45,263,333 | ¥12,363,333 |
| 45 | 1.60% | ¥85,508 | ¥46,174,156 | ¥13,274,156 |
| 45 | 1.70% | ¥87,214 | ¥47,095,503 | ¥14,195,503 |
| 45 | 1.80% | ¥88,939 | ¥48,027,304 | ¥15,127,304 |
| 45 | 1.90% | ¥90,684 | ¥48,969,485 | ¥16,069,485 |
| 45 | 2.00% | ¥92,448 | ¥49,921,970 | ¥17,021,970 |
| 45 | 2.10% | ¥94,231 | ¥50,884,675 | ¥17,984,675 |
| 45 | 2.20% | ¥96,032 | ¥51,857,518 | ¥18,957,518 |
| 45 | 2.30% | ¥97,853 | ¥52,840,411 | ¥19,940,411 |
| 45 | 2.40% | ¥99,691 | ¥53,833,264 | ¥20,933,264 |
| 45 | 2.50% | ¥101,548 | ¥54,835,983 | ¥21,935,983 |
| 45 | 2.60% | ¥103,423 | ¥55,848,472 | ¥22,948,472 |
| 45 | 2.70% | ¥105,316 | ¥56,870,632 | ¥23,970,632 |
| 45 | 2.80% | ¥107,227 | ¥57,902,362 | ¥25,002,362 |
| 45 | 2.90% | ¥109,155 | ¥58,943,558 | ¥26,043,558 |
| 45 | 3.00% | ¥111,100 | ¥59,994,114 | ¥27,094,114 |
3290万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥78,605 | ¥37,730,199 | ¥4,830,199 |
| 40 | 0.80% | ¥80,115 | ¥38,455,141 | ¥5,555,141 |
| 40 | 0.90% | ¥81,643 | ¥39,188,759 | ¥6,288,759 |
| 40 | 1.00% | ¥83,190 | ¥39,931,027 | ¥7,031,027 |
| 40 | 1.10% | ¥84,754 | ¥40,681,918 | ¥7,781,918 |
| 40 | 1.20% | ¥86,336 | ¥41,441,403 | ¥8,541,403 |
| 40 | 1.30% | ¥87,936 | ¥42,209,449 | ¥9,309,449 |
| 40 | 1.40% | ¥89,554 | ¥42,986,021 | ¥10,086,021 |
| 40 | 1.50% | ¥91,190 | ¥43,771,081 | ¥10,871,081 |
| 40 | 1.60% | ¥92,843 | ¥44,564,590 | ¥11,664,590 |
| 40 | 1.70% | ¥94,514 | ¥45,366,505 | ¥12,466,505 |
| 40 | 1.80% | ¥96,202 | ¥46,176,781 | ¥13,276,781 |
| 40 | 1.90% | ¥97,907 | ¥46,995,371 | ¥14,095,371 |
| 40 | 2.00% | ¥99,630 | ¥47,822,225 | ¥14,922,225 |
| 40 | 2.10% | ¥101,369 | ¥48,657,292 | ¥15,757,292 |
| 40 | 2.20% | ¥103,126 | ¥49,500,518 | ¥16,600,518 |
| 40 | 2.30% | ¥104,900 | ¥50,351,846 | ¥17,451,846 |
| 40 | 2.40% | ¥106,690 | ¥51,211,220 | ¥18,311,220 |
| 40 | 2.50% | ¥108,497 | ¥52,078,578 | ¥19,178,578 |
| 40 | 2.60% | ¥110,321 | ¥52,953,858 | ¥20,053,858 |
| 40 | 2.70% | ¥112,160 | ¥53,836,997 | ¥20,936,997 |
| 40 | 2.80% | ¥114,017 | ¥54,727,929 | ¥21,827,929 |
| 40 | 2.90% | ¥115,889 | ¥55,626,586 | ¥22,726,586 |
| 40 | 3.00% | ¥117,777 | ¥56,532,900 | ¥23,632,900 |
3290万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥88,343 | ¥37,104,201 | ¥4,204,201 |
| 35 | 0.80% | ¥89,837 | ¥37,731,560 | ¥4,831,560 |
| 35 | 0.90% | ¥91,347 | ¥38,365,578 | ¥5,465,578 |
| 35 | 1.00% | ¥92,872 | ¥39,006,238 | ¥6,106,238 |
| 35 | 1.10% | ¥94,413 | ¥39,653,525 | ¥6,753,525 |
| 35 | 1.20% | ¥95,970 | ¥40,307,422 | ¥7,407,422 |
| 35 | 1.30% | ¥97,543 | ¥40,967,908 | ¥8,067,908 |
| 35 | 1.40% | ¥99,131 | ¥41,634,964 | ¥8,734,964 |
| 35 | 1.50% | ¥100,735 | ¥42,308,566 | ¥9,408,566 |
| 35 | 1.60% | ¥102,354 | ¥42,988,691 | ¥10,088,691 |
| 35 | 1.70% | ¥103,989 | ¥43,675,313 | ¥10,775,313 |
| 35 | 1.80% | ¥105,639 | ¥44,368,406 | ¥11,468,406 |
| 35 | 1.90% | ¥107,305 | ¥45,067,941 | ¥12,167,941 |
| 35 | 2.00% | ¥108,985 | ¥45,773,890 | ¥12,873,890 |
| 35 | 2.10% | ¥110,681 | ¥46,486,219 | ¥13,586,219 |
| 35 | 2.20% | ¥112,393 | ¥47,204,899 | ¥14,304,899 |
| 35 | 2.30% | ¥114,119 | ¥47,929,893 | ¥15,029,893 |
| 35 | 2.40% | ¥115,860 | ¥48,661,169 | ¥15,761,169 |
| 35 | 2.50% | ¥117,616 | ¥49,398,689 | ¥16,498,689 |
| 35 | 2.60% | ¥119,387 | ¥50,142,416 | ¥17,242,416 |
| 35 | 2.70% | ¥121,172 | ¥50,892,311 | ¥17,992,311 |
| 35 | 2.80% | ¥122,972 | ¥51,648,334 | ¥18,748,334 |
| 35 | 2.90% | ¥124,787 | ¥52,410,444 | ¥19,510,444 |
| 35 | 3.00% | ¥126,616 | ¥53,178,599 | ¥20,278,599 |
3290万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥101,347 | ¥36,484,878 | ¥3,584,878 |
| 30 | 0.80% | ¥102,824 | ¥37,016,682 | ¥4,116,682 |
| 30 | 0.90% | ¥104,315 | ¥37,553,386 | ¥4,653,386 |
| 30 | 1.00% | ¥105,819 | ¥38,094,985 | ¥5,194,985 |
| 30 | 1.10% | ¥107,337 | ¥38,641,468 | ¥5,741,468 |
| 30 | 1.20% | ¥108,869 | ¥39,192,826 | ¥6,292,826 |
| 30 | 1.30% | ¥110,414 | ¥39,749,048 | ¥6,849,048 |
| 30 | 1.40% | ¥111,973 | ¥40,310,123 | ¥7,410,123 |
| 30 | 1.50% | ¥113,545 | ¥40,876,038 | ¥7,976,038 |
| 30 | 1.60% | ¥115,130 | ¥41,446,780 | ¥8,546,780 |
| 30 | 1.70% | ¥116,729 | ¥42,022,336 | ¥9,122,336 |
| 30 | 1.80% | ¥118,341 | ¥42,602,690 | ¥9,702,690 |
| 30 | 1.90% | ¥119,966 | ¥43,187,827 | ¥10,287,827 |
| 30 | 2.00% | ¥121,605 | ¥43,777,730 | ¥10,877,730 |
| 30 | 2.10% | ¥123,257 | ¥44,372,383 | ¥11,472,383 |
| 30 | 2.20% | ¥124,922 | ¥44,971,768 | ¥12,071,768 |
| 30 | 2.30% | ¥126,600 | ¥45,575,865 | ¥12,675,865 |
| 30 | 2.40% | ¥128,291 | ¥46,184,655 | ¥13,284,655 |
| 30 | 2.50% | ¥129,995 | ¥46,798,119 | ¥13,898,119 |
| 30 | 2.60% | ¥131,712 | ¥47,416,235 | ¥14,516,235 |
| 30 | 2.70% | ¥133,442 | ¥48,038,982 | ¥15,138,982 |
| 30 | 2.80% | ¥135,184 | ¥48,666,338 | ¥15,766,338 |
| 30 | 2.90% | ¥136,940 | ¥49,298,279 | ¥16,398,279 |
| 30 | 3.00% | ¥138,708 | ¥49,934,782 | ¥17,034,782 |
3290万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥119,574 | ¥35,872,241 | ¥2,972,241 |
| 25 | 0.80% | ¥121,035 | ¥36,310,523 | ¥3,410,523 |
| 25 | 0.90% | ¥122,507 | ¥36,752,214 | ¥3,852,214 |
| 25 | 1.00% | ¥123,991 | ¥37,197,311 | ¥4,297,311 |
| 25 | 1.10% | ¥125,486 | ¥37,645,810 | ¥4,745,810 |
| 25 | 1.20% | ¥126,992 | ¥38,097,705 | ¥5,197,705 |
| 25 | 1.30% | ¥128,510 | ¥38,552,992 | ¥5,652,992 |
| 25 | 1.40% | ¥130,039 | ¥39,011,664 | ¥6,111,664 |
| 25 | 1.50% | ¥131,579 | ¥39,473,715 | ¥6,573,715 |
| 25 | 1.60% | ¥133,130 | ¥39,939,140 | ¥7,039,140 |
| 25 | 1.70% | ¥134,693 | ¥40,407,930 | ¥7,507,930 |
| 25 | 1.80% | ¥136,267 | ¥40,880,080 | ¥7,980,080 |
| 25 | 1.90% | ¥137,852 | ¥41,355,580 | ¥8,455,580 |
| 25 | 2.00% | ¥139,448 | ¥41,834,423 | ¥8,934,423 |
| 25 | 2.10% | ¥141,055 | ¥42,316,601 | ¥9,416,601 |
| 25 | 2.20% | ¥142,674 | ¥42,802,104 | ¥9,902,104 |
| 25 | 2.30% | ¥144,303 | ¥43,290,923 | ¥10,390,923 |
| 25 | 2.40% | ¥145,943 | ¥43,783,049 | ¥10,883,049 |
| 25 | 2.50% | ¥147,595 | ¥44,278,472 | ¥11,378,472 |
| 25 | 2.60% | ¥149,257 | ¥44,777,180 | ¥11,877,180 |
| 25 | 2.70% | ¥150,931 | ¥45,279,165 | ¥12,379,165 |
| 25 | 2.80% | ¥152,615 | ¥45,784,413 | ¥12,884,413 |
| 25 | 2.90% | ¥154,310 | ¥46,292,914 | ¥13,392,914 |
| 25 | 3.00% | ¥156,016 | ¥46,804,657 | ¥13,904,657 |
3290万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥146,943 | ¥35,266,298 | ¥2,366,298 |
| 20 | 0.80% | ¥148,388 | ¥35,613,099 | ¥2,713,099 |
| 20 | 0.90% | ¥149,842 | ¥35,962,085 | ¥3,062,085 |
| 20 | 1.00% | ¥151,305 | ¥36,313,254 | ¥3,413,254 |
| 20 | 1.10% | ¥152,778 | ¥36,666,606 | ¥3,766,606 |
| 20 | 1.20% | ¥154,259 | ¥37,022,137 | ¥4,122,137 |
| 20 | 1.30% | ¥155,749 | ¥37,379,846 | ¥4,479,846 |
| 20 | 1.40% | ¥157,249 | ¥37,739,729 | ¥4,839,729 |
| 20 | 1.50% | ¥158,757 | ¥38,101,785 | ¥5,201,785 |
| 20 | 1.60% | ¥160,275 | ¥38,466,011 | ¥5,566,011 |
| 20 | 1.70% | ¥161,802 | ¥38,832,403 | ¥5,932,403 |
| 20 | 1.80% | ¥163,337 | ¥39,200,959 | ¥6,300,959 |
| 20 | 1.90% | ¥164,882 | ¥39,571,675 | ¥6,671,675 |
| 20 | 2.00% | ¥166,436 | ¥39,944,548 | ¥7,044,548 |
| 20 | 2.10% | ¥167,998 | ¥40,319,574 | ¥7,419,574 |
| 20 | 2.20% | ¥169,570 | ¥40,696,750 | ¥7,796,750 |
| 20 | 2.30% | ¥171,150 | ¥41,076,071 | ¥8,176,071 |
| 20 | 2.40% | ¥172,740 | ¥41,457,533 | ¥8,557,533 |
| 20 | 2.50% | ¥174,338 | ¥41,841,132 | ¥8,941,132 |
| 20 | 2.60% | ¥175,945 | ¥42,226,865 | ¥9,326,865 |
| 20 | 2.70% | ¥177,561 | ¥42,614,725 | ¥9,714,725 |
| 20 | 2.80% | ¥179,186 | ¥43,004,709 | ¥10,104,709 |
| 20 | 2.90% | ¥180,820 | ¥43,396,811 | ¥10,496,811 |
| 20 | 3.00% | ¥182,463 | ¥43,791,026 | ¥10,891,026 |
3290万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥192,595 | ¥34,667,057 | ¥1,767,057 |
| 15 | 0.80% | ¥194,025 | ¥34,924,423 | ¥2,024,423 |
| 15 | 0.90% | ¥195,461 | ¥35,183,019 | ¥2,283,019 |
| 15 | 1.00% | ¥196,905 | ¥35,442,845 | ¥2,542,845 |
| 15 | 1.10% | ¥198,355 | ¥35,703,901 | ¥2,803,901 |
| 15 | 1.20% | ¥199,812 | ¥35,966,185 | ¥3,066,185 |
| 15 | 1.30% | ¥201,276 | ¥36,229,697 | ¥3,329,697 |
| 15 | 1.40% | ¥202,747 | ¥36,494,436 | ¥3,594,436 |
| 15 | 1.50% | ¥204,224 | ¥36,760,402 | ¥3,860,402 |
| 15 | 1.60% | ¥205,709 | ¥37,027,592 | ¥4,127,592 |
| 15 | 1.70% | ¥207,200 | ¥37,296,007 | ¥4,396,007 |
| 15 | 1.80% | ¥208,698 | ¥37,565,645 | ¥4,665,645 |
| 15 | 1.90% | ¥210,203 | ¥37,836,505 | ¥4,936,505 |
| 15 | 2.00% | ¥211,714 | ¥38,108,585 | ¥5,208,585 |
| 15 | 2.10% | ¥213,233 | ¥38,381,886 | ¥5,481,886 |
| 15 | 2.20% | ¥214,758 | ¥38,656,404 | ¥5,756,404 |
| 15 | 2.30% | ¥216,290 | ¥38,932,140 | ¥6,032,140 |
| 15 | 2.40% | ¥217,828 | ¥39,209,091 | ¥6,309,091 |
| 15 | 2.50% | ¥219,374 | ¥39,487,257 | ¥6,587,257 |
| 15 | 2.60% | ¥220,926 | ¥39,766,635 | ¥6,866,635 |
| 15 | 2.70% | ¥222,485 | ¥40,047,225 | ¥7,147,225 |
| 15 | 2.80% | ¥224,050 | ¥40,329,024 | ¥7,429,024 |
| 15 | 2.90% | ¥225,622 | ¥40,612,031 | ¥7,712,031 |
| 15 | 3.00% | ¥227,201 | ¥40,896,245 | ¥7,996,245 |
3290万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥283,954 | ¥34,074,524 | ¥1,174,524 |
| 10 | 0.80% | ¥285,371 | ¥34,244,504 | ¥1,344,504 |
| 10 | 0.90% | ¥286,792 | ¥34,415,032 | ¥1,515,032 |
| 10 | 1.00% | ¥288,218 | ¥34,586,107 | ¥1,686,107 |
| 10 | 1.10% | ¥289,648 | ¥34,757,729 | ¥1,857,729 |
| 10 | 1.20% | ¥291,082 | ¥34,929,898 | ¥2,029,898 |
| 10 | 1.30% | ¥292,522 | ¥35,102,614 | ¥2,202,614 |
| 10 | 1.40% | ¥293,966 | ¥35,275,876 | ¥2,375,876 |
| 10 | 1.50% | ¥295,414 | ¥35,449,684 | ¥2,549,684 |
| 10 | 1.60% | ¥296,867 | ¥35,624,039 | ¥2,724,039 |
| 10 | 1.70% | ¥298,324 | ¥35,798,939 | ¥2,898,939 |
| 10 | 1.80% | ¥299,787 | ¥35,974,384 | ¥3,074,384 |
| 10 | 1.90% | ¥301,253 | ¥36,150,376 | ¥3,250,376 |
| 10 | 2.00% | ¥302,724 | ¥36,326,912 | ¥3,426,912 |
| 10 | 2.10% | ¥304,200 | ¥36,503,992 | ¥3,603,992 |
| 10 | 2.20% | ¥305,680 | ¥36,681,618 | ¥3,781,618 |
| 10 | 2.30% | ¥307,165 | ¥36,859,787 | ¥3,959,787 |
| 10 | 2.40% | ¥308,654 | ¥37,038,500 | ¥4,138,500 |
| 10 | 2.50% | ¥310,148 | ¥37,217,757 | ¥4,317,757 |
| 10 | 2.60% | ¥311,646 | ¥37,397,557 | ¥4,497,557 |
| 10 | 2.70% | ¥313,149 | ¥37,577,900 | ¥4,677,900 |
| 10 | 2.80% | ¥314,657 | ¥37,758,785 | ¥4,858,785 |
| 10 | 2.90% | ¥316,168 | ¥37,940,213 | ¥5,040,213 |
| 10 | 3.00% | ¥317,685 | ¥38,122,182 | ¥5,222,182 |
