3440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3440万円の住宅ローン｜期間・年数別
3440万円｜50年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 50 |
0.70% |
¥67,967 |
¥40,780,382 |
¥6,380,382 |
| 50 |
0.80% |
¥69,581 |
¥41,748,762 |
¥7,348,762 |
| 50 |
0.90% |
¥71,219 |
¥42,731,233 |
¥8,331,233 |
| 50 |
1.00% |
¥72,880 |
¥43,727,735 |
¥9,327,735 |
| 50 |
1.10% |
¥74,564 |
¥44,738,199 |
¥10,338,199 |
| 50 |
1.20% |
¥76,271 |
¥45,762,551 |
¥11,362,551 |
| 50 |
1.30% |
¥78,001 |
¥46,800,711 |
¥12,400,711 |
| 50 |
1.40% |
¥79,754 |
¥47,852,591 |
¥13,452,591 |
| 50 |
1.50% |
¥81,530 |
¥48,918,099 |
¥14,518,099 |
| 50 |
1.60% |
¥83,329 |
¥49,997,135 |
¥15,597,135 |
| 50 |
1.70% |
¥85,149 |
¥51,089,594 |
¥16,689,594 |
| 50 |
1.80% |
¥86,992 |
¥52,195,368 |
¥17,795,368 |
| 50 |
1.90% |
¥88,857 |
¥53,314,338 |
¥18,914,338 |
| 50 |
2.00% |
¥90,744 |
¥54,446,386 |
¥20,046,386 |
| 50 |
2.10% |
¥92,652 |
¥55,591,384 |
¥21,191,384 |
| 50 |
2.20% |
¥94,582 |
¥56,749,202 |
¥22,349,202 |
| 50 |
2.30% |
¥96,533 |
¥57,919,705 |
¥23,519,705 |
| 50 |
2.40% |
¥98,505 |
¥59,102,753 |
¥24,702,753 |
| 50 |
2.50% |
¥100,497 |
¥60,298,202 |
¥25,898,202 |
| 50 |
2.60% |
¥102,510 |
¥61,505,904 |
¥27,105,904 |
| 50 |
2.70% |
¥104,543 |
¥62,725,707 |
¥28,325,707 |
| 50 |
2.80% |
¥106,596 |
¥63,957,456 |
¥29,557,456 |
| 50 |
2.90% |
¥108,668 |
¥65,200,993 |
¥30,800,993 |
| 50 |
3.00% |
¥110,760 |
¥66,456,156 |
¥32,056,156 |
3440万円｜45年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 45 |
0.70% |
¥74,281 |
¥40,111,926 |
¥5,711,926 |
| 45 |
0.80% |
¥75,878 |
¥40,974,062 |
¥6,574,062 |
| 45 |
0.90% |
¥77,496 |
¥41,847,648 |
¥7,447,648 |
| 45 |
1.00% |
¥79,135 |
¥42,732,642 |
¥8,332,642 |
| 45 |
1.10% |
¥80,794 |
¥43,629,000 |
¥9,229,000 |
| 45 |
1.20% |
¥82,475 |
¥44,536,671 |
¥10,136,671 |
| 45 |
1.30% |
¥84,177 |
¥45,455,602 |
¥11,055,602 |
| 45 |
1.40% |
¥85,900 |
¥46,385,737 |
¥11,985,737 |
| 45 |
1.50% |
¥87,643 |
¥47,327,011 |
¥12,927,011 |
| 45 |
1.60% |
¥89,406 |
¥48,279,360 |
¥13,879,360 |
| 45 |
1.70% |
¥91,190 |
¥49,242,714 |
¥14,842,714 |
| 45 |
1.80% |
¥92,994 |
¥50,216,999 |
¥15,816,999 |
| 45 |
1.90% |
¥94,819 |
¥51,202,137 |
¥16,802,137 |
| 45 |
2.00% |
¥96,663 |
¥52,198,047 |
¥17,798,047 |
| 45 |
2.10% |
¥98,527 |
¥53,204,645 |
¥18,804,645 |
| 45 |
2.20% |
¥100,411 |
¥54,221,843 |
¥19,821,843 |
| 45 |
2.30% |
¥102,314 |
¥55,249,549 |
¥20,849,549 |
| 45 |
2.40% |
¥104,236 |
¥56,287,668 |
¥21,887,668 |
| 45 |
2.50% |
¥106,178 |
¥57,336,104 |
¥22,936,104 |
| 45 |
2.60% |
¥108,138 |
¥58,394,755 |
¥23,994,755 |
| 45 |
2.70% |
¥110,118 |
¥59,463,518 |
¥25,063,518 |
| 45 |
2.80% |
¥112,115 |
¥60,542,287 |
¥26,142,287 |
| 45 |
2.90% |
¥114,131 |
¥61,630,954 |
¥27,230,954 |
| 45 |
3.00% |
¥116,166 |
¥62,729,407 |
¥28,329,407 |
3440万円｜40年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 40 |
0.70% |
¥82,188 |
¥39,450,421 |
¥5,050,421 |
| 40 |
0.80% |
¥83,768 |
¥40,208,415 |
¥5,808,415 |
| 40 |
0.90% |
¥85,366 |
¥40,975,480 |
¥6,575,480 |
| 40 |
1.00% |
¥86,982 |
¥41,751,590 |
¥7,351,590 |
| 40 |
1.10% |
¥88,618 |
¥42,536,717 |
¥8,136,717 |
| 40 |
1.20% |
¥90,273 |
¥43,330,828 |
¥8,930,828 |
| 40 |
1.30% |
¥91,946 |
¥44,133,892 |
¥9,733,892 |
| 40 |
1.40% |
¥93,637 |
¥44,945,870 |
¥10,545,870 |
| 40 |
1.50% |
¥95,347 |
¥45,766,723 |
¥11,366,723 |
| 40 |
1.60% |
¥97,076 |
¥46,596,410 |
¥12,196,410 |
| 40 |
1.70% |
¥98,823 |
¥47,434,886 |
¥13,034,886 |
| 40 |
1.80% |
¥100,588 |
¥48,282,105 |
¥13,882,105 |
| 40 |
1.90% |
¥102,371 |
¥49,138,017 |
¥14,738,017 |
| 40 |
2.00% |
¥104,172 |
¥50,002,570 |
¥15,602,570 |
| 40 |
2.10% |
¥105,991 |
¥50,875,710 |
¥16,475,710 |
| 40 |
2.20% |
¥107,828 |
¥51,757,380 |
¥17,357,380 |
| 40 |
2.30% |
¥109,682 |
¥52,647,523 |
¥18,247,523 |
| 40 |
2.40% |
¥111,554 |
¥53,546,078 |
¥19,146,078 |
| 40 |
2.50% |
¥113,444 |
¥54,452,981 |
¥20,052,981 |
| 40 |
2.60% |
¥115,350 |
¥55,368,168 |
¥20,968,168 |
| 40 |
2.70% |
¥117,274 |
¥56,291,571 |
¥21,891,571 |
| 40 |
2.80% |
¥119,215 |
¥57,223,123 |
¥22,823,123 |
| 40 |
2.90% |
¥121,172 |
¥58,162,753 |
¥23,762,753 |
| 40 |
3.00% |
¥123,147 |
¥59,110,388 |
¥24,710,388 |
3440万円｜35年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 35 |
0.70% |
¥92,371 |
¥38,795,882 |
¥4,395,882 |
| 35 |
0.80% |
¥93,933 |
¥39,451,844 |
¥5,051,844 |
| 35 |
0.90% |
¥95,511 |
¥40,114,768 |
¥5,714,768 |
| 35 |
1.00% |
¥97,106 |
¥40,784,638 |
¥6,384,638 |
| 35 |
1.10% |
¥98,718 |
¥41,461,437 |
¥7,061,437 |
| 35 |
1.20% |
¥100,346 |
¥42,145,146 |
¥7,745,146 |
| 35 |
1.30% |
¥101,990 |
¥42,835,746 |
¥8,435,746 |
| 35 |
1.40% |
¥103,651 |
¥43,533,214 |
¥9,133,214 |
| 35 |
1.50% |
¥105,327 |
¥44,237,528 |
¥9,837,528 |
| 35 |
1.60% |
¥107,021 |
¥44,948,661 |
¥10,548,661 |
| 35 |
1.70% |
¥108,730 |
¥45,666,589 |
¥11,266,589 |
| 35 |
1.80% |
¥110,455 |
¥46,391,282 |
¥11,991,282 |
| 35 |
1.90% |
¥112,197 |
¥47,122,711 |
¥12,722,711 |
| 35 |
2.00% |
¥113,954 |
¥47,860,845 |
¥13,460,845 |
| 35 |
2.10% |
¥115,728 |
¥48,605,652 |
¥14,205,652 |
| 35 |
2.20% |
¥117,517 |
¥49,357,098 |
¥14,957,098 |
| 35 |
2.30% |
¥119,322 |
¥50,115,147 |
¥15,715,147 |
| 35 |
2.40% |
¥121,142 |
¥50,879,763 |
¥16,479,763 |
| 35 |
2.50% |
¥122,978 |
¥51,650,909 |
¥17,250,909 |
| 35 |
2.60% |
¥124,830 |
¥52,428,544 |
¥18,028,544 |
| 35 |
2.70% |
¥126,697 |
¥53,212,629 |
¥18,812,629 |
| 35 |
2.80% |
¥128,579 |
¥54,003,121 |
¥19,603,121 |
| 35 |
2.90% |
¥130,476 |
¥54,799,978 |
¥20,399,978 |
| 35 |
3.00% |
¥132,388 |
¥55,603,155 |
¥21,203,155 |
3440万円｜30年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 30 |
0.70% |
¥105,968 |
¥38,148,323 |
¥3,748,323 |
| 30 |
0.80% |
¥107,512 |
¥38,704,372 |
¥4,304,372 |
| 30 |
0.90% |
¥109,071 |
¥39,265,547 |
¥4,865,547 |
| 30 |
1.00% |
¥110,644 |
¥39,831,838 |
¥5,431,838 |
| 30 |
1.10% |
¥112,231 |
¥40,403,237 |
¥6,003,237 |
| 30 |
1.20% |
¥113,833 |
¥40,979,733 |
¥6,579,733 |
| 30 |
1.30% |
¥115,448 |
¥41,561,314 |
¥7,161,314 |
| 30 |
1.40% |
¥117,078 |
¥42,147,970 |
¥7,747,970 |
| 30 |
1.50% |
¥118,721 |
¥42,739,687 |
¥8,339,687 |
| 30 |
1.60% |
¥120,379 |
¥43,336,451 |
¥8,936,451 |
| 30 |
1.70% |
¥122,051 |
¥43,938,248 |
¥9,538,248 |
| 30 |
1.80% |
¥123,736 |
¥44,545,062 |
¥10,145,062 |
| 30 |
1.90% |
¥125,436 |
¥45,156,877 |
¥10,756,877 |
| 30 |
2.00% |
¥127,149 |
¥45,773,675 |
¥11,373,675 |
| 30 |
2.10% |
¥128,876 |
¥46,395,440 |
¥11,995,440 |
| 30 |
2.20% |
¥130,617 |
¥47,022,152 |
¥12,622,152 |
| 30 |
2.30% |
¥132,372 |
¥47,653,792 |
¥13,253,792 |
| 30 |
2.40% |
¥134,140 |
¥48,290,339 |
¥13,890,339 |
| 30 |
2.50% |
¥135,922 |
¥48,931,772 |
¥14,531,772 |
| 30 |
2.60% |
¥137,717 |
¥49,578,070 |
¥15,178,070 |
| 30 |
2.70% |
¥139,526 |
¥50,229,210 |
¥15,829,210 |
| 30 |
2.80% |
¥141,348 |
¥50,885,168 |
¥16,485,168 |
| 30 |
2.90% |
¥143,183 |
¥51,545,921 |
¥17,145,921 |
| 30 |
3.00% |
¥145,032 |
¥52,211,444 |
¥17,811,444 |
3440万円｜25年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 25 |
0.70% |
¥125,026 |
¥37,507,754 |
¥3,107,754 |
| 25 |
0.80% |
¥126,553 |
¥37,966,018 |
¥3,566,018 |
| 25 |
0.90% |
¥128,093 |
¥38,427,847 |
¥4,027,847 |
| 25 |
1.00% |
¥129,644 |
¥38,893,237 |
¥4,493,237 |
| 25 |
1.10% |
¥131,207 |
¥39,362,184 |
¥4,962,184 |
| 25 |
1.20% |
¥132,782 |
¥39,834,683 |
¥5,434,683 |
| 25 |
1.30% |
¥134,369 |
¥40,310,727 |
¥5,910,727 |
| 25 |
1.40% |
¥135,968 |
¥40,790,311 |
¥6,390,311 |
| 25 |
1.50% |
¥137,578 |
¥41,273,429 |
¥6,873,429 |
| 25 |
1.60% |
¥139,200 |
¥41,760,073 |
¥7,360,073 |
| 25 |
1.70% |
¥140,834 |
¥42,250,237 |
¥7,850,237 |
| 25 |
1.80% |
¥142,480 |
¥42,743,913 |
¥8,343,913 |
| 25 |
1.90% |
¥144,137 |
¥43,241,093 |
¥8,841,093 |
| 25 |
2.00% |
¥145,806 |
¥43,741,768 |
¥9,341,768 |
| 25 |
2.10% |
¥147,486 |
¥44,245,929 |
¥9,845,929 |
| 25 |
2.20% |
¥149,179 |
¥44,753,568 |
¥10,353,568 |
| 25 |
2.30% |
¥150,882 |
¥45,264,674 |
¥10,864,674 |
| 25 |
2.40% |
¥152,597 |
¥45,779,237 |
¥11,379,237 |
| 25 |
2.50% |
¥154,324 |
¥46,297,247 |
¥11,897,247 |
| 25 |
2.60% |
¥156,062 |
¥46,818,693 |
¥12,418,693 |
| 25 |
2.70% |
¥157,812 |
¥47,343,564 |
¥12,943,564 |
| 25 |
2.80% |
¥159,573 |
¥47,871,848 |
¥13,471,848 |
| 25 |
2.90% |
¥161,345 |
¥48,403,534 |
¥14,003,534 |
| 25 |
3.00% |
¥163,129 |
¥48,938,608 |
¥14,538,608 |
3440万円｜20年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 20 |
0.70% |
¥153,642 |
¥36,874,184 |
¥2,474,184 |
| 20 |
0.80% |
¥155,153 |
¥37,236,796 |
¥2,836,796 |
| 20 |
0.90% |
¥156,674 |
¥37,601,694 |
¥3,201,694 |
| 20 |
1.00% |
¥158,204 |
¥37,968,874 |
¥3,568,874 |
| 20 |
1.10% |
¥159,743 |
¥38,338,336 |
¥3,938,336 |
| 20 |
1.20% |
¥161,292 |
¥38,710,077 |
¥4,310,077 |
| 20 |
1.30% |
¥162,850 |
¥39,084,094 |
¥4,684,094 |
| 20 |
1.40% |
¥164,418 |
¥39,460,386 |
¥5,060,386 |
| 20 |
1.50% |
¥165,996 |
¥39,838,949 |
¥5,438,949 |
| 20 |
1.60% |
¥167,582 |
¥40,219,781 |
¥5,819,781 |
| 20 |
1.70% |
¥169,179 |
¥40,602,878 |
¥6,202,878 |
| 20 |
1.80% |
¥170,784 |
¥40,988,237 |
¥6,588,237 |
| 20 |
1.90% |
¥172,399 |
¥41,375,855 |
¥6,975,855 |
| 20 |
2.00% |
¥174,024 |
¥41,765,728 |
¥7,365,728 |
| 20 |
2.10% |
¥175,658 |
¥42,157,853 |
¥7,757,853 |
| 20 |
2.20% |
¥177,301 |
¥42,552,225 |
¥8,152,225 |
| 20 |
2.30% |
¥178,953 |
¥42,948,840 |
¥8,548,840 |
| 20 |
2.40% |
¥180,615 |
¥43,347,694 |
¥8,947,694 |
| 20 |
2.50% |
¥182,287 |
¥43,748,783 |
¥9,348,783 |
| 20 |
2.60% |
¥183,967 |
¥44,152,102 |
¥9,752,102 |
| 20 |
2.70% |
¥185,657 |
¥44,557,645 |
¥10,157,645 |
| 20 |
2.80% |
¥187,356 |
¥44,965,410 |
¥10,565,410 |
| 20 |
2.90% |
¥189,064 |
¥45,375,389 |
¥10,975,389 |
| 20 |
3.00% |
¥190,782 |
¥45,787,578 |
¥11,387,578 |
3440万円｜15年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 15 |
0.70% |
¥201,376 |
¥36,247,622 |
¥1,847,622 |
| 15 |
0.80% |
¥202,871 |
¥36,516,722 |
¥2,116,722 |
| 15 |
0.90% |
¥204,373 |
¥36,787,108 |
¥2,387,108 |
| 15 |
1.00% |
¥205,882 |
¥37,058,780 |
¥2,658,780 |
| 15 |
1.10% |
¥207,399 |
¥37,331,738 |
¥2,931,738 |
| 15 |
1.20% |
¥208,922 |
¥37,605,981 |
¥3,205,981 |
| 15 |
1.30% |
¥210,453 |
¥37,881,507 |
¥3,481,507 |
| 15 |
1.40% |
¥211,991 |
¥38,158,316 |
¥3,758,316 |
| 15 |
1.50% |
¥213,536 |
¥38,436,408 |
¥4,036,408 |
| 15 |
1.60% |
¥215,088 |
¥38,715,780 |
¥4,315,780 |
| 15 |
1.70% |
¥216,647 |
¥38,996,433 |
¥4,596,433 |
| 15 |
1.80% |
¥218,213 |
¥39,278,364 |
¥4,878,364 |
| 15 |
1.90% |
¥219,787 |
¥39,561,573 |
¥5,161,573 |
| 15 |
2.00% |
¥221,367 |
¥39,846,059 |
¥5,446,059 |
| 15 |
2.10% |
¥222,955 |
¥40,131,820 |
¥5,731,820 |
| 15 |
2.20% |
¥224,549 |
¥40,418,854 |
¥6,018,854 |
| 15 |
2.30% |
¥226,151 |
¥40,707,162 |
¥6,307,162 |
| 15 |
2.40% |
¥227,760 |
¥40,996,740 |
¥6,596,740 |
| 15 |
2.50% |
¥229,375 |
¥41,287,588 |
¥6,887,588 |
| 15 |
2.60% |
¥230,998 |
¥41,579,704 |
¥7,179,704 |
| 15 |
2.70% |
¥232,628 |
¥41,873,086 |
¥7,473,086 |
| 15 |
2.80% |
¥234,265 |
¥42,167,733 |
¥7,767,733 |
| 15 |
2.90% |
¥235,909 |
¥42,463,644 |
¥8,063,644 |
| 15 |
3.00% |
¥237,560 |
¥42,760,815 |
¥8,360,815 |
3440万円｜10年返済のローン
| 期間（年） |
金利 |
毎月返済額 |
総支払額 |
総金利額 |
| 10 |
0.70% |
¥296,901 |
¥35,628,074 |
¥1,228,074 |
| 10 |
0.80% |
¥298,382 |
¥35,805,804 |
¥1,405,804 |
| 10 |
0.90% |
¥299,868 |
¥35,984,107 |
¥1,584,107 |
| 10 |
1.00% |
¥301,358 |
¥36,162,981 |
¥1,762,981 |
| 10 |
1.10% |
¥302,854 |
¥36,342,428 |
¥1,942,428 |
| 10 |
1.20% |
¥304,354 |
¥36,522,447 |
¥2,122,447 |
| 10 |
1.30% |
¥305,859 |
¥36,703,037 |
¥2,303,037 |
| 10 |
1.40% |
¥307,368 |
¥36,884,198 |
¥2,484,198 |
| 10 |
1.50% |
¥308,883 |
¥37,065,931 |
¥2,665,931 |
| 10 |
1.60% |
¥310,402 |
¥37,248,235 |
¥2,848,235 |
| 10 |
1.70% |
¥311,926 |
¥37,431,109 |
¥3,031,109 |
| 10 |
1.80% |
¥313,455 |
¥37,614,554 |
¥3,214,554 |
| 10 |
1.90% |
¥314,988 |
¥37,798,569 |
¥3,398,569 |
| 10 |
2.00% |
¥316,526 |
¥37,983,154 |
¥3,583,154 |
| 10 |
2.10% |
¥318,069 |
¥38,168,308 |
¥3,768,308 |
| 10 |
2.20% |
¥319,617 |
¥38,354,032 |
¥3,954,032 |
| 10 |
2.30% |
¥321,169 |
¥38,540,325 |
¥4,140,325 |
| 10 |
2.40% |
¥322,727 |
¥38,727,186 |
¥4,327,186 |
| 10 |
2.50% |
¥324,288 |
¥38,914,615 |
¥4,514,615 |
| 10 |
2.60% |
¥325,855 |
¥39,102,613 |
¥4,702,613 |
| 10 |
2.70% |
¥327,426 |
¥39,291,178 |
¥4,891,178 |
| 10 |
2.80% |
¥329,003 |
¥39,480,311 |
¥5,080,311 |
| 10 |
2.90% |
¥330,583 |
¥39,670,010 |
¥5,270,010 |
| 10 |
3.00% |
¥332,169 |
¥39,860,275 |
¥5,460,275 |
