3440万円の住宅ローンの年数・期間・金利ごとの毎月返済額・総支払額・総金利額をまとめました。3440万円の住宅ローンが、期間や金利によってどれくらい異なるか把握できれば幸いです。
返済方式は元利均等返済、金利は固定金利、頭金無しのフルローン、ボーナス支払い無しの形でまとめていきます。
3440万円の住宅ローン｜期間・年数別
3440万円｜50年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 50 | 0.70% | ¥67,967 | ¥40,780,382 | ¥6,380,382 |
| 50 | 0.80% | ¥69,581 | ¥41,748,762 | ¥7,348,762 |
| 50 | 0.90% | ¥71,219 | ¥42,731,233 | ¥8,331,233 |
| 50 | 1.00% | ¥72,880 | ¥43,727,735 | ¥9,327,735 |
| 50 | 1.10% | ¥74,564 | ¥44,738,199 | ¥10,338,199 |
| 50 | 1.20% | ¥76,271 | ¥45,762,551 | ¥11,362,551 |
| 50 | 1.30% | ¥78,001 | ¥46,800,711 | ¥12,400,711 |
| 50 | 1.40% | ¥79,754 | ¥47,852,591 | ¥13,452,591 |
| 50 | 1.50% | ¥81,530 | ¥48,918,099 | ¥14,518,099 |
| 50 | 1.60% | ¥83,329 | ¥49,997,135 | ¥15,597,135 |
| 50 | 1.70% | ¥85,149 | ¥51,089,594 | ¥16,689,594 |
| 50 | 1.80% | ¥86,992 | ¥52,195,368 | ¥17,795,368 |
| 50 | 1.90% | ¥88,857 | ¥53,314,338 | ¥18,914,338 |
| 50 | 2.00% | ¥90,744 | ¥54,446,386 | ¥20,046,386 |
| 50 | 2.10% | ¥92,652 | ¥55,591,384 | ¥21,191,384 |
| 50 | 2.20% | ¥94,582 | ¥56,749,202 | ¥22,349,202 |
| 50 | 2.30% | ¥96,533 | ¥57,919,705 | ¥23,519,705 |
| 50 | 2.40% | ¥98,505 | ¥59,102,753 | ¥24,702,753 |
| 50 | 2.50% | ¥100,497 | ¥60,298,202 | ¥25,898,202 |
| 50 | 2.60% | ¥102,510 | ¥61,505,904 | ¥27,105,904 |
| 50 | 2.70% | ¥104,543 | ¥62,725,707 | ¥28,325,707 |
| 50 | 2.80% | ¥106,596 | ¥63,957,456 | ¥29,557,456 |
| 50 | 2.90% | ¥108,668 | ¥65,200,993 | ¥30,800,993 |
| 50 | 3.00% | ¥110,760 | ¥66,456,156 | ¥32,056,156 |
3440万円｜45年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 45 | 0.70% | ¥74,281 | ¥40,111,926 | ¥5,711,926 |
| 45 | 0.80% | ¥75,878 | ¥40,974,062 | ¥6,574,062 |
| 45 | 0.90% | ¥77,496 | ¥41,847,648 | ¥7,447,648 |
| 45 | 1.00% | ¥79,135 | ¥42,732,642 | ¥8,332,642 |
| 45 | 1.10% | ¥80,794 | ¥43,629,000 | ¥9,229,000 |
| 45 | 1.20% | ¥82,475 | ¥44,536,671 | ¥10,136,671 |
| 45 | 1.30% | ¥84,177 | ¥45,455,602 | ¥11,055,602 |
| 45 | 1.40% | ¥85,900 | ¥46,385,737 | ¥11,985,737 |
| 45 | 1.50% | ¥87,643 | ¥47,327,011 | ¥12,927,011 |
| 45 | 1.60% | ¥89,406 | ¥48,279,360 | ¥13,879,360 |
| 45 | 1.70% | ¥91,190 | ¥49,242,714 | ¥14,842,714 |
| 45 | 1.80% | ¥92,994 | ¥50,216,999 | ¥15,816,999 |
| 45 | 1.90% | ¥94,819 | ¥51,202,137 | ¥16,802,137 |
| 45 | 2.00% | ¥96,663 | ¥52,198,047 | ¥17,798,047 |
| 45 | 2.10% | ¥98,527 | ¥53,204,645 | ¥18,804,645 |
| 45 | 2.20% | ¥100,411 | ¥54,221,843 | ¥19,821,843 |
| 45 | 2.30% | ¥102,314 | ¥55,249,549 | ¥20,849,549 |
| 45 | 2.40% | ¥104,236 | ¥56,287,668 | ¥21,887,668 |
| 45 | 2.50% | ¥106,178 | ¥57,336,104 | ¥22,936,104 |
| 45 | 2.60% | ¥108,138 | ¥58,394,755 | ¥23,994,755 |
| 45 | 2.70% | ¥110,118 | ¥59,463,518 | ¥25,063,518 |
| 45 | 2.80% | ¥112,115 | ¥60,542,287 | ¥26,142,287 |
| 45 | 2.90% | ¥114,131 | ¥61,630,954 | ¥27,230,954 |
| 45 | 3.00% | ¥116,166 | ¥62,729,407 | ¥28,329,407 |
3440万円｜40年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 40 | 0.70% | ¥82,188 | ¥39,450,421 | ¥5,050,421 |
| 40 | 0.80% | ¥83,768 | ¥40,208,415 | ¥5,808,415 |
| 40 | 0.90% | ¥85,366 | ¥40,975,480 | ¥6,575,480 |
| 40 | 1.00% | ¥86,982 | ¥41,751,590 | ¥7,351,590 |
| 40 | 1.10% | ¥88,618 | ¥42,536,717 | ¥8,136,717 |
| 40 | 1.20% | ¥90,273 | ¥43,330,828 | ¥8,930,828 |
| 40 | 1.30% | ¥91,946 | ¥44,133,892 | ¥9,733,892 |
| 40 | 1.40% | ¥93,637 | ¥44,945,870 | ¥10,545,870 |
| 40 | 1.50% | ¥95,347 | ¥45,766,723 | ¥11,366,723 |
| 40 | 1.60% | ¥97,076 | ¥46,596,410 | ¥12,196,410 |
| 40 | 1.70% | ¥98,823 | ¥47,434,886 | ¥13,034,886 |
| 40 | 1.80% | ¥100,588 | ¥48,282,105 | ¥13,882,105 |
| 40 | 1.90% | ¥102,371 | ¥49,138,017 | ¥14,738,017 |
| 40 | 2.00% | ¥104,172 | ¥50,002,570 | ¥15,602,570 |
| 40 | 2.10% | ¥105,991 | ¥50,875,710 | ¥16,475,710 |
| 40 | 2.20% | ¥107,828 | ¥51,757,380 | ¥17,357,380 |
| 40 | 2.30% | ¥109,682 | ¥52,647,523 | ¥18,247,523 |
| 40 | 2.40% | ¥111,554 | ¥53,546,078 | ¥19,146,078 |
| 40 | 2.50% | ¥113,444 | ¥54,452,981 | ¥20,052,981 |
| 40 | 2.60% | ¥115,350 | ¥55,368,168 | ¥20,968,168 |
| 40 | 2.70% | ¥117,274 | ¥56,291,571 | ¥21,891,571 |
| 40 | 2.80% | ¥119,215 | ¥57,223,123 | ¥22,823,123 |
| 40 | 2.90% | ¥121,172 | ¥58,162,753 | ¥23,762,753 |
| 40 | 3.00% | ¥123,147 | ¥59,110,388 | ¥24,710,388 |
3440万円｜35年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 35 | 0.70% | ¥92,371 | ¥38,795,882 | ¥4,395,882 |
| 35 | 0.80% | ¥93,933 | ¥39,451,844 | ¥5,051,844 |
| 35 | 0.90% | ¥95,511 | ¥40,114,768 | ¥5,714,768 |
| 35 | 1.00% | ¥97,106 | ¥40,784,638 | ¥6,384,638 |
| 35 | 1.10% | ¥98,718 | ¥41,461,437 | ¥7,061,437 |
| 35 | 1.20% | ¥100,346 | ¥42,145,146 | ¥7,745,146 |
| 35 | 1.30% | ¥101,990 | ¥42,835,746 | ¥8,435,746 |
| 35 | 1.40% | ¥103,651 | ¥43,533,214 | ¥9,133,214 |
| 35 | 1.50% | ¥105,327 | ¥44,237,528 | ¥9,837,528 |
| 35 | 1.60% | ¥107,021 | ¥44,948,661 | ¥10,548,661 |
| 35 | 1.70% | ¥108,730 | ¥45,666,589 | ¥11,266,589 |
| 35 | 1.80% | ¥110,455 | ¥46,391,282 | ¥11,991,282 |
| 35 | 1.90% | ¥112,197 | ¥47,122,711 | ¥12,722,711 |
| 35 | 2.00% | ¥113,954 | ¥47,860,845 | ¥13,460,845 |
| 35 | 2.10% | ¥115,728 | ¥48,605,652 | ¥14,205,652 |
| 35 | 2.20% | ¥117,517 | ¥49,357,098 | ¥14,957,098 |
| 35 | 2.30% | ¥119,322 | ¥50,115,147 | ¥15,715,147 |
| 35 | 2.40% | ¥121,142 | ¥50,879,763 | ¥16,479,763 |
| 35 | 2.50% | ¥122,978 | ¥51,650,909 | ¥17,250,909 |
| 35 | 2.60% | ¥124,830 | ¥52,428,544 | ¥18,028,544 |
| 35 | 2.70% | ¥126,697 | ¥53,212,629 | ¥18,812,629 |
| 35 | 2.80% | ¥128,579 | ¥54,003,121 | ¥19,603,121 |
| 35 | 2.90% | ¥130,476 | ¥54,799,978 | ¥20,399,978 |
| 35 | 3.00% | ¥132,388 | ¥55,603,155 | ¥21,203,155 |
3440万円｜30年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 30 | 0.70% | ¥105,968 | ¥38,148,323 | ¥3,748,323 |
| 30 | 0.80% | ¥107,512 | ¥38,704,372 | ¥4,304,372 |
| 30 | 0.90% | ¥109,071 | ¥39,265,547 | ¥4,865,547 |
| 30 | 1.00% | ¥110,644 | ¥39,831,838 | ¥5,431,838 |
| 30 | 1.10% | ¥112,231 | ¥40,403,237 | ¥6,003,237 |
| 30 | 1.20% | ¥113,833 | ¥40,979,733 | ¥6,579,733 |
| 30 | 1.30% | ¥115,448 | ¥41,561,314 | ¥7,161,314 |
| 30 | 1.40% | ¥117,078 | ¥42,147,970 | ¥7,747,970 |
| 30 | 1.50% | ¥118,721 | ¥42,739,687 | ¥8,339,687 |
| 30 | 1.60% | ¥120,379 | ¥43,336,451 | ¥8,936,451 |
| 30 | 1.70% | ¥122,051 | ¥43,938,248 | ¥9,538,248 |
| 30 | 1.80% | ¥123,736 | ¥44,545,062 | ¥10,145,062 |
| 30 | 1.90% | ¥125,436 | ¥45,156,877 | ¥10,756,877 |
| 30 | 2.00% | ¥127,149 | ¥45,773,675 | ¥11,373,675 |
| 30 | 2.10% | ¥128,876 | ¥46,395,440 | ¥11,995,440 |
| 30 | 2.20% | ¥130,617 | ¥47,022,152 | ¥12,622,152 |
| 30 | 2.30% | ¥132,372 | ¥47,653,792 | ¥13,253,792 |
| 30 | 2.40% | ¥134,140 | ¥48,290,339 | ¥13,890,339 |
| 30 | 2.50% | ¥135,922 | ¥48,931,772 | ¥14,531,772 |
| 30 | 2.60% | ¥137,717 | ¥49,578,070 | ¥15,178,070 |
| 30 | 2.70% | ¥139,526 | ¥50,229,210 | ¥15,829,210 |
| 30 | 2.80% | ¥141,348 | ¥50,885,168 | ¥16,485,168 |
| 30 | 2.90% | ¥143,183 | ¥51,545,921 | ¥17,145,921 |
| 30 | 3.00% | ¥145,032 | ¥52,211,444 | ¥17,811,444 |
3440万円｜25年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 25 | 0.70% | ¥125,026 | ¥37,507,754 | ¥3,107,754 |
| 25 | 0.80% | ¥126,553 | ¥37,966,018 | ¥3,566,018 |
| 25 | 0.90% | ¥128,093 | ¥38,427,847 | ¥4,027,847 |
| 25 | 1.00% | ¥129,644 | ¥38,893,237 | ¥4,493,237 |
| 25 | 1.10% | ¥131,207 | ¥39,362,184 | ¥4,962,184 |
| 25 | 1.20% | ¥132,782 | ¥39,834,683 | ¥5,434,683 |
| 25 | 1.30% | ¥134,369 | ¥40,310,727 | ¥5,910,727 |
| 25 | 1.40% | ¥135,968 | ¥40,790,311 | ¥6,390,311 |
| 25 | 1.50% | ¥137,578 | ¥41,273,429 | ¥6,873,429 |
| 25 | 1.60% | ¥139,200 | ¥41,760,073 | ¥7,360,073 |
| 25 | 1.70% | ¥140,834 | ¥42,250,237 | ¥7,850,237 |
| 25 | 1.80% | ¥142,480 | ¥42,743,913 | ¥8,343,913 |
| 25 | 1.90% | ¥144,137 | ¥43,241,093 | ¥8,841,093 |
| 25 | 2.00% | ¥145,806 | ¥43,741,768 | ¥9,341,768 |
| 25 | 2.10% | ¥147,486 | ¥44,245,929 | ¥9,845,929 |
| 25 | 2.20% | ¥149,179 | ¥44,753,568 | ¥10,353,568 |
| 25 | 2.30% | ¥150,882 | ¥45,264,674 | ¥10,864,674 |
| 25 | 2.40% | ¥152,597 | ¥45,779,237 | ¥11,379,237 |
| 25 | 2.50% | ¥154,324 | ¥46,297,247 | ¥11,897,247 |
| 25 | 2.60% | ¥156,062 | ¥46,818,693 | ¥12,418,693 |
| 25 | 2.70% | ¥157,812 | ¥47,343,564 | ¥12,943,564 |
| 25 | 2.80% | ¥159,573 | ¥47,871,848 | ¥13,471,848 |
| 25 | 2.90% | ¥161,345 | ¥48,403,534 | ¥14,003,534 |
| 25 | 3.00% | ¥163,129 | ¥48,938,608 | ¥14,538,608 |
3440万円｜20年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 20 | 0.70% | ¥153,642 | ¥36,874,184 | ¥2,474,184 |
| 20 | 0.80% | ¥155,153 | ¥37,236,796 | ¥2,836,796 |
| 20 | 0.90% | ¥156,674 | ¥37,601,694 | ¥3,201,694 |
| 20 | 1.00% | ¥158,204 | ¥37,968,874 | ¥3,568,874 |
| 20 | 1.10% | ¥159,743 | ¥38,338,336 | ¥3,938,336 |
| 20 | 1.20% | ¥161,292 | ¥38,710,077 | ¥4,310,077 |
| 20 | 1.30% | ¥162,850 | ¥39,084,094 | ¥4,684,094 |
| 20 | 1.40% | ¥164,418 | ¥39,460,386 | ¥5,060,386 |
| 20 | 1.50% | ¥165,996 | ¥39,838,949 | ¥5,438,949 |
| 20 | 1.60% | ¥167,582 | ¥40,219,781 | ¥5,819,781 |
| 20 | 1.70% | ¥169,179 | ¥40,602,878 | ¥6,202,878 |
| 20 | 1.80% | ¥170,784 | ¥40,988,237 | ¥6,588,237 |
| 20 | 1.90% | ¥172,399 | ¥41,375,855 | ¥6,975,855 |
| 20 | 2.00% | ¥174,024 | ¥41,765,728 | ¥7,365,728 |
| 20 | 2.10% | ¥175,658 | ¥42,157,853 | ¥7,757,853 |
| 20 | 2.20% | ¥177,301 | ¥42,552,225 | ¥8,152,225 |
| 20 | 2.30% | ¥178,953 | ¥42,948,840 | ¥8,548,840 |
| 20 | 2.40% | ¥180,615 | ¥43,347,694 | ¥8,947,694 |
| 20 | 2.50% | ¥182,287 | ¥43,748,783 | ¥9,348,783 |
| 20 | 2.60% | ¥183,967 | ¥44,152,102 | ¥9,752,102 |
| 20 | 2.70% | ¥185,657 | ¥44,557,645 | ¥10,157,645 |
| 20 | 2.80% | ¥187,356 | ¥44,965,410 | ¥10,565,410 |
| 20 | 2.90% | ¥189,064 | ¥45,375,389 | ¥10,975,389 |
| 20 | 3.00% | ¥190,782 | ¥45,787,578 | ¥11,387,578 |
3440万円｜15年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 15 | 0.70% | ¥201,376 | ¥36,247,622 | ¥1,847,622 |
| 15 | 0.80% | ¥202,871 | ¥36,516,722 | ¥2,116,722 |
| 15 | 0.90% | ¥204,373 | ¥36,787,108 | ¥2,387,108 |
| 15 | 1.00% | ¥205,882 | ¥37,058,780 | ¥2,658,780 |
| 15 | 1.10% | ¥207,399 | ¥37,331,738 | ¥2,931,738 |
| 15 | 1.20% | ¥208,922 | ¥37,605,981 | ¥3,205,981 |
| 15 | 1.30% | ¥210,453 | ¥37,881,507 | ¥3,481,507 |
| 15 | 1.40% | ¥211,991 | ¥38,158,316 | ¥3,758,316 |
| 15 | 1.50% | ¥213,536 | ¥38,436,408 | ¥4,036,408 |
| 15 | 1.60% | ¥215,088 | ¥38,715,780 | ¥4,315,780 |
| 15 | 1.70% | ¥216,647 | ¥38,996,433 | ¥4,596,433 |
| 15 | 1.80% | ¥218,213 | ¥39,278,364 | ¥4,878,364 |
| 15 | 1.90% | ¥219,787 | ¥39,561,573 | ¥5,161,573 |
| 15 | 2.00% | ¥221,367 | ¥39,846,059 | ¥5,446,059 |
| 15 | 2.10% | ¥222,955 | ¥40,131,820 | ¥5,731,820 |
| 15 | 2.20% | ¥224,549 | ¥40,418,854 | ¥6,018,854 |
| 15 | 2.30% | ¥226,151 | ¥40,707,162 | ¥6,307,162 |
| 15 | 2.40% | ¥227,760 | ¥40,996,740 | ¥6,596,740 |
| 15 | 2.50% | ¥229,375 | ¥41,287,588 | ¥6,887,588 |
| 15 | 2.60% | ¥230,998 | ¥41,579,704 | ¥7,179,704 |
| 15 | 2.70% | ¥232,628 | ¥41,873,086 | ¥7,473,086 |
| 15 | 2.80% | ¥234,265 | ¥42,167,733 | ¥7,767,733 |
| 15 | 2.90% | ¥235,909 | ¥42,463,644 | ¥8,063,644 |
| 15 | 3.00% | ¥237,560 | ¥42,760,815 | ¥8,360,815 |
3440万円｜10年返済のローン
| 期間（年） | 金利 | 毎月返済額 | 総支払額 | 総金利額 |
| 10 | 0.70% | ¥296,901 | ¥35,628,074 | ¥1,228,074 |
| 10 | 0.80% | ¥298,382 | ¥35,805,804 | ¥1,405,804 |
| 10 | 0.90% | ¥299,868 | ¥35,984,107 | ¥1,584,107 |
| 10 | 1.00% | ¥301,358 | ¥36,162,981 | ¥1,762,981 |
| 10 | 1.10% | ¥302,854 | ¥36,342,428 | ¥1,942,428 |
| 10 | 1.20% | ¥304,354 | ¥36,522,447 | ¥2,122,447 |
| 10 | 1.30% | ¥305,859 | ¥36,703,037 | ¥2,303,037 |
| 10 | 1.40% | ¥307,368 | ¥36,884,198 | ¥2,484,198 |
| 10 | 1.50% | ¥308,883 | ¥37,065,931 | ¥2,665,931 |
| 10 | 1.60% | ¥310,402 | ¥37,248,235 | ¥2,848,235 |
| 10 | 1.70% | ¥311,926 | ¥37,431,109 | ¥3,031,109 |
| 10 | 1.80% | ¥313,455 | ¥37,614,554 | ¥3,214,554 |
| 10 | 1.90% | ¥314,988 | ¥37,798,569 | ¥3,398,569 |
| 10 | 2.00% | ¥316,526 | ¥37,983,154 | ¥3,583,154 |
| 10 | 2.10% | ¥318,069 | ¥38,168,308 | ¥3,768,308 |
| 10 | 2.20% | ¥319,617 | ¥38,354,032 | ¥3,954,032 |
| 10 | 2.30% | ¥321,169 | ¥38,540,325 | ¥4,140,325 |
| 10 | 2.40% | ¥322,727 | ¥38,727,186 | ¥4,327,186 |
| 10 | 2.50% | ¥324,288 | ¥38,914,615 | ¥4,514,615 |
| 10 | 2.60% | ¥325,855 | ¥39,102,613 | ¥4,702,613 |
| 10 | 2.70% | ¥327,426 | ¥39,291,178 | ¥4,891,178 |
| 10 | 2.80% | ¥329,003 | ¥39,480,311 | ¥5,080,311 |
| 10 | 2.90% | ¥330,583 | ¥39,670,010 | ¥5,270,010 |
| 10 | 3.00% | ¥332,169 | ¥39,860,275 | ¥5,460,275 |
